Chicago Title Insurance Company

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1 Chicago Title Insurance Company COMMITMENT FOR TITLE INSURANCE Issued by Chicago Title Insurance Company Chicago Title Insurance Company, a Nebraska Corporation ('Company'), for a valuable consideration, commits to its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named in Schedule A, as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, upon payment of the premiums and charges and compliance with the Requirements, are subject to the provisions of Schedules A and B and to the Conditions of this Commitment. This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policies committed for have been inserted in Schedule A by the Company. All liability and obligation under this Commitment shall cease and terminate 6 months after the Effective Date or when the policy or policies committed shall issue, whichever first occurs, provided the failure to issue the policy or policies is not the fault of the Company. The Company will provide a sample of the policy form upon request. IN WITNESS WHEREOF, Chicago Title Insurance Company has caused its corporate name and seal to be affixed by its duly authorized officers on the date shown in Schedule A. Countersigned: Authorized Signatory Page 1 of 11

2 ServiceLink, LLC d/b/a ServiceLink Title Company, LLC Commitment No: 1. Commitment Effective Date: 06/08/2016 Schedule A 2. Policy (or Policies) to be issued: (a) Owner's Policy Amount $1.00 Proposed Insured: TBD, TBD (b) Loan Policy Proposed Insured: tbd, its successors and/or assigns as their interest may appear $51, Fee Simple interest in the land described in this Commitment is owned, at the Commitment Date, by: Amanda P. Briggs and Darlene F. Briggs 4. The land referred to in this Commitment is described as follows: See Exhibit A attached hereto and made a part hereof Tax ID: ServiceLink, LLC d/b/a ServiceLink Title Company, LLC Susan B. Falsetti Valid only if Schedule B and Cover are attached Page 2 of 11

3 Commitment No: Schedule B - Section I Requirements 1. Documents satisfactory to the Company, creating the estate or interest to be insured must be executed and duly filed for record. 2. Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or interest, mortgage or lien to be issued. 3. Furnish proof of payment of all bills for labor and material furnished or to be furnished in connection with improvements erected or to be erected. 4. The Company requires the payment of all taxes and assessments and any penalties and interest, due and payable at closing. 5. The Company must be notified of all parties being added to title, prior to the loan closing. A judgment search must be completed for any parties being added to title. The Company reserves the right to add additional requirements and/or exceptions as may be deemed necessary, upon review of the judgment search. 6. The Company requires a satisfactory statement stating the amount of the unpaid common or maintenance charges against the unit, to the date of closing. At that time, The Company may make additional requirements or exceptions. 7. The following are requirements to be complied with, prior to issuing the Manufactured Housing Unit Endorsement: a. Evidence that ownership of both the Mobile Home or Similar Housing Unit (Title Registration, Bill of Sale, or Certificate of Sale) and the ownership of the land are one and the same; b. Evidence that any lien, security interest, or encumbrances affecting the mobile home or similar housing unit, as shown on the title registration or certificate of sale has been properly cancelled; c. Release and waiver of liens from contractor and all subcontractors to be executed and presented at closing; d. Evidence that the Motor Vehicle Registration of the Mobile Home or Similar Housing Unit has been surrendered; e. "Acknowledgment of Intent" to be executed as evidence of annexation to real property. Note: UPON ALL REQUIREMENTS BEING MET, THE ALTA 7 or ALTA 7.1 MANUFACTURED HOME ENDORSEMENT WILL BE ISSUED WITH THE FINAL POLICY. 8. Payoff of Mortgage Dated 07/25/2008, Recorded 08/07/2008 in the office of the Recorder of Greenwood County, South Carolina, in Book 2344 Page 224, executed by Amanda P. Briggs and Darlene F. Briggs to MERS, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., which states that it secured a debt in the principal sum of $57, Assigned by MERS, Inc. to Bank of America, N.A. Successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP in Book 2649, Page 290, Recorded 03/28/2012. Assigned by Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP to Selene Finance, LP in Book 2863, Page 124, Recorded 12/17/2014. NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. 9. Payoff Notice of Lien lien in favor of Country Acres Homeowners Association, Inc. against 3018 County Farm Raod in the amount not stated plus costs, attorneys' fees and interest, Book 2891 Page 277, recorded 05/26/2015. Attorney information is not available or does not apply. Page 3 of 11

4 Commitment No: Schedule B - Section I Requirements 10. Positive proof that the proper instrument(s) conveying title to the foreclosing lender have been completed and filed of record. If there is no mortgage or assignment of record to the foreclosing lender, positive proof of assignment must be provided prior to foreclosure. Copy of foreclosure file may be requested prior to closing and title policy issuance. At that time the Company reserves the right to make additional requirements and /or exceptions. NOTE: Please contact the Company when a purchaser and loan amount for this property have been obtained. At that time, the premium and endorsement fees will be added. A Search of the buyer will also be required. The Company may add additional exceptions and requirements at that time. Page 4 of 11

5 Commitment No: Schedule B - Section II Exceptions Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the company: 1. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the Effective Date but prior to the date the proposed Insured acquires for value of record the estate or interest or mortgage thereon covered by this Commitment. 2. Taxes or special assessments which are not shown as existing liens by the public records. 3. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land. 4. Easements or claims of easements not shown by the public records. 5. Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished, imposed by law and not shown by the public records. 6. Rights or claims of parties in possession not shown by the public records Real Estate Taxes are Paid in the amount of $ Taxes accruing in the current year. Tax ID NOTE: CONTACT LOCAL TAX AUTHORITIES FOR EXACT AMOUNTS DUE, PRIOR TO LOAN CLOSING. 8. Subject to Mortgage Dated 07/25/2008, Recorded 08/07/2008 in the office of the Recorder of Greenwood County, South Carolina, in Book 2344 Page 224, executed by Amanda P. Briggs and Darlene F. Briggs to MERS, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., which states that it secured a debt in the principal sum of $57, Assigned by MERS, Inc. to Bank of America, N.A. Successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP in Book 2649, Page 290, Recorded 03/28/2012. Assigned by Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP to Selene Finance, LP in Book 2863, Page 124, Recorded 12/17/2014. NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. 9. Notice of Lien filed by Country Acres Homeowners Association, Inc. vs 3018 County Farm Raod as set forth in Book 2891 Page 277 in the amount not stated plus interest and cost, Recorded 05/26/2015, in Greenwood County Records. Attorney information is not available or does not apply. 10. All limitations, covenants, conditions, restrictions, reservations, easements and other terms affecting Country Acres a planned unit development as per declaration of covenants and restrictions as set forth in Book 297 Page 581 recorded in Greenwood County Records. 11. NOTICE IS HEREBY GIVEN THAT THIS POLICY IS SUBJECT TO ARBITRATION PURSUANT TO THE PROVISIONS OF CHAPTER 48 OF TITLE 15 (SEC ET SEQ.) OF THE SOUTH CAROLINA CODE OF LAWS, 1976, AS AMENDED. 12. Subject to all matters as set forth in Plat Book 59 at Page 40, in Greenwood County Records. Page 5 of 11

6 Commitment No: Schedule B - Section II Exceptions 13. The following note is for informational purposes only: The following deed (s) affecting said land were recorded within the last (24) months of the date of this report, are as follows: NONE 14. The land described in the Commitment shall not be deemed to include any House Trailer, Mobile Home or Mobile Dwelling on the subject property. 15. Notice of Foreclosure recorded 01/08/2015 reflecting that suit entitled, Selene Finance, LP vs. Amanda P. Briggs, and Darlene F. Briggs, et al under Case of Docket No CP and any claims or rights that may be reflected by, or judgments or orders rendered pursuant to, the Notice or suit. NOTE: Upon recordation of properly drafted and executed foreclosure conveyance instrument, the preceding item will be omitted from final policy, subject to redemption rights of the owner, or any other entity. 16. In the event that any exception herein contains covenants, conditions and restrictions, said exception omits any covenants or restrictions, based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, ancestry, or source of income, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law. 17. Right of way in Book 295, Page 837 and Book 299, Page Mobile Home Retirement in Book 1120, Page 122 Page 6 of 11

7 Exhibit "A" Legal Description All that certain parcel of land situate in the County of Greenwood, State of South Carolina, being more particularly described as follows: Tract 1-A, Block 1, on plat entitled "Division of Lot 1-A, Country Acres Subdivision" prepared by Samuel J.B. Hill, Jr. dated March 15, 1990, and recorded in Plat Book 59 at Page 40 in the Office of the Clerk of Court for Greenwood County, which is incorporated herein by reference and made part and parcel hereof, according to said plat of survey, Tract 1-A of Block 1 contains 1.59 acres, more or less, and is bounded as follows: On that Northeast by the centerline of the Country Arces Road; on the Southeast by Tract 1-A, of Block 2; on the Southwest by Tract A-1 of Block 2; and on the Northwest by property now or formerly of B.T. Mitchell, Sr. Included herewith and being permanently attached to the real estate a 1990 Horton Manufactured Home, Vin/Serial No. H61087GL&R, which by intention of all parties, shall constitute a part of the realty and shall pass with it. Being the same property as conveyed from Thomas R. Bair and Janice G. Bair to Amanda P. Briggs and Darlene F. Briggs, as described in Book 1118, Page 240, Recorded 08/07/2008 in Greenwood County Records. Tax ID: Page 7 of 11

8 Exhibit "A" Legal Description All that certain parcel of land situate in the County of Greenwood, State of South Carolina, being more particularly described as follows: Tract 1-A, Block 1, on plat entitled "Division of Lot 1-A, Country Acres Subdivision" prepared by Samuel J.B. Hill, Jr. dated March 15, 1990, and recorded in Plat Book 59 at Page 40 in the Office of the Clerk of Court for Greenwood County, which is incorporated herein by reference and made part and parcel hereof, according to said plat of survey, Tract 1-A of Block 1 contains 1.59 acres, more or less, and is bounded as follows: On that Northeast by the centerline of the Country Arces Road; on the Southeast by Tract 1-A, of Block 2; on the Southwest by Tract A-1 of Block 2; and on the Northwest by property now or formerly of B.T. Mitchell, Sr. Included herewith and being permanently attached to the real estate a 1990 Horton Manufactured Home, Vin/Serial No. H61087GL&R, which by intention of all parties, shall constitute a part of the realty and shall pass with it. Being the same property as conveyed from Thomas R. Bair and Janice G. Bair to Amanda P. Briggs and Darlene F. Briggs, as described in Book 1118, Page 240, Recorded 08/07/2008 in Greenwood County Records. Tax ID: Page 8 of 11

9 INVOICE Invoice Date: 06/22/2016 Client Name: Contact Name: Loan No: SELENE POST-SALE Order No: Loan Amount: $51, Owners Policy Amount: $1.00 Closing Date: Customer Name: TBD, TBD Property Address: 3018 COUNTY FARM RD, GREENWOOD, SC Property County: Greenwood Description Amount ABS - ABSTRACT OR TITLE SEARCH SCF - SETTLEMENT OR CLOSING FEE OPY - OWNERS POLICY E81 - ALTA 8.1-ENVIRONMENTAL ESC - ALTA SURVEY COVERAGE LSP - SIMULTANEOUS ISSUE $ $0.00 $ $0.00 $0.00 $ PUD - ALTA 5-PUD $0.00 Invoice Total: $ This is a preliminary rate quote for the stated loan amount. If the loan amount changes or additional endorsements are required, please contact ServiceLink for a revised quote. Wire Instructions: Account Name: Bank Name: Account No: Bank Address: ABA Routing No: If you require further information or have any questions please call Page 9 of 11

10 Privacy Statement Effective Date 5/1/2008 Page 10 of 11

11 Privacy Statement Effective Date 5/1/2008 Page 11 of 11

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