FROM PROVIDER TO FACILITATOR: Opportunities For Greater Coverage Through Digital Housing Platforms In Humanitarian Response

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1 FROM PROVIDER TO FACILITATOR: Opportunities For Greater Coverage Through Digital Housing Platforms In Humanitarian Response

2 LEBANON JORDAN AMMAN LEBANON BEIRUT Context 60% Refugees live in urban settings 7,6% Out of 5.6 M Syrian Refugees live in camps 41%L, 82%J Refugees lack access to affordable housing 32% Eviction threats result in eviction 13,700 Individuals evicted in Lebanon in , ,000 REFUGEES

3 " 55% of refugees live in substandard and insecure shelter, there is an increase in the number of informal settlements and many refugees are at risk of eviction due to their inability to continue paying rent or for other reasons, often related to so-called security rationale or lack of community acceptance Quote: NRC 2016 Photo: Christian Jepsen

4 Middle East Rent-free Programs Integrated response: Shelter WASH ICLA Financial Support Occupancy Free of Charge Increase Availability of low income housing stock Energy Efficiency Environment al upgrades Monitor Tenants- Property owner Relationships /Agreements Rent Reduction Housing Upgraded to minimum standards Security of Tenure

5 Improvements & Opportunities Improve information on availability of low income housing stock Better identify and support households with a variety of needs Better support households outside of current beneficiary groups Compliment multipurpose cash based programing Increase Geographical coverage Better matching & Support HH in identifying their own solutions Middle East Rent-free Programs? Limitations & Challenges Staffing requirements Rental Housing duration demand rent free period Do not operate at scale of need Longer term funding Access to livelihoods Short term funding cycles Long term needs Housing demand exceeds availability

6 Exploring Digital - The Future Of Shelter? What does the role of Facilitator look like in humanitarian shelter assistance? Can we scale our shelter assistance through digital platforms? How we develop now sustainable solutions for the future of shelter and Settlements? How can technology support humanitarian shelter responses in urban contexts?? How do we go beyond the 10%? New business models? Transition to exit while still providing affected populations with the tools they need to achieve adequate shelter solutions?

7 As a landlord, I have issues with What Are My Opt ions? V a ca nc y R ef er en ces A dver t i sing A ccess Ser vi ces R ent A dequa cy A Safe Night s Rest Pay B ill s A digital humanitarian platform for people in need of shelter to: F i nd i n g D i sput es Connect with property owners How can we O per a t e a t sca l e L ack of Inf ormati on Manage risks and relationships between tenants, property owners, and communities E nga ge Int egr ate Impr ove Fai r L a ngua ge N egot i a t i on Ensure adequacy of housing and security of tenure Proet ct ion E mpow er Where to start from?

8 Dynamics of Digital Platforms Distributed Trust Network & Scaled Trust Self-Service Operate at Scale Reputational Dynamics Linkages to other service provision Complaints and Dispute Mechanisms Transparenc y of Agreements Peer 2 Peer connections Financial transaction Verification through Crowd sourcing

9 Focus Group Discussions Key findings from 50 FGD in Jordan, Lebanon and Greece about SNR Enable reputational dinamics Mechanism for verifying property condition Tools for rental agreement/ relationship management Search and comparison of housing/neighborh oods Opportunities for financial support I SAY: Lorem Opportunities ipsum dolor for sit amet, risk consectetur ad ipiscing management/insur elit quisque ance mechanisms Payment management systems Means for reputation verification/ tenant recommendations Provide financial instruments for upgrades TENANTS LANDLORDS

10 SOCIAL MEDIA The Use Of Technology 93% HAVE ACCESS TO 2G NETWORK 86% HH RECEIVE INFO TROUGH SMS 62% HAVE ACCESS TO 3G NETWORK. 84% USE WHATAAP. SOCIAL MEDIA INCREASES 70% USE INTERNET ON DAYLY BASIS 80% HH HAVE ACCESS TO INTERNET

11 STRENTH Decrease costs Increase beneficiaries /Text/SMS Analyze movement trends Easy access Multi-Language tools Direct comunicación Safety verification Trust building Multisector (Shelter+ICLA) Decrease exploitation Scale to other context Identify services Understand housing dynamics Access to information Digital Approach WEAKENNESS Usage difficulties Unknown impact on rental market Develop and maintenance Access to internet Access to technology Time to develop and rollout Data protection Owner engagement Privacy/hackers User complaints

12 Online Platform Analysis I -Vacation Rental II-Classified Advertisement III-Real-estate platforms IV- Displacement Platforms Lease Agreement Management Refugee information Features - Type I: Profile verification, rating systems, call centre, communication systems, transactions, porperty info - Type II: Search and identification of housing options - Type III: Mapping neighborhood, schools search, property verification, pictures and amenities - Type IV: Anti-discrimination features Functionality - Type I: Search-communicate-book-pay-rate - Types II and III: Search-communicate-book-visit - Type IV: Registered-wait-match-visit-pay-move Terms and Conditions - Type I: Transactions, damages, security deposits, renting and reviews. - Type II: Any disputes governed directly by law - Type III: Data protection, privacy, changes and termination - Type IV: Terms are minimum or non-existent Social Impact - Type I: Free temporary housing rentals - Type II: Big social responsability donations to NGOs - Type III: No specifying data about social impact - Type IV: Host refugees with cohabitation for free

13 Going forward

14 QUESTIONS? This time for me Michael Waugh NRC Global Shelter Adviser

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