BELMONT SHORE CONDOMINIUMS HOMEOWNERS ASSOCIATION RULES AND REGULATIONS Amended September 15, 2016
INTRODUCTION In order to create the best possible living environment and to assure the greatest potential for increased property values, attached please find a set of the Belmont Shore Condominiums which are in accordance with the Conditions, Covenants and Restrictions (CC&R s). These rules and regulations have been adopted by the Board of Directors and we ask that you and all members of your household familiarize yourself with them. Please understand that the Board of Directors are volunteer homeowners and it is the responsibility of all the homeowners to help maintain the community to the highest standards. To remain fully informed and proactive in community affairs, homeowners are encouraged to attend the monthly Homeowner and Board of Directors meetings. Each homeowner who rents their unit is responsible for supplying their tenant(s) a copy of these rules. These rules are subject to change by the Board of Directors. (Please see tenant occupancy requirements herein.) Your suggestions and comments to these are encouraged. Your comments can be submitted to the Board of Directors through the management company via email at contactus@cardinal online.com. We recommend that all comments, suggestions, inquiries, and/or recommendations be submitted in writing to the Board of Directors. Be sure to include your name, unit address, mailing address and home/work phone numbers. In any conflict between the and the Covenants, Conditions and Restrictions and By laws, the latter two will prevail. Read this rulebook carefully. Your cooperation is essential to the interest of the Association at large. Take pride in being part of Belmont Shore Condominiums Community!
DEFINITIONS The following definitions assure we all will have the same understanding when using terminology related to the community. HOMEOWNER TENANT RESIDENT GUEST A person(s) who is on record as owner of a Belmont Shore Condo HOA Unit A person(s) who leases or rents from a homeowner A homeowner in residence, a tenant, their children and relatives in residence, and any other person who resides primarily in a unit with the permission of the homeowner. A non resident who has been invited by a resident, homeowner, or tenant or a member of their residence, enjoying the facilities of the common area. NOTE: Homeowners, tenants or residents are responsible for the conduct and/or damage caused by their guests at all times. This includes those individuals not expressly invited by a homeowner, tenant, or resident, but on the property as a result of, related to the homeowner, tenant, or resident, or any guest thereof. Any damages to common area facilities that are caused by any occupant will be charged to the owner of the unit associated with the damages. Parents are responsible for the actions and/or damage caused by their children. NOTE: Please see CC&Rs, Article 1 for additional terms and definitions.
RIGHTS TO PEACEFUL ENJOYMENT AND GENERAL CONDUCT All residents have the right to peaceful enjoyment of their respective units and the common area. Any activity, which is considered a violation of the rights of peaceful enjoyment, will be considered a violation of the rules and regulations and will be subject to grievance and penalty assessment procedures. Conduct, including but not limited to the following, will be considered interference with the right to peaceful enjoyment: 1. Excessive noise from any residence at any time, which disturbs neighboring resident(s). 2. Disorderly conduct in the common area. 3. Loud or offensive language. 4. Activity which endangers life or property. 5. Noise: all residents and guests, in consideration of their neighbors right to peaceful enjoyment of their unit shall observe a 10:00 p.m. Sunday thru Thursday and 11pm Friday and Saturday rule throughout the entire complex. 6. All entrance doors provide limited security and must be kept closed at all times. Check to assure doors are locked after each use. Do not open doors to someone not personally known to you. When entering thru the garage gate make sure it closes without others entering behind you. 7. No resident, homeowner, tenant, or guest may prop open or damage locking and/or security devices that in any way interfere with the safety and security of the building. 8. Smoking only permitted in certain sections of the Common Area. See Smoking Policy. 9. Upon the sale of a unit, the homeowner s rights to the use of the common areas are transferred to the new owner, all automobile remote control devices, entry keys, and copies of CC&RS, By Laws, Articles of Incorporation, and must be transferred in escrow to the new owners. 10. The Volunteer Board or any other committee members have the right to peaceful enjoyment. Any comments or suggestions may be put into the comment box in the lobby. Any abusive, harassment, or offensive comments whether in writing or verbally will be subject to fines.
COMMON AREA Seventy one (71) owners at Belmont Shore jointly own the entire area outside of the interior of each individual condo unit. This includes landscaping, building exterior, parking area, lobby and laundry areas along with recreational facilities. Therefore, each homeowner has a responsibility to act in a manner that will benefit all owners/residents. Everyone should be aware that actions appropriate in a single family residence can easily be violations of privacy or a conflict of individual rights in a condominium. Restrictions on the use of the common areas are in no way aimed at any particular resident, owner, or family makeup. It is a matter of safety, liability avoidance, and fairness of use. 1. Loud and boisterous noise or any other objectionable behavior to any resident or guest cannot be permitted. Good judgment and thoughtfulness for others must be used in playing musical instruments, radios, television, and all other activities. 2. No one may construct, repair, remove, improve, or otherwise affect any portion of the common area in any manner, unless expressly authorized by the Board of Directors. 3. All common areas must be kept clean and free of liter (SEE PET CONTROL RULES). All trash and cigarettes must be put in trash containers (SEE SMOKING POLICY BELOW). 4. LAUNDRY ROOMS: There are laundry facilities on each floor. Laundry room hours are 7:00 a.m. to 10:00 p.m.. PLEASE OBSERVE POSTED RULES. The laundry facilities are for the use of the residents only. 5. KEYS: All requests for keys must come from (or be authorized by) the registered owner of the unit, not a tenant. Broken keys are replaced at no cost but the broken pieces must be exchanged for a new key. At the time of rekey, each owner will receive two (2) new keys in exchange for their two (2) old keys at no cost. An owner that has more than two (2) old keys will be able to exchange the additional keys for the new keys at a cost of $25 for the first thirty (30) days of rekey. If an Owner wishes to obtain additional or replacement keys, a deposit of $100 must be given at the time of receipt. The deposit is refundable when the building key is returned to the Association. You may contact the management company for a key. NOTE: keys must be picked up or arrangements made for personal delivery no key(s) will be delivered via mail. 6. No type of ball throwing shall be allowed in the common area. Under no circumstances may balls be thrown against walls, doors, or any part of the building structure. No part of the common area should be construed as a playground.
7. At no time shall any part of the common area, including the parking area, be used for skateboarding, or skating etc. 8. Personal property may not be left in the common area. 9. No unsightly objects (real estate advertising, clothing, towels, or toys) may be placed or stored on balconies, hung over or placed on or outside of railings. Bicycles must be stored in the assigned bicycle room in their designated spaces. Other recreational items may be put there with prior Board approval. All stored items must have an identification sticker. Keys and stickers may be obtained from the Association s designated coordinator (see lobby bulletin for current coordinator), $15.00 and $5.00 each respectively. Storage is done at the owner s risk. 10. Barbecuing on balconies constitutes a fire and safety risk to all homeowners and is NOT allowed on the balconies. 11. Residents may keep one (1) well tended plant in their entryway. NOTE: All entryways need to stay open and free of debris SPA Designated use hours are 10:00 a.m. to 10:00 p.m. Glass objects and pets are not permitted. Local law prohibits use of the facilities by children under 14 years unless accompanied by an adult. None of the controls, other than the timer for the jets, are to be altered. Noise, jumping, diving, running, and other horseplay are prohibited in the spa/sundeck area. COMMUNITY ROOM Reservations must be made prior to gatherings of ten (10) or more people to ensure priority use and may be made for smaller groups to ensure availability. Reservations have to be made with the Association s designated coordinator. Maximum occupancy during gatherings is 25 and until the designated time of 10:00 p.m. Sunday through Thursday and 11:00 p.m. Friday and Saturday. Any exceptions require prior approval of the Board of Directors. Any resident who leaves the community room dirty or messy will be charged the clean up fee as well as a fine. Pets are not allowed in the community room.
VANDALISM When a resident or guest vandalizes Association property, the responsible homeowner will be subject to a fine and assessed for the cost of the damage, repair, and replacements costs, in kind. The Board also has the authority to report such vandalism to the Long Beach Police Department and treat as a chargeable offense. Tampering with any sprinkler, electrical timers, pool equipment, cameras, doors or gate controls is strictly prohibited and will be considered an act of vandalism. If the vandal is a non resident and does not have permission to be on Belmont Shore property, that act will be considered criminal offense and the vandal will be reported to the Long Beach Police Department for trespassing. All acts of vandalism are subject to a penalty assessment of $100.00 for the first occurrence plus repair/replacement costs, and criminal prosecution whenever appropriate. PET RULES 1. Dogs and cats may be kept in any dwelling unit. 2. Pets must be restrained, i.e., carried or leashed while in the common area. They are not allowed to roam free in the common area. Animal control will be contacted regarding any mistreated, unidentified, unattended, or abandoned animals. 3. Pet owners must immediately attend to continuous barking of their pet(s) so as not to disturb other residents. Continuing disturbances will be reported to the Board first and as a last resort to the Animal Control authorities. 4. Pet owners must not allow their pet to relieve themselves in the common areas. Accidental droppings must be cleaned up immediately. Failure to do so poses a safety issue and an immediate $50.00 fine will be assessed if not cleaned up. 5. At no time should the balcony be used to house any pet for long periods and any animal droppings should be cleaned up immediately. Any damage caused to the common area or other owner s units due to the failure to clean up will be charged directly to the responsible owner and a $50.00 fine will be assessed for the first occurrence and increase accordingly if not remedied with the specific time.
SMOKING POLICY Everyone has the right to peaceful enjoyment while living at Belmont Shore Condominiums. Currently smoking is permitted inside units, on the balcony and enclosed patio attached to a unit. It is also permitted in the designated smoking area WITHIN THE RED TILE AREA OF THE COURTYARD, EXCLUDING THE DECK AND SPA AREAS. Smoking is prohibited in all other common areas, including the garage, stairwells, elevators, walkways, lobby, community room, sauna, and adjoining bathroom. We ask smokers to be cognizant of second hand smoke and take precautions to prevent the exposure of others to it. Cigarette ash and butts are to be properly disposed of in the provided ashtrays in the designated smoking areas or within your unit. A fine of $50.00 may be imposed for each incident of smoking in a non smoking area or for disposing of cigarette butts in the common area or off a balcony. ARCHITECTURAL CONTROL REGULATIONS Belmont Shore Condos, as it true with most condominiums, includes architectural controls in the Master Regulations (CC&Rs and By Laws). An Architectural Committee will be appointed to fulfill this responsibility on an ad hoc basis. All building modifications or additions made to your unit must have the approval of the Board of Directors or their authorized designee. This includes modification of walls, electrical work, plumbing, etc. Hard flooring must meet the sound transmission requirements. Permits must be secured from the City of Long Beach where applicable. Permission to make any building modifications must be requested in writing; drawings, sketches, and/or plans are to be submitted to the Board of Directors and the City in writing for approval. BEFORE any work is started the Board requires proof of contractor s license, insurance certificate, and certificate of insurance naming The Belmont Shore Condominium Association as additional insured for any and all work performed by contractor. Failure to provide this information could be subject to additional fines. Hours of construction which produces loud or unusual noise needs to follow the Long Beach Municipal Code, Section 8.80.202. Such work is permitted as follows: Weekdays and Federal Holidays Saturdays Sundays Between 7:00 a.m. and 7:00 p.m. Between 9:00 a.m. and 6:00 p.m. PROHIBITED
Owners must make arrangements to have all construction waste (big or small) disposed of off site. Association waste containers are NOT to be used for such waste. The unit will be fined for any such disposal in the Association s dumpster and charged for bulky item pickup if applicable. Owners are responsible for their vendor(s). They must insure that the vendor cleans up all debris and mess daily. Any cleaning of such debris by Association cleaning crew will be charged to the owner. There is to be no construction material stored in the common area. Destruction of the common area by an owner s vendor will be charged back to the owner. No work is to be done in any common area, including courtyard, hallways and garage. The following exterior attachments are NOT permitted: 1. Outside shutters 2. Air conditioning units in walls, windows 3. Awnings or balcony draperies except those parts of the initial HOA 4. Hinged screen doors at front of unit (MUST OBTAIN TYPE AND MODEL APPROVED BY THE ASSOCIATION The repainting of the exterior surface of the building or other structure by anyone is not authorized. Any exterior surface in need of any paint or stucco should be reported to the Board of Directors through the management company. SATELLITE DISH RULES Satellite dish size shall be no larger than 20 inches in diameter. The receiver shall be gray in color. It is prohibited to affix a dish to the exterior of the building, which includes walls, railings, and the balcony decking. The receiver must be maintained within the balcony proper of the unit and may not extend beyond the plane of the railing. The dish must be positioned in a manner to insure the safety of people in the area adjacent to and below the dish. Satellite dishes may not be placed on Association common areas, including the roof. Wires or cables will be run directly from the site of dish into the adjoining unit and may not hang off the balcony or run to a unit other than the one where it is positioned. All satellite dishes are to be maintained in a manner such that they do not become unsightly.
Satellite dishes require a clear and unobstructed view to the southeast. Prior to purchasing your antenna system, be sure that you have clear view necessary to receive proper signal strength. Tenants need prior written approval of the owner of the unit before installation of a satellite dish. Owner and tenant (if not owner occupied) shall indemnify and hold harmless the Association and its agents, directors, officers, and employees from any and all loss, claim, damage, injury, judgment or cost, including attorney fees and court costs resulting from or arising out of owners/tenants installation, maintenance or use of the satellite receiver. TRASH If you are disposing of large, bulky items contact the management company to schedule a bulky item pickup. The owner of the respective unit leaving the items will be charged for the pick up. Failure to contact the management to schedule the pick up and just leaving the items at the dumpster will incur a fine of $50.00 plus the bulky item pick up charges. Break down boxes and separate your recyclables from regular trash and dispose of in appropriate dumpsters. As mentioned above, it is the individual owner s responsibility to make arrangements to have any and all construction debris/trash removed and disposed of off site Association dumpsters are NOT to be used. REGULAR / GUEST PARKING The following rules for Guest Parking will be enforced. These amended rules and regulations have been approved by the Board of Directors and supersede any prior rules regarding the use of the Guest Parking spaces at Belmont Shore Condominiums. PLEASE OBSERVE ALL POSTED SIGNS 1. There are five (5) Guest Parking Spaces. One next to the Electrical Room, three next to the Garage Gate, and one next to Bicycle Room #2. 2. These Guest Parking Spaces are reserved for use by registered residents and their guests (NO PARKING IS ALLOWED IN THE TWO DESIGNATED FIRE LANES).
3. For these Guest Parking Spaces, each unit is allowed a maximum of eight (8) days of use per month. Individuals are responsible to self monitor their use of these spaces to determine when the maximum use has been reached in a single month. 4. Parking day is from 12:00 noon to 12:00 noon the next day (leaving and returning to the same space during this 24 hour period will still count as one parking day). 5. If a vehicle is parked in a Guest Parking space overnight it needs to be removed NO LATER THAN 12:00 NOON THE FOLLOWING DAY. Failure to remove your vehicle will result in a warning, a fine, or (as a last resort) in the car being towed (see fine schedule below). 6. GUEST SPACES will be monitored daily. If a vehicle is parked in guest parking space for two consecutive days (a day being noon to noon), it will be considered a violation, even if the vehicle has been moved temporarily (during the day or to another space). Warnings, fines, and/or towing may result if these rules are violated (see fine schedule below). 7. GUEST PARKING SPACE #1: NO parking is allowed in Guest Space #1 (next to the electrical room) on Mondays, Tuesdays, Wednesdays, and Fridays from 7:00 a.m. to 12:00 noon (when space is used by building custodian). 8. GUEST PARKING SPACE #5: Guest Parking Space #5 is for use by sub compact vehicles only. Also vehicles cannot block access to Bicycle Room #2. Cars that do will be fined. PLEASE OBSERVE THE SIGN AND PAINTED BOUNDARIES. 9. Each unit in the building will be assigned one (1) new Guest Park Permit by the Homeowners Association. NOTE: An assigned permit is not to be loaned to another unit. Anyone loaning a permit to an unassigned owner will be fined and the Board could deny Guest Parking access for up to 6 months. An owner must provide written approval to the management company before a Guest Parking Permit will be issued to that owner s tenant. ALL CARS IN A GUEST PARKING SPACE MUST HAVE A GUEST PARKING PERMIT DISPLAYED IN THE CAR. Any resident (and/or their guest) who parks in a Guest Parking Space without a Guest Parking Permit will be fined (NO WARNINGS WILL BE ISSUED REGARDLESS). 10. If a Guest Parking Permit is lost or stolen, a replacement permit may be purchased for $15.00. NOTE: A unit s guest parking permit will be revoked for 6 months if it is found to have copied/duplicated a parking permit. WARNINGS/FINES SCHEDULE FOR ALL VIOLATIONS: 1. On the first offense, the unit owner will be fined $10.00 2. On the second offense, the unit owner will be fined $25.00
3. After the third offense and ALL additional offenses, the unit owner will be fined an additional $50.00 for each such offense. 4. Computation of offenses will be on a monthly basis, ie( three offenses in one month will be a total of $85.00) 5. All fines will be included in the monthly notice of Homeowners Association Dues. Fines must be paid upon receipt of said notice. Failure to pay any and all fines will be subject to 5% late charges. 6. If vehicle is not moved after the third offense, said vehicles MAY BE TOWED AT OWNER S EXPENSE. 7. REMINDER: OWNERS ARE RESPONSIBLE FOR ANY AND ALL PARKING FINES ASSESSED AGAINST THEIR UNIT. *****AN OWNER MAY CONTEST ANY AND ALL FINES BY SUBMITTING A WRITTEN REQUEST TO THE BOARD THROUGH THE MANAGEMENT COMPANY. THE HEARING WILL BE SCHEDULED AS PART OF AN EXECUTIVE SESSION BOARD MEETING. Each recorded owner is provided a specific parking space with their deed. The following rules for Regular Parking will be enforced: Park only in spaces assigned to the respective unit. No storage of personal property in the parking area is allowed except in assigned storage cabinets. Unauthorized items will be tagged to allow a 72 hours period for removal. Thereafter the property will be removed and disposed of, which may incur a fine. Visitor parking spaces are for use by guest of homeowners and registered tenants (see Guest Parking Rules above). There shall be NO VEHICLE REPAIRS allowed in the parking area. The Association is not responsible for damage to any vehicle parked in the garage area, residents are encouraged to lock their cars and keep the garage access doors properly closed at all time. Storage of any motor vehicle, mobile home, camper, commercial vehicle, boat, trailer in guest parking area is strictly prohibited. Residents are responsible for removal of any oil or grease marks in parking area. Cost of any oil or grease marks, damages to any common area having to be removed or repaired by the Association will be assessed to the responsible owner and fines will ensue to cover the cost of the damaged property. VIOLATION PROCEDURES When a violation of the CC&Rs, By Laws, or is observed, a citation may be
issued to the offending homeowner (or posted on the offending object). Should the infraction reoccur, a citation with penalty assessment will be issued. THE PROCEDURE FOR HANDLING OF VIOLATIONS OF CC&RS, BY LAWS, AND RULES AND REGULATIONS SHALL BE AS FOLLOWS: 1. When a violation of the Association s CC&R s, By laws, or is observed, a report of such infraction shall be given to the Board of Directors via Management Company by observer in writing. 2. The Board of Directors shall investigate the alleged infraction and authorize a Citation to be issued to the offending homeowner requesting to correct such violation. If the offending homeowner believes this citation has been issued in error, please note, the offending homeowner has the right to request a hearing, in writing, before the Board of Directors. 3. The Board of Directors or its designee will maintain a record of all Citations. 4. Should the infraction reoccur or continue after the prescribed time set forth in the initial Citation, the Board of Directors has the authority to issue a hearing date to discuss the violation. Such request will outline the infraction and the pending penalty assessment that may be levied by the Board of Directors. 5. The Board of Directors will discuss and make a decision during executive session and communicate such decision in writing to the offending homeowner within fifteen (15) days of the hearing. 6. Any penalty assessment or other remedy decided upon by the Board of Directors is due within thirty (30) days. If fines are not collected within thirty (30) days, the Board has the authority to: (1) suspend membership privileges; (2) small claims court lawsuit or (3) superior court lawsuit if fines are over $5,000. 7. The Board of Directors will periodically publish a schedule of penalty assessments which clearly identify categories of infractions and possible penalty assessment amount(s) or other remedies. 8. Violations must be rectified according to the following: IMMEDIATELY: Trash Motor vehicle parking Conduct Rights to peaceful enjoyment Pets General architectural violations Loitering Holiday decorations up after Jan 15 Poster/signs Destruction of property/vandalism
15 DAYS: Unacceptable window coverings Other architectural violations Although the following is not, in and of itself, a violation, it is listed here in order to clarify the parameters beyond which a violation might occur. 5 DAYS: Notification of sale of condo (when it is placed on the market) to the Association s management company. 10 DAYS: Non Owner occupied residences (owner is responsible for complete the Occupancy Form and returning to the management company.) Failure to submit the form will first incur a written warning and subsequent non compliance will result in a $250.00 fine. PENALTY ASSESSMENTS Penalty assessment(s) for uncorrected violations are as follows and can be imposed until the violation is corrected. The seriousness of the offense and the action necessary to correct the violation will be at the discretion of the Board of Directors. In addition to the fines below, all homeowners will be charged the actual cost to repair or replace any damaged or stolen item(s) for which are in the common area. All violations of the governing documents are subject to fines payable by the responsible homeowner. These fines will only be assessed after the violation procedures are exhausted. Infractions will be assessed in accordance with the following schedule: First Infraction: $ 50.00 Second Infraction: $100.00 Third & Subsequent Infraction: $150.00 Any fine issued may be appealed upon written notice to the Board of Directors within 15 days of issuance of said fine. The Board of Directors must respond in writing to said appeal within 15 calendar days of the first Board meeting following receipt of a lawfully filed appeal. Failure by the applicable party to appeal any fine issued by the Board of Directors within the specified time frame shall constitute a waiver of the appeal. Nonpayment of fines or repair/replacement cost will result in an additional monthly 5%( percent) late fee applied to the unpaid balance.
NON OWNER OCCUPIED RESIDENCES If you are a homeowner who decided to rent your unit or to otherwise delegate your right of enjoyment, the following rules apply: 1. You are required to report the names of the persons who are living in your unit to the Board of Directors through the Managing Agent within 10 days of occupancy. The owner (not the tenant) is responsible for submitting the completed Occupancy Form to the Management Company. Said form should include both the tenant/owner emergency information (phone, mobile, email). Programming of entry phone will not be done until completed form is received. Failure to complete and return the form in a timely manner will result in a $250.00 fine. 2. You are required to acknowledge in writing that your tenant, lessee, or contract purchaser fully understands and has received a copy of the CC&Rs and has received a copy of the Rules and Regulations of the homeowners association (see signature page). 3. You are required to further acknowledge that you (as a member of record of the homeowners association) will be held responsible for the actions of your tenants, including any penalty assessment for violations of the of the association, as well as any costs for repairing damage to the common area, or other property, caused by the tenant NOTIFICATION OF SALE OF CONDOMINIUM When an owner puts their unit on the market, they must notify the HOA and the Management Company. All real estate agents must comply with building safety issues related to the entrances and access to the building. Concurrent with the listing of the sale of any unit, the seller (homeowner) shall notify the Board of Directors through the managing agent within five (5) business days of the following: 1. Notice that the unit is for sale. 2. Listing agents names and contact information 3. Statement that listing agent understands the Belmont Shore Condo HOA policy on showing unit and respecting building security. CHANGE IN OCCUPANCY There is a move in nonrefundable fee of $50.00 and move out nonrefundable fee of $50.00 when there is a change in occupancy. This cost is to defray cost of wear and tear on building and elevator plus any possible damage.
1. Sign Material: Masonite RULES AND REGULATIONS REGARDING SALE/LEASE SIGNS 2. Sign Dimensions: 5 x 24 (with ¼ holes 18 apart) (centered), both top and bottom, for additional sign hanging. 3. Sign Coloring: White background with black letter. Real Estate Company logos may not be used. All signs must comply with these specifications. 4. Sign Attachment: Stainless steel S hooks are preferred. Zip ties may be used but must be neat. 5. Brochure or flyer boxes may not be attached to sign post or staked in Common Area. 6. Non conforming signs or lock boxes placed in a non designated area shall be subject to removal without further notice. VIOLATIONS OF ANY OF THESE RULES ARE SUBJECT TO A PENALTY ASSESSMENT IN ACCORDANCE WITH THE PENALTY ASSESSMENT SCHEDULE OR AS STATED
AMENDMENTS These may be amended as per CC&R, Article IV, Section 4.22 and the By laws. Please sign and return to the management company. All residents of this building should sign this acknowledgment as well as non resident owners. ============================================================================== I HAVE RECEIVED AND READ A COPY OF THE BELMONT SHORE CONDOMINIUMS SEPTEMBER 2016 REVISED RULES AND REGULATIONS. Date Unit # Owner/Tenant Owner/Tenant Owner/Tenant Owner/Tenant