Chicago Title Insurance Company

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1 Chicago Title Insurance Company COMMITMENT FOR TITLE INSURANCE Issued by Chicago Title Insurance Company Chicago Title Insurance Company, a Nebraska Corporation ('Company'), for a valuable consideration, commits to its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named in Schedule A, as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, upon payment of the premiums and charges and compliance with the Requirements, are subject to the provisions of Schedules A and B and to the Conditions of this Commitment. This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policies committed for have been inserted in Schedule A by the Company. All liability and obligation under this Commitment shall cease and terminate 6 months after the Effective Date or when the policy or policies committed shall issue, whichever first occurs, provided the failure to issue the policy or policies is not the fault of the Company. The Company will provide a sample of the policy form upon request. IN WITNESS WHEREOF, Chicago Title Insurance Company has caused its corporate name and seal to be affixed by its duly authorized officers on the date shown in Schedule A. Countersigned: Authorized Signatory Page 1 of 11

2 ServiceLink, LLC d/b/a ServiceLink Title Company, LLC Commitment No: 1. Commitment Effective Date: 05/04/2016 Schedule A 2. Policy (or Policies) to be issued: (a) Owner's Policy Amount $1.00 Proposed Insured: TBD TBD (b) Loan Policy Proposed Insured: TBD, its successors and/or assigns as their interest may appear $ Fee Simple interest in the land described in this Commitment is owned, at the Commitment Date, by: CMH HOMES, INC. 4. The land referred to in this Commitment is described as follows: See Exhibit A attached hereto and made a part hereof Tax ID: ServiceLink, LLC d/b/a ServiceLink Title Company, LLC Susan B. Falsetti Valid only if Schedule B and Cover are attached Page 2 of 11

3 Commitment No: Schedule B - Section I Requirements 1. Documents satisfactory to the Company, creating the estate or interest to be insured must be executed and duly filed for record. 2. Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or interest, mortgage or lien to be issued. 3. Furnish proof of payment of all bills for labor and material furnished or to be furnished in connection with improvements erected or to be erected. 4. The Company requires the payment of all taxes and assessments and any penalties and interest, due and payable at closing. 5. Properly drafted and executed owner's affidavit from JON JARRARD. 6. The Company must be notified of all parties being added to title, prior to the loan closing. A judgment search must be completed for any parties being added to title. The Company reserves the right to add additional requirements and/or exceptions as may be deemed necessary, upon review of the judgment search. 7. Record instruments conveying or encumbering the estate or interest to be insured, briefly described: Properly drafted and executed Mortgage from JON JARRARD to TBD, securing a lien in the amount of $1.00. ANY DEED PREPARED IN CONNECTION WITH THIS TRANSACTION MUST INCLUDE THE RELATIONSHIP OF GRANTOR AND GRANTEE IN ORDER TO DETERMINE THE APPLICABILITY OF TRANSFER TAXES, IF ANY. 8. Payoff of Mortgage Dated 06/06/2008, Recorded 06/12/2008 in the office of the Recorder of Kershaw County, South Carolina, in Book 2378 Page 39, executed by JON JARRARD to MERS, INC. AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., which states that it secured a debt in the principal sum of $98, Assigned to SELENE FINANCE LP, ITS SUCCESSORS AND ASSIGNS in Book 3387 Page 162, Recorded 06/15/2015. NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. 9. Payoff State Tax Lien in favor of State of South Carolina against Jon Jarrard in the amount of $ plus costs, attorneys' fees and interest, Tax Lien No , recorded 08/13/ Payoff judgment lien in favor of Crown Asset Management, LLC against Jon Jarrard in the amount of $6, plus costs, attorneys' fees and interest,, recorded 10/26/2006. NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. Page 3 of 11

4 Commitment No: Schedule B - Section I Requirements 11. The following are requirements to be complied with, prior to issuing the Manufactured Housing Unit Endorsement: a. Evidence that ownership of both the Mobile Home or Similar Housing Unit (Title Registration, Bill of Sale, or Certificate of Sale) and the ownership of the land are one and the same; b. Evidence that any lien, security interest, or encumbrances affecting the mobile home or similar housing unit, as shown on the title registration or certificate of sale has been properly cancelled; c. Release and waiver of liens from contractor and all subcontractors to be executed and presented at closing; d. Evidence that the Motor Vehicle Registration of the Mobile Home or Similar Housing Unit has been surrendered; e. "Acknowledgment of Intent" to be executed as evidence of annexation to real property. Note: UPON ALL REQUIREMENTS BEING MET, THE ALTA 7 or ALTA 7.1 MANUFACTURED HOME ENDORSEMENT WILL BE ISSUED WITH THE FINAL POLICY. 12. Positive proof that the proper instrument(s) conveying title to the foreclosing lender have been completed and filed of record. If there is no mortgage or assignment of record to the foreclosing lender, positive proof of assignment must be provided prior to foreclosure. Copy of foreclosure file may be requested prior to closing and title policy issuance. At that time the Company reserves the right to make additional requirements and /or exceptions. NOTE: Please contact the Company when a purchaser and loan amount for this property have been obtained. At that time, the premium and endorsement fees will be added. A Search of the buyer will also be required. The Company may add additional exceptions and requirements at that time. Page 4 of 11

5 Commitment No: Schedule B - Section II Exceptions Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the company: 1. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the Effective Date but prior to the date the proposed Insured acquires for value of record the estate or interest or mortgage thereon covered by this Commitment. 2. Taxes or special assessments which are not shown as existing liens by the public records. 3. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land. 4. Easements or claims of easements not shown by the public records. 5. Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished, imposed by law and not shown by the public records. 6. Rights or claims of parties in possession not shown by the public records Real Estate Taxes are Paid in the amount of $ Taxes accruing in the current year. Tax ID NOTE: CONTACT LOCAL TAX AUTHORITIES FOR EXACT AMOUNTS DUE, PRIOR TO LOAN CLOSING. 8. Subject to Mortgage Dated 06/06/2008, Recorded 06/12/2008 in the office of the Recorder of Kershaw County, South Carolina, in Book 2378 Page 39, executed by JON JARRARD to MERS, INC. AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., which states that it secured a debt in the principal sum of $98, Assigned to SELENE FINANCE LP, ITS SUCCESSORS AND ASSIGNS in Book 3387 Page 162, Recorded 06/15/2015. NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. 9. State Tax Lien Filed by State of South Carolina vs Jon Jarrard as set forth in Tax Lien No in the amount of $ plus interest and cost, Recorded 08/13/2015, in Kershaw County Records. 10. Judgement filed by Crown Asset Management, LLC vs Jon Jarrard as set forth in in the amount of $6, plus interest and cost, Recorded 10/26/2006, in Kershaw County Records. NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. 11. NOTICE IS HEREBY GIVEN THAT THIS POLICY IS SUBJECT TO ARBITRATION PURSUANT TO THE PROVISIONS OF CHAPTER 48 OF TITLE 15 (SEC ET SEQ.) OF THE SOUTH CAROLINA CODE OF LAWS, 1976, AS AMENDED. Page 5 of 11

6 Commitment No: Schedule B - Section II Exceptions 12. Complaint recorded 07/01/2015 reflecting that suit entitled, Selene Finance, LP vs. Jon Jarrard and Crown Asset Management, LLC, under Case of Docket No CP and any claims or rights that may be reflected by, or judgments or orders rendered pursuant to, the Notice or suit. Order of Default and Judgment recorded 07/01/2015. Notice of Default recorded 09/08/2015. NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. 13. Subject to all matters as set forth in Plat Book 2378 Page 35, in Kershaw County Records. 14. Subject to all matters as set forth in Plat Book 1266 Page 46, in Kershaw County Records. 15. In the event that any exception herein contains covenants, conditions and restrictions, said exception omits any covenants or restrictions, based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, ancestry, or source of income, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law. 16. The land described in the Commitment shall not be deemed to include any House Trailer, Mobile Home or Mobile Dwelling on the subject property. Page 6 of 11

7 Exhibit "A" Legal Description ALL THAT LOT, PIECE, PARCEL OR TRACT OF LAND, WITH BUILDINGS AND IMPROVEMENTS THEREON, COMPOSED OF APPROXIMATELY 1 ACRE, LYING AND BEING APPROXIMATELY 3 MILES NORTH OF THE TOWN OF ELGIN, COUNTY OF KERSHAW, STATE OF SOUTH CAROLINA, BEING BOUNDED ON THE SOUTH BY THE REMAINDER OF TRACT 'A' OF THE BELOW DESCRIBED PLAT; NORTHWEST BY PROPERTY NOW OR FORMERLY OF T.C. CARNELL; AND ON THE EAST BY SMYRNA ROAD. THE SAID TRACT BEING MORE PARTICULARLY DESCRIBED AS TRACT 'A' ACCORDING TO A PLAT OF SURVEY PREPARED FOR ASHLEY N. CARNS MALACKE BY ROBERT H. LACKEY, R.L.S., ON DECEMBER 17, 2002, IN BOOK 1266 AT PAGE 46. REFERENCE IS ALSO CRAVED TO A SURVEY PREPARED FOR JOHN JARRARD BY ROBERT H. LACKEY, R.L.S., RECORDED HEREWITH, IN PLAT BOOK 2378 AT PAGE 35. SAID PLATS BEING RECORDED IN THE OFFICE OF THE ROD OF KERSHAW COUNTY, AND WHICH IS BY REFERENCE INCORPORATED HEREIN AS A PART OF THIS DESCRIPTION. THIS BEING THE SAME PROPERTY CONVEYED TO JON HARRARD BY DEED OF CMH HOMES, INC., RECORDED SIMULTANEOUSLY HEREWITH, IN THE OFFICE OF THE CLERK OF COURT FOR KERSHAW COUNTY. BK 2378 PG 36 PTN OF TMS# INCLUDED HEREWITH IS A 2002 NORRIS MOBILE HOME BEARING SERIAL NUMBER N TNA&B. BEING THE SAME PROPERTY AS CONVEYED FROM CMH HOMES, INC. TO JON HARRARD, AS DESCRIBED IN BOOK 2378 PAGE 36, DATED 06/12/2008, RECORDED 06/12/2008 IN KERSHAW COUNTY RECORDS. ID: Tax ID: Page 7 of 11

8 Exhibit "A" Legal Description ALL THAT LOT, PIECE, PARCEL OR TRACT OF LAND, WITH BUILDINGS AND IMPROVEMENTS THEREON, COMPOSED OF APPROXIMATELY 1 ACRE, LYING AND BEING APPROXIMATELY 3 MILES NORTH OF THE TOWN OF ELGIN, COUNTY OF KERSHAW, STATE OF SOUTH CAROLINA, BEING BOUNDED ON THE SOUTH BY THE REMAINDER OF TRACT 'A' OF THE BELOW DESCRIBED PLAT; NORTHWEST BY PROPERTY NOW OR FORMERLY OF T.C. CARNELL; AND ON THE EAST BY SMYRNA ROAD. THE SAID TRACT BEING MORE PARTICULARLY DESCRIBED AS TRACT 'A' ACCORDING TO A PLAT OF SURVEY PREPARED FOR ASHLEY N. CARNS MALACKE BY ROBERT H. LACKEY, R.L.S., ON DECEMBER 17, 2002, IN BOOK 1266 AT PAGE 46. REFERENCE IS ALSO CRAVED TO A SURVEY PREPARED FOR JOHN JARRARD BY ROBERT H. LACKEY, R.L.S., RECORDED HEREWITH, IN PLAT BOOK 2378 AT PAGE 35. SAID PLATS BEING RECORDED IN THE OFFICE OF THE ROD OF KERSHAW COUNTY, AND WHICH IS BY REFERENCE INCORPORATED HEREIN AS A PART OF THIS DESCRIPTION. THIS BEING THE SAME PROPERTY CONVEYED TO JON HARRARD BY DEED OF CMH HOMES, INC., RECORDED SIMULTANEOUSLY HEREWITH, IN THE OFFICE OF THE CLERK OF COURT FOR KERSHAW COUNTY. BK 2378 PG 36 PTN OF TMS# INCLUDED HEREWITH IS A 2002 NORRIS MOBILE HOME BEARING SERIAL NUMBER N TNA&B. BEING THE SAME PROPERTY AS CONVEYED FROM CMH HOMES, INC. TO JON HARRARD, AS DESCRIBED IN BOOK 2378 PAGE 36, DATED 06/12/2008, RECORDED 06/12/2008 IN KERSHAW COUNTY RECORDS. ID: Tax ID: Page 8 of 11

9 INVOICE Invoice Date: 05/13/2016 Client Name: Contact Name: Loan No: SELENE POST-SALE Order No: Loan Amount: $1.00 Owners Policy Amount: $1.00 Closing Date: Customer Name: TBD TBD Property Address: 1179 SMYRNA RD, ELGIN, SC Property County: Kershaw Description Amount ABS - ABSTRACT OR TITLE SEARCH SCF - SETTLEMENT OR CLOSING FEE OPY - OWNERS POLICY ESC - ALTA SURVEY COVERAGE $ $0.00 $ $0.00 LSP - SIMULTANEOUS ISSUE $ Invoice Total: $ This is a preliminary rate quote for the stated loan amount. If the loan amount changes or additional endorsements are required, please contact ServiceLink for a revised quote. Wire Instructions: Account Name: Bank Name: Account No: Bank Address: ABA Routing No: If you require further information or have any questions please call Page 9 of 11

10 Privacy Statement Effective Date 5/1/2008 Page 10 of 11

11 Privacy Statement Effective Date 5/1/2008 Page 11 of 11

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