Finding the place to live that s right for you

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2 PAGE S2 MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT HOUSING GUIDE Finding the place to live that s right for you Finding a place to live is like choosing a partner it s exciting, but also potentially disastrous. Just like choosing a romantic interest, you ll be much happier if you first take some time to think about what is important to you and what you d be willing to sacrifice. Making a list of priorities will help you sort through your choices and improve your chances of avoiding a mistake. Answer for yourself the following questions about your potential housing situation, and then prioritize them so that you ll know what s a must-have. Do you want roommates? This question will dictate much of your housing search and significantly change what you re looking for. Before deciding you may want to research the cost of rent in the area. Living with a roommate is much cheaper than living alone, but those who need time alone to study may find it worth the extra cost. Sometimes renting a room by yourself in a large house can be a good compromise. Do you have a compatible roommate in mind? Great friends don t always make great roommates, so choose carefully. Ask your friends if they know of anyone who is looking for a roommate or apartment. If you can t afford to live alone but don t know of anyone, look for a person with a spare room. The Daily Trojan Classifieds lists these postings. How long will you live in this space? Short leases will severely limit your housing options. Most leases require at least one year s Visit apartments during the day and at night to get a feel for the area. commitment, so if this is too long for you, consider a sublet or a month-to-month lease. You can try to negotiate a deal if you re willing to stay for a longer amount of time. What can you afford? Sometimes the new luxury pad is worth every penny, but you might also prefer having that extra money to go out on weekends. Do a budget before you start shopping to figure out what you re willing to spend. Avoid renter s remorse by doing a budget first. Where do you want to live? The neighborhoods around campus offer a variety of different living experiences. Do you want a quieter neighborhood or one with lots of other college students? Something more sophisticated Downtown? Explore different neighborhoods to get a feel for the atmosphere. Visit them during the day and at night to get a feel for the area, and look in the newspaper to get a sense of whether you can afford the apartments in the area. What kind of amenities do you need? Having a pool is great, but will you use it enough to pay the premium? A reserved parking space might be a better investment in this parking-deprived area, or a gym in the building might save you time in the morning. With the vast amenities and open spaces available in and around USC, maybe all you need is a place to crash at night, and in that case you might opt for a lower-budget option. Should I rent or buy? If you re planning on staying in the area after graduation, the chruning housing market has created a great opportunity to buy. Most students won t have the capital to make a down payment, and loans with no money down should be avoided. Students may consider partnering with parents or trusted friends to purchase a condo or other property. Consult a licensed real estate agent. OPTIONS ABOUND The neighborhoods around University Park and downtown Los Angeles offer an increasing number of housing choices. Houses, Duplexes, and Apartments Wide selection of properties & locations Brand new & designer finish renovations Call today for our weekly leasing specials Student Group sponsorships for residents Live in privacy, but still stay connected FIND A WITH / Communities

3 HOUSING GUIDE MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT PAGE S3 Escape to your Urban Oasis! Only one Block to USC 1, 2, 3 and 4 Bedroom Floorplans Individual Leases Available Private Balconies and Patios Rooftop Lounge with Downtown View Huge Fitness Center with Cardio Room Resort Style Pool with 2 Spas Wifi Hotspot with Access to USC Network 24 Hr Courtesy Patrol South Figueroa Street Los Angeles CA For more info Text TUSCANY to Have a SmartPhone? Scan this code for more Info

4 PAGE S4 MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT HOUSING GUIDE Know what to look for in your apartment Sink Faucets in Kitchen / much external noise can you Before you sign the Bathroom and Shower Head hear? Do you hear the honking of lease, make sure Make sure water comes out car horns or the television in the of the faucets and shower heads, unit next to you? these items are in and the pressure is more than a dribble. Also see if the hot water good condition works. No one wants to take a cold shower their first days in their new home. Look before you lease! Most property owners do their best to provide a safe, clean living environment for their tenants, but occasionally there may be problems from previous tenants that have gone unnoticed. It s important that you note any broken or non-functioning items in your room or apartment so that you won t be held responsible after you move out. This way, you re more likely to get your security deposit returned, and your landlord or property manager will probably be grateful to know about any problems beforehand. Don t just get an apartment because it looks nice or has a pool. In addition to checking out the size and amenities of the apartment, remember to inspect the hidden attributes. Before you sign the lease, make sure you ve confirmed that the following work properly, especially because broken items can be brought to the landlord s attention, and a written and initialed promise to repair can be added to the lease. Also be sure you know what accessories and appliances will be included (refrigerator, microwave, curtains, shower rod and shower curtain, etc.) Here are some items to inspect before you sign your lease: Toilet Check that the toilet flushes properly and thoroughly. Depending on the force of the flush, you may need to invest in a plunger. Appliances Make sure all appliances, such as the stove, oven, refrigerator, air conditioner and heater are functioning properly. Wear and Tear Take a look at the carpet and walls to see if there are stains or marks. Point these out to your potential landlord to make sure you aren t held accountable for them. Electricity Check the lights and outlets to make sure the electricity is working properly. If there are no bulbs, ask the landlord to borrow one. Mobile Phone Reception If you own a mobile phone, be sure to see what the reception is like in the different rooms. Does it only work near a window? Or only in the bathroom? Walls and Outside Traffic Check how sound-proof the apartment is or how nearby you are to highways or railroads. How Cleanliness Check for dirt in the cabinets or closets. The apartment should be swept, mopped, and vacuumed. Also be sure to check for any cockroaches or ants crawling around. Moving Out When moving out of your apartment, be sure to leave everything clean and close to the way it was when you first moved in. A property owner is allowed to use some of the security deposit to make repairs for anything that you have broken or clean anything that you have left dirty. Many landlords won t charge for minor wear and tear, but they do have the right to use some of your deposit for new paint and carpeting if it is necessary. If a landlord tells you that he or she is keeping some or all of your deposit, ask for an itemized report of the repairs. They must do so by law, and the amount must be reasonable in relation to the repair. Most important, it s a good idea to foster a good relationship with your landlord from the getgo. Being a friendly tenant who is also clean and responsible will increase the chances of getting your repairs made quickly. Landlords may be less likely to hold you accountable for repairs when you move out if they like you and feel assured that you have done your best to care for your apartment. stock.xchng A Premier Provider of Houses & Apartments for USC Students for more than 18 Years Caribbean 935 W. 30th St. Magnolia Manor 2671 Magnolia Ave. Palms 1140 W. 27th St Portland St. Enjoy CollEgE Feel at home with new friends and some of the best pricing deals around. We have one amazing house available on Magnolia Avenue, and apartments in different locations that fit most budgets. We have units available that range in price from $1250 to $3000 per month, and some rooms at Magnolia Manor starting at $1000 per month. Visit us at gfpropertygroup.net to see virtual tours, apartment photos & layouts. Contact Kara at to get more information and to schedule a viewing of the rental that meets your needs.

5 HOUSING GUIDE Urban centers are prone to pests, including cockroaches, maggots, rats and ants. While these pests are all common, tenants can make a huge difference just by changing some basic habits. Since one small location can serve as a nest that feeds an entire property, the key is for everyone to make a collective commitment to preventing the spread of these dirty pests. For ants and maggots, which often collect around trash cans, bag all perishable items before throwing them away. This includes food, drink and any animal products (such as kitty litter or animal waste). Southern California naturally has a large ant and fly population, and the best way to keep them at bay is to seal all food and perishables in your apartments and in shared trash cans. For cockroaches, the general rule of thumb is to keep areas clean, uncluttered and free of food. Cockroaches thrive where food and water are available to them. Even tiny amounts of crumbs or liquids caught between cracks provide a food source. Important sanitation measures include the following: Keep premises and gutters clean. Cockroaches are abundant in dirty, humid areas. Shuffle stored items regularly and keep boxes tightly sealed in plastic bags. Carefully check for cockroaches (and other pests at the same time) in furniture, boxes, paper, and other items brought into your home. Vacuuming helps! Even though this method does not kill cockroaches, it is an effective way of removing adults, nymphs and egg capsules. For small and hard to reach areas, simply use a narrow nozzle on your vacuum and remember to properly dispose of the vacuum bag after use immediately (to avoid the pests quickly escaping). For those who wish to kill the caught roaches, simply seal the bag and leave it in a freezer for an hour. Store food in insect-proof containers such as glass jars or sealable containers. Keep garbage and trash in containers with tight-fitting lids. Remove trash, newspapers, MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT A pesky situation: How to keep the creepy-crawlies out of your apartment Rissmu StockXchng Vroom! Cleaning regularly is the best defense against pests. piles of paper bags, rags, boxes, and other items that provide hiding places and harborage. Remove trash and stored items such as stacks of firewood that provide hiding places for cockroaches outside buildings. Avoid collecting excess clutter in storage areas. Trim shrubbery around buildings to increase light and air circulation, especially near vents, and eliminate ivy or other dense ground covers near the house. The key to pest maintenance is a collective commitment to clean and organized spaces. Seal perishables in your apartment and shared trash cans. Remove excess foliage around the property or ask your landlord to help. PAGE S5 WALK ACROSS THE STREET TO CAMPUS Furnished renovated 2-bedroom apartment for 4-6 people. Small, quiet complex. Gated parking for up to 4 cars. Immediate occupancy/preleasing. $3,000/month (213) phone/text 8 BEDROOM FUN PARTY HOUSE ON ELLENDALE Pre-Leasing for Fall $6,895/month ($850/month per room). Walking distance to USC. Remodeled. Fenced yard Ellendale Place. (29th St./Ellendale Pl.) (818) CHARMING OLD CRAFTSMAN BUILDING CLOSE TO UNIVERSITY Large Single, Hardwood floors, remodeled kitchen, tile bath, secured entry, very quiet. $885/mo. Spacious 1-bedroom also available - $1300/mo. Call (323) Classic housing near USC Walk, bike to USC! Private rooms in clean, quiet allstudent houses with great parking, north of campus. Weston Griffith House Hall Private 939 W. Rooms 21st St. for Grads Only - $900/month The Colonel's Mansion (Sorry, it s 27 rented St. James for ) Park Woodcraft Manor (Sorry, 2111 it s Park rented Grove for ) Ave. Arabella s Griffith House Hall (Sorry, it s rented W. Oak 21st for St. St ) If you're a serious student looking for a quiet environment, consider Robinson Residences. Our houses are the finest in the USC area, offering campus-close rooms, apartments and whole houses with modern amenities in uniquely elegant historic settings. Our neighborhood, north of Adams Boulevard, boasts the lowest crime rates of any neighborhood within walking distance of USC. For photos, floor plans and details, please see our web site: (213)

6 PAGE S6 MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT HOUSING GUIDE DANCO HOUSING Now Renting School Year All units located just a few blocks from campus. We have single, 1 bdrm, 2 bdrm, 3 bdrm, 4 bdrm and 5 bdrm units available. Starting as low as $685/month. If interested, call: (310) ; Dancohousing@aol.com or visit us at: What s the on local numbers and Virtually everyone knows about 9-1-1, but what about other threedigit codes? An N11 code or N11 number (spoken as N-one-one ) is a special abbreviated dialing telephone number within the North American Numbering Plan that allows access to special services. Two of the most helpful for regular use are and Did you know that you can call in Los Angeles and be directed to non-emergency city services? is an easy to remember, citywide toll-free number that provides immediate access to information and more than 1,500 non-emergency city services. Calls are answered 24 hours a day, 365 days a year by agents who are trained to provide information or refer calls for service to the correct City agency the first time. Need that pothole fixed or that old couch picked up? puts you in contact with the Citywide Services Directory, which can help you get in touch with anyone in the city, from your elected officials to your local fire department to get your cat down out of the tree, DWP, city council members, the ethics committee and more. Resources in include: City services: garbage collection, non-emergency police and fire, business permits, street maintenance, etc. City of Los Angeles office locations City phone numbers Public meeting schedules (e.g. Council, Committees, Neighborhood Council Meetings, etc.) Citywide events General information for the City of Los Angeles Examples of calls to include: Bulky items pickup City tree trimming Illegal burning Suspicious persons Debris in roadway Minor injuries Non-working street lamps Noise complaints Local government inquiries Animal control In 2000, the city council approved the concept of the 3-1-1/E-Government Services Project, following the trend of other cities. The largest operation in service operates in New York City. From within the city limits, dial from any local area code telephone line to connect with the call center. What is 2-1-1? LA County is a private, nonprofit 501(c)(3) organization, formerly known as INFO LINE of Los Angeles. It is the largest information and referral (I&R) service in the nation, helping approximately 500,000 individuals and families in Los Angeles County each year, and is recognized nationally, throughout the state, and in Canada for its leadership in the field. PRIVATE tours of LA, Hollywood & Beverly Hills We pick up directly from your dorm, house, or hotel See star homes, Hollywood, Santa Monica and more Totally custom tours with private guides -- see exactly what you want with only your family and friends Remember that movie you saw down at LA Live, which was awful but still kinda fun? We do. Memories fail you. Yearbooks don t. There is still time to order your 2016 El Rodeo yearbook for $70. Buy yours before they re gone! uscelrodeo.com

7 HOUSING GUIDE MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT PAGE S7 New HSC Apartments opening Fall 2016! The priority period for USC University Park Campus students begins on April 15th! LOCATED ON THE USC HEALTH SCIENCES CAMPUS PRIVATE BEDROOMS & BATHROOMS FULLY FURNISHED WITH LEATHER-STYLE FURNITURE ACADEMICALLY-ORIENTED ENVIRONMENT Apply online today at CURRIEHALLUSC.COM AMENITIES FOR A FIT & HEALTHY LIFESTYLE CABLE TV & INTERNET INCLUDED CURRIEHALLUSC.COM Leasing Center: 1650 San Pablo Property: 2215 E. Alcazar St AMERICANCAMPUS.COM Date, amenities & utilities included are subject to change. Limited time only. See office for details.

8 PAGE S8 *OFFER SUBJECT TO CHANGE MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT HOUSING GUIDE

9 HOUSING GUIDE PAGE S9 MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT Claim Your Space Today Now Leasing for Fall 2016! SHARED ROOMS AS LOW AS $989! * 3335 South Figueroa St. Los Angeles, CA LIVEGW.com

10 PAGE S10 MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT HOUSING GUIDE 2 BEDROOM COTTAGE Central air, kitchen, washer/dryer. $1,500/month, deposit toward first month holds cottage. Utilities & parking included W. 37th Street in cul-de-sac, across street from USC gate #6. (951) acevedo_john@hotmail.com USC Tram Routes Spring 2016 TIRED OF ROOMMATES? SICK OF SHARED HOUSING? Quiet, clean, fully furnished 1BD/1BA Guest Unit with hardwood floors, eat-in kitchen, and lots of natural light. No pets. Non-smoking. Located above a detached garage, in back of a beautiful historic home with its own separate entrance. Laundry inside the unit. Free WiFi and free local Digital TV included. Garage parking available. Only 8 blocks from campus within the USC Public Safety Patrol / Response Zone. $1,350/mo + utilities (elec, trash, & gas). Flexible lease terms. CALL WALK TO USC - Prime Area Within the DPS Perimeter Singles, one and two bedroom apartments, also 3 bedroom houses. Units come with refrigerator & stove, there is a laundry room on site. Some units have hardwood floors and A/C. (323) (323) The Palms At USC N O W L E A S I N G F O R & 6 Bedroom Houses UNIVERSITY PARK VICINITY Source: USC Transportation. Route A Route B Route C Bring this Ad and your group will get a $150 gift at signing! Route A: Service from 7:35 AM to 8:05 PM, Monday- Friday. Shuttles leave Leavey Library every 30 minutes. Route B: Service from 7:20 AM to 7:50 PM, Monday- Friday. Shuttles leave Leavey Library every 30 minutes. Route C: Service at 6:30 AM and 7:00 AM, and also from 8:20 PM to 2:50 AM Monday-Friday.Bus departs from Leavey Library every 30 minutes Across the street from THE ROW Voice your & 2 blocks from campus *Includes Maid Service & Jacuzzi LEASE TODAY opinion 1126 W. 28 th Street vkmeans@gmail.com 28- USC.COM

11 P Chatsworth Nordhoff Roscoe Sherman Warner Ctr Way P P Canoga Pierce College P Reseda P Woodley Van Nuys P Valley College North Hollywood P S Universal City/ Studio City P Hollywood/Highland P Hollywood/Vine P F Hollywood/Western Westwood/VA Hospital Westwood/UCLA Century City/Constellation Wilshire/Rodeo Wilshire/La Cienega Wilshire/Fairfax Wilshire/La Brea Wilshire/Western Expo/La Brea Wilshire/Normandie Farmdale Expo/ Wilshire/Vermont Crenshaw P P Expo/ Westlake/ Western MacArthur Park Pico/Aliso Mariachi Plaza Soto P Indiana Maravilla East LA Civic Ctr P Atlantic Union Station P LAC+USC Medical Ctr Cal State LA El Monte P F P Expo/Bundy P Expo/Sepulveda Westwood/Rancho Park Palms P Culver City P La La Cienega/Jefferson Expo/La Brea Expo/ Vermont Expo Park/USC 37th St/ USC Slauson P Manchester P Harbor Fwy P Avalon P Hawthorne/ P Lennox P Vermont/Athens Rosecrans P Harbor Gateway Transit Ctr P Carson P Go Metro HOUSING GUIDE SANTA MONICA PACIFIC OCEAN Ventura County Line SAN FERNANDO VALLEY De Soto 26th St/Bergamot P 17th St/SMC Downtown Santa Monica Tampa WESTWOOD Balboa P CULVER CITY LAX Sepulveda P SOUTH BAY Martin Luther King Jr Leimert Park Crenshaw/Slauson Hyde Park Fairview Heights Downtown Inglewood Westchester/Veterans Aviation/ Century Mariposa P El Segundo P Douglas P Redondo Beach Woodman LAX P Aviation/ Laurel Canyon HOLLYWOOD Vermont/Sunset Vermont/Santa Monica Vermont/Beverly KOREATOWN P Crenshaw SAN PEDRO MARCH 31, 2016 SPECIAL ADVERTISING metro.net SUPPLEMENT Antelope Valley Line Civic Center/ DOWNTOWN Grand Park P LA Pershing Pico LATTC/ Ortho Institute Jefferson/ USC Pacific Coast Hwy P Pacific Av P Downtown Long Beach P Sq P 2nd Pl/ Hope 7th St/ Metro Ctr Grand/ LATTC San Pedro St LONG BEACH P Heritage Sq P Lincoln/Cypress 2nd St/ Broadway 1st St/Central Washington Vernon Slauson Florence P Firestone 103rd St/Watts Towers P Willowbrook/Rosa Parks P Compton Artesia P Del Amo P Wardlow P Willow St P Pacific Coast Hwy Anaheim St 5th St 1st St P P South Pasadena Highland Park Southwest Museum Chinatown Long Beach Bl P Little Tokyo/ Arts Dist Lakewood Bl P NORWALK EAST LOS ANGELES Orange County & 91 Lines Norwalk P Lake P Fillmore P Del Mar P Memorial Park Allen Sierra Madre Villa P Arcadia Monrovia Duarte/City of Hope EL MONTE Irwindale AZUSA San Bernardino Line Riverside Line Under Construction Lines and Stations Expo Line Phase 2 Crenshaw/LAX Line Purple Line Extension Regional Connector Metro Rail lines and stations Red Line Purple Line Blue Line Green Line Gold Line Expo Line Metro Busway lines and stations Orange Line Silver Line Street stop Regional Rail Metrolink & Amtrak MAR 2016 Transfers Airport Shuttle LAX Shuttle (free) F LAX FlyAway S BUR SuperShuttle (free) Parking Free Paid Bike Subject to Change Azusa Downtown APU/Citrus College LACMTA PAGE S11 L.A. Metro Rail Routes With two campus stops, the vast Metro Rail system connects USC with many communities. University Park and downtown residents can get to a growing number of places in Los Angeles without fighting traffic or filling up the gas tank. Expo Line: The Expo Line s USC-Jefferson and Expo Park-USC stops offer convenient access to the entire Metro Rail system. The Expo line runs from downtown, L.A. Live and the Staples Center, past USC, east to Culver City, and beginning May 20 to Santa Monica. Red Line: Connects from downtown to Hollywood, Universal Gold City Line Foothill and Extension North Hollywood in the San Fernando Valley. Purple Gold Line Foothill Line: Extension Runs from Union Station to the Red Line Green Line Wilshire Purple Line District, Gold Line with extension to Beverly Hills Blue Line Expo Line under construction. Gold Orange Line Line: Silver Line Travels from East L.A., through Street stop downtown, to Pasadena and Azusa. Transfers Blue Line: Runs between downtown and Long Metrolink & Amtrak Beach, connecting with the Expo Line at the Staples Center. LAX Shuttle (free) F LAX FlyAway Airport Shuttle SGreen BUR SuperShuttle Line: (free) Runs between Norwalk and the South LAX FlyAway LAX Shuttle (free) Bay cities of El Segundo and Redondo Beach. Free Bike Free parking Shuttle connection to LAX. Paid Paid parking Metro Rail lines and stations Metro Busway lines and stations Regional Rail Airport Shuttle Parking SEP 2014 Subject to Change LACMTA LACMTA Full rail and bus information at Love where you live. Studios from $1,500 1 Bedrooms from $1,795 2 Bedrooms from $2,325 ROOM TO BREATHE, 50 STEPS TO EVERYTHING ELSE. At WilshireValencia, it s easy to jump into urban life, or take a deep breath and find open space to move, play, connect, or just think. Studios, 1-Bedrooms, 2-Bedrooms. 9 ceilings. hardwood floors. modern, built-in cabinetry. in unit washer/dryer. private balconies. parking included. available now Wilshire Blvd. Los Angeles CA wilshirevalencia.com Over 20,000sf of dedicated open/recreation space. 4,200sf gym with the latest equipment. 8,800sf pool & spa courtyard. BBQ areas. 4,865sf zen garden with lush landscaping. 219 trees. 4,075 sf outdoor sports courts. 244 bicycle spaces. 500sf glass-enclosed billiards lounge. dog run. plus shops & restaurant. could be yours. WILSHIRE VALENCIA, ASTANI, and its affiliates fully support the principles of the Fair Housing Act (Title VIII of the Civil Rights Act of 1968), as amended, which generally prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status, and handicap (disability). We reserve the right to make modifications in plans, exterior designs, materials, specifications, finishes, standard features, and prices at any time without notice. Photographs, renderings, and landscaping are illustrative and conceptual.

12 PAGE S12 MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT HOUSING GUIDE NEWLY RENOVATED HOMES 1/2 BLOCK FROM CAMPUS PRIVATE 3, 5 & 7 Bedroom Homes w/ Free parking! Stunning homes! Completely overhauled and newly renovated w/ modern, state-of-the-art kitchen and bathrooms. Kitchens come complete w/ granite countertops, modern cabinetry, stainless steel appliances and slate floor. All bathrooms complete w/ newly tiled showers, vanities. Free private laundry in unit. Backyard is great for a get together or a BBQ with friends! Text/Call: USCHousing@gmail.com House fires: An alarming situation A smoke alarm is critical for the early detection of a fire in your home and could mean the difference between life and death. Fires can occur in a variety of ways and in any room of your home. But no matter where or how, having a smoke alarm is the first key step toward safety in your apartment. This information is not intended to be all inclusive, but it is intended to inform the reader about some of the safety aspects and importance of having and maintaining working smoke alarms. Mardi Gras & Bachelor ($1,000/month) Studio ($1,300/month) Mardette Apartments MOVE-IN SPECIAL 1+1 ($1,700/month) 2+2 ($2,500/month) Large newly painted units includes stove/refrigerator, microwave, A/C, pool, laundry, gated entry & parking. 720 West 27th Street & 2707 Portland Street (213) BEDROOM APARTMENT Pre-Leasing for Fall From $1,395/month & up. Furnished, wood floors. Remodeled. Walking distance to USC. Free tram to campus Ellendale Pl. (29th St./Ellendale Pl.) (818) ~ The Barmore Mansion ~ In the Alvarado Terrace National Register District ROOMS FOR USC GRAD STUDENTS Private rooms available in this shared mansion. On-site, gated, assigned parking with each room. CLOSE to the USC campus: Bike, bus or drive to school. All utilities, gas, electric, water & wireless internet included w/ rent. ROOMS Built in 1905, FOR this USC 7,000 GRAD sq. ft. STUDENTS Historic/Cultural Monument has original murals, fireplaces, stained glass windows, carved oak woodwork, antique lighting, ceiling fans, artwork, grand front porch and furnished or unfurnished private rooms in a range of prices ($ and up), shared or private bathrooms. Luxurious common areas, comfortably furnished and cleaned by housekeeper: Living room with fireplace, couches, armchairs and rockers; Oak-lined Dining room with huge dining (or study) table, fireplace, pocket doors. Library with leather sofa, wing-chairs, ceiling fan and bookshelves. Estate Kitchen - with three refrigerators, eight burner stove, granite breakfast table. Everyone has their own storage space for food, utensils & dishware. Storage room for bikes. Landscaped grounds, big front porch, parking lot with remote controlled gate. Clean, quiet, responsible individuals call Dr. Mary Ann bendavis@jps.net or Troy troyaquinn@gmail.com Living at the Barmore Mansion was a great experience, especially due to the amazing people you meet while living here. For those who are moving to Los Angeles will appreciate how friendly the other housemates are. There is a convenient bus line a block away that goes directly to USC, and it s a short drive (less than a mile) if you have a car. The landlords take an active interest in ensuring that every resident lives with only other responsible and respectful students. I wouldn t have wanted to spend my two years at USC with any other housemates. I highly encourage any USC or Loyola Law students, especially those who are new to Los Angeles, to seriously consider living here. -Alex M. USC, Master of Public Administration Check out pictures and our other houses at Why are Smoke Alarms Important? Every year in the United States, about 3,000 people lose their lives in residential fires. In a fire, smoke and deadly gases tend to spread farther and faster than heat. That's one reason why most fire victims die from inhalation of smoke and toxic gases, not as a result of burns. A majority of fatal fires happen when families are asleep because occupants are unaware of the fire until there is not adequate time to escape. A smoke alarm stands guard around the clock and, when it first senses smoke, it sounds a shrill alarm. This often allows a family the precious but limited time it takes to escape. About two-thirds of home fire deaths occur in homes with no smoke alarms or no working smoke alarms. Properly installed and maintained smoke alarms are considered to be one of the best and least expensive means of providing an early warning of a potentially deadly fire and could reduce the risk of dying from a fire in your home by almost half. Where Should Smoke Alarms be Installed? Smoke alarms should be installed on every level of the home, outside sleeping areas, and inside bedrooms. A smoke alarm should be installed and maintained according to the manufacturer's instructions. When installing a smoke alarm, many factors influence where you will place it, including how many are to be installed. Consider placing alarms along your escape path to assist in egress in limited visibility conditions. In general you should place alarms in the center of a ceiling or, if you place them on a wall, they should be 6 to 12 inches below the ceiling. Install a working smoke alarm on every level of the home, outside sleeping areas, and inside bedrooms. Replace smoke alarm batteries at least annually, such as when resetting clocks in the fall or spring. Test all smoke alarms in your house once a month. Do not place a smoke alarm too close to a kitchen appliance or fireplace, as this may result in nuisance alarms. Avoid locating alarms near bathrooms, heating appliances, windows, or ceiling fans. Replace smoke alarms that are more than 10 years old. Smoke alarms don't last forever. Develop and practice a fire escape plan, because working smoke alarms and a fire escape plan will increase your protection in case of a fire. Which Smoke Alarm Type is Better? Although there are several choices, the most important thing to remember is that smoke alarms save lives. For that reason, you should install a smoke alarm if your home does not have one. There are two main types of smoke alarms, which are categorized by the type of smoke detection sensor, ionization and photoelectric, used in the alarm. A smoke alarm uses one or both methods, sometimes with a heat detector, to warn of a fire. Ionization detectors contain a chamber with two plates that generate a small, continuous electric current. When smoke enters the ionization chamber, the smoke particles disrupt the current flow, which triggers the alarm. Photoelectric detectors use a light beam and light receptor (photocell). When smoke is present between the light and receptor, depending on the type of smoke chamber configuration, the reduction or increase of light on the photocell sensor triggers the alarm. Escaping a fire Do not waste any time saving property. The fire has already developed and the closest smoke alarm has detected the smoke. It may be smoky; getting low may make it easier to breathe and see. Smoke contains toxic gases which can disorient you or, at worst, overcome you. The time it takes to get out depends on many factors including mobility, helping others, escape route, time of day, smoke, fire, and the location of the fire. Once you are out of the home, never re-enter the home. The type of fire, slow smoldering or fast flaming, can determine the amount of time you have to escape before being overcome by smoke, heat, and toxic gases. Fast Moving Flaming Fire Fast flaming fires don t leave much time for escape. An ionization smoke alarm may be seconds faster than a photoelectric smoke alarm, and those seconds will count in a fast moving flaming fire. In a flaming fire: A fire escape plan will help reduce the amount of escape time required for you and your family to get out safely. These types of fires can develop rapidly; leave the home as fast as possible because the flames, heat, and toxic gases will become too intense in a short time. If your primary escape path is blocked by smoke, flames, and heat, use your secondary escape method, such as an alternative door or window. Smoldering Fire Smoldering fires develop slowly. A photoelectric smoke alarm can be minutes faster than an ionization smoke alarm in responding to a smoldering fire. Regardless of the type of smoke alarm, as soon as the smoke alarm sounds, leave the home as fast as possible. In a smoldering fire: An escape plan will help reduce the amount of escape time required for you and your family to get out safely. When the smoke alarm sounds, leave the home as fast as possible; it is unpredictable when the smoldering fire may burst into a flaming fire. These types of fires produce a lot of smoke; getting low may make it easier to breathe and see. The smoke contains toxic gases which can disorient you or, at worst, overcome you. If your primary escape path is blocked by smoke, flames, and heat, use your secondary escape method, such as alternative door or window. Preventing heating and cooling appliance fires Have a professional technician inspect your heating, cooling, and water appliances annually. Have the fireplace chimney checked and cleaned routinely by a chimney sweep at least once a year. Do not leave a portable heater operating unattended or operating while sleeping. Portable electric air heaters are designed for use only as temporary supplemental heating and only while attended. see FIRE, page S13

13 HOUSING GUIDE FIRES Different types can pose challenges and varying degrees of danger continued from page S12 Look for portable heaters that are listed by a nationally-recognized testing laboratory. These heaters have been tested to meet specific safety standards, and manufacturers are required to provide important use and care information to the consumer. Preventing electrical fires Electrical fires from wiring and lighting are the third leading cause of residential fires. Fire deaths are highest in winter months which call for more indoor activities and an increase in lighting, heating, and appliance use. Most electrical fires result from problems with wiring such as faulty electrical outlets and old wiring. Problems with cords and plugs also cause many home electrical fires. Do not use any electrical cord that is stiff or cracked. The insulation on electrical cords can become damaged by wear, flexing, or age. Inspect electrical cords for frayed wires, which can cause fires. Replace all worn, old or damaged cords immediately. Install additional receptacles where needed. Extension cords should never be used as a long-term solution to the need for installing additional receptacles. Never use damaged electrical cords. Cords can become damaged when run under rugs or furniture. Keep combustibles away from light bulbs. Light bulbs, especially halogen types, get very hot and can ignite combustible materials that get too close. Never place clothing or towels on top of a lampshade. Do not use lamps without a shade where they might fall over onto a bed or sofa. Use the correct wattage bulb for the fixture. Most light fixtures are labeled to show the type of and highest wattage bulb that can be safely used in that fixture; too high a wattage bulb can cause the fixture to overheat and start a fire. Safety around upholstered furniture and mattresses Upholstered furniture and mattresses and bedding are the items first ignited and involved in the greatest numbers of fire deaths. These items are commonly ignited by open flame products (such as candles, cigarette lighters, and matches) or smoking materials (primarily cigarettes). MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT daily Trojan d i g i ta l Breaking news sports Updates images podcasts BonUs content COME BY & GET 20 % off SELECT ACCESSORIES* PAGE S13 Preventing fires at home Keep matches and lighters out of the reach of young children. Exercise caution when using candles. Do not leave candles unattended or lit while sleeping. Candles should be kept away from combustibles. Extinguish candles when you leave the room. If power is out, consider using flashlights instead. Never smoke in bed; extinguish tobacco products when tired. Use an ash tray when smoking. Find additional information at W 36th Pl S Vermont USC Downey Wy Visit our USC store: 3625 S. Vermont Avenue, Los Angeles, CA *20% off select accessory offer ends 7/31/16; offer valid at 3625 S. Vermont Avenue, Los Angeles, CA location only: Applies to one (1) in-stock, regular-priced accessory and excludes select accessories including Apple -branded products (see store for additional discount exclusions). Discount has no cash value and cannot be redeemed for cash or applied as payment or credit to any AT&T account. Discount must be used in one visit or sales transaction and is non-transferable AT&T Intellectual Property. All rights reserved. All other marks contained herein are the property of their respective owners.

14 PAGE S14 MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT HOUSING GUIDE

15 HOUSING GUIDE MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT PAGE S15 What is renter s insurance and why should you consider it? While apartment buildings are insured against certain catastrophes, this coverage does not usually extend to personal property. Renter s insurance can help to mitigate your losses should you be the victim of theft or property damage. These are some common misunderstandings about renter s insurance: Precious and semi-precious stones Comic books, trading cards, stamps Antiques and fine art Goldware and silverware (theft) Rugs, wall hangings, and tapestries Firearms (theft) Furs or clothing trimmed in fur I m covered because my landlord has insurance Usually a landlord s insurance covers only structural damage to the building itself and a lot of policies don t even go that far if the damage is caused by a tenant. For example, if you leave the tub running and it drips downstairs, damaging your neighbor s couch, you may be liable for the whole mess. If your building caught fire, your landlord s coverage would include repairs, but only to the building. It s too expensive Renter s insurance can be as little as $10 to $20 per month. It depends on factors such as the type of personal property you re covering, the size of the dwelling, the location and the deductible you want. Lower prices are offered for apartments that contain smoke alarms and fire extinguishers. For lower rates, you can raise the deductible; for more protection, you can pay more for replacement cost coverage. My neighborhood is safe Renter s insurance usually extends beyond on-premise theft and hazards. If your luggage is stolen while you re on vacation, you ll often be covered. The same may be true with property stolen This little piggy A few pennies invested each day in renter s insurance can pay for itself if your expensive belongings are lost or stolen. from your car. You ll also likely be protected if someone slips and sprains their ankle at events you hold; you may even receive compensation for legal defense costs in the case of a lawsuit. I don t own valuable things You might be surprised at how quickly all your books, CDs, and kitchen appliances add up. Even students can easily own thousands of dollars worth of belongings. Following is a list of common household items. List each item along with its year of purchase and what you think it would cost to replace it today. Types of coverage offered Personal property coverage: Coverage varies by state, company, and type, but here are some basic examples of personal property to include in your inventory. Items not listed here may still be insurable; ask agents about customizing your policy with more options. Property typically covered: Stereo systems, VCRs, and television sets CDs, DVDs, videos, and tapes Photography equipment Movable appliances, including microwaves Furniture Sports equipment China and glassware Clothing and books Property covered with limitations: Home computers Cash, including coin collections Checks and traveler s checks Jewelry and watches Natural hazard coverage: Natural-hazard coverage varies by state and company, but most policies protect your property against losses created by the following: Vandalism Water damage from failure of plumbing or appliances Frozen water pipes Hail Windstorm Smoke Explosion Vehicles or aircraft For a higher premium, most insurance carriers offer options to add coverage for hazards not included in a standard renter s policy: Earthquake, landslide, or other movement damage Water damage caused by an underground source or flooding Nuclear-hazard damages Insurance is about your protection against unforeseeable circumstances. Even if you think it can t happen, paying the price of one music CD a month might make the difference between an empty house and a replacement shopping spree. - MSN Money contributed to this article. Pay for college the smart way THE TROJAN WAY. Your financial aid package may not cover the entire cost of your undergraduate or graduate education. Fortunately, Trojans can fill in the gap with an affordable low-rate Collegiate Choice loan exclusively from USC Credit Union. Compare our rates and you ll see why Trojans look to us first. Lender Lowest Rate + USC Credit Union 2.18% APR * Highest Rate 8.14% APR Citizens Bank Sallie Mae Discover Wells Fargo 2.43% APR 2.50% APR 3.24% APR 3.39% APR 9.43% APR 9.59% APR 9.37% APR 9.03% APR + Private Student Loan- Variable Rates collected from competitor sites on 3/15/2016. Subject to change. Get started today at Or give us a call at (877) , Option 8 *Annual Percentage Rate (APR) is effective 3/15/16, may vary depending on each individual s credit history and underwriting factors, includes the 0.25% interest rate reduction and must sign up for automatic payments through University Accounting Services. If at any time the automatic payments are stopped or the loan is not in repayment status, the rate discount will not be applied. The APR assumes that you will be in school for 4 years and have a 6-month grace period before repayment begins. Borrowing $10,000 at 2.18% accrues $1, in interest during 4 years in school and the 6-month grace period. Sample monthly payment would be 179 payments of $65.18 plus a final payment of $ For illustration purposes only. The APR can differ from the interest rate as it considers fees paid to obtain the loan, your interest rate, if payments are deferred and reflects the cost of the loan as a yearly rate. You are not required to make payments on your loan while in school, although you may make principal and interest payments any time. Making payments while attending school will lower your APR. The minimum loan amount is $1,000. Your interest rate will be determined by your credit score or your cosigner s, whichever is greater. Rate is variable and subject to increase or decrease. For further information on rates and costs, see the Application Truth in Lending Disclosure. You will be required to review the Application Truth in Lending Disclosure prior to submitting an application. Your school s financial aid office will certify your approved loan amount based upon your eligibility. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

16 PAGE S16 MARCH 31, 2016 SPECIAL ADVERTISING SUPPLEMENT HOUSING GUIDE American Campus Communities gives you the college experience you ll love. New low rates! LASTUDENTLIVING.COM IS NOW AMERICANCAMPUS.COM College communities to fit your lifestyle, & your budget. All just steps to campus. Great locations to campus Private bedrooms available Private bathrooms available Fully furnished apartments Amenities for a fit & healthy lifestyle Academically-oriented environments Professional, on-site management & maintenance Individual liability leases available Roommate matching available LIMITED SPACES REMAINING FOR FALL 2016! Amenities subject to change. See office for details.

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