Predatory Lending Prevention Guide

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1 Predatory Lending Prevention Guide Fair Housing and Fair Lending Laws Rent Regulations (I) Rights and Benefits for Seniors and People with Disabilities (SCRIE)... 9 (SCHE) (HEAP) Rent Regulations (II) Tenants Rights and Responsibilities (I) i

2 Tenants Rights and Responsibilities (II) Landlords Rights and Responsibilities (II) Post 9-11 Issues between Landlords and Tenants Landlords Rights and Responsibilities (I) ii

3 Fair Housing and Fair Lending Laws 1

4 54 Canal Street, #2/F, New York, NY (212)

5 Rent Regulations (I) 3

6 DHCR (DHCR) DHCR DHCR DHCR (DHCR) 4

7 (overcharge) RA 81 RA 84 5

8 Rent Regulations (II) (MCI) 6

9 7

10 (DHCR) 8

11 Rights and Benefits for Seniors and People with Disabilities $1,000 1/3 $333 $433 1/3 $333 1/3 (SCRIE) (HPD) (DHCR) (RGB) Mitchell-Lama $20,000 1/3 $20,000 (SCRIE) NYC Department for the Aging SCRIE 2 Lafayette Street, 6th Floor New York, NY (212) /3 $12,000 $433 9

12 1000 (212)442- SCRIE Administrative Appeal Unit New York City Department for the Aging 2 Lafayette Street, 6th Floor New York, NY

13 (SCHE) $2, $1, $28,900 NYC Department for the Aging HEAP Program : (212) Human Resources Administration Infoline (877) HRA-8411 (718) Arthur Avenue, Room 701, Bronx, NY (718) Joralemon Street, Room 200, Brooklyn, NY (212) (212) John Street, 13th Floor, New York, NY (718) th Avenue, 2nd Floor, Jamaica, NY (718) St. Mark's Place, Room 107, Staten Island, NY (HEAP) $ $ DFTA/HEAP 2 Lafayette Street, 16th Floor New York, NY Attention Fair Hearing Officer (New York State Department of Social Services) Energy Fair Hearing Section New York State Department of Social Services 40 North Pearl Street Albany, NY

14 $280,749 12

15 13

16 14

17 Tenants Rights and Responsibilities (I) B253 HP 15

18 RA 81 HHW 1 RA 84 RA 84 DHCR-Office of Rent Administration Gertz Plaza, Union Hall St. Jamaica, New York (Rent Reductions) 1/12 16

19 17 (The New York City Department of Housing Preservation and Development, HPD Division of Code Enforcement, DCE)

20 (Emergency Repair Program) 4800 (212) 960 (The New York State Division of Housing and Community Renewal, DHCR) HHW 1 RA 84 DHCR 212) (212) 976 (Emergency Fuel Assistance Program) (Emergency Service Bureau) (The New York State Public Service) (Housing Litigation Bureau, HLB) 18

21 Tenants Rights and Responsibilities (II) 19

22 Harassment) (Tenant Statement of Complaint(s) (overcharge) Law Department) (N.Y.C. Corporation Counsel of 20

23 21

24 22

25 Landlords Rights and Responsibilities (I) 23

26 24

27 (court costs) 25

28 26

29 Landlords Rights and Responsibilities (II) $15,000 (Zoning) (Certificate of Occupancy) 27

30 (718) (212)

31 (718) (New York City Department of Buildings) Queens Boulevard (718) Joralemon St. (718) Hudson St. (212) Arthur Ave. (718) Borough Hall (718)

32 (212) (718) (New York City Department of Buildings, DOB) walk-in walk-in (New York City Department of Housing Preservation and Development) walk-in (accessory kitchen) (Basement) (Cellar) Law) (Multiple Dwelling Building Code) (New York City SRO (Single Room Occupancy) 30

33 of Occupancy, CO) (Certificate (Zoning) (Certificate of Occupancy) 31

34 Post 9-11 Issues between Landlords and Tenants American Bar Association Disaster Legal Services, (866) , New York County Civil Court 111 Centre Street, New York, NY Kings County Civil Court 141 Livingston Street, Brooklyn, NY Queens County Civil Court Sutphin Boulevard, Jamaica, NY Bronx County Housing Court 1118 Grand Concourse, Bronx, NY Richmond County Civil Court 927 Castleton Avenue, Staten Island, NY New York State Bar Association (877) HELP-321, (518) , Legal Referral Service of the New York City and County Bar Associations (212) , (212)

35 (DHCR) Section 8 33

36 (DHPD) TIL TIL (declaratory judgement) (212) Mitchell-Lama Mitchell-Lama Mitchell-Lama 34

37 (FEMA) (TTY) (SBA) SBA $200,000 $40,000 (Safe Horizons) (Pier Worth Street (800) (800)

38 (IT-214) $ $ $ $ (800) TTY (888) (OTDA) (800) (TA) (HRA) (FA) (800) (212) Center Street /141 Worth Street, 25 Beaver Street, Pier 94 (54th & 12th) Cubicle A-15, 200 Old Country Road, Mineola, NY (SNA) (888) (IFG) HRA (888)

39 (HUD) (888) (National Servicing Center) (Safe Horizons) (212) Broadway, Suite 400W, New York, NY (212) (HA) 210 Joralemon Street, Room618, Brooklyn, New York (718) (FHA Disaster Relief) 37

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