ALTA COMMITMENT SCHEDULE A Almont, MI 48003
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1 Property Address: V/L Hollow Corners Rd. SCHEDULE A 1. Commitment Date: July 5, 2016 at 08:00 AM 2. Title Insurance Policies to be Issued: Policy Amount a. [ X ] ALTA Owner's Policy ( ) - FA $ 1, Proposed Insured: Proposed Purchaser b. [ ] Proposed Insured: 3. Current Ownership: Fee Simple interest in the Land described in this Commitment is owned, at the Commitment Date, by: Walter Fouts, a married man 4. Legal Description: The Land is described on Schedule C. By: Lawrence R. Duthler, Managing Member LENDERS: AGENTS, BROKERS AND Corporate Office: For questions about this title ALL OTHERS: 1410 Plainfield Avenue NE Grand Rapids, MI (616) Main (616) Fax commitment (including title clearance on refinance transactions) contact Customer Service: customerservice@suntitleagency.com For questions about this title commitment (including satisfying requirements, scheduling closings, or transaction coordination) contact the Escrow Officer on this transaction: New Orders: orders@suntitleagency.com nthompson@suntitleagency.com
2 SCHEDULE B-I Property Address: V/L Hollow Corners Rd. (Requirements) Requirements The following items are that must be completed or satisfied before we can issue the Title Insurance Policy. Some items must be handled before the transaction closes and some can be handled at the closing of the the transaction. GENERAL REQUIREMENTS (These apply to every transaction) 1. TRANSACTION PAYMENTS [*]: You m ust pay the applicable costs and fees relating to the transaction, including any property acquisition costs, loan fees, and title insurance premiums (most will be paid at the closing of the transaction). 2. OTHER INTERESTED PARTIES [*]: You must tell us in writing about any person who will get an ownership interest in the Property or who will make a loan or mortgage on the Property. 3. OWNERS' AFFIDAVIT [*]: We must receive a signed Owners' Affidavit and Closing Agreement from the current owner. The Owners' Affidavit and Closing Agreement is typically signed at the closing of the transaction and includes statements from the owner(s) about their knowledge of the Property, including information relating to their ownership of the Property, details about the transaction, and other provisions necessary for us to conduct the closing and issue our title insurance policy. 4. INFORMATIONAL NOTE [*]: This Title Commitment incorporates all of the terms and conditions in our Privacy Policy and the Title Commitment Jacket, each of which are attached to this title commitment and can also be reviewed on our website.
3 SCHEDULE B-I (continued) Property Address: V/L Hollow Corners Rd. (Requirements) SPECIFIC REQUIREMENTS (These are unique to this transaction) 5. PURCHASE AGREEMENT [*]: When a purchase agreement for the property is signed, we must receive a copy of the fully signed purchase agreement and this title commitment will be revised to reflect the transaction details, including the proposed insurance coverage and insured parties (together with any additional requirements that may be necessary after a review of the purchase agreement). 6. DEED FROM INDIVIDUAL OWNER(S) TO BUYER [*]: When the transaction is closed, a Warranty Deed from Walter Fouts, joined by spouse, to Proposed Purchaser, must be signed and recorded. Note: Every owner listed on Schedule A of the title commitment must sign the deed (this is typically signed at the closing, unless signed in advance). Dower Rights of Wife: If a married man owns the property alone without his wife, the deed must still be signed by the wife under Michigan's Dower Rights law. In contrast, if a married woman owns the property alone without her husband, the deed does NOT require the signature of the husband (Dower only applies to wives, not husbands). 7. NO OPEN MORTGAGES [*]: When we searched the Lapeer County Register of Deeds, we did not find any recorded mortgages relating to the Property. If the current owner of the Property is making mortgage payments, we must be given the name and contact information of the lender and details regarding the loan. 8. SUMMER TAXES UNBILLED (Note: No action required) [*]: The 2016 Summer Taxes have not yet been billed by the Township of Almont and will be invoiced and payable on July 1, 2016.
4 SCHEDULE B-I (continued) Property Address: V/L Hollow Corners Rd. (Requirements) 9. REAL ESTATE TAXES, ASSESSMENTS AND INVOICES [*]: Any taxes, assessments and other invoices identified below as DUE must be paid at or before the closing of the transaction: Parcel No.: (Parcel 1) 2015 Winter Taxes in the amount of $576.28, payable on or before December 1, 2015, are PAID (Special Assessment Included: NONE) 2015 Summer Taxes in the amount of $152.14, payable on or before July 1, 2015, are PAID (Special Assessment Included: NONE) Unpaid Balance on Special Assessments: NONE Special/Miscellaneous Invoices DUE: NONE Note: The following information (including the parcel number and address above) is provided for informational purposes only and the accuracy of such information is neither guaranteed or insured: Served by Public Water/Sewer: No 2016 State Equalized Value: $18, Taxable Value: $15, Principal Residence Exemption: 0% School District: Almont
5 SCHEDULE B-I (continued) Property Address: V/L Hollow Corners Rd. (Requirements) 10. REAL ESTATE TAXES, ASSESSMENTS AND INVOICES [*]: Any taxes, assessments and other invoices identified below as DUE must be paid at or before the closing of the transaction: Parcel No.: (Parcel 2) 2015 Winter Taxes in the amount of $598.90, payable on or before December 1, 2015, are PAID (Special Assessment Included: NONE) 2015 Summer Taxes in the amount of $158.12, payable on or before July 1, 2015, are PAID (Special Assessment Included: NONE) Unpaid Balance on Special Assessments: NONE Special/Miscellaneous Invoices DUE: NONE Note: The following information (including the parcel number and address above) is provided for informational purposes only and the accuracy of such information is neither guaranteed or insured: Served by Public Water/Sewer: No 2016 State Equalized Value: $19, Taxable Value: $16, Principal Residence Exemption: 0% School District: Almont
6 SCHEDULE B-II Property Address: V/L Hollow Corners Rd. (Exceptions) The policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of. GENERAL EXCEPTIONS (These apply to every property) 1. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or by making inquiry of persons in possession of the Land. 2. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 3. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title including discrepancies, conflicts in boundary lines, shortage in area, or any other facts that would be disclosed by an accurate and complete land survey of the Land, and that are not shown in the Public Records. 4. Any lien or right to lien for services, labor or material imposed by law and not shown by the Public Records. 5. Taxes and assessments not due and payable at Commitment Date. 6. Any rights, title, interest or claim thereof to that portion of the land taken, used or granted for streets, roads or highways. 7. Taxes and assessments that become a lien against the property after date of closing. The company assumes no liability for tax increases occasioned by retroactive revaluation, changes in the land usage or loss of any principal residence exemption status for the insured premises. 8. Loss or damage due to future installation charges, deferred installation or connection charges or current water and/or sewer charges due and payable at time of closing. Note: Exceptions 1, 2, 3 and 4 above can be deleted from the Owner's Title Insurance Policy upon written request and receipt of an acceptable signed Owners' Affidavit and Closing Agreement, and receipt of an acceptable certified boundary survey showing improvements, if any. SPECIFIC EXCEPTIONS (These are unique to this Property) 9. Any provisions contained in any instruments of record which provisions pertain to the transfer of divisions under Section 109(3) of the Subdivision Control Act of 1967, as amended. 10. Any and all oil, gas and mineral rights and reservations of every kind and nature whether recorded or unrecorded and all rights pertinent thereto. 11. The nature, extent or lack of riparian rights or the riparian rights of riparian owners and the public in and to the use of waters of Ferguson Drain. 12. Rights and interests of the United States of America, the State of Michigan, other governmental entities, the public and riparian owners, in that part of the lands lying within the bounds of Ferguson Drain as established by its mean high water mark. 13. Any adverse claim based upon the assertion that some portion of said land is bottom land or has been created by artificial means or has accreted to such portion so created.
7 SCHEDULE B-II (continued) Property Address: V/L Hollow Corners Rd. Almont,MI (Exceptions) 14. Terms, covenants, and conditions of Detroit Edison Overhead Easement (Right of Way), as recorded in Liber 2141, Page 530.
8 SCHEDULE C Property Address: V/L Hollow Corners Rd. (Property Legal Description) LEGAL DESCRIPTION The Land referred to in this commitment is described as follows: Land situated in the Township of Almont, Lapeer County, Michigan: Parcel 1: Part of the Northwest quarter Section 10, Town 6 North, Range 12 East, described as commencing at the North quarter corner of said Section 10 which is South 74 degrees 32 minutes 59 seconds West 4.65 feet from a found Remon Cap; thence North 89 degrees 53 minutes 00 seconds West feet along the North line of said Section 10 to the place of beginning; thence South 00 degrees 56 minutes 00 seconds West feet; thence North 89 degrees 34 minutes 20 seconds West feet to the centerline of the Ferguson Drain; thence along said centerline the following two courses: (1) North 02 degrees 08 minutes 01 second West feet; (2) North 02 degrees 40 minutes 30 seconds East feet to the North line of said Section 10; thence along said North line, South 89 degrees 53 minutes 00 seconds East feet to the place of beginning Parcel 2: Part of the Northwest quarter of Section 10, Town 6 North, Range 12 East, described as commencing at the North quarter corner of said Section 10 which is South 74 degrees 32 minutes 59 seconds West 4.65 feet from a found Remon Cap; thence North 89 degrees 53 minutes 00 seconds West feet along the North line of said Section 10 to the centerline of the Ferguson Drain and the place of beginning; thence along said centerline the following two courses: (1) South 02 degrees 40 minutes 30 seconds West feet; (2) South 02 degrees 08 minutes 01 second East feet; thence North 89 degrees 34 minutes 20 seconds West feet; thence North 00 degrees 56 minutes 00 seconds East feet to the North line of said Section 10; thence along said North line, South 89 degrees 53 minutes 00 seconds East feet to the place of beginning If provided above, any address and tax parcel number are solely for informational purposes, without warranty as to accuracy or completeness. If inconsistent in any way with the legal description above, the legal description shall control.
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