COMMERCIAL SERVICES THE POWER TO PERFORM

COMMERCIAL SERVICES THE POWER TO PERFORM

Frank K. Norton Jr. Robert V. (Bob) Norton Our Family Business We pride ourselves on telling our clients what they need to hear rather than what they want to hear always Honest forthright opinions are followed by realistic practical timely solutions, the hallmarks of 8 decades of workout management and brokerage We believe in a hands-on approach including upper management level coordination, direct contract process and negotiation assistance We are committed to a continuous stream of information on the property, activity and recommendations We treat the properties as if they were our own and have a mentality for management and maximising value

PERFORMANCE THE POWER TO PERFORM

PERFORMANCE The ultimate goal is the sale of property. While Asset preservation is paramount, it s the direct consumer marketing that is the end game. Recovery, not liquidation, is Norton s sole objective in the exposure of assets. We use every direct and electronic media available, layering information both to direct potential buyers and the co-oping brokerage community. Our Customized one size does-not-fit all approach has helped our performance grow each year of the great recession. 200000000 175000000 150000000 125000000 100000000 75000000 50000000 25000000 0 95 96 97 98 99 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 LARGEST, OLDEST AND MOST SUCCESSFUL REAL ESTATE FIRM IN NORTH GEORGIA SUCCESSFUL TRACK RECORD SINCE 1928 2015 BUSINESS VOLUME $592000,000 39% REPEAT CLIENTS REGIONAL NETWORK OF REAL ESTATE AND INSURANCE OFFICES FULL SERVICE REAL ESTATE RESIDENTIAL, NEW HOMES, COMMERCIAL, ASSET MANAGEMENT, DEVELOPMENT, INSURANCE, FINANCE, INVESTMENTS OVER 155 FULL TIME FULLY ENGAGED, HIGHLY-TRAINED, PROFESSIONAL, ETHICAL, CREATIVE PROBLEM-SOLVING SALES-DRIVEN SALES ASSOCIATES THIRD GENERATION OF FAMILY OWNERSHIP AND MANAGEMENT GEORGIA TREND FAMILY BUSINESS OF THE YEAR 2000 9 REGIONAL SERVICE CENTERS SERVING 62 COUNTIES, LICENSED IN GEORGIA, NORTH & SOUTH CAROLINA, TENNESSEE, AND ALABAMA STATE-OF-THE-ART RESEARCH REPRESENT AS REO MARKETING MANAGER 43 BANKS, FDIC, FANNIE MAE, FREDDIE MAC WITH LISTING INVENTORY IN EXCESS OF $350 MILLION HAVE BROKERED THE SALE OF OVER 4200 VACANT DEVELOPED LOTS SINCE MID 2008, CURRENTLY HAVE 5000 LOTS LISTED FOR SALE IN THE METRO ATLANTA AREA 2014 RESIDENTIAL CONTRACT VOLUME WAS 15% AHEAD OF 2013 15% OF WHICH IS STRESSED, REO, OR SHORT SALES 2010 LAUNCHED THE NATION S FIRST VACANT DEVELOPED LOT MARKETING PORTAL WWW.LOTBANK.COM CURENTLY MANAGE OVER $200,000,000 IN PRIVATE EQUITY INVESTOR ASSETS

BUSINESS PROFILE Oldest & largest, privately owned real estate company in North Georgia under third generation family management. Since 1928. REAL ESTATE BROKERAGE RESIDENTIAL COMMERCIAL ACREAGE INVESTMENT 135 licensed agents, 50 referral agents, 18 branch offices, 4 states, 43 county service area Past Represented 52 banks, FDIC, 5500 acres listed INSURANCE COMMERCIAL & PERSONAL LINES, $100,000,000 Agency, 45,000 clients N Sure Network Private Label Insurance Services, Partners include Harry Norman Realtors Metro Brokers Executives Insurance Atlanta Fine Homes G.W. Henssler & Associates ASSET MANAGEMENT Largest manager in North Georgia: 400 apartments, 425 rental homes, 970,000 sf, 3100 acres of legacy land investments NORTON BRYAN Special institutional receiver RESEARCH & CONSULTATION Native Intelligence research data base Annual Market Forecast, e Market newsletter and specialized reports Computer market modeling, Property Scout internet search tool Strategic Nsite government planning assistance DEVELOPMENT SERVICES Full service, Turn key residential & commercial development Largest local developer 52 neighborhoods, multiple commercial, retail, office, and industrial projects NORTON LEADERSHIP TEAM Georgia Trend Family Business of the Year 2000 Frank Norton Jr. CEO Chairman Bob Norton, President, Insurance Services John Pace CPA, CFO Department Managers for REO, Commercial Acreage, Strategic Nsite, Development, Asset Management, New Homes, Luxury Properties, Branch Residential, N Sure Network and Native Intelligence KEY CLIENTS The Atlanta Falcons Northeast Georgia Health Systems Hall & Jackson County School Systems Valentine Farms Wendell Stark / Butler Properties UCBI, Regions Bank, State Bank, SunTrust, Wells Fargo Fieldale Poultry Pension Investments Johnson & Johnson Medical Arts Associates/ Longstreet Clinic Cities of Flowery Branch & Jefferson Wendy s, McDonalds, Dawson & Hall County Government COMMERCIAL ACREAGE RESIDENTIAL SERVICES GUARANTEED MORTGAGE INSURANCE SERVICES DEVELOPMENT SERVICES ASSET MANAGEMENT STRATEGIC SOUTHERN CAPITAL FUND INSITE SOUTHERN MOUNTAIN TITLE NORTON KENIMER nativeintelligence

LISTING COVERAGE MAP 52 GEORGIA COUNTIES 7 NORTH CAROLINA 3 TENNESSEE 3 SOUTH CAROLINA 3 FLORIDA.

PROPERTY VALUE THE POWER TO PERFORM

CONSUMER MARKETING THE POWER TO PERFORM

Cross content with regional and national sites. E COMMERCE Through our many virtual marketing techniques, your home will be exposed to millions of buyers.all at the click of a mouse. High impact web sites: WWW.GONORTON.COM WWW.THENORTONAGENCY.CO M WWW.NORTONCOMMERCIAL.C OM WWW.THELOTBANK.COM PROPERTY SCOUT search and find a home registration. Community data bank, area links, mapping.

Total Web Exposure

CREDENTIALS THE POWER TO PERFORM

ASSOCIATE PAGE LEADERSHIP N

LEADERSHIP N FRANK K.NORTON JR CHAIRMAN, CEO THE NORTON AGENCY 38 YEARS INDUSTRY EXPERIENCE BS BUILDING CONSTRUCTION, GA TECH REGIONAL GUEST ECONOMIC SPEAKER CUBAN ANCESTRY, FOUNDER HISPANIC ALLIANCE DIRECTOR FIRST MLS PAST DIRECTOR ATLANTA COMMERCIAL BOARD DOUBLE PHOENIX MEMBER MULTI MILLION DOLLAR CLUB PAST PRESIDENT HALL COUNTY BOARD OF REALTOR ECONOMIC DEVELOPMENT SMALL BUSINESS AUTHORITY HALL COUNTY ECONOMIC COUNCIL & AUTHORITY STRONG GOVERNMENT RELATIONSHIPS MAJOR CLIENT RELATIONSHIPS HALL COUNTY SCHOOL SYSTEM HALL COUNTY/GAINESVILLE CITY SPECIAL ASSISTANT NORTHEAST GA MEDICAL CENTER THE ATLANTA FALCONS CBD INVESTMENTS FIVE TEN CAPITAL

LEADERSHIP N TOMMY HOWARD PRESIDENT COO NORTON RESIDENTIAL RESPONSIBLE FOR DAY-TO-DAY BROKERAGE ACTIVITIES LICENSED BROKER GA, SC, NC 20 YEARS EXPERIENCE IN CHARGE OF MARKET RESEARCH & DATA COLLECTION FOR NORTON NETWORK EDITOR NORTON MARKETWATCH VP MARKETING HALL UNITED WAY MILLION DOLLAR AGENT HALL COUNTY MILLION DOLLAR CLUB ACTIVE LIFE MEMBER NORTON LIAISON ATLANTA FALCONS EXCLUSIVE CLIENT RELATIONSHIPS HALL COUNTY SCHOOL SYSTEM HALL COUNTY/GAINESVILLE CITY SPECIAL PROJECT NORTHEAST GA MEDICAL CENTER DIRECTOR LEADERSHIP HALL COUNTY VICE PRESIDENT GAINESVILLE JAYCEES

NORTON COMMERCIAL NETWORK THE POWER TO PERFORM

REFERRALS & AFFILIATIONS N LEADING REAL ESTATE COMPANIES OF THE WORLD WHO S WHO IN LUXURY REAL ESTATE LEADERSHIP COUNCIL FIRST MULTIPLE LISTING SERVICE FMLS GEORGIA MLS HABERSHAM WHITE BANKS MLS, RABUN MLS NAR, GAR 2014/2015 REFERRALS FROM CB RICHARD ELLIS NAI BRANNON GODDARD COLLIERS CAUBLE CUSHMAN WAKEFIELD PRESCIENT HARRY NORMAN ERA, REMAX, C-21, PRUDENTIAL, CB METRO BROKERS SOTHEBYS AFFILIATES MICHAEL SAUNDERS COLDWELL BANKER @ COLDWELL BANKER PREVIEWS CHRISTIES GREAT ESTATES AFFILIATES ATLANTA FINE HOMES

NATIVE INTELLIGENCE THE POWER TO PERFORM

INTELLIGENCE N NORTON NATIVE INTELLIGENCE TM COUNTY REPORTS, MARKET DYNAMICS, MARKET RESEARCH AND CONSULTATION CONSUMER EXPENDITURE DATA RETAIL TRAFFIC COUNTS AND SHOPPER PROFILE RESEARCH DEMOGRAPHIC CONDITIONS GROWTH MARKET STATISTICS ABSORPTION DATA METROSTUDY S RAW DATA & PROJECTIONS COUNTY DASHBOARDS MONTHLY RESUDENTIAL NDICATORS FMLS MLS AND SMALL REGIONAL MLS DATA RENTAL RATE TREND ANALYSIS 39 YEAR DATA BASE HOUSING UNIT RAW DATA AND PROJECTIONS COMMERCIAL PROJECT PERFORMANCE DATA

The Power To Perform