Chicago Title Insurance Company

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1 Chicago Title Insurance Company COMMITMENT FOR TITLE INSURANCE Issued by Chicago Title Insurance Company Chicago Title Insurance Company, a Nebraska Corporation ('Company'), for a valuable consideration, commits to its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named in Schedule A, as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, upon payment of the premiums and charges and compliance with the Requirements, are subject to the provisions of Schedules A and B and to the Conditions of this Commitment. This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policies committed for have been inserted in Schedule A by the Company. All liability and obligation under this Commitment shall cease and terminate 6 months after the Effective Date or when the policy or policies committed shall issue, whichever first occurs, provided the failure to issue the policy or policies is not the fault of the Company. The Company will provide a sample of the policy form upon request. IN WITNESS WHEREOF, Chicago Title Insurance Company has caused its corporate name and seal to be affixed by its duly authorized officers on the date shown in Schedule A. Countersigned: Authorized Signatory Page 1 of 10

2 ServiceLink, LLC Commitment No: 1. Commitment Effective Date: 05/06/ Policy (or Policies) to be issued: (a) Owner's Policy Schedule A Amount $1.00 Proposed Insured: TBD TBD (b) Loan Policy Proposed Insured: tbd, its successors and/or assigns as their interest may appear $ Fee Simple interest in the land described in this Commitment is owned, at the Commitment Date, by: Melissa Snowberger 4. The land referred to in this Commitment is described as follows: See Exhibit A attached hereto and made a part hereof Tax ID: 06-1E ServiceLink, LLC Valid only if Schedule B and Cover are attached Page 2 of 10

3 Commitment No: Schedule B - Section I Requirements 1. Documents satisfactory to the Company, creating the estate or interest to be insured must be executed and duly filed for record. 2. Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or interest, mortgage or lien to be issued. 3. Furnish proof of payment of all bills for labor and material furnished or to be furnished in connection with improvements erected or to be erected. 4. The Company requires the payment of all taxes and assessments and any penalties and interest, due and payable at closing. 5. The Company must be notified of all parties being added to title, prior to the loan closing. A judgment search must be completed for any parties being added to title. The Company reserves the right to add additional requirements and/or exceptions as may be deemed necessary, upon review of the judgment search. 6. Prior to settlement, search of statewide support lien system to be performed to determine the existence of support arrearages, if any. The Company to be provided with the social security number(s) of all persons that are a party to the transaction so that this search can be performed by the closing officer no more than 30 days in advance of closing. 7. If the property is situate in the City of Philadelphia, company requires positive proof that there are no existing Trash Delinquencies. 8. Payoff of Mortgage Dated 03/20/2008, Recorded 04/10/2008 in the office of the Recorder of Franklin County, Pennsylvania, in Document , executed by Melissa A. Snowberger to MERS as nominee for Taylor, Bean and Whitaker Mortgage Corp., which states that it secured a debt in the principal sum of $154, MERS assigns to BAC Home Loans Servicing, LP on 2/5/2010 in Document Bank of America, NA, sbm to BAC Home Loans Servicing, LP assigns to Selene Finance, LP on 6/1/2015 in Document Modification agreement recorded 7/23/2012 in Document NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. 9. Payoff of Mortgage Dated 11/15/2011, Recorded 11/21/2011 in the office of the Recorder of Franklin County, Pennsylvania, in Document , executed by Melissa A. Snowberger to Pennsylvania Housing Finance Agency, which states that it secured a debt in the principal sum of $50, Pennsylvania Housing Finance Agency assigns to The Secretary of Housing and Urban Development of Washington, D.C. on 2/28/2014 in Document NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. Page 3 of 10

4 Commitment No: Schedule B - Section I Requirements 10. Payoff Lien lien in favor of Borough of Chambersburg against 626 Cumberland Ave. in the amount of $ plus costs, attorneys' fees and interest, Case No , recorded 05/11/ Positive proof that the proper instrument(s) conveying title to the foreclosing lender have been completed and filed of record. If there is no mortgage or assignment of record to the foreclosing lender, positive proof of assignment must be provided prior to foreclosure. Copy of foreclosure file may be requested prior to closing and title policy issuance. At that time the Company reserves the right to make additional requirements and /or exceptions. NOTE: Please contact the Company when a purchaser and loan amount for this property have been obtained. At that time, the premium and endorsement fees will be added. A Search of the buyer will also be required. The Company may add additional exceptions and requirements at that time. Page 4 of 10

5 Commitment No: Schedule B - Section II Exceptions Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the company: 1. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the Effective Date but prior to the date the proposed Insured acquires for value of record the estate or interest or mortgage thereon covered by this Commitment. 2. Real estate taxes for the current and prior tax years which may be hereafter assessed, not yet due and payable. 3. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land. 4. Easements or claims of easements not shown by the public records. 5. Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished, imposed by law and not shown by the public records. 6. Rights or claims of parties in possession not shown by the public records. 7. Taxes for both current and prior years, which may be delinquent, or currently due. Tax information not available and will follow. Taxes accruing within the current year. Tax ID #06-1E Subject to Mortgage Dated 03/20/2008, Recorded 04/10/2008 in the office of the Recorder of Franklin County, Pennsylvania, in Document , executed by Melissa A. Snowberger to MERS as nominee for Taylor, Bean and Whitaker Mortgage Corp., which states that it secured a debt in the principal sum of $154, MERS assigns to BAC Home Loans Servicing, LP on 2/5/2010 in Document Bank of America, NA, sbm to BAC Home Loans Servicing, LP assigns to Selene Finance, LP on 6/1/2015 in Document Modification agreement recorded 7/23/2012 in Document NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. 9. Subject to Mortgage Dated 11/15/2011, Recorded 11/21/2011 in the office of the Recorder of Franklin County, Pennsylvania, in Document , executed by Melissa A. Snowberger to Pennsylvania Housing Finance Agency, which states that it secured a debt in the principal sum of $50, Pennsylvania Housing Finance Agency assigns to The Secretary of Housing and Urban Development of Washington, D.C. on 2/28/2014 in Document NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. Page 5 of 10

6 Commitment No: Schedule B - Section II Exceptions 10. Lien filed by Borough of Chambersburg vs 626 Cumberland Ave. as set forth in Case No in the amount of $ plus interest and cost, Recorded 05/11/2016, in Franklin County Records. 11. Oil and gas and minerals and all rights incident to the extraction or development of oil and gas or minerals heretofore conveyed, leased, excepted or reserved by instruments of record. 12. Coal and coal bed methane gas and mining rights and all rights incident to the extraction or development of coal or coal bed methane gas heretofore conveyed, excepted and reserved by instruments of record; the right of surface, lateral or subjacent support; or any surface subsidence. NOTICE: "THIS DOCUMENT MAY NOT SELL, CONVEY, TRANSFER, INCLUDE OR INSURE THE TITLE TO THE COAL AND RIGHT OF SUPPORT UNDERNEATH THE SURFACE LAND DESCRIBED OR REFERRED TO HEREIN AND THE OWNER OR OWNERS OF SUCH COAL MAY HAVE THE COMPLETE LEGAL RIGHT TO REMOVE ALL OF SUCH COAL AND, IN THAT CONNECTION, DAMAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY HOUSE, BUILDING OR OTHER STRUCTURE ON OR IN SUCH LAND" [This notice is set forth in the manner provided in Section 1 of the Act of July 17, 1957, P.L. 984, as amended, and is not intended as notice of unrecorded instruments, if any.] 13. The following note is for informational purposes only: The following deed (s) affecting said land were recorded within the last (24) months of the date of this report, are as follows: none 14. Subject to all matters as set forth in Plat Book 145, Page 112, in Franklin County Records. 15. Notice of Complaint recorded 10/16/2015 reflecting that suit entitled, Selene Finance, LP vs. Melissa A. Snowberger, under Case of Docket No and any claims or rights that may be reflected by, or judgments or orders rendered pursuant to, the Notice or suit. Judgment entered 12/23/2015 Writ of execution recorded 12/23/2015 Affidavit 3129 recorded 12/23/2015 NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. Page 6 of 10

7 Exhibit "A" Legal Description All the following described real estate lying and being in Chambersburg Borough, County of Franklin and Commonwealth of Pennsylvania, bounded and limited as follows: Bounded on the north by Cumberland Avenue, on the last by a tract now or formerly of Hemmie and Overcash, on the south by an alley, and on the west by land now or formerly of Fannie B. Silver estate, with frontage on Cumberland Avenue of 40 feet and a depth of 150 feet, and being Lot No. 6, in Section K, of a plot of lots laid out by Brandon Realty Company and recorded in the Office of the Recorder of Deeds for Franklin in Deed Book Volume 145, Page 112, also being known as 626 Cumberland Avenue, Chambersburg, Pennsylvania. Tax ID: 06-1E Page 7 of 10

8 Exhibit "A" Legal Description All the following described real estate lying and being in Chambersburg Borough, County of Franklin and Commonwealth of Pennsylvania, bounded and limited as follows: Bounded on the north by Cumberland Avenue, on the last by a tract now or formerly of Hemmie and Overcash, on the south by an alley, and on the west by land now or formerly of Fannie B. Silver estate, with frontage on Cumberland Avenue of 40 feet and a depth of 150 feet, and being Lot No. 6, in Section K, of a plot of lots laid out by Brandon Realty Company and recorded in the Office of the Recorder of Deeds for Franklin in Deed Book Volume 145, Page 112, also being known as 626 Cumberland Avenue, Chambersburg, Pennsylvania. Tax ID: 06-1E Page 8 of 10

9 Privacy Statement Effective Date 5/1/2008 Page 9 of 10

10 Privacy Statement Effective Date 5/1/2008 Page 10 of 10

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