Your 2019 Guide to Real Estate
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1 Your 2019 Guide to Real Estate Continuing Education Let us Keep You in Compliance So Your Career Doesn t Get Detained 101 Medical Circle, West Columbia SC office Provided by the Real Estate School of SC, serving professionals since 1977
2 Continuing Education 2019 For this year s season, you have more choices than ever before. From in-person classes to online, you can mix and match as needed to get your ten hours completed by the June 30th deadline. Our mandate: keeping you in compliance with the law. To get the right combination, here s what you need: Brokers in Charge: 4 hours of 3 P s of Professionalism (core), 4 hours of BIC Duties and Responsibilities, 2 hours of any elective Brokers and Sales Licenses: 4 hours of 3 P s of Professionalism (core), 6 hours of any elective or combination of electives Property Managers: No continuing ed is required Inactive Status Licenses: must be renewed every two years and the fees paid, but no continuing ed is required until you desire to return to active status. Note: Any licensee may take the BIC Duties and Responsibilities course, as it gives you elective credit if you re not a BIC. Online courses are found at our learning portal: All Columbia courses will be held at 101 Medical Circle, West Columbia SC unless otherwise noted. $90 for 8 hours $45 for 4 hours $25 for 2 hours Sign up online at or call us at Bundles: $99 for 10 hours, $60 for 6 hours Shortcut Box: 10 Hours in One Day April 13, 26 May 8, 18, 22 June 10, 15, 25 $99 for the bundle Offered in Columbia: Includes three separate classes: two day classes and one evening course Call Columbia 8 Hours in One Day: 3/15: : Three P s of Professionalism 1:30p Fair Housing and Office Policy Manual It s the Law 4/13: : Three P s of Professionalism 1:30p Unlocking the Mysteries of Property Management 4/26: : Three P s of Professionalism 1:30p BIC Duties and Responsibilities 5/8: 8:30a Risk Management 1:30p Core: Three P s of Professionalism 5/18: : Three P s of Professionalism 1:30p Home Inspection and the Dangers of Mold 5/22: 8:30a Guide to Buyer Eligibility 1:30p Core: Three P s of Professionalism 6/2: : Three P s of Professionalism 1:30p Fair Housing and Office Policy Manual It s the Law Real Estate School of SC Chip Browne & Melissa Sprouse Browne, Owners
3 Columbia 8 Hours in One Day, cont d: 6/10: 8:30a Guide to Buyer Eligibility 1:30p Core: Three P s of Professionalism 6/15: : Three P s of Professionalism 1:30p Trust Accounts Why Take Chances 6/25: : Three P s of Professionalism 1:30p Home Inspection and the Dangers of Mold 6/28: 8:30a Risk Management 1:30p Core: Three P s of Professionalism 6/30: : Three P s of Professionalism 1:30p Environmental Considerations in Real Estate Columbia 2 Hours, Days: 3/25: 8:30a 10:30a, Ethics Do the Right Thing 3/25: 10:30a 12:30p, Property Management Express 4/12: 10:30a 12:30p, Government Backed Loans 4/30: 10:30a 12:30p, Conventional Loans 5/6: 10:30a 12:30p, Ethics Do the Right Thing 5/17: 8:30a 10:30a, Government Backed Loans 5/17: 10:30a 12:30p, Property Management Express 5/21: 10:30a 12:30p, Conventional Loans 6/11: 8:30a 10:30a, Ethics Do the Right Thing 6/17: 8:30a 10:30a, Property Management Express 6/17: 10:30a 12:30p, Government Backed Loans 6/22: 8:30a 10:30a, Conventional Loans 6/22: 10:30a 12:30p, Ethics Do the Right Thing 6/29: 1:30p- 3:30p, Conventional Loans 6/29: 3:30p 5:30p, Government Backed Loans Columbia 2 Hours, Evenings: 4/13: 5:45 7:45p, Ethics Do the Right Thing 4/24: 5:45 7:45p, Conventional Loans 4/26: 5:45 7:45p, Property Management Express 5/8: 5:45 7:45p, Ethics Do the Right Thing 5/18: 5:45 7:45p, Government Backed Loans 5/22: 5:45 7:45p, Property Management Express 6/6: 5:45 7:45p, Government Backed Loans 6/10: 5:45 7:45p, Conventional Loans 6/11: 5:45 7:45p, Ethics Do the Right Thing 6/15: 5:45 7:45p Property Management Express 6/24: 5:45 7:45p, Property Management 6/25: 5:45 7:45p, Government Backed Loans Columbia 4 Hours, Days: For Calendar View of Courses, Turn the Page 4/12: 1:30p 5:30p, Trust Accounts, Why Take Chances 4/30: 1:30p 5:30p, Fair Housing and Office Policy Manual, It s the Law 5/17: 1:30p 5:30p BIC Duties and Responsibilities 5/21: 1:30p 5:30p, Understanding 1031 Tax Free Exchanges 6/17: 1:30p 5:30p, BIC Duties and Responsibilities 6/22: 1:30p 5:30p, Environmental Considerations in Real Estate 6/29: 8:30a 12:30p, Unlocking the Mysteries of Property Management You may mix and match any of the courses listed here to complete the required ten hours! Order 10 hours at the same time and pay the bundle tuition of only $99! You don t want to get caught riding dirty with an expired license! Don t worry, you can wear your socks and slides while taking your courses from the comfort of your own home anytime, day or night, even on Friday and Saturday evenings while enjoying everyone s favorite law enforcement show. Online courses are found at our learning portal:
4 OTHER OPTIONS For Calendar View of Courses, Turn the Page Greenville 8 Hours: 5/10: : Three P s of Professionalism 1:30p Home Inspection and the Dangers of Mold Location: Holiday Inn, 1036 Woodruff Road, Greenville SC Hilton Head 8 Hours: 6/7: : Three P s of Professionalism 1:30p Home Inspection and the Dangers of Mold Location: Hilton Garden Inn, 1575 Fording Island Road, Hilton Head SC Charleston 8 Hours: 5/30: : Three P s of Professionalism 1:30p Risk Management Location: College of Charleston, 71 George Street, Stern Student Center Room 206 Anderson 8 Hours: 6/1: : Three P s of Professionalism 1:30p Unlocking the Mysteries of Property Management Location: Best Western Inn and Conference Center, 1310 Tiger Boulevard, Clemson SC Newberry 8 Hours: 5/29: : Three P s of Professionalism 1:30p Fair Housing and Office Policy Manual It s the Law Location: Newberry Fire House Conference Center, 1227 McKibben Street, Newberry SC Myrtle Beach 8 Hours: 6/21: : Three P s of Professionalism 1:30p Risk Management Location: Holiday Inn Surfside, 1601 N. Ocean Blvd, Surfside Beach, SC 29575
5 Real Estate School of South Carolina Continuing Education Classroom Titles Available CEE2907 Ethics Do the Right Thing 2 hours CEE2906 Property Management Express 2 hours CEE2882 Government Backed Loans 2 hours CEE2881 Conventional Loans 2 hours CEE720 Agency Plus: Conflict and Confusion in Agency Relationships 4 hours CEE2714 Understanding 1031 Tax Free Exchanges 4 hours CEE749 Environmental Considerations in Real Estate 4 hours CEE970 Home Inspection and the Danger of Mold 4 hours CEE1043 Having Good Title Who Owns It? 4 hours CEE1148 Trust Accounts- Why Take Chances? 4 hours CEE1149 Fair Housing and Office Policy Manual - It s the Law! 4 hours CEE1352 Giving Credit Where It s Due...The Ultimate Guide to Buyer Eligibility 4 hours CEE1356 How Ethics Can Equal Real Estate Success 4 hours CEE1823 Risk Management 4 hours CEE1880 Eco-Friendly Real Estate: How to be Green 4 hours CEE2542 Unlocking the Mysteries of Property Management 4 hours CEC3008 Three P s of Professionalism (CORE) 4 hours CEE2686 BIC Duties and Responsibilities 4 hours CEE2443 Historic Properties: Selling the Past 4 hours CEE1734 Condominiums and Cooperatives 4 hours CEE2088 Price it Right: Valuation Guidelines 4 hours CEE2880 Commercial & Investment Real Estate: Tools Of the Trade 6 hours CEE1883 Mortgage Fraud: A Dangerous Business 6 hours This list is not all-inclusive. 10 hours of continuing education must be completed by June 30 th. Online courses give you convenience and flexibility to get your requirements completed at your own pace. Our learning portal: studyonlineanytime.com has four sub-portals from which to choose. Learning Portal A: Fast Class Performing Quality BPOs What s the FHA Appraiser Looking For Understanding Environmental Regs What Does it Mean to be Green NAR May the Code be With You Navigating the Path Thru Settlement Current Standards in Fair Housing The Residential Contract Learning Portal B: Leap Online Attracting Online Consumers Did You Serve: Identifying Homebuying Advantages for Veterans Code of Ethics in Action Title and Escrow Uncle Sam Has Homes for Sale Working with Real Estate Investors Client Advocacy in Commercial RE Investment Strategies Three P s of Professionalism (Core) Plus two more portals!
6 March 2019 Sunday Monday Tuesday Wednesday Thursday Friday Saturday Columbia :30p Fair Housing Columbia :30a Ethics 10:30a Prop Mgt 31
7 April 2019 Blue blocks denote a day when 10 hours are available on that date Sunday Monday Tuesday Wednesday Thursday Friday Saturday Columbia 12 Columbia 13 10:30a Govt Loans 2 hr 1:30p Prop Mgt 1:30p Trust Accts 5:45p Ethics 2 hr Columbia Columbia :45p Conv Loans 2 hr 1:30p BIC Duties 5:45p Prop Mgt Columbia 30 10:30a Conv Loans 1:30p Fair Housing
8 May 2019 Sunday Monday Tuesday Wednesday Thursday Friday Saturday Blue blocks denote a day when 10 hours are available on that date 5 Columbia 6 7 Columbia 8 9 Greenville :30a Ethics 8:30a Risk Mgt 1:30p Core 1:30p Home Insp 5:45p Ethics 2 hr Columbia 17 Columbia 18 8:30a Govt Loans 1:30p Home Insp 10:30a Prop Mgt 5:45p Govt Loans 1:30p BIC Duties Columbia 21 Columbia :30a Conv Loans 8:30a Buyer Elig 1:30p Core 1:30p :45p Prop Mgt Exchanges Newberry 29 Charleston :30p Fair Housing 1:30p Risk Mgt
9 Blue blocks denote a day when 10 hours are available on that date June 2019 Sunday Monday Tuesday Wednesday Thursday Friday Saturday Anderson 1:30p Prop Mgt 1 Columbia Columbia 6 Hilton Head 7 8 5:45p Govt Loans 1:30p Fair Housing 1:30p Home Insp Columbia 30 1:30p Enviro Considerations DEADLINE DAY 9 Columbia 10 Columbia Columbia 15 8:30a Buyer Elig 8:30a Ethics 1:30p Core 5:45p Ethics 2 hr 1:30p Trust Accts 5:45p Conv Loans 5:45p Prop Mgt 16 Columbia Myrtle Beach 21 Columbia 22 8:30a Prop Mgt 8:30a Conv Loans 10:30a Govt Loans 1:30p Risk Mgt 10:30a Ethics 1:30p BIC Duties 1:30p Enviro Consid 23 Columbia 24 Columbia Columbia 28 Columbia 29 5:45p Prop Mgt 8:30a Risk Mgt 8:30a Prop Mgt 1:30p Home Insp 1:30p Core 1:30p Conv Loans 5:45p Govt Loans 3:30p Govt Loans
10 Course Descriptions: Unlocking the Mysteries of Property Management: This four hour elective course provides an up to date introduction to property management with a focus on practical advice on how to comply with regulations and avoid liability. It includes Liability Alerts that offer suggestions for avoiding liability from both owners and tenants, case studies, key terms and more. 4 hours elective credit. Ethics Do the Right Thing: This two hour elective course provides a discussion of case studies involving questions of ethical behavior and current ethical issues. A copy of the NAR Code of Ethics is also provided for student reference. 2 hours elective credit. Risk Management: With the risk of legal liability an increasingly serious problem for real estate brokers and agents, this course provides the essentials of risk management that every sales professional must know to avoid legal problems and give their clients the best service possible. 4 hours elective credit. Environmental Considerations in Real Estate: To sell to today s safety-conscious consumer, real estate agents must do more than just disclose known hazards. He or she should be able to recognize hidden hazards and advise the client on how best to deal with these problems. This course teaches agents what to look for when evaluating a property, how to perform due diligence regarding environmental issues and how to avoid legal liability. 4 hours elective credit. Understanding 1031 Tax Free Exchanges: This course explores the history, evolution, rules and forms of the strategy used to defer tax liability until a later date. Loaded with real life examples and calculations, this course allows agents to learn the vocabulary and application of tax-free exchanges so they are better able to answer client questions. A recent review of content ensures students will receive the most up to date materials. 4 hours elective credit. Home Inspections and the Dangers of Mold: This four hour elective course offers information for agents inspecting properties on topics such as asbestos, hazardous vegetation and more. 4 hours elective credit. Trust Accounts Why Take Chances: Learn the valuable skill of managing your trust account, even if you don t keep the books yourself. Control procedures will be covered. This course is an important step in reducing the risk of mishandled funds. 4 hours elective credit. Ethics Can Equal Real Estate Success: The four hour elective class reflects the latest information from the Code of Ethics and Standards and Practice of the National Association of Realtors (NAR). Students will gain greater insight into the responsibilities and duties required of Realtors and recommended sanctions for violations of the Code. This title meets NAR s requirements for new members to complete ethics training and continuing members to complete quadrennial ethics training. 4 hours elective credit. Eco-Friendly Real Estate: How to be Green: This course takes the mystery out of green and sustainable building concepts for commercial and residential real estate licensees. The text differentiates between government initiatives and non-profit, private associations and explains how each impacts green building and maintenance practices. Licensees looking to serve the expanding market of consumers interested in high performance building practices will find practical information on products, designations, and certifications such as LEED and Green Globes. 4 hours elective credit.
11 Guide to Buyer Eligibility: In a time of financial restructuring and a rapidly developing regulatory environment, this course offers an invaluable resource for real estate professionals practicing in several different fields. This course covers everything from the restructuring of government organizations like Fannie Mae, Freddie Mac, and the new Consumer Financial Protection Bureau to updated private policies regulating loan limits and flood insurance. Key terms, case studies, financial appendices, and other learning tools make this course the best bet for staying up to speed in today s fast-moving real estate economy. 4 hours elective credit. Mortgage Fraud: A Dangerous Business: This class addresses the hand-in-hand issues of predatory lending and mortgage fraud and how they affect foreclosed and repossessed properties. Each section is devoted to a specific topic and includes a definition and discussion of the issue, relevant information, and the impact of the topic on real estate agents. 6 hours elective credit. Fair Housing and Office Policy Manual: It s the Law: Today s real estate practitioner must establish business practices that comply with fair housing laws and offer equal professional service to all. Consistency, objectivity, and documentation are critical in accomplishing this objective. This popular class covers topics important to today s real estate professional. Case studies help students apply the fair housing laws to real-world situations that they may encounter in their own businesses. A copy of a sample office policy manual is included for student use as well. 4 hours elective credit. Having Good Title: Who Owns It: This Course enables a real estate agent to find his or her way around the county courthouse system and the methods for obtaining important recorded documents without needless delays. 4 hours elective credit. Commercial and Investment Real Estate: Tools of the Trade: This course includes valuable real estate checklists and forms for evaluating commercial and investment properties. Students will explore financial calculations for different forms of real estate purchases and examine capital gains taxes and 1031 exchanges. You ll learn how to help your client get to the bottom line in evaluating potential purchases and sales of commercial real estate and investment properties. 6 hours elective credit. Condominiums and Cooperatives: The market for condos and cooperative living homes continues to grow, and this class offers agents a look at the issues associated with the buying and selling of properties, including condominium legislation, conversions, new construction and insurance. 4 hours elective credit. Price it Right: Valuation Guidelines: Proper pricing is key to selling your listing in a timely manner. The question is: how do you know what the correct price is? The way to find the right price is knowing what factors to consider and how much weight to give each piece of information when finalizing the initial offering amount. Price It Right! Valuation Guidelines for Agents teaches you a step by step method using standard appraisal practices to help your clients achieve the right price on the first try. 4 hours elective credit. Property Management Express: This two hour elective course provides an introduction to property management with a focus on practical advice on how to comply with regulations and avoid liability. Hear suggestions for avoiding liability from both owners and tenants. 2 hours elective credit.
12 Government Backed Loans: This course explores the different options available for mortgages in the government backed loans sector. Students will be able to identify the guidelines to be followed for FHA-insured loans, including maximum loan amount, minimum down payment, qualifying ratios, compensating factors and seller contributions. Guidelines for VA-guaranteed loans will be discussed, including the VA funding fee. 2 hours elective credit. Conventional Loans: This course helps students describe the guidelines for conforming loans, including private mortgage insurance requirements. An explanation of Fannie Mae and Freddie Mac loans and other nonconforming loan products is provided, along with the components and pros and cons of adjustable rate mortgages. Students will learn to calculate the monthly mortgage payment on any given loan, and the borrowing power of a prospective purchaser. 2 hours elective credit. BIC Duties and Responsibilities: This course is a requirement for those holding a Broker in Charge license. Students will learn what duties are mandatory for BICs and craft a sample job description. The main focus of the course examines the details of managing the trust account and what BICs should do to maintain compliance with laws and regulations regarding trust funds and reconciliations. 2 hours elective credit. Three P s of Professionalism: This mandatory core course, the Three Ps of Professionalism: Principles, Practices and Pitfalls, meets the mandatory core requirements for continuing education in the license renewal period. The content selection and subject matter outline for this course was created by the South Carolina Real Estate Commission s Education Committee. The topics chosen were selected because they re areas of license law and practice that pose particular issues for real estate licensees in South Carolina. Course includes: An analysis of various principles, practices, and pitfalls in real estate A review of 10 important aspects of SC license law Key principles of offers and counter-offers and licensee s obligations Requirements for licensees when purchasing an in-house listing Essential elements of a contract How the statute of frauds applies to real estate Defining agency, agency relationships, and types of agency Use and timing of the brokerage relationships disclosure form Understanding transaction brokerage in South Carolina Team license law compliance Activities and examples to apply content to everyday scenarios
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