Trident Land Transfer Company 431 West Lancaster Avenue, Devon, PA Agent for Old Republic National Title Insurance Company
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1 Trident Land Transfer Company 431 West Lancaster Avenue, Devon, PA Agent for Old Republic National Title Insurance Company SCHEDULE A 1. Commitment Date: August 5, 2012 at 07:59 AM 2. Policy (or Policies) to be issued: Amount (a) Owner's Policy ( ) Proposed Insured: Tbd (b) Loan Policy ( ) Proposed Insured: 3. Fee Simple interest in the land described in this Commitment is owned, at the Commitment Date, by: Amy Karp Being the same property which H&S Properties, Inc., a Pennsylvania corporation, granted and conveyed unto Amy Karp by deed dated June 4, 1999 and recorded August 26, 1999 in the Recorder's Office of said County in Book 5285, Page The land referred to in this Commitment is described as follows: 225 Laurel Lane, Haverford, Montgomery County, PA SEE SCHEDULE C ATTACHED HERETO
2 Commitment Number: Old Republic National Title Insurance Company 12PA6526 SCHEDULE B - SECTION I REQUIREMENTS The following are the requirements to be complied with: Documents satisfactory to us creating the interest in the land and/or the mortgage to be insured must be signed, delivered and recorded as follows: a. Deed from Amy Karp to TBD. a. Mortgage from TBD to to secure $. 1. Payment to, or for the account of, the grantors or mortgagors of the full consideration for the estate or interest insured. 2. Payment of taxes, charges, dues, fees and assessments levied and/or assessed against subject premises, which are due and payable. 3. Proof that there are no agreement(s) of sale other than the one under which the present conveyance is being made. 4. Proof of identity, legal age, competency of Grantors/Mortgagors and marital status (including deaths, divorces or separation) affecting any individual Grantor/Mortgagor herein. 5. Execution of Company's affidavit of title to be provided by parties to the transaction. 6. Proof of payment of real estate taxes and municipal charges (including water, sewer, trash or other services provided by the municipality) for the three years preceding the current year and current year, if due. 7. Proof that no Municipal or Authority improvements have been made or ordered to be made abutting or fronting on premises covered by this commitment. 8. Proof that there are no support arrearages due in this, or any other jurisdiction. If support arrearages are found, Certificate for Domestic Relations to be obtained. 9. Due to the varying and strict recording requirements in the 67 counties of Pennsylvania, the Recorder of Deeds Office located within the county where the property is located must be contacted regarding the proper document preparation guidelines. Be advised that paper size, margin size, address and parcel number placement, ink color, and font size represent some, but not necessarily all, of the requirements which must be complied with for a document to be accepted for recording. 10. Not included here is any information regarding Municipal Lien Letters, Dye Test Certifications, Zoning Certifications, Occupancy Permits, or Tax Certifications. Contact the appropriate Township/Borough/City offices to obtain information regarding these matters and other requirements for closing. Schedule B - Section I (06/17/06)
3 Commitment Number: 12PA6526 SCHEDULE B - SECTION I REQUIREMENTS (Continued) 11. Proper instruments creating the estate or interest to be insured must be validly executed and duly recorded. 12. Further exceptions and/or requirements may be made upon review of the proposed documents and/or upon further ascertaining the details of the transaction. 13. Proof of marital status of Amy Karp; if married, outstanding interest of spouse to join in on Book 5285 Page 997 or execute marital waiver. 14. CHILD SUPPORT ENFORCEMENT: No listing found on the Pennsylvania Child Support Enforcement Bureau website. 15. BANKRUPTCY: No open cases found in the U.S. Bankruptcy Court, Eastern District of Pennsylvania. 16. JUDGMENTS: NONE 17. MORTGAGES - Payment and release of the following: A. Mortgage from Amy Karp, to Firstrust Bank, in the original amount of $1,300,000.00, recorded on August 24, 2010 as Mortgage Book Page 1677 in the Montgomery County, Pennsylvania Records. NOTE: The above being an Open End Mortgage. Said mortgage encumbers caption and more land. 18. Divorce between Amy Susan Nislow Karp and Michael Karp, Case # in the Montgomery County, PA, Common Pleas Court, Division of Domestic Relations. NOTE: No final decree entered. 19. TAXES: Parcel , Assessment $367,720.00, Liens filed of record: NONE. Delinquent taxes per tax claims office: NONE Schedule B - Section I (06/17/06)
4 SCHEDULE B - SECTION II EXCEPTIONS Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the company: 1. Rights or claims of parties in possession not shown by the public records. 2. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose. 3. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown in the public records. 4. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the effective date hereof but prior to the date the proposed insured acquires for value of record the estate or interest or mortgage thereon, covered by this commitment. 5. Possible additional tax assessment for new construction and/or major improvements. 6. Any covenant, condition or restriction referred to herein indicating a preference, limitation or discrimination based upon race, color, religion, sex, handicap, familial status, national origin or other categories that may from time-to-time be deemed to be protected classes, are hereby omitted as provided in 42 U.S.C. Section 3604, unless and only to the extent that the restriction (a) is not in violation of state or federal law, (b) is exempt under 42 U.S.C. Section 3607 or (c) related to handicap, but does not discriminate against handicapped people. 7. Coal, gas, oil and/or mineral rights, the right of surface support and subsidence. NOTICE THIS DOCUMENT MAY/DOES NOT SELL, CONVEY, TRANSFER, INCLUDE OR INSURE THE TITLE TO THE COAL AND RIGHT OF SUPPORT UNDERNEATH THE SURFACE LAND DESCRIBED OR REFERRED TO HEREIN AND THE OWNER OR OWNERS OF SUCH COAL (MAY) HAVE THE COMPLETE LEGAL RIGHT TO REMOVE ALL OF SUCH COAL AND IN THAT CONVECTION, DAMAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY HOUSE, BUILDING OR OTHER STRUCTURE ON OR IN SUCH LAND. THE INCLUSION OF THIS NOTICE DOES NOT ENLARGE, RESTRICT OR MODIFY ANY LEGAL RIGHTS OR ESTATES OTHERWISE CREATED, TRANSFERRED, EXCEPTED OR RESERVED BY THIS INSTRUMENT. (This is set forth in the manner provided in Section 1 of the Act of July 17, 1957, P.L. 984, as amended, and is not intended as notice of unrecorded instruments, if any. 8. Company assumes no liability as to the right of surface support nor for any surface subsidence. 9. Title to all of the oil, gas and other minerals within and underlying the premises, together with appurtenant Schedule B - Section II (06/17/06)
5 SCHEDULE B - SECTION II EXCEPTIONS (Continued) mining, drilling and extraction rights and all other rights and privileges appurtenant thereto. 10. Real estate taxes for the current and prior tax years which are hereafter assessed and are not yet due and payable. 11. Water and sewer charges not yet due and payable. 12. Subject to any and all matters shown on the plan of 231 Laurel Lane as recorded of Montgomery County, Pennsylvania Records. 13. The rights of the public and others entitled thereto in and to the use of that portion of the property within the bounds of Laurel Lane. 14. Covenants, conditions, and restrictions contained in deed recorded on April 24, 1991 as Book 4974, Page 265 in the Montgomery County, Pennsylvania Records. 15. Subject to Right of Way Grant as in Deed Book 3939 page Rights granted to Bell Telephone Company of Pennsylvania as in Deed Book 4809 page Subject to restrictions as set forth in Deed Book 960 page 453, including a 100 feet set back from Laurel Lane. 18. Subject to various setback lines, notes, covenants, conditions and restrictions as shown and set forth in plan recorded in Plan Book A-52 page Subject to reservations and restrictions as in Deed Book 929 page 418 and Deed Book 2397 page Rightrs granted to Springfield Consolidated Water Co. as set forth in Deed Books 914 page 303 and 946 page Rights granted to the Philadelphia Electric Company and the Bell Telephone Company of Pennsylvania as set forth in Deed Book 1293 page 388 and 1293 page 389. Schedule B - Section II (06/17/06)
6 SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: ALL THAT CERTAIN lot or piece of ground with the buildings and improvements thereon erected, situate in the Township of Lower Merion, County of Montgomery and Commonwealth of Pennsylvania, described in accordance with Record Plan titled "231 Laurel Lane" by Momenee and Associates, Consulting Engineers dated November 30, 1989, last revised June 1, 1990, as follows, to wit: BEGINNING at a point marking the most southern corner of 310 Saeter Road, also being marked by the intersection of the centerline of the right of way of Saeter Road (30 feet wide) with the centerline of the right of way of Laurel Lane (40 feet wide); following the center line of the right of way of Laurel Lane along the arc of a circle curving to the right in a northerly direction having a radius of feet, an arc distance of feet and chord North 26 degrees 02 minutes 58 seconds West feet to a point of tangency; thence North 07 degrees 13 minutes 00 seconds West feet to a point of curvature; thence along the arc of a circle curving to the left in a northwesterly direction having a radius of feet an arc distance of feet to a point; thence leaving the centerline of the right of way of Laurel Lane and crossing over a monument marking the right of way of Laurel Lane along the property line of 231 Laurel Lane North 66 degrees 58 minutes 00 seconds East feet to point being marked by a monument; thence South 23 degrees 02 minutes 00 seconds East feet crossing over a monument marking the right of way of Saeter Road and continuing to the centerline of the right of way Saeter Road; thence along the centerline of the right of way of Saeter Road South 66 degrees 58 minutes 00 seconds West feet to the first mentioned point and place of beginning. SAID LOT CONTAINING 1.14 acres more or less. Parcel Being the same property which H&S Properties, Inc., a Pennsylvania corporation, granted and conveyed unto Amy Karp by deed dated June 4, 1999 and recorded August 26, 1999 in the Recorder's Office of said County in Book 5285, Page Laurel Lane, Haverford, PA and also known as 310 Saeter Road Schedule C
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