Florida Housing Coalition Hurricane Irma Member Update Webinar April 13, 2018 Sponsored by Fannie Mae

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1 Florida Housing Coalition Hurricane Irma Member Update Webinar April 13, 2018 Sponsored by Fannie Mae

2 AGENDA Introduction and Overview: Michael Chaney CDBG-DR Update Greg Alpers, Polk County Structural Elevation presentation Highlight recent Irma webinars Your questions- please write in!

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6 CDBG-DR funding is designed to meet unmet housing needs after FEMA, private insurance/flood insurance, SBA, and charity are expended. CDBG-DR Funding from 2016 storm = $117,937,000 CDBG-DR 2017= $615,992,000 CDBG-DR 2017 NEW $707,000,000 $157M unmet needs $549 M Mitigation- HUD $ Total Est. $1.4 Billion- 14 counties get 80%

7 FEMA and Sadowski Funding Hazard Management Grant Program- FEMA $$ 52 counties- $930M DEM NOFA due August Florida $15 million for Keys Florida SHIP disaster $5M 12 countiescan assist Maria survivors

8 CDBG-DR Update $616 million Source: First disaster supplemental for $7.4 billion passed on September 8, awarded to Florida on November 17 $707 million Source: Third disaster supplemental for $28 billion passed on February 8, awarded April 10

9 Detail of Newest CDBG-DR Funds Amount: $707,360,000 $549,684,000: Set aside for mitigation (unlike the first $616 million) Mitigation is less flexible $157,676,000: Regular DR funding

10 CDBG-DR Details 80% of funding must be targeted to the communities iden tified by HUD as most distressed and impacted by Irma

11 Additional Funding Hazard Management Grant Program- FEMA $$ 52 counties- $930M Florida Housing Finance Corp.- $15 million for Keys Florida SHIP disaster $5M 12 counties- can assist Maria survivors

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13 Rigging the Real Estate Market: Segregation, Inequality, and Disaster Risk

14 Hermine and Matthew CDBG-DR Application and Forms Scroll down to the section titled Hurricanes Hermine and Matthew to select Hermine and Matthew CDBG-DR Application and Forms

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16 Collecting Stories of Individuals In Need of Disaster Housing Aid Survey created to increase the responsiveness of federal disaster housing programs Created by the Disaster Housing Recovery Coalition Survey collects accounts of unmet need Illustrates the housing challenges low income survivors face after a disaster Builds support for solutions

17 Polk County- Greg Alpers

18 Polk County is targeted for CDBG-DR 80% for Monroe, Miami, Broward, Lee, Collier, Duval, Polk, Desoto, Orange, Brevard, Volusia, & Flagler Counties

19 N Polk County Irma Damage

20 N Polk County

21 N SHIP Role in Irma recovery

22 RODERICK SCOTT, CFM DUCKY JOHNSON HOME ELEVATION, LLC HARAHAN, LA

23 FLOOD HAZARD MITIGATION - ELEVATION ELEVATION WORKS EVERY DOLLAR SPENT ON MITIGATION SAVES 6 DOLLARS IN RECOVERY COSTS PRESERVES PROPERTY RESALE VALUES PRESERVES VITAL TAX REVENUES GREATLY REDUCES SOLID WASTE STREAM TO LANDFILL FROM DEMOLITION AND DISASTER DEBRIS REMOVAL ELEVATION PROJECTS EMPLOY ALL CONSTRUCTION TRADES

24 FLOOD HAZARD MITIGATION - ELEVATION NFIP PREMIUMS RISING! FEMA IS INCREASING NFIP POLICY PREMIUMS ON ALL PRE-FLOOD MAP BUILDINGS TO ACTUARIAL RATES.

25 FLOOD HAZARD MITIGATION - ELEVATION 50% RULE LOCAL FLOOD ORDINANCE REQUIRES ANY BUILDING DAMAGED 50% OR MORE BE BROUGHT INTO COMPLIANCE WITH MINIMUM FEMA AND LOCAL FREEBOARD ELEVATION REQUIREMENTS. WE MUST ASK THE QUESTION: DOES IT MAKE ANY SENSE TO REPAIR UNDER 50% DAMAGED BUILDINGS WITH OUT FLOOD HAZARD MITIGATION ELEVATION?

26 ELEVATION CERTIFICATE ELEVATION CERTIFICATE SETS PREMIUM RATES FEMA IS MISSING ¾ OF PRE-FIRM POLICIES EC S IN MANY COMMUNITIES AN EC IS REQUIRED TO LIST A HOME HELPS THE ELEVATION INDUSTRY TO PROVIDE EARLY ESTIMATES FOR ELEVATION

27 FLOOD HAZARD MITIGATION - ELEVATION LIFTING THE BUILDING PREPARATION FOR STEEL LIFTING FRAME CONSTRUCTION LIFTING STEEL RIGGING

28 FLOOD HAZARD MITIGATION - ELEVATION LIFTING THE BUILDING BUILDING LIFTED BY SLAB SEPARATION NEW FOUNDATION COMPLETED

29 FLOOD HAZARD MITIGATION - ELEVATION FINISHED ELEVATION PROJECT TOTAL COST AROUND $200, PROJECT TIME 90 DAYS PROJECT FUNDING ICC, FEMA HMGP, PRIVATE DOLLARS BUILT BASE FLOOD ELEVATION- BFE PLUS 2FT

30 FLOOD HAZARD MITIGATION - ELEVATION HOW TO FIND AN ELEVATION COMPANY INTERNATIONAL ASSOCIATION OF STRUCTURAL MOVERS WEBSITE CARE AND CUSTODY CARGO OR RIGGERS INSURANCE VERY IMPORTANT! ESTIMATES PRE-PLANS SHOULD BE FREE TURN KEY vs LIFT ONLY

31 MOON SHOT MAKING FLORIDA RESILIENT WORKING TOGETHER, THE FLOOD MITIGATION INDUSTRY CAN HELP FLORIDA PROPERTY OWNERS, COMMUNITIES AND THE STATE BECOME RESILIENT TO FLOOD EVENTS PHOTO NASA

32 Highlights from recent Hurricane Irma Webinars Duplication of Benefits: Learning about FEMA Assistance: March 2 FEMA summary of Florida assistance: March 23 Volunteers in the VOAD network: February 23 CDBG-DR summary from Sue Southon: February 16 Heather Martin, FL Dept. of Economic Opportunity March 23

33 Upcoming Trainings Next Irma Webinar- April 20 registration: Webinar: Joint Ventures: Options for Partnership April 30 at 2pm Register at Workshop: Clean, Green and Solar May 10 in Vero Beach Register at

34 MAY PALM BEACH COUNTY CONVENTION CENTER 34

35 Technical Assistance is Available Available Daily: 1 (800) Options for Further Assistance Include: Phone and consultation Site Visits Register at for: Workshops Webinars

36 Thank you! Michael Chaney