Housing Rehabilitation Loan Committee Agenda

Transcription

1 Housing Rehabilitation Loan Committee Agenda Housing Rehabilitation Loan Committee Tenth Street Place, th Street, Room 3001 Modesto, California Thursday, January 17, 2019 at 12:00 PM Roll Call - Silent Declaration of Conflict of Interest Public Comment Period Only interested persons in the audience may present these matters. Under State law, the Citizen s Housing and Community Development Committee may respond to matters being presented under the item only as follows: a) Briefly respond to statements made or questions raised. b) Ask a question for clarification c) Provide a reference to staff or other resources for factual information. d) Request staff to report back at a subsequent meeting. e) Finally, a Committee member or the Committee itself may take action to direct staff to place a matter of business on a future agenda. Consent Items - Unless withdrawn from consent, items are approved at one time. Consider Approving Minutes Of The Housing Rehabilitation Loan Committee Meeting Of December 6, Documents: New Business MINUTES - HRLC.PDF.1. Consider approving a $25,050 Homeowner Rehabilitation Loan and a $10,000 Homeowner Rehabilitation Grant, for Virginia Flores for the property located at 1704 Ruby Lane, Modesto CA Documents: ITEM 1- AR RUBY LANE.PDF ITEM 1- ATTACHMENT A RUBY LANE.PDF

2 .2. Consider approving an additional $ Homeowner Rehabilitation Loan for a total loan of $550.00, for Sandra Starn for the property located at 139 Lee Street, Modesto, CA Documents: ITEM 2- AR -139 LEE STREET (EMERGENCY) DOCX.PDF ITEM 2 - ATTACHMENT A 139 LEE STREET - STARN.PDF.3. Consider approving a $20,000 Homeowner Rehabilitation Grant, for Ruben Violante and Sylvia Violante for the property located at 1500 Held Drive Space #15, Modesto CA Documents: ITEM 3- AR HELD DRIVE SPC 15.PDF ITEM 3- ATTACHMENT A HELD DRIVE SPC 15.PDF.4. Consider approving a $19,896 Homeowner Rehabilitation Grant, for Joe Angulo and Catherine Angulo for the property located at 3955 Coffee Road Space #60, Modesto CA Documents: ITEM 4- AR COFFEE ROAD SPC 60.PDF ITEM 4- ATTACHMENT A COFFEE RD SPC 60.PDF.5. Consider approving a $19,712 Homeowner Rehabilitation Grant, for John Vanderby and Sherrie Vanderby for the property located at 3955 Coffee Road Space #61, Modesto CA Documents: ITEM 5- AR COFFEE ROAD SPC 61.PDF ITEM 5- ATTACHMENT A COFFEE RD SPC 61.PDF.6. Consider approving a $3,395 Homeowner Rehabilitation Grant, including contingencies and related permitting fees, in addition to previous approved amount of $16,000, for a total grant of $19,395 for Penny Allignton for the property located at 2621 Prescott Road, Space #116, Modesto, California, Documents: ITEM 6- AR PRESCOTT RD SPC 116.PDF ITEM 6 - ATTACHMENT A 2621 PRESCOTT AVE SPC 116-ALLINGTON.PDF Naming of Citizen's Housing and Community Development Committee Represenative to the Housing Rehabilitation Loan Committee. Comments and Committee Reports (These may be presented by members of the Citizens Housing and Community Development Committee and staff upon determination by a majority vote that an emergency exists, as defined by State Law, or by a 2/3 vote that (1) there is a need to take immediate action, and (2) that the need for action came to the City s attention after the agenda was posted.) Adjournment

3 Posted pursuant to Government Code Section on bulletin board at Tenth Street Place on Name Date Time Notice: Copies of the agenda are on file at the Modesto-Stanislaus Library Reference Room located at 1500 I Street, Modesto or at the City of Modesto Community Development Division, th Street, Suite 4300, Modesto, California. If you require a translator, please contact the Community Development Division office by or , no fewer than two business days prior to the workshop to make the necessary arrangements. In compliance with the Americans with Disabilities Act (ADA), the City of Modesto does not discriminate against persons with disabilities and is an accessible facility. Any person with a disability who requires a modification or accommodation to be able to participate is asked to contact the Community Development Division by or , no fewer than two business days prior to the workshop to allow for reasonable arrangements. Este documento puede traducirse al español bajo petición llamando al (209)

4 MINUTES City of Modesto HOUSING REHABILITATION LOAN COMMITTEE Tenth Street Place, th Street, Suite 3001 Modesto, California Thursday, December 6, 2018 The meeting was called to order by Chairperson Councilmember Kenoyer at 12:09 p.m. ROLL CALL Members Present: Councilmember Kenoyer, James Liberto, Rhoda Yare, Christina Kinney Members Absent: Gabriella Fierro, Mary Ramirez, Sandra Wilson Staff Present: Trena Ochoa, Yesenia Carrasco, Heather Hynes and Jessica Narayan Public Present: None DECLARATION OF CONFLICT OF INTEREST PUBLIC COMMENT PERIOD CONSENT ITEMS UNLESS WITHDRAWN FROM CONSENT, ITEMS ARE APPROVED AT ONE TIME. 1. Consider approving minutes of the November 15, 2018 meeting. ACTION: Motion (Rhoda Yare/Jim Liberto, 4-0) approving the minutes of the November 15, New Business 1. Consider approving a $18,698 Homeowner Rehabilitation Grant, for Sylvia Amper for the property located at 1500 Held Drive Space #6, CA ACTION: Motion (Jim Liberto, Rhoda Yare; 4-0) approving a $18,698 Homeowner Rehabilitation Grant, for Sylvia Amper for the property located at 1500 Held Drive Space #6, CA Consider approving a $13,321 Homeowner Rehabilitation Grant, for Nancy Dray for the property located at 1500 Held Drive Space #54, CA Page 1 of 2 HRLC Minutes December 6, 2018

5 ACTION: Motion (Rhoda Yare, Christina Kinney; 4-0) approving a $13,321 Homeowner Rehabilitation Grant, for Nancy Dray for the property located at 1500 Held Drive Space #54, CA Consider approving a $14,263 Homeowner Rehabilitation Grant, for Diana Wix for the property located at 1500 Held Drive Space #12, CA ACTION: Motion (Jim Liberto, Christina Kinney; 4-0) approving a $14,263 Homeowner Rehabilitation Grant, for Diana Wix for the property located at 1500 Held Drive Space #12, CA Consider approving a $8,960 Homeowner Rehabilitation Loan, for Hugo Infante for the property located at 1101 Desert Pine Court, CA ACTION: Motion (Jim Liberto, Rhoda Yare; 4-0) approving a $8,960 Homeowner Rehabilitation Loan, for Hugo Infante for the property located at 1101 Desert Pine Court, CA Consider approving a $19,332 Homeowner Rehabilitation Grant, for Henrietta Enzminger for the property located at 3931 Coffee Road Space #27, CA ACTION: Motion (Jim Liberto, Christina Kinney; 4-0) approving a $19,332 Homeowner Rehabilitation Grant, for Henrietta Enzminger for the property located at 3931 Coffee Road Space #27, CA COMMITTEE COMMENTS & REPORTS None MATTERS TOO LATE FOR THE AGENDA None ADJOURNMENT There being no further business, the meeting was adjourned at 1:06 p.m. by Chairperson Councilmember Kenoyer. Respectfully submitted and approved by, Community and Economic Development Department Page 2 of 2 HRLC Minutes December 6, 2018

6 CITY OF MODESTO COMMITTEE AGENDA REPORT DATE OF MEETING: January 17, 2019 Date: December 26, 2018 TO: THROUGH: SUBJECT: CONTACT: Housing Rehabilitation Loan Committee Homeowner Rehabilitation Loan and Grant for 1704 Ruby Lane, Modesto, CA (Virginia Flores) Yesenia Carrasco, Housing Financial Specialist (209) DESCRIPTION: Consider approving a $25,050 Homeowner Rehabilitation Loan and a $10,000 Homeowner Rehabilitation Grant, for Virginia Flores for the property located at 1704 Ruby Lane, Modesto CA (Funding: Community Development Block Grant Revolving Loan Fund) STRATEGIC PLAN ELEMENT: This item supports, Strategic Commitment - Great Safe Neighborhoods: Increase collaboration with neighborhoods and school district(s) to achieve quality of life improvements, and safe neighborhoods through supporting community self-reliance, problem solving and public/private partnerships. BACKGROUND: The Homeowner Rehabilitation Loan Program is designed to repair or eliminate health and safety hazards in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible improvements include roofing, weatherization, heating and cooling systems, plumbing, electrical, ramps, handrails and widening of doorways. Financial assistance is available in the form of low interest loans, secured by Deeds of Trust and recorded against equity qualifying owner-occupied properties. The Housing Rehabilitation Loan Committee (HRLC) is authorized to approve loans up to $49,999; loans in excess of $49,999 require City Council approval. The Homeowner Rehabilitation Grant Program is designed to address health and safety concerns in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible Improvements include upgrading or replacement of heating, ventilating and air conditioning systems; replacement of windows, water heaters, doors, fans; insulation, and leaking roofs. Financial assistance is available in the form of a grant with a maximum award of $10,000 for owner occupied single-family residential units and $20,000 for Modular Homes. Technical assistance is provided for both programs and includes preparation of work specifications, preparation and review of cost estimates, bidding assistance and coordination

7 HRLC January 17, Ruby Lane (Flores) Page 2 of 2 with local contractor(s) to ensure work is completed pursuant to applicable Federal & State regulations. DISCUSSION: On November 12, 2018, staff met with Virginia Flores (Homeowner) to complete an intake interview, and eligibility was completed and approved by the Housing Financial Specialist on November 30, On December 11, 2018 staff met with Virginia Flores to conduct housing quality standards inspection of the property located at 1704 Ruby Lane, Modesto, CA The inspection found substantial health and safety related items in need of repair and/or replacement such as a prep & paint exterior paint, replace GFCI, demo outbuilding, replace flooring and re-wire to code. A more detailed breakdown of the project improvements and corresponding costs are provided in the Homeowner Rehabilitation Program Summary Sheet, provided as Attachment A. FISCAL IMPACTS: The Homeowner Rehabilitation Program is funded through the Community Development Block Grant Revolving Loan Fund. Sufficient funds are available to fund the requested project. CEQA/NEPA REQUIREMENTS: As per the National Environmental Policy Act (NEPA) and as required by the U.S. Department of Housing and Urban Development, an environmental review is being prepared and completed. Funds will be released to the lowest responsive contractor only after the NEPA Environmental Review has been completed by the Environmental Review Specialist. RECOMMENDED COMMITTEE ACTION: Motion approving a $25,050 Homeowner Rehabilitation Loan and a $10,000 Homeowner Rehabilitation Grant, for Virginia Flores for the property located at 1704 Ruby Lane, Modesto, CA (Funding: Community Development Block Grant Revolving Loan Fund) Prepared By: Yesenia Carrasco, Housing Financial Specialist Approved By: Attachments: A. Homeowner Rehabilitation Program Summary Sheet

8 ATTACHMENT A Finance Items: Area Median Income: 61.10% Back End Debt Ratio: 36%; Grant forgivable at 20 years, Loan deferred for 20 yrs at 3% interest Property Information: SFR; Bdrm(s): 3; Bath(s): 1; Living Area: 1,322; Unit Age: 1954 Homeowner Rehabilitation Program Summary Sheet - Updated 12/26/ Ruby Lane - Virginia Flores PROPOSAL DETAIL Health and Safety Loan Grant Description Health and Safety $ Building Permit Health and Safety $ 6, Re-wire to code Health and Safety $ 3, $ 3, Electric Service Health and Safety $ 9, Window Replacement Health and Safety $ Lead Based Paint Testing Health and Safety $ Demo Outbuilding Health and Safety $ Smoke/ Carbon Monoxide (x3) Health and Safety $ GFCI (x2) Health and Safety $ Prep & Paint Exterior Wood Health and Safety $ Entrance Light Health and Safety $ Update Existing Electrical Health and Safety $ 1, Range Hood Exterior Vented Health and Safety $ 1, Concrete Repair Health and Safety $ 1, Vinyl Sheet Flooring 12% of estimated project cost $ 3, Contingency Total $ 25, $ 10, Proposed Rehab. Work * Contingency is there for unforseen moisture damage from roof. If not used, then will be applied back to the deferred loan or grant amount. Bids in excess of 15% of the HRLC approved amount must be brought back to HRLC for approval consideration - $40,307

9 CITY OF MODESTO COMMITTEE AGENDA REPORT DATE OF MEETING: January 17, 2019 Date: December 26, 2018 TO: THROUGH: SUBJECT: CONTACT: Housing Rehabilitation Loan Committee Homeowner Rehabilitation Loan for 139 Lee Street (Sandra Starn) Yesenia Carrasco, Housing Financial Specialist (209) DESCRIPTION: Consider approving an additional $ Homeowner Rehabilitation Loan for a total loan of $550.00, for Sandra Starn for the property located at 139 Lee Street, Modesto, CA (Funding: Community Development Block Grant Revolving Loan Fund) STRATEGIC PLAN ELEMENT: This item supports Strategic Commitment - Great Safe Neighborhoods: Increase collaboration with neighborhoods and school district(s) to achieve quality of life improvements, and safe neighborhoods through supporting community self-reliance, problem solving and public/private partnerships. BACKGROUND: The Homeowner Rehabilitation Loan Program is designed to repair or eliminate health and safety hazards in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible improvements include roofing, weatherization, heating and cooling systems, plumbing, electrical, ramps, handrails and widening of doorways. Financial assistance is available in the form of low interest loans, secured by Deeds of Trust and recorded against equity qualifying owner-occupied properties. The Housing Rehabilitation Loan Committee (HRLC) is authorized to approve loans up to $49,999; loans in excess of $49,999 require City Council approval. The Homeowner Rehabilitation Grant Program is designed to address health and safety concerns in residential properties for qualifying low income households whose income is 80% or below the Area Median Income (AMI). Eligible Improvements include upgrading or replacement of heating, ventilating and air conditioning systems; replacement of windows, water heaters, doors, fans; insulation, and leaking roofs. Financial assistance is available in the form of a grant with a maximum award of $10,000 for owner occupied single-family residential units and $20,000 for Modular Homes. Technical assistance is provided for both programs and includes preparation of work specifications, preparation and review of cost estimates, bidding assistance and coordination

10 HRLC, January 17, Lee Street (Sandra Starn) Page 2 of 3 with local contractor(s) to ensure work is completed pursuant to applicable Federal & State regulations. DISCUSSION: On September 6, 2018 Housing Rehabilitation Loan Committee (HRLC) approved a completed Emergency repair in the amount of $ Emergency repair was due to plumbing issue. Certificate of completion was signed by all parties on August 28, On November 27, 2018, staff met with Sandra Starn (homeowner) to conduct an assessment of her property located at 139 Lee Street, Modesto, CA, (property). The inspection found the extreme need to address this concern as an emergency; repair issue to waste line. On December 10, 2018, City staff completed an income re-certification. It was determined Sandra Starn (Homeowner) currently has a payment plan for previous property taxes. City staff has confirmed payment plan is current. On December 10, 2018 the contract was awarded to the lowest bidder, Borges Construction for project cost not to exceed $ On December 17, 2018 a Certificate of Completion was signed by all parties. Pursuant to Section (Homeowner Eligibility) the Housing Rehabilitation Loan Committee (HRLC) will consider applications on a case-by case-basis. The HRLC will have the discretion to consider any extenuating circumstances for a homeowner who may not meet the Homeowner Eligibility Guidelines and may decide to approve the application a based on such extenuating circumstances. Applicants with debt-to-income ratios outside the limits established within these policies may be considered for assistance, if the debt-to-income ratio is within 10% of the current Homeowner Rehabilitation Program Policies & Procedures guidelines. Applicants who have defaulted on payments, but a payment plan has been established, and the applicant is current on those payments. Staff deemed this project as an emergency, because the waste line was affecting the foundation of the property. In order to complete this project quickly, the repair moved forward in accordance with the Emergency Repairs Procedures. Per Section 5.1.5, emergency repairs of up to $5,000 may be authorized by the Director of Community and Economic Development if it poses an extreme health and safety related emergency in line with Modesto Municipal Code From time to time, City of Modesto residents will contact the city with repair requests that constitute an immediate threat to their health and safety. Such cases will be treated as Emergency repairs; e.g. broken sewer line, broken water line, leaking roof (during rainy season), broken HVAC system (during summer/winter), and unsafe electrical and or plumbing conditions.

11 These cases will be given priority over other non-emergency projects. HRLC, January 17, Lee Street (Sandra Starn) Page 3 of 3 Staff is seeking approval to approve the Emergency Repair and convert the agreement to a loan. A more detailed breakdown of the project improvements and corresponding bid results are provided in the Homeowner Rehabilitation Program Summary Sheet, provided as Attachment A. FISCAL IMPACTS: The Homeowner Rehabilitation Program is funded through the Community Development Block Grant Revolving Loan Fund. Sufficient funds are available to fund the requested increases. CEQA/NEPA REQUIREMENTS: As per the National Environmental Policy Act and as required by the U.S. Department of Housing and Urban Development, an environmental review was prepared and completed. RECOMMENDED COMMITTEE ACTION: Motion approving a $ Homeowner Rehabilitation Loan for a total loan of $ for Sandra Starn for the property located at 139 Lee Street, Modesto, CA (Funding: Community Development Block Grant Revolving Loan Fund) Prepared By: Yesenia Carrasco, Housing Financial Specialist Approved By: Attachments: A. Homeowner Rehabilitation Program Summary Sheet

12 ATTACHMENT A Homeowner Rehabilitation Program Summary Sheet - 12/26/2018 Finance Items: Area Median Income: 35.32% Loan deferred for 20 yrs at 0% interest 139 Lee Street - Starn Property Information: SFR; Bdrm(s): 2; Bath(s): 1; sq ft 790 Unit Age: 1910 PROPOSAL DETAIL Health and Safety 2018 Loan Loan Description Health and Safety $ Waste Lines, Inspect, Report Health and Safety $ Shut off valve Total $ $ Completed Rehab. Work * No contingency funds were added to contract amount.

13 CITY OF MODESTO COMMITTEE AGENDA REPORT DATE OF MEETING: January 17, 2019 Date: January 10, 2019 TO: THROUGH: SUBJECT: CONTACT: Housing Rehabilitation Loan Committee Homeowner Rehabilitation Grant for 1500 Held Drive Space #15, Modesto, CA (Ruben Violante and Sylvia Violante) Yesenia Carrasco, Housing Financial Specialist (209) DESCRIPTION: Consider approving a $20,000 Homeowner Rehabilitation Grant, for Ruben Violante and Sylvia Violante for the property located at 1500 Held Drive Space #15, Modesto CA (Funding: Community Development Block Grant Revolving Loan Fund) STRATEGIC PLAN ELEMENT: This item supports, Strategic Commitment - Great Safe Neighborhoods: Increase collaboration with neighborhoods and school district(s) to achieve quality of life improvements, and safe neighborhoods through supporting community self-reliance, problem solving and public/private partnerships. BACKGROUND: The Homeowner Rehabilitation Loan Program is designed to repair or eliminate health and safety hazards in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible improvements include roofing, weatherization, heating and cooling systems, plumbing, electrical, ramps, handrails and widening of doorways. Financial assistance is available in the form of low interest loans, secured by Deeds of Trust and recorded against equity qualifying owner-occupied properties. The Housing Rehabilitation Loan Committee (HRLC) is authorized to approve loans up to $49,999; loans in excess of $49,999 require City Council approval. The Homeowner Rehabilitation Grant Program is designed to address health and safety concerns in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible Improvements include upgrading or replacement of heating, ventilating and air conditioning systems; replacement of windows, water heaters, doors, fans; insulation, and leaking roofs. Financial assistance is available in the form of a grant with a maximum award of $10,000 for owner occupied single-family residential units and $20,000 for Modular Homes. Technical assistance is provided for both programs and includes preparation of work specifications, preparation and review of cost estimates, bidding assistance and coordination

14 HRLC January 17, Held Drive Spc #15 (Violante) Page 2 of 2 with local contractor(s) to ensure work is completed pursuant to applicable Federal & State regulations. DISCUSSION: On December 18, 2018, staff met with Ruben Violante and Sylvia Violante (Homeowner) to complete an intake interview, and eligibility was completed and approved by the Housing Financial Specialist on December 26, On January 3, 2019 staff met with Ruben Violante and Sylvia Violante to conduct housing quality standards inspection of the property located at 1500 Held Drive Spc #15, Modesto, CA The inspection found substantial health and safety related items in need of repair and/or replacement such as HVAC replacement, porch repair, and replacement of eight windows. A more detailed breakdown of the project improvements and corresponding costs are provided in the Homeowner Rehabilitation Program Summary Sheet, provided as Attachment A. FISCAL IMPACTS: The Homeowner Rehabilitation Program is funded through the Community Development Block Grant Revolving Loan Fund. Sufficient funds are available to fund the requested project. CEQA/NEPA REQUIREMENTS: As per the National Environmental Policy Act (NEPA) and as required by the U.S. Department of Housing and Urban Development, an environmental review is being prepared and completed. Funds will be released to the lowest responsive contractor only after the NEPA Environmental Review has been completed by the Environmental Review Specialist. RECOMMENDED COMMITTEE ACTION: Motion approving a $20,000 Homeowner Rehabilitation Grant, for Ruben Violante and Sylvia Violante for the property located at 1500 Held Drive Spc #15, Modesto, CA (Funding: Community Development Block Grant Revolving Loan Fund) Prepared By: Yesenia Carrasco, Housing Financial Specialist Approved By: Attachments: A. Homeowner Rehabilitation Program Summary Sheet

15 Finance Items: Area Median Income:68.15% Back End Debt Ratio: 12%; Grant forgivable at 5 years ATTACHMENT A Homeowner Rehabilitation Program Summary Sheet - Updated 1/10/ Held Drive Spc #15 - Violante Property Information: SFR; Bdrm(s): 3; Bath(s): 2; Living Area: 1,440; Unit Age: 1988 PROPOSAL DETAIL Health and Safety Grant Description Health and Safety $ Building Permit Health and Safety $ 7, HVAC replacement Health and Safety $ 5, Porch repair Health and Safety $ 4, Window replacement (8) Contingency $ 2, Total $ 20, Proposed Rehab. Work * Contingency is there for unforseen moisture damage from roof. If not used, then will be applied back to the deferred loan or grant amount. Bids in excess of 15% of the HRLC approved amount must be brought back to HRLC for approval consideration - $20,000

16 CITY OF MODESTO COMMITTEE AGENDA REPORT DATE OF MEETING: January 17, 2019 Date: January 10, 2019 TO: THROUGH: Housing Rehabilitation Loan Committee SUBJECT: Homeowner Rehabilitation Grant for 3955 Coffee Road #60, Modesto, CA (Joe Angulo and Catherine Angulo) CONTACT: Yesenia Carrasco, Housing Financial Specialist (209) DESCRIPTION: Consider approving a $19,896 Homeowner Rehabilitation Grant, for Joe Angulo and Catherine Angulo for the property located at 3955 Coffee Road Space #60, Modesto CA (Funding: Community Development Block Grant Revolving Loan Fund) STRATEGIC PLAN ELEMENT: This item supports, Strategic Commitment - Great Safe Neighborhoods: Increase collaboration with neighborhoods and school district(s) to achieve quality of life improvements, and safe neighborhoods through supporting community self-reliance, problem solving and public/private partnerships. BACKGROUND: The Homeowner Rehabilitation Loan Program is designed to repair or eliminate health and safety hazards in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible improvements include roofing, weatherization, heating and cooling systems, plumbing, electrical, ramps, handrails and widening of doorways. Financial assistance is available in the form of low interest loans, secured by Deeds of Trust and recorded against equity qualifying owner-occupied properties. The Housing Rehabilitation Loan Committee (HRLC) is authorized to approve loans up to $49,999; loans in excess of $49,999 require City Council approval. The Homeowner Rehabilitation Grant Program is designed to address health and safety concerns in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible Improvements include upgrading or replacement of heating, ventilating and air conditioning systems; replacement of windows, water heaters, doors, fans; insulation, and leaking roofs. Financial assistance is available in the form of a grant with a maximum award of $10,000 for owner occupied single-family residential units and $20,000 for Modular Homes. Technical assistance is provided for both programs and includes preparation of work specifications, preparation and review of cost estimates, bidding assistance and coordination

17 HRLC January 17, Coffee Road Spc #60 (Angulo) Page 2 of 2 with local contractor(s) to ensure work is completed pursuant to applicable Federal & State regulations. DISCUSSION: On December 20, 2018, staff met with Joe Angulo and Catherine Angulo (Homeowner) to complete an intake interview, and eligibility was completed and approved by the Housing Financial Specialist on December 26, On January 4, 2019 staff met with Joe Angulo and Catherine Angulo to conduct housing quality standards inspection of the property located at 3955 Coffee Road Spc #60, Modesto, CA The inspection found substantial health and safety related items in need of repair and/or replacement such as water heater replacement, shower stall replacement, flooring, and replacement of nine windows. A more detailed breakdown of the project improvements and corresponding costs are provided in the Homeowner Rehabilitation Program Summary Sheet, provided as Attachment A. FISCAL IMPACTS: The Homeowner Rehabilitation Program is funded through the Community Development Block Grant Revolving Loan Fund. Sufficient funds are available to fund the requested project. CEQA/NEPA REQUIREMENTS: As per the National Environmental Policy Act (NEPA) and as required by the U.S. Department of Housing and Urban Development, an environmental review is being prepared and completed. Funds will be released to the lowest responsive contractor only after the NEPA Environmental Review has been completed by the Environmental Review Specialist. RECOMMENDED COMMITTEE ACTION: Motion approving a $19,896 Homeowner Rehabilitation Grant, for Joe Angulo and Catherine Angulo for the property located at 3955 Coffee Road Spc #60, Modesto, CA (Funding: Community Development Block Grant Revolving Loan Fund and Community Development Block Grant Entitlement Fund) Prepared By: Yesenia Carrasco, Housing Financial Specialist Approved By: Attachments: A. Homeowner Rehabilitation Program Summary Sheet

18 Finance Items: Area Median Income:37.28% Back End Debt Ratio: 12%; Grant forgivable at 5 years ATTACHMENT A Homeowner Rehabilitation Program Summary Sheet - Updated 1/10/ Coffee Rd #60 - Angulo Property Information: SFR; Bdrm(s): 2 Bath(s): 2; Living Area: 1,320; Unit Age: 1979 PROPOSAL DETAIL Health and Safety Grant Description Health and Safety $ Building Permit Health and Safety $ 5, Window Replacement (9) Health and Safety $ 1, Glass slider door replacement Health and Safety $ 2, Water Heater replacement Health and Safety $ Water heater closet floor repair Health and Safety $ 3, shower stall Health and Safety $ Door replacement Health and Safety $ 1, Seal metal roof Health and Safety $ 1, Flooring repalcement Health and Safety $ Lead Paint disturbance Contingency $ 2, Total $ 19, Proposed Rehab. Work * Contingency is there for unforseen moisture damage from roof. If not used, then will be applied back to the deferred loan or grant amount. Bids in excess of 15% of the HRLC approved amount must be brought back to HRLC for approval consideration - $20,000

19 CITY OF MODESTO COMMITTEE AGENDA REPORT DATE OF MEETING: January 17, 2019 Date: January 10, 2019 TO: THROUGH: Housing Rehabilitation Loan Committee SUBJECT: Homeowner Rehabilitation Grant for 3955 Coffee Road #61, Modesto, CA (John Vanderby and Sherrie Vanderby) CONTACT: Yesenia Carrasco, Housing Financial Specialist (209) DESCRIPTION: Consider approving a $19,712 Homeowner Rehabilitation Grant, for John Vanderby and Sherrie Vanderby for the property located at 3955 Coffee Road Space #61, Modesto CA (Funding: Community Development Block Grant Revolving Loan Fund) STRATEGIC PLAN ELEMENT: This item supports, Strategic Commitment - Great Safe Neighborhoods: Increase collaboration with neighborhoods and school district(s) to achieve quality of life improvements, and safe neighborhoods through supporting community self-reliance, problem solving and public/private partnerships. BACKGROUND: The Homeowner Rehabilitation Loan Program is designed to repair or eliminate health and safety hazards in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible improvements include roofing, weatherization, heating and cooling systems, plumbing, electrical, ramps, handrails and widening of doorways. Financial assistance is available in the form of low interest loans, secured by Deeds of Trust and recorded against equity qualifying owner-occupied properties. The Housing Rehabilitation Loan Committee (HRLC) is authorized to approve loans up to $49,999; loans in excess of $49,999 require City Council approval. The Homeowner Rehabilitation Grant Program is designed to address health and safety concerns in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible Improvements include upgrading or replacement of heating, ventilating and air conditioning systems; replacement of windows, water heaters, doors, fans; insulation, and leaking roofs. Financial assistance is available in the form of a grant with a maximum award of $10,000 for owner occupied single-family residential units and $20,000 for Modular Homes. Technical assistance is provided for both programs and includes preparation of work specifications, preparation and review of cost estimates, bidding assistance and coordination

20 HRLC January 17, Coffee Road Spc #61 (Vanderby) Page 2 of 2 with local contractor(s) to ensure work is completed pursuant to applicable Federal & State regulations. DISCUSSION: On December 20, 2018, staff met with John Vanderby and Sherrie Vanderby (Homeowner) to complete an intake interview, and eligibility was completed and approved by the Housing Financial Specialist on December 26, On January 4, 2019 staff met with John Vanderby and Sherrie Vanderby to conduct housing quality standards inspection of the property located at 3955 Coffee Road Spc #61, Modesto, CA The inspection found substantial health and safety related items in need of repair and/or replacement such as flooring, shower stall replacement and roof replacement. A more detailed breakdown of the project improvements and corresponding costs are provided in the Homeowner Rehabilitation Program Summary Sheet, provided as Attachment A. FISCAL IMPACTS: The Homeowner Rehabilitation Program is funded through the Community Development Block Grant Revolving Loan Fund. Sufficient funds are available to fund the requested project. CEQA/NEPA REQUIREMENTS: As per the National Environmental Policy Act (NEPA) and as required by the U.S. Department of Housing and Urban Development, an environmental review is being prepared and completed. Funds will be released to the lowest responsive contractor only after the NEPA Environmental Review has been completed by the Environmental Review Specialist. RECOMMENDED COMMITTEE ACTION: Motion approving a $19,712 Homeowner Rehabilitation Grant, for John Vanderby and Sherrie Vanderby for the property located at 3955 Coffee Road Spc #61, Modesto, CA (Funding: Community Development Block Grant Revolving Loan Fund) Prepared By: Yesenia Carrasco, Housing Financial Specialist Approved By: Attachments: A. Homeowner Rehabilitation Program Summary Sheet

21 Finance Items: Area Median Income:52.33 Back End Debt Ratio: 12%; Grant forgivable at 5 years ATTACHMENT A Homeowner Rehabilitation Program Summary Sheet - Updated 1/10/ Coffee Rd #61 - Vanderby Property Information: SFR; Bdrm(s): 2 Bath(s): 2; Living Area: 1,248; Unit Age: 1972 PROPOSAL DETAIL Health and Safety Grant Description Health and Safety $ Building Permit Health and Safety $ 2, Window Replacement (4) Health and Safety $ 10, Tear off and Re-roof Health and Safety $ Laminate flooring Health and Safety $ 3, Shower stall Health and Safety $ Lead Paint disturbance Contingency $ 2, Total $ 19, Proposed Rehab. Work * Contingency is there for unforseen moisture damage from roof. If not used, then will be applied back to the deferred loan or grant amount. Bids in excess of 15% of the HRLC approved amount must be brought back to HRLC for approval consideration - $20,000

22 CITY OF MODESTO COMMITTEE AGENDA REPORT DATE OF MEETING: January 17, 2019 Date: January 10, 2019 TO: THROUGH: Housing Rehabilitation Loan Committee SUBJECT: CONTACT: Homeowner Rehabilitation Grant for 2621 Prescott Road, Space #116, Modesto, California, (Penny Allington) Yesenia Carrasco, Housing Financial Specialist (209) DESCRIPTION: Consider approving a $3,395 Homeowner Rehabilitation Grant, including contingencies and related permitting fees, in addition to previous approved amount of $16,000, for a total grant of $19,395 for Penny Allignton for the property located at 2621 Prescott Road, Space #116, Modesto, California, (Funding: Community Development Block Grant Entitlement Fund) STRATEGIC PLAN ELEMENT: This item supports Strategic Commitment - Great Safe Neighborhoods: Increase collaboration with neighborhoods and school district(s) to achieve quality of life improvements, and safe neighborhoods through supporting community self-reliance, problem solving and public/private partnerships. BACKGROUND: The Homeowner Rehabilitation Loan Program is designed to repair or eliminate health and safety hazards in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible improvements include roofing, weatherization, heating and cooling systems, plumbing, electrical, ramps, handrails and widening of doorways. Financial assistance is available in the form of low interest loans, secured by Deeds of Trust and recorded against equity qualifying owner-occupied properties. The Housing Rehabilitation Loan Committee (HRLC) is authorized to approve loans up to $49,999; loans in excess of $49,999 require City Council approval. The Homeowner Rehabilitation Grant Program is designed to address health and safety concerns in residential properties for qualifying low income households whose income is 80% or below the Area Median Income. Eligible Improvements include upgrading or replacement of heating, ventilating and air conditioning systems; replacement of windows, water heaters, doors, fans; insulation, and leaking roofs. Financial assistance is available in the form of a grant with a maximum award of $10,000 for owner occupied single-family residential units and $20,000 for Modular Homes.

23 HRLC January 17, Prescott Rd. Space #116 (Allington) Page 2 of 3 Technical assistance is provided for both programs and includes preparation of work specifications, preparation and review of cost estimates, bidding assistance and coordination with local contractor(s) to ensure work is completed pursuant to applicable Federal & State regulations. DISCUSSION: On August 12, 2018, staff met with Penny Allington (Homeowner) to complete an intake interview. On August 13, 2018 eligibility was completed and approved by the Housing Financial Specialist. On August 15, 2018 staff met with Penny Allington to conduct an assessment of her property located at 2621 Prescott Rd, Space #116, Modesto, CA The inspection found substantial health and safety items, including, the need for a wheel chair lift and a new water heater in need of replacement. On September 6, 2018 HRLC approved the proposed scope of work not to exceed $16,000. On October 9, 2018, Homeowner and Borges Construction signed the Contractor Agreement in the amount of $9,990 (inclusive of contingencies). During the project the presence of termites was suspected and a pest report confirmed termites and substantial termite damages. The termite inspection found additional damage to the structure. Due to this unforeseen change order staff has completed a second contract to cover the pest control services and additional repairs in the amount of $9, The second contractor agreement dated December 18, 2018 for $9, exceeds the Housing Rehabilitation Loan Committee (HRLC) approval in the amount of $3, which was covered in an Advance Payment Agreement. Staff deemed this project as an emergency, because the siding had been removed and it was exposed to potential weather. In order to complete this project quickly, the repair moved forward in accordance with the Emergency Repairs Procedures. Per Section 5.1.5, emergency repairs of up to $5,000 may be authorized by the Director of Community and Economic Development if it poses an extreme health and safety related emergency in line with Modesto Municipal Code From time to time, City of Modesto residents will contact the city with repair requests that constitute an immediate threat to their health and safety. Such cases will be treated as Emergency repairs; e.g. broken sewer line, broken water line, leaking roof (during rainy season), broken HVAC system (during summer/winter), and unsafe electrical and or plumbing conditions. These cases will be given priority over other non-emergency projects. Staff is seeking approval to approve the Emergency Repair and convert the agreement to a grant.

24 HRLC January 17, Prescott Rd. Space #116 (Allington) Page 3 of 3 Included in the detailed breakdown of the project improvements and corresponding costs are provided in the Homeowner Rehabilitation Program Summary Sheet, provided as Attachment A. FISCAL IMPACTS: The Homeowner Rehabilitation Program is funded through the Community Development Block Grant Revolving Loan Fund. Rehabilitation of modular homes is funded through Community Development Block Grant Entitlement funds. Sufficient funds are available to fund the requested project. CEQA/NEPA REQUIREMENTS: As per the National Environmental Policy Act (NEPA) and as required by the U.S. Department of Housing and Urban Development, an environmental review is being prepared and completed. Funds are released to the lowest responsive contractor only after the NEPA Environmental Review has been completed by the Environmental Review Specialist. RECOMMENDED COMMITTEE ACTION: Motion approving a $3,395, Homeowner Rehabilitation Grant, including contingencies and related permitting fees, in addition to previous approved amount of $16,000, for a total grant of $19,395 for Penny Allington for the property located at 2621 Prescott Rd, Space #116, Modesto, California, (Funding: Community Development Block Grant Revolving Loan Fund Prepared By: Yesenia Carrasco, Housing Financial Specialist Approved By: Attachments: A. Homeowner Rehabilitation Program Summary Sheet

25 ATTACHMENT A Homeowner Rehabilitation Program Summary Sheet - 1/10/2019 Finance Items: Area Median Income: 33% Grant forgivable at 5 years 2621 Prescott Ave #116 (Allington) Property Information: SFR; Bdrm(s): 2; Bath(s): 2; sq ft1120 Unit Age: 1994 PROPOSAL DETAIL Health and Safety Approved Grant Contracted Work Change order 1 Emergency work Description Health and Safety $ 1, $ Building Permit Health and Safety $ 2, $ Siding, Hardiplank Health and Safety $ $ Porch Repair Health and Safety $ 7, $ 6, Tear Off and Re-roof Shingles Health and Safety $ $ Programable Thermostat Health and Safety $ $ Faucets/ Spouts Health and Safety $ $ Bathtub Drain Snake Health and Safety $ $ Toilet Health and Safety $ $ Smoke Carbon Monoxide Health and Safety $ 1, $ Wheelchair Ramp Health and Safety $ 6, $ 3, $ 1, $ 1, $ - Contingency Total $ 16, $ 9, $ 6, $ 3, Proposed Rehab. Work * Contingency is there for unforseen moisture damage from roof. If not used, then will be applied back to the deferred loan or grant amount. Pest Control Services: repair floor joist, shower valve leak, complete siding repair, repair wood trim, grade dirt away, replace window trim, replace fascia boards, repair rimjoist, replace pressed board trim, replace skirting, pest report and spray, shower diverter.