PROPERTY INFORMATION PACKAGE #

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1 PROPERTY INFORMATION PACKAGE # Mortgagee s Foreclosure AUCTION 1,664+/- sf, 3 Bedroom, 2 Bath Colonial Home on.46+/- ac. 127 AUDREY S LN., MARSTONS MILLS, MA Thursday, September 20 at 11:00am On-site MA Co. Lic. #3184

2 AUCTIONEER S DISCLAIMER The following information is provided to you as a matter of convenience only, and no representation or warranty, expressed or implied, is made as to its accuracy or completeness. Prospective purchasers of the auction property are responsible for conducting such due diligence of their own as they consider appropriate, prior to bidding at the auction sale. All information contained within this Property Information Packet was derived from reliable sources and is believed to be correct, but is not guaranteed. Buyers shall rely entirely on their own judgment and inspection. Announcements from the Auction Block will take precedence over any previously printed material or any other oral statements made.

3 NOTICE OF MORTGAGEE'S SALE OF REAL ESTATE By virtue and in execution of the Power of Sale contained in a certain mortgage of real estate given by JEFFREY N. CARPENTER AND MARY JANE CARPENTER to the CAPE COD COOPERATIVE BANK, a Massachusetts banking corporation, having its principal place of business in Barnstable (Hyannis), Barnstable County, Massachusetts, dated October 22, 2004, and recorded on October 26, 2004, in Barnstable County Registry of Deeds in Book 19175, Page 29, of which mortgage the undersigned is the present holder, for breach of the conditions of said mortgage and for the purpose of foreclosing, the same will be sold at Public Auction at 11:00 O'Clock A.M. on THURSDAY, September 20, 2018 on the premises situated at 127 AUDREYS LANE, BARNSTABLE (MARSTONS MILLS), BARNSTABLE COUNTY, MASSACHUSETTS, said premises all and singular the premises described in said mortgage, to wit: The land with the buildings thereon, situated in Barnstable (Marstons Mills), Barnstable County, Massachusetts, more particularly described as follows: Being shown as LOT 42 on a plan of land entitled: Wakeby Estates, Subdivision Plan of Land in Barnstable as surveyed for Green Pond Realty Trust dated May 1, 1973, by Down Cape Engineering, Route 6A, Eat Brewster, Massachusetts, which said plan is recorded with Barnstable County Registry of Deeds in Plan Book 272, Page 92. For title see deed recorded with Barnstable County Registry of Deeds in Book 9703, Page 188. Premises to be sold and conveyed subject to and with the benefit of all rights, rights of way, restrictions, easements, covenants, liens or claims in the nature of liens, improvements, public assessments, any and all unpaid taxes, tax titles, tax liens, water and sewer liens and any other municipal assessments or liens or existing encumbrances of record which are in force and are applicable, having priority over said mortgage, whether or not reference to such restrictions, easements, improvements, liens or encumbrances is made in the deed. TERMS OF THE SALE: A deposit of Five Thousand Dollars ($5,000.00) by certified or bank check will be required to be paid by the purchaser at the time and place of sale. The balance is to be paid by certified or bank check at Crowell Law Office, P.C., 99 Willow Street, Suite 1, Yarmouth Port, MA 02675, within forty five (45) days from the date of sale. Deed will be provided to purchaser for recording upon receipt in full of the purchase price. In the event of an error in this publication, the description of the premises contained in said mortgage shall control. Other terms, if any, to be announced at the time of the sale. CAPE COD COOPERATIVE BANK, present holder of said mortgage by Anne P. Tangen, its Senior Vice President. For further authority for said sale see Order of the Superior Court in and for the County of Barnstable entered July 30, 2018, in Civil Action No. 18CV Samuel H. Crowell, Attorney at Law, attorney for the Plaintiff, 99 Willow Street, Suite 1, Yarmouth Port, MA 02675

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7

8 Legend Road Names 1, Map printed on: 8/7/ Approx. Scale: 1 inch = 83 feet Feet 167 This map is for illustration purposes only. It is not adequate for legal boundary determination or regulatory interpretation. This map does not represent an on-the-ground survey. It may be generalized, may not reflect current conditions, and may contain cartographic errors or omissions. Parcel lines shown on this map are only graphic representations of Assessor s tax parcels. They are not true property boundaries and do not represent accurate relationships to physical objects on the map such as building locations. Town of Barnstable GIS Unit 367 Main Street, Hyannis, MA gis@town.barnstable.ma.us

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11 1,664± sf. 3 Bedroom, 2 Bath Home.46± Acres in Wakeby Estates on Cape Cod 127 Audreys Lane, Marstons Mills (Barnstable), MA 6 Buzzards Bay Mashpee Commons Nantucket Sound Pictometry.com AUCTION: Thursday, September 20 at 11am On-site Conveniently located within 5± miles of Mashpee Commons shopping & restaurants, world class golf, ocean beaches on Nantucket Sound, freshwater swimming in Wakeby & Mashpee Ponds, over 1,000 acres of open space including the Ryder Conservation Area & Lowell Holly Reservation with easy access to Routes 6, 28, 130 & 149 Parcel ID: Zoning: RF Site: 20,000± sf. with 125± ft. of frontage, 120± sf. shed Terms of Sale: $5,000 deposit by certified or bank check at this Mortgagee s Foreclosure Auction. Balance in 45 days. Other terms, if any, announced at the sale. All information derived from reliable sources believed correct, but not guaranteed. Buyers shall rely entirely on their own judgment and inspection. Announcements from the Auction Block take precedence over any previously printed material or any other oral statements made. JJManning Auctioneers is acting exclusively on behalf of Seller in this transaction. Home: 2-story Garrison built in 1986 with full unfinished basement, attic & 3 decks HVAC: Gas-fired hot air, central a/c Sewer: Private septic Water: Town Property Information & Full Terms at: Old King s Hwy, Yarmouth Port, MA MA Auc Lic 3184 MA Broker Lic 5850 Bro 1647 Ref

12 Appraisal Company of Cape Cod, Inc. (508) D Exterior-Only Inspection Residential Appraisal Report File # D SUBJECT The purpose of this summary appraisal report is to provide the lender/client with an accurate, and adequately supported, opinion of the market value of the subject property. Property Address 127 Audreys Ln City Marstons Mills State MA Zip Code Borrower Carpenter, Jeffrey N. & Mary Jane Owner of Public Record Same County Barnstable Legal Description Book 9703 Page188, Barnstable Registry of Deeds Assessor's Parcel # Tax Year 2018 R.E. Taxes $ 2,587 Neighborhood Name Marstons Mills Map Reference Census Tract Occupant Owner Tenant Vacant Special Assessments $ 0 PUD HOA $ 0 per year per month Property Rights Appraised Fee Simple Leasehold Other (describe) Assignment Type Purchase Transaction Refinance Transaction Other (describe) Market Value Lender/Client Address 25 Benjamin Franklin WayHyannis, MA Cape Cod Cooperative Bank Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? No Report data source(s) used, offering price(s), and date(s). CCIMLS CONTRACT I did performed. did not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the analysis was not Contract Price $ Date of Contract Is the property seller the owner of public record? No Data Source(s) Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on behalf of the borrower? If, report the total dollar amount and describe the items to be paid. NEIGHBORHOOD Note: Race and the racial composition of the neighborhood are not appraisal factors. One-Unit Housing Trends Neighborhood Characteristics Location Urban Built-Up Over 75% Growth Rapid Neighborhood Boundaries Suburban 25-75% Stable Rural Under 25% Slow Property Values Demand/Supply Marketing Time Increasing Shortage Under 3 mths Stable In Balance 3-6 mths One-Unit Housing Declining Over Supply Over 6 mths PRICE $ (000) SITE AGE (yrs) No Present Land Use % 90 % One-Unit 2-4 Unit Multi-Family Commercial Other % % 270 Low 2 The subject is bound by Race Lane to the north, Route 28 to the south, Route 380 High % % 149 to the east and the town of Sandwich to the west. 335 Pred. 35 Neighborhood Description The subject neighborhood is located in Marstons Mills, a village of Barnstable, with convenient access to Routes 149, 130 and Route 28. Loop Beach(Cotuit) is a short driving distance from the subject. Shopping conveniences are also within closeness to the subject. The commercial use is nearby is mostly retail. The commercial use is not adverse to marketability. Market Conditions (including support for the above conclusions) Refer to addendum Dimensions 125FFx160x125x160 Area sf Shape Rectangular Specific Zoning Classification RF (rpod) Zoning Description 87,120 SF, 150 FF Zoning Compliance Legal Legal Nonconforming (Grandfathered Use) No Zoning Illegal (describe) See addendum Is the highest and best use of subject property as improved (or as proposed per plans and specifications) the present use? IMPROVEMENTS View N;Res; No If No, describe Off-site Improvements - Type Public Private Utilities Public Other (describe) Public Other (describe) Street Asphalt Water Electricity Alley None Gas Sanitary Sewer Ind.-Private FEMA Special Flood Hazard Area No FEMA Flood Zone X FEMA Map # 25001C0537J FEMA Map Date 07/16/2014 Are the utilities and off-site improvements typical for the market area? No If No, describe Are there any adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc.)? No If, describe This site is typical in appeal and appearance for the area. The site is mostly level. Private septics are common on Cape Cod and are not a detriment to value. The subject is on a private street. Private streets are common in Marstons Mills and they aren't adverse to marketability. The street is well maintained and provides sufficient access for emergency vehicles. Source(s) Used for Physical Characteristics of Property Appraisal Files MLS Assessment and Tax Records Prior Inspection Property Owner Other (describe) Exterior inspection from street Data Source for Gross Living Area Assessors General Description General Description Heating/Cooling Amenities Car Storage Units One One with Accessory Unit Concrete Slab Crawl Space FWA HWBB Fireplace(s) # None 0 # of Stories Full Basement Finished Radiant Woodstove(s) # 0 Driveway # of Cars 2 2 Type Det. Att. S-Det./End Unit Partial Basement Finished Other Patio/Deck 2 Deck Driveway Surface Asphalt Existing Proposed Under Const. Exterior Walls Porch None Garage # of Cars Wood Shingle Fuel Gas 0 Design (Style) Roof Surface Central Air Conditioning Pool None Carport # of Cars Colonial Asphalt 0 Year Built Gutters & Downspouts Aluminum Individual Fence None Attached Detached 1986 Effective Age (Yrs) 15 Window Type Other Other Shed Built-in Doublehung Appliances Refrigerator Range/Oven Dishwasher Disposal Microwave Washer/Dryer Other (describe) Finished area above grade contains: 6 Rooms 3 Bedrooms 2.0 Bath(s) 1,664 Square Feet of Gross Living Area Above Grade Additional features (special energy efficient items, etc.) The appraiser estimated that the subject kitchen has a stove and refrigerator. Describe the condition of the property and data source(s) (including apparent needed repairs, deterioration, renovations, remodeling, etc.). C3;The subject is in average condition based on the exterior inspection from the street. Are there any apparent physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property? If, describe. Does the property generally conform to the neighborhood (functional utility, style, condition, use, construction, etc.)? Freddie Mac Form 2055 March 2005 UAD Version 9/2011 Page 1 of 6 Form 2055UAD - "TOTAL" appraisal software by a la mode, inc ALAMODE No No If No, describe. Fannie Mae Form 2055 March 2005

13 Subject Photo Page Borrower/Client Property Address City Client Carpenter, Jeffrey N. & Mary Jane 127 Audreys Ln Marstons Mills Cape Cod Cooperative Bank County Barnstable State MA Zip Code Subject Front 127 Audreys Ln Sales Price Gross Living Area Total Rooms Total Bedrooms Total Bathrooms Location View Site Quality Age 1, N;Res; N;Res; sf Q3 32 Subject Rear Subject Street Form PIC3X5.SR - "TOTAL" appraisal software by a la mode, inc ALAMODE

14 Aerial Map Borrower/Client Property Address City Client Carpenter, Jeffrey N. & Mary Jane 127 Audreys Ln Marstons Mills Cape Cod Cooperative Bank County Barnstable State MA Form MAP.LOC - "TOTAL" appraisal software by a la mode, inc ALAMODE Zip Code 02648

15 Deed Plan Borrower/Client Property Address City Carpenter, Jeffrey N. & Mary Jane 127 Audreys Ln Marstons Mills County Barnstable State MA Zip Code Client Cape Cod Cooperative Bank Form MAP.PLAT - "TOTAL" appraisal software by a la mode, inc ALAMODE

16 THANK YOU FOR REVIEWING THE ENTIRE PROPERTY INFORMATION PACKAGE. WE LOOK FORWARD TO SEEING YOU AT THE AUCTION. IF YOU HAVE ANY QUESTIONS PLEASE DON T HESITATE TO CONTACT US. Justin Manning, CAI, AARE President Phone: Fax: Web: auctions@jjmanning.com Let JJManning Auction your Valuable Real Estate Marketing Experience Integrity Results JJManning Auctioneers specializes in the accelerated marketing of residential and commercial real estate. We work with progressive sellers and real estate brokers to offer dynamic and award winning marketing solutions. Call or Visit for a Free Consultation!