Sharon Brinkman Saville

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1 QUALIFICATIONS OF Sharon Brinkman Saville Real Estate Broker and Appraiser 95 West Main Street Romney, West Virginia Education National Association of Real Estate Appraisers Class and Examination Potomac State College - Appraising Real Property (Residential) National Association of Independent Fee Appraisers Seminars Professional Standards of Practice Income Property Appraising (2.1) Principles of Appraising Farm, Ranch, Large Acreage and Rural Properties Appraising Timber and Orchard, and Landscape Management Basic Construction Terminology Mobile\Manufactured Home Review Heating and Air Conditioning Review Home Inspections: Common Defects in Homes Expert Witness - Litigation Valuation West Virginia Association of Realtors Seminars Professional Standards Training 11/92 Professional Standards Training 05/93 Fair Housing Law and Practice 04/93 In Real Estate Risk Reduction 04/93 Professional Standards Training 07/94 Chicago, Ii (Train the Trainer) Risk Reduction in the Real Estate Business 09/94 Commercial and Investment Certification Seminars 03/95 Allegany County Board of Realtor Seminars 10/91 Fundamentals of Topographical Maps 10/91 Potomac Highlands Board of Realtor Seminars Applying Appraisal Theory and Practice 03/92 Understanding Tracts, Plotting and Deeds 01/93 Finance 01/93 Finance/How to Sell More 02/95 Va Real Estate Continuing Education Class by Moseley-Flint Schools of Real Estate 6/95 Fair Housing by Larry McDaniels for WVAR 9/96 Deal with Red Flags in the Real Estate Business 9/96 Appraising Small Residential Income Properties by the Chicopee Group 8/1999 Automated Valuations Models by McKissock Schools 2/1999 Uniform Standards of Professional Appraisal Practice 2/1999 Income Capitalization by McKissock Data Systems and School 3/2000 The New Appraisal Era by The Chicopee Group 8/2000

2 Fraud and the Real Estate Appraiser, McKissock Group 3/2001 Vacant Land Appraisals, McKissock Group 3/2001 USPAP 9/2002 Fraud and the Appraiser 9/2003 USPAP Changes 9/2003 Residential Appraising 9/2004 USPAP Law 9/2004 The National Laws of Appraising 9/2005 The New FNMA Forms / Hour National USPAP Course 9/2007 Firrea Seminars The New Urar and Firrea 10/93 USPAP (Appraisal Law Class 15 hours) 09/2002 Charleston, WV OTHER EDUCATION Allegany College Potomac State College Frostburg State College 1986 Court Experience 1986 Bookman vs. Hampshire County Tax Assessor and Tax Department Mathias vs Mathias et als (Partition Suite) Hardy County 2000 Donnelly vs Tedder (Dawn White Esquire) Berkeley County 2001 Kelly vs. Middle Fork Campground, Chris Davis Esquire, Upshur County 2002 Merifield vs Town of Capon Bridge PSD (Loudoun L. Thompson, Esquire) (V. Alan Riley, Esquire) Peer Right of Way Case This is some of the court cases; some did not result in court appearances after research papers were submitted to the court. Divorce cases are not mentioned or listed due to numbers and privacy.

3 PROFESSIONAL MEMBERSHIPS and Offices National Association of The Board of Realtors West Virginia Association of Realtors Potomac Highland Board of Realtors American College of Real Estate Appraisers National Association of Real Estate Appraisers National Association of Independent Fee Appraisers Second Vice President of Potomac Highland Board First Vice president of Potomac Highland Board President of Potomac Highland Board of Realtors Board of Directors, Potomac Highland Board 1993-present Board of Director, WV Association of Realtors 1992-present WV Board of Realtors Risk Reduction Committee 1993 Co-Chairperson WV Board of Realtors Professional Standards 1993 Co-Chairperson State of West Virginia presidential Advisory Group West Virginia MLS Advisory Group West Virginia Professional Standards Committee Chairperson West Virginia Risk Reduction Committee Potomac Highland Legislative Committee Chairperson West Virginia Realtors Association Chairperson Grievance Committee West Virginia Realtors Association Commercial and Investment Committee West Virginia Realtors Association Legislative Committee & 1995-present Government Affairs Committee 1992-present Potomac Highlands Board of Realtors West Virginia Association of Realtors State Director West Virginia Association of Realtors State Director 1999 Taught Professional Standards and Code of Ethics in WV! EXPERIENCE 25 years as a Licensed Real Estate Agent for West Virginia 23 years as a Licensed Real Estate Broker for West Virginia 20 years as a Licensed Real Estate Broker for Virginia 25 years as a Real Estate Appraiser Employed by USDA, Farmers Home Administration prior to pursuing real estate career. Appraisal Experience and Clients Appraisals for purpose of mortgage loans, buyers, sellers, estates, vacant land, apartments, foreclosures, divorces, etc. have been made for the following partial list of clients: The South Branch Valley National Bank, Mooref ield, WV The Bank of Romney, Romney, WV The First National Bank of Romney, Romney, WV Jefferson Security Bank, Martinsburg, WV One Valley Bank, Martinsburg, WV

4 General American Credit, Pittsburgh, PA Associates Relocation Management, Washington, DC Navy Federal Credit Union, Merrifield, VA Farmers and Merchants National Bank, Winchester, VA Hampshire County Special Services, Inc., Romney, WV Jefferson National Bank, Winchester, VA National Bank of Keyser, Keyser, WV 1st Bank Programs, Peabody, Massachusetts Bank of Charles Town, Charles Town, WV Montgomery Co. Teachers Credit Union, Gaithersburg, MD Employees Relocation Group, Washington, DC Pendelton County Bank, Franklin, WV TRW, Cleveland, OH Green Tree Consumer Discount Company, Pittsurgh, PA Farmers Home Administration ( Hampshire, Mineral, Grant, Hardy, and Pendleton Counties) The Richard King Mellon Foundation, Ligioner, PA BB&T Bank (various branches through-out West Virginia and Virginia) Sun Trust (various branches through-out West Virginia and Virginia) Accubanc Mortgage, Martinsburg, WV 1 st American (various locations in nearby VA and WV) The Nature Conservancy Citicorp/Citibank, St. Louis, MO Chicago Title Insurance Co. Fort Washington, PA References: The First National Bank of Romney Howard Page Farmers Home Administration Loudoun L. Thompson Attorney at Law Revised 01/2007

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