OFFERING MEMORANDUM. Represented by: DOUGLAS BRUTON Represented by: JESSICA Z. GIBSON

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1 EZPAWN ACTUAL 1002 SITE U.S. HIGHWAY 83 As ZAPATA, of June 20, 2017 TEXAS Represented by: JESSICA Z. GIBSON Represented by: DOUGLAS BRUTON 4514 Cole Avenue, Suite 300 Dallas, Texas Main OFFERING MEMORANDUM In Association with Texas Local Broker: Blackburn Properties

2 OFFERING SUMMARY PORTFOLIO PRICING PORTFOLIO PRICE* $2,323,000 AVERAGE CAP RATE 7.00% ANNUAL RENT RANGE $39,536 - $61,501 LEASE TERM ESCALATIONS TENANT 4 Years Remaining (in First Option) Absolute NNN Leases 2% Annually TEXAS EZPAWN, LP ADDRESS CITY, STATE LIST PRICE LIST CAP RATE SQ. FT. LEASE TERMS ANNUAL RENT STATUS 1) 2275 El Indio Hwy Eagle Pass, TX $565, % 4,000 4 Years Remaining $39,536 Available 2) 730 W King Ave Kingsville, TX $879, % 4,783 4 Years Remaining $61,501 Available 3) 1002 US Hwy 83 Zapata, TX $879, % 4,000 4 Years Remaining $61,501 Available TOTAL $2,323, % (Avg) 12,783 $162,538 * Locations are available as a portfolio or individually.

3 INVESTMENT OVERVIEW Commercial Investment Advisors is pleased to offer for sale to qualified investors the EZ Pawn located in Zapata, Texas. Thisofferingisafee simple, free-standing building, recently executed first 5-year renewal option (4 years remaining on Corporate Guaranteed Absolute NNN lease) with scheduled 2% annual rental escalations. OFFERING LIST PRICE: $879,000 PROPERTY DESCRIPTION ADDRESS 1002 US Hwy 83 Zapata, Texas Corner of US Hwy 83 & 10 th Ave LIST CAP RATE: 7.00% PARCEL ZAPATA COUNTY Property ID: 9475 Land Size: 20,765 SF ±0.48 Acre CORPORATE GUARANTEED BY EZCORP (NASDAQ: EZPW) EZPAWN has 364 locations nationwide EZCORP (Parent Company) has 871 pawn stores in the U.S. & Latin America EXCELLENT FRONTAGE Traffic Counts on US Hwy 83: 15,846 CPD 4 YEARS REMAINING (IN OPTIONS) ABSOLUTE NNN LEASE Lease Date Rent Commencement: September 27, 2001 Lease Expiration (First Option): September 30, DEMOGRAPHICS (5-MILE RING) Total Population: 12,838 Average Household Income: $49,666 RENTAL ESCALATIONS 2% Annually BUILDING Year Built: Gross Leasable Area: 4,000 SF INVESTMENT HIGHLIGHTS Nearby retailers include: Lowe s Super S Foods, CVS Pharmacy, Tractor Supply Co., Ace Hardware, Carquest Auto Parts, O Reilly Auto Parts, Cricket Wireless, Dollar General, McDonald s, Church s Chicken, Dairy Queen, Pizza Hut, Little Caesars Pizza Leading employers: Oil & Natural Gas (Key Energy Services & Sunoco, L.P.) and Retail Trade Industry (Dollar General & CVS Health)

4 FINANCIAL ANALYSIS SUMMARY TENANT TEXAS EZPawn, LP LIST PRICE $879,000 LIST CAP RATE 7.00% GROSS LEASABLE AREA 4,000 SF ($ PSF) YEAR BUILT LOT SIZE EXPENSE REIMBURSEMENT FINANCING ±0.48 Acre This is an Absolute NNN lease. Tenant is responsible for all expenses. All Cash. RENT ROLL TENANT INFO LEASE TERMS RENT SUMMARY TENANT NAME SQ FT TERM INCREASE RENT ANNUAL INVESTOR RETURN TEXAS EZPawn, LP 4,000 10/01/17 to 09/30/18 Existing $61, % 10/01/18 to 09/30/19 2% $62, % 10/01/19 to 09/30/20 2% $63, % 10/01/20 to 09/30/21 2% $65, % 7.21% AVG ANNUAL RETURN RENEWAL OPTIONS: Two 5-Year Options with 2% Rental Escalations Annually 10/01/21 to 09/30/22 2% $66,570 10/01/22 to 09/30/23 2% $67,902 10/01/23 to 09/30/24 2% $69,260 10/01/24 to 09/30/25 2% $70,645 10/01/25 to 09/30/26 2% $72,058 10/01/26 to 09/30/27 2% $73,499 10/01/27 to 09/30/28 2% $74,969 10/01/28 to 09/30/29 2% $76,468 10/01/29 to 09/30/30 2% $77,998 10/01/30 to 09/30/31 2% $79,558

5 TENANT OVERVIEW TYPE TRADED AS # OF LOCATIONS PUBLIC NASDAQ: EZPW 871 PAWN STORES, INCLUDING 513 IN THE U.S. & 358 IN LATIN AMERICA EZPAWN provides pawn loans to their customers, helping them get quick access to cash & brand-name merchandise by pawning or selling quality items. Advantages of Pawn: instant cash, fast & easy, no credit checks and secure, onsite storage. Types of loans: pawnloans& autopawnloans. Retail Merchandise: save 25% to 70% off new retail prices every day on quality approved pre-owned brand name merchandise such as gold & diamond jewelry, electronics, high tech (laptops, tablets, cell phones, etc.), appliances, sporting goods, musical instruments, power tools & lawn equipment. Currently, there are more than 400 EZPAWN shops nationwide. about the parent company EZCORP is a leading provider of pawn loans in the United States and Mexico. It offers pawn loans, which are nonrecourse loans collateralized by tangible personal property, such as jewelry, consumer electronics, power tools, sporting goods, and musical instruments; and sells merchandise, including collateral forfeited from pawn lending operations and used merchandise purchased from customers. The company also offers payday loan services through its financial services stores. EZCORP is a member of the Russel 2000 Index, S&P SmallCap 600 Index, S&P 1000 Index and Nasdaq Composite Index. Currently, there are 871 pawn stores, including 513 in the U.S. & 358 in Latin America. EZCORP was founded in 1989 and is headquartered at Austin, Texas.

6 BIRD S EYE VIEW FACING NORTH ZAPATA NORTH ELEMENTARY ZAPATA MIDDLE SCHOOL U.S. Hwy 83 16,000 CPD

7 BIRD S EYE VIEW FACING EAST ZAPATA ELEMENTARY

8 BIRD S EYE VIEW FACING SOUTH ZAPATA COUNTY SHERIFF S OFFICE U.S. BORDER PATROL ZAPATA COUNTY CLERK TX DEPT OF PUBLIC SAFETY DRIVER S LICENSE DIVISION

9 AERIAL W 13 th St 9,627 CPD ZAPATA COUNTY TAX OFFICE ZAPATA MIDDLE SCHOOL ZAPATA NORTH ELEMENTARY Hwy 83 16,000 CPD

10 AERIAL ZOOMED OUT ZAPATA HIGH SCHOOL ZAPATA SOUTH ELEMENTARY VILLAREAL ELEMENTARY F A L C O N I N T E R N A T I O N A L R E S E R V O I R

11 LOCATION OVERVIEW U.S. / MEXICO BORDER 289 MILES TO AUSTIN 215 MILES TO SAN ANTONIO 344 MILES TO HOUSTON MEXICO TEXAS 151 MILES TO CORPUS CHRISTI Zapata, the county seat of Zapata County, is on U.S. Highway 83 and the shores of International Falcon Reservoir, just east from the US-Mexican border. Zapata's current population is about 12,000, which increases about 30% during the winter. During the winter months thousands of Winter Texans arrive to enjoy our mild climate and fine fishing. The North American Free Trade Agreement (N.A.F.T.A.) has increased the visibility and viability of South Texas. Currently, South Texas is one of the nation's fastest growing regions, South Texas is in the path of progress and explosive growth. The neighboring city of Laredo is the primary gateway for trade between the three member nations of the treaty. Zapata enjoys great geographical placement, just 49 miles from Laredo, 79 miles from McAllen and a couple of driving hours from San Antonio, Corpus Christi, Texas and Mexico's northern industrial giant, Monterrey DEMOGRAPHICS 1-MI 3-MI 5-MI TOTAL POPULATION 4,296 11,706 12,838 POP. GROWTH % 5.17% 3.27% 2017 DAYTIME POP. 3,107 8,213 8,937 HH GROWTH % 5.38% 3.42% 2017 AVG HH INCOME $47,322 $48,890 $49,666

12 PRESS RELEASE EZCORP Announces Strategic Acquisition of 112 Pawn Stores in Latin America AUSTIN, Texas, Oct. 09, 2017 EZCORP,Inc.(EZPW), a leading provider of pawn loans in the United States and Mexico, today announced its further expansion into Latin America. The company has acquired GuatePrenda MaxiEfectivo ( GPMX ), a business that owns and operates 112 pawn stores located in Guatemala (72 stores), El Salvador (17 stores), Honduras (12 stores) and Peru (11 stores). With this acquisition, EZCORP now has a total of 871 pawn stores, including 513 in the U.S. and 358 in Latin America. GPMX was founded in 2002 as a gold jewelry pawn business. After growing to around 20 stores in Guatemala, it expanded its operations to El Salvador in 2005 and opened its first stores in Honduras and Peru in In 2013, GPMX began offering general merchandise pawn loans in addition to jewelry loans. GPMX has almost 700 employees throughout the four countries. Stuart Grimshaw, EZCORP Chief Executive Officer, stated: The GPMX acquisition is our largest pawn acquisition to date in terms of store count. It significantly expands our store base into Latin American countries outside of Mexico and will be immediately accretive to our earnings. With a high quality management team in place and the opportunity to implement EZCORP s systems and best practices, GPMX provides a platform for significant further growth in the region. The existing GPMX business is very attractive, with an average per store pawn loan balance higher than our existing stores in Mexico or the Latin American stores of our major competitor. And we see opportunities to grow the business through the expansion of general merchandise pawn loan and retail activities, the opening of new stores in attractive and under penetrated markets, and the pursuit of complementary acquisitions. We have been very pleased with the market leading growth we are delivering in Mexico, and we expect this acquisition to provide similar opportunities for further growth and earnings accretion in some very attractive markets. EZCORP paid $53.4 million in cash at closing, with an additional $2.25 million to be paid contingent upon the performance of the business. At the time of acquisition, GPMX had $6.6 million of indebtedness owedtoaffiliatesoftheseller,andthatdebtwillbe repaid as promptly as practicable after the closing. The definitive acquisition agreement was entered into on October 4, 2017, and the closing occurred on October 6, Additional information about the terms of the transaction can be found in EZCORP s Current Report on Form 8 K, which the company expects to file on October 10, ABOUT EZCORP EZCORP is a leading provider of pawn loans in the United States and Latin America. We also sell merchandise, primarily collateral forfeited from pawn lending operations and used merchandise purchased from customers. EZCORP is a member of the Russell 2000 Index, S&P SmallCap 600 Index, S&P 1000 Index and Nasdaq Composite Index.

13 CONFIDENTIALITY AGREEMENT The information contained in the following Marketing Brochure is proprietary and strictly confidential. It is intended to be reviewed only by the party receiving it from Commercial Investment Advisors, Inc. and should not be made available to any other person or entity without the written consent of Commercial Investment Advisors, Inc. This Marketing Brochure has been prepared to provide summary, unverified information to prospective purchasers, and to establish only a preliminary level of interest in the subject property. The information contained herein is not a substitute for a thorough due diligence investigation. Commercial Investment Advisors, Inc. has not made any investigation, and makes no warranty or representation, with respect to the income or expenses for the subject property, the future projected financial performance of the property, the size and square footage of the property and improvements, the presence or absence of contaminating substances, PCB's or asbestos, the compliance with State and Federal regulations, the physical condition of the improvements thereon, or the financial condition or business prospects of any tenant, or any tenant s plans or intentions to continue its occupancy of the subject property. Any projections, opinions, assumptions or estimates used in the Marketing Brochures are for example only and do not represent the current or future performance of any property. The information contained in this Marketing Brochure has been obtained from sources we believe to be reliable; however, Commercial Investment Advisors, Inc. has not verified, and will not verify, any of the information contained herein, nor has Commercial Investment Advisors, Inc. conducted any investigation regarding these matters and makes no warranty or representation whatsoever regarding the accuracy or completeness of the information provided. Like all real estate investments, all of these investment carries significant risks. Purchaser and Purchaser s legal and financial advisors must request and carefully review all legal and financial documents related to the properties and tenants. While the tenant s past performance at these locations or other locations is an important consideration, it is not a guarantee of future success. Similarly, the lease rate for some properties, including newly-constructed facilities or newly-acquired locations, may be set based on a tenant s projected sales with little or no record of actual performance, or comparable rents for the area. Returns are not guaranteed; the tenant and any guarantors may fail to pay the lease rent or property taxes, or may fail to comply with other material terms of the lease; cash flow may be interrupted in part or in whole due to market, economic, environmental or other conditions. Regardless of tenant history and lease guarantees, Purchaser is responsible for conducting his/her own investigation of all matters affecting the intrinsic value of the property and the value of any long-term lease, including the likelihood of locating a replacement tenant if the current tenant should default or abandon the property, and the lease terms that Purchaser may be able to negotiate with a potential replacement tenant considering the location of the property, and Purchaser s legal ability to makealternateuseof the property. All potential buyers must take appropriate measures to verify all of the information set forth herein. BY ACCEPTING THIS MARKETING BROCHURE YOU AGREE TO RELEASE CIA BROKERAGE COMPANY/COMMERCIAL INVESTMENT ADVISORS, INC. HOLD IT HARMLESS FROM ANY KIND OF CLAIM, COST, EXPENSE, OR LIABILITY ARISING OUT OF YOUR INVESTIGATION AND/OR PURCHASE OF ANY PROPERTY. FOR MORE INFORMATION: JESSICA ZAHN GIBSON Designated Broker O x 101 C jess@ciadvisor.com DOUGLAS BRUTON Investment Advisor O x 102 C douglas@ciadvisor.com

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