Public Land Auction. Roscommon County Otsego County Oscoda County Charlevoix County Emmet County Antrim County Alcona County Crawford County

Transcription

1 Public Land Auction Roscommon County Otsego County Oscoda County Charlevoix County Emmet County Antrim County Alcona County Crawford County October 1 st, 2015 Registration: 11:30am Auction: 12:00pm Ramada Inn of Grayling 2650 I-75 Business Loop Grayling, MI Announcements made on the day of the sale supersede any previous printed matter.

2 6/12/12 Ausable Valley Inn and Conference Center 2650 I 75 Business Loop Grayling, MI Google Maps Ausable Valley Inn and Conference Center 2650 I 75 Business Loop Grayling, MI A. Ramada 2650 Interstate 75 Business, Grayling, MI (989) reviews 1/1

3 Our auction website is: You can bid : IN PERSON DAY-OF-SALE ON-LINE/INTERNET or by FAX PROXY if you cannot attend the auction in person. Our FACEBOOK page is at For registered users, the website includes: * Photos and detailed descriptions of the property (where available) * GPS/GIS location of the property (with downloadable files you can use with a car-based GPS unit where available) * Maps of the property vicinity (where available) * Google Earth links to satellite images of the area, and street views of the property and the neighborhood (where available) We only have about 90 days to review several thousand parcels. We begin about May 1, and add data as we get to each parcel. Please be patient and check back often as the auction date approaches for updates. CAVEAT: The information we provide is often based on that we receive from third parties. IT IS NOT GUARANTEED. Please double check all information to be sure it is accurate before visiting properties or bidding. SAVE TIME AT THE AUCTION Pre-register online before auction day. Your check-in and check-out becomes much faster! When you register online, you: Get more information about each property. Save time checking in and out. Improve the accuracy of your recorded deeds and other documents. Can save, revisit and change a favorite properties list.

4 Visiting and viewing property BEFORE auction: The auction list being furnished is of property that MAY be offered. Many parcels on early lists do not actually proceed to the auction for a variety of reasons. PLEASE FOLLOW PROPERTIES YOU ARE INTERESTED IN ON THE WEBSITE. They may be removed from the list, which will be updated daily on the website if the status is changed. If you do not use the internet, please verify current status with the Treasurers office regularly. You are NOT AUTHORIZED to enter any buildings, even if they are unlocked or open to access. Entering into a tax auction property to see it is breaking and entering. It is a criminal offense. Please limit your review to looking through the windows and other external inspection. We will post exterior and interior photos, and provide other commentary as available. Entering properties (even vacant land) can be dangerous because of condition. You assume all liability for injuries and other damage if you go onto these lands. Properties may be OCCUPIED or being watched by former owners or neighbors sympathetic with former owners. Occupants are often UNKNOWN and could potentially be volatile, unstable or antigovernment persons. Even vacant land presents potential for conflict. Some properties still contain the personal property of former owners (vehicles, furnishings, appliances etc). These items are NOT SOLD at our auction. We are only selling the REAL ESTATE (land) and whatever is attached to it (land, buildings and fixtures). You are NOT AUTHORIZED to remove ANY personal property, scrap metal or fixtures from auction parcels. This is THEFT AND WILL BE PROSECUTED. We often ask neighbors to watch property for theft and vandalism and report this to local police. You have been warned PROPERTY IS SOLD AS IS IN EVERY RESPECT. Please check zoning, building code violation records, property boundaries, condition of buildings and all local records. THERE ARE NO REFUNDS AND NO SALE CANCELLATIONS AT BUYERS OPTION. INFORMATION OFFERED ON THE WEBSITE OR IN THE SALE BOOK IS DEEMED RELIABLE BUT IS NOT GUARANTEED. We suggest reviewing the records of the local ASSESSORS office to be sure that what we are selling is what you think it is. We sell by the LEGAL DESCRIPTION ONLY. YOU SHOULD CONSIDER OBTAINING PROFESSIONAL ASSISTANCE from land surveyors, property inspection companies or others if you have questions about property attributes. PLEASE REMEMBER that property lists can change up to the day-of-auction.

5 PAYING FOR YOUR AUCTION PURCHASES The first (up to) 0 in purchases MUST be paid for in CASH or a CASHIERS CHECK from a bank or credit union. This is a NON-REFUNDABLE DEPOSIT. It is forfeited if you fail to pay the balance due, or if your payment is dishonored. Amounts over 0 can be paid for by personal or business check, credit card, money orders, or cashier checks. For your safety and ours, WE WILL NOT ACCEPT MORE THAN 0 IN CASH FROM ANY BUYER. Please do not bring large amounts of cash to the auction! If you are bringing cashier checks, have the bank or credit union make them out to YOU as the payee. If they are unused, you can simply endorse them and redeposit into your account. If paying by cashier checks, bring several in different amounts. (Example: You plan to spend between $20,000 and $40,000 Bring (2) for $10,000 each, (2) for $5000 each, (2) for $2500 each, and (5) for 0 each). There is a buyer premium fee added to the final purchase price. For credit card purchases the fee is 13%. For all other forms of payment this fee is discounted to 10%. There is also a $10 per parcel fee for preparing, recording and returning the deed to you. Your total price = amount + Buyer premium + $10 recording fee + Current Taxes. Online bidding You can place bids online. To do so you will need to pre-authorize a 0 credit card hold as a deposit. See for more information. Your card is not charged unless you win, however the hold may reduce your available credit until it is released by your credit card issuer (usually 30 days). Absentee bidding If you do not have internet access, you can submit an absentee bid by FAX. You will need to pre-authorize a 0 deposit on a major credit card. Contact Adam or Brandon at for more information. Your card is not charged unless you win, however the hold may reduce your available credit until it is released by your credit card issuer (usually 30 days). On-site bidding The doors to the auction locations open ONE HOUR before the stated auction time. Please do NOT arrive before this time, as it delays setting up the sale.

6 Ionia/Montcalm 7/31/2015 Sheridan, MI 2015 AUCTION SCHEDULE ROUND 1 Eastern N.L. 8/3/2015 Grayling, MI NW Lower 8/4/2015 Boyne Falls, MI Chippewa County 8/5/2015 Sault Ste. Marie, MI Clare/Gladwin 8/14/2015 Clare, MI Western U.P. 8/6/2015 Watersmeet, MI NE Lower 8/15/2015 Rogers City, MI Central U.P. 8/7/2015 Marquette, MI Central NL 8/17/2015 Cadillac, MI Kalamazoo/Barry 8/19/2015 Kalamazoo, MI Muskegon 8/20/2015 Muskegon, MI Lake County 8/21/2015 Baldwin, MI Western MI 8/22/2015 Manistee, MI Leelanau/GT 8/24/2015 Traverse City, MI Arenac/Ogemaw 8/25/2015 West Branch, MI Bay/Tuscola 8/26/2015 Bay City, MI St. Clair 8/28/2015 Port Huron, MI Allegan/Ottawa 8/29/2015 West Olive, MI Kent 8/31/2015 Grand Rapids, MI Monroe County 9/1/2015 Monroe, MI Jackson 9/2/2015 Jackson, MI Calhoun 9/3/2015 Battle Creek, MI Southwest 9/9/2015 Paw Paw, MI Saginaw 9/14/2015 Saginaw, MI Lapeer 9/15/2015 Lapeer, MI Genesee 9/17/2015 Flint, MI

7 2015 AUCTION SCHEDULE ROUND 2 Lake County 2 9/21/2015 Baldwin, MI Bay/Arenac/ Ogemaw/Tuscola 9/29/2015 Bay City, MI NW Lower 2 10/1/2015 Grayling, MI Western UP 2 10/5/2015 Watersmeet, MI Central UP 2 10/6/2015 Gladstone, MI NE Lower 2 10/8/2015 Cheboygan, MI Clare/Gladwin 2 10/12/2015 Clare, MI Western MI 2 10/13/2015 Manistee, MI Muskegon 2 10/15/2015 Muskegon, MI Kalamazoo/Barry 2 10/16/2015 Kalamazoo, MI Monroe 2 10/19/2015 Monroe, MI Jackson 2 10/20/2015 Jackson, MI Calhoun 2 10/21/2015 Battle Creek, MI SW Central MI 10/22/2015 Grand Rapids, MI Southwest 2 10/23/2015 Centreville, MI Saginaw 2 10/26/2015 Saginaw, MI Leelanau 2 10/23/2015 Suttons Bay, MI Lapeer/St. Clair 2 10/27/2015 Port Huron, MI Genesee 2 10/29/2015 Flint, MI

8 2015 Rules and Regulations 1. Registration Registration will begin 30 minutes before the stated start time unless otherwise noted. No bids will be accepted unless the bidder has registered and received a pre-numbered bid card. A Driver's license, passport, or other state issued I.D. must be presented in order to receive a bid card. 2. Properties Offered A. Overview Foreclosing Governmental Unit ( FGU ) is a term used by the Michigan tax foreclosure statute and is typically the office of the County Treasurer in the county where the offered property is located. Unless otherwise noted, the Seller is the County Treasurer, acting as the FGU. The attached list of parcels has been approved for sale at public auction and each is identified by a sale unit number. The Seller reserves the right to pull parcels from the sale at any time prior to the auction. According to state statutes, ALL PRIOR liens (other than IRS & DEQ liens), encumbrances and taxes are cancelled by Circuit Court Order. The FGU has attempted to include in the minimum bid, liens that have accrued since foreclosure, such as nuisance or water bills; all other outstanding bills since foreclosure are the responsibility of the buyer. These properties are subject to any state, county, or local zoning or building ordinances. The FGU does not guarantee the usability or access to any of these lands. B. Know What You Are Buying It is the responsibility of the prospective purchaser to DO HIS OR HER OWN RESEARCH as to the suitability of any offered property for any intended purpose. The FGU makes no warranty, guaranty or representation concerning, but not limited to, the merchantability of title, boundary lines, location of improvements, easements or right to access by public street, utility presence or location, or any other physical, structural, or legal condition. Prospective buyers should, prior to the auction, personally visit and inspect any offered property they wish to purchase. However, prior to purchase at the auction, STRUCTURES MAY NOT BE ENTERED without the WRITTEN PERMISSION of the FGU. Some structures may be occupied and occupants should not be disturbed. C. Reservation of Reverter It is an express condition of sale, and deeds will contain a reverter clause that prohibits future severing of the mineral rights (if any) or splitting the parcel sold into smaller units which do not meet zoning requirements for minimum lot size or dimension. In the event of violation of this deed restriction, the property will revert to the FGU without refund. 3. ding A. Overview Generally, each sale unit will be offered separately and in the order appearing on the attached list. Sales are typically conducted both online and live on-site, simultaneously. The sale will be awarded to the individual bidding the highest amount equal to or greater than the starting bid by either method. Typically, the auctioneer will make available a list of those parcels upon which online bids have been placed prior-to-sale and will provide an opportunity for on-site bidders to designate parcels of interest prior to the start of the sale as well. The auctioneer may skip over those parcels upon which no party has placed an online bid or designated as a parcel of interest prior to the start of the sale. Parcels that do not have online bids and that have not been designated as parcels of interest prior to the start of the sale and in the manner prescribed by the auctioneer are not guaranteed to be offered. The auctioneer, in their sole discretion, may offer a second request round of unsold parcels after the first round of bidding has been completed. Such second request round will be available to those online and on-site bidders as may be in attendance at that time. B. Starting The starting bid prices are shown on the list included in the sale book. At auctions with a minimum bid, no sales can be made for less than the starting price indicated. The starting bid for no minimum bid sales will be at the discretion of the FGU or auctioneer. C. Increments s will only be accepted in the following increments: Amount Increment to $999 $ to $9999 $

9 Over $10,000 $ Floor bidders MUST bid in the same increments as online and absentee bidders. We will not accept irregular bid increments in fairness to online and absentee bidders. D. Eligible ders Any person who meets the following requirements may register as a bidder and receive a pre-numbered bid card: The person does not directly or indirectly hold more than a de minimus legal interest in any property with delinquent property taxes which is located in the county in which the person intends to purchase property. The person is not directly or indirectly responsible for any unpaid civil fines for a violation of any ordinance, including but not limited to any ordinance authorized by section 4l of The Home Rule City Act, 1909 PA 279, as amended, MCL 117.4l, in the local tax collection unit in which the person intends to purchase property. The person has not been banned or otherwise excluded by the FGU from participation in the public sale. Any person unable to attend the sale can be represented at the sale by an agent or other representative with authority to bid and otherwise represent the person. However, any party utilizing an agent to bid on their behalf must still meet the above listed requirements. The registered bidder is legally and financially responsible for all parcels bid upon whether acting on their own behalf or as the agent of another. E. Absentee ding Absentee bids will be accepted in increments up to the amount that you pre-approve. Absentee bids require a $1,000 preauthorization on a major credit card or a $1,000 deposit before the bid will be accepted. Absentee bids must be submitted 48 hours prior to the date of the auction by calling An absentee bid form is also available on F. Online ding On-line bidding will be available on the day of the auction at G. s are Binding An oral bid accepted at public auction is a legal and binding contract to purchase. No sealed bids will be accepted and the FGU reserves the right to reject any or all bids. H. Attempts to Bypass These Rules and Regulations The FGU and auctioneer reserve the right to reject the bids of any bidder who appears to be acting on behalf of another person who is ineligible to bid on their own. 4. Terms of Sale A. Payment Live On-Site ders o o The full purchase price must be paid in full on the day of the sale, within half an hour of the end of the Auction. No purchases can be made on a time-payment plan. THE FIRST $1,000 OF THE PURCHASE PRICE MUST BE PAID IN CASH OR CERTIFIED FUNDS! This $1,000 will only be needed if you are successful as the winning bidder on a parcel. The balance may be paid by personal check, certified funds, money order, or major credit card. Online & Absentee ders o o The full purchase price must be paid in full WITHIN 5 DAYS OF THE SALE. Payment may be made by certified funds, money order, major credit card, or wire transfer. No purchases can be made on a time-payment plan. Online and absentee bidding require a $1,000 pre-authorization on a major credit card or a $1,000 deposit before any bids will be accepted. Buyer s failure to consummate an online or absentee purchase will result in the forfeiture of this $1,000. The full purchase price consists of the final bid price plus a buyer s premium of 13%* of the bid price, any outstanding taxes due on the property including associated fees and penalties, and a $10.00 deed recording fee. (*There is a 3% discount on the buyer s premium when paying by cash, check or wire transfer). 2

10 B. Dishonored Payment Any buyer whose payment is DISHONORED FOR ANY REASON will forfeit the purchase price up to the required 0 DEPOSIT to the FGU. The FGU may prosecute any buyer who bounces a check or fails to consummate a purchase. Any buyer who fails to consummate a purchase will be banned from bidding at all future land auctions. The venue for litigation or arbitration resulting from any disputes or matters involving or arising out of bidding or purchases, whether online or on-site, shall be fixed as Kalamazoo County in the State of Michigan. The buyer s premium is not subject to any broker fees. There are no co-brokerage or other fees or rebates available. C. Eligible Buyers In order to take title to purchased property, each party that will be listed on the deed must meet ALL of the following requirements: i. The party does not directly or indirectly hold more than a de minimus legal interest in any property with delinquent property taxes which is located in the county in which the purchased property is located ii. The party is not directly or indirectly responsible for any unpaid civil fines for a violation of any ordinance, including but not limited to any ordinance authorized by section 4l of The Home Rule City Act, 1909 PA 279, as amended, MCL 117.4l, in the local tax collection unit in which the purchased property is located. At the time payment is tendered after the auction, the buyer will be required to execute an affidavit affirming, under penalty of perjury, that each party that the buyer desires to have listed on the deed to purchased property meets the above requirements. The FGU will not issue a deed and the sale will be canceled if the buyer fails to execute this affidavit or if any affirmations made in this affidavit are untrue. If the FGU is forced to cancel any sale due to the buyer s noncompliance with this provision, the buyer will forfeit the first $350 paid on each parcel, any buyer s premium paid, as well as any property taxes paid on the purchased property as liquidated damages for breach of contract by the buyer. Furthermore, the FGU may pursue CRIMINAL PERJURY CHARGES against any buyer who makes a false affirmation on the affidavit required under this or any other provision of these Rules and Regulations. D. Sale to Entities In order to ensure that individuals do not utilize legal entities to circumvent the sale and ownership restrictions contained in MCL m(2), the FGU will only sell property to legal entities under certain circumstances. Any buyer desiring to deed a purchased property to a legal entity must disclose the name and address of all officers, shareholders, partners, members, or other parties, regardless of title, who own any portion of that entity. However, such disclosure will not be required if one or more of the following exceptions are applicable: The Entity held a prior recorded interest in each purchased property. The Entity is a division, agency, or instrumentality of federal, state, or local government. The Entity is a Homeowners Association, Condo Association, or other such organization that exercises control over each purchased property. The Entity is a publicly traded company listed on a national securities exchange. At the time payment is tendered after the auction, any buyer desiring to deed a purchased property to a legal entity will be required to execute an affidavit affirming, under penalty of perjury, that the entity is exempt from disclosure under one of the four exceptions listed above, or in the event that no exception is applicable, the names and addresses of all parties owning any portion of that legal entity. E. Cancellation Policy The FGU reserves the right TO CANCEL ANY SALE, AT ANY TIME prior to the issuance of the deed. F. Property Transfer Affidavit It is the responsibility of the buyer to file a Property Transfer Affidavit with the Assessor for the city or township where the property is located within 45 days of the transfer. If it is not timely filed, a penalty of $5/day (maximum $200) applies. The information on this Property Transfer Affidavit is NOT CONFIDENTIAL. 5. Purchase Receipts Successful bidders at the sale will be issued a receipt for their purchases upon payment. This receipt does not convey an interest in title to the purchased property unless and until a deed has been issued and recorded. Buyers will be entitled to deeds for the property descriptions identified by the sale unit numbers noted on the receipt unless the sale is cancelled under these Rules and Regulations or other statutory authority. 6. Title Being Conveyed Quit-claim deeds will be issued conveying only such title as received by the FGU through tax foreclosure. Title insurance companies may or may not issue title insurance on properties purchased at this sale. The FGU makes no representation as to the 3

11 availability of title insurance and the unavailability of title insurance is not grounds for reconveyance to the FGU. The purchaser may incur legal costs for Quiet Title Action to satisfy the requirements of title insurance companies in order to obtain title insurance. 7. Special Assessments Special assessment installments through the most recent tax year are included in the starting bids. We have identified those parcels with known special assessments with a note on the parcel detail page. Parcels sold are subject to property taxes for the entire current tax year, as well as current and future installments of any outstanding bonded assessments. All bidders should contact the appropriate city, village, or township offices to determine if there are any outstanding bonded assessments for future tax years on the properties being offered. 8. Possession of Property A. Possession Pending Deed Delivery It is recommend that the buyer DOES NOT take physical possession of any purchased property until a deed has been executed and delivered to the buyer. The buyer risks financial loss for any improvements or investments made on purchased property before the delivery of a deed in the event that the Foreclosing Governmental Unit exercises their right to cancel the sale. Until the buyer receives a deed, no activities should be conducted on the site other than: I. Securing the Property Buyer should take steps to protect their equity in purchased property by securing vacant structures against entry and obtaining (homeowners) insurance for occupied property. Buyer is responsible for contacting local units of government to prevent possible demolition of structures situated on purchased property. II. Assessing Potential Contamination Buyer may immediately wish to conduct a Baseline Environmental Assessment (BEA) to assess the condition of potentially contaminated properties. More information about BEAs can be found at _4109_ ,00.html B. Occupied Property Buyers will be responsible for all procedures and legal requirements for conducting evictions. Occupants of purchased property should be treated as tenants holding over under an expired lease. This means that legal eviction and/or possession proceedings will be necessary to effectuate control over such property. 9. Conditions The purchaser accepts the premises in its present "as is" condition, and releases the Foreclosing Governmental Unit and employees and agents from all liability whatsoever arising from any condition of the premises, whether now known or subsequently discovered, including but not limited to all claims based on environmental contamination of the premises. A person who acquires property that is contaminated (a "facility" pursuant to Section 20201(1)(1) of Natural Resources and Environmental Act (NREPA), 1994 P.A. 451, as amended) as a result of release(s) of a hazardous substance(s) may become liable for all costs of cleaning up the property and any other properties impacted by the release(s). Liability may be imposed upon the person acquiring the property even in the absence of any personal responsibility for, or knowledge of, the release. Protection from such liability may be obtained by conducting a Baseline Environmental Assessment (BEA) as provided for under Section 20126(1) (c) of NREPA. However, the BEA must be conducted prior to or within 45 days of the earliest date of purchase or occupancy of the property. Persons who acquire contaminated property may have "due care" obligations under Section 20107a of NREPA even if they conduct a BEA and are not liable for the contamination. Pursuant to part 201 of NREPA, the person(s) responsible for an activity causing a release at the property is obligated to pursue response activities at the property. Consequently, the non-liable purchaser may be required to provide access to the liable party to conduct response activities at the property in the future. Section of the NREPA requires that a person who has knowledge that their property is contaminated provide a written notice to the purchaser or other person to whom the property is transferred which discloses the general nature and extent of the release. Additional disclosure obligations may also apply at the time the property, or an interest in the property, is transferred. Accordingly, the Foreclosing Governmental Unit recommends that a person who is interested in acquiring surplus County property contact an attorney or an environmental consultant for advice prior to the acquisition of any surplus County property that may be contaminated. 10. Deeds A. Deed Execution and Delivery All monies collected will remain in escrow for a period not to exceed 20 days. Once payment is cleared and verified, funds will be disbursed to the FGU and deeds will be executed and recorded as required by law. The FGU will deliver the deeds to the Register of Deeds for recording and remit them to the buyer after recording is complete. IT CAN TAKE 6 TO 8 WEEKS FOR DEEDS TO ARRIVE. PLEASE BE PATIENT. 4

12 B. Restrictive Covenants Some counties sell properties with deed covenants that will attach to the property. These parcels will be noted online, along with the terms being required. Please carefully review the information for each specific parcel to make sure you understand the terms of sale. 11. Property Taxes & Other Fees All property taxes and associated fees that have accrued on or after April 1, 2015 must be paid at the time of checkout after the auction along with the final bid price, buyer s premium, and deed recording fee. Furthermore, please understand that the buyer is responsible for all other fees and liens that accrue against the property on or after April 1, These items are not prorated. They include, but are not limited to municipal utility or ordinance fees, and condo or property owner association fees or dues. This can also include demolition and other nuisance abatement costs. These fees and expenses are not collected at the auction and must be paid by the buyer after taking title to any purchased property which is subject to such fees and expenses. 12. Other A. Personal Property Personal property (items not attached to buildings and lands such as furnishings, automobiles, etc.) located on offered property or within structures situated on offered property was not taxed as part of the real estate, does not belong to the FGU, and is not sold to the buyer of the real estate in this transaction. You are advised to contact former owners of any purchased property and provide them an opportunity to reclaim contents. A certified and first class mail notice to their last known address is strongly advised. Mobile Homes may be titled separately and considered personal property. It is the buyer s responsibility to determine if an Affidavit of Affixture of Manufactured Home has been executed and recorded as outlined in MCL i. B. Mineral Rights You will receive any and all title that the Treasurer obtains via their tax foreclosure through a quit-claim deed. If the owner of the surface rights to the property also owned the mineral rights, those will become part of your title interest. However this will be subject to the rights of any outstanding leaseholders of oil, gas, mineral or storage rights. You would be obligated to honor the balance of any remaining lease (with automatic renewals if so written) but the royalty payments would be payable to you. However if the mineral rights have been severed (split from the surface rights) and are owned by a third party, they have not been foreclosed by the FGU and are not included in the mineral rights conveyed to you. In either instance, the leaseholder still has the right to explore for and/or extract minerals under the terms of any outstanding agreement. C. Applicability of These Rules and Regulations All sales are subject to these Rules and Regulations, all terms and conditions printed in sale booklets, posted at the physical sale location, online at and made verbally at the location of sale on the day of the auction. Furthermore, additional Terms of Sale are included on the printed auction receipt given to the buyer at the time of checkout. In the event of a conflict between these Rules and Regulations and the Terms of Sale printed on the auction receipt, those Terms of Sale on the auction receipt shall be controlling. These Rules and Regulations are subject to change at any time and should be reviewed frequently. NOTE: Please review the terms at the top of each online catalog and the addendum pages in the printable sale books for county-specific purchase terms. Failure to follow the specific rules posted for each county could result in a cancellation of the sale and the retention of part or all of the purchase proceeds by the FGU. 5

13 Roscommon County Public Auction Lot # Parcel ID & Legal Description Address LOT 55 HOUGHTON BEACH. Vacant Swamp Lot Feet from Houghton lake - Standing Water on property with trees steps from lake, view of lake MB: TX: $7.73 KIMBERLY DR VACANT PRUDENVILLE LOT 272 IDLEWILD RESORT #1. 40's Era Duplex - 2 symmetrical 2 bed 1 bath apartments with kitchenettes. Will need a lot of work. Old moldings, and sharp architectural details.vandalized and striped, Old roof, could be brought back to life with a lot of work. Incomplete renovation work in back. Fenced back yard MB: TX: $ PINE ST PRUDENVILLE LOT 423 LA MONA BEACH Lot in Unfinished Sub. Difficult Access. MB: TX: $1.92 VACANT HOUGHTON LAKE N'LY 350 FT OF S'LY 800 FT LYING W'LY OF CO RD 270 OUTLOT A LANTZ SUBD. Wetlands Acreage Along High Traffic Old 27, Houghton Lake - Wooded Wetlands Acreage piece MB: TX: $9.82 VACANT HOUGHTON LAKE LOT 74 OAK RIDGE 3. Beautiful Wetlands Lot Possible Lake View - Great Wetlands Lot Walking distance to Houghton Lake. Friendly Neighborhood Homes and Neighbors. see MB: TX: $14.74 Bradford Dr VACANT HOUGHTON LAKE LOT 75 OAK RIDGE 3. Beautiful Wetlands Lot Possible Lake View - Great Wetlands Lot Walking distance to Houghton Lake. Friendly Neighborhood Homes and Neighbors. see Auction Lot Numbers MB: TX: $21.62 Bradford Drive VACANT HOUGHTON LAKE LOT 76 OAK RIDGE 3. Beautiful Wetlands Lot Possible Lake View - Great Wetlands Lot Walking distance to Houghton Lake. Friendly Neighborhood Homes and Neighbors. see MB: TX: $16.7 Bradford Drive VACANT HOUGHTON LAKE LOT 77 OAK RIDGE 3. Beautiful Wetlands Lot Possible Lake View - Great Wetlands Lot Walking distance to Houghton Lake. Friendly Neighborhood Homes and Neighbors. see MB: TX: $14.74 Bradford Drive VACANT HOUGHTON LAKE LOT 78 OAK RIDGE 3. Beautiful Wetlands Lot Possible Lake View - Great Wetlands Lot Walking distance to Houghton Lake. Friendly Neighborhood Homes and Neighbors. see MB: TX: $13.75 Bradford Drive VACANT HOUGHTON LAKE

14 LOT 38 BLK 118 3RD ADD TO MICH CENTRAL PARK. Cute Lot with Happy Stream, Near Higgins Lake - Road or easement is over grown, difficult to get to on foot. Hidden behind houses on both sides. Possibly land Locked. Beautiful and peaceful setting with stream. Approx 20x100 MB: TX: $102.6 ROSCOMMON near Treasurer and Elm COM AT W1/4 COR OF SEC 34 TH N0DEG19'30"E FT FOR POB TH N0DEG19'30"3 120 FT TH S89DEG50'E 100 FT TH S0DEG19'30"W 120 FT TH N89DEG50'W 100 FT TO POB PART OF SW1/4 OF NW1/4 SEC 34 T23N R3W PARCEL 1.275A Large Wooded lot near Wetlands - Vacant with two sheds and Trees. Sheds look to be not attached to property and may be the former owners property. Cement pad is not a part of the property. MB: TX: $ SCHMIDT HOUGHTON LAKE LOT 47 SHADY WOODS OF BIRCH POINTE WITHDRAWN MB: TX: $ CLEARBROOK SAINT HELEN PART OF NE 1/4 OF NE 1/4 COM 51 RDS S & 34 1/2 RDS W OF NE COR THEREOF TH S 12 RDS FOR POB TH S 7 RDS TH E 9 RDS TH N 7 RDS TH W 9 RDS TO POB SEC 5 T22N R4W. Vacant Wooded Lot Near Houghton Lake and Rolling small wooded lot with small birch and cherry trees. Approximately 115x148 MB: TX: $14.51 Unnamed Dirt Road off LONE PINE HOUGHTON LAKE LOT 62 HILLTOP. Houghton Lake Vacant Wooded Lot - Narrow Hill side Lot. Wooded. Vacant, no buildings or structures. MB: TX: $10.42 HAZEL HOUGHTON LAKE LOT 55 R N ROBINSON PARK Trailer in Houghton Lake - Good for Scrap Metal. Lot with some woods. MB: TX: $ ELM HOUGHTON LAKE LOT 204 R N ROBINSON PARK. Wetlands lot on beech street in Houghton Lake - This parcel of land may be a great venue for recording birds and frogs, very relaxing, just Bring Your boots and Mosquito Repellant. Standing Water MB: TX: $7.73 BEECH HOUGHTON LAKE THE E1/2 OF THE S1/2 OF THE SE1/4 OF THE SE1/4 OF THE SE1/4, SEC 6, T24N R2W. 2.5 ACRES, M/L. Approximately 2.5 Acres Vacant Land - Brush covered parcel near creek. Aprx 300x330 MB: TX: $ DIVISION ST ROSCOMMON LOT 12, BLOCK 37, ROBINSON'S PLAT OF THE VILLAGE OF ROSCOMMON. Only at the Movies! MB: TX: $ N MAIN ST ROSCOMMON

15 LOTS & 71 WOODLAND ACRES #2. Trailer Near Houghton Lake - Older Trailer on Block foundation in tough shape, Broken windows, Water Leaks, Partial finished renovations. 2 beds one bath. Nice setting with large oak and maple trees. Newer electric. MB: TX: $ BRECKENRIDGE HOUGHTON LAKE

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17 Otsego County Public Auction Lot # Parcel ID & Legal Description Address S 0.9' OF LOT 11. HEADS NORTH DIXON LAKE Approximately 10.8 INCHES of Waterfront - Split Rail Fence To Lake. (.9 Feet Wide) Nice Neighboring Homes. MB: TX: $17 Dixon Lake Drive LOT 791. MICHAYWE NO. 3 Michaywe Wooded Lot - Hardwoods, Paved Road, Near Entrance MB: TX: $6.44 CHEYENNE CIR GAYLORD LOT 826. MICHAYWE NO. 3 Michaywe Wooded Lot - Sloping Hillside Cul-De-Sac Lot, Paved Roads, Near Entrance Maple, Oak, Elm MB: TX: $8.61 MOHICAN TRL GAYLORD LOT 838. MICHAYWE NO. 3 Michaywe Wooded Lot - Hardwoods, Good Looking Neighboring Homes. MB: TX: $6.44 BLACKFOOT COURT GAYLORD LOT 35, BLK 3. MOOSEHURST. Land Locked Lot Near Otsego Lake - Wooded with Steep Un-even ground MB: TX: $4.24 CARIBOU STREET GAYLORD LOT 36, BLK 3. MOOSEHURST. Land Locked Lot Near Otsego Lake - Steep un-level Wooded ground MB: TX: $ LOTS 16. OTTAWA RESERVATION. Michaywe Wooded Lot - Parcel was formerly and included both lots 16 and 17. $6000 SEV is for both lots. accordingly. Double Lot in Michaywe. High Traffic Road, MB: TX: $ Lot 17. Ottawa Reservation Krys GAYLORD GAYLORD N1/2 OF LOTS SKI VIEW. Michaywe Wooded Lot - Land Locked, Hardwood, Powerline MB: TX: $61.63 SCENIC TRAIL GAYLORD LOT 170 BLK. 2 LITTLE BEAR LAKE SUB Lot Near Bear Lake - Beautiful, Up North, Wooded Lot Adjacent to Good Looking Neighbors. Tranquil Area MB: TX: $30.67 Crystal JOHANNESBURG LOT 184 BLK 2 LITTLE BEAR LAKE SUB Lot Near Bear Lake - Beautiful Setting, Hardwood Trees, 3913 Borders to North MB: TX: $24.53 Crystal

18 LOT 301 4TH ADD TO LITTLE BEAR LAKE Wooded Lot Near Bear Lake - Beautiful Hard Wood Setting, Neighborhood Homes, and Up Nor Cottages Neighboring Property. MB: TX: $42.93 Apple Street JOHANNESBURG LOTS 312 & 313 4TH ADD TO LITTLE BEAR LAKE MB: TX: $85.88 JOHANNESBURG BEG 261 FT S OF NW COR OF NW 1/4 OF NW 1/4, E 330 FT, N 129 FT, W 30 FT, N 133 FT, W 135 FT, S 67 FT SWLY 83 FT, W 120 FT, S 129 FT TO POB AND ALSO ALL THAT PART OF N 132 FT OF W 165 FT LYING NWLY OF... BEG 6.95 FT E&S 2 DEG 21 MIN 30 SEC W 300 FT FROM NW COR, TH NE TO A PT ON N LINE FT E OF NW COR. ALSO LYING SE OF...COM ON W LINE 132 FT S OF NW COR, E PARALLEL TO N LINE FT TO A PT ON E R/W OF OLD 27 N AND W LINE OF SEC 15, TH N 44 DEG 45 MIN 42 SEC E FT TO A PT ON S R/W LINE OF ALEXANDER RD AND THE POE 165 FT E OF AND 33 FT S OF NW COR SEC 15 T32N-R3W Vacant land. Cabin being torn down. - CABIN BEING TORN DOWN. Vacant corner lot with Mature Maple Trees. MB: TX: $ OLD 27 N VANDERBILT UNIT 10 BLACKBEAR ESTATES SEC 11 T32N-R3W Great Lot In Black Bear Golf Association - Sloping Lot with Pine, Good Looking Neighboring Homes, Views of the Linx, Opportunity for Walkout Basement. MB: TX: $78.76 VANDERBILT UNIT 20 BLACKBEAR ESTATES SEC 11 T32N-R3W Fantastic Lot in Black Bear Golf Association - Sloping Building Lot with Great Views of the Fairway. Association Maintained Paved Road. Well Kept Neighboring Home. Hardwood Trees. MB: TX: $78.76 VANDERBILT UNIT 30 BLACKBEAR ESTATES SEC 11 T32N-R3W Lot with Black Bear Golf Course Views! - Great Views of the 14th Fairway. Beautiful Neighboring Homes. Pavement Stops Just Short of this Lot see Auction Lot Number Inquire With Black Bear About Extending Pavement. MB: TX: $78.76 VANDERBILT UNIT 31 BLACKBEAR ESTATES SEC 11 T32N-R3W Pavement Does Not Reach MB: TX: $78.76 VANDERBILT UNIT 42 BLACKBEAR ESTATES SEC 11 T32N-R3W MB: TX: $ VANDERBILT LOT 193 ARROW SHORES Lot Near Lake Arrowhead - Wooded with Hardwoods MB: TX: $17.08 Beachnut Trl GAYLORD

19 LOTS 17 & 18 ARENAC TRAILS Lot Near Arrowhead Lake - Wooded with Hardwoods MB: TX: $25.75 osthemo LOT 19 ARENAC TRAILS T30N R4W Lot near Lake Arrowhead - Corner lot with Hardwoods MB: TX: $15 Corner of Aramac and Osthemo LOT 20 ARENAC TRAILS Lot near Lake Arrowhead - Hardwoods MB: TX: $12.87 Aramac LOT 38 ARENAC TRAILS Lot Near Lake Arrowheads - Wooded with pine and hardwood MB: TX: $12.87 Pawamo LOT 161 INDIAN HILLS Lot near Lake Arrowhead - Wooded with Poplar and Hardwood MB: TX: $14.2 Shiawassee LOT 179 INDIAN HILLS Lot near Lake Arrowhead - Wooded with Hardwood and Poplar MB: TX: $12.3 Tacoma GAYLORD LOTS 33 & 34 OKEMOS TRAILS Lots near Lake Arrowhead - Hardwood and Poplar MB: TX: $30.04 okemos LOT 90 OKEMOS TRAILS Lot near Lake Arrowhead - Hardwood and Pine MB: TX: $14.66 Newago LOT 14 PENCIL LAKE NORTH Pencil Lake Area - Wooded Corner Lot Birch and Hardwoods MB: TX: $21.46 Corner of Northwood and Louise LOT 42 PENCIL LAKE NORTH Lot near Pencil Lake - Hardwood and Birch MB: TX: $21.46 Louise ELMIRA LOT 62 PENCIL LAKE NORTH Lot Near Pencil Lake - Wooded Thicket and Somme Mature Trees MB: TX: $21.46 Louise ELMIRA LOT 82 PENCIL LAKE NORTH Lot Near Pencil Lake - Hardwood Corner Lot MB: TX: $21.46 Corner of Northwood and Louise LOT 142 PENCIL LAKE NORTH Lot Near Pencil Lake - Wooded with Hardwoods MB: TX: $21.46 Fallen Timber ELMIRA

20 LOT 470 PENCIL LAKE NORTH Lot near Pencil Lake - Wooded with Hardwoods MB: TX: $21.46 North Gate LOT 550 PENCIL LAKE NORTH Lot Near Pencil Lake - South West of Gaylord, Birch and Hardwoods MB: TX: $21.78 Westmonte LOT 157 SOUTHERN TRAILS Lot Near Arrowhead Lake - Wooded with Hardwood and Birchnone MB: TX: $23.6 Macatawa LOT 192 SOUTHERN TRAIL SUB SEC 32 T30N R4W Lot Near Arrowhead Lake - Wooded with Mature Hardwood MB: TX: $ LOT 48 TUSCOLA TRAILS Lot Near Arrowhead Lake - Wooded with Hardwoods MB: TX: $17.17 Springgay GAYLORD LOTS 171 & 172 TUSCOLA TRAILS Lot Near Arrowhead Lake - Wet Swampy lot with some standing water MB: TX: $34.87 Arrow Root Trl GAYLORD LOT 50 ARBUTUS BEACH HIGHLANDS SEC 4 T29N R3W Vacant Lot South of Gaylord - Located in a Neighborhood Across Old 27 From Otsego Lake. This Property Features Some Mature Trees. MB: TX: $17.17 KELLOGGE GAYLORD LOT 36 ENCHANTED FOREST SEC 36 T29N R3W Lot Near Guthrie Lake - Steep Hillside With Hardwoods, Chalet Style Housing Near. MB: TX: $30.5 Forest Drive FREDERIC LOT 37 ENCHANTED FOREST SEC 36 T29N R3W Lot Near Guthrie Lake - Steep Hillside Lot. Hardwoods and Pine MB: TX: $23.96 Forest Drive FREDERIC LOT 119 ENCHANTED FOREST SEC 36 T29N R3W Lot Near Guthrie Lake - Sloping Hardwood Lot MB: TX: $23.96 Huntington FREDERIC LOT 129 ENCHANTED FOREST SEC 35 T29N R3W Lot Near Guthrie Lake - level Hardwood Lot MB: TX: $21.78 Sherwood Drive FREDERIC LOT 209 ENCHANTED FOREST SEC 36 T29N R3W Lot Near Guthrie Lake - Flat Wooded with some Hardwoods MB: TX: $21.78 Nottingham FREDERIC

21 LOT 582 ENCHANTED FOREST NO 3 SEC 36 T29N R3W Guthrie Lake Association - Wooded with Hardwoods, MB: TX: $21.78 Fantasy FREDERIC LOT 645 ENCHANTED FOREST NO 3 SEC 36 T29N R3W Lot Near Guthrie Lake - Wooded Lot with Mix of Pine and Hardwoods MB: TX: $21.78 Fantasy Drive FREDERIC LOT 648 ENCHANTED FOREST NO 3 SEC 36 T29N R3W Lot Near Guthrie Lake - Level lot with Hardwoods and Pine Mix MB: TX: $19.59 FREDERIC LOT 108 MICHAYWE NO. 2 Michaywe Wooded Lot - Hill Side With Poplar Oak and Birch on Cul-De-Sac MB: TX: $23.6 Deer Park GAYLORD LOT 214 MICHAYWE NO. 2 MB: TX: $23.6 GAYLORD LOT 299 MICHAYWE NO. 2 Michaywe Wooded Lot - Poplar Tree Lot Neighboring a Chalet style home. Maple and Oak trees as well, Peaceful Setting. MB: TX: $23.6 Michaywe GAYLORD LOT 524 MICHAYWE NO. 2 Michaywe Wooded Lot - Flat Lot with Trees, MB: TX: $23.6 Snowmass GAYLORD LOT 611 MICHAYWE NO. 2 Michaywe Wooded Lot - Lot Behind a Beautifully constructed Home, Hardwoods, Touches 3983 MB: TX: $13.6 GAYLORD LOT 612 MICHAYWE NO. 2 Michaywe Wooded Lot - Hardwoods and Great Neighbors. Touches 3982 MB: TX: $23.6 Whispering Pines GAYLORD LOTS 618 & 619 MICHAWYE NO SPLIT FROM Michaywe Wooded Lot - Wooded lot on the inside of a curve, nice Neighbors, Profane Elm Tree MB: TX: $61.03 Whispering Pines LOT 1128 MICHAYWE NO. 4 Oak and Poplar MB: TX: $23.6 Chipmunk GAYLORD LOT 1390 MICHAYWE NO. 9 Michaywe Wooded Lot - Wooded with Pine and Birch, Small Views of Fairway, Touches 3917 MB: TX: $23.6 GAYLORD LOTS 1562 & 1563 MICHAYWE NO. 13 Michaywe Wooded Lot - Hill Lot on Curve in Road, Potential For Views. MB: TX: $47.22 Pheasant Run GAYLORD

22 LOT 1630 MICHAYWE NO. 13 Michaywe Wooded Lot Near Pump Jack - Hillside Lot with Partial Views of a Pump Jack. MB: TX: $15.23 Quail Hollow GAYLORD LOT 1775 MICHAYWE NO 14 T29N R3W Michaywe Wooded Lot - Corner Lot with Hardwoods and Poplar. Rolling Hills Peaceful Setting, Friendly Neighbors MB: TX: $21.78 At the corner of King-Fisher and Bob White Way GAYLORD LOT 1821 MICHAYWE NO 14 T29N R3W Michaywe Wooded Lot with Pump Jack Views - Beautiful Maple tree on Lot. Falcon Road is Returning to Grass MB: TX: $21.46 Falcon and Sandpiper GAYLORD LOT 1838 MICHAYWE NO 14 T29N R3W Hillside Lot, Nice Neighbors, Just down the road from the pump jack MB: TX: $23.6 Sand Pipper GAYLORD LOT 1950 MICHAYWE NO 14 T29N R3W Michaywe Wooded Lot - Lot with Mature Poplar. Some hardwoods, Hillside MB: TX: $23.96 Bob White Way GAYLORD LOT 2007 MICHAYWE NO 15 T29N R3W Michaywe Wooded Lot - Neighboring Chalets, This Lot Features Hard Woods. MB: TX: $21.78 Downhill Run GAYLORD LOT 2011 MICHAYWE NO 15 T29N R3W Michaywe Wooded Lot - Sloping Lot with Hardwoods and Elm. Cul-De-Sac Dve MB: TX: $21.78 Steep Hollow GAYLORD LOT 2050 MICHAYWE NO 15 T29N R3W Tranquil Hill Side Setting, Hardwood Trees, Good Neighbors,Homes, Sprinklers and Green Grass. The Lot is Wooded and ready to build on. Fairly Straight Poplar trees. In general a good area for a home. Pump Jack Hidden Behind Property MB: TX: $21.78 Sugar Hill Drive GAYLORD LOT 2071 MICHAYWE NO 15 T29N R3W Michaywe Wooded Lot - Hardwoods, Oak and Maple, Good Looking Neighbors, close to the Corner of Sugar hill and Downhill Run. MB: TX: $23.6 Sugar Hill GAYLORD LOT 15 BLK 14 CITY OF GAYLORD Vacant Lot in Gaylord - Home to be Removed from Property. Great Downtown Location, Friendly Neighbors, Walk to Down Town MB: TX: $ S ILLINOIS AVE GAYLORD LOT 1 BLK. 3 PLAT OF SOUTH GAYLORD Vacant Lot in Gaylord - No Houses on Property, Property is Very Small MB: TX: $26.01 S CENTER AVE

23 Oscoda County Public Auction Lot # Parcel ID & Legal Description Address T28N R1E SEC 9 - UNIT 4 GARLAND SANCTUARY WOODS 2005 SPLIT FROM Wooded Lot in Garland Golf Association - Tall Pines, Flat Land. Limited Access MB: 0 TX: $ T28N R1E SEC 9 - UNIT 23 GARLAND SANCTUARY WOODS 2005 SPLIT FROM Lot in Garland Golf Association - Poor Roads, Fallen Trees, Limited Access. Diseased Dead Pine Trees T28N R1E SEC 23- GARLAND SOUTH ESTATES, LOT SPLIT FROM & & & & Lot in Garland Golf Association - Trees Filling in Road, Can still Drive over them in Large 4WD Truck, in a few years this wont be possible. Wooded T28N R1E SEC 23 - GARLAND SOUTH ESTATES, LOT SPLIT FROM & & & & Garland Golf Association Lot - Over Grown Roads, Fallen Trees, Wooded, Bring High 4WD Truck T28N R1E SEC 23- GARLAND SOUTH ESTATES, LOT SPLIT FROM & & & & Lot in Garland Golf Association - Bring 4WD, Some Trees. Horrible Roads T28N R1E SEC 23- GARLAND SOUTH ESTATES. LOT SPLIT FROM & & & & Lot in Garland Golf Association - Poor Sand Roads, Fallen Trees, Limited Access, Wooded. Bring High 4WD Truck T28N R1E SEC 23- GARLAND SOUTH ESTATES, LOT SPLIT FROM & & & & Lot in Garland Golf Association - Difficult Access, Poor Roads, Fallen Trees. Bring 4WD and a Truck T28N R1E SEC 23 - GARLAND SOUTH ESTATES, LOT Split of & on 11/05/2007 Garland Golf Association Lot - Limited Access, Some Trees, Grown over Roads, Fallen Trees T28N R1E SEC 23 -GARLAND SOUTH ESTATES LOT SPLIT FROM & Lot in Garland Association - Bad Roads, Limited Access, Bring 4WD Truck. Wooded T28N R1E SEC 16 - LOT 38 GARLAND WOODS ON THE FOUNTAINS GOLF COURSE III 2002 SPLIT FROM Garland Golf Association - Beautiful Building Lot, in Garland Association, Good Looking Neighbors. Wooded T28N R1E SEC 16 - UNIT 19 OF GARLAND WOODS ON THE FOUNTAINS GOLF COURSE IV. 2004SPLIT FROM Good Lot in Garland Golf Association - West Facing Lot on Private Blacktop Road. Hard Woods, and Utilities. Friendly Neighbors T28N R1E SEC 16 - UNIT 37 OF GARLAND WOODS ON THE FOUNTAINS GOLF COURSE IV. 2004SPLIT FROM Good Lot In Garland Golf Association - Great Looking Neighbors, Black Top NORTH STAR COURT LEWISTON MI SANCTUARY DRIVE LEWISTON MI WOLVERINE COURT LEWISTON MI SILVER FOX DRIVE LEWISTON MI POPLAR DRIVE LEWISTON MI

24 Cul-De-Sac Drive, Beautiful Hardwoods, Fairway Across Drive T28N R1E SEC 16- UNIT 78 OF GARLAND WOODS ON THE FOUNTAINS GOLF COURSE IV SPLIT FROM Good Lot in Garland Golf Association - Wooded with Hardwoods and Pine, This Lot is seated across the Paved Drive From the Fairway, Behind an Electric Gate T28N R1E SEC 22 - LOT 22 GARLAND WOODLANDS 2005 SPLIT FROM & 02 Garland Golf Association Lot - Wooded Lot, Overgrown and Limited Access Roads. Bring Truck or ATV T28N R1E SEC 22 - GARLAND WOODLANDS LOT SPLIT FROM & 02 Lot in Garland Golf Association - Overgrown Roads, Limited Access, Wooded. Bring 4WD Truck T28N R1E SEC 22 -LOT 77 GARLAND WOODLANDS 2006 SPLIT FROM & & & Wooded Lot in Garland Golf Association - Poor Roads, Bring 4WD Truck T28N R1E SEC 22- LOT 78 GARLAND WOODLANDS 2006 SPLIT FROM & & & Garland Golf Association Lot - Poor Road Access. Golf Cart Path. Wooded. Bring Truck T28N R1E SEC 22- LOT 79 GARLAND WOODLANDS SPLIT FROM & , & Garland Golf Association Lot - Almost a View of the 13th Hole T-Box. Horrible Roads, Limited Access, Fallen Trees, Golf Cart Path T28N R1E SEC 22- LOT 102 GARLAND WOODLANDS 2006 SPLIT FROM & & & Garland Golf Association Lot - Poor Roads, Limited Access. Close to 13th Hole. Wooded T28N R1E SEC 22- LOT 64 GARLAND SUMMERWOOD RIDGE 2006 SPLIT FROM & , & Wooded Lot in Garland Gold Association - Wooded, Difficult to Access, Bring 4WD T28N R1E SEC 22 - LOT 240 GARLAND SUMMERWOOD RIDGE. MASTER DEED 1/9/06 LIBER 206, PAGE SPLIT FROM & 05 & 10 & 40 & 45 & 50 & 55 & 60& 65 & 70 & 75 Garland Golf Association Lot - Wooded, Sand and Overgrown Roads, Bring 4WD T28N R1E SEC 22 - LOT 262 GARLAND SUMMERWOOD RIDGE. MASTER DEED 1/9/06, LIBER 206, PAGE SPLIT FROM & 05 & 10 & 40 & 45 & 50 & 55 &60 & 65 & 70 & 75. Garland Golf Association Lot - Wooded Lot, Limited Access, Overgrown Road T28N R1E SEC 22 - LOT 263 GARLAND SUMMERWOOD RIDGE. MASTER DEED 1/9/06, LIBER 206, PAGE SPLIT FROM & 05 & 10 & 40 & 45 & 50 & 55 &60 & 65 & 70 & 75. Garland Lot - Wooded Lot, Bad/Over-Grown Roads, Bring High 4WD Truck T28N R1E SEC 22 - LOT 264 GARLAND SUMMERWOOD RIDGE. MASTER DEED 1/9/06, LIBER 206, PAGE SPLIT FROM & 05 & 10 & 40 & 45 & 50 & 55 &60 & 65 & 70 & 75. Garland Golf Association Lot - Wooded Lot, Overgrown Roads, Difficult to Access, Bring A High Truck T28N R1E SEC 22 - LOT 265 GARLAND SUMMERWOOD RIDGE. MASTER DEED 1/9/06, LIBER 206,