...extraordinary homes with extraordinary lives.

Transcription

1 ...extraordinary homes with extraordinary lives. BUYER BOOK 2013

2

3 REAL ESTATE. local experts. global reach.

4 COMPANY

5 THE MISSION Our mission is to utilize our extensive experience and expertise THE STORY Jameson Sotheby s International Realty believes that its clients deserve more than just service; they deserve ultimate satisfaction. As a result - Jameson Sotheby s International Realty is: LIVING LUXURY DEVELOPMENT RENTAL THE BRAND Today we continue that focus by employing our brand s vision of artfully uniting extraordinary properties with extraordinary lives.

6 WE HAVE THE TOP PRODUCING AGENTS

7 AGENT

8 AGENT AS YOUR AGENT, I WILL» Our agents are neighborhood specialists»»» and can provide you with the most current and relevant information specific to the neighborhoods you are interested in. Our agents will personally tour each property with you offering advice and insight to help you make the best decision. Our agents will provide you with relevant sales information and how to interpret the data for the areas you are interested in to ensure you are well-educated and make an informed offer.»» Our agents handle the details of the transaction through closing, including seller disclosures and paperwork. Our agents are skilled negotiators so you get the best deal. Our agents are full time Realtors ; real estate is our job. OUR AGENTS EXPERTISE IS FREE TO YOU

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10 LET US HELP YOU BUY THE HOME OF YOUR DREAMS.

11 WHY PURCHASE?

12 WHY PURCHASE?

13 HERE S WHY 1 TAX ADVANTAGES MONTHLY PAYMENT DEDUCTIONS, UP TO $500,000 TAX-FREE POTENTIAL PROFIT! 2 PRIDE OF OWNERSHIP CONTROL PREDICTABILITY RENTAL UNITS COULD BE SOLD, GO UP IN RENT, NO CONTROL HOMES HAVE APPRECIATED 4.7% ON AVERAGE ANNUALLY SINCE 1940! EQUITY/PRINCIPAL PAYDOWN BANKRUPTCY PROTECTION OWN VS RENT» Compare the advantages and considerations of owning after a 10 year period vs. renting a home. CURRENT RENT $1,500 RENT OWN PURCHASE PRICE OF HOME $300,000 PRICE OF HOME AFTER APPRECIATION $522,241 PERCENTAGE OF DOWN PAYMENT 20% REMAINING BALANCE AFTER 10 YEARS $203,625 LENGTH OF LOAN TERM (YEARS) 30 EQUITY EARNED $318,616 INTEREST RATE 6.5% TAX SAVINGS (AT 28%) $56,280 YEARS YOU PLAN TO STAY IN THIS HOME 10 AVG. MONTHLY PAYMENT OVER TIME $1,669 $0 YEARLY PROPERTY TAX RATE 1.5% TOTAL PAYMENT $200,280 $0 YEARLY HOME VALUE INCREASE RATE 5.7% TOTAL SAVINGS - $200,280 + $374,896 Note: These items were not used in the above calculations: private mortgage insurance, homeowner s insurance cost, loan closing cost, cost of selling a home, property tax, homeowner s tax saving, and rent increases. Results are estimates only.

14 WE ARE THERE AT ALL STAGES OF THE BUYING PROCESS.

15 PURCHASE PROCESS

16 PURCHASE PROCESS

17 TYPICAL BUYING PROCESS WEEK 1 WEEK 2 WEEK 3 WEEK 4 WEEK 5 WEEK 6 WEEK 7 WEEK 8 WEEK 9 WEEK 10 1 MEET WITH AGENT, SET UP ONLINE SEARCH, CHOOSE INITIAL AREA AND PROPERTY TYPE 2 MEET WITH LENDER (PRE-APPROVAL & PRICE RANGE, COSTS) 3 CHOOSE REAL ESTATE ATTORNEY AND INSPECTOR 4 BEGIN LOOKING AT PROPERTIES 5 WRITE CONTRACT, SECURE NECESSARY DOCUMENTS 6 BEGIN REAL ESTATE ATTORNEY REVIEW AND CONSIDER INSPECTION 7 INSPECT PROPERTY 8 FINALIZE ATTORNEY APPROVAL 8.5 MORTGAGE PROCESS 9 CONDUCT FINAL WALK THROUGH 10 CLOSE Approximate timeline for guidance

18 WE WANT TO KNOW WHAT YOU WANT.

19 WANTS & NEEDS

20 WANTS & NEEDS

21 PROPERTY WANTS & NEEDS AREA - CITY / NEIGHBORHOOD AREA WANTS & NEEDS» TRANSPORTATION L Metra Highway Access Bus COMMENTS» COMMUNITY Parks Lake Grocery Shopping Church Noise / Congestion Established Growing Street Parking COMMENTS» SCHOOLS Public Private Grade School High School College COMMENTS PROPERTY» PRICE RANGE Min Max» BED to» BATH to» PARKING» TYPE Single Family Town Home Condo» CONDO TYPE High-Rise Walk-Up Town Home» YEAR BUILT » SQUARE FEET to COMMENTS» AMENITIES Fireplace Hardwood Floors Closet Space Central Air Laundry Basement Elevator Pets Yard Deck Roof Deck Doorman Pool Gym Views COMMENTS» CONSTRUCTION Brick Frame New Vintage Contemporary Fixer Upper Green COMMENTS

22 LET OUR AGENTS HELP YOU FIND THE PERFECT PLACE.

23 FINDING YOUR HOME

24 FINDING YOUR HOME

25 GET SET-UP ONLINE MY JAMESONSIR NEIGHBORHOOD INFO SEARCH LISTINGS

26 OUR AGENTS CLOSE MORE DEALS.

27 CLOSING

28 CLOSING

29 TYPICAL CLOSING PROCESS WEEKS UNTIL CLOSE 6 Approximate timeline for guidance APPLY FOR HOMEOWNER'S INSURANCE 2 CONSIDER PURCHASING A HOME WARRANTY (TALK TO YOUR AGENT) 3 SCHEDULE MOVERS (SOME BUILDINGS REQUIRE SCHEDULE AND FEE) 4 TALK TO YOUR ATTORNEY ABOUT HOW TO HOLD TITLE 5 HAVE YOUR ATTORNEY SCHEDULE CLOSING TIME [SEE BELOW] 6 ASK YOUR ATTORNEY TO DETERMINE YOUR CLOSING COSTS 7 SCHEDULE FINAL WALK THROUGH [SEE BELOW] TRANSFER / SET-UP CAREFULLY REVIEW CLOSING DOCUMENTS CLOSE RECEIVE KEYS / REMOTES / MANUALS MOVE IN 12 AFTER CLOSE WE STAY IN CONTACT TO ADVISE, PROVIDE RESOURCES & KEEP YOU UP-TO-DATE ABOUT THE MARKET 6 Transfer Fees, Title Fees, Escrow, Loan Fees, Legal Fees, Insurance, Appraisal, Inspection, Pro-Rations, Deposits, Property Tax, Assessments, Down Payment UTILITIES SERVICES ADDRESS CHANGE CITY COMMUNITY 8 Gas, Electric, Water, Phone Garbage, Cleaning, Lawn, Cable, Alarm Mail, Subscriptions, Bank, Credit, School Permits, Fees School, Library, Health Club

30 WE HAVE THE RESOURCES TO FIND EXACTLY WHAT YOU NEED.

31 RESOURCES

32 RESOURCES

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34 SURROUNDING AREAS

35 METRA

36 Dodg Asbury B South Blvd 206 Howard Paulina 96 Morse Morse Loyola University Clarendon 800W Halsted Sheridan Sedgwick Sedgwick Clinton Polk 1 X th 4 X Canal 26th Illinois Institute of Technology Northerly Island Park Prairie Avenue Historic District 23rd Glenview Station served daily Oak Lawn Station served weekdays only Station served weekday rush periods only Mars Other Symbols Point of interest McCormick Place X3 X4 33rd 94 Burnham Park 33rd 35th 35th-Bronzeville-IIT 34th Park & Ride lot 27th 29th 31st 39 Vietnam Veterans Art Museum 18th 1 4 Sox35th U.S. Cellular Field Metra Commuter Rail Roosevelt CermakChinatown Chinatown Auxiliary station entrance King Dr her Arc No farecard machines at this entrance. Canal Halsted F Automated station entrance Harrison 3600N rive 35th/Archer 35 Free train connections at station Stations temporarily closed for construction Belmont Sheltered bicycle parking Roosevelt, State Ashland 35th Between Skokie and Howard Chicago D ore 36th Pl 35 Yellow Line Accessible station 38 Taylor 18 Roosevelt Halsted Between Howard, Downtown, and 95th/Dan Ryan 151 Michigan 50 Red Line e Sh 55 36th Racine B lu d Islan Blue Between Linden and Downtown, weekday rush periods only International Museum of Surgical Science Grand Archer, N62 via Halsted, th see schedule Cermak A nd L oomi s 60 UIC Pavilion E Purple Line Express Chicago History Museum Clark/Division Harrison Laflin Hoyne Damen Western 18 7 Racine Ashland 18th Between Linden and Howard Lake Clinton Ill Med Dist Damen National Museum of Mexican Art nonstop to UPS see schedule Halsted Ashland Ashland Damen, Paulina n de Og Western Washtenaw X49 Grand Wallace 60 X9 9 Purple Line Wells 1600W 2000W Hermitage Justine We stern California 21 California Kedzie Western KedzieHoman Kedzie en Ogd 12 Zoo LaSalle Clark State Southport Ashland 2400W Western California Sacramento Kedzie Kedzie St Louis Homan Central Park Central Park Douglas Park Polk Between 54th/Cermak and Downtown 72 Merch Mart Jackson Greektown Lexington 126 Van Buren College Illinois Medical District Pink Line Lak Komensky 31st Polk Cook County Courts 82 Lawndale 53 Damen Kimball Homan Conservatory Central Park Drive Pulaski Pulaski Hamlin Pulaski Pulaski Kildare 60 25th Taylor 12 Sheridan Damen Paulina Southport Rockwell 2800W 3200W Kedzie 3400W 4000W Rockwell Francisco Sacramento Kedzie Spaulding Kimball rv Par ing k 26th 16th 52 Harrison Notebaert Nature Museum Inner Drive Cermak 2200S Malcolm X College Between Midway Airport and Downtown Superior Randolph Washington Madison 20 Orange Line 72 Chicago 65 X20 Between Harlem/Lake, Downtown, and 63rd Street terminals r e Dr 18 United Center 7 Douglas 82 Grand Between O Hare, Downtown, and Forest Park Green Line SatSun 8 D Between Kimball and Downtown Chicago to North Michigan Ave Lake Washington Warren 126 Congress Kendall College 9 X9 Chicago X20 20 FOREST PARK BRANCH Roosevelt 53 Division North/ Clybourn Blue Line n Fulton 56 No stops along bus route Brown Line Webster Armitage Michigan Ave N to North 000 CTA Trains and Stations La ke S ho th Damen 66 Garfield Park Cortland Night Owl service only Trains operate daily unless noted. ckto Humboldt Park Armitage rn N00 Addison Sto 72 ou Sheridan n 65 Cl y b Armitage Mi lw au ke e 73 Western Part-time service only C Bus route terminal col Lin DePaul Univ 000 n on Fullerton Pace bus routes (208 and up) P ark Lincol n wy k Exp Diversey 9 X CTA Hyde Park bus routes ( and 192) Can 50 Wellington Limited stops along bus route 78 r 11 California 82 8 CTA bus routes (1-206) All CTA and Pace bus routes are accessible Inner D Addison 00 Wilson Clar Spaulding X Sheridan Wrigley Field CTA and Pace Bus Routes Lawrence y edy wa Ken n 78 Montrose Belmont X ad Logan Square 154 Addison X9 151 k 56 Irving Park Bro 152 Roscoe Belmont 11 Truman College Clar Addison 78 Montrose Wilson ln X80 Pulaski Garfield Park Conservatory 36 Lawrence o Linc Irving Park Healy 22 Ravenswood 78 Argyle 92 Foster Western 81 Berwyn v e hore Dri La ke S Driv e Marine X Berwyn 93 Bryn Mawr Bryn Mawr Sheffield Kedzie 11 North Park University 136 Ashland 93 Kimball Pulaski B Illinois University Thorndale 147 Clark LaSalle n 53 Northeastern e ge Broadway col 00N Rid 210 Racine Mc C 36 Peterson 84 Lin e Is la orm ick Granville Sheridan 82 LAKE MICHIGAN Loyola State Devon 155 Lunt Pratt Rhodes 155 Warren Park UIC-Halsted California McCormick 96 Jarvis 151 Clark ush hours 22 Rogers Park Lunt 96 Kedzie s er Rog 290 Lincolnwood Town Center B Western Touhy 93 an Sherid Hamlin 11 Peoria, Morgan Howard Halsted Howard ys olnwood 206 CTA RAILS AND BUSES - CHICAGOLAND AREA North Shor C 97 PM AM cago Oakton AM PM Ridge Skokie Expressway or tollway Chicago street numbers G

37 7 126 CK ark r Kingsbury Dan Ryan eder Ramp are A irport into n 6 14 Clinton ton 38 Metra Union Pacific 20 X20 56 Metra Ogilvie Transp Center Clinton Clinton Amtrak/ Metra Union Station Chicago Administrative Hearing Facility (County Court) Superior Clinton 125 Hudson Canal 38 Canal 1 X Canal Huron Erie Ontario Ohio Grand Kingsbury Madison X Lake Randolph Washington Main Post Office Riverside Plaza Metra Milwaukee District, North Central Service Adams 290 Illinois CH Hubbard Kinzie Jackson Orleans IA Metra Burlington Northern Santa Fe, Heritage Corridor, SouthWest Service Van Buren Harrison Polk 400W Sedgwick 400W Wacker Civic Opera House Chicago Mercantile Exchange Wacker Eisenhower Expwy 11 ChicagoChi Superior 125 Sears Tower Oak Walton Locust Chestnut Institute Pl Franklin Brown Line to Kimball 125 Purple Line Express to Linden Merchandise Mart Franklin ends 14 Me rchandise Mart Wells MB ID Wacker LaSalle Clark HC 20 X Quincy begins Broadway bus extended to Harrison/Desplaines after 10:30 pm daily W Wells 200W Wells 66 Wells 125 Washington Chicago Board of Trade Financial LaSalle 1 Metra LaSalle Street Station Thompson Center City Hall/ County Bldg Metra Rock Island District LaSalle Clark Clark Delaware Chestnut R I V E R N O R T H Traffic Court FED ERAL CENTER Van Buren Federal Polk Park Terrace Dearborn E N T E R T A I N M E N T A R E A 134 Clark LaSalle LaSalle Clark Dearborn Dearborn Chicago Lake THEATRE DISTR ICT Daley Siskel Center Film Center X Washington Use card or pass Harold Washington Library Plymouth Gran d Lake S T A T E ST REET SHO P P I N G Monroe Jackson Polk JM Harrison 62 1E-1W State 29 State Libr ary E-1W State Kinzie DT 29 Stat e Rush HW WC MC CA 151 CS DU HI Chicago Hostel RM 29 Wabash Wabash Wabash Chestnut Pearson LU Wa cker AI Harrison Spertus Museum of Judaica th 9th Rush Hubbard Archi- Center TB Randolph Cultural Center/ Visitor Info Madison Adams RU CC EW e ive ) Maple Oak Street R U S H Beach Bellevue S T R E E T 22 N I G H T L I F E Newberry Research A R E A Oak 1000N Library 143 CTA RAILS AND BUSES - DOWNTOWN Walton 144 Washington 145 Square Delaware 146 John Hancock Observatory X X Red Line to Howard ends Use card or pass begin at Van Buren Michigan X end X X4 26 Michigan 1 3 X3 4 MICHIGAN A VENUE SHOPPING Michigan 3 3-X4-10 X NU X Metra Millennium Station 10 Water Tower Place Visitor Info Center St Clair on lower level McCormick Tribune Freedom Museum (rush periods) 20-X X28 3 X3 follow same route downtown X X4 6 7 Metra Van Buren 14 Street 26 Station X E UC Stetson 125 Congress Mies van der Rohe us Fairbanks Dewitt Balbo Chicago X4 26 N O R T H W E S T E R N begin/ U N I V E R S I T Y end Superior N O R T H W E S T E R N Symphony Center Cityfront Art Institute of Chicago Plaza Columbus Museum of Contemporary Art M E M O R I A L H O S P I T A L I L L I N O I S Harris Music & Dance Theater Metra Electric, South Shore Line Pritzker Pavilion Millennium Park Metra Electric, South Shore Line Columbus Park 124 North Water G R A N T P A R K Randolph 1N-1S 200S Petrillo Music Shell Jackson 600S O U T S I D E 800S Hutchinson Field 1000S 157 Ohio Grand Illinois Monroe Lake Shore Park New Chicago River 6 6 Huron Erie River Wac ker 400E Lake Shore Drive 800N McClurg Field 600N 400N Lak e Shore Drive C E N T E R nonstop between Wacker/Columbus South Water and Arlington (2500 N)/Stockton nonstop between Wacker/Columbus on middle level and Belmont (3200N)/Lake Shore 136 nonstop between Wacker/Columbus Gallery 37 and Bittersweet (4100N)/Marine Center 200N for the Arts W A L K W A Y W A L K W A Y X28 3 X3 follow same route downtown Ontario Harbor Subway rail lines Buckingham and station Fountain Elevated rail lines, direction and station Peshtigo M O N R O E H A R B O R 136 Lake Shore Drive 400S Downtown Chicago I N S IDE Purple Line Express: Weekday rush periods only Free train connections at station Walk between stations for free connection Accessible station Automated station entrance No farecard machines at this entrance. Sheltered bicycle parking Ohio Street Beach L A K E M I C H I G A N N62 XX 100W Streeter Bus line with route number Part-time bus service only No stops along bus route Night Owl service only Metra commuter rail Point of interest College or university Street number Olive Park Navy Pier Chicago Children s Museum Smith Museum of Stained Glass A B C D E F G

38 GLOSSARY» ACCELERATION CLAUSE Clause in trust deed or mortgage giving lender the right to call all sums owed as immediately due and payable upon the borrower s default.» AC C E P TANCE The indication of the offeree s willingness to be bound by the terms of the offer.» A D J U S TABLE RATE MORTGAGE (ARM) Interest rate and monthly payments are adjusted periodically during the life of the loan to correspond with changes in the money market.» AG E N T One who acts as a negotiator when dealing with third parties on behalf of a principal.» A M O RTIZATION The gradual retirement of a financial obligation by making periodic payments on the principal and interest.» A N N UA L PERCENTAGE RATE The nominal interest rate of a loan, plus charges for points, loan origination fees, finder s fees, and insurance. This rate must be stated on loans covered by Regulation Z of the Truth in Lending Law.» A P P R A I S A L An estimate of a property s value supported by relevant, factual evidence.» A S S E S S M E N T Either (1) an estimate by a government assessor of the value of property for the purpose of imposing taxes; (2) a fee imposed on property by a governmental authority, usually to pay for improvements such as streets and sewers; or (3) a fee charged by a community association (e.g., in a subdivision) or an association of co-owners (e.g., in a condominium project) to maintain or repair common areas or property.» BALLOON PAYMENT The final installment payment on a note greater than the preceding installment payments; any payments larger than average on a note.» BILL OF SALE The legal document used to transfer title to personal property.» CERTIFICATE OF TITLE A certification based on immediately available public records and issued by a title company, or an opinion rendered by an attorney that the seller has good, marketable and/or insurable title to the property.» CLOSING COSTS Additional costs other than down payments needed to purchase a property. They include points, application fee, one year s premium for hazard insurance, tax and insurance escrow deposit, city revenue stamps, recording fees and attorney s fees.» CLOSING STATEMENT The settlement sheet which is a statement of debits and credits for the buyer and seller in summarizing the costs involved when selling property.» COMMITMENT An agreement to loan a specified amount to a purchaser.» COMMON ELEMENTS That part of real property in condominium ownership of shared elements, including walls, structural supports, stairwells, swimming pools, etc.» CONDOMINIUM A subdivision allowing individual ownership of the units themselves and joint ownership of the common elements.» CONTINGENCY Any requirements in a contract which must be completed before the contract can be considered ready for performance.» CONTRACT An agreement negotiated and entered into by two or more parties who exchange mutual promises to perform certain acts in accordance with the wishes of both parties.» CONVENTIONAL MORTGAGE Any mortgage that is not government insured is considered to be a conventional mortgage.» COOPERATIVE APARTMENT Each occupant receives an undivided interest in the ownership of the apartment and a common interest in all other facilities. This is usually effected by forming a corporation with each owner receiving stock in the corporation equal to his or her investment. The form of ownership is shares/stock in a corporation. The corporation owns the real estate.» COOPERATING BROKER A real estate broker, other than the listing broker, who represents potential purchaser and participates in the sale.» CO-SIGNER One who accepts equal obligation for the performance of a contract, note or other act by affixing his or her name to the documents involved.» C U S TOMER (Prospect) The party with whom an agent deals on behalf of the principal. The agent is required to treat that person fairly and honestly.» D E E D The written instrument which, when properly executed and delivered, conveys title.» DISCOUNT POINTS The amount paid by the seller of a property which will be FHA insured.» DOWN PAYMENT A portion of the purchase price for a property which is paid by the buyer in cash, as opposed to the portion of the purchase price which is either (1) advanced by a lender, (2) assumed by the buyer under the seller s existing mortgage, or (3) financed by the seller.

39 » DUE ON SALE CLAUSE (Alienation Clause) The clause which allows the mortgagee the option of calling the mortgage s unpaid balance immediately due if the mortgagor sells the mortgaged property.» EARNEST MONEY A sum of money given to bind an agreement or an offer made to show good faith.» EASEMENT The right, privilege, or interest of one party in the land of another.» E Q U I TY The interest one has in real property as an owner above all existing indebtedness.» E S C R OW A depository for papers, funds and instructions with a third party who is then obligated to carry out all instructions, providing they are in complete agreement.» FANNIE MAE The Federal National Mortgage Association (FNMA), whose primary function is to buy and sell FHA and VA mortgages in the secondary market for mortgage loans.» FHA LOAN Federal Housing Administration loans are insured by the federal government. Interest rates can be lower than for conventional loans, but the real advantage lies in the low down payment requirement, usually under 5%.» FIXED-RATE MORTGAGE Interest rate and monthly payments remain the same for the entire term of the loan.» GENERAL WARRANTY DEED A deed in which the grantor certifies that the title conveyed is free of defects which may have arisen before or during the time he owned the property.» GIFT LETTER A letter prepared for mortgagee which verifies that the sums of money being used as down payment were a gift from a relative, made without obligation of repayment.» HOMEOWNER S ASSOCIATION An association formed to promote the common welfare of all home owners in the same subdivision; e.g. a condominium building.» LEGAL DESCRIPTION A description of property which can be recognized by law and by which the property in question can be definitely located by reference to recorded maps.» LISTING AGREEMENT An agreement between a real estate broker and the owner of property which authorizes the broker to assist in the sale of the property, as by advertising it and showing it to prospective buyers.» MARKET PRICE The price a property should bring based on comparable sales of similar properties within recent months.» MORTGAGEE The lender in a mortgage agreement.» MORTGAGOR One who makes a mortgage; the borrower.» PERSONAL PROPERTY Moveable property not permanently affixed to land or buildings.» POINTS Loan discounts collected by mortgage lenders as a means of increasing their yield on real estate loans. A point is 1% of the amount of the mortgage.» PREPAYMENT CLAUSE Provision allowing loan payments to be larger than the amount specified in the note.» PRIVATE MORTGAGE INSURANCE (PMI) An insurance premium charged by a lender to buyers with less than 20% down payment. PMI insures lender in the event that buyer should default on the loan.» PRORATION To divide proportionately among the parties involved, based on a fixed date of computations, their share of an obligation paid or due; e.g.,taxes, water, sewer, rents.» REAL PROPERTY Land itself, the improvements thereon, and the rights, title, and interest one has in it.» RESPA Acronym of the Real Estate Settlement Procedures Act, federal legislation passed to regulate disclosure of the buyer s settlement costs.» RIGHT OF SURVIVORSHIP The right to acquire the interest of a deceased joint owner; distinguishing feature of a joint tenancy.» SURVEY The process by which a parcel of land is measured and its area is ascertained.» TITLE INSURANCE Insurance written by a title company to protect property owner against loss if title proves unsound.» TRANSFER TAX The tax required by a governmental agency when real property is transferred from one party to another.» VARIABLE RATE LOAN A loan in which the interest rate rises or falls according to an indicator of market interest such as the prime lending rate.» VARIANCE A permit exempting an owner from a particular zoning ordinance. The owner of the property must prove exceptional circumstances or hardship to justify the exemption.» ZONING A method of regulating the use of real estate by dividing a county or municipality into zones or zoning districts, and then designating the purposes for which land in each zone or zoning district may be used.

40 JAMESON SOTHEBY S INTERNATIONAL REALTY JAMESONSIR.COM CHICAGO 425 W NORTH AVENUE, CHICAGO IL EVANSTON 2934 CENTRAL STREET, EVANSTON IL WINNETKA 586 LINCOLN AVENUE, WINNETKA IL