SoftPro Exceptions Lookup Table Printout

Transcription

1 SoftPro Exceptions Lookup Table Printout EXA: Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the effective date hereof but prior to the date the proposed insured acquires for value of record the estate or interest or mortgage thereon covered by this Commitment. ================ EX12: Lack of right of access to and from the subject property. ================ EX13: Title to that portion of subject property embraced within the bounds of {{CHAR Which street or road?}}. ================ EX14: Rights of the public generally in and to the use of that portion of subject property used for {{CHAR Use of property?}} purposes. ================ EX15: Joint or common driveway along the {{CHAR Direction?}} (direction) line of insured premises serving both insured premises and the property adjoining on the {{CHAR Direction?}} (direction). ================ EX17: Lien for {{CHAR Lien for?}} as created by Ordinance {{CHAR Created by Ordinance?}} for which no assessment has been made. {{SLRNAME}} ================ EX18: Rights of adjoining owners in and to the use of party walls located partly upon insured premises and partly upon adjoining premises. ================ EX20: The subject property is located in a Flood Hazard Area as determined by HUD/FIA Flood Map. This policy does not insure against any loss or damage resulting from flooding or erosion. ================ EX21: Rights of others in and to the cemetery located on subject property and the rights of ingress and egress thereto. ================ EX22: This policy specifically excepts to rights or claims of any heirs of persons buried in the cemetery situated on insured premises. SoftPro Exceptions Lookup Table Page 1 of 28 3/28/16

2 EX23: Any family burial grounds, cemeteries or other places of interment located on subject property. EX24: Pending Disbursement of the full proceeds of the loan secured by the Deed of Trust scribed in Schedule "A" hereof, this policy insures only to the extent of the amount actually disbursed, but increases as each disbursement is made in good faith and without knowledge of any defects in, or objections to, the title up to the face amount of the policy. At the time of each disbursement of the proceeds of the loan the title should be continued down to such time for possible liens or objections intervening between the date hereof and the date of such disbursement. EX25: Rights of others in and to the use of the common areas as shown on map recorded in Book {{CHAR Recorded in book?}}, Page {{CHAR Recorded at page?}}, and as contained in the Declaration, Covenants, Restrictions, and By-Laws. EX26: Riparian rights incident to the premises. EX34: Liability under this policy is presently limited to the purchase price of the land, ${{salepric}}, but will increase to also include the actual cost of improvements erected thereon, in good faith and fully paid for, but liability under this policy shall never exceed that face amount of this policy. EX38: Rights of way for underground utilities. EX45: Existing easements for public roads and public utilities now in use. EX46: Such state of facts as would be disclosed by an accurate survey and inspection of the premises. EX48: Lease from {{DATE2 Lease from?}} to {{DATE2 Lease to?}}, dated {{DATE2 Lease dated?}} and recorded in Book {{CHAR Recorded in book?}}, Page {{CHAR Recorded at page?}}, {{CHAR Recorded where?}}. EX57: The dower, courtesy, homestead, community property, or other statutory marital rights, if any, of the spouse of any individual insured. SoftPro Exceptions Lookup Table Page 2 of 28 3/28/16

3 EX58: Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished. NOTE: Upon receipt of a satisfactory Affidavit of Agreement this exception will be deleted. EX61: No liability is assumed for loss or damage resulting from the possible unmarketability of title on account of {{CHAR Probable cause of unmarketability}}. EX62: Reservation of mineral rights contained in deed recorded in Book {{CHAR Which book?}}, Page {{CHAR Which page?}}, {{CHAR Recorded where?}}. EX63: Building restriction line of {{CHAR How many feet?}} feet from {{CHAR From which street}} and {{CHAR How many feet?}} from {{CHAR From which street?}} feet as shown on recorded plat. This policy insures that said building lines have not been violated and a violation thereof will not cause a forfeiture or reversion of title. EX66: Building setback line of {{CHAR How many feet?}} feet as shown on map recorded in Book {{CHAR Which book?}}, Page {{CHAR Which page?}}, {{CHAR Recorded where?}}. EX67: Restrictive covenants recorded in Book {{CHAR Which book?}}, Page {{CHAR Which page?}}, {{CHAR Recorded where?}}; but this Company insures that said covenants have not been violated and that a future violation thereof will not cause a forfeiture or reversion of title. EX68: Any discrepancies or conflicts in boundary lines, any shortages in area, or any encroachment or overlapping of improvements. EX69: Any facts, rights, interests or claims which are not shown by the public record but which could be ascertained by an accurate survey of the land or by making inquiry of persons in possession thereof. EX70: Easements, liens or encumbrances or claims thereof, which are not shown by the public record. EX71: Any lien, or right to a lien, for services, labor or material imposed by law and not shown by the public record. SoftPro Exceptions Lookup Table Page 3 of 28 3/28/16

4 EX72: All assessments and taxes due in {{cteffdat}y4}},and thereafter. EX72_2: All assessments and taxes due in {{cteffdat_2}y4}},and thereafter. ================ EX72_3: All assessments and taxes due in {{cteffdat_3}y4}},and thereafter. ACCX01: Lack of a right of access to and from the land. ACRX01: Any inaccuracy in the area, square footage, or acreage of land described in Schedule A or attached plat, if any. The Company does not insure the area, square footage, or acreage of the land. ADIX01: Any right, title, or interest of {{CHAR Name of party?}} or those claiming by, through, or under that person as disclosed by {{CHAR Disclosed by?}}. ADIX02: Any right, title, or interest of {{CHAR Name of party?}} or those claiming by, through, or under that person as disclosed by instrument recorded {{CHAR Enter recording information}}. APLX01: Right of appeal or review of that judgment, order, or decree (Case No.{{CHAR Case No.?}}) dated {{DATE2 Judgment date?}}, and the effect of any appeal or review. BOUX01: Boundary line conflict with the adjoining tract along the {{CHAR Conflict along what line of land?}} line of the land. BOUX02: Terms and provisions of boundary line agreement concerning the {{CHAR Boundary line agreement along what line of land?}} line of the land recorded {{CHAR Enter recording information}}. BOUX03: The following portion of the land is specifically excepted from the coverage of this Policy: {{FT What portion of land is excepted from coverage?}} SoftPro Exceptions Lookup Table Page 4 of 28 3/28/16

5 CONX01: Terms, provisions, option, right of first refusal, covenants, conditions, restrictions, easements, charges, assessments, and liens provided by applicable condominium law or the Condominium Declaration and Bylaws recorded {{CHAR Enter recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. CONX02: Terms, provisions, option, right of first refusal, covenants, conditions, restrictions, easements, charges, assessments, and liens provided by applicable condominium law or the Condominium Declaration and Bylaws recorded {{CHAR Enter recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. The Condominium Declaration and Bylaws also provide that any violation thereof shall not defeat or render invalid the lien of a mortgage or deed of trust made in good faith and for value. CONX03: Terms, provisions, option, right of first refusal, covenants, conditions, restrictions, easements, charges, assessments, and liens provided by applicable condominium law or the Condominium Declaration and Bylaws recorded {{CHAR Enter recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. The Condominium Declaration and Bylaws also provide that any violation thereof shall not defeat or render invalid the lien of the insured mortgage. CONX04: Terms, provisions, covenants, conditions, restrictions, easements, charges, assessments, and liens provided by applicable condominium law or the Condominium Declaration and Bylaws recorded {{CHAR Enter recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. CONX05: Terms, provisions, covenants, conditions, restrictions, easements, charges, assessments, and liens provided by applicable condominium law or the Condominium Declaration and Bylaws recorded {{CHAR Enter recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. The Condominium Declaration and Bylaws also provide that any violation thereof shall not defeat or render invalid the lien of a mortgage or deed of trust made in good faith and for value. SoftPro Exceptions Lookup Table Page 5 of 28 3/28/16

6 CONX06: Terms, provisions, covenants, conditions, restrictions, easements, charges, assessments, and liens provided by applicable condominium law or the Condominium Declaration and Bylaws recorded {{CHAR Enter recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. The Condominium Declaration and Bylaws also provide that any violation thereof shall not defeat or render invalid the lien of the insured mortgage. CONX07: The Condominium Declaration and Bylaws recorded {{CHAR Enter recording information}}also provide that any violation thereof shall not defeat or render invalid the lien of a mortgage or deed of trust made in good faith and for value. CONX08: The Condominium Declaration and Bylaws recorded {{CHAR Enter recording information}} also provide that any violation thereof shall not defeat or render invalid the lien of the insured mortgage. CCRX01: Terms, provisions, options, rights of first refusal, covenants, conditions, restrictions, easements, charges, assessments and liens provided in the Covenants, Conditions and Restrictions recorded {{CHAR Enter recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. CCRX02: Terms, provisions, options, rights of first refusal, covenants, conditions, restrictions, easements, charges, assessments and liens provided in the Covenants, Conditions and Restrictions recorded {{CHAR Enter recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. These Covenants, Conditions and Restrictions also provide that any violation thereof shall not defeat or render invalid the lien of the insured mortgage. CCRX03: Terms, provisions, options, rights of first refusal, covenants, conditions, restrictions, easements, charges, assessments and liens provided in the Covenants, Conditions and Restrictions recorded {{CHAR Enter original recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. As this instrument has been amended or modified by the instrument recorded {{CHAR Enter modification instrument recording information}}. SoftPro Exceptions Lookup Table Page 6 of 28 3/28/16

7 CCRX04: Terms, provisions, covenants, conditions, restrictions, easements, charges, assessments and liens provided in the Covenants, Conditions and Restrictions recorded {{CHAR Enter recording information}} but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. CCRX05: Terms, provisions, covenants, conditions, restrictions, easements, charges, assessments and liens provided in the Covenants, Conditions and Restrictions recorded {{CHAR Enter recording information}} but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. These Covenants, Conditions and Restrictions also provide that any violation thereof shall not defeat or render invalid the lien of the insured mortgage. CCRX06: Terms, provisions, covenants, conditions, restrictions, easements, charges, assessments and liens provided in the Covenants, Conditions and Restrictions recorded {{CHAR Enter original recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. As this instrument has been amended or modified by the instrument recorded {{CHAR Enter modification instrument recording information}}. CCRX07: The Covenants, Conditions and Restrictions recorded {{CHAR Enter recording information}} also provide that any violation thereof shall not defeat or render invalid the lien of the insured mortgage. CCRX08: As the Covenants, Conditions and Restrictions recorded {{CHAR Enter original recording information}} have been amended or modified by the instrument recorded {{CHAR Enter modification instrument recording information}}. CCRX09: Covenants, conditions, and restrictions as set forth in instrument recorded {{CHAR Enter recording information}}, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. SoftPro Exceptions Lookup Table Page 7 of 28 3/28/16

8 DECX01: Notice of federal estate tax lien recorded {{CHAR Enter recording information}} [filed under {{CHAR Filed under?}}] on the estate of {{CHAR Estate of?}}, deceased, for the amount of {{NUMB2 Amount of?}} plus interest and penalty. DECX02: Notice of state death tax lien recorded {{CHAR Enter recording information}} [filed under {{CHAR Filed under?}}] on the estate of, {{CHAR Estate of?}} deceased, for the amount of {{NUMB2 Amount of?}} plus interest and penalty. DECX03: Any lien for federal estate taxes, plus interest and penalty, by reason of the death of {{CHAR Death of?}}. DECX04: Any lien for state death taxes, plus interest and penalty, by reason of the death of {{CHAR Death of?}}. DTSX01: A Deed of Trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby: Amount: ${{loanamt}}; Dated:{{notedate}}; Trustor: {{byrname}}; Trustee: {{trustee1}}; Beneficiary: {{lenlegal}}; Recorded:# {{mtdtrecw}}; Address: {{lenadr1}}, {{lenadr2}}; Loan No. {{loannumb}}. DTSX01_2: A Deed of Trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby: Amount: ${{loanamt_2}}; Dated:{{notedate_2}}; Trustor: {{byrname}}; Trustee: {{trustee1_2}}; Beneficiary: {{lenlegal_2}}; Recorded:# {{mtdtrecw_2}}; Address: {{lenadr1_2}}, {{lenadr2_2}}; Loan No. {{loannumb_2}}. DTSX01_3: A Deed of Trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby: Amount: ${{loanamt_3}}; Dated:{{notedate_3}}; Trustor: {{byrname}}; Trustee: {{trustee1_3}}; Beneficiary: {{lenlegal_3}}; Recorded:# {{mtdtrecw_3}}; Address: {{lenadr1_3}}, {{lenadr2_3}}; Loan No. {{loannumb_3}}. DTSX02: Deed of Trust from {{byrname}} to {{trustee1}} for the benefit of {{lenlegal}} recorded {{mtdtreco}}, securing a note in the original principal sum of ${{loanamt}} and other obligations described therein. SoftPro Exceptions Lookup Table Page 8 of 28 3/28/16

9 DTSX02_2: Deed of Trust from {{byrname}} to {{trustee1_2}} for the benefit of {{lenlegal_2}} recorded {{mtdtreco_2}}, securing a note in the original principal sum of ${{loanamt_2}} and other obligations described therein. DTSX02_3: Deed of Trust from {{byrname}} to {{trustee1_3}} for the benefit of {{lenlegal_3}} recorded {{mtdtreco_3}}, securing a note in the original principal sum of ${{loanamt_3}} and other obligations described therein. DTSX03: Deed of Trust from {{byrname}} to {{trustee1}} for the benefit of {{lenlegal}} recorded {{mtdtreco}}, securing the indebtedness and other obligations described therein. DTSX03_2: Deed of Trust from {{byrname}} to {{trustee1_2}} for the benefit of {{lenlegal_2}} recorded {{mtdtreco_2}}, securing the indebtedness and other obligations described therein. DTSX03_3: Deed of Trust from {{byrname}} to {{trustee1_3}} for the benefit of {{lenlegal_3}} recorded {{mtdtreco_3}}, securing the indebtedness and other obligations described therein. DTSX04: That Deed of Trust recorded {{mtdtreco}} was assigned to {{FT Deed of Trust assigned to?}} by instrument recorded {{CHAR Enter recording information}}. DTSX04_2: That Deed of Trust recorded {{mtdtreco_2}} was assigned to {{FT Deed of Trust assigned to?}} by instrument recorded {{CHAR Enter recording information}}. DTSX04_3: That Deed of Trust recorded {{mtdtreco_3}} was assigned to {{FT Deed of Trust assigned to?}} by instrument recorded {{CHAR Enter recording information}}. DTSX05: The beneficial interest under that Deed of Trust recorded {{CHAR Enter Deed of Trust recording information}} was assigned to {{FT Deed of Trust assigned to?}} by instrument recorded {{CHAR Enter assignment recording information}}. SoftPro Exceptions Lookup Table Page 9 of 28 3/28/16

10 DTSX06: The purported assignment executed by {{CHAR Assignment executed by?}} to {{CHAR Assignment to?}} and recorded {{CHAR Enter assignment recording information}} of the Deed of Trust recorded {{CHAR Enter deed of trust recording information}} was executed by a person that was not the record holder of the beneficial interest. DTSX07: The beneficial interest of {{CHAR Beneficial interest of?}} under the Deed of Trust recorded {CHAR Enter deed of trust recording information}} was assigned to {{CHAR Assigned to?}} as collateral security by instrument recorded {{CHAR Enter security instrument recording information}}. DTSX08: The Deed of Trust recorded {{CHAR Enter deed of trust recording information}} was modified by instrument recorded {{CHAR Enter modification instrument recording information}}. DTSX09: The Deed of Trust recorded {{CHAR Enter deed of trust recording information}} was subordinated to {{CHAR Subordinated to?}} as provided by instrument recorded {{CHAR Enter subordination recording information}}. DTSX10: No insurance is given as to the priority existing between the Deed of Trust recorded {{CHAR Enter deed of trust recording information}} and the Deed of Trust (or Deeds of Trust) recorded concurrently herewith. DTSX11: The Deed of Trust recorded {{CHAR Enter deed of trust recording information}} recites that it is subordinate to the Deed of Trust recorded concurrently therewith. DTSX12: Notice of default under the terms of the Deed of Trust recorded {{CHAR Enter deed of trust recording information}} by the alleged owner and holder of the note secured thereby recorded {{CHAR Enter notice of default recording information?}}. DTSX13: A substitution recorded {{CHAR Enter substitution recording information}} of {{CHAR Trustee?}} as trustee under the Deed of Trust recorded {{CHAR Enter deed of trust recording information}}. DTSX14: A Notice of Trustee(s) Sale recorded {{CHAR Enter notice of trustee(s) sale recording information}} executed pursuant to the Deed of Trust recorded {{CHAR Enter deed of trust recording information}}. SoftPro Exceptions Lookup Table Page 10 of 28 3/28/16

11 DTSX15: An additional advance secured by the Deed of Trust recorded {{CHAR Enter deed of trust recording information}}, as disclosed by the instrument recorded {{CHAR Enter additional advance recording information}}. DTSX16: Matters which affect the title to the estate or interest, but which are subordinate to the lien of the insured mortgage. DTSX17: Rights of redemption in any owner, lienholder, or other party in interest for {{NUMB0 Number of days for redemption from foreclosure sale?}} days from the foreclosure sale of the land dated {{DATE2 Foreclosure sale dated?}} and recorded {{CHAR Enter foreclosure sale recording information}}. DTSX18: Rights of redemption in the United States for one year from the foreclosure sale of the land dated {{DATE2 Foreclosure sale dated?}} and recorded {{CHAR Enter foreclosure sale recording information}}. DIVX01: Terms and provisions of a Decree of Divorce, in the matter of {{CHAR Name of first party?}} v. {{CHAR Name of second party?}}, recorded {{CHAR Enter divorce recording information}}. Court: {{CHAR Court?}} DIVX02: Terms and provisions of a Decree of Dissolution, in the matter of {{CHAR Name of first party?}} v. {{CHAR Name of second party?}}, recorded {{CHAR Enter dissolution recording information}}. Court: {{CHAR Court?}}. Case No.: {{CHAR Case No.?}} EASX01: The Company does not insure the easement recorded {{FT Enter recording information}}. EASX02: The exact location of the easement is not disclosed by the instrument. EASX03: {{CHAR Easement width (in feet)?}} foot {{FT Type of easement?}} easement along the {{FT Along what property line?}} property line of the land as set forth in the instrument recorded {{FT Enter recording information}}. EASX04: {{FT Type of easement?}} easement along the {{FT Along what property line?}} property line of the land as set forth in the instrument recorded {{FT Enter recording information}}. SoftPro Exceptions Lookup Table Page 11 of 28 3/28/16

12 EASX05: {{CHAR Easement width (in feet)?}} foot {{F Type of easement?}} easement set forth in the instrument recorded {{FT Enter recording information}}. EASX06: {{FT Type of easement?}} easement along {{FT Easement located along?}} set forth in the instrument recorded {{FT Enter recording information}}. EASX07: {{CHAR Easement width (in feet)?}} foot{{ft Type of easement?}} easement along {{FT Easement located along?}} set forth in the instrument recorded {{FT Enter recording information}}. EASX08: {FT Type of easement?}} easement set forth in the instrument recorded {{FT Enter recording information}}. EASX09: That certain {{FT Type of easement?}} easement for {{FT Easement for?}} and incidental use as shown on the map or plat of {{FT Easement shown on map or plat of?}}. EASX10: Rights or claims of easements not recorded in the public records. = ENCX01: Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts shown on the survey dated {{DATE2 Survey dated?}} by {{CHAR Surveyor?}}. {{FT Description of Encroachment}}. = ENCX02: Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts: {{FT Description of Encroachment}}. = ENCX03: Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts shown on the survey dated {{DATE2 Survey dated?}} by {{CHAR Surveyor?}}. Encroachment on property adjoining on the {{CHAR Encroachment on property adjoining on?}} by the {{CHAR Where is encroachment located on the land?}} located on the land. = ENCX04: Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts: Encroachment on property adjoining on the {{CHAR Encroachment on property adjoining in?}} by the {{CHAR Where is encroachment located on the land?}} located on the land. SoftPro Exceptions Lookup Table Page 12 of 28 3/28/16

13 ENCX05: Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts shown on the survey dated {{DATE2 Survey dated?}} by {{CHAR Surveyor?}}. Encroachment on the land by {{CHAR Encroachment on the land by?}}. = ENCX06: Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts: Encroachment on the land by {{CHAR Encroachment on the land by?}}. = ENCX07: Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts shown on the survey dated {{DATE2 Survey dated?}} by {{CHAR Surveyor?}} Encroachment on {{CHAR Encroachment on?}} (Setback Line, Street, Alley or Easement?) by {{CHAR Encroachment by?}}. = ENCX08: Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts: Encroachment on {{CHAR Encroachment on?}} (Setback Line, Street, Alley or Easement?) by {{CHAR Encroachment by?}}. = ENCX09: Rights-of-way for railroad, switch tracks, spur tracks, railway facilities and other related easements, if any, on and across the land along the {{CHAR Railroad easement along which portion of land?}} portion of the land as shown on survey dated {{DATE2 Survey dated?}} by {{CHAR Surveyor?}}. = ENDX01: Note: As of Date of Policy, the following endorsements are attached to and incorporated by reference into this Policy: {{FT List endorsements attached to and incorporated by reference into this Policy.}} = ENVX01: Notice and Lien concerning violation of laws, ordinances, or governmental regulations relating to environmental protection recorded {{CHAR Enter recording information}}. = ENVX02: Terms and provisions of agreement relating to environmental remediation, removal, action or use recorded {{CHAR Enter recording information}}. = ENVX03: Hazardous materials, if any, as disclosed by document recorded {{CHAR Enter recording information}}. SoftPro Exceptions Lookup Table Page 13 of 28 3/28/16

14 EXTX01: Rights or claims of parties in possession not recorded in the public records. = EXTX02: Easements or claims of easements not recorded in the public records. = EXTX03: Rights or claims of parties in possession and easements or claims of easements not shown by the public records, boundary line disputes, overlaps, encroachments, and any matters not of record which would be disclosed by an accurate survey and inspection of the land. = EXTX04: Any state of facts as would be disclosed by an accurate survey and inspection of the premises. = EXTX05: Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished, imposed by law and not shown by the public records. = EXTX06: Taxes or special assessments which are not shown as existing liens by the public records. = FTLX01: Notice of federal tax lien against {{CHAR Tax lien against?}} in the amount of ${{NUMB2 Enter Tax lien amount}}, plus costs, interest and additional taxes recorded {{CHAR Enter recording information}}. = FTLX02: Rights of the United States to redeem for 120 days from {{DATE2 Right of redemption 120 days from what date?}} arising out of the foreclosure evidenced by {{CHAR Foreclosure evidenced by what?}} recorded {{CHAR Enter recording information}}. = HOSX01: Restrictions on the use, occupancy and ownership of the land as established under 42 U.S.C. ' 291 et seq. or any similar laws, and rights of the United States pursuant thereto to recover its contribution to construction costs on violation. = INSX01: The coverage provided the insured under this Policy is subject to any rights, defenses, and exclusions which the Company may have against the person shown vested with the estate or interest in the land described in Schedule A. SoftPro Exceptions Lookup Table Page 14 of 28 3/28/16

15 JUDX01: A Judgment, a certified copy of which was recorded {{CHAR Enter recording information}}. Court: {{CHAR Court?}}; Case No.: {{CHAR Case No.?}}; Entry Date: {{DATE2 Entry Date?}}; Debtor: {{CHAR Debtor?}}; Creditor: {{CHAR Creditor?}}; Amount: ${{NUMB2 Amount?}} and any other amounts due thereunder. Filing attorney=s information: Name: {{CHAR Enter filing attorney name}}; Address: {{CHAR Enter filing attorney address}}; Phone Number: {{CHAR Enter filing attorney phone number}}. = JUDX02: An abstract of judgment recorded {{CHAR Enter recording information}}. Court: {{CHAR Court?}}; Case No.: {{CHAR Case No.?}}; Entry Date: {{DATE2 Entry Date?}}; Debtor: {{CHAR Debtor?}}; Creditor: {{CHAR Creditor?}}; Amount: ${{NUMB2 Amount?}} and any other amounts due thereunder. Filing attorney s information: Name: {{CHAR Enter filing attorney name}}; Address: {{CHAR Enter filing attorney address}}; Phone Number: {{CHAR Enter filing attorney phone number}}. = JUDX03: The judgment lien recorded {{CHAR Enter judgment lien recording information}} has been extended by order recorded {{CHAR Enter extension order recording information}}. = JUDX04: The judgment lien recorded {{CHAR Enter judgment lien recording information}} has been revived by order recorded {{CHAR Enter order recording information}}. = JUDX05: The interest of the creditor in the judgment recorded {{CHAR Enter judgment recording information}} has been assigned to {{CHAR Judgment assigned to?}} by the assignment recorded {{CHAR Enter assignment recording information}}. = JUDX06: A judgment for child, family, or spousal support, a certified copy of which, recorded {{CHAR Enter recording information}}. Court: {{CHAR Court?}}; Case No.: {{CHAR Case No?}}; Entry Date: {{DATE2 Entry Date?}}; Debtor: {{CHAR Debtor?}}; Creditor: {{CHAR Creditor?}}; Filing Attorney s Information: Name: {{CHAR Filing attorney name?}}; Address: {{CHAR Filing attorney address?}}; Phone: {{CHAR Filing attorney phone number?}}. = LEAX01: Terms and provisions of a lease dated {{DATE2 Lease dated?}} executed by {{CHAR Lessor?}} as lessor and {{CHAR Lessee?}} as lessee, recorded {{CHAR Enter recording information}}. = LEAX02: Terms and provisions of a lease dated {{DATE2 Lease dated?}}, executed by {{CHAR Executed by?}} as lessor and {{CHAR Lessee?}} as lessee, a memorandum of which is recorded {{CHAR Enter recording information}}. SoftPro Exceptions Lookup Table Page 15 of 28 3/28/16

16 LEAX03: Terms and provisions of a sublease dated {{DATE2 Sublease dated?}}, executed by {{CHAR Sublessor?}} as sublessor and {{CHAR Sublessee?}} as sublessee, recorded {{CHAR Enter recording information}}. = LEAX04: Terms and provisions of a sublease dated {{DATE2 Sublease dated?}}, executed by {{CHAR Sublessor?}} as sublessor and {{CHAR Sublessee?}} as sublessee, a memorandum of which is recorded {{CHAR Enter recording information}}. = LEAX05: Terms and provisions of a lease dated {{DATE2 Lease dated?}}, executed by {{CHAR Lessor?}} as lessor and {{CHAR Lessee?}} as lessee, as disclosed to the Company. = LEAX06: Terms and provisions of a lease dated {{DATE2 Lease dated?}}, executed by {{CHAR Lessor?}} as lessor and {{CHAR Lessee?}} as lessee, as disclosed by a(n) {{CHAR Disclosed by what instrument?}} recorded {{CHAR Enter recording information}}. = LEAX07: A document recorded {{CHAR Enter modification recording information}} declaring a modification or amendment of the lease recorded or disclosed by instrument recorded {{CHAR Enter Lease recording information}}. = LEAX08: A document entitled {{CHAR Enter subordination document name}} recorded {{CHAR Enter subordination recording information}}, provides that the lease recorded or disclosed by instrument recorded {{CHAR Enter lease recording information}} is subordinated to the {{CHAR Subordinated to?}}, which was recorded {{CHAR Enter recording information for document lease is subordinate to}}. = LEAX09: Terms and provisions of a subordination, non-disturbance and attornment agreement recorded {{CHAR Enter recording information}}. = LEAX10: The lessee s interest, under the lease recorded disclosed by instrument recorded {{CHAR Enter lease recording information}}, has been assigned to {{CHAR Assigned to?}}, by assignment, recorded {{CHAR Enter assignment recording information}}. = LEAX11: The lessor=s interest, under the lease recorded or disclosed by instrument recorded {{CHAR Enter lease recording information}}, has been assigned to {{CHAR Assigned to?}}, by assignment, recorded {{CHAR Enter recording information}}. SoftPro Exceptions Lookup Table Page 16 of 28 3/28/16

17 LEAX12: An assignment of rents and leases, executed by {{CHAR Executed by?}}, to {{CHAR Assignment to?}}, recorded {{CHAR Enter recording information}}. = LEAX13: Rights of tenants in possession. = LEAX14: Rights of parties in possession. = LEAX15: Rights of tenants in possession as tenants only under unrecorded leases. = LEAX16: Rights of tenants in possession, as tenants only, under the following leases: = LEAX17: Any defect, lien or encumbrance or claim that the title is vested other than insured, resulting from a claim or determination that any, or all, of the following documents, either jointly or severally, should be or has been recharacterized as a mortgage or as a loan transaction: 1) Deed from {{CHAR Deed from?}} to {{CHAR Deed to?}}, dated {{DATE2 Deed dated?}}, recorded {{CHAR Deed recorded?}}. 2) Lease from {{CHAR Lease from?}} to {{CHAR Lease to?}}, dated {{DATE2 Lease dated?}}, recorded {{CHAR Lease recorded?}}. 3) Option from {{CHAR Option from?}} to {{ CHAR Option to?}}, dated {{DATE2 Option dated?}}, recorded {{CHAR Option recorded?}}. = LEAX18: Terms and provisions of an option and/or right of first refusal, as contained in the lease recorded {{CHAR Enter recording information}}. = LEAX19: Any right, title or interest to the buildings, structures and other improvements, located on the land, with the right to maintain and use the land, together with access and support as disclosed by document(s) recorded {{CHAR Enter recording information}}. = LEAX20: Any failure to comply with the terms, provisions and conditions of the lease, recorded {{CHAR Enter recording information}}. = LEAX21: Any failure to comply with the terms, provisions and conditions of the lease, disclosed by document, recorded {{CHAR Enter recording information}}. SoftPro Exceptions Lookup Table Page 17 of 28 3/28/16

18 LIFX01: {{CHAR Enter name of person who has a life estate}}, as to a life estate, as created by document recorded {{CHAR Enter recording information}}. = LIFX02: {{CHAR Enter name of person who has a life estate}}, as to a life estate, with power of sale, as created by document recorded {{CHAR Enter recording information}}. = LIFX03: {{CHAR Enter name of person who granted the life estate and retained the reversion}}, as to the reversion interest, after the life estate of {{CHAR Enter name of person who has the life estate}}, as created by document recorded {{CHAR Enter recording information}}. = LIFX04: {{CHAR Enter name of person who has the remainder}}, as to the remainder, after the life estate of {{CHAR Enter name of person who has the life estate}}, as created by document recorded {{CHAR Enter recording information}}. = LIFX05: {{CHAR Enter name of person who has life estate}}, as to a life estate, and {{CHAR Enter name of person who has the remainder}} as to the remainder. = LISX01: Notice of Lis Pendens recorded {{CHAR Enter recording information}} reflecting that suit entitled {{CHAR Suite entitled?}}, under Case or Docket No. {{CHAR Case or Docket No.?}}, and any claims or rights that may be reflected by, or judgments or orders rendered pursuant to, the Notice or suit. = LISX02: That suit titled {{CHAR Suit titled?}} under Case or Docket No. {{CHAR Case or Docket No.?}} claiming or seeking {{CHAR Claiming or seeking what?}} and other matters and any claims or rights that may be reflected by, or judgments, decrees, or orders rendered pursuant to the suit. = MARX01: A declaration of homestead, executed by {{CHAR Executed by?}}, recorded {{CHAR Enter recording information}}. = MARX02: Any right, title or interest of the spouse (if any) of any married vestee herein. = MARX03: Any right, title or interest of {{CHAR Right, title or interest of?}}, as disclosed by his/her joinder in the document recorded {{CHAR Enter recording information}}. SoftPro Exceptions Lookup Table Page 18 of 28 3/28/16

19 MKTX01: Unmarketability of title due to {{CHAR Unmarketability of title due to?}}. = MMLX01: Notice of intention to file a mechanic=s lien in the amount of ${{NUMB2 Amount?}}, executed by {{CHAR Executed by?}}, recorded {{CHAR Enter recording information}}. = MMLX02: A claim of mechanic=s lien recorded {{CHAR Enter recording information}}. Claimant: {{CHAR Claimant?}}; Amount: ${{NUMB2 Amount?}} and any other amounts due thereunder. = MMLX03: A possible mechanic=s lien claim by {{CHAR Claim by?}}, in the amount of ${{NUMB2 Amount?}}, as evidenced by document, recorded {{CHAR Enter recording information}}. = MMLX04: A notice of pendency of action to foreclose a mechanic=s lien, recorded {{CHAR Enter recording information}}. Court: {{CHAR Court?}}; Case No.: {{CHAR Case No.?}}; Plaintiff: {{CHAR Plaintiff?}}; Defendant: {{CHAR Defendant?}}; Attorney Information: Name: {{CHAR Attorney name?}}; Address: {{CHAR Attorney address?}}; Phone: {{CHAR Attorney phone number?}} = MMLX05: A judgment ordering foreclosure of mechanic=s lien, recorded {{CHAR Enter recording information}}. Court: {{CHAR Court?}}; Case No.: {{CHAR Case No.?}}; Creditor: {{CHAR Creditor?}}; Attorney Information: Name: {{CHAR Attorney name?}}; Address: {{CHAR Attorney address?}}; Phone Number: {{CHAR Attorney phone number?}} = MMLX06: Any lien, or claim of lien, for services, labor or materials by reason of that notice of commencement executed by {{CHAR Executed by?}}, and recorded {{CHAR Enter recording information}}. = MMLX07: Any lien, or claim of lien, for service, labor or materials as evidenced by that notice of nonresponsibility executed by {{CHAR Executed by?}}, and recorded {{CHAR Enter recording information}}. = MMLX08: Any lien, or claim of lien, for services, labor or materials arising by reason of any work of improvement now in progress or recently completed, as disclosed by an inspection. SoftPro Exceptions Lookup Table Page 19 of 28 3/28/16

20 MMLX09: Any lien, or claim of lien, for services, labor or materials arising by reason of a work of improvement, as disclosed by a notice of completion recorded {{CHAR Enter recording information}}. = MINX01: A grant of an undivided {{CHAR Interest percentage (spelled out)}} ({{NUMB2 Interest percentage (numerical)}}%) interest in {{CHAR Interest in?}}, by document recorded {{CHAR Enter recording information}}, together with appurtenant rights to use the surface of the land. The Company makes no representation as to the present ownership of this interest. = MINX02: A grant of {{CHAR Grant of?}}, by document recorded {{CHAR Enter recording information}} together with the appurtenant rights to use the surface of the land. The Company makes no representation as to the present ownership of this interest. = MINX03: A reservation of an undivided {{CHAR Interest percentage (spelled out)}} ({{NUMB2 Interest percentage (numerical)}}%) interest in {{CHAR Interest in?}}, by document recorded {{CHAR Enter recording information}}, together with the appurtenant rights to use the surface of the land. The Company makes no representation as to the present ownership of this interest. = MINX04: A reservation of {{CHAR Reservation of?}} by documents recorded {{CHAR Enter recording information}}, together with the appurtenant rights to use the surface of the land. The Company makes no representation as to the present ownership of this interest. = MINX05: An oil, gas and mineral lease, executed by {{CHAR Lessor?}} as lessor and {{CHAR Lessee?}} as lessee, recorded {{CHAR Enter recording information}}. MINX06: A(n) {{CHAR Lease type?}} lease, executed by {{CHAR Lessor?}} as lessor and {{CHAR Lessee?}} as lessee, recorded {{CHAR Enter recording information}}. = MINX07: Liability, if any, arising from the lack of distinct and separate tax assessments of the land and the mineral, gas, or oil estates, interest or leases. = MINX08: Liability, if any, arising from the lack of distinct and separate tax assessments of the land and the {{CHAR Enter the name of the surface owner}} estate, interest, or leases. SoftPro Exceptions Lookup Table Page 20 of 28 3/28/16

21 MINX09: The document recorded {{CHAR Enter recording information}} states that it affects that portion of the land lying below a depth of {{CHAR Enter depth (in feet)}} feet from the surface of the land. = MINX10: A community oil and gas lease, executed by {{CHAR Lessor?}}, as lessor and {{CHAR Lessee?}} as lessee, recorded {{CHAR Enter recording information}}. = MINX11: The right of surface entry and exploration has been waived or released by document recorded {{CHAR Enter recording information}}. = MINX12: The right of surface entry and exploration are subject to the terms contained in document recorded {{CHAR Enter recording information}}. = MINX13: The terms and provisions of that surface waiver agreement, executed by {{CHAR Executed by?}}, recorded {{CHAR Enter recording information}}. = MINX14: Unpatented mining claims; reservations or exceptions in patents, or an act authorizing the issuance thereof; water rights, claims or title to water. = MOBX01: The land shall not be deemed to include any house trailer, manufactured home, mobile home or mobile dwelling on the land. = MOBX02: Taxes for the year {{NUMB0 Enter year for unpaid or unassessed taxes}} and prior years, due to failure to assess the house trailer, manufactured home, mobile home or mobile dwelling on the land. = MTGX01: A mortgage to secure an original indebtedness of ${{NUMB2 Enter amount}}, and any other amounts or obligations secured thereby, recorded {{CHAR Enter recording information}}. Dated: {{DATE2 Dated?}}; Mortgagor: {{CHAR Mortgagor?}}; Mortgagee/Beneficiary: {{CHAR Mortgagee/Beneficiary?}} = MTGX02: A mortgage to secure the performance of an agreement, or other obligation, recorded {{CHAR Enter recording information}}. Dated: {{DATE2 Dated?}}; Mortgagor: {{CHAR Mortgagor?}}; Mortgagee/Beneficiary: {{CHAR Mortgagee/Beneficiary?}} SoftPro Exceptions Lookup Table Page 21 of 28 3/28/16

22 MTGX03: A portion of the land originally encumbered by mortgage recorded {{CHAR Enter mortgage recording information}}, has been released by document recorded {{CHAR Enter release document recording information}}. = MTGX04: According to the public records, the beneficial interest under the mortgage recorded {{CHAR Enter mortgage recording information}}, was assigned to {{CHAR Assigned to?}}, by assignment recorded {{CHAR Enter assignment recording information}}. = MTGX05: According to the public records, the beneficial interest under the mortgage recorded {{CHAR Enter mortgage recording information}}, has been assigned to {{CHAR Assigned to?}}, by mesne assignment. = MTGX06: A document recorded {{CHAR Enter modification recording information}} provides that the mortgage recorded {{CHAR Enter mortgage recording information}}, or the obligation secured thereby, has been modified. = MTGX07: An assignment of {{CHAR Assignment of?}}, recorded {{CHAR Enter assignment recording information}}, as additional security for the payment of the indebtedness secured by the mortgage recorded {{CHAR Enter mortgage recording information}}. = MTGX08: The indebtedness secured by the lien of the insured mortgage described in paragraph 4 of Schedule A, is also secured by property other than the land described in paragraph 5 of Schedule A. = MTGX09: A document recorded {{CHAR Enter subordination recording information}}, provides that the lien or charge of the mortgage recorded {{CHAR Enter mortgage recording information}} was subordinated to the {{CHAR Enter type of document mortgage is subordinated to}}, recorded {{CHAR Enter recording information for document mortgage is subordinated to}}. = MTGX10: The item recorded {{CHAR Enter recording information}} is subordinate to the lien of the insured mortgage. SoftPro Exceptions Lookup Table Page 22 of 28 3/28/16

23 MTGX11: A suit to foreclose the mortgage recorded {{CHAR Enter mortgage recording information}} has commenced, as evidenced by document recorded {{CHAR Enter foreclosure suit recording information}}. Court: {{CHAR Court?}}; Case No.: {{CHAR Case No.?}}; Attorney Information: Name: {{CHAR Attorney name?}}; Address: {{CHAR Attorney address?}}; Phone Number: {{CHAR Attorney phone number?}} = MTGX12: Impairment, loss or failure of title to the beneficial interest transferred to the insured resulting from: (A) Lack of possession of the original promissory note, secured by the insured mortgage, or (B) The absence from the original promissory note of a proper endorsement to the insured assignee. = MTGX13: According to the public records, the beneficial interest, under the mortgage recorded {{CHAR Enter mortgage recording information}}, was collaterally assigned to {{CHAR Assigned to?}}, by assignment recorded {{CHAR Enter assignment recording information}}. = MTGX14: A document disclosing an additional advance in the amount of ${{NUMB2 Amount?}} recorded {{CHAR Enter advance recording information}} pursuant to that mortgage recorded {{CHAR Enter mortgage recording information}}. = MTGX15: The mortgage, recorded {{CHAR Enter mortgage recording information}}, which was eliminated by the foreclosure of a senior encumbrance, may be revived if the title is reacquired by the mortgagor or related entity. = MTGX16: Rights of redemption of any owner, lienholder, or other party in interest for {{NUMB0 Number of redemption days from foreclosure sale}} days from the foreclosure sale of the land, dated {{DATE2 Foreclosure sale dated?}} and recorded {{CHAR Enter recording information}}. = MTGX17: The rights, if any, of the United States to redeem the land within 120 days of the {{CHAR Type of sale?}} sale held on {{DATE2 Sale date?}}. = NAAX01: Any right or claim, whether or not of record, including but not limited to any right of possession or claim for damages relating to the land, which has or may be asserted, by or on behalf of any Indian or Indian tribe arising out of any treaty or other transfer of land based on the Indian Non-Intercourse Act of 1790, or any similar state or federal law. SoftPro Exceptions Lookup Table Page 23 of 28 3/28/16

24 OPTX01: An option agreement dated {{DATE2 Option agreement dated?}}, executed by {{CHAR Optionor?}}, as optionor and {{CHAR Optionee?}}, as optionee, as disclosed by document recorded {{CHAR Enter recording information}}. The Company makes no representation as to the present ownership of this interest. = PTYX01: Terms and provisions of the party wall agreement between {{CHAR Party wall agreement between whom?}} recorded {{CHAR Enter recording information}}. = PTYX02: Rights or interests of the adjoining owners in and relating to a party wall located along or adjacent to the {{CHAR Adjacent to?}} line of the land. = PATX01: Reservations and exceptions in the patent by {{CHAR Patent by?}} recorded {{CHAR Enter recording information}}. = PATX02: Reservations contained in the patent from the United States of America or the state. = PATX03: Unpatented mining claims; reservations or exceptions in patents, or any act authorizing the issuance thereof; water rights, claims or title to water. = PDCX01: Pending disbursement of the full proceeds of the loan secured by the mortgage described is Schedule A, this Policy insures only to the extent of the amount actually disbursed, but increases as each disbursement is made in good faith and without knowledge of any defects, liens or encumbrances on the title, up to the face amount of the Policy. Nothing contained in this paragraph limits any exception or any printed provision of this Policy. = PDCX02: Pending disbursement of the full proceeds of the loan secured by the mortgage described in Schedule A, this Policy insures only to the extent of the amount actually disbursed, but increases as each disbursement is made in good faith and without knowledge of any defects, liens or encumbrances on the title, up to the face amount of the Policy. At the time of each disbursement of the proceeds of the loan, the title must be continued down to that time for defects, liens or encumbrances on the title, intervening or recorded between Date of Policy and the date of the disbursement. SoftPro Exceptions Lookup Table Page 24 of 28 3/28/16