Businessowners Policy. Liability Class. NAIC Code. SIC Code
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1 Businessowners Policy BOP Mixed Occupancy Class Availability If the insured is one of the below listed acceptable classes, they are eligible for BOP coverage if they also meet other defined eligibility rules. Consult policy for eligibility language. NAIC Code SIC Code Liability Class Hazard Prop Rate No N/A Value Text Acceptable Class with residential component [50333] Clothing or Wearing Apparel Retail Men's and Boys' Hats and Caps [50812] Bookbinding and Printing Supplies Retail [50925] Machines or Appliances Retail No Repair [50943] Wood Products Not Otherwise Classified Retail only [52322] Paint, Wallpaper or Wallcovering Stores [52512] Hardware and Tools Retail [53127] Department Stores [53983] Army and Navy Stores [53985] Dry Goods Dealers Retail Including Fabrics, Yarn and Piece Goods (New Goods ) [53989] Home Improvement Stores [54136] Health or Natural Food Stores With an area less than 4000 square feet [54516] Dairy Products or Butter and Egg Stores (Including Ice Cream) [55313] Automobile Parts and Supplies Retail Stores (Including Tires) [56113] Clothing or Wearing Apparel Retail Haberdashery and Men's Furnishings [56114] Clothing or Wearing Apparel Retail Clothing Mens' and Boys' (Coats and Suits)
2 [56214] Clothing or Wearing Apparel Retail Clothing Ladies' and Girls' (Coats, Suits and Dresses) [56311] Clothing or Wearing Apparel Retail Fabric Stores (Including Millinery and Trimmings) [56311] Fabric Stores [56312] Clothing or Wearing Apparel Retail Ladies' Undergarments and Lingerie [56313] Clothing or Wearing Apparel Retail Hosiery [56319] Clothing or Wearing Apparel Retail Ladies' Specialty Stores [56325] Clothing or Wearing Apparel Retail Family Clothing Stores [56413] Clothing or Wearing Apparel Retail Children's and Infants Wear [56613] Clothing or Wearing Apparel Retail Shoe Stores Children's, Ladies and Men's [56613] Shoe Stores Retail [56814] Clothing or Wearing Apparel Retail Furs (Including Pelts) [56814] Fur Garments and Pelts Retail [56992] Clothing or Wearing Apparel Retail Leather Products or Hide Stores [57121] Furniture Upholstered Retail [57128] Furniture Wood or Metal Retail [57134] Floor Covering Stores Wood or Ceramic Tile [57134] Floor Covering Stores Except Wood or Ceramic Tile [57223] Sewing Machine Stores [57224] Appliance Stores Household Appliances and Home Furnishings [57224] Home Furnishings Stores
3 N/A [57326] Appliance Stores Radio, Television and Phonographic Stores (including parts and supplies) [57326] Computer Stores [57326] Electronics Stores [57334] Musical Instrument Stores [57338] Music Stores Pre Recorded [57338] Video Stores Rental [57338] Video Stores Sales [59325] Antique Stores [59425] Books and Magazines Stores New [59425] Books and Magazines Stores Used [59435] Stationery or Paper Products Distributors Retail [59505] Bicycle Shops Retail [59505] Bicycle Shops Repair and Maintenance Shops without Retail [59526] Clothing or Wearing Apparel Retail Sporting Goods and Athletic Apparel [59526] Sporting Goods or Athletic Equipment Stores (Including Apparel) [59685] Florists Retail [59715] Jewelry Retail Costume [59935] Newsstands [59954] Optical Goods Retail [59955] Camera and Photographic Equipment Retail [59955] Photographic Equipment Retail only [59974] Hearing Aid Retail [59992] Collectibles and Memorabilia Retail [59993] Clothing or Wearing Apparel Retail Wigs [59993] Wigs Retail only [59994] Gift Shops [59995] Hobby, Craft or Artists' Supply Retail
4 [59996] Trophy Stores [59998] Toys Retail [59999] Air Conditioning Equipment Retail [59999] Auctioneers Sales conducted away from the insured's premises [59999] Ceramics Retail [59999] Electrical Lighting Stores [59999] Fence Dealers [59999] Janitorial Supplies Retail [59999] Luggage Goods Retail [59999] Painting, Picture or Frame Stores * * [59999] Plumbing Supplies and Fixtures Retail [60999] Accounting Services Except CPAs Condominium [60999] Accounting Services CPAs Condominium [60999] Advertising and Related Services Condominium [60999] Bookkeeping Services Condominium [60999] Employment Agencies attached.) Condominium [60999] Engineers or in actual construction Condominium [60999] Health Maintenance Organizations Condominium [60999] Inspection and Condominium [60999] Insurance Agents Condominium
5 * [60999] Interior Decorators Condominium [60999] Lawyers (Personal attached.) Condominium [60999] Payroll Accounting Services Condominium [60999] Real Estate Agents Condominium [60999] Title Agents Condominium [60999] Veterinarians Condominium [63610] Accounting Services Except CPAs [63610] Accounting Services Except CPAs [63611] Accounting Services Except CPAs [63611] Accounting Services Except CPAs [63621] Accounting Services Except CPAs Condominium [63621] Accounting Services Except CPAs Condominium [63630] Accounting Services CPAs [63630] Accounting Services CPAs [63631] Accounting Services CPAs [63631] Accounting Services CPAs [63641] Accounting Services CPAs Condominium [63641] Accounting Services CPAs Condominium Lessors Risk
6 * * * * [63650] Advertising and Related Services [63650] Advertising and Related Services [63651] Advertising and Related Services [63651] Advertising and Related Services [63661] Advertising and Related Services Condominium [63661] Advertising and Related Services Condominium [63670] Bookkeeping Services [63670] Bookkeeping Services [63671] Bookkeeping Services [63671] Bookkeeping Services [63681] Bookkeeping Services Condominium [63681] Bookkeeping Services Condominium Lessors Risk [63760] Employment Agencies attached.) [63760] Employment Agencies attached.) [63761] Employment Agencies attached.)
7 * * * * [63761] Employment Agencies attached.) [63771] Employment Agencies attached.) Condominium [63771] Employment Agencies attached.) Condominium [63780] Engineers or in actual construction Lessors Risk [63780] Engineers or in actual construction Lessors Risk [63781] Engineers or in actual construction [63781] Engineers or in actual construction Lessors Risk [63791] Engineers or in actual construction Condominium [63791] Engineers or Architects Consulting Not engaged in actual construction Condominium [63810] Health Maintenance Organizations [63810] Health Maintenance Organizations [63811] Health Maintenance Organizations
8 [63811] Health Maintenance Organizations [63821] Health Maintenance Organizations Condominium [63821] Health Maintenance Organizations Condominium [63830] Inspection and [63830] Inspection and [63831] Inspection and [63831] Inspection and [63841] Inspection and Condominium [63841] Inspection and Appraisal Companies Inspecting for insurance or valuation purposes Condominium [63850] Insurance Agents [63850] Insurance Agents [63851] Insurance Agents [63851] Insurance Agents [63861] Insurance Agents Condominium [63861] Insurance Agents Condominium Lessors Risk
9 [63870] Interior Decorators [63871] Interior Decorators [63881] Interior Decorators Condominium [63881] Interior Decorators Condominium Lessors Risk [63920] Lawyers (Personal attached.) [63920] Lawyers (Personal attached.) [63921] Lawyers (Personal attached.) [63921] Lawyers (Personal attached.) [63921] Lawyers (Personal Endorsement BP or Exclusion Personal Lawyers Endorsement BP must be attached.) [63921] Lawyers (Personal Endorsement BP or Exclusion Personal Lawyers Endorsement BP must be attached.)
10 ** ** ** ** ** [63931] Lawyers (Personal Injury And Advertising Injury Endorsement BP or Exclusion Personal Injury And Advertising Injury Lawyers Endorsement BP must be attached. Condominium [63931] Lawyers (Personal attached.) Condominium [63931] Lawyers (Personal attached.) Condominium [63931] Lawyers (Personal Endorsement BP or Exclusion Personal Lawyers Endorsement BP must be attached.) Condominium [63980] Medical s [63980] Medical s [63981] Medical s [63981] Medical s [63991] Medical s Condominium [63991] Medical s Condominium Lessors Risk [64010] Payroll Accounting Services [64010] Payroll Accounting Services [64011] Payroll Accounting Services [64011] Payroll Accounting Services
11 [64021] Payroll Accounting Services Condominium [64021] Payroll Accounting Services Condominium [64060] Real Estate Agents [64060] Real Estate Agents [64061] Real Estate Agents [64061] Real Estate Agents [64071] Real Estate Agents Condominium [64071] Real Estate Agents Condominium Lessors Risk [64160] Title Agents Lessors Risk [64160] Title Agents Lessors Risk [64161] Title Agents * * * [64161] Title Agents Lessors Risk [64171] Title Agents Condominium [64171] Title Agents Condominium Lessors Risk [64180] Veterinarians [64180] Veterinarians [64181] Veterinarians [64181] Veterinarians [64191] Veterinarians Condominium
12 * * ** [64191] Veterinarians Condominium Lessors Risk [65121] Accounting Services Except CPAs [65121] Accounting Services CPAs [65121] Advertising and Related Services [65121] Bookkeeping Services [65121] Employment Agencies attached.) [65121] Engineers or in actual construction [65121] Health Maintenance Organizations [65121] Inspection and [65121] Insurance Agents [65121] Interior Decorators [65121] Lawyers (Personal attached.) [65121] Medical s [65121] Payroll Accounting Services [65121] Real Estate Agents [65121] Title Agents * [65121] Veterinarians
13 ****** **** 1 N/A **** [65170] Not Otherwise Classified [65170] Not Otherwise Classified [65171] Not Otherwise Classified [65171] Not Otherwise Classified [65198] Lawyers (Personal attached.) [65198] Accounting Services Except CPAs [65198] Accounting Services CPAs [65198] Advertising and Related Services [65198] Bookkeeping Services [65198] Engineers or in actual construction Lessors Risk [65198] Health Maintenance Organizations [65198] Inspection and [65198] Insurance Agents [65198] Interior Decorators [65198] Medical s [65198] Not Otherwise Classified [65198] Payroll Accounting Services
![531120 6531 1 4 1 65198 531120 6531 1 4 1 65198 531120 6531 1 4 1 65198 ****** **** 18 N/A 2 65231 531120 **** 18 N/A 2 65231 [65198] Real Estate](/docs-images/94/120350276/images/14-0.jpg "Agents [65198] Title Agents Lessors Risk [65198] Veterinarians [65231] Not Otherwise Classified Condominium [65231] Not Otherwise Classified")
14 ****** **** 18 N/A **** 18 N/A [65198] Real Estate Agents [65198] Title Agents Lessors Risk [65198] Veterinarians [65231] Not Otherwise Classified Condominium [65231] Not Otherwise Classified Condominium
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