3rd Quarter Chapter Meeting Reception & CE. Sandestin Golf & Beach Resort, Destin, FL Friday, August 22, 2014

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1 FLORIDA GULF COAST C HAPTER 3 RD Q UARTER, 2014 The Approach 3rd Quarter Chapter Meeting Reception & CE Sandestin Golf & Beach Resort, Destin, FL Friday, August 22, Officers & Directors President Woodman S. Herr, MAI Vice President Michael P. Jonas, MAI Secretary Mary L. Patterson, SRA Treasurer Don Saba, SRA Directors When: Friday, August 22, 2014 Where: Sandestin Golf & Beach Resort 9300 Emerald Coast Pkwy West, Destin, FL / Phone: Save the Date!! Schedule of Events 8:45 AM 12:45 PM: 4-Hour Seminar: Unraveling the Mystery of Fannie Mae Appraisal Guidelines 2 PM 5 PM: 3-Hour Seminar: Behind the Headlines: The New R/E Economy 5 PM 6 PM: Candidate/Advisor Meet & Greet Workshop 6 PM 9 PM: Social Hour & Chapter Dinner Buffet & Reception 3rd Q Chapter Membership Meeting & Evening Reception: The evening dinner meeting reception at Sandestin Resort will begin at 6:00 PM with a one-hour cocktail reception followed by dinner buffet and brief business meeting. Weather permitting, we will have an outdoor venue at the marina. Dress is beach casual! Steel drum music will be provided by local musician, Chuck Lawson Sign up soon and plan to spend the weekend at this resort located on the Gulf of Mexico! Remember there are a limited number of rooms blocked under the Appraisal Institute group for a discounted sleeping room rate starting at $159/ night for a studio room at the Grand Complex. There are also a variety of room types and locations on the property, from the bayside marina to the beachside condos. When making your hotel reservation at the Sandestin, mention our group code: 2376OJ. Rooms under our group rates will be on a space-available basis. Location: The Sandestin Golf & Beach Resort, 9300 Emerald Coast Parkway West, Destin, FL (800) Visit their website at: for more information about the property and amenities. REGISTER This chair is waiting for you!! BOOK YOUR ROOM TODAY!! Hope to see you there for a fun, relaxing evening! Geri Armalavage, MAI Brad Johnson, MAI Michael McKinley, SRA Dan Richardson, MAI, Ph.D. Wesley Sanders, MAI Patricia Staebler, SRA Julie Story Brian Zamorski, MAI C. Richard Tobias, MAI, Ex Officio Region X Representatives Chris Finch, MAI Stephen A. Griffith, MAI Michael P. Jonas, MAI David Lemonde, SRA Ned Palmer, MAI Gary F. Scott, SRPA, SRA Brad Saucier Joel Salley, SRA Woodman Herr, MAI (President) Committee Chairs Admissions: Scanlon Wilson, MAI Bylaws: Don Trask, MAI Finance: Don Saba, SRA Guidance: Brian Zamorski, MAI Education: Gary Scott, SRPA,SRA Govt. Relations: Wes Sanders, MAI University Relations: Bruce Cumming, Jr. Newsletter: M. Patterson/Nancy Bachor Public Relations: Ned Palmer, MAI External Relations: Lance Ponton Chapter Executive Director Nancy Bachor (813) info@gulfcoastai.org Region X Officers C. Thomas Cowart, MAI, Chair Val Chiasson, MAI, SRA, Vice Chair Kevin Bokoske, MAI, Region X REL Lauren Dowling, Executive Director Florida Gulf Coast Chapter, Appraisal Institute N. Dale Mabry Highway, Ste. 101, Tampa, FL T: Website:

2 T HE APPROACH P AGE 2 President Message, Woodman S. Herr, MAI 2014 Chapter President Greetings Florida Gulf Coast Chapter colleagues. We had a great chapter meeting at the Sirata Resort on St. Pete Beach, May 30, 2014 with 90+ in attendance. It was wonderful to see members who have been in the Institute for so many years and some new members. I really enjoyed handing out certificates to candidates who received designations this year; Adam Langrock, MAI, Ryan Tolle, MAI, Tim O Neill, SRA and Daniel Brown, SRA. Chris Finch, MAI accepted this year s Henry Entreken Life Time Achievement Award on behalf of his father, Bert Finch, MAI, SRA Retired. Unfortunately, Bert was recovering from surgery but Chris took the award and photos to him in the hospital. Election of 2015 directors, officers, and region representatives was also held during the meeting. Mike Twitty s band was excellent as usual and the weather was perfect. It was a really great time. Our next chapter meeting will be in Destin, Florida at the Sandestin Golf & Beach Resort on Friday, August 22, I have to admit that I have not been to Destin or anywhere in the panhandle, so I am very excited about seeing what I have been told is one of the most beautiful places in Florida. Our meeting will be fashioned after the St. Pete Beach meeting with great food and entertainment. We have less business to go over which leaves more time for socializing. I haven t met most of the members from the former NW Florida Chapter, so I look forward to meeting as many of you as possible. I also encourage the former West Coast of Florida Chapter members to take the time and drive or fly up to Destin ad maybe spend the weekend. I got a direct flight from Tampa to Pensacola on Silver Airline thru Priceline, $312 round trip. I also want to promote the 4 th Quarter chapter meeting in Sarasota, Wednesday, November 5, It will be a dinner cruise and a 3-Hour seminar (Trial Components) in the afternoon. Remember candidates, you need to make at least one chapter meeting a year, so here are two final opportunities this year. Prior to the 3rd Quarter chapter meeting, I am headed to the Region X and AI National Appraisal Institute Conference in Austin TX, on August 3rd-6th. If you have not yet decided to go, there is still time. I encourage all members to attend these national conferences and I believe that this one will be especially enjoyable. It will be very informative and we always have a fantastic time. The AI national website has all the details. On June 3, 2014, I attended the CREW Tampa Bay Economic Summit on behalf of our chapter. We sponsored a table and Brad Johnson, MAI, Brian Zamorski, MAI, Karen Goforth, MAI, Julie Battaglia, MAI and Lance Ponton joined me. We listened to the mayors of Tampa, St. Petersburg, and Clearwater talk about economic development and growth and then heard a presentation by Anirban Basu, a very knowledgeable and humorous economist. Essentially, the economy has definitely improved although with somewhat anemic growth, it s going in the right direction. I m optimistic about our long term future. It might be a little rough but is getting there. I want to thank our members and candidates for their loyalty to the chapter by taking our classes. We realize that you have other choices and it means a lot to us that you choose to take your education from the Florida Gulf Coast Chapter. This is not only a primary revenue source for us that we give back to our membership, but it s always nice to see our members at the classes. Remember the Florida recertification deadline is coming up on November 30 th. In closing, I want to thank all the officers, directors, committee members, and region reps for their hard work. They are dedicated and doing a great job for the chapter and members. Let s all make a great effort to get out and meet your fellow appraisers and members of the Appraisal Institute at the few meetings we have. Represent the Appraisal Institute at meetings put on by other professional organizations like brokers, attorneys, accountants, and government agencies, etc. We often find ourselves stuck behind a desk or at the end of a measuring tape and not out meeting our clients and the public. Back away from your computer and get out and meet with your clients. Thank you all for your hard work and professionalism and I ll see you in Austin, Destin, and/or Sarasota.

3 T HE APPROACH P AGE 3 3rd Quarter Chapter Seminars & Meeting - Friday, August 22, 2014 Sandestin Golf & Beach Resort, Destin, FL A.M. Seminar: Unraveling the Mystery of Fannie Mae Appraisal Guidelines (8:45 AM 12:45 PM) (4 hours CE FL & AI/15 points) Instructor: Gary F. Scott, SRPA, SRA. If you are having trouble cracking the code on the secondary mortgage market guidelines for 1-4 family residential properties, this seminar is for you! Lenders face harsh scrutiny from federal regulators in the wake of high foreclosure rates. Appraisers face increased scrutiny because of the secondary mortgage market pressure on lenders. Why? Because when foreclosures occur, loan purchasers in the secondary market often challenge the lender who made the loan to obtain a buyback with the quality of the appraisal as the main driver of the buyback. Don t take any chances with your appraisals! This seminar will enhance your ability to write as well as review reports that confirm to the Fannie Mae Appraisal Guidelines for 1-4 family residential properties. P.M. Seminar: Behind the Headlines: The New Real Estate Economy (2 PM 5 PM) (3 hours CE FL & AI/15 points) Instructor/Developer: William Pittenger, MAI, SRA. The Great Recession left an indelible mark on the nation s psyche and economy. It changed the way consumers and businesses spend and do business and it changed the way these groups evaluate real estate both residential and commercial. The economy is witnessing extraordinary and unprecedented demographic change. This program will explore the specifics of recession driven real estate structural change as well as demographic shifts and the effect on standards of functional adequacy, real estate supply, demand and valuation. Dinner Meeting: 6 PM 9 PM: Join us for a casual and FUN dinner reception and beach party with live entertainment. Sign up today! Come to beautiful Destin and stay the weekend. Dinner: $45.00 Members & Guests (until 8/12 $60 thereafter) (register by August 12, 2014 to receive the early discount price) (Final Registration Deadline: 8/18/14) Advance Reservation Is Required. Register soon & save! Questions: wcoastfl@tampabay.rr.com or (813) (Note seminar fees NOT included in chapter meeting) REGISTER HERE REGISTER TODAY! 3rd Q Chapter Advisors & Candidates for Designation Meet & Greet in Destin, FL! (FREE) The Candidate Guidance Committee would like to formerly invite all Florida Gulf Coast Chapter Candidates and Advisors to start off the 3rd Quarter Chapter Meeting a little early! Please join us at the Sandestin Beach Resort at 5:00 P.M. on Friday, August 22nd for a social get-together prior to the chapter meeting! We will have a separate meeting room for this event with light appetizers and soft drinks provided. We are looking forward to having time for everyone to get acquainted! Not only will other Candidates be attending the meeting, but we have asked some of the most recently designated members and Advisors to attend! It has been our experience that having an advisor is very beneficial because there have been a lot of recent changes to the requirements to become an MAI or SRA. Designees and candidates near completion of their designations could offer additional advice and guidance. We urge you to attend and get to know other Candidates, chat one-on-one with your Advisor and get some feedback from some of our recent designees in our local Chapter! Remember, candidates must attend at least one chapter meeting each year. We had a fantastic turn-out and great discussions during the 2nd Quarter Meet & Greet event, so we hope everyone plans to attend our 3rd Quarter Chapter Candidate-Advisor Get-Together! Please RSVP to the chapter office if you plan to attend the Advisor/Candidate Workshop by to: wcoastfl@tampabay.rr.com. Guidance Committee: Brian Zamorski, MAI, Co-Chair, Julie Battaglia, MAI, Co-Chair, Melissa Culin, Candidate and Dan Brown, SRA

4 T HE APPROACH P AGE 4 Education Gary F. Scott, SRPA, SRA, Chair Check out the remaining 2014 education schedule and you will see that we still have several opportunities ahead, with a good variety of qualifying education, and several brand new seminars for REGISTER FOR continuing education and one final USPAP/Florida Law class. UPCOMING CLASSES TODAY! We are well into our education schedule and have had great attendance at the qualifying education courses held to date in addition to all the Florida Law and 7-Hour USPAP classes held in Tampa, Ft. Myers, Ft. Walton, Sarasota and Tallahassee. In August, we will present a new residential seminar, Residential Applications Using Excel in Tampa and the new AE course for the review designation, Review Theory General. Two new seminars will be presented at the 3rd Quarter Chapter Meeting August 22nd in Destin. Register soon for these two interesting classes! Following the afternoon seminar, we will have our 3rd quarter chapter meeting and dinner reception at the Sandestin Resort. Dress code is casual! We hope you come up to Destin and enjoy this beautiful resort, get some quality education and enjoy a fun evening! We have more courses planned for the fall, including General Site Valuation & Cost Approach, Real Estate Finance and General Report Writing & Case Studies. The final Florida Law & 7-Hour USPAP will be held in October in Tampa. Review the attached 2014 schedule and plan to attend some of these great offerings. Our instructors are the best around! REMEMBER: LICENSE RENEWAL DEADLINE IS NOVEMBER 30, 2014! The education committee is currently working hard on the 2015 education schedule. The initial list of 2015 offerings will soon be finalized. We have approximately eight courses and 7 seminars and PDP programs planned. If you are interested in obtaining the Review Designation, residential or general, we will have you covered beginning this year and more to come next year. See preview in this newsletter. Three new analytical programs will be released by national and may be added to our 2015 schedule as they become available. The programs will address qualitative analysis, advanced spreadsheet analysis and application and interpretation of simple linear regression. The land valuation seminar remains in development for release sometime next year, in addition to advanced income analysis being split into two 2-day programs. Also coming out next year will be the new mandatory 4-hour seminar for supervisors and trainees. This new seminar will be offered in a variety of locations. For those in need of quick AI education credits, I would recommend taking advantage of the 2-hour AI webinars, they are quick, timely topics that provide AI credit at a nominal fee. The webinars are not, however, approved for any state credit. We are considering a new education event in the Spring of 2015 that will include an education mix of courses, seminars and 1/2 day programs in March in conjunction with Major League Baseball spring training. It will be a great opportunity to market to our northern appraisers. (Cont d) Online Education When taking online education, remember to check state approvals prior to registering! Be sure your class is approved in Florida. Click Here

5 T HE APPROACH P AGE 5 Education, Cont d. Gary Scott, SRPA, SRA If you have comments or suggestions on what is planned for next year or what you would like to see added, please contact us. We are committed to giving you the best education offerings in a timely manner that meets your schedule. Because our chapter is comprised of members from Pensacola to Naples, we are considering more than one location for some of the most popular education programs in See you at the chapter meeting at the Sandestin! Thank you again for supporting the chapter s educational program Appraisal Institute education is the best! Questions? Please call the chapter office at (813) or Nancy at info@gulfcoastai.org or education chair Gary Scott, SRPA, SRA at info@coastalpropertyconsultants.com. To register for classes: Chapter-Developed Education: To view and register for non-ai/chapter-developed seminars scheduled by Region X Appraisal Institute chapters, please go to: network_sched.aspx?state=fl. These classes are listed on the Appraisal Institute s main education offerings listing under Chapter-Developed Classes but can be a bit tricky to find. You can also access all the offerings information through the chapter website directly at and click on the Education button. Instructors Joni Herndon, SRA and Sandy Adomatis, SRA Adv. Concepts & Case Studies held in Tampa Instructed by Don Emerson, MAI John Underwood teaching Appraiser as Expert Witness class in May Trial Day with cross-examination of the expert witness by Dennis Noto Expert witness questioned by his attorney Ron Oxtal Judge Underwood with counsel and expert witnesses at the conclusion of trial

6 T HE APPROACH P AGE Education Schedule Florida Gulf Coast Chapter Date Class Instructor August Review Theory General Tampa Vince Dowling August 22 Chapter Meeting: Sandestin Beach Resort, Destin Unraveling Mystery of Fannie Mae Guidelines (CE 4) Behind the Headlines: The New Economy (CE 3) Gary F. Scott, SRPA, SRA William Pittenger, MAI August 28 Residential Applications Using Excel, Part 2 (CE 7) Tampa Sandra K. Adomatis, SRA September 8 11 General Site Valuation & Cost Approach (QE 30 CE 20) Tampa Gary Taylor, MAI Gary F. Scott. SRPA, SRA September Real Estate Finance (QE 15: CE 14) Tampa Vince Dowling, MAI October 8 9 Florida Law for Appraisers (CE 3) Tampa Robert Sutte, MAI 7-Hour USPAP Update (CE 7) Robert Sutte, MAI October General Report Writing & Case Studies Tampa Dana Thornberry, MAI November 5, 2014 Chapter Meeting: Sarasota & 3-Hour Trial Components John Underwood, MAI November Residential Market Analysis & Highest & Best Use Tampa Gary F. Scott, SRPA, SRA 2015 Education Schedule January Residential & Commercial Valuation of Solar Sandra K. Adomatis, SRA February General Income Approach, Part 1 TBA February Review Case Studies General TBA March General Income Approach, Part 2 TBA March Litigation Appraising: Specialized Topics TBA April Residential Site Valuation & Cost Approaches TBA May Real Estate Finance, Statistics TBA June Review Theory Residential TBA August 27 Business Practice & Ethics TBA September Advanced Market Analysis & HBU TBA September 24 Supervisor/Trainee Course (NEW) (Tampa) TBA October 9 Income Approach for Residential Appraisers TBA October General Report Writing & Case Studies TBA November 6 Business Practice & Ethics (Tallahassee) TBA December 11 Supervisor/Trainee Course (NEW) (Tallahassee) TBA To register for any of the above classes, go to: Questions? Call chapter office at (813) or info@gulfcoastai.org Florida Gulf Coast Chapter, N. Dale Mabry Hwy. #101, Tampa, FL 33618

7 T HE APPROACH P AGE 7 Candidates for Designation..Did you know? New Requirement: Candidates Attendance at Chapter Meetings During each calendar year candidates must attend at least (1) one chapter meeting to which the candidate belongs. The AI Board of Directors approved amendments to broaden the definition of the Candidate Attendance Requirement. Regulations now allow Candidates to attend at least one (1) meeting of their chapter or an AI event (Chapter, Regional, National) approved by the ADQC. The ADQC will still have discretion to determine which types of events will qualify. The Candidate attendance requirement is separate from Minimum Progress. Register today for the 3rd Quarter chapter meeting on August 22nd in Destin, FL. CE Requirement: Candidates and Practicing Affiliates must complete 70 hours (350 points) of continuing education for every five-year cycle. Designated members must complete 100 hours (500 points) of CE every 5- year cycle Capstone Schedule Phoenix, AZ Feb. 23 March 1, 2015 (SOLD OUT) Seattle, WA July 13 19, 2015 Austin, TX Feb. 23 March 1, 2015 Columbus, OH Sept. 28 Oct. 4, 2015 San Juan, PR April 27 May 3, 2015 Sacramento, CA Sept. 28 Oct. 4, 2015 Chicago, IL April 27 May 3, 2015 Kansas City, MO Nov. 9 15, 2015 Boston, MA July 13 19, 2015 Charleston, SC Nov. 9 15, 2015 Offerings sell out quickly register today! Florida Real Estate Appraisal Board Meetings 2014 The Division of Real Estate is now able to live stream their meetings. The streaming is not recorded and it has limited space at this time. If you are unable to access the meeting, please try again later as access may become available during the day. If you have connected to the live stream and no longer wish to view the meeting in progress, please be sure to disconnect to allow others to access the live stream. Please disable your PC audio and video camera prior to logging into the meeting. Failure to do so will result in other users and attendees hearing and seeing you during the meeting. 61J (7) Continuing Education A registrant, licensee, or certificate holder, including a Board member, may earn five (5) classroom hours by attending an entire meeting where the Board considers disciplinary cases, for a maximum of seven (7) of the required thirty (30) hours; provided that, the individual is not appearing as a party to a disciplinary action and notifies the Division of Real Estate, Education Section, of the intent to attend at least seven (7) days prior to the meeting. Contact JoEllen Peacock at least 7-days prior to the meeting to register at JoEllen.Peacock@dbpr.state.fl.us 2014 FREAB Meetings: August 4, 2014 & October 6, 2014 If you wish to have printed materials to reference during the meeting, please visit the website > Doing Business with Us > Real Estate Division Page > Florida Real Estate Appraisal Board > Meetings & Workshops, and print all publicly available materials as early as 7 days before the date of the meeting. The department endeavors to minimize paper usage in all business practices. All FREAB Meetings begin at 8:30 a.m. If you plan to attend for CE credit, you will need to attend the full day when the Legal Docket is heard. The Legal Docket is held on the first day of the meetings (Monday).

8 T HE APPROACH P AGE 8 The Leadership Development Advisory Council (LDAC) conference in Washington, DC was held from May 19 to 21 this year. For over 30 years, LDAC has served as a source of leadership training and inspiration for new programming ideas for the Appraisal Institute. Each year appraisers representing A.I. Chapters from across the country come to Washington DC to attend a series of roundtable discussions and meet with political representatives to discuss the current and future issues surrounding the real estate market and in particular, the appraisal industry. This year, just over 100 people were chosen, with Florida having the largest representation of any state. Three members represented the Florida Gulf Coast Chapter: Julie Battaglia, MAI; Patricia Whittington; and Brian Zamorski, MAI. Marvin (James) Ferebee, MAI from the Northeast Florida Chapter joined the Florida Gulf Coast Chapter with lobbying efforts. In total, the 13 Florida representatives at LDAC met with the staffs of 12 Florida Congressman and Senators. We, the Florida Gulf Coast LDAC members, met with staffers from the offices of Congressman Dennis Ross and U.S. House of Representatives Tom Rooney and Steve Southerland. We also exchanged s and setup lines of communication with several other Congressmen who were unavailable to meet. All of the Congressmen and staff members we met with were very receptive to our feedback and welcomed us to contact them any time. At the meetings, we discussed the current real estate trends in our local markets and a few proposed legislative bills. The following pieces of legislation were this year s congressional talking points: The Small Business Administration (SBA) amended Standard Operating Procedure 50-10F in 2013, disqualifying thousands of qualified real estate appraisers from performing going concern appraisals where the business/intangible component to the loan is greater than $250,000. The property types affected include hotels, motels, nursing homes, convenience stores, and gas stations. As of January 1, 2014, SBA lenders are forced to obtain two appraisals; a real estate appraisal and a separate business valuation for many loan applications for special uses properties. Previous policies allowed real estate appraisers to prepare going concern appraisals which include personal property and business (or intangibles). Approximately 10 percent of all SBA loans are affected by SOP 50-10F. Since multiple appraisals are required for SBA loans where the business/intangible component to the loan is greater than $250,000, this policy is leading to increased costs for consumers and lenders. Additionally, these costs will primarily affect main street or local business owners. The Appraisal Institute urges the House of Representatives to support legislation under development by Representatives Blaine Luetkemeyer (R-MO) and Kurt Schrader (D-OR) that would reaffirm the acceptance of competent real estate appraisers to prepare going concern appraisals of special purpose properties for SBA 7 (a) loans. The Appraisal Institute is urging the Senate to introduce companion legislation for the Luetkemeyer/ Schrader bill. Two major bills have been introduced to address housing finance reform: in the Senate, S. 1217, the Housing Finance Reform and Taxpayer Protection Act, known as Johnson-Crapo, and in the House, H.R. 2767, the Chapter LDAC attendees with Karen Williams, Legislative Director for Rep. Steve Southerland Meeting with Clay Hollis, Legislative Aide to Rep. Tom Rooney (l to r, Patricia Whittington, Marvin Ferebee,MAI, Mr. Hollis, Julie Battaglia, MAI and Brian Zamorski, MAI)

9 T HE APPROACH P AGE 9 Protecting American Taxpayers and Homeowners Act or PATH Act. Of particular concern to the Appraisal Institute, is a provision found in Johnson-Crapo, which could undermine the integrity of the appraisal process, and impose new liabilities on financial institutions. Johnson-Crapo authorizes the Federal Mortgage Insurance Corporation (FMIC), the proposed entity which would replace the Government Sponsored Enterprises, to establish, operate and maintain a National Mortgage Database for the collection, public use, and dissemination of mortgage loan information. This provision would allow the FMIC to build upon the Uniform Appraisal Dataset initiative established by Fannie Mae and Freddie Mac, and allow information contained in all appraisals for loans sold to the FMIC to be made available to consumers, financial institutions, appraisers, appraisal management companies, and automated valuation companies, among others. The PATH Act in House contains a similar, but less specific database. The Appraisal Institute is concerned about how this information might be used to influence the appraisal process and the potential for new liability for financial institutions. Select information on the property may be pushed to appraisers hoping to influence results and instances where appraisal managers attempt to influence appraisers by sharing certain information relating to comparable sales. Bank appraisal departments would have to contend with exams that question every appraisal in the portfolio based on FMIC data. The Appraisal Institute urges House Members to protect the integrity of the appraisal by not allowing appraisal information in the repository to be made publicly available. The Appraisal Institute urges the Senate to protect the integrity of the appraisal by not allowing any appraisal information found in the National Mortgage Database provision in Johnson-Crapo to be made publicly available. Just as important as lobbying members of Congress, was networking with appraisers from across the country and discussing current issues facing the appraisal and real estate industry. Our discussion groups held breakout sessions on topics including: Defining and Promoting the AI Designated Member Difference Diffusing the Succession Time Bomb / the Supervisor and Trainee Dilemma Embracing Technology Give More, Get More from Client Relationships Over the three days of discussion, it was agreed upon that many appraisers want some form of business coaching. Many participants stated that they were experts at valuation but were not experts at running a business. Many shared the opinion that the Appraisal Institute could offer classes that could help appraisers with effective marketing and maximizing exposure through Appraisal Institute designations. Additionally, many participants stated that the Appraisal Institute needs to create a best business practice type guide for its membership. This would help guide AI members with business practices such as hiring, human resources, compensation systems, best mentorship practices, and potentially good exit strategies for their business models. This was my third year attending LDAC, while Julie and Patricia were first year attendees. LDAC requires a three year commitment. I truly enjoy lobbying on Capitol Hill because our Representatives appear to be genuinely interested in our concerns within the appraisal industry. Another benefit of LDAC is the opportunity to network and build relationships with other appraisers from across the county. Finally, the national representatives from the Appraisal Institute listened to our brainstorming ideas to better our industry. As an organization, the Appraisal Institute is trying to stay ahead of the curve when it comes to changes in the industry. Overall, I would recommend attending LDAC to any members of the Appraisal Institute that would like to become more involved in the organization and chapter leadership. From the LDAC representatives of the Florida Gulf Coast Chapter, we thank everyone in the chapter for sponsorship! Submitted by: Brian Zamorski, MAI, LDAC Representative, Florida Gulf Coast Chapter

10 T HE APPROACH P AGE 10 May 2014 Region X Volunteer of Distinction The Appraisal Institute s member recognition program honors one member in good standing in each region each month for his/her service to the organization, the profession and the community. Congratulations to Florida Gulf Coast Chapter member who was recently honored as the May 2014 Volunteer of Distinction for Region X Michael McKinley, SRA, Safety Harbor, FL. Mike McKinley is an exceptional ambassador for the Appraisal Institute said Appraisal Institute President Ken P. Wilson, MAI, SRA. We are proud to be represented by individuals like Michael, who faithfully serve our organization and the real estate valuation profession, as well as their local communities. McKinley is a past chapter president of the former West Coast Florida Chapter in 1998, in addition to his terms as vice president, secretary and treasurer. He was a member of the AI s Young Advisory Council from and has served on a number of chapter committees. Mike is currently serving the chapter once again on the board of directors. Mike has been an appraiser at the Pinellas County (Florida) Property Appraiser s Office since He has been involved in the real estate valuation profession for 29 years. He holds a bachelor s degree in economics from Florida Southern College in Lakeland, FL and a master s degree from the University of South Florida in Tampa. He joined the Appraisal Institute and received his SRA designation in He is a member of Heritage United Methodist Church in Safety Harbor and volunteers on several committees. He has served a variety of community organizations. Mike is married and has two sons. Congratulations Mike, we appreciate your service! 2014 Appraisal Institute Annual Meeting August 4 6, 2014 Hilton Austin, Austin, TX Hilton Austin If you have not yet registered for the 2014 Appraisal Institute Annual Meeting in Austin, TX, register today! On-site registration will be available. Keynote speaker will be Eugene A. Cernan, The Last Man to Walk on the Moon.

11 T HE APPROACH P AGE 11 Region X Government Relations Report Appraiser Criteria Changes Become Effective on January 1, 2015 The Appraisal Qualifications Board (AQB) of the Appraisal Foundation has published a copy of the changes to the Real Property Appraiser Qualification Criteria, which were adopted in December The new Qualification Criteria contains significant changes to education and experience requirements as well as establishing guidelines for the supervision of registered trainees. The effective date of January 1, 2015 has been established. The publication may be viewed and downloaded on the AQB website. Florida State Rules Update Ongoing rule changes are mostly related to the 2015 AQB minimum requirement that everyone is aware of by now; however, the State of Florida continues to press for rule clean-ups to make doing business easier in Florida. Rule 61J issuance of certification is being modified to allow for a smoother process for reciprocal license applicants. Additionally, Rule 61J goes into effect on July 30th, 2014, allowing for distance education on qualifying courses taken after January 1st, For more on Florida Rules visit: Grass Roots Lobbying We Want You! The Florida Association of Realtors have power in numbers, but we have power in members. To better leverage our lobbying efforts, we want to know who you know. The link provided below is a data capture form where we ask that you provide your contact information, as well as, any local or state politician from whom you have a relationship with either from helping on their campaign or from being next door neighbors. The information will populate a database, which will then be used by Region X Government Relations to better facilitate lobbying efforts. Please take the time to fill out one form per political contact. We may need your help soon, as during the next legislative session we anticipate a modification to the definition of an AMC. Together we will improve upon our new foundation. Data Collection: viewform?c=0&w=1 Wes Sanders, MAI Florida Gulf Coast Chapter Government Relations Chair Region X Government Relations Co-Chair wsanders@nationalapg.com Nicholas D. Pilz, SRA Region X Government Relations Chair nicholas.pilz@cap-val.com Membership Update Florida Gulf Coast Chapter New Designated Members: Julian LH Stokes, II, MAI, Naples Andrew Skinner, MAI, SRA, Santa Rosa Beach Transferred In: William Hathaway, SRA (from Atlanta) New Practicing Affiliate: Vira Suarez, St. Petersburg Resigned: Nathan R. Chouinard, Cape Coral

12 T HE APPROACH P AGE 12 Members in the News... Congratulations to chapter member and Government Relations Chair, Wesley Sanders, MAI, Sarasota, FL on his recent marriage. We wish you and Brittany much happiness! Henry Entreken Lifetime Achievement Award The chapter s Henry C. Entreken Lifetime Achievement Award was recently awarded to Bert Finch, MAI (Retired) for his contributions to the chapter and to the Appraisal Institute. The award was presented to his son, Chris Finch, MAI, by Chapter President Woody Herr, MAI at the May 30th chapter meeting. Bert was recovering from surgery and was unable to be at the meeting. Bert F. Finch, Jr., MAI, SRA graduated from the University of Florida in 1953 with a Bachelors Degree in Business Administration majoring in Real Estate. Immediately thereafter, he began his career as a full-time real estate appraiser when he joined the real estate appraisal firm founded by A. B. Fogarty, MAI in St. Petersburg Florida. After obtaining his SRA designation from the Society of Real Estate Appraisers and his MAI designation from the American Institute of Real Estate Appraisers he and Mr. Fogarty became partners creating the firm of Fogarty and Finch, Inc. Upon the retirement of Mr. Fogarty he continued the firm in partnership with his son, Chris Finch, MAI, SRA. Bert retired from Fogarty & Finch in 1998 after 45 years as a full-time real estate appraiser and consultant. His career included all types of commercial and residential assignments primarily related to general valuation and eminent domain. Bert served for many years on the Candidate Guidance Committee reviewing candidate reports and also on the Regional Panel of the National Ethics & Counseling Committee. He served as President of the former St. Petersburg Board of Realtors and is a past member of many local civic and professional organizations. Over the years Bert trained and helped mentor numerous commercial and residential appraisers, many of whom obtained their MAI and or SRA designations, including chapter president Woodman Herr, MAI.

13 T HE APPROACH P AGE 13 Leadership Resource Registry Service Opportunities The Leadership Resource Registry is open - raise your hand and get involved today! Are you interested in serving the chapter, the region or the national office. There are opportunities to serve on committees, attend LDAC or any other area of interest. By adding your name to the registry, you will have the opportunity to submit your preferences for volunteer service at the chapter, region, and national level. They may also indicate your interest for service on future committees, project teams, panels, LDAC and other leadership positions. Please take a moment to register so that the chapter board of directors will have information on your areas of interest and expertise. Note: Each year, the nominating committee refers to this list when considering positions for the chapter board of directors, region representatives and committee members. Please complete registry by September 1, To access the registry: Ÿ Log into your My AI Account Ÿ Head to AI's Volunteer Opportunities page (See Get Involved at bottom of the page) Ÿ Click on "Volunteer today and submit your areas of interest and expertise You can select chapter, region and/or national level registry to identify the committees or panels in which you have an interest in serving. This information will help the nominating committee and chapter leadership identify our future chapter, region and national leaders. Advisors Needed for the Candidate for Designation Program Become an Advisor! We need more designated members to step up and become an advisor. Please consider applying to serve as an Advisor in the Candidate for Designation Program. Once you have applied and are approved as an Advisor, the national office will place you on a list of approved Advisors. We currently have 31 designated members who are approved advisors, however there are only few of these advisors who have remaining slots available. We have a total of 113 candidates and there are a few candidates who do not yet have an advisor. A Candidate may request a particular Advisor or the Appraisal Institute will identify a potential Advisor for the Candidate and make the assignment. The Appraisal Institute will make the final approval as to who will serve as the Advisor for a specific Candidate. Candidates: Don t delay choose your advisor today! An Advisor can receive up to 125 points of CE credit per AI CE cycle for service to the Appraisal Institute. Please notify the Admissions Department of your interest at admissions@appraisalinstitute.org. A free online orientation is available for potential advisors. Advisors serve as a resource to the Candidate, providing knowledge and expertise. Download the PDF that will explain the process. WE NEED YOU! For more information on the Appraisal Institute candidate advisor program, please contact the Admissions Department at admissions@appraisalinstitute.org or click here. 2nd Quarter Chapter Meeting at Sirata Beach Resort

14 T HE APPROACH P AGE 14 Member Spotlight Congratulations to Andrew Skinner, MAI, SRA, Santa Rosa Beach, who recently received his MAI designation. Where do you work? How long? I currently work at Tidewater Real Estate Services in Santa Rosa Beach, FL. I started the company in 2011 and have decided to focus on the business this year. How did you get started in the business? I began appraising manufactured homes in rural areas in Over the course of ten years I have been able to advance my career. In 2011, I joined EquiValue Appraisal in Destin, FL, and was completely immersed in commercial appraising. What type of appraisal work do you do? I predominately perform residential and commercial assignments for lending institutions. Andrew Skinner, MAI, SRA How has your practice changed in recent years? My practice has changed along with the economic climate. When I started in the business ten years ago, less analysis and reporting was required. Now it seems that lending institutions have taken on more qualified individuals to review appraisals, an endeavor I fully support. Today, a higher level of analysis and reporting is required, which keeps me sharp and up-to-date. Who/what is the biggest influence for you in getting the designation? I knew I wanted to be a MAI eight years ago and didn t know how I would attain that goal. Fortunately, with hard work and a little luck, some doors opened. My time at EquiValue Appraisal had a positive influence on me and I was mentored under a MAI with good business skills and strong ethics. Hometown? LaGrange, GA Favorite Hobby/Activities? I enjoy the outdoors, fishing, exercising, SEC football games, and smoking ribs or cooking a pot of gumbo on a rainy weekend. What advice can you give to other candidates and associates letting the demo hold them back from receiving their designation? Just go for it. I completed the traditional option. The great thing about the traditional demo is that you get to choose your property and effective date (within some limitations). If you choose wisely, you will have ample data to complete the report. The effective date allows you to create a snapshot of market data. For the most part the data is there, permanently recorded in public records or in MLS, etc. All you have to do is put the pieces together. Revisit the report whenever you like. Complete one section and the information rolls into another and before you know it you ve made some serious headway. Next thing you know you re done. Any other advice to candidates for designation and associates? Keep your feet moving. Florida Gulf Coast Chapter, Appraisal Institute N. Dale Mabry Highway, Ste. 101, Tampa, FL T: Website:

15 T HE APPROACH P AGE 15 Member Spotlight Congratulations to Julian LH Stokes, II, MAI, Naples, who recently received his MAI designation. Where do you work? How long? Integra Realty Resources Southwest Florida 7 years. How did you get started in the business? Second generation appraiser, third generation real estate junky. What type of appraisal work do you do? Everything, but enjoy appraising income producing agriculture. Also enjoy consultation and litigation as these are typically more complex assignments; granted there is greater monetary benefit at the end. Julian LH Stokes, II, MAI How has your practice changed in recent years? Really hasn t except for more experience/knowledge. Who/what is the biggest influence for you in getting the designation? Father, Julian LH Stokes, MAI. Guess I had to say that. Hometown? Naples, FL Favorite Hobby/Activities? Outdoor sportsman; primary passion is long range offshore fishing. What advice can you give to other candidates and associates letting the demo hold them back from receiving their designation? Take the class. Any other advice to candidates for designation and associates? If you can answer yes to the following four questions, then you should be alright. 1) Is it the truth? 2) Is it fair to all concerned? 3) Will it build goodwill and better friendship? 4) Will it be beneficial to all concerned? Rotary Four-Way Test of the things we think, say or do. Knowledge. Experience. Integrity. The MAI, SRPA, SRA, AI-GRS and AI-RRS designations represent advanced knowledge. They stand for years of proven, real-life real estate valuation experience. And they always mean a commitment to strict professional ethics and standards Florida Gulf Coast Chapter, Appraisal Institute N. Dale Mabry Highway, Ste. 101, Tampa, FL T: Website:

16 T HE APPROACH P AGE 16 Member Spotlight Congratulations to Adam Langrock, MAI, Tampa, who recently received his MAI designation. Where do you work? How long? Sheets, Hendrickson and Associates, 9 years How did you get started in the business? Several members of my family are involved with real estate, including both of my parents, who are Realtors, and my father-in-law, who is a residential appraiser. As a result, I ve known for a long time that a career in real estate would be my likely path. More specifically, my father-in-law had encouraged me since high school to pursue the commercial appraiser career. What type of appraisal work do you do? Commercial appraisals Adam Langrock, MAI How has your practice changed in recent years? More stringent client requirements, more difficult work and lower fees Who/what is the biggest influence for you in getting the designation? My father-in-law because he always stressed the importance of the MAI designation Hometown? I was born in Boston but I have lived in Palm Harbor, FL since I was about 2 years old. Favorite Hobby/Activities? My favorite thing to do is hang out with my family, which consists of my wife, my 6-year-old son, and my twin, 4-year-old girls. I also enjoy watching FSU football, playing sports, and various beach/water activities What advice can you give to other candidates and associates letting the demo hold them back from receiving their designation? Just commit to the demo and get it done. Adam Langrock, MAI with family members at dinner meeting Region X Volunteers of Distinction and Membership Certificate Presentations Gary Scott, SRPA, SRA April VOD w/mary Patterson Wes Sanders, MAI, March VOD Tim O Neill, SRA presented with SRA Certificate by Cindy Carroll, SRA and Woody Herr, MAI

17 T HE APPROACH P AGE 17 Member Spotlight Congratulations to Michael Ahwash, MAI, Tampa, who recently received his MAI designation. Where do you work? How long? Beshears & Associates four years. How did you get started in the business? I was interested in a career in real estate or finance and after looking into all of my options, appraisal seemed like the best fit. This was during a down-cycle in the market but Brad Johnson gave me a shot. What type of appraisal work do you do? General commercial with a specialty in hotels. Michael Ahwash, MAI How has your practice changed in recent years? Technology has increased efficiency but we have passed along these gains to our clients. Who/what is the biggest influence for you in getting the designation? There were many factors and influences but the first that comes to mind is having the additional credibility with my clients that I have an above average level of competency. Hometown? Charleston, WV Favorite Hobby/Activities? Golf, travel, fitness What advice can you give to other candidates and associates letting the demo hold them back from receiving their designation? If you have completed all of the requirements except the demo, you will have wasted a lot of time and money with nothing to show for it if you don t get the designation. Any other advice to candidates for designation and associates? Set a goal for completion, schedule the remaining steps and commit to your plan. Recent Chapter Sponsorship Event held in Sarasota by CCIM The Florida Gulf Coast Chapter recently sponsored an event held in Sarasota by the CCIM in July, and was represented by board members Wes Sanders, MAI and Michael Jonas, MAI. It was reported that the market is strong, financing is available. Realtors are seeing very short due diligence periods. It was reported that interest rates are expected to increase between 100 to 200 basis points from Q to Q Florida Gulf Coast Chapter, Appraisal Institute N. Dale Mabry Highway, Ste. 101, Tampa, FL T: Website:

18 T HE APPROACH P AGE 18 Member Spotlight Congratulations to Devin Carter, MAI, Tampa, who recently received his MAI designation. Where do you work? How long? Lee Pallardy, Inc. How did you get started in the business? I wanted to learn more about how real estate works, took a couple of classes and got into the business. What type of appraisal work do you do? Mostly fee appraisals. How has your practice changed in recent years? No real significant changes. Who/what is the biggest influence for you in getting the designation? Otto Spence, MAI Hometown? Tampa, 12 years so far. Favorite Hobby/Activities? Most anything outdoors. What advice can you give to other candidates and associates letting the demo hold them back from receiving their designation? Capstone. Any other advice to candidates for designation and associates? You will never make a living doing appraisals. Build a network of brokers, lenders, etc. Use your knowledge and start making deals. Save the Date for the 4th Quarter Chapter Meeting Wednesday, November 5, 2014 Dinner Cruise, Marina Jacks in Sarasota, FL We are planning an architectural history presentation during the cruise. More information to come!

19 T HE APPROACH P AGE 19 Chapter Leadership Elected 2015 The Florida Gulf Coast Chapter elected the new officers, directors, region representatives and alternate representatives to serve in 2015 at the May 30th chapter meeting in St. Petersburg. Their term will begin on January 1, Congratulations to our newly elected leadership. Your service is appreciated and imperative to the growth and representation of the Florida Gulf Coast Chapter. President: Michael P. Jonas, MAI Region X Representatives ( ): Vice President: Mary L. Patterson, SRA Dan Richardson, Ph.D., MAI Secretary: Don Saba, SRA Mary L. Patterson, SRA Treasurer: Wesley Sanders, MAI Patricia Staebler, SRA Immediate Past President: Woodman Herr, MAI Region X Representatives ( ) Ned Palmer, MAI Directors ( ) Brad Saucier, Candidate Chris Finch, MAI Gary Scott, SRPA, SRA Rachel Zucchi, MAI Stephen Griffith, MAI Julie Battaglia, MAI Henry Ellis, MAI Region X Representatives ( ) Robert Franc, MAI Joel Salley, SRA Michael P. Jonas (2015 Chapter President ) Directors ( ) Dan Richardson, Ph.D., MAI Alternates: Brian Zamorski, MAI Todd Jones, MAI; James Parham, MAI; Wes Sanders, MAI; Don Saba, SRA; Director ( ) Brent Scott, MAI; Karen Goforth, MAI; Geri Armalavage, MAI Ilya Gaev, MAI; Dan Green, MAI; Woody Herr, MAI Thank you to all named above chapter members for your commitment and time spent serving the Florida Gulf Coast Chapter. Installation of 2015 leadership will be held at the November 5th chapter meeting. Board of Directors Meeting Held May 30, 2014 Sirata Resort, St. Pete Beach We are now on Facebook please check us out! We invite you to like our page. We will provide you with information about our chapter, upcoming meetings, education, national events and more. Also visit our chapter website at:

20 T HE APPROACH P AGE 20 Registration is now open! Where: Appraisal Institute Chicago Chapter 205 W. Wacker Suite 202 Chicago, IL Who should attend? Potential Appraisal Institute instructors. The Appraisal Institute is looking for Designated members and/or PhD's who currently are not approved to teach for the Appraisal Institute but are interested in becoming an instructor for AI programs.* Current Appraisal Institute instructors. AI approved instructors who have excellent ratings and have interest in becoming approved to teach client education, online education, synchronous education and international education should attend. * More Information and Registration * Completion of program does not guarantee approval to teach. Questions? Contact Tony Mendoza at tmendoza@appraisalinstitute.org New Book by Bill Pittenger, It All Matters An Appraisal Anthology The newest book, It All Matters An Appraisal Anthology, was released in early It is available from online booksellers such as Amazon, Barnes & Noble, Books-A-Million plus a few trade organizations and more. The book is a compilation of 57 of over 300 articles and essays and is presented in about 350 pages. All have continuing relevance or historical significance. It All Matters is diverse, information rich and will be useful to commercial lenders, credit analysts, appraisers and professionals from related disciplines. For more information, contact Bill Pittenger, MAI, SRA, Real Estate, Appraisal & Economic Research, at itallmatters@billpittenger.com. Bill is a long time appraiser, economist, banker and bank regulator. His career spans more than 40 years. He lives in Saint Cloud, Florida, a suburb of Orlando. The new Pittenger seminar Behind the Headlines will be held in Destin, FL in conjunction with the 3rd Quarter chapter meeting. Don t miss it. Florida Gulf Coast Chapter, Appraisal Institute N. Dale Mabry Highway, Ste. 101, Tampa, FL T: Website:

21 T HE APPROACH P AGE Gillott/Florida Gulf Coast Chapter Scholarship Program The Florida Gulf Coast Chapter of the Appraisal Institute offers the John and Doretta Gillott/Florida Gulf Coast Chapter Scholarship Program each year. Scholarships are awarded to assist active candidates belonging to the Florida Gulf Coast Chapter in achieving their designation, based on their past participation and attendance at educational and chapter events. The scholarships are sponsored by the FGC chapter and past education chairs, John and Doretta Gillott. The chapter scholarship can be used on any Florida Gulf Coast chapter-sponsored core course that would go towards AI designation requirements. Only candidates of this chapter are eligible to apply. The scholarship is good for a two-year period. The recipients of the 2014 scholarships are: Sean Ruane, Tallahassee Anthony Essa, Sarasota Bryon Torres, Naples Derek Riggleman, Tampa The chapter scholarship program will open again in 2015 for more opportunities. AI CE Points System The Appraisal Institute recently transitioned over to a points system rather than the hourly system in order to reward Designated members who take advanced education. In addition, AI now rewards members who take and pass advanced education and qualifying education exams, which was previously unrecognized in the past. Designed members (required) must earn 500 points during every 5-year cycle and Candidates and Practicing Affiliates must earn 350 points. Generally, 1 hour of CE = 5 points (1% of 500 points) or more. This formula is also used for education taken outside of AI, which members can add on their own by logging onto the website and clicking: Add Credit to My AI CE Log. USPAP and Business Practice & Ethics are each valued at 35 points. AI will continue to issue completion certificates and education transcripts that contain hours for state submissions; only the AI CE Status Report will reflect points. The Advanced Continuing Education (ACE) requirement has ceased to exist; AI thinks it s best that Designated members create an education plan that best suits their needs and schedules. More questions? Call (312) , ce@appraisalinstitute.org Committee Chairs Bylaws: Candidate Guidance: Education: External Relations: Finance: Government Relations: Membership Development: Don Trask, MAI Brian Zamorski, MAI Gary F. Scott, SRPA, SRA Lance Ponton Don Saba, SRA Wes Sanders, MAI Scanlon Wilson, MAI Nominating: C. Richard Tobias, MAI Programs: Michael Jonas, MAi Public Relations: Ned Palmer, MAI University Relations: J. Bruce Cumming, Jr. Website / Social Media: Patricia Staebler, SRA & Ned Palmer, MAI Newsletter: Mary L. Patterson / Nancy Bachor

22 T HE APPROACH P AGE 22 3rd Quarter Chapter Meeting Sandestin Resort, Destin, FL Save the Date!! Friday, August 22, rd Quarter Chapter Membership Meeting at the Sandestin Golf and Beach Resort located in Destin, FL., between Pensacola and Panama City and between the Intercoastal Waterway and the Gulf of Mexico Two 1/2 day seminars will be presented earlier in the day, followed by a dinner reception at one of the Sandestin s many beautiful venues. Special discounted group rates will be available to us for a variety of accommodations, ranging from hotel rooms to 3-bedroom condos, villas and town homes that are located on the property on space-available basis. Beachside units, marina units and fairway units are available. The Sandestin property includes nineteen swimming pools, four championship golf courses, 15 world-class tennis courts, a marina, boating and fishing, bicycle rentals, spa, canoes, kayaks and boogie board rentals and last, but not least, 51 retail stores at the Village of Baytowne Wharf. Sounds like something for everyone! Are you a golfer? Please RSVP to Mike Jonas, MAI (mpjonas@irr.com) if you are interested in golfing on Saturday. We can put together some foursomes if the interest is there. The Sandestin has four award-winning golf courses on property, in addition to many other great golf courses in the immediate area. Golf fees available to us are $49 per person on the Links course. Do you like to fish? RSVP to the chapter office at (813) or info@gulfcoastai.org and we will check into a Saturday fishing trip. Also available at the Sandestin is fishing in the 72 ponds on property that all resort guests have access to. A fishing license is not required when fishing in the ponds. Resort guests can also fish on the beach and at the Baytowne Wharf on property. Pre-packaged fishing kits are available for adults and children. Check with the Baytowne Marina for more information. Advisors & Candidates: Plan to attend the 2nd meet & greet planned by the Guidance Committee. Please RSVP to the chapter office if you plan to attend the 5 PM workshop. Make your dinner meeting reservation today and plan to stay for a few days! REGISTER for chapter events at: Emerald Coast Parkway West, Destin, FL

23 T HE APPROACH P AGE Florida Gulf Coast Summer Chapter Events Mike Jonas, Ray Carroll, Cindy Carroll and Tim Sunyog. Joni Herndon, Sandy & Dick Adomatis with Janice Berner Smith New SRA Dan Brown receiving his Certificate at 2nd Q Chapter Meeting with his Advisor Joni Herndon VP Mike Jonas and Ryan Zink Ryan Tolle receiving his MAI Certificate from President Woody Herr, MAI David Lemonde, SRA, Karen Goforth, MAI enjoying the beach party! Some of our NW Florida members made the trip to St. Pete! New SRA, Krystal Dunk New SRA Timothy O Neil with Cindy and Ray Carroll, his wife and sister at meeting Henry Entreken, MAI with Hugh Tolle MAI at St. Pete Meeting Sirata Resort Dinner Beach Party May 30th

24 T HE APPROACH P AGE 24 3rd Quarter Meeting of the Florida Gulf Coast Chapter Friday, August 22, 2014 Destin, FL Please join us for the 3rd quarter chapter meeting! Where: Sandestin Beach & Golf Resort, Destin, FL Schedule: 8:45 AM 12:45 PM: Unraveling Mystery of Fannie Mae Guidelines (4 hours CE) 2 PM 5 PM: Behind the Headlines: The New R/E Economy (3 hours CE) 5:00 PM 6:00 PM: Advisor & Candidate Meet & Greet Workshop (Free) 6 PM 9:00 PM Chapter Dinner Reception at the Marina Cost: $95 Unraveling Mystery of Fannie Mae Guidelines (Fee increases $15 after 8/12/14) $95 Behind the Headlines: The New R/E Economy (Fee increases $15 after 8/12/14) $45 Chapter Dinner Buffet & Entertainment (Fee increases $15 after 8/12/14 Register Early & Save) Hotel Information: Sandestin Resort, 9300 Emerald Coast Parkway, West, Destin. Sleeping rooms are available starting at $159/night under group block. CLICK TO REGISTER REGISTER EARLY & SAVE $$ Reservations are required to attend - we hope you can join us! To register: Registration Application Friday, August 22, Seminar & 3rd Q Meeting Reception Name Firm CC Billing Address City State Zip License # R.S.V.P. Required! Mail or Fax Registration to: Florida Gulf Coast Chapter - AI N. Dale Mabry Hwy., Ste. 101 Tampa, FL T F Questions? wcoastfl@tampabay.rr.com Register Early and Save.fees increase 5/15/14 Register Online Here Phone Fax: Payment: Circle One: Visa - MC - Amex - Discover - Check Zip Code/Billing: Credit Card: # Exp. Date CCV: Name on Card: Florida Gulf Coast Chapter of the Appraisal Institute N. Dale Mabry Highway, #101, Tampa, FL Phone: (813) Fax: (813) Website: