Your partner for the financing of residential, office and commercial property

Transcription

1 Your partner for the financing of residential, office and commercial property Finanzierungsund Immobilientreuhand GmbH

2 Trust The word credit is derived from the Latin words credere meaning to believe and creditum meaning what is entrusted on the basis of good faith. Investors and credit institutions have been placing their trust in our professionalism for years and we would like to pass on the trust, that has been acquired to you. We invite you to benefit from our long-term experience and business relationships. This brochure provides a brief insight into the business of DIMA Finanzierungs- und Immobilientreuhand GmbH. Only employees or former employees of the company have ever been shareholders in DIMA. If you would like to know more about our company, please feel free to contact us. Services DIMA is an independent agency specializing in the placement of financings for residential, office and commercial property. Our customers Our customers comprise a wide range of German and foreign investors. In addition to housing associations, foundations and funds, we also consult real estate companies, wealthy private property investors and project developers. Advice We advise you on the optimization of the finance structure, the utilization of existing securities and the issuing of large-scale loans. If necessary, we also develop financial restructuring concepts and negotiate these with creditors. Financing In consultation with you we select the right financing partner and we negotiate loan commitments at the best possible terms. In addition to bank financing we also place loans with life and health insurance companies and pension funds. Marienplatz Ludwig Beck Finding partners Upon request, we also act as the real estate agent for your property, preferably finding a buyer in our own customer base. For the financing of development projects we arrange partnerships or we acquire a final investor in the early stages of your project. Due diligence We support our clients throughout their purchase of a property, from conducting the commercial feasibility check to concluding the purchase negotiations, including in the case of foreclosures. Frankfurt am Main Poststraße Steigenberger Hotel Metropolitan

3 Professional placement of financing Reference Preliminary examination In the first stage your request is subjected to a preliminary examination in which we analyze the strengths and weaknesses of your loan request. We provide a placement proposal on the basis of our analysis. Negotiating partners Benefit from our overview of the market! We select the most interesting providers and we also include insurance companies taking into account your specifications. Contact the market We contact the market in consultation with you. Prior to this, we structure and prepare your request to the needs of the market. Hamburg Glockengießerwall Commercial building Competition Attractive conditions are not for free. We organize the competition to achieve your goals. Direct communication Due to our market position we are in direct contact with the decisionmakers of credit institutions, with whom we negotiate solutions and terms. We discuss the progress of negotiations honestly with you, even more if problems emerge. Support You can contact us at any time with questions about your commitment. We assist with collateralization and assignation of mortgages. We would also be pleased to help you after the loan has been paid out. Loan management Upon request, we will also manage your loans. We handle the correspondence on your behalf, deal with the agreed reporting, monitor the agreed covenants and prepare and accompany you to the annual meetings with lenders. Aldalperostraße

4 Advice Referenz Review of finance structure The structure of your financing is the product of many individual decisions. Repayments, changes in the value of properties, changes in interest rates and changes in lenders result in new finance structures which might no longer be beneficial for your company. In some cases the new structure may threaten the existence of your company. We establish the fundamental lending options for your projects and goals with regard to: Liquidity security Costs of finance Utilization of securities Covenants Flexibility Repayment structure Capital requirement plans for the future We set up action plans for the development of the finance structure. TELEHAUS Frankfurt Main Kleyerstraße/Rebstocker Straße Commercial building Social housing We specialize in the financial restructuring of projects in the Berlin social housing sector. The Berlin Housing Act (Wohnraumgesetz) of 10 July 2011 increases the problems of owners and provides to new investors the opportunity to enter the market at favorable prices. If you are the owner of a property classified as social housing and would like: a new feasibility study an assessment of your subsidy loan or a statement on whether the subsidy loan should be continued, repaid using the present value method or completely redeemed follow-up refinancing with a new creditor financial scope to remove a maintenance backlog or modernize Please contact us! Berlin Charlottenstraße Residential apartment building Are you about to buy subsidized property classified as social housing in Berlin? We would be pleased to advise you on the peculiarities of Berlin social housing programs, which differ from other German federal states.

5 Property agency services Referenz Discrete marketing If you are selling, use our extensive customer contacts. Upon request, we will act as the agent in the sale of your property, preferably to one of our existing business contacts. We offer the opportunity to contact only approved potential buyers. If you are buying a property, we would like to satisfy you and would like to seek a long-term collaboration. We proceed with extreme care regarding the collection of data and the description of the location and property. Hamburg Vorsetzen International marketing of property In order to maximise the success of your sale by addressing a very wide market, we involve our reputable cooperation partners in the international marketing of your property. Explore negotiating options Negotiations can be difficult. You can rely on our professional support in purchase negotiations at all times. We also provide solutions for gridlock situations. Hamburg Spaldingstraße/Heidekampweg

6 Potsdam Friedrich-Ebert-Straße Villa Grandhotel Kitzbühel Commercial Due Diligence Save money and aggravation with our preliminary examination Before our clients buy a property, we will perform the commercial due diligence on their behalf and liaise with the appointed building experts and solicitors. You will receive a location and market analysis for your property and a rent development forecast, in which the potential rent increases and rent decrease risks are researched for you. We will prepare: an assessment of the tenant files a review of the tenant lists an analysis of the letting contracts an assessment of the operating costs an evaluation of the management contracts Based on the due diligence, our market assessment and your target return we calculate a purchase price proposal and advise your notary of the assurances to be part of the purchase contract. If you are seeking to buy via a bidding process or a forced auction, we will assist you in the purchase process and negotiate bidding guarantees. Dreieich Max-Planck-Straße Berlin Ronnenstraße Residential building Essen Kruppstraße Galeriehaus Lehrer-Wirth-Straße Residential and commercial Schoppenstedt Schloßstraße Nursing home Berlin Kurfürstendamm/ Fasanenstraße Commercial building You will be charged for our support on a cost basis. We agree on a budget for the due diligence before we undertake any work to keep your costs under control. Gaiglstraße/ Lothstraße Residential building Frankfurt am Main Deutschherrnufer/ Wasserweg Residential- and office building Dietzenbach Waldstraße Rheinbach Keramikerstraße Medical centre Buchholz Nordring Retail store Bamberg Amalienstraße Residential building

7 DIMA Finanzierungs- und Immobilientreuhand GmbH Wittelsbacherstraße 18 D Berlin Tel.: Fax: Internet: dima@dima-finanzierung.de Managing Directors: Mr. Asger Nielsen Dipl. - Ing. (DK) Mr. Dietrich Luckey Dipl. - Ing. (FH) Established: 1985 Company s registered office: Berlin Registry court: Charlottenburg Local Court Register number: HRB Tax number: 27/024/04511 Finanzierungsund Immobilientreuhand GmbH