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1 Page 1 of 15 Mr. Ken Reecy Director of Multifamily Programs Florida Housing Finance Corporation 227 N. Bronough Street, Suite 5000 Tallahassee, FL RE: Neff Lake Estate ( G) Request for Applications ( RFA ) Financing to Build or Rehabilitate Smaller Permanent Supportive Housing Properties For Persons With Developmental Disabilities Dear Mr. Reecy: An application was submitted in response to the Florida Housing Finance Corporation ( FHFC or Florida Housing ) Request for Applications ( RFA ) for Financing to Build or Rehabilitate Smaller Permanent Supportive Housing Properties For Persons With Developmental Disabilities on behalf of The Arc Nature Coast, Inc. ( Applicant ) requesting $325,000 of grant funding for the new construction of a six bedroom, four bathroom single family home consisting of approximately 3,858 square feet known as Neff Lake Estate (the Development ) located at 5255 Neff Lake Road Brooksville, Hernando County, Florida The Development will be constructed on a land parcel of approximately 30 acres which contains an existing adult training center and administrative offices owned by the Applicant. The Development will add to the supply of units that serve Persons with Developmental Disabilities through new construction. The Development will set aside 33% of the units (2 units) for tenants with incomes at or below 40% of the Area Median Income ( AMI ) ( Extremely Low Income ) and the remaining units (4 units) will be set aside for tenants with incomes at or below 60% AMI for a period of ten years. The Development is a Community Residential Home with six residents, the maximum number allowed. Each resident will occupy one bedroom and will share one bathroom and presumably, none of the residents will be related persons. Though the residents will not execute individual lease agreements, the Agency for Persons with Disabilities ( APD ) will authorize each resident prior to the Applicant providing housing and services. Therefore, the Development should be considered Shared Housing. As such, the Applicant shall utilize the proposed six units as Shared Housing throughout the entire affordability period. Income certification of residents will be required throughout the affordability period. The Applicant, a Florida 501(c)(3) not for profit corporation with a 12 member Board of Directors, was formed February 7, 1973 for the purpose of providing individually tailored quality support and advocacy to persons with disabilities and their families in order to promote their self determination and inclusion (813) W. Cypress Street, Suite 261, Tampa, FL Quality Through Innovation and Experience

2 Page 2 of 12 Page 2 of 15 in community life. The Development will be self managed by the Applicant and partially constructed by Palmwood Construction LLC, (the General Contractor ). The remaining portions of the Development will be constructed by several sub contractors directly employed by the Applicant. Development Name: Neff Lake Estate DEVELOPMENT & SET ASIDES Program Numbers: G Address: 5255 Neff Lake Road City: Brooksville Zip Code: County: Hernando County Size: Medium Development Category: 1 4 Unit Size Development Type: Single family Community Residential Home Construction Type: New Construction Demographic Commitment: Elderly: Homeless: ELI: 2 40% AMI Farmworker or Commercial Fish Worker: Family: Link: Units Set Asides: Program % of Units # of Units % AMI Term (Years) Grant 33% 2 40% 10 Grant 67% 4 60% 10 DEVELOPMENT TEAM Applicant/Borrower: Guarantor(s): General Contractor 1: Management Company: The ARC Nature Coast, Inc. The ARC Nature Coast, Inc. Palmwood Construction, LLC The ARC Nature Coast, Inc. Sources of Funds Source Lender Applicant's Total Applicant's Revised Total Underwriter's Total Interest Rate Amortization Years Term Years Annual Debt Service Grant FHFC $325,000 $325,000 $325, % N/A 10 $0 SHIP Grant Hernando County $0 $30,000 $30, % N/A 15 $0 Deferred Developer Fee ARC $0 $0 $12,771 Total : $325,000 $355,000 $367,771 $0 Grant: Applicants that commit to Adding to the Supply of Units that Serve Persons with Development Disabilities, whether through New Construction, Rehabilitation, or a combination thereof may request grant funding amounts as outlined within the RFA. The Applicant requested $325,000 of grant funding which complies with the requirements of the RFA. Grant proceeds will have a zero percent interest rate for a 10 year term.

3 Page 3 of 12 Page 3 of 15 SHIP Funding: The Hernando County Housing Authority ( HFA ) committed to provide a total of $30,000 of State Housing Initiatives Partnership Program ( SHIP ) funding to the Applicant for the construction of the Development according to a letter dated May 9, SHIP funding could close within 30 days after FHFC grant approval. The SHIP loan has a zero percent interest rate and is forgivable at the end of the 15 year term provided all requirements have been met. SHIP funding must be expended by June 30, Deferred Developer Fee: The Applicant must defer $12,771 of its Developer Fee to balance the sources and uses of funds after receipt of all grant and/or loan proceeds have been received. Uses of Funds CONSTRUCTION COSTS: Revised Underwriters Total Costs CUR Cost Per Unit Grant Ineligible Costs CUR New Rental Units $271,500 $252,062 $221,108 $36,851 $0 Site Work $0 $22,450 $22,450 $3,742 $0 General Conditions $0 $0 $13,266 $2,211 $0 Overhead $0 $0 $4,422 $737 $0 Profit $0 $0 $13,266 $2,211 $0 Builder's Risk Insurance $0 $0 $0 $0 $0 General Liability Insurance $0 $0 $0 $0 $0 Payment and Performance Bonds $0 $0 $0 $0 $0 Total Construction Contract/Costs $271,500 $274,512 $274,512 $45,752 $0 Hard Cost Contingency $3,750 $3,750 $14,883 $2,481 $0 Other: Fire Sprinkler System $0 $14,950 $14,950 $2,492 $0 Other: Fire Alarm System $0 $8,200 $8,200 $1,367 $0 Total Construction Costs: $275,250 $301,412 $312,545 $52,091 $0 GENERAL DEVELOPMENT COSTS: Revised Underwriters Total Costs CUR Cost Per Unit Grant Ineligible Costs CUR Accounting Fees $0 $0 $0 $0 $0 Appraisal $0 $0 $0 $0 $0 Architect's and Planning Fees $3,000 $6,133 $6,133 $1,022 $0 Building Permits $0 $968 $968 $161 $0 Builder's Risk Insurance $1,500 $0 $0 $0 $0 Environmental Report $0 $1,350 $1,350 $225 $0 FHFC Credit Underwriting Fee $2,500 $2,500 $2,500 $417 $0 FHFC Other Processing Fee(s) $1,000 $1,000 $1,000 $167 $0 Impact Fee $10,000 $1,378 $1,400 $233 $0 Lender Inspection Fees / Const Admin $2,120 $2,520 $3,275 $546 $0 Insurance $1,000 $0 $0 $0 $0 Legal Fees $1,000 $0 $750 $125 $0 Soil Test $0 $2,750 $2,750 $458 $0 Survey $500 $2,375 $2,375 $396 $0 Title Insurance and Recording Fees $500 $0 $0 $0 $0 Soft Cost Contingency $3,750 $1,114 $1,225 $204 $0 Other: Grant Commitment Fee $2,000 $2,000 $2,000 $333 $0 Total General Development Costs: $28,870 $24,088 $25,726 $4,288 $0

4 Page 4 of 12 Page 4 of 15 OTHER DEVELOPMENT COSTS Revised Underwriters Total Costs CUR Cost Per Unit Grant Ineligible Costs CUR Development Cost Before Developer Fee and Land Costs $304,120 $325,500 $338,271 $56,379 $0 Developer Fee $20,880 $29,500 $29,500 $4,917 $0 Total Other Development Costs: $20,880 $29,500 $29,500 $4,917 $0 LAND ACQUISITION COSTS Revised Underwriters Total Costs CUR Cost Per Unit Grant Ineligible Costs CUR Land $0 $0 $0 $0 $0 Total Acquisition Costs: $0 $0 $0 $0 $0 TOTAL DEVELOPMENT COSTS: Notes to Total Development Costs: $325,000 $355,000 $367,771 $61,295 $0 1. The Applicant provided an executed Building Agreement dated May 5, 2014 between the Applicant and the General Contractor illustrating a sum of $242,640 for the Development s construction. The General Contractor will achieve construction completion in 180 days from the notice to proceed. The Applicant provided Addendum No. 1 dated June 2, 2014 that increases the contract sum by $9,422 due to a change to the scope of work. 2. General Contractor Fee, comprised of general conditions, overhead, and profit, is limited to a maximum of 14% of the actual construction cost as outlined above. The Building Agreement does not delineate General Contractor Fee from the contract sum. However, Addendum No. 2 dated confirms General Contractor Fee does not exceed 14% of actual construction costs. 3. A Hard Cost Contingency of 5% of Total Construction Costs and a Soft Cost Contingency of 5% of General Development Costs was utilized by AmeriNational. 4. Beach Lake Sprinkler Corporation contracted with the Applicant in an executed proposal dated April 30, 2014 to provide a fire sprinkler system for $14, Linus Alarm Corporation contracted with the Applicant in an executed proposal dated April 24, 2014 to provide a fire alarm system for $8, Daniel Construction, Inc. contracted with the Applicant in an executed proposal dated May 2, 2014 to provide a Site Work services for $22, Builder s Risk Insurance, the General Contractor s General Liability Insurance, and Building Permit costs are included in the Building Agreement. 8. General Development Costs are reasonable estimates by the Applicant and AmeriNational. 9. Developer Fee of $29,500 is within the maximum 10% of Development Cost permitted by the RFA.

5 Page 5 of 12 Page 5 of The Applicant owns the land for which the Development will be constructed; therefore, no land costs exist. 11. Total Development Costs increased $42,771 since the Application primarily due to increases in Construction Costs. Construction Features and Amenities The Applicant committed to provide certain required and optional construction features and amenities within the RFA as outlined within Exhibit B of this recommendation. The Applicant issued a Request For Proposal dated April 18, 2014 for the construction of the Development that illustrated each of the required construction features and amenities are to be incorporated into the proposals. On May 20, 2014 Florida Housing issued a revised Exhibit B that illustrates the required and optional construction features and amenities that must be constructed at the Development. On, the General Contractor confirmed that each of the required and optional construction features and amenities will be constructed at the Development with the exception of those that will be provided by sub contractors or the Applicant as follows: The Applicant confirmed in written correspondence dated, it will secure on going termite prevention and pest control on an annual basis throughout the affordability period; Linus Alarm Corporation contracted with the Applicant in an executed proposal dated April 24, 2014 to provide a fire alarm system; and, Beach Lake Sprinkler Corporation contracted with the Applicant in an executed proposal dated April 30, 2014 to provide a fire sprinkler system. Satisfactory confirmation by On Solid Ground, the Florida Housing Construction Inspector, the required construction features and amenities have been constructed at the Development is a condition of grant funding.

6 Page 6 of 12 Page 6 of 15 Third Party Reports Appraisal: Blower Door Test: Transaction Screen Process: Home and HVAC Inspection: Geotechnical Report: The land for which the Development will be constructed is owned by the Applicant as evidenced by the Quit Claim Deed dated October 21, 2013 provided at the time of the Application. Therefore, an appraisal report is not applicable The Development is new construction; therefore, a blower door test is not applicable. A Transaction Screen Process ( TSP ) / Lead based Paint Sampling Report dated February 24, 2014 was performed by Creative Environmental Solutions, Inc. ( CES ) at the 30 acre site of the Development. CES observed pole mounted transformers, a former above ground storage tank ( AST ), several five gallon paint, solvent, or gas cans, a private well, and a private septic system. No evidence of spills or leaks were observed by CES. According to database searches by CES, one listing was noted in the AST database. This AST listing contained unleaded gasoline, had been removed, and no spills or leaks were reported. CES performed 15 lead based paint samples from various rooms with the two primary buildings, but no lead was detected in the samples. As no suspect environmental conditions were identified on or adjoining the Development, except for those previously noted, CES recommends that a Phase I Environmental Site Assessment is not warranted. The Development is new construction; therefore, neither a home inspection nor an HVAC inspection is applicable. Central Testing Laboratory, Inc. ( CTL ) completed a subsurface soil exploration at the Development site according to a report dated May 13, The purpose of the exploration was to evaluate the general subsurface conditions within the proposed building area and to provide recommendations for site preparation and foundation support. Three standard penetration test borings were performed within the estimated footprint of the Development. The borings were advanced four feet by a hand auger for safety reasons and advanced the remainder in general accordance with the methodology outlined in ASTM D The results of CTL s exploration indicate clayey and clay soils are present within two to four feet beneath the proposed structure, which are considered to have a moderate potential for shrinking or swelling. The clayey soil layer encountered in the borings at or near the bearing level may cause damaging differential movements of the foundations. Due to the presence of this layer, special consideration must be given to the site preparation and proposed foundation elevations. The detailed recommendations of the subsurface soil exploration at the Development site prepared by CTL were provided to and should be incorporated by the site work contractor. The General Contractor was provided with the geotechnical report and agrees with its conclusions.

7 Page 7 of 12 Page 7 of 15 Resident Community Service Plan: Operating Pro Forma A Resident Community Service Plan was approved by Mr. Bill Aldinger, of Florida Housing, on April 6, FINANCIAL COSTS: Year 1 Year 1 Per Unit OPERATING PRO FORMA Gross Potentia l Rental Income $0 $0 Other Income Social Security Administration Disability $39,092 $6,515 Social Security Adm inistration Representative Payee $1,440 $240 Resdential Habilitation Income APD $237,168 $39,528 United Way Gra nts $6,000 $1,000 Other Gra nts $2,500 $417 Gross Potentia l Income $286,200 $47,700 Less: Phys ica l Vac. Loss Percenta ge: 2.50% $7,155 $1,193 Total Effective Gross Incom e $279,045 $46,508 Fixed: Real Es ta te Ta xes $2,500 $417 Insura nce $3,500 $583 Other: Deprecia tion $6,500 $1,083 Variable: Management Fee $0 $0 General and Adm inistra tive $24,000 $4,000 Pa yroll Expenses $194,495 $32,416 Utilities $9,500 $1,583 Marketing and Advertising $5,000 $833 Maintenance and Repairs/Pest Control $3,500 $583 Grounds Maintenance and Landscaping $2,000 $333 Resident Progra m s $19,800 $3,300 Contra ct Services $1,000 $167 Other: Vehicle Expenses $3,250 $542 Reserve for Repla cem ents $4,000 $667 Total Expenses $279,045 $46,508 Net Operating Incom e $0 $0 Debt Service Paym ents Grant $0 $0 SHIP $0 $0 Total Debt Service Pa ym ents $0 $0 Ca s h Flow after Debt Service $0 $0 FINANCIAL COSTS: Annual Per Unit Debt Service Coverage Ratios DSC All Mortgages and Fees Financial Ratios Operating Expense Ratio 100% Break even Economic Occupancy Ratio (a ll debt) 98% INCOME: EXPENSES:

8 Page 8 of 12 Page 8 of 15 Notes to the Operating Pro Forma: 1. Gross Potential Rental Income is illustrated as $0 as the Applicant does not charge rental rates to the individual tenants. Instead, the Applicant receives income from multiple sources including disability and representative payee income from the Social Security Administration, residential habilitation income from APD, and charitable grants from such as the United Way of Hernando County. 2. Tenants at the Development do not pay any utility costs. As such, a utility allowance chart was not sought. The Development will consist of six one bedroom units and four bathrooms. Two units will share one bathroom with one spare bathroom. 3. Other Income is based upon the estimates by the Applicant with supporting documentation from the Social Security Administration, APD, and United Way which appears reasonable. Until such time as the Development is constructed and APD authorizes residents to occupy the units for which the Applicant shall house and provide supporting services, the Applicant s estimate will be utilized. 4. A rent roll for the Development as proposed is as follows: Low HOME Rents High HOME Rents RD/HUD Cont Rents Bed Bath Square Gross HC Utility Net HC Applicant Appraiser Rooms Rooms Units Feet AMI% Rent Allow Rent Rents Rents CU Rents % $431 $0 $0 $0 $0 $431 $0 $0 $0 $ % $646 $0 $0 $0 $0 $646 $0 $0 $0 $0 6 1,158 $0 Annual Rental Income 5. The Applicant expects to be exempt from real estate taxes based upon its tax exempt status; however, included a $2,500 annual fire department fee that paid to the county tax collector. 6. Operating expenses are based upon estimates of the Applicant which operates similar Community Residential Homes.

9 Page 9 of 12 Page 9 of 15 Development Team Applicant/Developer/ Property Manager Information Applicant Name: Applicant Type: Ownership Structure: Contact Person: Applicant Address: The ARC Nature Coast, Inc. ( ARC ) A Florida 501(c)(3) not for profit corporation The Applicant is a Florida 501(c)(3) not for profit corporation with approximately 33 employees and a 12 member Board of Directors. Mark Barry Executive Director mbarry@thearc naturecoast.org Telephone: (352) Ext Neff Lake Road Brooksville, FL Federal Employer ID: Experience: Financial Statements: The Applicant, formerly known as the Hernando Association for Retarded Children, Inc., was founded February 7, 1973 for the purpose of providing individually tailored quality support and advocacy to persons with disabilities and their families in order to promote their self determination and inclusion in community life. ARC has operated Community Residential Homes licensed by the Florida APD, in Hernando County since Mark Barry, Executive Director, has been with ARC since 1992 and has over 33 years of experience with developmental disability services in Florida. ARC will self manage the Development. AmeriNational received and reviewed the following financial statement: ARC September 30, 2013 Cash and Cash Equivalents $ Total Assets $ Total Liabilities $ Total Net Assets $ (Audited) The financial information is based upon financial statements audited on December 5, 2013 by King & Walker, CPAs. Cash & Cash Equivalents consists of unrestricted cash. Assets primarily consist of property and equipment. Liabilities primarily consist of notes payable. ARC is a 501(c)(3) tax exempt not for profit organization. A 2011 and 2012 U.S. Tax Return for an

10 Page 10 of 12 Page 10 of 15 organization exempt from Income Tax (Form 990) were provided. The 2012 Form 990 is for a period commencing October 1, 2012 and concluding September 1, Therefore, a 2013 Form 990 is not available. Banking References: AmeriNational received several bank statements dated February 2014 reflecting deposits in the low six figures. Credit Evaluation: Contingent Liabilities: Statement of Financial and Credit Affairs: Summary: A Dun & Bradstreet Business Information Report ( D&B ) was performed on June 2, The D&B report indicates a moderate risk of late payments based upon 29 payment experiences which is a limited amount. No other derogatory information was provided. The Applicant reports that it is contingently liable for a Spring Hill, Florida education center constructed in 2011 for an unpaid principal balance of $521,666 and a $120,000 line of credit on a Brooksville, Florida day campus. The Applicant provided an executed Statement of Financial and Credit Affairs effective as of March 24, 2014 that illustrates the Applicant does not have any pending litigation, unsatisfied judgments, bankruptcies, foreclosures, deferred principal or interest payments, or instances of loan restructuring due to situations of negative cash flow. The Applicant has considerable relevant experience and sufficient financial capacity to construct and operate the Development.

11 Page 11 of 12 Page 11 of 15 General Contractor Information General Contractor: Type: Contact Person: Address: Experience: Credit Evaluation: Financial Statements: Palmwood Construction, LLC ( General Contractor ) A Florida limited liability company Christopher Glover chris@palmwoodbuilders.com Telephone: (352) River Country Drive Spring Hill, FL According to the General Contractor it has over 57 years relevant experience having constructed over 3,000 homes with 10 projects currently under construction. Stuart Glover, managing member of the General Contractor, is a Florida Certified Building Contractor (license No. CBCA22129) with a license valid through August 31, A Dun & Bradstreet Business Information Report ( D&B ) was performed on General Contractor on June 2, The D&B report indicates a moderate risk of late payments based upon 22 payment experiences which is a limited amount. Palmwood Builders, Inc. (now known as Palmwood Construction, LLC) was a defendant in a lawsuit filed June 29, 2004 in Pasco County, Florida. According to a review of the website of the Pasco County Clerk of Courts, the status of this case illustrates that was closed. No details were provided. AmeriNational received a financial statement for the General Contractor, which is summarized as follows: Palmwood Construction LLC December 31, 2013 Cash and Cash Equivalents $ Total Assets $ Total Liabilities $ Stockholder s Equity $ (Unaudited) The financial information is based upon a financial statement for the most recent fiscal year compiled by Kierzynski & Associates, CPA, PA on May 6, Assets primarily consist of inventory / work in progress. Liabilities primarily consist of draws and deposits. Summary: The General Contractor has the requisite experience and appears to have sufficient financial capacity to construct the Development.

12 Page 12 of 12 Page 12 of 15 Recommendation AmeriNational recommends the issuance of a grant of $325,000 to the Applicant for the construction financing of the Development subject to the following conditions: 1. Review and approval of all grant documentation by Florida Housing and its legal counsel. 2. Payment of all costs and fees payable to Florida Housing, its legal counsel, and AmeriNational. 3. Evidence the Applicant executed a Construction Completion Guaranty to be released at 100% lien free completion of construction. 4. On Solid Ground ( OSG ) shall serve as Florida Housing inspector during the construction phase and verify that the construction features and amenities committed to by the Applicant have been constructed, as well as any additional RFA requirements, where applicable. 5. Receipt of executed FHFC Fair Housing and ADA Design certifications Forms 121, 126, and 128, as applicable. 6. Receipt of building permits and any other necessary approvals. An acceptable alternative to this requirement is receipt and satisfactory review of a letter from the local permitting and approval authority stating that the above referenced permits and approvals will be issued upon receipt of applicable fees (with no other conditions). If a letter is provided, copies of all permits will be required as a condition of the first post closing draw. 7. Evidence that each condition of Grant Funding as outlined in Part II. Program Procedures and Requirements for Grant Funding of the RFA has been provided to the satisfaction of Florida Housing, its legal counsel, and its servicer. 8. Any other due diligence required by FHFC, its legal counsel or its servicer. This recommendation is valid for six months from the date of this report. Please contact me with any questions. Thank you. Sincerely, Michael Drapkin, Jr. VP Chief Credit Underwriter Enclosure

13 EXHIBIT B RFA Financing to Build or Rehabilitate Smaller Permanent Supportive Housing Properties for Persons with Developmental Disabilities (NEFF LAKE ESTATE / G) DESCRIPTION OF FEATURES AND AMENITIES A. The Development will consist of six bedrooms and four bathrooms Developments that are Adding to the Supply of Units that Serve Persons with Developmental Disabilities, whether through new construction and/or Rehabilitation must meet the following requirements: (1) Each resident living in a Shared Housing Unit shall have a private Bedroom with nonexclusive access to shared living facilities, consisting of a kitchen and a living/dining area. For every two residents in a Shared Housing Unit, there must be at least one full bathroom with a locking door; (2) Community Residential Homes must not have more than one (1) resident per Bedroom, and no more than six (6) residents per Unit. B. The Development is to be constructed and will conform to requirements of local, state & federal laws, rules, regulations, ordinances, orders and codes, Federal Fair Housing Act as implemented by 24 CFR 100, the 2012 Florida Accessibility Code for Building Construction as adopted pursuant to Section , F.S., and Titles II and III of the Americans with Disabilities Act ( ADA ) of 1990 as implemented by 28 CFR 30, incorporating the most recent amendments, regulations, and rules, as applicable. If the proposed Development meets the definition of Scattered Sites, all features and amenities committed to and proposed by the Applicant that are not Unit specific shall be located on each of the Scattered Sites. C. The Development must provide the following Green Building, Accessibility, Adaptability, Universal Design and Visitability Features: 1. Termite prevention and pest control throughout the entire affordability period; and 2. A full size range and oven in all Units. All new construction Developments must include the green building features listed below, as appropriate: 1. Low or No VOC paint for all interior walls (Low VOC means 50 grams per liter or less for flat paint; 150 grams per liter or less for non flat paint); 2. Low flow water fixtures in bathrooms WaterSense labeled products or the following specifications: o Toilets: 1.6 gallons/flush or less; o Faucets: 1.5 gallons/minute or less; o Showerheads: 2.2 gallons/minute or less; 3. Energy Star qualified refrigerator; Page 13 of 15

14 Page 14 of 15 EXHIBIT B RFA Financing to Build or Rehabilitate Smaller Permanent Supportive Housing Properties for Persons with Developmental Disabilities (NEFF LAKE ESTATE / G) DESCRIPTION OF FEATURES AND AMENITIES 4. Energy Star qualified dishwasher; 5. Energy Star qualified washing machine, if provided; 6. Energy Star qualified exhaust fans in all bathrooms; and 7. Minimum SEER of 14 for air conditioners. D. All New Construction units must provide the following Accessibility, Adaptability, Universal Design and Visitability Features listed below and all rehabilitation and/or renovation developments are strongly encourage to incorporate as many of the features listed below as are structurally and financially feasible within the scope of work. If the proposed Development serves persons with physical disabilities it must include all accessibility, adaptability, universal design and Visitability features listed below. 1. A minimum of 50 percent of the total Units shall be fully accessible in accordance with the 2010 ADA Standards for Accessible Design. These fully accessible Units shall provide mobility features that comply with the residential dwelling Units provision of the 2010 ADA Standards for Accessible Design. At least one of the total Units shall be accessible to persons with visual and hearing impairments in accordance with the 2010 ADA Standards for Accessible Design. The Unit(s) that is accessible to persons with visual and hearing impairments shall comply with the communication features described for Residential Dwelling Units with Communication Features in the 2010 ADA Standards for Accessible Design. 2. Primary entrance door shall have a threshold with no more than a ½ inch rise; 3. All door handles on primary entrance door and interior doors must have lever handles; 4. Lever handles on all bathroom faucets and kitchen sink faucets; 5. Toilets must be 17 inches to 19 inches in height as measured from the finished floor to the top of the toilet seat; 6. Mid point on light switches and thermostats shall not be more than 48 inches above finished floor level E. The Development must provide the following optional accessibility, Adaptability, Universal Design and Visitability features and amenities as described in their response to Request for Application : 1. Infrared auto lighting in all bedrooms and bathrooms 2. Crank handle windows for ease of opening from seated position

15 Page 15 of 15 EXHIBIT B RFA Financing to Build or Rehabilitate Smaller Permanent Supportive Housing Properties for Persons with Developmental Disabilities (NEFF LAKE ESTATE / G) DESCRIPTION OF FEATURES AND AMENITIES 3. All bathrooms have zero entry shower stall, surrounding handle rails and adequate transfer space to a fixed shower seat 4. All bathrooms have slip resistant tiles and floor drains 5. Closets and pantries along bathrooms will have pocket doors 6. Oven door wall mounted, swing to be accessible from seated position 7. Refrigerator accessible from seated position 8. Anti scald features in kitchen and bathroom sinks 9. Reinforced bedroom ceilings to accommodate wheel chair transfer overhang equipment in 50% of bedrooms 10. Wheel chair accessible back deck and barbeque 11. Path to storage shed wheel chair accessible 12. Remote garage door opener 13. Covered portico at entry level door 14. Sprinkler system 15. Alarms throughout home

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