Checklist for Agreement of Sale Folders Blue Folder
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1 Checklist for Agreement of Sale Folders Blue Folder Sales Associate: ANN MCGUIRE cell (215) License RS Federal and State Required Agreement of Sale Mortgage Pre-approval Escrow Check Copy of Check in AOS Buyer s Closing Costs Buyers Financial Information Cooperating Broker Compensation Letter Deposit Money Notice Seller s Property Disclosure Statement Appraisal Contingency Consumer Notice Buyer Agency Contract Addendum to Disclosure Notice to Buyers Time Is of The Essence MLS Sheet & Comps Provided Mortgage Acknowledgement Form For Your Protection Get a Home Inspection Affiliated Business Disclosure Agreement Conveyancing Domestic Relations Buyer Services Guarantee Home Protection Plan Mold Disclosure Lead Disclosure Commission Disbursement Form Completed Transaction Folder If Applicable Other Home Sale Contingency Lead Paint Addendum (pre-1978) Short Sale Disclosure Addendum FHA / VA Forms Attorney Review Addendum FSBO Broker Fee Agreement W-9 Multiple Offer Escalation Clause T293 Referral Form Dual Agency Addendum Other Addendums Inspection Date Reply Due By Commitment Appraisal Date Closing Date Price Assist Short Sale or REO Mail Check Conveyancing File AOS to Mortgage Termite Cert Signed 2 nd Deposit HomeOwner s Ins. FHA / VA Forms Addendums ed Repair Pix & Receipts Condo Docs Home Warranty Closing Confirmations Walkthrough & HUD Gift Basket Karen Daprile Marketing Buyer Marketing buckswelcomegroup@gmail.com
2 Time is of the essence a buyer s timeline Execution Date of Contract: Seller s Reply By: Purchase Price: Deposit Amount / Date: Seller s Assist: Inspections General & Termite Date: Inspection Reply Due by: Appraisal Date (keep me informed): Mortgage Commitment Date: Settlement Date & Time: Settlement Location: APPLY FOR MORTGAGE Bank Name: Phone: Contact: INSPECTIONS Company: Phone: Name: Get List of Inspectors Here: Ask for a General Inspection and a Termite Inspection (banks require termite inspections) Bring separate checks for each company, one for General, one for Termite, and any additional inspectors It is important that you be present for the home inspection, as the inspector will go over certain things in the home with you. You will receive a complete written report of your home inspection via . APPRAISAL Call Mortgage Lender and Schedule Appraiser AFTER satisfactory reply from Seller regarding the Inspection, Please let me know the day and time so I know when to expect the Appraisal Report. HOMEOWNER S INSURANCE Agent Name: Phone: Call 1 Month Before Closing me the paperwork This can be paid at settlement. Give me and your mortgage lender, your insurance agent s information and a copy of the insurance binder and bill. Make sure that your insurance agent also has your mortgage company s information. Ask for home/auto discount. Insurance must begin on the same date of settlement. CLOSING Cross Keys Abstract & Assurance, Jessica Zoll (215) ext 2213 Jessica@crosskeysteam.com (Handles all Closing Paperwork & Title) WALK THROUGH We ll walk through the property the day before Closing to make sure all items on the Inspections were done. If Conveyancing gives me the HUD sheet ahead of time, we will go over the figures during this time so that you know how much you need to bring in as a Certified Check from the bank to the Closing. DAY OF CLOSING CERTIFIED CHECK payable to: Cross Keys Abstract & Assurance Check that your Home Insurance has started on this day. Bring: Certified Funds - Bank Check, Personal Checkbook (for small amounts), IDs, social security card, passport, birth certificate, military ID, check closing documents to see which two ID's you need
3 Schedule Movers: after home inspection Change Address: with post office and friends, credit cards, cell phones, car payments, life & health insurance, bank, employer, mortgages, subscriptions, etc. Association docs: If purchasing in a homeowners/condo association the documents to be delivered to you upon receipt (usually within 2 weeks). You will have 5 days to review the docs and association rules & regulations. Call Utility Companies: 1 week prior to settlement. PECO: , press #3, #2 for start stop Verizon: Municipal Information can be found here: (PECO, gas, oil, cable, phone, water, etc) Let Verizon know I'm your agent, you get GIFT card NOTES:***Please do not make any unnecessary charges, open up any new charge cards, or make any strange/large deposits (which are out of ordinary) into your bank accounts unless instructed to do so by lender. The lender may pull your credit again the day prior to or the morning of settlement as well as request recent bank statements. All 365 Days of the Year Count in the Agreement. Closing date can be moved up, but not later, or it nullifies contract. Buyers shouldn t contact anymore than 3 mortgage companies to get preapproved or a loan. More than 3 will negatively affect their credit score. Buyers shouldn t go online and fill out forms because they will be sent out to many companies at once and will have a huge negative impact on their scores. Buyer s Are Supposed to do their own Due Diligence Call insurance broker- find out if there was a fire, flood, anything about property, check if it's in flood zone Check Megan's Law Website for Child Predators Get my Buyer's Guide showing you all the steps on buying a home here: Learn about the Closing Process and What the Hud-1 Is by going here: click under topics on Buyer's tab
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