Predatory Lending Prevention Guide Fair Housing and Fair Lending Laws... 1... 1... 7... 7... 8... 8... 2... 2... 2 Rent Regulations (I)... 3... 3... 3... 3... 4... 4... 5... 5... 5 Rights and Benefits for Seniors and People with Disabilities (SCRIE)... 9 (SCHE)... 11 (HEAP)... 11... 12... 12... 12... 13... 13... 13... 14... 14 Rent Regulations (II)... 6... 6... 6... 7... 7... 7 Tenants Rights and Responsibilities (I)... 15... 15... 15... 16... 17... 17 i
Tenants Rights and Responsibilities (II)... 19... 21... 21... 22 Landlords Rights and Responsibilities (II)... 27... 30 Post 9-11 Issues between Landlords and Tenants Landlords Rights and Responsibilities (I)... 23... 23... 23... 24... 24... 24... 25... 25... 25... 25... 25... 26... 32... 32... 33... 33... 34... 34... 35... 35 ii
Fair Housing and Fair Lending Laws 1
54 Canal Street, #2/F, New York, NY 10002 (212) 431-9622 2
Rent Regulations (I) 3
DHCR (DHCR) DHCR DHCR DHCR (DHCR) 4
(overcharge) RA 81 RA 84 5
Rent Regulations (II) (MCI) 6
7
(DHCR) 8
Rights and Benefits for Seniors and People with Disabilities $1,000 1/3 $333 $433 1/3 $333 1/3 (SCRIE) (HPD) (DHCR) (RGB) Mitchell-Lama $20,000 1/3 $20,000 (SCRIE) NYC Department for the Aging SCRIE 2 Lafayette Street, 6th Floor New York, NY 10007 (212) 442-1000 1/3 $12,000 $433 9
1000 (212)442- SCRIE Administrative Appeal Unit New York City Department for the Aging 2 Lafayette Street, 6th Floor New York, NY 10007 10
(SCHE) $2,032.00 $1,554.00 $28,900 NYC Department for the Aging HEAP Program : (212) 442-1000 Human Resources Administration Infoline (877) HRA-8411 (718) 579-6879 1932 Arthur Avenue, Room 701, Bronx, NY 10457 (718) 802-3560 210 Joralemon Street, Room 200, Brooklyn, NY 11201 (212) 442-3037 (212) 361-7660 66 John Street, 13th Floor, New York, NY 10038 (718) 298-7000 144-06 94th Avenue, 2nd Floor, Jamaica, NY 11435 (718) 815-8511 350 St. Mark's Place, Room 107, Staten Island, NY 10301 (HEAP) $40.00 - $400.00 3334 DFTA/HEAP 2 Lafayette Street, 16th Floor New York, NY 10007 Attention Fair Hearing Officer (New York State Department of Social Services) 1-800-342- Energy Fair Hearing Section New York State Department of Social Services 40 North Pearl Street Albany, NY 12243 11
$280,749 12
13
14
Tenants Rights and Responsibilities (I) B253 HP 15
RA 81 HHW 1 RA 84 RA 84 DHCR-Office of Rent Administration Gertz Plaza, 92-31 Union Hall St. Jamaica, New York 11433 (Rent Reductions) 1/12 16
17 (The New York City Department of Housing Preservation and Development, HPD Division of Code Enforcement, DCE)
(Emergency Repair Program) 4800 (212) 960 (The New York State Division of Housing and Community Renewal, DHCR) HHW 1 RA 84 DHCR 212) 488 3780 1212 (212) 976 (Emergency Fuel Assistance Program) (Emergency Service Bureau) (The New York State Public Service) 1-800-342-3377 (Housing Litigation Bureau, HLB) 18
Tenants Rights and Responsibilities (II) 19
Harassment) (Tenant Statement of Complaint(s) (overcharge) Law Department) (N.Y.C. Corporation Counsel of 20
21
22
Landlords Rights and Responsibilities (I) 23
24
(court costs) 25
26
Landlords Rights and Responsibilities (II) $15,000 (Zoning) (Certificate of Occupancy) 27
(718) 595-4584 (212) 312-8400 28
(718) 520-3401 (New York City Department of Buildings) 126-06 Queens Boulevard (718) 520-3402 210 Joralemon St. (718) 802-3601 60 Hudson St. (212) 312-8530 1932 Arthur Ave. (718) 579-6906 Borough Hall (718) 816-2211 29
(212) 964-6023 (718) 539-7290 (New York City Department of Buildings, DOB) walk-in walk-in (New York City Department of Housing Preservation and Development) walk-in (accessory kitchen) (Basement) (Cellar) Law) (Multiple Dwelling Building Code) (New York City SRO (Single Room Occupancy) 30
of Occupancy, CO) (Certificate (Zoning) (Certificate of Occupancy) 31
Post 9-11 Issues between Landlords and Tenants American Bar Association Disaster Legal Services, (866) 606-0626, www.abanet.org New York County Civil Court 111 Centre Street, New York, NY 10013 Kings County Civil Court 141 Livingston Street, Brooklyn, NY 11201 Queens County Civil Court 89-17 Sutphin Boulevard, Jamaica, NY 11435 Bronx County Housing Court 1118 Grand Concourse, Bronx, NY 10456 Richmond County Civil Court 927 Castleton Avenue, Staten Island, NY 11310 New York State Bar Association (877) HELP-321, (518) 487-5709, www.nysba.org Legal Referral Service of the New York City and County Bar Associations (212) 626-7373, www.ilawyer.com (212) 560-2730 32
(DHCR) Section 8 33
(DHPD) TIL TIL (declaratory judgement) (212) 863-7317 Mitchell-Lama Mitchell-Lama Mitchell-Lama 34
(FEMA) www.fema.gov 800-462-9029 800-462-7585 (TTY) www.fema.gov (SBA) www.sba.gov SBA $200,000 $40,000 (Safe Horizons) (Pier 94 141 Worth Street (800) 525-0321 www.nyc.gov/html/em/familyasst.html (800) 462-9029 www.sba.gov 35
www.cvb.state.ny.us (IT-214) $375.00 $85 000 $450.00 $18 000 (800) 247-8035 TTY (888) 289-9747 www.nysar.com (OTDA) (800) 422-2501 (TA) (HRA) www.ins.state.ny.us (FA) (800) 339-1759 (212) 480-5265 80 Center Street /141 Worth Street, 25 Beaver Street, Pier 94 (54th & 12th) Cubicle A-15, 200 Old Country Road, Mineola, NY www.labor.state.ny.us (SNA) (888) 209-8124 www.labor.state.ny.us (IFG) HRA (888) 472-8411 36
(HUD) (888) 297-8685 (National Servicing Center) (Safe Horizons) (212) 742-8559 346 Broadway, Suite 400W, New York, NY 10013 (212) 577-1740 (HA) 210 Joralemon Street, Room618, Brooklyn, New York 11201 (718) 834-6671 (FHA Disaster Relief) 37