THE REALTOR REPORT AUGUST Hello Everyone,

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1 THE REALTOR REPORT Beaver County Association of REALTORS AUGUST 2012 PRESIDENT S LETTER Hello Everyone, 2012 Officers and Board of Directors President: Vic (Bill) Smith President-Elect: Rudy Zetz, Jr Secretary: Peg Gahles Treasurer: Michelle Branham Directors: Lisa Dowling Lisa Hough Pam Keczmer Shirley Lyden Leslie Pazur Beverly Pietrandrea Janice Razaire Michael Witterman Bridget Wysocki Immediate Past-President Keith DeVries Affiliate Director: Ted George Association Executive: Karen Fuller This has been a fantastic year so far. The association is having a year similar to the Pittsburgh Pirates. A special thanks to the nominating committee consisting of Janeen Agudio as Chairperson, Joe Vular, Leslie Chaklos, Colleen Debo, Karen Hutman, Amy Logan, and Jean Randza. The election slate will be given at the September 5th membership meeting and you will see the great job they did in finding candidates. The next scheduled association meeting is on September 5th at the Monaca Turners and Jim Palmer from the Beaver County Corporation for Economic Development will be our guest speaker. He will be addressing many of the future plans in Beaver County. The Next event is the Steak Gate on October 4th at Two Mile Run Park. Bev Pietrandrea and her committee is planning a great evening for everyone. Remember to bring your nonperishable food item for the local food bank. On November 7th will be the Annual Charity Auction to be held at Javy s. Last year as an association we were able to donate over $13,000 to local charities. To accomplish this goal we need everyone to participate in the donations, plan on attending the auction, and bidding on items. There is still room on the committee if you would like to volunteer to help with this event. You can contact myself at Ext 218 or the association office at to volunteer. God Bless. Vic

2 Beaver County Association of REALTORS General Membership Meeting Happenings in Beaver County Guest Speaker Jim Palmer, Beaver County Economic Development When: Wednesday, September 5, 2012 Where: Monaca Turners (1700 Brodhead Rd, Monaca) Stuffed Pork Chop Time: 6:00pm Registration 7:00pm Dinner Cost: $16.00 Dinner Choice: Stuffed Chicken Breast or Host Office: Northwood Realty Services RESERVATION & DINNER CHOICE DUE BY AUGUST 28th. CALL BCAR AT Show your REALTOR Pride and wear you pin. BCAR offering Code of Ethics as CE Class Watch for more details about the association offering the Quadrennial Code of Ethics requirement as a continuing education class in the Fall. The Quadrennial Code of Ethics is a requirement for your National, State, and Local association memberships. It is required by December 31, Some may have taken a Code of Ethics class as CE in this last license renewal. If you did and it was not sponsored by Beaver County Assoc of REALTORS, you will need to send a copy of the transcript by either fax at or to bcar3@verizon.net. The association sponsored classes in October 2011 and March 2012, I have those individuals listed for the Quadrennial Code of Ethics Training.

3 Important Information about Real Estate License Renewal Staff of a local association recently contacted PAR to tell them that while checking membership lists against SREC license data, they discovered a number of members who appeared to have not renewed their licenses. These aren t people who have dropped out of the business most indicated that they had mailed their renewal forms to the Commission, but the Commission says that they never received or processed the paperwork. As a result, these individuals do not have currently active licenses. In order to practice, they may be required to pay the reactivation fee ($116 for agents, $201 for broker, plus $5/month in late fees), as well as providing CE transcripts and stating whether or not they practiced real estate after the renewal date. PAR does not know if this is a widespread problem, as the recent contact was the first they heard of it. The Commission staff who handles the renewal process has said she s not aware of a substantial problem, though she wouldn t be, if the problem is that paperwork never made it there. To help protect our members, we d suggest the following: (1) Notifying the members that this issue may exist. (2) Recommend that the members double-check their license status online at It will only take a moment, and you d be spared the problems that would occur if it turns out your licensing paperwork wasn t actually processed. Thus far, it appears to only have affected licensees who renewed by mail, and Commission staff says any licensee whose license wasn t renewed by May 31 would have received a notification postcard in the mail, so those would be two good indicators of a possible problem. If a renewal hasn t occurred, the members should immediate contact the Commission. If you have any questions, please contact BCAR at Also if you find this has happened to you, let me know, so I can keep track. If this affects a lot of the membership then PAR may need to get involved. CODE OF ETHICS Article 4: When buying or selling on their own account or for their families or firms, REALTORS make their true position or interest known. Member Changes: Joseph Gradwell is now with Bovard-Anderson Company in Beaver. Condolences to Vanessa Augspurger of Prudential, Beaver and family in the passing of her mother. To send Vanessa a card the address is 200 Wedgewood Oval, Aliquippa, PA *** If you have something you would like to put in the Rapper, just call BCAR at and we will get it in for you. *** All items for the Rapper must be in by the FIRST FRIDAY of each month.

4 NEWSLETTER NAME and LOGO CONTEST We would like to thank all those who submitted entries for the newsletter name change and the logo contest. The newsletter name change winners were BJ Mike of Prudential and Joe Carofino of Advantage Homes. They both submitted The Realtor Report. The logo contest winner was Michelle Branham of Coldwell Banker. Be looking for the logo. Thank you again to all who participated. Members Can Order Their 2012 Card Members of the National Association of REALTORS can visit the Member Guide to customize the tools and information they value most, including the newly designed 2012 membership card. Members are encourage to personalize their card by choosing a custom background, add up to six of their designations and certifications or order a plastic version today. Login to the Member Guide to get started. You can copy and paste this address into your browser to access the membership card. You will need your NRDS # to log in. Please call BCAR if you need help with that information. Code of Ethics Training Online Course It is a requirement of your membership to take Code of Ethics training every four years. The Quadrennial Code of Ethics Training is due by December 31, You can take the course online at Hover your mouse over education and click on Code of Ethics Training. Then click on existing REALTOR code of ethics training and then click take the online course. The association will automatically be notified that you took the course online. This notification is used to update our information here and know who has and has not taken the course.

First-Time Homebuyer Program Low down payments Down payment and closing costs may be gifted No Private Mortgage

5 AFFORDABLE HOME LOAN PROGRAMS FHA Program Minimum Down Payment Down payment and closing costs may be gifted Non-occupant co-borrowers are allowed! First-Time Homebuyer Program Low down payments Down payment and closing costs may be gifted No Private Mortgage Insurance (PMI) required Choose fixed-rate loan amounts up to $200,000. Denise Baker Mortgage Loan Specialist NMLS # Home Savings Beaver Office Office: Cell:

UPCOMING EVENTS: August 28th Reservations Due for General Membership Meeting September 5th General Membership Meeting September 20th Next Affiliate Meeting October 4th 2nd Annual Steak Gate November

6 UPCOMING EVENTS: August 28th Reservations Due for General Membership Meeting September 5th General Membership Meeting September 20th Next Affiliate Meeting October 4th 2nd Annual Steak Gate November 7th Annual Charity Auction PA CRS Chapter Sponsoring CRS 206 Technology Class October 29 and 30, 2012 Hello Realtor, The PA CRS Chapter is sponsoring"crs 206 Technology Tools to Help You Succeed With Today's Consumer",on October 29 and 30 at the Lancaster Association of Realtors office. This class will help you learn about technologies that streamline the way you handle contacts and follow-up systems. Well known CRS instructor, Mike Selvaggio will be teaching the class. For more details please contact Tracy Matroni at or Charity Auction Volunteers It is time to start thinking about the Annual Charity Auction. We are looking for volunteers to help with this worthwhile event. Even if you have just a few hours and would like to be involved, we have a job for you. Contact Auction Chair Vic Smith at or the association office at and let us know you would like to help.

7 Designation Class Locally The Education Committee would like to offer a designation class locally and we need your input at to what designation your are interested in obtaining. You may even wonder what those initials stand for. ABR Accredited Buyer Representative ALC Accredited Land Consultant CCIM Certified Commercial Investment Member CIPS Certified International Property Specialist CNE Certified Negotiating Expert CPM Certified Property Manager CRB Council of Real Estate Brokerage Managers CRE Counselor of Real Estate CRS Council of Residential Specialists GAA General Accredited Appraiser GRI Graduate, Realtors Institute RAA Residential Accredited Appraiser SIOR Society of Industrial and Office REALTORS SRES Senior Real Estate Specialist If you are interested in a designation, please call the association office at and we will see about sponsor a class locally.

10 DONATIONS ACCEPTED UNTIL SEPT 5th MEMBERSHIP MEETING.

12 Beaver County Association of REALTORS 650 Corporation Street Suite 401 Beaver, PA Phone: Fax: Website: AFFILIATE INFORMATION imortgage SERVICES, LLC Phone: Representative: Christopher Seymour Serve Nationwide Products/Services Offered: Full Title and Closing Services, Appraisal Management, Appraisal Reviews, Broker Price Opinions (BPOs), REO Asset Management, Field Services, Property Inspections and Default Valuations INKSTAR, LLC Phone: Representatives: Rich and Susan Fudurich Serve Surrounding Areas Products/Services Offered: Business Printing Business Cards, Stationery, Brochures, Design Services, and Bulk Mailing INSURANCE UNLIMITED Phone: Representative: Craig W. Nunamaker Serve Allegheny, Beaver and Butler Counties Products/Services Offered: Independent Agent specializing in personal lines Home, Dwelling, and Auto also Motor Cycle, Boat, Small Business, and Life. J.L. CAMP INSPECTION SERVICES, INC. Phone: Representatives: Tom and Terri Laurito Serve Allegheny, Beaver, Butler, Lawrence and Washington Counties Products/Services Offered: Home Inspections, Pest (WDI) Inspections, Well Testing, Septic Testing, Radon Testing and Mold Testing. Note: Information displayed in alphabetical order and supplied by the affiliates from the 2012 Affiliate Information.

THE REALTOR REPORT. MAY 2014 Hello, PRESIDENT S LETTER

THE REALTOR REPORT. MAY 2014 Hello, PRESIDENT S LETTER THE REALTOR REPORT Beaver County Association of REALTORS MAY 2014 Hello, PRESIDENT S LETTER We hope you took advantage of some of our offerings in April! For those of you who needed CE s, we enlisted our