! From Contract to Closing
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- Roger Lawson
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1 From Contract to Closing Get contract signed & dated Be sure all changes have been initialed and dated (If have buyer, be sure that you have included the Addendum all of them) Deliver the contract to the other sales associate Follow up on the Earnest money deposit Make copy of earnest money check for office file Alert your buyers that Allstate Wally Burbage & Assoc. will be calling them to give a quote Give your buyer s phone # to Rex Ann Strecker for interest rate comparison Set up office file and give to Linda Complete the blue Mama Liz Reminder Sheet with the correct dates Get copies of: Insurance Policies Surveys Appraisals Title Insurance policy Covenants & Restrictions CL-100 & Termite bond Estimated Closing Costs Form Home Inspection Contingency Removal Repair Addenda 7/14/15 Page 1 of 5
2 Homeowners Insurance Flood Insurance and Elevation Certificate Home Warranty ordered (Global HomeUSA) Check off Front of File Folder Office Info Sheet Disclosure of Affiliated Business Privacy Policy Lead Base Paint Addendum Seller s Property Disclosure Listing Contract Lockbox Addendum Earnest money check copy Home warranty or waiver Buyer s Agreement if representing buyer Designated Agency Agreement if applicable Dual Agency Agreement if applicable Contact Closing Attorney to schedule closing Get contract and any documents that may be needed to the closing attorney Follow-up on loan process - - has loan application been made Get addendum signed removing all contingencies Follow up with the lender - - is the loan approved? If approved, are there any conditions???????????? Fax letter to closing attorney to confirm closing date, time & place Obtain the home inspection report & go over with buyer Prepare repair inspection addendum Order re-inspection of repair Prepare termination form if applicable Check to be sure repairs have been made 7/14/15 Page 2 of 5
3 Set up the Following Dates on a Calendar (Tickler File for Reminders) After Contract Mortgage application completed: (date) Get homeowner s insurance (date) Home Inspection (date) Mortgage approval with conditions: (date) Mortgage conditions removed: (date) Contingency removal dates: Due Diligence : (date) Home Inspection Schedule Date: (date) Home Inspection actual: (date) Repair Request Notice Delivery: (date) Seller Response to buyer repair request: (date) Buyer Response to Seller Response to repair: (date) HVAC Inspection: (date) Swimming Pool Inspection: (date) Environmental concerns Inspection: (date) Sale of other property: (date) Approval of other party: (date) Home Warranty paper work (date) Get copy of covenants and restrictions: (date) Fax paperwork to closing attorney: (date) Get existing title policy copy: (date) Send letter/ to client with closing date, time and location: (date) Check on final amount buyer needs for closing in form of certified check: (date) 7/14/15 Page 3 of 5
4 One Week Before Closing Are utilities on for the walk through Follow up with lender about final loan approval Schedule the final walk through Confirm buyer has homeowner s insurance and flood insurance Confirm the flood elevation certificate and survey Confirm the CL-100 has been received and is on the closing statement Confirm the home inspection cost is on the closing statement Confirm the Global HomeUSA warranty is on the closing statement The Day Before the Closing Go with buyer on final walk-through Has closing attorney received the closing package from the lender? Get a copy of the closing statement from the attorney Check closing statement for accuracy Go over closing statement with buyer Check commission amount for accuracy Be sure buyer knows they need certified funds for the closing Confirm amount needed for closing, time & location for the closing Check your office file to be sure that you have all the necessary paperwork 7/14/15 Page 4 of 5
5 At Closing Check closing statement to be sure earnest money was deducted from correct Real Estate Firm Again, check the closing statement for accuracy regarding fees for buyer After Closing You should have the following for Linda: Commission check payable to AgentOwned Realty Title Insurance check & Title disclosure form from attorney if we did the title insurance Final Signed HUD statement for 1 st & 2 nd mortgages Signed CL-100 letter if contract calls for one Any required paperwork that was missing from the office file You should receive your commission check from AgentOwned Realty within 24 hours of your turning in the completed file to Linda. 7/14/15 Page 5 of 5
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