Public Notices. Business Review THE GULF COAST BUSINESS REVIEW FORECLOSURE SALES PAGES COLLIER COUNTY

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1 Public Notices GULF COAST Business Review PAGES PAGE 25 SEPTEMBER 7, SEPTEMBER 13, 2012 THE GULF COAST BUSINESS REVIEW S Case No. Sale Date Plaintiff & Defendant Address Attorney 2009-CA BAC Home Loans vs. Juan Estrada et al 916 Taylor Terrace Immokalee FL Wolfe, Ronald R. & Associates 2009-CA Chase Home Finance vs. Ralph R Colacino et al th Street NE Naples FL Wolfe, Ronald R. & Associates 2011-CA Wells Fargo Bank vs. John Dempsey et al th Street NE Naples FL Wolfe, Ronald R. & Associates 2011-CA Bank of America vs. Erin Lynn Brouillard Tract 104 Golden Gate Estates #37 PB 7/88 Watson, Marshall C., P.A CA Aurora Loan Services vs. Martha Trincado et al Lot 110 Waterways PB 31/35 Watson, Marshall C., P.A CA Suncoast Schools vs. Troy L Stewart et al Lot 8 Blk G Lakewood #6 PB 12/73 Henderson, Franklin, Starnes & Holt, P.A CA Suncoast Schools vs. Paul Boran et al Tract 80 Golden Gate Estates #19 PB 7/77 Henderson, Franklin, Starnes & Holt, P.A CA Bank of America vs. Victor Lopez et al 5214 McCarty Street Naples FL Kass, Shuler, P.A. 12-CA Deutsche Bank vs. Carl D Schumann et al Tract 62 Golden Gate Estates #11 PB 4/103 Robertson, Anschutz & Schneid, P.L CA Everbank vs. Gulfport Holdings et al 3573 Enterprise #60 ORB 3829/2726 Rogers Towers, P.A CA Third Federal vs. James R Bresnahan et al Lancaster Square #2 ORB 2253/866 Weltman, Weinberg & Reis Co., L.P.A CA OneWest Bank vs. James L Dunkelberger Lot 27 Olde Cypress #3 PB 32/84 Gilbert Garcia Group CC Courtyards vs. Christine B Maxwell et al Bldg 1014 Terra Woods #57 ORB 963/809 Greusel, Jamie, Law Office of CA IberiaBank vs. Global Maintenance et al Lot 15 Blk 4 Marco Highlands PB 3/72 Kahane & Associates, P.A. 2012CA Bank of America vs. Kristin M Neiert et al Lot 69 Autumn Woods #2 PB 29/59 Smith, Hiatt & Diaz, P.A. 2010CA Bank of America vs. Jennifer Merino et al Lot 15 Blk F Naples Villas PB 4/7 Smith, Hiatt & Diaz, P.A. 2011CA Citimortgage vs. Karen E Schwartz et al Lot 55 Queens Park PB 14/81 Phelan Hallinan PLC CA U.S. Bank vs. brian moss et al Lot 28 Blk 594 Marco Beach PB 8/81 Phelan Hallinan PLC CA Wells Fargo Bank vs. Laudius Thimeau et al rd Lane SW Naples FL Albertelli Law CA Wells Fargo Bank vs. Charlene R Hayse et al th Avenue SW Naples FL Albertelli Law CA JPMorgan Chase Bank vs. Jerome Bronson et al Tract 40 Golden Gate Estates #30 PB 7/58 DefaultLink, Inc. (Ft Lauderdale) 2010-CA The Bank of New York vs. Angel E Pueblas et al th Avenue NE Naples FL Wolfe, Ronald R. & Associates 2008-CA The Bank of New York vs. Gabriele Helbig et al Lot 12 Quail Creek PB 14/47 Brock & Scott, PLLC 12-CC Saturnia Lakes vs. Jonathan Freeman et al Lot 532 Saturnia Lakes PB 39/67 Goede & Adamczyk, PLLC 12-CC The Reserve vs. Jose Coto et al Bldg 8 The Reserve #302 ORB 3934/0653 Goede & Adamczyk, PLLC CC Napoli vs. Izaura Oliver et al 1835 Napoli Luxury #3203 ORB 3660/2592 Goede & Adamczyk, PLLC 2010-CA Wells Fargo Bank vs. Richard D Sarmiento 820 Ketch Drive #3 Naples FL Kass, Shuler, P.A CC Carlton Lakes vs. Karen Lamey 5090 Cedar Springs Drive #203 Naples FL Leigh, David E., P.A CA BMO Harris Bank vs. Curtis L Catlin et al Tract 59 Golden Gate Estates #195 PB 7/102 Muller, Mark H., P.A CA US Bank vs. Jessica Pralle et al Bldg 144 Glades Country Club #1 ORB 602/1306 Phelan Hallinan PLC CA BAC Home Loans vs. Paul Sentelik et al Lot 28 Blk 259 Golden Gate #7 PB 5/136 Tripp Scott, P.A CA TMST Home Loans vs. Polly M Rogers et al 5790 Lago Villaggio Way Naples FL Watson, Marshall C., P.A CA Wells Fargo Bank vs. Catherine M Caselnova Manchester Drive Naples FL Wolfe, Ronald R. & Associates 2011 CA Fifth Third Mortgage vs. Lise K Babon et al Abaco Bay #L-2 ORB 3764/850 Florida Foreclosure Attorneys, PLLC 2010-CA The Bank of New York vs. Rafe M Ahmed et al Key Royal #831 ORB 3514/1481 Florida Foreclosure Attorneys, PLLC CA Bank of America vs. Alan C Hancock et al Lot 5 Blk 14 Pinehurst Estates PB 12/1 Smith, Hiatt & Diaz, P.A CA James B Nutter vs. Denis L Dalberiste 5458 Sholtz Street Naples FL Wolfe, Ronald R. & Associates 2010-CA Wells Fargo Bank vs. Steven Krause etc et al 1415 Mariposa Circle #102 Naples FL Wolfe, Ronald R. & Associates CA MUNB Loan vs. Wallace L Lewis Jr et al 36/49/26 Collier County FL Carlton Fields (Miami) 2012CA U.S. Bank vs. Mary B Schlutow et al 230 Tupelo Road Naples FL Padgett, Timothy D., P.A CA JOSEPH VAZQUEZ vs. Carlos Perez et al Lot 25 Blk 93 Golden Gate Estates PB 5/97 Bowden, Robert J., P.A CA GECCMC 2003-C1 vs. Audubon Center et al Tract Z Audubon Commercial Center PB 34/16 Bilzin Sumberg Baena Price & Axelrod LLP 09-CA U.S. Bank vs. Stuart Wallace et al 101 Burnt Pine Drive Naples FL Albertelli Law 10-CA Wells Fargo Bank vs. Hanna Lee et al th PL SW Naples FL Albertelli Law 09-CA HSBC Bank vs. Ginou Frederic et al Broward Street Naples FL Albertelli Law 09-CA JPMorgan Chase Bank vs. Carman Veneziale 660 3rd Street North Naples FL Albertelli Law CA U.S. Bank vs. Ventura Flores et al th Street SW Naples FL Albertelli Law 10-CA Wells Fargo Bank vs. Helina Mir et al st Avenue NE Naples FL Albertelli Law 2009-CA Wachovia Mortgage vs. Jean E Devariste et al 2848 Gordon Street Naples FL Kass, Shuler, P.A CA Habitat for Humanity vs. Elkim Angervil et al Lot 62 Liberty Landing PB 47/71 Rankin, Douglas CA JPMorgan Chase Bank vs. Brant Terzic et al St Nicole #502 ORB 1585/122 Watson, Marshall C., P.A CA U.S. Bank vs. Judith DeMaleissye-Melun Naples Bath & Tennis #515-B ORB 893/1005 Watson, Marshall C., P.A CC Laurel Lakes vs. Anthony D Reiser et al Lot 145 Laurel Lakes PB 39/8 Becker & Poliakoff, P.A CA The Bank of New York vs. Gabriele Helbig et al Lot 12 Quail Creek PB 14/47 Brock & Scott, PLLC 12-CC Saturnia Lakes vs. Jonathan Freeman et al Lot 532 Saturnia Lakes PB 39/67 Goede & Adamczyk, PLLC 12-CC The Reserve vs. Jose Coto et al Bldg 8 The Reserve #302 ORB 3934/0653 Goede & Adamczyk, PLLC CC Napoli vs. Izaura Oliver et al 1835 Napoli Luxury #3203 ORB 3660/2592 Goede & Adamczyk, PLLC 2010-CA Wells Fargo Bank vs. Richard D Sarmiento 820 Ketch Drive #3 Naples FL Kass, Shuler, P.A CC Carlton Lakes vs. Karen Lamey 5090 Cedar Springs Drive #203 Naples FL Leigh, David E., P.A CA BMO Harris Bank vs. Curtis L Catlin et al Tract 59 Golden Gate Estates #195 PB 7/102 Muller, Mark H., P.A CA US Bank vs. Jessica Pralle et al Bldg 144 Glades Country Club #1 ORB 602/1306 Phelan Hallinan PLC CA BAC Home Loans vs. Paul Sentelik et al Lot 28 Blk 259 Golden Gate #7 PB 5/136 Tripp Scott, P.A CA TMST Home Loans vs. Polly M Rogers et al 5790 Lago Villaggio Way Naples FL Watson, Marshall C., P.A CA Wells Fargo Bank vs. Catherine M Caselnova Manchester Drive Naples FL Wolfe, Ronald R. & Associates 2011 CA Fifth Third Mortgage vs. Lise K Babon et al Abaco Bay #L-2 ORB 3764/850 Florida Foreclosure Attorneys, PLLC 2010-CA The Bank of New York vs. Rafe M Ahmed et al Key Royal #831 ORB 3514/1481 Florida Foreclosure Attorneys, PLLC CA Bank of America vs. Alan C Hancock et al Lot 5 Blk 14 Pinehurst Estates PB 12/1 Smith, Hiatt & Diaz, P.A CA Nutter vs. Denis L Dalberiste 5458 Sholtz Street Naples FL Wolfe, Ronald R. & Associates Continued on next page

2 26 AUGUS SEPTEMBE SEPTEMBER 7, SEPTEMBER 13, 2012 Continued from previous page GULF COAST BUSINESS REVIEW 2010-CA Wells Fargo Bank vs. Steven Krause etc et al 1415 Mariposa Circle #102 Naples FL Wolfe, Ronald R. & Associates CA MUNB Loan vs. Wallace L Lewis Jr et al 36/49/26 Collier County FL Carlton Fields (Miami) 2012CA U.S. Bank vs. Mary B Schlutow et al 230 Tupelo Road Naples FL Padgett, Timothy D., P.A CA JOSEPH VAZQUEZ vs. Carlos Perez et al Lot 25 Blk 93 Golden Gate Estates PB 5/97 Bowden, Robert J., P.A CA GECCMC 2003-C1 vs. Audubon Center et al Tract Z Audubon Commercial Center PB 34/16 Bilzin Sumberg Baena Price & Axelrod LLP 09-CA U.S. Bank vs. Stuart Wallace et al 101 Burnt Pine Drive Naples FL Albertelli Law 10-CA Wells Fargo Bank vs. Hanna Lee et al th PL SW Naples FL Albertelli Law 09-CA HSBC Bank vs. Ginou Frederic et al Broward Street Naples FL Albertelli Law 09-CA JPMorgan vs. Carman Veneziale 660 3rd Street North Naples FL Albertelli Law CA U.S. Bank vs. Ventura Flores et al th Street SW Naples FL Albertelli Law 10-CA Wells Fargo Bank vs. Helina Mir et al st Avenue NE Naples FL Albertelli Law 2009-CA Wachovia vs. Jean E Devariste et al 2848 Gordon Street Naples FL Kass, Shuler, P.A CA Habitat vs. Elkim Angervil et al Lot 62 Liberty Landing PB 47/71 Rankin, Douglas CA JPMorgan vs. Brant Terzic et al St Nicole #502 ORB 1585/122 Watson, Marshall C., P.A CA U.S. Bank vs. Judith DeMaleissye Naples Bath & Tennis #515-B ORB 893/1005 Watson, Marshall C., P.A. 12-CC Cocohatchee vs. Hector R Martins Cocohatchee Villas #7 ORB 392/784 Goede & Adamczyk, PLLC 12-CA The Prince vs. Nadia M Gaber et al The Prince #608 ORB 876/1951 Greusel, Jamie, Law Office of 11-CA ESB-B/W vs. Antonio Aguirre Bueno 5348 Floridian Avenue Naples FL e34113 Becker & Poliakoff, P.A. (Coral Gables) 2-CC Cocohatchee Villas vs. Hector R Martins et al Cocohatchee Villas #7 ORB 392/784 Goede & Adamczyk, PLLC 12-CA The Prince vs. Nadia M Gaber et al The Prince #608 ORB 876/1951 Greusel, Jamie, Law Office of 11-CA ESB-B/W Holdings vs. Antonio Aguirre Bueno 5348 Floridian Avenue Naples FL e34113 Becker & Poliakoff, P.A. (Coral Gables) CA Bank of New York vs. Alfred F Krauel Jr etc et al Lot 175 Queens Park PB 14/94 Smith, Hiatt & Diaz, P.A CA GMAC Mortgage vs. Joseph M Crews et al Lot 26 Naples Bayview PB 2/91 Smith, Hiatt & Diaz, P.A CA Village West vs. Stephen A Harrison et al Village West #3 ORB 1174/1293 Condo & HOA Law Group, LLC CA Fifth Third Mortgage vs. Gordon B Short et al Foxmoor #301 ORB 1097/204 Florida Foreclosure Attorneys, PLLC CA Wells Fargo Bank vs. Everardo Yescas et al 875 8th Street SE Naples FL Kass, Shuler, P.A CA The Bank of New York vs. Hilda M Valcarcel et al Lot 6 Blk 9 Naples Twin Lake PB 14/614 Brock & Scott, PLLC CA The Harris Bank vs. David Moreno et al Lot 13 Bristol Pines PB 43/78 Muller, Mark H., P.A CA Suncoast Schools vs. Rudy Alzamora et al Lot 1 McGinnis Estates PB 19/81 Henderson, Franklin, Starnes & Holt, P.A. (Bonita Springs) CC Golf View Manor vs. James Wayne Fahnestock e Golf View Manor #B207 ORB 892/1 Goede & Adamczyk, PLLC 2010-CA Wells Fargo Bank vs. Melis P Blanco et al th Avenue North Naples FL Kass, Shuler, P.A CC Piper s Pointe vs. William D Brown et al Piper s Pointe #V-101 ORB 1570/1927 Peck & Peck, P.A. 12-CA Florida Community Bank vs. Roberto Trevino 9/47/29 Collier County FL Popkin & Rosaler, P.A CA Wells Fargo Bank vs. Barbara E Panipinto-Fenn 1154 Illinois Drive Naples FL Wolfe, Ronald R. & Associates 2010-CA U.S. Bank vs. Marta Appelkvist et al Tradewinds #705 CPB 4/25 Watson, Marshall C., P.A CA Aurora Loan Services vs. Bruce S Dalbec Jr et al 5793 Mango Circle Naples FL Akerman Senterfitt (Jackson St) CA Bank of New York vs. Joanne Bavi et al 8284 Laurel Lakes Blvd Naples FL Akerman Senterfitt (Jackson St) 2008-CA The Bank of New York vs. Edward Bolano et al Tract 56 Golden Gate Estates #95 PB 9/45 Aldridge Connors, LLP CA BMO Harris Bank vs. Morningstar Music et al 13/50/25 Collier County FL Lutz, Bobo, Telfair, Dunham & Gabel (Sarasota) 2011-CA CitiMortgage vs. Vinh Hoang Dang et al Lot 311 Blk E Ibis Cove PB 35/52 Consuegra, Daniel C., Law Offices of 2009-CA HSBC Bank vs. Sergio Vega et al Section 32, Township 46 South, Range 29 East Aldridge Connors, LLP CC Gulf Winds vs. Terry Ehiorobo et al 1024 Manatee Road #C106 Naples FL Greusel, Jamie, Law Office of CA Nationstar Mortgage vs. Christopher A Lyonl Glades #70-2 ORB 548/23 Robertson, Anschutz & Schneid, P.L CA Bank of America vs. Timothy Duffy et al 5832 Glenholme Circle Naples FL Wolfe, Ronald R. & Associates 2010-CA Bank of America vs. Richard H Prine et al 6010 Burr Oaks Lane Naples FL Wolfe, Ronald R. & Associates CA JP Morgan Chase vs. Michael J Case et al Regency Woods #I-203 ORB 1278/1892 DefaultLink, Inc. (Ft Lauderdale) CA Bank of America vs. Maria Ferro et al Lot 49 Orange Blossom PB 45/58 DefaultLink, Inc. (Ft Lauderdale) 2011-CA Aurora Loan Services vs. Kathryn Thomas Lot 1 Blk G Lake Trafford #1 PB 8/12 Wellborn, Elizabeth R., P.A CA DLJ Mortgage vs. Jason Kendrick et al Tract 17 Golden Gate Estates #1 PB 4/73 Airan Pace Law, P.A. 12-CC Ibis Cove vs. Erika R Manchette et al Blk J Lot 807 Ibis Cove PB 39/3 Goede & Adamczyk, PLLC 2009-CA U.S. Bank vs. Vincent Landolfi et al Tract 12 Golden Gate Estates #7 PB 4/95 Shapiro, Fishman & Gaché, LLP (Tampa) 2012-CA Florida Community Bank vs. Luis A Valcarcel Tract 73 Golden Gate Estates #194 PB 7/101 Kopelowitz Ostrow Ferguson Weiselberg Keechl CC Carlton Lakes vs. James E Jenkins et al 4970 Deerfield Way #204 Naples FL Brock, Dwight E., Clerk of Courts CA The Bank of NY vs. Katherine A Catanzariti et al Lot 16 Blk B Heritage Greens PB 28/78 Smith, Hiatt & Diaz, P.A CA The Bank of New York vs. Pedro Cruz et al Tract 122 Golden Gate Estates #194 PB 7/101 Brock, Dwight E., Clerk of Courts 2009-CA JPMorgan Chase Bank vs. Daniel R Carr et al 4043 Skyway Drive Naples FL Kass, Shuler, P.A CC Boca Palms vs. Hung Q Trinh et al Lot 8 Blk A Boca Palms PB 16/67 Samouce, Murrell & Gal, P.A CA Deutsche Bank vs. Tibor Ladi et al Lot 18 Blk 8 Moon Lake #1 PB 14/103 Shapiro, Fishman & Gaché, LLP (Tampa) 2011-CA Aurora Loan Services vs. Archange Pierre th Street SW Naples Fl Popkin & Rosaler, P.A CA Navy Federal vs. Steven M Muratore etc et al Tract 9 Golden Gate Estates #48 PB 5/78 DefaultLink, Inc. (Ft Lauderdale) CC Fieldstone Village vs. Patricia Seixas et al Fieldstone Village #2-106 ORB 1809/1147 Becker & Poliakoff, P.A. (Naples) CA Sovereign Bank vs. David M Zabkar et al Lot 7 Blk 77 Marco Beach #3 PB 6/17 Phelan Hallinan PLC 2008-CA Wells Fargo Bank vs. Tina Ciancaglini et al th Avenue SE Naples FL Wolfe, Ronald R. & Associates 2009-CA Wells Fargo Bank vs. Brian Christopher 431 Ibis Way Naples FL Wolfe, Ronald R. & Associates 2009-CA BAC Home Loans vs. Gayon Dunn etc et al Tract 22 Golden Gate Estates #44 PB 7/29 Watson, Marshall C., P.A CA Taylor Bean & Whitaker vs. Guillermo Bolivar Parcel 32 Naples Farm Sites PB 4/34 Watson, Marshall C., P.A CA Bank of America vs. Arjan Rama et al Lot 13 Blk D Bridgewater #2 PB 39/98 Shapiro, Fishman & Gache (Boca Raton) 2010-CA Federal National Mortgage vs. Aleida Lamazares South Bay # ORB 3908/2101 Shapiro, Fishman & Gache (Boca Raton) 2010-CA JPMorgan Chase Bank vs. Allan R Yenter Abby #E-203 ORB 1588/1751 Shapiro, Fishman & Gache (Boca Raton) 2010-CA Nationstar Mortgage vs. Pablo A Jimenez Tract 76 Golden Gate Estates #81 PB 5/19 Shapiro, Fishman & Gache (Boca Raton) 2010-CA Nationstar Mortgage vs. Olga Nikolakopoulos Lot 30 Blk A Berkshire Village PB 14/48 Shapiro, Fishman & Gache (Boca Raton) 2008-CA U.S. Bank vs. Leonel Lopez et al Lot 15 Blk 276 Golden Gate #1 PB 5/149 Shapiro, Fishman & Gache (Boca Raton) 2009CA Fifth Third Mortgage vs. Darrel Vincent et al Coventry #9-901 ORB 3690/1203 Florida Foreclosure Attorneys, PLLC CA Wells Fargo Bank vs. Frederick A Blaze et al 633 Bougainvillea Road Naples FL Moskowitz, Mandell, Salim & Simowitz, P.A CA Bank of America vs. Kari Argueta etc et al Tract 75 Golden Gate Estates #61 PB 5/86 DefaultLink, Inc. (Ft Lauderdale) 2008-CA JPMorgan Chase Bank vs. Martha Rodriguez Lot 121 Golden Gate Estates #24 PB 7/11 Watson, Marshall C., P.A CA EverBank vs. Patricia A Holt et al Tract 105 Golden Gate Estates #70 PB 5/6 Wellborn, Elizabeth R., P.A.

3 SEPTEMBER 7, SEPTEMBER 13, PUBLIC NOTICES An American Tradition Public notice is an important tool in assuring an informed citizenry. Notices are mandated by legislatures forum independent of the government, typically in a to make sure there is a public window into the local newspaper. activities of governments, officers of the court and others holding a public trust. There are four key elements to a valid public notice. It should be executed and publicly available format. by an entity outside the one mandated to provide cessed by all segments of society. notice, so proper checks and balances are in place. A public notice informs citizens of government or government-related activities that affect citizens are able to verify that the notice was published, usually by an affidavit provided by the publisher. everyday lives. A public notice typically has four elements: (Adapted from the Public Resource Notice Center) Types of Public Notices There are three standard types: Citizen participation notices inform the public about proposed government action and allow the public time to react to such proposals. One such example is a public hearing notice. Business and commerce notices The history of public notices Public notices existed long before the emergence of newspapers. The concept itself began when early civilizations posted notices in public squares. This crude method was eventually refined with the publication of the first English language newspaper in 1665 a court newspaper called the Oxford Gazette. After being renamed The London Gazette, this official newspaper carried notices from the King s Court, London Public notice supports due process Public notices are integral to democratic governance and stem from the right to due process of law guaranteed by the federal and state constitutions. Due process of law protects Americans rights from arbitrary or wrongful violations. This concept has two parts: substantive due process and procedural due process. Substantive due process refers to the relate to government contracts and purchases. Notices of contract bids allow citizens to ensure that the government is operating in accordance with principles of equal opportunity and is acting responsibly in spending taxpayer money. Court notices are required of many non-governmental entities that officials and outlying regions. The American system is modeled after the British system. State governments published public notices before America s founding, and the newly-created federal government followed suit. In 1789, the Acts of the First Congress required the Secretary of State to publish all bills, orders, resolutions and congressional votes in at least three publicly available newspapers. An important premise both in federal types of rights that are protected. Procedural due process refers to the means of protecting those rights. Substantive due process ensures that certain basic rights are not violated, while procedural due process may require suitable notice and a hearing before a government or court-appointed body can act in a way that may affect those basic rights. Public notices play a vital role in use public powers or institutions in some way. Examples include notices of home mortgage foreclosures, which can provide a public alert of widespread credit problems, fraud in underwriting and a basis for analyses of housing trends. This notice allows the public to object to an appointment based on any conflict of interest. and local governments of the United States, as well as in many republics around the world, is that information about government activities must be accessible for the electorate to make well-informed decisions. Public notices in newspapers still provide this accessibility to citizens who want to know more about government activities. Public notice laws serve to outline the most effective method of reaching the public. substantive and procedural due process because they provide a window into government actions and also afford notice to citizens of actions about to take place so they may exercise their constitutional right to be heard. Notification not only informs the individual or entity most directly affected, but it also informs the public, which has an interest in knowing how public powers are being used. THE RISKS OF NOTICES ONLY ON THE INTERNET Although it has been part of American society for a quarter-century as a network for scholars and government agencies, the Internet has been widely used by citizens for about 15 years. Because of its structure with computer clients and servers, information packets and open-network codes, the Internet remains vulnerable and sometimes unstable. Power surges, corrupted software and downed servers can disrupt access. Government agencies cannot ensure that information located on a server is secure. Even a highly technological site like that of the Pentagon s has been affected. In June 2007, the Pentagon was forced to take about 1,500 computers off-line because of a cyberattack. Then-Defense Department Secretary Robert Gates stated that the Pentagon sees hundreds of attacks every day. Public notices guard our constitutional right to due process of law by informing citizens of government action and providing proof of publication via notarized affidavits of publication. Unlike the time-tested and trusted local newspapers that citizens have come to rely on for public notices, the Internet is an unstable medium for information. While it is valuable tool in disseminating information, it has not yet reached a level of sophistication and technological stability that would justify its supplanting newspapers as the primary venue for public notices. It is still uncertain how a Net affidavit could show proof of a public notice publication when constant technological change makes any attempt at archiving and accessing such a document online for any significant time dubious. No less problematic for the Internet is its reach. Those who live in rural areas where broadband does not exist and others who simply cannot afford the Internet cannot access web public notices. In situations where foreclosures are on the rise due, in part, to predatory mortgage lending, more, not less, access to public notices is needed to better inform citizens about their rights and their choices. It is difficult to justify, then, moving public notices from newspapers only to publicnotice Web sites administered either by already over-burdened state governments or by third-party vendors who lack the experience and long-term viability newspapers have proven in publishing notices. So far in the Internet age, newspapers remain the most trusted and primary method for providing citizens access to public notices. WHY NEWSPAPERS? public traditionally has regarded as neutral. Public notices in this print environment gain credibility because of the long history of trust in the local newspaper. Placing notices on government Web sites undermines this neutral interest and removes a critical check and balance. While it may seem appealing on the surface in an age of ever-more sophisticated government Web sites, the potential for mishandling is great. On the other hand, public notices in independent newspapers increase government transparency by opening up the decisionmaking process to the public s eyes. Without this oversight, local governments could enact controversial policies without input from the public. Newspapers serve as effective monitors of governments and ensure that they publish information as required by law. Public notices are typically required by a statute or a regulation. The independent press can provide a valuable civic role by helping to monitor that the notices were published when required. If governments were responsible for publishing their own notices, no neutral and independent entity would have the incentive and the means to track public-notice publication. Newspapers are the primary source Newspapers, founded on the constitutional right of free press, have been serving the public s right to know in America since precolonial times and on the European continent since the 17th century. Because of their traditional information role in society and their long-established independence, newspapers remain the primary source for publishing public notices. Upholding the public s right to know is essential to our country s way of life. Our government governs with the consent of the people, and this consent must be informed. Local newspapers keep the public informed about the inner workings of their respective state and local governments, thereby allowing citizens to participate more fully in the democratic process. Without this participation, the potential for misguided policies increases. Newspaper tradition Newspapers allow the government to notify the public of government actions. The government has a fundamental responsibility to ensure adequate notification to the public of its actions. Therefore, the government has a duty to make sure the methods used in satisfying this responsibility are the most effective. Newspapers provide neutrality from government and credible distance from political pressures or partisan disagreements. Local and community newspapers serve as third-party reporters to the public, publishing information that can be beneficial or sometimes detrimental to the government s public image. They provide an environment for notices that the Newspapers: The best medium for public notices Newspapers, for the most of the republic s history, have been the accepted medium for public notices. This is exactly where the public, even infrequent readers, expects to find them. In addition, specialized publications, such as legal newspapers, are well known for providing public notices to the population through legal communities. Other general interest newspapers, such as county seat weeklies, are the forum where county citizens expect to locate notices of important public business. Furthermore, the vast majority of these notices arrive at citizens homes in a context that compels readership (amid local news, sports features and other content). Another reason for the effectiveness of newspapers is that newspapers provide valid evidence of readership. Legislatures are rightly concerned about web-only notices, given the digital divide between rich and poor, rural and urban residents. The Internet is either too costly or simply geographically unavailable to large segments of society. Notices become historical records The newspaper as paper of record is an important factor in the public policy of notices. Government Web sites cannot provide a secure archival history the way newspapers can. Electronic records lack permanence and can easily be intentionally or accidentally erased. Even the Library of Congress has recognized this shortcoming and has embarked upon a major project to attempt to archive digital records that are in danger of being forever lost due to Internet impermanence. Despite these problems, the federal courts unwisely approved a rule change to the Federal Rules of Civil Procedure recently that would move notices of federal asset forfeitures out of newspapers and onto a Web site administered by the Department of Justice. Yet, the courts have little research to show that the Justice Department s Web site will produce viable, accessible, archivable notices. While Internet web pages pose serious archiving challenges, newspapers, on the other hand, become historical documents. They are oriented and published with a date on every page. They cannot be deceptively altered after printing as a web page could. Historians, judges, lawyers, genealogists and researchers, to name only a few, use newspapers and public notices in particular as sources for records. Newspaper notices protect due process Procedural due process, as granted by the U.S. Constitution and interpreted by courts, generally requires an individual to receive notice and a hearing before he or she is deprived of certain rights or property. For example, before a person s home is sold by a county sheriff at a foreclosure sale, he or she must receive notice of the foreclosure sale and an opportunity to save the house from foreclosure. If the owner does not receive the notice, he may challenge the sale in court. The court may then void the sale or prevent the sale from happening to protect due process. Newspapers are generally paid to run public notices, which recognizes that their publication creates a cost in paper, ink and delivery.

4 28 AUGUS SEPTEMBE SEPTEMBER 7, SEPTEMBER 13, 2012 CIRCUIT COURT FLORIDA FILE NO CP IN RE: THE ESTATE OF JAMES A. CORTESE, JAMES A. CORTESE deceased, whose date of death was July 17, 2011, File Number CP, is pending in the Circuit Court for, Probate Division, the address of which is Clerk of Court, 3315 Tamiami Trail East, Suite #102, Naples, Florida The names and addresses of the personal representative and the personal representative s attorney are set forth below. to be served must file their claims with 3 MONTHS AFTER THE DATE OF TIME OF SERVICE OF A COPY OF and ALL CLAIMS NOT SO FILED WILL BE FOR PERIOD SET FORTH ABOVE, ANY Notice is September 7, Personal Representatives MICHAEL A. CORTESE 6 Rodeo Court Howell, NJ LUCILLE L. KENMORE 614 Windcrest Drive Brick, NJ Attorney for Personal Representatives: KENNETH W. RICHMAN, Esq. Florida Bar No P.O. Box Naples, Florida Telephone: (239) September 7, 14, C NOTICE OF ADMINISTRATION File No CP DONALD F. SANDS Donald F. Sands, Deceased, File Number CP, is pending in the Circuit Court for, Probate Division, the address of which is Collier County Government Center, 3315 Tamiami Trail East, Suite 102, Naples, FL The names and addresses of the Personal Representative and the Personal Representative s attorney are set forth below. ALL INTERESTED PERSONS ARE NOTIFIED THAT: All persons upon whom this notice is served who have objections that challenge, the qualifications of the Personal Representative, venue, or jurisdiction of this Court are required to file their objections with this Court WITHIN THE LATER OF THREE (3) MONTHS AFTER THE DATE OF NOTICE OR THIRTY (30) DAYS AF- TER THE DATE OF SERVICE OF A COPY OF All creditors of the Decedent and against Decedent s estate on whom a copy of this notice is served within three (3) months after the date of the first publication of this notice must file their claims with this Court WITHIN THE LATER OF THREE (3) MONTHS AFTER THE DATE OF NOTICE OR THIRTY (30) DAYS AF- TER THE DATE OF SERVICE OF A COPY OF All other creditors of the Decedent and persons having claims or demands against the Decedent s estate must file their claims with this Court WITHIN THREE (3) MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF ALL CLAIMS, DEMANDS AND OBJECTIONS NOT SO FILED WILL BE FOR Notice is September 7, Personal Representative: SANDRA A. KAROTTKI 1511 Twelve Oaks Drive Munster, Indiana Attorney for Personal Representative: MICHAEL F. BEAL, Attorney At Law Florida Bar No Goodlette Road N., Suite 210 Naples, Florida Telephone (239) September 7, 14, C FOR File No CP Division Probate SHARON F. BURKHOLDER Deceased Sharon F. Burkholder, deceased, whose date of death was June 25, 2012, is pending in the Circuit Court for Collier County, Florida, Probate Division, the address of which is P.O. Box , Naples, FL The names and addresses of the personal representative and the personal representative s attorney are set forth below. to be served must file their claims with 3 MONTHS AFTER THE TIME OF DATE OF SERVICE OF A COPY OF and notice is September 7, Personal Representative GINGER L. BURKHOLDER 5718 Valley Meadow Drive Arlington, TX Attorney for Personal Representative ADAM C. KERLEK Florida Bar No.: BOND SCHOENECK & KING PLLC 4001 Tamiami Trail N., Suite 250 Naples, FL Telephone: (239) Fax: (239) akerlek@bsk.com September 7, 14, C FOR File No CP EMILY F. SEWARD, The administration of the estate of Emily F. Seward, deceased, whose date of death was April 3, 2012, and whose social security number is xxxxx-2557, file number CP, is pending in the Circuit Court for Collier County, Florida, Probate Division, the address of which is 3315 Tamiami Trail East, Naples, Florida The names and addresses of the Co-Personal Representatives and the Co-Personal Representatives attorney are set forth below. to be served must file their claims with 3 MONTHS AFTER THE TIME OF DATE OF SERVICE OF A COPY OF and notice is September 7, Co-Personal Representative WILLIAM F. SEWARD, JR Brookfield Club Drive Roswell, GA Co-Personal Representative SUZANNE S. HURLEY 8 Seal Cove Road Hingham, MA Attorney for Co-Personal Representatives: CEIL SCHNEIDER RANDELL, Esq. Florida Bar No CEIL SCHNEIDER RANDELL, P.A. 500 Australian Avenue South, Suite 600 West Palm Beach, Florida Telephone: (561) csrandell@randellfirm.com September 7, 14, C FOR File No CP Division Probate ABE SMITH Abe Smith, deceased, whose date of death was May 28, 2012, and whose social security number is xxx-xx-2108, file number CP, is pending in the Circuit Court for, Probate Division, the address of which is 3315 Tamiami Trail East, Suite 102, Naples, Florida The names and addresses of the personal representative and the personal representative s attorney are set forth below. to be served must file their claims with 3 MONTHS AFTER THE TIME OF DATE OF SERVICE OF A COPY OF and notice is September 7, Personal Representative: WENDY SMITH 7502 Silver Trumpet Lane, #103 Naples, Florida Attorney for Personal Representative: ANN T. FRANK, Esq. Florida Bar No ANN T. FRANK, P.A Airport Road South Naples, Florida Telephone: (239) September 7, 14, C OF THE, FL FILE NO CP JUDGE: BRODIE MARILYN S. MERRITT A/K/A MARILYN SHANNON MERRITT, MARILYN S. MERRITT a/k/a MARI- LYN SHANNON MERRITT, deceased, whose date of death was June 3, 2012; File No CP, is pending in the Circuit Court for, Probate Division, the address of which is 3315 Tamiami Trail East, Suite 102, Naples, Florida The names and addresses of the personal representative and the personal representative s attorney are set forth below. against decedent s estate, on to be served, must file their claims with 3 MONTHS AFTER THE TIME OF DATE OF SERVICE OF A COPY OF and PERIOD SET FORTH ABOVE, ANY notice is: September 7, Signed on August 24, Personal Representative LESLIE G. MERRITT 521 Tierra Mar Lane W. Naples, Florida Attorneys for Personal Representative KIMBERLY LEACH JOHNSON Florida Bar No kimberly.johnson@quarles.com KIMBERLEY A. DILLON Florida Bar No kimberley.dillon@quarles.com QUARLES & BRADY LLP 1395 Panther Lane, Suite 300 Naples, FL Telephone: (239) September 7, 14, C FOR File No CP Division Probate DOLORES J. AMBROSE The ancillary administration of the estate of DOLORES J. AMBROSE, deceased, whose date of death was June 10, 2012, is pending in the Circuit Court for, Probate Division, the address of which is 3315 Tamiami Trail East, Suite 102, Naples, Florida The names and addresses of the personal representatives and the personal representatives attorney are set forth below. to be served must file their claims with 3 MONTHS AFTER THE TIME OF DATE OF SERVICE OF A COPY OF and notice is September 7, Ancillary Personal Representative: JAMES E. WILLIS, Esq. 975 Sixth Avenue S., Suite 200 Naples, FL Attorney for Personal Representatives: JAMES E. WILLIS, Esq. Florida Bar No Attorney for Susan Spargo 975 6th Avenue South, Suite 200 Naples, FL Telephone: (239) Fax: (888) JWILLISATTY@GMAIL.COM September 7, 14, C FOR File No CP ADELAIDE M. GALLAGHER ADELAIDE M. GALLAGHER, deceased, whose date of death was May 21, 2012; is pending in the Circuit Court for, Probate Division, the address of which is 3315 Tamiami Trail East, Suite 102, Naples, Florida The names and addresses of the personal representatives and the personal representatives attorney are set forth below. against decedent s estate, on to be served, must file their claims with 3 MONTHS AFTER THE TIME OF DATE OF SERVICE OF A COPY OF and PERIOD SET FORTH ABOVE, ANY notice is: September 7, Signed on August 30, Personal Representative FLORENCE A. JOHN Regent Circle Naples, Florida Personal Representative LAWRENCE JOHNSON 111 Nancy Lane Kersey, PA Attorney for Personal Representatives ALAN F. HILFIKER Florida Bar No GARLICK, HILFIKER & SWIFT, LLP 9115 Corsea del Fontana Way Suite 100 Naples, Florida Telephone: (239) ahilfiger@garlaw.com September 7, 14, C FOR File No CP Division Probate H. WILLIAM EMDE H. William Emde, deceased, whose date of death was January 15, 2012, is pending in the Circuit Court for Collier County, Florida, Probate Division, the address of which is 3315 Tamiami Trail East, Suite 102, Naples, Florida The names and addresses of the personal representative and the personal representative s attorney are set forth below. to be served must file their claims with 3 MONTHS AFTER THE TIME OF DATE OF SERVICE OF A COPY OF and notice is September 7, Personal Representative: CHRISTINE K. EMDE 7714 Ahoy Avenue Naples, Florida Attorney for Personal Representative: RICHARD D. CIMINO Attorney for Christine K. Emde Florida Bar No.: Galleria Court, Suite 311 Naples, FL Telephone: (239) Fax: (239) dick@rcimino.com September 7, 14, C OF CASE NO CA CITIMORTGAGE, INC. JOHN F. MORONI, et al TO: SUSAN C. MORONI RESIDENT: Unknown LAST KNOWN ADDRESS: 8856 VENTURA WAY NAPLES, FL AND TO: All persons claiming an interest by, through, under, or against the aforesaid defendant(s). YOU ARE HEREBY NOTIFIED that an action to foreclose a mortgage on the following described property located in Collier, Florida: Lot 44, Ventura,Phase Two, according to the Plat thereof as recorded in Plat Book 34, Page 74 and 75, Public Records of Collier County, Florida. has been filed against you, and you are defenses, if any, to this action on Phelan Hallinan, PLC, attorneys for plaintiff, whose address is 2727 West Cypress Creek Road, Ft. Lauderdale, FL 33309, and file the original with the Clerk of the Court, within 30 days after the first publication of this notice, otherwise a default may be entered against you for the relief demanded in the Complaint. This notice shall be published once a week for two consecutive weeks in the Gulf Coast Business Review. order DATED: August 30, 2012, of the Court PHELAN HALLINAN PLC 2727 West Cypress Creek Road Ft. Lauderdale, FL PH # September 7, 14, C (Summary Administration) FOR File No CP Division 02 P. STANLEY NIPPERT TO ALL PERSONS HAVING CLAIMS OR DEMANDS AGAINST THE ABOVE ESTATE: You are hereby notified that an Order of Summary Administration has been entered in the estate of P. Stanley Nippert, deceased, File Number CP, by the Circuit Court for Collier County, Florida, Probate Division, the address of which is P.O. Box , Naples, Florida ; that the decedent s date of death was June 12, 2012; that the total value of the estate is $10,000 and that the names and addresses of those to whom it has been assigned by such order are: Coral Gables Trust Company, as Trustee of P. Stanley Nippert Revocable Trust dated December 9, 1998, 225 Alhambra Circle, Suite 333, Coral Gables, Florida ALL INTERESTED PERSONS ARE NOTIFIED THAT: All creditors of the estate of the decedent and persons having claims or demands against the estate of the decedent other than those for whom provision for full payment was made in the Order of Summary Administration must file their claims with this court WITHIN THE TIME PERIODS SET FORTH IN SECTION OF THE FLORIDA PROBATE CODE. ALL CLAIMS AND DEMANDS NOT SO FILED WILL BE FOREVER BARRED. NOTWITHSTANDING ANY OTH- ER APPLICABLE TIME PERIOD, ANY CLAIM FILED TWO (2) YEARS OR Notice is September 7, Person Giving Notice: RICHARD CONGER Chief Trust Officer Coral Gables Trust Company 225 Alhambra Circle, Suite 333 Coral Gables, Florida Attorney for Person Giving Notice: NANCY J. GIBBS Attorney Florida Bar No.: GOODMAN BREEN & GIBBS 3838 Tamiami Trail North, Suite 300 Naples, FL Telephone: (239) Fax: (239) goodmanbreen@gmail.com September 7, 14, C Save Time by ing Your Notices to Gulf Coast Business Review! Send to: legal@ review.net Please include the county name in the subject line. Deadline is Noon.

5 SEPTEMBER 7, SEPTEMBER 13, OF THE, FLORIDA, CASE NO.: CA FIFTH THIRD MORTGAGE COMPANY, MAXWELL R KENDALL, et al. Notice is hereby given that, pursuant to a Final Judgment of Foreclosure or Order dated August 24, 2012, entered in Civil Case Number CA , in the Circuit Court for Collier County, Florida, wherein FIFTH THIRD MORTGAGE COMPANY is the Plaintiff, and MAXWELL R KEN- DALL, et al., are the Defendants, I will sell the property situated in Collier Florida, described as: UNIT 2007, BOCA CIECA MANOR CONDOMINIUM, A CONDOMINIUM, ACCORD- ING TO THE DECLARATION OF CONDOMINIUM THERE- OF, AS RECORDED IN OF- FICIAL RECORDS BOOK 959, PAGE(S) 758 THROUGH 859, INCLUSIVE, AS AMENDED, OF THE PUBLIC RECORDS OF, FLOR- IDA, TOGETHER WITH AN UNDIVIDED SHARE IN THE COMMON ELEMENTS AP- PURTENANT THERETO AS SET FORTH IN THE SAID DECLARATION. bidder, for cash, at COLLIER County Courthouse, in the atrium on the 1st floor of the Courthouse Annex, Collier County Courthouse, 3315 Tamiami Trail East, Naples, FL at 11:00AM, on the 27 day of September, lis pendens, must file a claim within 60 who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of 3315 East 7 days before your scheduled court appearance, or immediately if you are hearing or voice Dated: August 28, 2012 Collier County Clerk, FLORIDA FORECLOSURE ATTORNEYS, PLLC 601 Cleveland Street, Suite 690 Clearwater, FL Telephone (727) Our File No: CA /BT September 7, 14, C OF CASE NO CA GMAC MORTGAGE, LLC LINDA LUTZ, et al TO: JOHN TENANT and JANE TEN- ANT RESIDENT: Unknown LAST KNOWN ADDRESS: 153 BRIS- TOL LANE # 202B, NAPLES, FL AND TO: All persons claiming an interest by, through, under, or against the aforesaid defendant(s). YOU ARE HEREBY NOTIFIED that an action to foreclose a mortgage on the following described property located in Collier, Florida: That certain Condominium Parcel composed of Unit 202-F, Bristol Square, a condominium and an undivided share in the common elements appurtenant thereto in accordance with and subject to the covenants, restrictions, terms and other provisions of the Declaration thereof recorded in Official Record Book 1172, Page 264, and as amended, Public Records of Collier County, Florida. has been filed against you, and you are defenses, if any, to this action on Phelan Hallinan, PLC, attorneys for plaintiff, whose address is 2727 West Cypress Creek Road, Ft. Lauderdale, FL 33309, and file the original with the Clerk of the Court, within 30 days after the first publication of this notice, otherwise a default may be entered against you for the relief demanded in the Complaint. This notice shall be published once a week for two consecutive weeks in the Gulf Coast Business Review. or voice, of the Court PHELAN HALLINAN PLC 2727 West Cypress Creek Road Ft. Lauderdale, FL PH # September 7, 14, C OF THE TWENTIETH JUDICIAL CIRCUIT, FL FILE NO CP JUDGE: PIVACEK VIVIAN S. HOLCOMBE, VIVIAN S. HOLCOMBE, deceased, whose date of death was August 1, 2012; File No CP, is pending in the Circuit Court for Collier County, Florida, Probate Division, the address of which is 3315 Tamiami Trail East, Suite 102, Naples, Florida The names and addresses of the personal representative and the personal representative s attorney are set forth below. against decedent s estate, on to be served, must file their claims with 3 MONTHS AFTER THE TIME OF DATE OF SERVICE OF A COPY OF and PERIOD SET FORTH ABOVE, ANY notice is: September 7, Signed on August 22, Personal Representative THE NORTHERN TRUST COMPANY, successor by merger with Northern Trust, NA (f/k/a Northern Trust Bank of Florida N.A.) Kimberly A. Spiker, Vice President 375 Fifth Avenue South Naples, FL Attorneys for Personal Representative KIMBERLEY A. DILLON Florida Bar No kimberley.dillon@quarles.com KIMBERLY LEACH JOHNSON Florida Bar No kimberly.johnson@quarles.com QUARLES & BRADY LLP 1395 Panther Lane, Suite 300 Naples, FL Telephone: (239) September 7, 14, C IN THE COUNTY COURT OF THE CASE NO. 12-CC VANDERBILT TOWERS, UNIT #3 OF NAPLES, INC., a Florida not-for-profit corporation, REAL PROPERTY MANAGERS. LLC, an Ohio limited liability company; et al, TO: James J. Moro 5890 Vandeleur Place Dublin, OH or James J. Moro 7570 Fishel Drive S. Dublin. OH YOU ARE HEREBY NOTIFIED that an action to Foreclose a Lien for unpaid homeowners association assessments on the following real property located in : Condominium Unit 102, Vanderbilt Towers, Unit #3, According to the Declaration of Condominium thereof recorded in Official Record Book 467, Page 638 to 688, as Amended from time to time, of the Public Records of, together with an undivided.80% percentage interest in fee simple, for Unit 102, in the Premises described as follows: A Parcel of Land known as Vanderbilt Towers Unit 3, Commencing at the Southwest Corner of Tract A, according to the Plat of Baker-Carroll Point, as Recorded in Plat Book 8, Page 42, Public Records of Collier County, Florida, Run North 11 Degrees West Along the West Line of Said Tract A, for Feet, to the Point of Beginning; Thence Continue to Run North 11 Degrees West Still Along Said Tract A, For Feet; thence continue to Run North 11 Degrees West Along the West Line of Tract B of said Baker-Carroll Point, for Feet; thence run North 03 degrees 48 50, East, Still along Said Tract B for Feet; Thence run North 89 degrees East, Through said Tract B for Feet to a Point to be known as Point D, Thence Run South 00 Degrees East, Through said Tract A, for Feet; Thence Run South 44 Degrees East, Still Through Said Tract A, for Feet, TOA Point to be known as Point E, Thence Run Feet Along a Westerly Line, said line being the arc of a curve concave to the southeast, having a radius of feet, and subtended by a chord having a length of feet and bearing south 16 degrees west, to a point to be known as Point C, Thence Run North 61 degrees west through said Tract A for feet; thence run South 70 degrees west, still through said Tract A, for Feet, to the point of beginning. has been filed against you, JAMES J. MORO and you are required to serve a copy of your written defenses, if any, to it on Plaintiff s attorney, whose name and address is as follows: Jennifer A. Nichols, Esquire, Roetzel & Andress, LPA, 850 Park Shore Drive, Third Floor, Naples FL 34103, and file the original with the Clerk of this Court either before service on Plaintiff s Attorney or immediately thereafter on or before thirty (30) days after the first publication of this Notice; or otherwise a default will be entered against you for the relief demanded in the Complaint for Foreclosure. you, to the provision of certain assistance. Please is located at 3315 East Tamiami Trail, Suite 501, Naples, Florida 34112, and whose 8800, court appearance, or immediately if the time before the scheduled appearance is or voice Dated on: August 28,, Clerk of Courts JENNIFER A. NICHOLS, Esq. ROETZEL & ANDRESS LPA 850 Park Shore Drive, Third Floor Naples FL September 7, 14, C CONTACT US!