CHARTWELL PLAZA SOUTHEND - ESSEX

Transcription

1 CHARTWELL PLAZA SOUTHEND - ESSEX

2 02 WELCOME 06 THE LOCATION WELCOME TO PROSPERITY 12 THE PROPERTY 28 INVESTMENT PLANS AS INCOME THROUGH PROPERTY SPECIALISTS, WE ARE PASSIONATE ABOUT PROVIDING AFFORDABLE UK PROPERTY AS A LONG-TERM INVESTMENT TOOL. 34 ABOUT PROSPERITY OUR PRODUCT ALLOWS THE OPPORTUNITY TO PURCHASE PRIME UK STOCK AT DISCOUNTED PRICES, UTILISING A RANGE OF SPECIALLY DEVISED PAYMENT PLANS. BECAUSE OF THIS RARE COMBINATION WE RE ABLE TO WELCOME A FAR WIDER INVESTOR AUDIENCE ONE WHICH BUYS- IN TO OUR BELIEF THAT THIS TANGIBLE, BRICKS AND MORTAR ASSET SHOULD FORM PART OF EVERY INVESTORS SPREAD OF INVESTMENTS. 3

3 THE MIX OF COMPONENTS UNDERPINNING OUR PRODUCT IS TOTALLY UNIQUE TO THE PROPERTY INDUSTRY DESIGNED TO SUIT OUR CLIENTS CURRENT FINANCIAL CIRCUMSTANCES AND FUTURE LONG TERM INCOME REQUIREMENTS... NO LUMP SUM Deposit is paid monthly across 2 year build period AFFORDABILITY Discounts are proven by what is selling locally. We guarantee you won t find the same value for money for the same specification level anywhere else RENTAL GUARANTEE & MANAGEMENT Worry free rental guarantee, eliminating rental voids or tenant disputes I d like to build on an existing portfolio, but have limited lump sum allowance due to capital tied up in these investments I m a first time buyer who d otherwise stand little chance of acquiring the level of deposit that today s market requires HANDS-OFF INVESTMENT From initial reservation through to rental management, Prosperity take care of everything allowing an arm chair property purchase, management and investment experience RANGE OF PAYMENT PLANS A choice of payment options available to suit your individual circumstances and long term financial goals TAX FRIENDLY An ideal investment option utilising pension draw-downs I m a home owner wishing to purchase further properties OWNING THE UNDERLYING PROPERTY YET ENJOYING THE CONVENIENCE OF PAYING IN A WAY SUITED TO YOU, OFFERS VALUED We re over 55 and looking for an investment where we can keep tax payments low and take advantage of our pension drawdown availability REASSURANCE THAT YOUR MONEY IS SAFELY TIED INTO AN INCOME PRODUCING ASSET OF WHICH YOU HAVE FULL CONTROL. 5

4 IT S ALL ABOUT THE LOCATION REASONS TO LOVE SOUTHEND 7

5 SOUTHEND-ON-SEA - A POPULAR SEASIDE RESORT TOWN IN THE COUNTY OF ESSEX. - IDEALLY SITUATED ON THE SOUTH EAST COAST OF ENGLAND - ENJOYS A PLEASANT COASTAL CLIMATE WITH IMPRESSIVE VIEWS ACROSS THE THAMES ESTUARY. - OVER SEVEN MILES OF COASTAL WALKS SOUTHEND IS ATTRACTING A WIDER CROSS-SECTION OF HOME BUYERS AND RENTERS THAN EVER, KEEN TO CAPITALISE ON A MORE AFFORDABLE LIFESTYLE CHOICE THAN THE INNER LONDON BOROUGHS OFFER. THIS, COMBINED WITH A GREAT CHOICE OF SCHOOLS AND EXCELLENT DIRECT TRANSPORT LINKS INTO THE CENTRE OF LONDON EXPLAINS WHY THE AREA CONTINUES TO ENJOY A RENTAL DEMAND OUTWEIGHING SUPPLY BY 2:1. - A WORLD FAMOUS PIER - A VAST ARRAY OF SHOPPING AND DINING ATTRACTIONS - AN ABUNDANCE OF ART AND CULTURAL ENTERTAINMENT GLASGOW EDINBURGH BELFAST NEWCASTLE LEEDS MANCHESTER LIVERPOOL EXCELLENT DIRECT TRANSPORT LINKS T O C E N T R A L LONDON BIRMINGHAM CARDIFF BRISTOL LONDON SOUTHEND ON SEA 9

6 01 THE SEASIDE SOUTHEND IS AN ATTRACTIVE BRITISH COASTAL TOWN. IT IS ESTIMATED THAT THE AREA HAS OVER 6.4MILLION TOURIST VISITS A YEAR GENERATING OVER 200 MILLION 05 LINKS TO LONDON WITH 3 RAILWAY STATIONS IN SOUTHEND, CENTRAL LONDON IS ONLY 42 MILES AWAY, MAKING IT AN EXCELLENT COMMUTER DESTINATION 02 ARTS & CULTURE SOUTHEND HAS A THRIVING ARTS SCENE WITH THE RECENT DEVELOPMENT OF THE FORUM, A MULTI-MILLION-POUND NEW LIBRARY WITH A CAFÉ AND LECTURE THEATRE LOCATED ON THE BEAUTIFUL PIER 06 TRANSPORT LONDON SOUTHEND AIRPORT HAS RECENTLY UNDERGONE A 100 MILLION REVAMP. THIS EXCELLENT ASSET CONNECTS SOUTHEND TO EUROPE & BEYOND. 03 SHOPPING & LIFESTYLE AS WELL AS SEASIDE ATTRACTIONS SOUTHEND ALSO BENEFITS FROM A GREAT TOWN CENTRE PACKED WITH A HOST OF INDEPENDENT BUSINESSES, BOUTIQUES & POPULAR HIGH STREET RETAILERS 07 EDUCATION WITH A UNIVERSITY OF ESSEX CAMPUS BASED IN SOUTHEND, EDUCATIONAL LINKS ARE EXCELLENT. THESE INCLUDE A HOST OF PRIMARY & SECONDARY SCHOOLS AS WELL AS 2 TOP 100 IN THE UK GRAMMAR SCHOOLS. 04 BARS & RESTAURANTS THE TOWN CENTRE OFFERS A UNIQUE EXPERIENCE WITH OVER THREE HUNDRED MOUTH-WATERING PLACES TO EAT AND A DAZZLING LIVE MUSIC AND NIGHTLIFE SCENE 08 INVESTMENT AREA SOUTHEND IS A MAJOR BUSINESS DEVELOPMENT REGION WITH OVER 300 MILLION RECENTLY INVESTED IN REDEVELOPMENT AND INFRASTRUCTURE

7 THE PROPERTY CHARTWELL PLAZA 13

8 INTRODUCING A COLLECTION OF 108 STUDIO, ONE AND TWO BEDROOM APARTMENTS, THIS STYLISH DEVELOPMENT COMBINES CONVENIENT LIVING WITH FIRST-CLASS COMMUTABILITY. Set within the 25,000 sq ft mixed-use Victoria Shopping Centre (VSC), Chartwell Plaza is perfectly positioned to enjoy the vast range of amenities and transport links on the doorstep. 15

9 CHARTWELL PLAZA A THRIVING RETAIL AND ENTERTAINMENT COMPLEX, THE VSC DEVELOPMENT OCCUPIES A PROMINENT POSITION AT THE NORTHERN END OF A PEDESTRIANIZED HIGH STREET. ITS 25 MILLION REFURBISHMENT AND UPGRADE IN 2008 BROUGHT WITH IT A NUMBER OF POPULAR OUTLETS SUCH AS NEXT, ARGOS, BOOTS AND STARBUCKS, AS WELL AS A LARGE ODEON CINEMA COMPLEX. T O W N CENTRE ODEON CINEMA VICTORIA RAIL STATION VICTORIA SHOPPING CENTRE Southend Victoria, one of two mainline stations in the town can be accessed from the Chartwell Plaza development within a couple of minutes walk. As well as accessing all of the local areas, a direct line to Central London s Liverpool Street runs every 20 minutes, taking just 45 minutes. An extensive network of buses also operate in and around Southend and surrounding towns. SEA FRONT & PIER The area is easily accessible via two major roads leading into Victoria Avenue, the A127 and A13 - which go on to link Southend to the M25, on to London and a host of other major UK cities. 17

10 108 APARTMENTS 89,360 STARTING PRICE Choice of PAYMENT PLANS Studio, One & Two BEDROOM APARTMENTS - STUDIOS FROM 92,360 - ONE BEDS FROM 144,500 - TWO BEDS FROM 169,520 - STARTING FROM JUST 24 PAYMENTS OF 1,154 - AVERAGE YIELDS 6% - 10% PRICE INCREASE IN SOUTHEND WHERE HOME IN WALKING DISTANCE TO TRAIN STATION - STRONG CAPITAL APPRECIATION PREDICTIONS 19

11 A GREAT CENTRAL LOCATION AS PART OF THE BETTER SOUTHEND INITIATIVE, THE SEAFRONT ENJOYED A 25 MILLION FACE LIFT RECENTLY, WELCOMING A MORE COSMOPOLITAN LOOK AND FEEL TO THE ESPLANADE, EXTENSIVE BEACH FRONT UPGRADES AND PAVEMENT AND ROAD EXTENSIONS. SOUTHEND AIRPORT HAS SEEN A FURTHER 100 MILLION INVESTMENT, INCLUDING A NEW TERMINAL AND TRAIN STATION, AND NOW OFFERING FLIGHTS TO A NUMBER OF EUROPEAN DESTINATIONS. 1min 3min WALK from Chartwell Plaza Apartments VICTORIA SHOPPING CENTRE SOUTHEND VICTORIA STATION 25mins 40mins TRAIN from Southend Victoria Station BASILDON LONDON 10mins 10mins DRIVE from Chartwell Plaza Apartments SOUTHEND HOSPITAL LONDON SOUTHEND AIRPORT 4mins UNIVERSITY OF ESSEX 1hr CHELMSFORD 50mins ROMFORD 10mins SOUTHEND PIER 1hr 40mins COLCHESTER 1hr COLCHESTER LOCATION, COMMUTABILITY, SCHOOLS, EXCELLENT TRANSPORT LINKS INTO LONDON.. SOUTHEND HAS IT ALL. 21

12 ALL CURRENT DRAWINGS AND SPECIFICATIONS FOR THE PROJECT MUST BE READ IN CONJUNCTION WITH DESIGNER'S HAZARD AND ENVIRONMENTAL ASSESSMENT RECORD. Floor Plan LEVEL 2 Floor Plan LEVEL 3 10 X 1 BED APARTMENTS 10 X 2 BED APARTMENTS 1 X DUPLEX APARTMENT 2 X 25 M 2 4 X 1 BED APARTMENTS 50 M 2 1 X DOUBLE HEIGHT LOFT UNIT 100 M 2 NOTES - The Copyright of this drawing is the property of Create Design Ltd. and must not be copied or otherwise reproduced without written consent. - The contractor is responsible for checking dimensions, tolerances and references. Any discrepancy to be verified with the Architect before proceeding with the works. - Do not scale drawing. Figured dimensions to be worked to in all cases. - All work and materials to be in accordance with current applicable Statutory Legislation and to comply with all relevant Codes of Practice and British Standards North DRAFT 2 BED 3P GIA = 65m² 2 BED 3P GIA = 65m² 2 BED 3P GIA = 65m² 2 BED 3P GIA = 65m² 18 2 BED 2 BED 3P GIA = 65m² BED OVERLOOKING STRATEGY BED 2P GIA = 54m² 2 BED 3P GIA = 60m² 2 BED 3P GIA = 60m² 2 BED 3P GIA = 65m² BED 2P GIA = 54m² 2 BED 3P GIA = 60m² 9 2 BED 4P GIA = 95m² 10 1 BED 2P GIA = 54m² 1 BED 2P GIA = 54m² 1 BED 2P GIA = 54m² 1 BED 2P GIA = 54m² 1 BED 2P GIA = 54m² 6 1 BED 2P GIA = 54m² 1 BED 2P GIA = 54m² A LAYOUT / IB / PS date rev revision/author/checker scale bar in A mm 1 BED 2P GIA = 54m² client BRIGHTFIELD PINNACLE LTD project CHARTWELL TOWER 4 drawing PROPOSED SKETCH SECOND FLOOR drawing no 000 S (20) P 02 rev A created by IB checked PS A3 1/200 date created DESIGN + ARCHITECTURE Wigglesworth House, 69 Southwark Bridge Road, London SE1 9HH T:+44 (0)

13 Floor Plan LEVEL X 1 BED APARTMENTS 40M 2 3 X 2 BED APARTMENTS 55M 2 1 X 1 BED APARTMENTS 25M 2 1 X STUDIO APARTMENTS 40M 2 1 X DUPLEX APARTMENTS 2 X 25M 2 Floor Plan LEVEL X 1 BED APARTMENTS 40M 2 3 X 2 BED APARTMENTS 55M 2 1 X 1 BED APARTMENTS 25M 2 1 X STUDIO APARTMENTS 40M 2 1 X DUPLEX APARTMENTS 2 X 25M

14 Floor Plan LEVEL X 1 BED APARTMENTS 40M 2 3 X 2 BED APARTMENTS 55M 2 1 X 1 BED APARTMENTS 25M 2 1 X STUDIO APARTMENTS 40M 2 1 X DUPLEX APARTMENTS 2 X 25M 2 Floor Plan LEVEL X 1 BED APARTMENTS 40M 2 3 X 2 BED APARTMENTS 55M 2 1 X 1 BED APARTMENTS 25M 2 1 X STUDIO APARTMENTS 40M 2 1 X DUPLEX APARTMENTS 2 X 25M

15 Floor Plan LEVEL 12 1 X DUPLEX APARTMENTS 2 X 25M 2 THE FINISHING TOUCHES ALL HOMES WILL OFFER CONTEMPORARY OPEN PLAN LIVING AND DINING SPACE WITH OVERSIZED WINDOWS (WHERE POSSIBLE) ENSURING MAXIMUM NATURAL LIGHT. WITH HARD WOOD VENEER FLOORS AND STAINLESS STEEL SOCKETS THROUGHOUT, THESE HIGH GRADE SPECIFICATIONS COMBINED WITH CUSTOM BUILT KITCHENS, INTEGRAL APPLIANCES AND STYLISH BATHROOM DESIGNS COME AS STANDARD FOR PROSPERITY CLIENTS, OFFERING A HOME WITH STYLE, LUXURY AND COMFORT 108 BATHROOM LIGHTING TOILET VANITY UNIT BASIN BASIN MIXER TAP SHOWER ROSE SHOWER SHELF TOWEL RAIL KITCHEN LIGHTING OVEN COOKER TOP RANGE HOOD CUPBOARDS WORKTOPS SPLASHBACK ONE & A HALF SINK MIXER TAP 29

16 CHOOSE YOUR PERFECT INVESTMENT Payment plans designed with you in mind 31

17 Payment Plan 01 THE MONTHLY MORTGAGE PLAN Payment Plan 02 THE LUMP SUM PLAN An innovative, fully asset-backed savings plan that presents an appealing alternative to a traditional savings plan. Pay a 3% reservation fee (minimum of 3000) plus 850 legal fees. Your 30% deposit is then divided by the number of build term months and paid on a monthly basis. This option is perfectly suited to clients without large lump sums accessible or those who d prefer to keep existing investments where they are. Payments are made across an average build term of 24 months. Pay 8 payments of 12.5% across a scheduled two year period, where at the 24th month you can either keep hold of the property and receive the rental income, or sell the property on. For investors keen to trade property yet remain at arm s length from the process, the sell-on option presents a great alternative. Similarly, those wishing to receive the rental income can enjoy a full lettings and management service as part of this plan. Both options are handled by us, yet our clients still benefit from the discipline of a savings plan. SUMMARY GBP Purchase Price 183, RESERVATION AND EXCHANGE THE MONTHLY MORTGAGE PLAN Prosperity transaction fee 3% (minimum 3000) 5, Legal Fees (50% of + disbursements) Reservation / Exchange stage total due 6, % MONTHLY PAYMENT STAGE 55, % deposit divided by 24 months build schedule x24 2,300 COMPLETION STAGE 70% of purchase price by way of mortgage 128, Amount Due at Completion Stage including Mortgage arrangement fee (estimated) + Stamp Duty 9, INCOME Estimated Gross Rental Income Per month 900 / Per annum 10, Estimated Gross Rental Yield based on above 5.87% EXPENSES Service Charge (estimated) Ground Rent (estimated) Tenant Management 8% + vat 1, Total Expenses Per month / Per annum 2, INCOME NET OF EXPENSES SUBJECT TO MORTGAGE PER MONTH / PER ANNUM 8, SUMMARY GBP Purchase Price 183, RESERVATION AND EXCHANGE THE LUMP SUM PLAN Prosperity transaction fee 3% (minimum 3000) 5, Legal Fees (50% of + disbursements) Reservation / Exchange stage total due 6, PAYMENT STAGES 1 Stage Q1 22, Stage Q2 22, Stage Q3 22, Stage Q4 22, Stage Q5 22, Stage Q6 22, Stage Q7 22, Stage Q8 22, Stamp Duty - payable at completion 7, INCOME Estimated Gross Rental Income Per month / Per annum 10,800 Estimated Gross Rental Yield based on above 5.87% EXPENSES Service Charge (estimated) Ground Rent (estimated) Tenant Management 8% + vat 1, Total Expenses Per month / Per annum 2, INCOME NET OF EXPENSES SUBJECT TO MORTGAGE PER MONTH / PER ANNUM 8,

18 Let our figures DO THE TALKING COST EXAMPLE BASED ON MONTHLY AND MORTGAGE PLAN PURCHASE PRICE: Two bedroom apartment 183,995 RESERVE YOUR PROPERTY with 5,520, plus 850 legal fees 24 PAYMENTS of 2,300 This creates a 30% deposit with 70% mortgage arranged on completion Mortgage is then covered by rental income from completion YOU OWN AN INCOME PRODUCING ASSET FOR LIFE. LOCAL MARKET SALES AND RENTAL VALUES FOR NEW BUILD PROPERTIES IN THE AREA ARE CURRENTLY ACHIEVING AN AVERAGE OF PER SQ. FT. This figure is generated based on evidence from certified valuations of at least four comparable properties within a one mile radius of Chartwell Plaza. Our development is available to Prosperity clients, after discount, at values averaging per sq. ft. a minimum saving of over 10%. Whichever local property you choose to compare against the values presented for Chartwell Plaza, we guarantee you will not find the same value for money. The discounts we show are real; they are proven by what is selling locally so we are confident, passionate even, that our prices cannot be beaten. 35

19 RENTAL & VOID ASSURANCE What s in it for me? WHY INVEST IN PROSPERITY? 3 3 Totally standard UK properties in desirable owner occupier locations, fully managed and providing the best yields with capital appreciation over the long term. UK property at institutional prices i.e. accessing individual discounted property at fund manager prices. I always enjoy working with Prosperity. From a time management point of view, the fact that all cost and letting management issues are organised as part of the packageis a major bonus for me. I ve bought numerous properties from Prosperity, and shall continue to do so. WORKING WITH SPECIALIST LETTINGS AND MANAGEMENT FIRM COMPLETE RPI (RPI) WE OFFER A LEVEL OF RENTAL PROTECTION UNIQUE TO THE MARKET FOR A PACKAGED PRODUCT. EXCLUSIVE TO PROSPERITY CLIENTS, RPI HAS CREATED A RENTAL ASSURANCE INVESTOR PACKAGE INCLUDING: VOID COVER BETWEEN TENANCIES RENTAL AND LEGAL PROTECTION, WITH NO EXCESS FOR 5 YEARS DISCOUNTED MANAGEMENT FEE OF 8%* Working in the industry for over 25 years, RPI are a totally independent firm, managing properties all over the UK. They also handle every aspect of the property s management including maintenance, tenant liaison and administration. All clients are allocated a specific account manager, ensuring a single point of contact from the start. Every tenant is subject to stringent industry standard checks with TDS protected deposits in place across all tenancy agreements. 5 YEAR PRE-PAID RENTAL GUARANTEE WITHIN THIS FRAMEWORK, WE ALSO WORK WITH LEADING FINANCIAL FIRM, THE RICHMOND GROUP (TRG) LetMe, property arm of TRG s 180 million business offer a guaranteed rent, paid in advance annually, across a 5 year period with a property condition guarantee. Agreements are renewable after 5 years. Rental levels have been agreed across all of Prosperity s current developments with the agreed rental amount paid upfront Deposits payable monthly over two years with no lump sum required - the only property pension plan of this type on the market today. A complete hands-off property investment, as we are geared up to manage the whole process from start to finish and post completion. Mortgages, 100% covered by rental assurance plans from completion. Strong yields Properties starting from just 24 payments of 1,610 Followed by rental income. PROSPERITY DO NOT OFFER: Student accommodation Hotel apartments Any kind of collective investment or fund. Simon Browne - Logistics Director, GSK I required lots of detailed information in order to make my decision - all of which I received in a concise and accurate manner. Completion went very smoothly as did letting management. I have recommended Prosperity s services to other sporting professionals within my organisation Cyrille Regis - MBE I feel confident and assured that this income producing asset was the right decision for my pension. I have no hesitation in recommending Joe as a knowledgeable, passionate advisor who gives his clients an individual service. Meino Meines - Head of Dutch Stream Panaga school, Brunei *+ VAT and Set up fees 37

20 Our recent DEVELOPMENTS ON SALE NOW SOLD OUT SOLD OUT SOLD OUT WE STRIVE TO ENSURE THAT OUR CLIENTS RECEIVE THE VERY BEST EXPERIENCE WHEN INVESTING IN A PROSPERITY PRODUCT. WITH OVER 56% OF OUR CLIENTS GOING ON TO BUY A SECOND PROPERTY AFTER TWO YEARS, THAT S A GREAT SIGN WE RE GETTING IT RIGHT. Prosperity House DERBY, CITY CENTRE Town Gate LINCOLNSHIRE Priestgate House PETERBOROUGH, CAMBRIDGE The Pinnacle SOUTHEND, ESSEX JUST LAUNCHED JUST LAUNCHED SOLD OUT SOLD OUT SOLD OUT BUILD COMPLETE Bentley Court KEIGHLEY, WEST YORKSHIRE Parkwood Court KEIGHLEY, WEST YORKSHIRE Beckett House DERBY CITY CENTRE Varity House PETERBOROUGH, CAMBRIDGE B1 BIRMINGHAM CITY CENTRE Victoria Mill DRAYCOT, DERBYSHIRE SOLD OUT BUILD COMPLETE BUILD COMPLETE BUILD COMPLETE BUILD COMPLETE BUILD COMPLETE Trent House NEWARK, NOTTINGHAMSHIRE St Paul s Place BIRMINGHAM CITY CENTRE Orton Plaza PETERBOROUGH, CAMBRIDGE Godfrey Parade NEWARK, NOTTINGHAMSHIRE JQ1 BIRMINGHAM CITY CENTRE Keyhill BIRMINGHAM CITY CENTRE 39

21 THE BIGGER PICTURE Since the birth of the buy-to-let mortgage 18 years ago, the average return produced from a buy-to-let investment has significantly outstripped those gained via other major asset classes. Additionally, UK landlords are benefiting from falling mortgage charges and longer fixed-rate deals as the competition between mortgage lenders hot s up. Our product is perfectly positioned to capitalise on this, delivering secure long term investment, eliminating risk with the reassurance of a tangible asset. By comparing property to the other most popular investment and savings plans, it s clear to see the added value and security it brings to a traditional savings plan. CONTACT US INCOME PRODUCED IN RETIREMENT BASED ON 25,000 INVESTMENT This graph compares the level of income generated by the five main pension investment classes. In this example, UK property is represented by a one bedroom unit at our recently allocated Orton Plaza development. Based on a capital investment of 25,000, it clearly produces the highest level of income compared to all of the other investment classes. Based on exactly the same level of investment by the client,with an annual income of 7,150, Orton Plaza produces 5,893 per year more income than the next best alternative, the UK pension. For more information or to discuss your invest please contact the Prosperity team UK +44 (0) JQ1, 32 GEORGE ST, BIRMINGHAM B3 1QG MALAYSIA + (60) MENARA UOA BANGSAR, KL HONG KONG LEVEL 5, TWO EXCHANGE SQUARE, 8 CONNAUGHT PLACE, HONG KONG INVESTMENT CAPITAL REQUIRED TO PRODUCE 25,000 OF INCOME This graph compares the typical amount of investment required in order to generate 25,000 of income per year, across the 5 main pension investment classes. With UK property represented by a standard one bedroom unit at our Orton Plaza development, this example clearly highlights the staggering difference in investment required by all of the other classes in comparison, only to produce exactly the same amount of income per year. DUBAI + (971) THE FAIRMONT, SHEIKH ZAYED ROAD DUBAI, UAE PO BOX E: ENQUIRIES@PROSPERITYFUND.CO.UK *returns exclude fees and charges, information provided by Bloomberg 41

22 CHARTWELL PLAZA SOUTHEND - ESSEX