Qualifications Of Edward F. Miller, NYSCA

Transcription

1 Qualifications Of Edward F. Miller, NYSCA Business Experience Hickory House Tenants Corp to 1984 Position: Superintendent Cooperative Apartment Complex Ed Miller Home Repairs 1975 to 1985 Position: General Contractor Home Improvement & Building Contractor Rockland Realty, Better Homes & Gardens 74 South Middletown Road Nanuet, N.Y (914) to 1985 Position: Licensed Real Estate Salesperson & Real Estate Appraiser Martin Real Estate Appraisers, Inc. P.O. Box 14, Windermere Avenue Greenwood Lake, N.Y to 1989 Position: Full-time Residential Real Estate Appraiser Attention: Tom Martin (914) M & K Home Repairs 17 Ponderosa Drive Bloomingburg, N.Y to 1990 Position: General Partner Home Improvement & Building Contractor Rural Appraisals Post Office Box 767 Phillipsport, NY /11/89 to Present Position: Owner - Senior Appraiser Full-time NYS Certified Residential Real Estate Appraiser Present TAX ID # New York State Certified Appraiser Certificate # Effective Date: 09/27/1990 Expiration Date: 09/27/2010 NYS Certified Appraisal Course Educator Effective: May 24, 2006

2 Qualifications of Edward F. Miller, NYSCA (continued) FHA Approved Appraiser since May of 1995 Albany, NY, CHUM #6343 (Upstate) New York City, NY, CHUM #5414 (Downstate) FHA Exam Taken and Passed on January 6, 2002 VA Approved Fee Appraiser Since May 21, 2002 VA Fee Appraiser #0085 Business Affiliations National Association of Real Estate Appraisers Designated Member since 1990 CREA - Certified Real Estate Appraiser Senior Designated Member #38181 Orange County Board of Realtors Associate Member since 1990 Hudson Gateway Multiple Listing Service Subscription Member since 1991 Education North Bergen High School North Bergen, New Jersey to 1971 High School Diploma 1971 United State Army Corp of Engineers 1971 Explosives & Demolitions Course 1971 to 1972 Offset Press Operations Course 1972 Tractor Trailer Driving Course 1973 Received an Honorable Discharge at the Rank of E-5 Sergeant Rockland County B.O.C.E.S Advanced Carpentry Course New York State Association of Realtors September 1985 Real Estate Salesperson 45 Hour Qualifying Course American Institute of Real Estate Appraisers October 1986 Exam # 1A-1 Real Estate Appraisal Principles

3 Qualifications of Edward F. Miller, NYSCA (continued) Appraisal Education New York State Association of Realtors & Orange County Association of Realtors November , 1991 (30 Hours Total) R1 Introduction to Real Estate Appraisals Course Code #0004-R1 Days Inn, Union Avenue, Newburgh, N.Y New York State Association of Realtors & Orange County Association of Realtors November , 1991 (30 Hours Total) R2 Valuation Principles and Procedures Course Code #0004-R2 Days Inn, Union Avenue, Newburgh, N.Y Appraisal Institute (15 Hours Total) April 15 & 16, 1991 Course Code SPP-A, Standards of Professional Practice "Part A" Holiday Inn, Rte 9, Poughkeepsie, N.Y Hudson Valley Institute of Real Estate Study August 12, 13, 18, 20, 24, 27 & 30, 1993 R3 Applied Residential Property Valuation Course Code #0034-R3 Comfort Inn, Newburgh, New York National Association of Independent Fee Appraisers (15 Hour Course) March 21st & 22nd, 1997 Uniform Standards of Professional Practices Ramada Inn, Newburgh, NY

4 CONTINUING EDUCATION REAL ESTATE SEMINARS ATTENDED COURSE STUDY SCHOOL SPONSOR DATE ATTENDED National Manfred Real Estate November 17, 2014 USPAP Update Course Learning Center 7 hour course NYS C/E Code Kingston, NY Land Development Manfred Real Estate February 3, 2015 NYS C/E Code 2876 Learning Center 7.5 hour course Kingston, NY Condominiums & Townhouses Manfred Real Estate May 5, 2015 Delineating the Difference Learning Center 7.5 hour course NYS C/E Code 3022 Kingston, NY Expert Witness: Manfred Real Estate June 24, 2015 Providing Expert Testimony Learning Center 7.5 hour course NYS C/E Code 2833 Latham, NY National Appraisal Institute April 25, 2012 USPAP Update Course Goshen, NY 7 hour course NYS C/E Code Thinking Outside the Form Appraisal Institute September 26, 2012 Tools Techniques & Goshen, NY 7 hour course Opportunities for Residential Appraising NY C/E Code Marketing & Appraisals In a Declining Market Manfred Real Estate October 24, 2012 Learning Center 7.5 hour course Kingston, NY Mortgage Lending Fundamentals: Practical Application for Real Estate Manfred Real Estate August 6, 2013 Learning Center 7.5 hour course Kingston, NY

5 CONTINUING EDUCATION REAL ESTATE SEMINARS ATTENDED COURSE STUDY SCHOOL SPONSOR DATE ATTENDED Litigation Skills Appraisal Institute May 25, 2011 For the Appraiser Sponsored by Orange County 7 hour course NYS C/E Code 649 Assoc. of Realtors The Uniform Appraisal Appraisal Institute August 10, 2011 Dataset from Fannie Mae 9 Coates Drive, Goshen, NY 7 hour course & Freddie Mac Private Appraisals McKissock RE August, 2011 NYS C/E Code Online Computer Course 7 hour course National Manfred Real Estate August 21, 2011 USPAP Update Course Latham, NY 7 hour course NYS C/E Code COURSE STUDY SCHOOL SPONSOR DATE ATTENDED FHA & the Appraisal Appraisal Institute August 26, 2009 Process Online Computer Course 7 hour course NYS C/E Code # Course #OL-697,Chicago,IL National USPAP Online Appraisal Institute August 21, 2009 Equivalent Course appraisalinstitute.com 7 hour course NYS C/E Code REO Appraisal: Appraisal Institute March 27, 2009 Appraisal of Residential Sponsored by Orange County 7 hour course Property Foreclosure Assoc of Realtors NYS Code # Goshen, NY Appraisal Challenges: Appraisal Institute April 24, 2009 Declining Markets and Sponsored by Orange County 7 hour course Sales Concessions Assoc of Realtors NYS Code # Goshen, NY..

6 CONTINUING EDUCATION REAL ESTATE SEMINARS ATTENDED National USPAP Update Manfred Real Estate April 30, 2007 NYS C/E Code #2365 Learning Center, Inc. 7.0 hour course 18 Computer Drive, Albany, NY Residential Design & Appraisal Institute July 1-4, 2006 Functional Utility Online Computer Course 7 hour course NYS C/E Code # Course #OL-662,Chicago,IL Quality Road Show Lender s Service, Inc. April 28, 2006 Issues & Solutions Harmon Meadows Convention 4 hour course Center VA Updates & Requirements Dept. of Veterans Affairs July 26, 2006 Manchester, NH 3 Hour Course CONTINUING EDUCATION REAL ESTATE SEMINARS ATTENDED COURSE STUDY SCHOOL SPONSOR DATE ATTENDED Appraising FHA/HUD Just Valuation Services May 20, 2005 REO Properties Trumps Taj Majal 7 hour course Atlantic City, NJ FNMA Case Studies & Manfred Real Estate August 3, 2005 Forms 2005 Learning Center, Inc. 7.5 hour course NYS C/E Code #2641 Clarion Hotel,Newburgh, NY National USPAP Online Appraisal Institute August 15, 2005 Equivalent Course appraisalinstitute.com 7.0 hours NYS C/E Code Architectural Styles Manfred Real Estate September 16, 2005 Learning Center, Inc. 7.5 hour course NYS C/E Code #2274 Albany, NY Luxury Homes: Establishing Manfred Real Estate September 22, 2005 Market Value Learning Center, Inc. 7.5 hour course NYS C/E Code #2292 Clarion Hotel,Newburgh, NY..

7 CONTINUING EDUCATION REAL ESTATE SEMINARS ATTENDED Geology, Soils & Forests Manfred Real Estate August 26, 2003 of New York State Learning Center, Inc. 7.5 hour course NYS C/E Code #2235 The Appraiser, Underwriter Manfred Real Estate September 4, 2003 Realationship Learning Center, Inc. 3.5 hour course NYS C/E Code #2414 Ramada Inn, Newburgh, NY Underwriting the Manfred Real Estate September 4, 2003 Appraisal Principles Learning Center, Inc. 4.0 hour course NYS C/E Code #2413 Ramada Inn, Newburgh, NY National USPAP Update Manfred Real Estate September 12, 2003 NYS C/E Code #2365 Learning Center, Inc. 7.0 hour course 18 Computer Drive, Albany, NY Appraising & Marketing Manfred Real Estate September 24, 2003 Rural Properties Learning Center, Inc. 7.5 hour course NYS C/E Code # Computer Drive, Albany, NY.. COURSE STUDY SCHOOL SPONSOR DATE ATTENDED That Old House Manfred Real Estate July 10, 2001 NYS C/E Code #2043 Learning Center,Inc. 7.5 hour course Home Construction Manfred Real Estate May 8, 2001 NYS C/E Code #0397 Learning Center,Inc. 7.5 hour course Auctions: A Real Estate Manfred Real Estate March 28, 2001 Alternative Learning Center,Inc. 7.5 hour course NYS C/E Code #2100 New FHA/HUD Guidelines Manfred Real Estate December and Test Procedures Learning Center,Inc. 7.5 hour course NYS C/E Code # 0996

8 COURSE STUDY SCHOOL SPONSOR DATE ATTENDED Deed: Reading, Plotting Manfred Real Estate August 26, 1999 and Understanding Learning Center,Inc. 7.5 hour course NYS C/E Code #0938 Zoning & Land Use Manfred Real Estate August 12, 1999 Controls in New York State Learning Center,Inc. 7.5 hour course NYS C/E Code #0371 Managing Yourself to Manfred Real Estate July 19, 1999 Success in Real Estate Learning Center, Inc. 7.5 hour course NYS C/E Code # FANNIE MAE REO Appraisal Federal National Mtg. Assn. August 7, 1997 Education Seminar Sheraton Hotel,Newark, NJ 4 hour course Fair Lending Requirements National Association of March 15, 1997 Course #5.2 Independent Fee Appraisers 8 hour course FANNIE MAE REO Appraisal October 12, 1995 Education Seminar Federal National Mtg. Assn. 5 hour course Freddie Mac Loan Prospector Valuation Information June 14, 1995 Education Seminar Technology, Inc. 8 hour course Reviewing an Appraisal Appraisal Education Network March 3, 1995

9 CONTINUING EDUCATION REAL ESTATE SEMINARS ATTENDED COURSE STUDY SCHOOL SPONSOR DATE ATTENDED NYS C/E Code # Hour C/E Course HUD Certification Workshop Appraisal Education Network February 6, 1995 NYS C/E Code # Hour C/E Course HUD 203K Rehab. Home Mtg. Appraisal Education Network February 6, 1995 NYS C/E Code # Hour C/E Course FIRREA/FNMA Seminar New Jersey Chapter November 5, 1993 Overview & Practical of the Society of 7 Hour C/E Course Application Appraisers NYS C/E Code # Sold But Will It Close Orange Cty Bd of Realtors 10/28 & 29/91 Course # CEM-2 15 Hour C/E Course Real Estate Appraisal Hudson Valley Institute 10/23 & 24/91 For R.E. Studies 15 Hour C/E Course Real Estate Investments Hudson Valley Institute 9/25 & 26/91 For R.E. Studies 15 Hour C/E Course Standards of Professional American Institute of August 1987 Practice Exam.# 2-3/8-3 Real Estate Appraisers Designation Report Writing American Institute of March 1987 Seminar Real Estate Appraisers Guide to the Uniform Society of Real Estate March 1987 Residential Appraisal Report Appraisers

10 Forms Frequently FNMA Form 1004 Used FHLMC Form 70 Uniform Residential Appraisal Report FNMA Form 1025 FHMLC Form 72 Small Residential Income Appraisal Report FNMA Form 216 Operating Income Statement Two to Four Family Property FNMA Form 1073 FHLMC Form 465 Individual Condominium or PUD Appraisal Report Form FW-68 Land Appraisal Report Cooperative Land Appraisal Report Employee Relocation Council Form Residential Appraisal Report FHLMC Form 704 Second Mortgage Property Value Analysis Form Mobile Home Appraisal Report Data Sources Virtual Information Services & TRW REDI Property Data System Sullivan, Orange & Ulster Counties CD Rom Disks, Microfiche, Tax Maps & Sales Data Valnet Property Data All sales within the State of New York Federal Emergency Management Agency National Flood Insurance Program Flood Maps for all areas covered Complete Database of Comparable Sales Updated daily with information from: Real Estate Brokers Multiple Listing Systems of all counties covered Town Assessor's Offices

11 Real Property tax Services (NYS ORPS Web Site) CLIENT REFERENCES Federal National Mortgage Assoc. Franklin 1st Financial (Fannie Mae) aka (F.N.M.A) ATTN: Joe Ciullo ATTN: Wynesta Carrington, REO Department 239 New Road Noel Road, Suite 600 Suite 200 Dallas, Texas Parsippany, NJ Phone: (972) Phone: (973) Fax # (972) Citicorp Mortgage, Inc. ehome Credit Corp ATTENTION: Michael Messier ATTN: Chris LaLena Appraisal Unit MS 434A 100 Garden City Plaza 1000 Technology Drive Suite 500 O Fallon, MO Garden City, NY Phone: (800) Ext (516) Washington Mutual Mortgage Corp. Prospect Mortgage ATTN: Joseph Palumbo ATTN: Frank Beaver Park 80 West Plaza 1 200D South Main Street Saddle Brook, NJ New City, NY Phone: (201) Cell: (914) Phone: (845) Premium Capital Funding LLC Eden Mortgage 992 South Second Street 100 Broadhollow Road Ronkonkoma, NY Suite 307 ATTN: Tom Adams Farmingdale, NY (800) Office (631) (978) Cell (631) Just Valuation Incorporated 951 Market Promenade Avenue Suite 2101 Lake Mary, FL (407) ATTN: Bob McKenna

12 Orange County Coverage Area by Zip Codes Rockland County Arden Suffern Belvale Blauvelt Blooming Grove Congers Bullville Garnerville Campbell Hall Haverstraw Central Valley Hillburn Chester Monsey Circleville Nanuet Florida New City Fort Montgomery Nyack Goshen Orangeburg Greenwood Lake Palisades Harriman Pearl River Highland Falls Piermont Highland Mills Pomona Howells Sloatsburg Johnson Sparkill Middletown Spring Valley Monroe Stony Point Mountainville Tallman New Hampton Tappan New Miford Thiells Otisville Tomkins Cove Pine Island Valley Cottage Slate Hill West Haverstraw Southfields West Nyack Sugar Loaf West Nyack Thompson Ridge Warwick Washingtonville West Point Cornwall

13 Coverage Area by Zip Codes (continued) Orange County (continued) Cornwall on the Hudson Maybrook Montgomery Newburgh Newburgh New Windsor Pine Bush Rock Tavern Salisbury Mills Vails Gate Walden Cuddebackville Godeffroy Huguenot Port Jervis Sparrowbush

14 FEE SCHEDULE FNMA URAR FORM 1004 APPRAISAL (New Form) $ (1004 MC Market Conditions Form included in all appraisals) R.E.O. format w/interior photos & listings $ FHA appraisals with all forms needed $ FHA 2 Family FHA 3 Family FHA 4-6 Family Freddie Mac Form 2055 DRIVE-BY ANALYSIS R.E.O. format w/listings FAMILY APPRAISAL (New Form) $ FAMILY FORM APPRAISAL (New Form) $ ERC Employee Relocation Council Appraisal $ FIELD REVIEW FNMA Form 2000 Current Date $ FIELD REVIEW FNMA Form 2000 Retrospective $ DESK REVIEW $ FINAL OR RE-INSPECTION & RE-CERT. OF VALUE $ RE-TYPE OF APPRAISAL WITH ORIGINAL PHOTOS $ The normal territory covered by our staff at the present time is all of Rockland and Orange Counties of New York State.