Mortgagee s Sale of Real Estate at Auction

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1 RPROPERTY INFORMATION PACKAGE Thank you for your interest in the Auction. We have compiled the following Property Information to assist you in your research. Please understand that this package is for informational purposes only. Most of the information contained herein has been obtained from public sources and our client. Although the information is believed to be accurate, bidders must verify, on their own behalf, all information. No representations or warranties are made with respect to the accuracy or validity of the information in this package. We strongly suggest that you do your own research with regard to the property. Mortgagee s Sale of Real Estate at Auction To be sold on the premises 36 Sunnyside Park, Saugus, Ma Monday, September 30, :00 AM AMG Reference #: 1328 If you would like to view our Auction Handbook, go to or call to receive a copy by mail. If we can be of further assistance, please feel free to call our offices at any time

2 PROPERTY INFORMATION SHEET No warranty or representation is made concerning the accuracy of the following information. Property Address: Recorded at: 36 Sunnyside Park, Saugus, Ma Essex County Southern District Registry of Deeds, Book 25295, Page 385 Auction Date: September 30, 2013 Auction Time: Mortgage Position: Land Area: Building Area: Zoning: 10:00 AM First Mortgage Lien 5,663± SF 1,120± SF G Taxes: $3,021.91±, FY 2013 Assessed Value: $267,900.00± Heating: Forced Air/Gas Year Built: 1941± Features: Directions: Six room cape with 3 bedrooms, fireplace, 2 full baths, hot water heat by gas, 1,120± SF on 5,663± SF corner lot. Lincoln Ave to Sunnyside Park. Terms: A $5,000 deposit will be required to be paid by certified check or in cash by the purchaser at the time and place of sale and the balance to be paid in cash, certified check or bank check within 30 days at the office of Kevin M. David, Esquire, 271 Greenwood Street, P.O. Box 70505, Worcester, MA Other terms to be announced at the sale. Other terms to be announced at the sale. Not a representation or warranty by the auctioneer, mortgagee or their attorney. Auctioneer not responsible for errors or omissions. Auction Marketing Group amg1000@cs.com PO Box 107 Phone: (508) Shrewsbury, MA Fax: (508)

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4 36 Sunnyside Park, Saugus, MA - Google Maps 1 of 1 9/19/2013 2:20 PM Address 36 Sunnyside Park Saugus, MA 01906

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6 pinergy - Assessment and Sales Report mlspin.com/tools/publicrecord/view.asp?uid= &id=... 1 of 2 9/3/2013 4:40 PM Assessment and Sales Report Location & Ownership Information Address: 36 Sunnyside Park, Saugus, MA Map Ref.: M:005-G B:0001 L:0002 Zoning: G Owner 1: Frederick J Nuzzo Owner 2: Jeannie Nuzzo Owner Address: 36 Sunnyside Park,Saugus, MA Property Information Use: 1-Family Residence Style: Cape-Cod Levels: 2 Lot Size: 0.13 Acres (5663 sqft.) Year Built: 1941 Total Area: 1120 sqft. Total Rooms: 6 Living Area: 1120 sqft. Bedrooms: 3 First Floor Area: 0 sqft. Full Baths: 2 Addl Floor Area: 0 sqft. Half Baths: 0 Attic Area: 0 sqft. Roof Type: Gable Finished Basement: 0 sqft. Heat Type: Forced Hot Water Basement: 0 sqft. Fuel Type: Natural Gas Basement Type: Full Exterior: Aluminum Vinyl Attached Garage: 0 Foundation: Other Garage: 0 Air Conditioned: No Fireplaces: 1 Condition: Good Assessment Information Last Sale Date: 11/1/2006 Last Sale Price: $290,000 Last Sale Book: Last Sale Page: 361 Map Ref.: M:005-G B:0001 L:0002 Tax Rate (Res): Land Value: $155,200 Tax Rate (Comm): 24.9 Building Value: $112,700 Tax Rate (Ind): 24.9 Misc Improvements: $0 Fiscal Year: 2013 Total Value: $267,900 Estimated Tax: $3, Sales History Recent Sale #1 Sale Price: $290,000 Sale Date: 11/1/2006 Buyer Name: Bernardo Dambrosio Seller Name: Christine M Borick Lender Name: Ne Moves Mortgage Co Mortgage Amount: $232,000 Sale Book: Sale Page: 361 Recent Sale #2 Sale Price: $134,100 Sale Date: 10/15/1999 Buyer Name: Jeanette Nuzzo Seller Name: Peoples Heritage Mtg Lender Name: Mortgage Amount: $0 Sale Book: Sale Page: 158 Mortgage History Recent Mortgage #1 Buyer Name: Frederick J Nuzzo Lender Name: Saugus Federal Cu Mortgage Amount: $92,000 Mortgage Date: 1/19/2006

7 pinergy - Assessment and Sales Report mlspin.com/tools/publicrecord/view.asp?uid= &id=... 2 of 2 9/3/2013 4:40 PM Mortgage Book: Mortgage Page: 385 Recent Mortgage #2 Buyer Name: Frederick J Nuzzo Lender Name: Saugus Federal Cu Mortgage Amount: $45,000 Mortgage Date: 3/30/2005 Mortgage Book: Mortgage Page: 20 Recent Mortgage #3 Buyer Name: Frederick J Nuzzo Lender Name: East Boston Svgs Bk Mortgage Amount: $180,000 Mortgage Date: 5/28/2002 Mortgage Book: Mortgage Page: 106 Recent Mortgage #4 Buyer Name: Frederick J Nuzzo Lender Name: Saugus Cu Mortgage Amount: $11,434 Mortgage Date: 11/29/2000 Mortgage Book: Mortgage Page: 25 Recent Mortgage #5 Buyer Name: Frederick J Nuzzo Jr Lender Name: Saugus Cu Mortgage Amount: $119,000 Mortgage Date: 10/15/1999 Mortgage Book: Mortgage Page: 163 Recent Mortgage #6 Buyer Name: Eugene F Gray Lender Name: Misc Mortgage Co Mortgage Amount: $30,000 Mortgage Date: 11/29/1994 Mortgage Book: Mortgage Page: 424 The information in the Public Record is set forth verbatim as received by MLS PIN from third parties, without verification or change. MLS PIN is not responsible for the accuracy or completeness of this information.

8 MORTGAGEE'S SALE OF REAL ESTATE 36 Sunnyside Park Saugus, MA By virtue and in execution of the Power of Sale contained in a certain mortgage given by Frederick J. Nuzzo, Jr. and Jeanette B. Nuzzo aka Jeannie B. Nuzzo to the Webster First Federal Credit Union as successor by Merger with Saugus Federal Credit Union dated January 12, 2006 and recorded in Essex County Southern District Registry of Deeds in Book , of which mortgage the undersigned is the present holder for breaching conditions of said mortgage and for the purpose of foreclosing, the same will be sold at Public Auction, on the premises described in said mortgage on the 30 th day of September, 2013 at 10:00 A.M. at the mortgaged premises 36 Sunnyside Park, Saugus, Massachusetts, all and singular, the premises conveyed by said mortgage, and therein described as follows: The land in Saugus, Essex County, MA, with the buildings thereon, being shown as Lot #28 on plan entitled Subdivision of Land in Saugus, Mass. Owned by Brolio Realty Trust, dated August 1941, Otis W. McIntosh, C.E., recorded with Essex South Registry of Deeds, Plan Book 73, Plan 47 bounded as follows: Southeasterly by Curtis Road, feet; Southerly by the junction of said Curtis Road and Sunnyside Park by a curved line, feet; Southwesterly by Sunnyside Park, feet; Northwesterly by Lot 16 on said plan, 60 feet; Northeasterly by Lot 27 on said plan, 100 feet. Containing 5,820 square feet of land according to said plan. For title deed, see Book The said premises will be sold subject to and with the benefit of all restrictions, easements, improvements, outstanding tax titles, mortgages, liens, rights of tenants and parties in possession, unpaid taxes, municipal liens and other public taxes, assessments or liens, having priority over the mortgage described herein, if any and subject to a mortgage to East Boston Savings Bank in the amount of $180, dated 5/9/2002 and recorded in Essex South Registry in Book and to MERS, as nominee for Countrywide Home Loans,Inc in the amount of $205, and recorded in same registry in Book as affected by Assignment of Mortgage to Bank of America,NA successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP dated 12/5/2011 and recorded in Essex South Registry in Book The above described lot is sold subject to the requirements of the Title V standards for subsurface sewerage disposal system 310CMR et al. The Mortgagee reserves the right to postpone the sale to a later date by public proclamation at the time and date appointed for the sale and to further postpone at any adjourned sale date by public proclamation at the time and date appointed for the adjourned sale date. In the event that the successful bidder at the foreclosure sale shall default in purchasing the within described property according to the terms of the Notice of Sale and/or the terms of the Memorandum of Sale agreement executed at the time of the foreclosure, the Mortgagee reserves the right to sell the property by Foreclosure Deed to the second highest bidder provided that the second highest bidder shall deposit with the mortgagee's attorney the amount of the required deposit as set forth herein within three (3) working days after written notice of default of the previous highest bidder, and the balance of the sale price shall be paid by certified or bank check by the purchaser, and the deed shall be delivered to said second highest bidder, within twenty-nine (29) days of such notice. TERMS OF SALE: Five Thousand and 00/100ths ($5,000.00) dollars will be required to be paid by certified check or in cash by the purchaser at the time and place of sale and the balance to be paid in cash, certified check or bank check within thirty (30) days at the office of Kevin M. David, Esquire, 271 Greenwood Street, P.O. Box 70505, Worcester, Massachusetts Other terms to be announced at the sale. WEBSTER FIRST FEDERAL CREDIT UNION Present Holder of Said Mortgage By Its Attorney, Kevin M. David 271 Greenwood Street P.O. Box Worcester, MA Dated: September 11, 2013, September 18, 2013 and September 25, 2013