PROPERTY INFORMATION PACKAGE #
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1 PROPERTY INFORMATION PACKAGE # Mortgagee s Foreclosure AUCTION 1,658+/-SF, 3BR, 2BA SINGLE FAMILY HOME Close to Main Routes, Center of Town & Public Transportation 49 COTTAGE ST., MANSFIELD, MA Tuesday, December 16th at 1:am On-site MA Co. Lic. #3184
2 AUCTIONEER S DISCLAIMER The following information is provided to you as a matter of convenience only, and no representation or warranty, expressed or implied, is made as to its accuracy or completeness. Prospective purchasers of the auction property are responsible for conducting such due diligence of their own as they consider appropriate, prior to bidding at the auction sale. All information contained within this Property Information Packet was derived from reliable sources and is believed to be correct, but is not guaranteed. Buyers shall rely entirely on their own judgment and inspection. Announcements from the Auction Block will take precedence over any previously printed material or any other oral statements made.
3 MEMORANDUM OF MORTGAGEE'S SALE OF REAL ESTATE By virtue and in execution of the POWER OF SALE contained in a certain Mortgage given by Scott Loura to Mansfield Co-operative Bank, (the "Seller") dated April 18, 26 and recorded in the Bristol County North District Registry of Deeds on April 24, 26 at 12:46 p.m. in Book 1583 at Page 72, of which mortgage the undersigned is the present holder, for breach of the conditions of said mortgage and for the purpose of foreclosing the same sold at Public Auction by JJ Manning Auctioneers, Auctioneer to (the "Buyer") at Mansfield, Bristol County, Massachusetts on the 16 th day of December, 214 on the premises described in said Mortgage, all and singular the premises described in said Mortgage. To wit: THE land in Mansfield, Bristol County, Massachusetts, situate on the southerly side of Cottage Street, being lot number 17 as shown on a plan drawn by Howard Perkins for Harriet B. Otis, August 1, 1874, bounded and described as follows: BEGINNING at the southwest corner of said lot number 17, which corner is the northwest corner of other land of Katherine F. Welch, et ali, being lot number 25 on said plan; thence running NORTHERLY along the line of lot number 18 as shown on said plan, 1 feet to the southerly line of Cottage Street (formerly called Walnut Street); thence EASTERLY by the southerly line of said Cottage Street, 85 feet to lot number 16 as shown on aid plan; thence SOUTHERLY by lot number 16 as shown on said plan, 1 feet to other land of Katherine F. Welch, et ali, which is lot number 25 as shown on said plan; thence WESTERLY along the line of said lot number 25 of said Welch, et ali, 85 feet to the point of beginning. BEING the same premises conveyed to this Mortgagor by deed of Fannie Ann Christopoulos dated January 25, 1999 recorded in Bristol County Northern District Registry of Deeds in Book 882, Page 131. Said premises will be sold subject to any and all valid superior or prior liens on the said premises, including liens, encumbrances, attachments, levies, unpaid taxes, mortgages, easements, rights-of-way, occupancies, leases, municipal charges or other defects of title, federal, state, district and municipal taxes, liens and assessments and rights of redemption under applicable law, and will
4 be conveyed subject to any of the above and shall, notwithstanding this sale, constitute valid superior prior liens or encumbrances thereon after said sale. Said premises is to be conveyed to the Buyer by a good and sufficient deed conveying all of the Seller's right, title, and interest in and to said premises and subject to any and all encumbrances as set forth above and including all zoning laws or regulations insofar as now in force and applicable and affect the said premises or rights of present occupants, if any, of said premises. Purchase Price for said Premises is the total sum of $ of which $5,. Dollars has been paid this day in cash or by certified or bank check payable to the order of the Seller, and the balance is to be paid in cash or by bank or certified check payable to the order of the Seller at the time and place of closing, together with all costs of transfer, including recording fees and documentary stamps, whereupon Seller shall obtain final approval of the deed to said premises and deliver the same to Buyer. The additional terms of sale attached hereto as Exhibit "A", which additional terms of sale were read prior to the auction of the within premises, are hereby incorporated by reference and made a part of this Memorandum of Sale. The balance of the Purchase Price in the amount of $, together with all costs of transfer, including recording fees and documentary stamps, shall be due and payable on or before at the offices of Seller's counsel, Wynn & Wynn, P.C., 9 New State Highway, Raynham, Massachusetts and upon tender of payment of said Purchase Price the Seller hereby agrees to deliver the Deed to said premises. IT IS AGREED THAT TIME IS OF THE ESSENCE OF THIS AGREEMENT. The acceptance of Seller's Deed by the Buyer shall be deemed to be of full performance and discharge of all of the obligations of the Seller hereunder. The Buyer acknowledges that the Seller has made no representations or warranties to the Buyer in connection with said premises, whether express or implied, and has made no agreements with the Buyer except such as are contained herein. The premises are sold in an "as is" basis and condition. -2-
5 If the Seller shall be unable to give title or to make conveyance of said premises as herein agreed, in such events, any payments made under this Agreement shall be refunded to the Buyer and all other obligations of the parties hereto shall cease and this agreement shall be void and without recourse to the parties hereto; unless the Seller elects to use reasonable efforts to give such title or make such conveyance, in which event the Seller shall give written notice to the Buyer at or before the time for performance hereunder, and thereupon the time for performance shall be extended for a period of sixty (6) days. This Agreement, executed in duplicate, is to be construed as a Massachusetts contract, is to take effect as a sealed instrument, sets forth the entire contract between the parties, is binding upon and inures to the benefit of the parties hereto and their respective heirs, executors, successors and assigns, and may be cancelled, modified or amended only by a written instrument executed by both the Seller and the Buyer. If two (2) or more persons are named herein as Buyer, their obligations hereunder shall be joint and several. IN WITNESS WHEREOF, the parties hereunto set their hands and seals as of the date first above written. MANSFIELD CO-OPERATIVE BANK By: Raymond C. Pelote, Esquire Wynn & Wynn, P.C. BUYER: AUCTIONEER: jj Manning Auctioneers By: -3-
6 EXHIBIT "A" TERMS TO BE ANNOUNCED AT AUCTION 1. Successful bidder will be required to execute a memorandum of this sale which memorandum evidences the successful bidder's obligation to purchase the premises for the bid amount. 2. If the successful bidder does not close on the sale and tender the balance of the bid price within the scheduled time for closing which is in or within thirty (3) days from the date hereof, the bidder will forfeit his/her deposit. Time is of the essence of this agreement. 3. The Mortgagee will agree to convey the auctioned property by a standard foreclosure deed. 4. At the closing of this sale, no adjustments or credits will be made for taxes, assessments, betterments or other municipal charges. The Mortgagee has obtained from the Town of Mansfield a current municipal lien certificate, which, according to the records of the Town of Mansfield, set forth the status of outstanding real estate taxes and other municipal charges. We make no representation or warranty with respect to the accuracy of the information provided in these lien certificates. 5. The Mortgagee makes no representations or warranties to the successful bidder in connection with these premises whether expressed or implied and will make no agreements with the successful bidder except such as are announced today and contained in the memorandum of this sale to be executed by the successful bidder. The premises are sold in an "as is" basis and condition. 6. The Mortgagee makes no representations or warranties to the successful bidder as to the compliance of the premises with any federal, state or local laws and regulations, including those relating to environmental, health, sanitation, zoning, rent control or safety laws and regulations. 7. The Mortgagee reserves the right to accept the bid of the second highest bidder should the highest bidder not perform in accordance with the terms of his/her bid. -4-
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10 Property Location: 49 COTTAGE ST MAP ID:24/ 23/ / / Bldg Name: State Use:11 Vision ID: 3163 Account #3163 Bldg #: 1 of 1 Sec #: 1 of 1 Card 1 of 1 Print Date:1/25/214 1:21 CURRENT OWNER TOPO. UTILITIES STRT./ROAD LOCATION CURRENT ASSESSMENT LOURA SCOTT 1 Level 2 Water 1 Paved Description Code Appraised Value Assessed Value RESIDNTL ,9 189, COTTAGE ST RES LAND ,6 125,6 MANSFIELD, MA MANSFIELD, MA 248 Additional Owners: Other ID: 3 Sewer 7 Electricity SUPPLEMENTAL DATA VISION CENSUS PS Addnl Lots con't MAP_PAR_ID GIS ID: ASSOC PID# Total 315,5 315,5 RECORD OF OWNERSHIP BK-VOL/PAGE SALE DATE q/u v/i SALE PRICE V.C. PREVIOUS ASSESSMENTS (HISTORY) LOURA SCOTT 882/131 1/25/1999 Yr. Code Assessed Value Yr. Code Assessed Value Yr. Code Assessed Value , , , , , ,6 Total: 321,5 Total: 321,5 Total: 321,5 EXEMPTIONS OTHER ASSESSMENTS This signature acknowledges a visit by a Data Collector or Assessor Year Type Description Amount Code Description Number Amount Comm. Int. APPRAISED VALUE SUMMARY BROWN NBHD/ SUB 5/A Total: ASSESSING NEIGHBORHOOD NBHD NAME STREET INDEX NAME TRACING BATCH NOTES Appraised Bldg. Value (Card) Appraised XF (B) Value (Bldg) Appraised OB (L) Value (Bldg) Appraised Land Value (Bldg) Special Land Value Total Appraised Parcel Value Valuation Method: 189,9 125,6 315,5 C Adjustment: Net Total Appraised Parcel Value 315,5 BUILDING PERMIT RECORD VISIT/ CHANGE HISTORY Permit ID Issue Date Type Description Amount Insp. Date % Comp. Date Comp. Comments Date Type IS ID Cd. Purpose/Result 757 4/23/23 RS Residential 3, 6/1/24 1 4/28/25 ADD 2ND FLR 27X35 9/4/213 7/16/213 4/26/21 4/25/25 5/19/23 PP DC DM NLH RB Measur/Int Refusal No inf Field Review Field Review Measur/New UC Under Co Measur+1Visit B # 1 Use Use Code Description 11 SINGLE FAM Zone D Frontage Depth Units 8,5 SF LAND LINE VALUATION SECTION Unit I. Acre C. ST. Price Factor S.A. Disc Factor Idx Adj Notes- Adj Special Pricing Adj. Unit Price Land Value 125,6 Total Card Land Units:.2 AC Parcel Total Land Area:.2 AC Total Land Value: 125,6
11 Ttl. Gross Liv/Lease Area: 1,658 2,96 1, ,927 Property Location: 49 COTTAGE ST MAP ID:24/ 23/ / / Vision ID: 3163 Account #3163 CONSTRUCTION DETAIL Element Cd. Ch. Description Style Model Grade Stories Occupancy Exterior Wall 1 Exterior Wall 2 Roof Structure Roof Cover Interior Wall 1 Interior Wall 2 Interior Flr 1 Interior Flr 2 Heat Fuel Heat Type AC Type Total Bedrooms Total Bthrms Total Half Baths Total Xtra Fixtrs Total Rooms Bath Style Kitchen Style Code 3 Colonial 1 Residential 4 Average Vinyl Siding 3 Gable/Hip 3 Asph/F Gls/Cmp 5 Drywall/Plaste 5 Vinyl/Asphalt 14 3 Carpet Gas/Oil 4 Forced Air-Duc 3 Central 3 3 Bedrooms Rooms 2 Average 2 Average MIXED USE Description SINGLE FAM OB-OUTBUILDING & YARD ITEMS(L) / XF-BUILDING EXTRA FEATURES(B) Description Sub Sub Descript L/B Units Unit Price Yr Gde Dp Rt Cnd %Cnd Apr Value Bldg Name: State Use:11 Bldg #: 1 of 1 Sec #: 1 of 1 Card 1 of 1 Print Date:1/25/214 1:21 CONSTRUCTION DETAIL (CONTINUED) Element Cd. Ch. Description Code 11 Percentage 1 COST/MARKET VALUATION Adj. Base Rate: Section. RCN: 195,527 Net Other Adj: 4,4. Replace Cost 199,927 AYB 23 EYB 28 Dep Code A Remodel Rating Year Remodeled Dep % 5 Functional Obslnc External Obslnc Cost Trend Factor Condition % Complete Overall % Cond Apprais Val Dep % Ovr Dep Ovr Comment Misc Imp Ovr Misc Imp Ovr Comment Cost to Cure Ovr Cost to Cure Ovr Comment ,9 FUS FOP F.9 BAS UBM WDK 12 FUS 2WDK BAS Code BAS F.9 FOP FUS UBM WDK BUILDING SUB-AREA SUMMARY SECTION Description Living Area Gross Area Eff. Area First Floor Fin.9 Stry Porch, Open, Finished 32 6 Upper Story, Finished Basement, Unfinished Deck, Wood Unit Cost Undeprec. Value , , , , ,29
12 THANK YOU FOR REVIEWING THE ENTIRE PROPERTY INFORMATION PACKAGE. WE LOOK FORWARD TO SEEING YOU AT THE AUCTION. IF YOU HAVE ANY QUESTIONS PLEASE DON T HESITATE TO CONTACT US. Justin Manning, CAI, AARE President Phone: Fax: Web: auctions@jjmanning.com Let JJManning Auction your Valuable Real Estate Hard Hitting Marketing Competition Contingency Free Closings JJManning Auctioneers specializes in the accelerated marketing of residential and commercial real estate. We work with progressive sellers and real estate brokers to offer dynamic and award winning marketing solutions. Call or Visit for a Free Consultation!
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