VA MATRIX. Last Updated: June Property of Docutech, LLC Page 1 Version

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1 VA MATRIX Legal Disclaimer: This table was compiled for informational and reference purposes only. It does not constitute, nor should it be used as a substitute for, legal advice. No warranty, either expressed or implied, is attached in any regard to this table. reproduction, distribution, sharing, or modification of this table without the express written permission of an authorized agent of Docutech, LLC is prohibited. Last Updated: June 2018 Property of Docutech, LLC Page 1

2 Initial Disclosures Warranty of Completion of Construction Nearest Living Relative Federal Collection Policy Notice Counseling Checklist for Military Homebuyers Verification of VA Benefit-Related Indebtedness Certificate of Veteran Status a Certificate of Eligibility for VA Home Loan Benefits 47 New construction Property fully completed except for customer preference items and those improvements for which escrows are permitted 1 Handbook, Ch. 10, and 10.09; 38 C.F.R & VA Circ None 55 IRRRL home FHA Handbook Ch. 10, 10.8 and Ch. 9, This was originally part of 1802a and has the same loan and property requirements. 3 This was originally part of 1802a and has the same loan and property requirements. 4 Handbook, Ch m. 5 Handbook, Ch. 5, 6-a. Handbook, Ch. 6, 1- q and 2-c Handbook, Ch. 5, 2-f; 38 C.F.R (f)(2)(iii) Handbook, Ch. 4, 6- b Handbook, Ch. 2, 8- b Handbook, Ch. 2, 1- b; 38 C.F.R (a) a 1880 Property of Docutech, LLC Page 2

3 Debt Questionnaire 3963 VA Circ New Construction VA Circ ; 38 Subterranean Termite 3969 New Construction New Construction C.F.R (b) Soil Treatment Record Form NPCA-99b Subterranean Termite Soil Treatment 3970 New Construction New Construction VA Circ Form NPCA-99a Builder's Guarantee VA Amendment to Sales Contract (VA Amendatory Clause/Escape Clause Purchase VA Circ VA IRRRL Loan Comparison and Lender Certification Department of Veterans Affairs Financial Statement HUD/VA Addendum to Uniform Residential Loan Application VA IRRRL Net Tangible Benefit Form IRRRL (upon request) IRRRL home & Veteran s home IRRRL Handbook, Ch. 6, 1- q (5); 38 C.F.R (k) ch C.F.R (b); Handbook, Chs. 3, 5i; 5, 4-c & 5-b; 13.07; App. C 38 U.S.C.A. 3709(b); VA Circ Handbook, Ch. 6, 1-q (5) a None 6 Handbook, Ch m. 7 Handbook, Ch. 5, 5-a. Property of Docutech, LLC Page 3

4 Processing Application in Acquiring Specially Adapted Housing or Special Home Adaptation Grant Report and Certification of Loan Disbursement VA Loan Summary Sheet Request Pertaining to Military Records Verification of Employment HUD/VA Addendum to Uniform Residential Loan Application TBD Specially Adapted Housing (upon request) (upon request) 3981 & Veteran s home 8 VA Circ Handbook, Ch. 3, 5-i, Ch. 5, 4-j and 5-a, and Ch. 6, 2-c; 38 C.F.R Handbook, Ch. 5, 4-j and 5-a, and Ch. 6, 2-c Handbook ch. 2, 4.e 38 CFR (b) & (f) Handbook, Ch. 4, 2-e and Ch. 5, 4-c and VA Circ C.F.R (b); Handbook, Chs. 3, 5i; 5, 4-c & 5-b; 13.07; App. C VA Form SF a 8 Handbook, Ch. 5, 5-a. Property of Docutech, LLC Page 4

5 Underwriting Verification Closing Interest Rate Reduction Refinancing Worksheet HUD/VA Addendum to Uniform Residential Loan Application Verification of Employment 5535 IRRRL home & Veteran s home (upon request) Escrow Waiver 28 Warranty of Completion of Construction 47 New Construction New Construction Handbook, Ch. 3, 3-a 32 C.F.R (b); Handbook, Chs. 3, 5i; 5, 4-c & 5-b; 13.07; App. C 38 CFR (b) & (f) Handbook, Ch. 4, 2-e and Ch. 5, 4-c and VA Circ C.F.R (e); VA Servicing Guide Ch Handbook, Ch.10, and 10.09; 38 C.F.R & a 8497 None Handbook, Ch m. 10 Handbook, Ch. 5, 5-a. Property of Docutech, LLC Page 5

6 Report and Certification of Loan Disbursement Nearest Living Relative Federal Collection Policy Notice Lender Loan Quality Certification VA Loan Summary Sheet CABO Statement, Lead-Free Water Piping VA IRRRL Lender Certification 52 Handbook, Ch. 3, 5-i, Ch. 5, 4-j, Ch. 5, 5-a, and Ch. 6, 2-c; 38 C.F.R VA Circ VA Circ IRRRL home New Construction New Construction IRRRL home 14 Handbook, Ch.6, 1-q and 2-c Handbook, Ch. 4, 1- d ; 38 C.F.R (k)(2)(i) Handbook, Ch. 5, 4-j, Ch. 5, 5-a, and Ch. 6, 2-c Handbook, Ch. 10, Ch Handbook, Ch. 6, 1- q (11) 0503 Handbook, Ch. 4, 1-d(7) 0286 Handbook, Ch. 10, Ch Handbook, Ch. 6, 1-q (11) 11 This was originally part of 1802a and has the same loan and property requirements. 12 This was originally part of 1802a and has the same loan and property requirements. 13 Handbook, Ch m. 14 Handbook, Ch m. Property of Docutech, LLC Page 6

7 VA IRRRL Loan Comparison and Lender Certification Origination Statement Itemizing 801, 1101, and Borrower Credits Lender s Certification of Veteran Alive at Time of Closing VA Not Inspected Acknowledgment HUD/VA Addendum to Uniform Residential Loan Application VA Principal Reduction Disclosure VA IRRRL Net Tangible Benefit Form IRRRL home Purchase New Construction 3981 & Veteran s home 16 Handbook, Ch. 6, 1- q (5) VA Circ and VA Circ Handbook ch. 9, 7.b Handbook, Ch C.F.R (b); Handbook, Chs. 3, 5i; 5, 4-c & 5-b; 13.07; App. C Handbook, Ch. 6, 1-q (5) VA Circ and VA Circ Handbook ch. 9, 7.b Handbook, Ch a VA Circ None IRRRL 38 U.S.C.A. 3709(b); VA Circ None 15 Handbook, Ch m. 16 Handbook, Ch. 5, 5-a. Property of Docutech, LLC Page 7

8 Upon Request VA Compliance Inspection Report 5402 New Construction or Existing Construction with major alterations, improvements, or repairs 17 VA Loan Analysis 5533 Escrow Agreement for Postponed Improvements Manufactured Home Warranty (Limited Warranty) VA Determination of Loan Guaranty Eligibility Determination of Reasonable Value Nonsupervised Lender's Nomination and Recommendation of Credit Underwriter Property with Exterior Onsite Improvements New Manufactured Home Handbook Ch. 14, Handbook, Ch. 1, 6- a; see 38 C.F.R (f)(8) & (12) Handbook, Ch. 5, 6- b Handbook Ch. 13, 13.06; 38 C.F.R ; VA Circ Handbook, Ch. 2, 3.b; 38 C.F.R (l)(1) Handbook, Ch. 10, 10.11; 38 C.F.R Handbook, Ch. 1, 4-a a 17 Handbook, Ch. 14, Overview C.F.R ; VA Circ Property of Docutech, LLC Page 8

9 VA Equal Opportunity Lender Certification Acceptance of Changes in Approved Drawings and Specifications Construction Condo Handbook, Ch. 1, 2- a; 38 C.F.R Handbook Ch. 14, 14.07; 38 C.F.R & Property of Docutech, LLC Page 9