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1 Amanda Niles, MBA Niles Home Loans at Summit Mortgage 6605 SW Macadam Avenue Suite 201 Portland, Oregon Microsoft Approved Lender NMLS# 3236 MLO# CA# 603A124 Mortgage Programs Include Purchase Refinance FHA Financing to 96.5% USDA Financing to 100% VA Financing to 100% Conventional Financing Jumbo Loans Construction Loans Commercial Loans Investment/1031 Exchange Second Home Financing Reverse Mortgages Testimonial: "When shopping around for home refinance, I looked around lot of places to check for broker and banker references. Being onsite at Microsoft campus the natural instinct was to look for recommendations among Microsoft communities. I found a ton of references to Amanda's brokerage firm ( and decided to give a try. I have to admit I could not be happier with the whole refinancing process with Amanda. She walked me through the entire process and was also patient to meet my financial needs, timing with the current market uncertainties. Amanda is knowledgeable, professional, courteous and diligent. Unlike others I have found her to be very prompt in responding to my calls in a timely manner. I know at least couple of other friends within our community whom I have referred to and are satisfied with the whole home mortgage / refinance process." Prakash Menon (VP KAOW) amandan@go-summit.com / / Low flat rate/fees for friends, members, or family of this association. CALL NOW and see how you can support your association s charity drive
2 For A Pleasant & Peaceful Retired life in USA Kerala Gardens is a retirement community in the suburb of Atlanta, Georgia for those who crave for a pleasant & peaceful retired life. At Kerala Gardens you will find yourself in an active, stimulating environment designed to enrich the life of our residents. This community is open to all and the greatest benefit of Kerala Gardens is to get culturally like-minded families to live with and pursue life s goals and find happiness together. The residential setting of Kerala Gardens gives residents an environment of privacy, charm and a shared sense of common experience. This unique community provides services which ensure that residents live a friendly and dignified lifestyle. We are planning to build this community in 114 acres land with a natural lake, creeks etc. The proposed community is conveniently accessible to major highways, close to major hospitals, the Atlanta International airport, temples, churches of various denominations and shopping centers. Residents could enjoy a gated community with 24/7 manned security, swimming pool, tennis courts, walking trails, club house etc. Kerala Gardens Home Owners Association will be fully responsible for the day to day affairs of the community including the maintenance. We are planning to build 133 single family homes, 112 town homes and an assisted living facility &an adjacent shopping center (future plans). Every units will have its lavishly designed master bedroom on the ground floor with wheel chair access up to the shower and an optional front and or back porch for relaxing. The construction of the community has already started and we are expecting to fin- info@keralagardens.com Mr. John Titus: john.titus@aerocontrols.com Dr. Thomas Alexander: Mr. George Melathe: Mr. Abraham Thomas: Mr. Mathen Mathew:
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4 NEW CONSTRUCTION RETAINING WALLS, FLAG STONE & BRICK PATIOS J & J Landscaping & House Cleaning Services (206) joseattle12@yahoo.com SAVE TIME AND MONEY MAINTENANCE LAWN MOWING EDGING / BLOWING WEED CONTROL GENERAL CLEAN UP HAULING BRICKWAYS & DRIVEWAYS Discounts from 5% to 10% for association members AERATION HOUSE CLEANING STANDARD TASKS FOR MAINTENANCE CLEANING COMMON LIVING AREAS DUST MOLDINGS BASEBOARDS ROCKERIES / BARK & PLANTING TOP SOIL / SEED & SOD INSTALLATION SHELVES VACUUM CARPETS BATHROOMS TOILET, CLEAN SINK COUNTER, CABINET FACE MIRROR, SCRUB SHOWER TUB WALL KITCHEN PESSURE WASHING ROOF CLEANING, DECK CLEANING FENCE & DRIVEWAY CLEANING CLEAN EXTERIOR OF LARGE APPLIANCES SPRINKLER SYSTEMS. CLEAN SINK CABINET FACE CLEAN FLOOR CLEAN RANGE TOP SEAL COATING, AND PAVING services SEAL COATING, CRACKS FILLING
5 LOWEST DISCOUNTED FARES To India, Pakistan, Middle East, Africa, Europe & Many More CALL: / FAX: TRAVEL NET NE 24th Street. Suite 4A. Bellevue. WA Exclusive Rates for Travel & Cruise Packages Anywhere around the world
6 $5 OFF Any Bill of $25 or More Dine In or Take Out. Buffet Excluded Not valid with any other offer. 20% OFF Entire Bill Dine In or Take Out. Buffet Excluded Not valid with any other offer. With coupon. Expires 10/1/2010 FREE Dinner Buy One Dinner at the Regular Price and get a Second Dinner of Equal or Lesser Value FREE Dine In Only. Up To $8.95 Value. Buffet Excluded Not valid with any other offer. With coupon. Expires 10/1/2010 LOWEST DISCOUNTED FARES To India, Pakistan, Middle East, Africa, Europe & Many More CALL: FAX: / TRAVEL NET NE 24th Street. Suite 4A. Bellevue. WA Exclusive Rates for Travel & Cruise Packages Anywhere around the world
7 JD S MARKET FRUITS & V E G E TA B L E S INDIAN MEXICAN ASIAN GROCERIES Street S.W. Lynnwood, WA. Ph : (425) Visit JD s Market for Asian Grocery, Fresh Vegetables and Fruits, Fish and HALAL meat (Chicken, Lamb, Goat and Beef) Open 7 Days a Week From 10 AM 10 PM Bring this advertisement for a 1 time discount of 10% above $50 pur-
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