MARA Escrow Company. returned phone calls and response. Meet our Beverly Hills team. Sepi Amirianfar Escrow Officer

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1 TUESDAY, FEBRUARY 12, 2013 A1 MARA Escrow Company Beverly Hills Encino Redondo Beach Objective : To seamlessly guide you through the escrow process by maintaining active communication, being responsive to your needs and remaining accessible Professional Experience MARA Escrow Company 1984-Present & Strengths Skills Escrow: Communication: Customer Service: Multilingual: with returned phone calls and response solution-oriented approach on each transaction Meet our Beverly Hills team Cheryl Noah Branch Manager cnoah@maraescrow.com Connie Kaiser Escrow Officer ckaiser@maraescrow.com Linda Drumm Escrow Officer ldrumm@maraescrow.com Sepi Amirianfar Escrow Officer sepi@maraescrow.com Cory Schwab Escrow Officer cschwab@maraescrow.com John Song Escrow Officer jsong@maraescrow.com Angel Moser Account Executive amoser@maraescrow.com John Kotleba Chief Operations Officer jkotleba@maraescrow.com

2 A2 TUESDAY, FEBRUARY 12, 2013 Defining Private Mortgage Banking Since At CS Financial, we do more than just talk about private mortgage banking. We define and deliver it. Talk to any one of our licensed, highly experienced Loan Officers today at , and work with California s leading independent private mortgage banker. nancial.com BEVERLY HILLS Wilshire Blvd., Suite 801, Beverly Hills, CA P F CALABASAS Calabasas Road, Suite 203, Calabasas, CA P F Programs, rates and APRs subject to change at any time without prior notice. CS Financial is a real estate broker licensed by the CA Dept of Real Estate, license # , NMLS #31132.

3 TUESDAY, FEBRUARY 12, 2013 A3 CS COMMERCIAL Apartment Loans No Problem! CS Commercial has 5+ unit properties covered. $2,375,000 Apartment Purchase CS Commercial arranged a 50% LTV loan for a 9-unit apartment building located in Los Angeles. $875,000 Apartment Purchase Secured a 75% LTV loan for the purchase of an 8-unit building in Koreatown. No bank statements / no tax returns required. Closed on last day of $620,000 Apartment Refinance Arranged cash out refi nance for a 7-unit apartment building in Oakland. No bank statements / no tax returns required. $830,000 Apartment Purchase Provided 65% LTV purchase loan for 1031 purchase transaction in Long Beach. No bank statements / no tax returns required. Contact The CS Commercial Team at / CS COMMERCIAL Christopher I. Farlow - cfarlow@csfinancial.com Brett Twente - btwente@csfinancial.com 9595 Wilshire Blvd., Suite 801, Beverly Hills, CA Christopher I. Farlow Brett Twente Contact the broker for complete program guidelines, restrictions, and eligibility requirements. Programs, rates, and APRs subject to change at any time without prior notice. CS Commercial is a division of CS Financial, Inc., a real estate broker licensed by the CA Dept of Real Estate, license# NMLS#

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6 A6 TUESDAY, FEBRUARY 12, 2013 CLIENT S BANK CAN T CLOSE? CALL COHEN. Mark Cohen Broker Too often, deals are delayed or cancelled due to restrictive bank underwriting guidelines and documentation requirements that never seem to end. Not at Cohen Financial Group. We have the lending options, flexibility and expertise to put your client s loan on track and keep it there, from open to close. We ve originated more than $10 billion in residential loans and closed more 18,000 deals since When time is of the essence and failure not an option, call Mark Cohen Preferred lending partner for: 9595 Wilshire Blvd., Suite 801 Beverly Hills, CA P F Mark Cohen is a broker licensed by the CA Dept of Real Estate, lic# , NMLS# Cohen Financial Group is a division of CS Financial, Inc., a real estate broker licensed by the CA Dept of Real Estate, lic# , NMLS#

7 TUESDAY, FEBRUARY 12, 2013 A7 DON T TAKE OUR WORD FOR IT; TAKE THEIRS. I have worked with Mark Cohen for over 18 years, and he has displayed incredible skill in closing some of the most diffi cult deals. His expertise and follow-through always make me shine. I am pleased to recommend Mark because my deals always close when he is involved. In today s diffi cult real estate climate, having Cohen Financial Group on your team brings success one step closer. Myra Nourmand, Nourmand & Associates I have known Mark Cohen for nearly two decades Mark is quick to measure the appropriate loan for the borrower and package it for the best fi t. No matter how diffi cult or unconventional the fi nancing may be, Mark is able to close it. Mark s a closer. Mike Deasy, CEO/Managing Partner, Deasy/Penner & Partners Having worked with Mark for over 15 years, I still consider him one of the best in the Mark Cohen and his team have come through for me on the most diffi cult deals time and time again. Mark has the ability to get mortgages fi nanced when no other broker can. He is an invaluable resource to my business, especially in this lendingchallenged environment. Susan Andrews, Hilton & Hyland Christies International Real Estate mortgage business. In a world fi lled with so much uncertainty, Mark s word is the one thing I can always rely on. Mark is involved personally on each deal and it seems that the more diffi cult the circumstances, the more Mark seems to shine. Mark has closed many transactions for me when even I was ready to throw in the towel. Mark s experience and passion for what he does each day is unparalleled. In short, Mark gets it done. Gavin Fleminger, Nourmand & Associates we make deals close and doors open

8 A8 TUESDAY, FEBRUARY 12, 2013 T o n y G i o r d a n o, C E O / M a n a g i n g P r i n c i p a l Happy holidays to all west-side agents! I hope you had a great 2012 and here is to an amazing 2013 ahead. I would like to offer you a free copy of my book the social agent and an invitation to attend any of my training classes. Whether you re new, or a seasoned agent, I can raise your production to another level, just follow me, I ll get you there... As the leader of the kw Brentwood office it is my passion to help and grow agents and their business. It s a calling. The biggest issue with online presence in our industry, is that realtors are primarily being taught and coached social media by tech trainers who only learned it to teach it. They never practiced it as an agent, and the approach is completely different and extremely effective. For the first time in history a newer agent can take the business of a veteran overnight who understands online dominance. My approach in leading the agents I have coached, has accounted for 35+ million in volume just in the last 6 months that has come to them by my strategies with social media. T o n y G i o r d a n o t o n y. g i o r d a n k w. c o m k w B r e n t w o o d O f f i c e San Vicente SUITE 100 Los Angeles CA 90049

9 TUESDAY, FEBRUARY 12, 2013 A1 MARA Escrow Company Beverly Hills Encino Redondo Beach Objective : To seamlessly guide you through the escrow process by maintaining active communication, being responsive to your needs and remaining accessible Professional Experience MARA Escrow Company 1984-Present & Strengths Skills Escrow: Communication: Customer Service: Multilingual: with returned phone calls and response solution-oriented approach on each transaction Meet our Beverly Hills team Cheryl Noah Branch Manager cnoah@maraescrow.com Connie Kaiser Escrow Officer ckaiser@maraescrow.com Linda Drumm Escrow Officer ldrumm@maraescrow.com Sepi Amirianfar Escrow Officer sepi@maraescrow.com Cory Schwab Escrow Officer cschwab@maraescrow.com John Song Escrow Officer jsong@maraescrow.com Angel Moser Account Executive amoser@maraescrow.com John Kotleba Chief Operations Officer jkotleba@maraescrow.com

10 A2 TUESDAY, FEBRUARY 12, 2013 Defining Private Mortgage Banking Since At CS Financial, we do more than just talk about private mortgage banking. We define and deliver it. Talk to any one of our licensed, highly experienced Loan Officers today at , and work with California s leading independent private mortgage banker. nancial.com BEVERLY HILLS Wilshire Blvd., Suite 801, Beverly Hills, CA P F CALABASAS Calabasas Road, Suite 203, Calabasas, CA P F Programs, rates and APRs subject to change at any time without prior notice. CS Financial is a real estate broker licensed by the CA Dept of Real Estate, license # , NMLS #31132.

11 TUESDAY, FEBRUARY 12, 2013 A3 CS COMMERCIAL Apartment Loans No Problem! CS Commercial has 5+ unit properties covered. $2,375,000 Apartment Purchase CS Commercial arranged a 50% LTV loan for a 9-unit apartment building located in Los Angeles. $875,000 Apartment Purchase Secured a 75% LTV loan for the purchase of an 8-unit building in Koreatown. No bank statements / no tax returns required. Closed on last day of $620,000 Apartment Refinance Arranged cash out refi nance for a 7-unit apartment building in Oakland. No bank statements / no tax returns required. $830,000 Apartment Purchase Provided 65% LTV purchase loan for 1031 purchase transaction in Long Beach. No bank statements / no tax returns required. Contact The CS Commercial Team at / CS COMMERCIAL Christopher I. Farlow - cfarlow@csfinancial.com Brett Twente - btwente@csfinancial.com 9595 Wilshire Blvd., Suite 801, Beverly Hills, CA Christopher I. Farlow Brett Twente Contact the broker for complete program guidelines, restrictions, and eligibility requirements. Programs, rates, and APRs subject to change at any time without prior notice. CS Commercial is a division of CS Financial, Inc., a real estate broker licensed by the CA Dept of Real Estate, license# NMLS#

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14 A6 TUESDAY, FEBRUARY 12, 2013 CLIENT S BANK CAN T CLOSE? CALL COHEN. Mark Cohen Broker Too often, deals are delayed or cancelled due to restrictive bank underwriting guidelines and documentation requirements that never seem to end. Not at Cohen Financial Group. We have the lending options, flexibility and expertise to put your client s loan on track and keep it there, from open to close. We ve originated more than $10 billion in residential loans and closed more 18,000 deals since When time is of the essence and failure not an option, call Mark Cohen Preferred lending partner for: 9595 Wilshire Blvd., Suite 801 Beverly Hills, CA P F Mark Cohen is a broker licensed by the CA Dept of Real Estate, lic# , NMLS# Cohen Financial Group is a division of CS Financial, Inc., a real estate broker licensed by the CA Dept of Real Estate, lic# , NMLS#

15 TUESDAY, FEBRUARY 12, 2013 A7 DON T TAKE OUR WORD FOR IT; TAKE THEIRS. I have worked with Mark Cohen for over 18 years, and he has displayed incredible skill in closing some of the most diffi cult deals. His expertise and follow-through always make me shine. I am pleased to recommend Mark because my deals always close when he is involved. In today s diffi cult real estate climate, having Cohen Financial Group on your team brings success one step closer. Myra Nourmand, Nourmand & Associates I have known Mark Cohen for nearly two decades Mark is quick to measure the appropriate loan for the borrower and package it for the best fi t. No matter how diffi cult or unconventional the fi nancing may be, Mark is able to close it. Mark s a closer. Mike Deasy, CEO/Managing Partner, Deasy/Penner & Partners Having worked with Mark for over 15 years, I still consider him one of the best in the Mark Cohen and his team have come through for me on the most diffi cult deals time and time again. Mark has the ability to get mortgages fi nanced when no other broker can. He is an invaluable resource to my business, especially in this lendingchallenged environment. Susan Andrews, Hilton & Hyland Christies International Real Estate mortgage business. In a world fi lled with so much uncertainty, Mark s word is the one thing I can always rely on. Mark is involved personally on each deal and it seems that the more diffi cult the circumstances, the more Mark seems to shine. Mark has closed many transactions for me when even I was ready to throw in the towel. Mark s experience and passion for what he does each day is unparalleled. In short, Mark gets it done. Gavin Fleminger, Nourmand & Associates we make deals close and doors open

16 A8 TUESDAY, FEBRUARY 12, 2013 T o n y G i o r d a n o, C E O / M a n a g i n g P r i n c i p a l Happy holidays to all west-side agents! I hope you had a great 2012 and here is to an amazing 2013 ahead. I would like to offer you a free copy of my book the social agent and an invitation to attend any of my training classes. Whether you re new, or a seasoned agent, I can raise your production to another level, just follow me, I ll get you there... As the leader of the kw Brentwood office it is my passion to help and grow agents and their business. It s a calling. The biggest issue with online presence in our industry, is that realtors are primarily being taught and coached social media by tech trainers who only learned it to teach it. They never practiced it as an agent, and the approach is completely different and extremely effective. For the first time in history a newer agent can take the business of a veteran overnight who understands online dominance. My approach in leading the agents I have coached, has accounted for 35+ million in volume just in the last 6 months that has come to them by my strategies with social media. T o n y G i o r d a n o t o n y. g i o r d a n k w. c o m k w B r e n t w o o d O f f i c e San Vicente SUITE 100 Los Angeles CA 90049

17 TUESDAY, FEBRUARY 12, 2013 A9 F I N A N C I A L JUMBO CONFORMING FHA VA REVERSE MORTGAGE COMMERCIAL.... We know what you want from a lender: a wide selection of loan programs; fast underwriting and processing; constant accountability and control. Founded in 1994, Surety Financial is the local mortgage bank that puts all the pieces together., SVP, Branch Manager cell: Todd@SeaboldWeinberger.com. NMLS ID# CA DRE# , Senior Loan Officer cell: Eli@SeaboldWeinberger.com. NMLS ID# CA DRE#

18 A10 TUESDAY, FEBRUARY 12, 2013 l u x u r y h o m e s P r i v a t e i s l a n d s e x o t i c r a n c h e s t h e f a s t e s t g r o w i n g l u x u r y b o u t i q u e Beverly Hills Brentwood Laguna Beach Montecito Newport Beach Pasadena t e l e s p r o p e r t i e s. c o m 2013 Teles Properties, Inc. Teles Properties is a registered trademark.

19 TUESDAY, FEBRUARY 12, 2013 A11 t e l e s w e l c o m e s Joan Sather joan.sather@telesproperties.com Teles Properties is delighted to welcome Joan Sather to Teles Properties Brentwood. W O R L D C L A S S P L A T F O R M 2013 Teles Properties, Inc. Teles Properties is a registered trademark. t h e t e l e s a d v a n t a g e. c o m

20 A12 TUESDAY, FEBRUARY 12, 2013 RODEO REALTY B E V E R L Y H I L L S Syd Leibovitch, President of Rodeo Realty, is proud to Welcome Kris Mooney Cell kmooneyre@gmail.com N. Canon Dr. Beverly Hills, CA

21 TUESDAY, FEBRUARY 12, 2013 A13 RODEO REALTY B E V E R L Y H I L L S Syd Leibovitch, President of Rodeo Realty, is proud to Welcome Debra Ziven Cell dziven@sbcglobal.net N. Canon Dr. Beverly Hills, CA

22 A14 TUESDAY, FEBRUARY 12, 2013 RODEO REALTY B R E N T W O O D Syd Leibovitch, President of Rodeo Realty, is proud to Welcome Carol Feiler cfeiler7@gmail.com San Vicente Blvd. #100 Brentwood, CA

23 TUESDAY, FEBRUARY 12, 2013 A15 RODEO REALTY B E V E R L Y H I L L S Syd Leibovitch, President of Rodeo Realty, is proud to Welcome Marco Pirozzolo marcopirozzolo@gmail.com 202 N. Canon Dr. Beverly Hills, CA

24 A16 TUESDAY, FEBRUARY 12, 2013 Advanced Probate LIFE OF A PROBATE Date: Thursday,, February 28, 2013 PRESENTED BY: Joe Ramos, SRES. GRI, SFR Master Instructor Time: Location: Cost*: 9:30AM-12:30PM Registration 9:00A.M Beverly Hills/Greater Los Angeles Association of REALTORS 6330 San Vicente Blvd, Suite 100 Los Angeles, CA $50 - Member $60 - Non-Member *$5 surcharge for day of registrations PETITION FOR PROBATE LETTERS TESTAMENTARY/ADMINISTRATION NOTICE OF PROPOSED ACTION/WAIVER PETITION FOR ORDER CONFIRMING SALE ORDER CONFIRMING SALE INVENTORY/APPRAISAL PUBLICATION CA. GOVERNMENT CODE 6063a ATTORNEY S LETTER NO ESTATE TAX DUE FINAL ACCOUNT AND PETITION FOR DISTRIBUTION Register Online at Sponsored By Mike Zerebko Western Exterminator Co W Temple St Los Angeles, CA mzerebko@west-ext.com

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26 76 TUESDAY, FEBRUARY 12, 2013 Brian Selem Short Sale Specialist AGENTS We will Help you with your Short Sale Listings. TESTIMONIALS FROM AGENTS: Dear Brian: I wanted to thank you so much for helping me with the sale of the home located at 280 N. Kenter. This was the most difficult and complicated short sale I have ever dealt with. You did an amazing job in no time. You are my hero and I will tell everyone what an amazing job you did. Thank you. - Fiora Aston (July 2012) Dear Brian: On behalf of my client and myself, I want to thank you for your generosity and support in assisting us with my short sale transaction. Your willingness to offer advice and insight and team spirit is very much appreciated. Thank you again. -Carole Schiffer (October 2012) Brian: I am writing to let you know how much we appreciate your help and expertise when we have/had questions regarding the Short sale Process. On numerous occasions we have sought out your advice when problems have occurred during transactions we have handled and you have been very generous with your time which has enabled us to gain the confidence to navigate through the frustrating and challenging short sale deals we have encountered. Your knowledge has added to our success in closing many sales. - Andrew Thurm (October 2012) Brian's involvement with the transaction can be on a referral basis; co-listing; or just to provide information about the process for the specific situation. Compensation will vary depending on level of involvement Don t miss out on an opportunity to provide your clients with strong alternatives to foreclosure, We're here to help!" Phone: B.Selem@verizon.net Web: Coldwell Banker Real Estate LLC. Coldwell Banker is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned And Operated By NRT LLC.