November 21, 2017 Item No. 13

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1 November 21, 2017 Item No. 13 RECOMMENDATION TO EXECUTE 1) AN AGREEMENT TO ENTER INTO HOUSING ASSISTANCE PAYMENTS (AHAP) CONTRACT AND A HOUSING ASSISTANCE PAYMENTS (HAP) CONTRACT FOR A) 6145 NORTH BROADWAY APARTMENTS, B) MARK TWAIN APARTMENTS, C) WARREN APARTMENTS, D) CLARK-ESTES APARTMENTS, E) ENGLEWOOD PHASE I APARTMENTS, F) MONTCLARE VETERAN S VILLAGE OF ROSELAND, G) MONTCLARE SENIOR RESIDENCES OF CALUMET HEIGHTS, H) CICERO SENIOR LOFTS, I) THRESHOLDS RAD LLC; AND 2) ALL OTHER DOCUMENTS AS MAY BE NECESSARY OR APPROPRIATE TO IMPLEMENT THE FOREGOING. Development Address Alderman / Ward Community Area 6145 North Broadway Apartments 6145 N. Broadway Harry Osterman 48 th Ward Mark Twain Apartments 111 W. Division Walter Burnett 27 th Ward Warren Apartments West Warren Boulevard / Walter Burnett West Madison Street 27 th Ward Clark-Estes Apartments 7070 N. Clark Street Joseph Moore 49 th Ward Englewood Phase I Apartments South Halsted Street Toni Foulkes West 59 th to West 63 rd Parkway 16 th Ward Montclare Veteran s Village of , Carrie Austin Roseland South Eggleston Avenue 34 th Ward Montclare Senior Residences of 9401 S. Stony Island Michelle Harris Calumet Heights 8 th Ward Cicero Senior Lofts S. Cicero Edward Burke 14 th Ward Thresholds RAD LLC Grais Apartments 6808 N. Wayne Joe Moore / 49 th Ward Austin Apartments N. Menard / 5801 W. Lake Chris Taliferro / 29 th Ward Rowan Trees Apartments 500 W. Englewood Willie Cochran / 20 th Ward Edgewater Near North Side Near West Side Rogers Park Englewood Roseland Calumet Heights Garfield Ridge Rogers Park Austin Engelwood Presenter: Tracy Sanchez, Deputy Chief Development Officer 1

2 Recommendation The Chief Executive Officer recommends that the Board of Commissioners of the Chicago Housing Authority (CHA) authorize CHA to execute 1) an Agreement to enter into Housing Assistance Payments (AHAP) contract and a Housing Assistance Payments (HAP) contract for A) 6145 North Broadway Apartments, B) Mark Twain Apartments, C) Warren Apartments, D) Clark-Estes Apartments, E) Englewood Phase I Apartments, F) Montclare Veteran s Village of Roseland, G) Montclare Senior Residences of Calumet Heights, H) Cicero Senior Lofts, I) Thresholds RAD LLC; and 2) all other documents as may be necessary or appropriate to implement the foregoing. The requested action complies in all material respects with all applicable federal, state and local laws, and CHA board policies. Staff have completed all necessary due diligence to support the submission of this initiative. Property Summary Development Developer / Owner Target Population PRA Units Total Units % PRA Units 6145 North Broadway Apartments 6145 N. Broadway Families Up to % Investors, LLC Mark Twain Apartments Mark Twain NHPF, LLC Individuals Up to % Warren Apartments Warren Ashland, LP Families Up to % Heartland Housing, Inc. Clark-Estes Apartments Clark-Estes Apartments LLC Families % Englewood Phase I Apartments Englewood Phase I, LLC Families % Montclare Veteran s Village Montclare Veteran s Village Families % of Roseland of Roseland, LLC Veterans Montclare Senior Residences of Montclare Calumet Heights, Seniors % Calumet Heights LLC Cicero Senior Lofts Cicero Senior Lofts, LLC Seniors % Grais Apartments Austin Apartments Rowan Trees Apartments Thresholds RAD LLC Homeless Disabled Up to 6 Up to 6 Up to % 11% 13% Contract Summary Development Funding Contract Term 6145 North Broadway Apartments Contract Type Initial Estimated Contract $276,696 Total Estimated Contract $11,225, s Application Received August 2017 Mark Twain Apartments $2,296,368 $93,159, s August 2016 Warren Apartments $342,096 $13,878, s March 2017 Clark Estes Apartments $208,500 $8,458, s November 2016 Englewood Phase I Apartments $277,272 $11,248, s November

3 Montclare Veteran s Village of Roseland $744,516 $30,203, s June 2016 Montclare Senior Residences of Calumet Heights Cicero Senior Lofts $295,800 Year $195,300 $12,000, s $7,922, s May 2017 July 2017 Thresholds RAD LLC Grais Apartments Austin Apartments Rowan Trees Apts $59,400 $47,808 $37,332 $1,443,264 $1,161,609 $ 907, s July, 2017 Initial contract rents will be determined by market comparables and fair market rents applicable at the time the HAP contract is executed. All rent determinations will comply with federal regulations and CHA policy. 3

4 6145 NORTH BROADWAY APARTMENTS Property Profile / Building Amenities 6145 North Broadway Apartments is a 105-unit, 6-story, mixed-use, new construction, elevator building located in the Edgewater community in a General Area and across the street from an opportunity area. The development is located on a thriving commercial street surrounded by a vibrant residential community. Loyola University Chicago is located 2 blocks from the site North Broadway Apartments consists of 45 studios, 40 one-bedroom, and 20 twobedroom units with 3,750 square feet of ground floor retail space. There will be 25 accessible units, and 80 adaptable units of which 24 units will also be for the sensory impaired. The building will offer 44 parking spaces, a green roof, as well as landscaped outdoor and community spaces, including a grilling station and fire pit. Building amenities include a community and meeting room, fitness room, bike room, as well as storage area. PRA will assist up to 21 residential units 7 studios, 7 one-bedroom, and 7 two-bedroom units. Units will include all appliances including a microwave, dishwasher, and washer/dryer. Tenants are responsible for all utilities. Each unit will have separate heating and cooling control. Tenants will come from the CHA waitlists. Property Owner 6145 N. Broadway Investors, LLC is the ownership entity for the property. The General Partner is composed of City Pads, LLC and Catapult Real Estate Solutions, LLC. City Pads is a multifamily and mixed-use real estate investment company started in The principals of City Pads have extensive experience with developing, constructing, and leasing residential buildings with commercial space. Catapult Realty provides real estate consulting services including asset management, advisory, and owner representation services. Kass Management Services has been in business since 1985 and manages more than 9,000 residential units in 400 properties and 20 commercial properties throughout the Chicagoland area. 4

5 MARK TWAIN APARTMENTS Property Profile / Building Amenities Mark Twain Apartments is seeking approval for 148 PRA subsidies (100%) as part of the preservation efforts of this historic SRO property. The development received Board approval for 126 PRA subsidies (85%) at the January 2017 meeting. The allocation of subsidies allows for successful underwriting and additional housing opportunities for CHA waitlist tenants. Mark Twain Apartments is a vintage, 5-story, elevator building that opened in 1932 and is located at 111 W. Division on the edge of the Gold Coast historic district in the Near North Side community. Redevelopment is part of the City s SRO Preservation initiative. The Mark Twain has Orange designation by the Chicago Landmarks Commission, which notes that the property possesses architectural feature(s) or historical association that makes it potentially significant in the context of the surrounding community. Immediately across the street is an Opportunity Area, which includes the 390- unit, 35-story luxury apartment Sinclair building which opened in September The Mark Twain currently contains 153 units. After redevelopment, 148 studio units will be available with 8 accessible and 8 adaptable units. All building systems will be repaired or replaced with improved security system, FOB keys and high-resolution security cameras installed. All units will have newly installed kitchens and rehabbed individual bathrooms. The ground floor consists of 9,600 square feet of commercial space. The existing storefront signage will be removed and new storefronts will meet the requirements of the Illinois Historical Preservation Agency (IHPA). The developer is working to attract new retail businesses that will enhance the community, including coffee shops, restaurants and smaller retail businesses. Building amenities will include a roof-top deck, laundry room, community room, computer room with library area, as well as offices for management and social services. All utilities will be paid by the building. Rehabilitation will require that the building be vacated and tenants relocated. Approximately 10% of the units are currently vacant. Existing residents will have a right of first return. Vacancies will be filled from the CHA Waitlist with up to 10 units filled from the State Referral Network. PRA will assist up to 148 studio units (100%). Property Owner New Mark Twain, LLC sole managing member is The NHP Foundation (NHPF), a non-profit organization dedicated to making investments that preserve and create affordable multi-family housing for low to moderate-income families. Heartland Housing, Inc will provide 24-hour on-site property management. Heartland manages nearly 2,000 units of affordable and supportive housing across 15 properties in Illinois and Wisconsin. 5

6 WARREN APARTMENTS Property Profile / Building Amenities Warren Apartments received CHA Board of Commissioner s preliminary support in May The development was awarded Low- Income Housing Tax Credits from the Illinois Housing Development Authority in October Warren Apartments is a new construction, 7-story, elevator building located at 1533 West Warren Boulevard and West Madison Street in the Near West Side community. The site is located in a General area, in a revitalizing community with excellent access to public transportation. Warren Apartments will be located adjacent to Heartland s award-winning property, Harvest Commons Apartments. Warren Apartments will contain 75-units: 13 studios, 49 one-bedroom units, and 13 twobedroom units. Three (3) units will be accessible, 12 units will be adaptable, and 2 units will be available for persons who are audio or visually impaired. Unit amenities include individually controlled heating and cooling and Energy Star appliances. Building amenities will include a roof terrace, laundry facilities, community/party room, and bike storage. The building will have on-site property management, as well as security features including front desk staff and cameras strategically placed throughout the building. 19 parking spaces will be available for residents, guests, and staff. PRA will assist up to 25 units (33%): 18 one-bedroom and 7 two-bedroom units. Tenants will come from CHA waitlists. Property Owner Warren Ashland, LP a subsidiary of Heartland Housing, Inc. Heartland Housing will be the sole member and will be the developer/owner of the property. Heartland was founded in 1988 and has developed over 1,900 housing units. Heartland Housing, Inc. has experience working with the Chicago Housing Authority and is a member of the Lathrop Community Partners and a CHA Pre-Qualified Developer. Heartland has experience with the PRA program, including 89 units with PRA assistance at Harvest Common Apartments located at 1519 W. Warren Boulevard, which is immediately adjacent to Warren Apartments. Additionally, PRA assists 79 units in Heartland s Town Hall Apartments located at 3600 N. Halsted, 51 units at Hollywood House located at 5700 N. Sheridan, and 14 units at Leland Apartments located at 1207 W. Leland. Mod- Rehab project-based subsidies assist 50 units at Los Vecinos Apartments located at 4250 W North Avenue, 39 units at Mae Suites located at 148 N. Mayfield, and 60 units at Karibuni Place located at 8200 S Ellis. Heartland Housing, Inc. will be managing the property and manage over 2,000 units of affordable and supportive housing. Their portfolio consists of multi-family buildings ranging in size from 24 units to 197 units. 6

7 CLARK-ESTES APARTMENTS Property Profile / Building Amenities Clark-Estes Apartments (CEA) received CHA Board of Commissioner s preliminary support in May The development was awarded Low-Income Housing Tax Credits from the City of Chicago in October CEA is a 4-story, new construction, mixed-use development for families in the Rogers Park community and located on a strong commercial artery surrounded by a thriving residential and business community with access to public transportation, schools and recreational areas. The site is designated as a General area and is less than one block from an Opportunity Area. CEA will contain 54 total residential units: 15 studios, 21 one-bedroom, and 18 twobedroom units. Residential units are designed with an open layout, with all appliances included. Each floor will have elevator access and a laundry room. All units will be adaptable with 11 accessible units. Residents will have access to the community courtyard with an outdoor patio area and a tot lot. Twenty (20) parking spaces will be available onsite. Clark-Estes Apartments will seek the Enterprise Green Communities certification, which will include Energy Star appliances, windows, and light fixtures. The first floor of the building will offer 3,350 square feet of retail space, as well as a community room and office space for the social service partner, Trilogy, Inc. PRA will assist 10 one-bedroom and 5 two-bedroom units. Tenants will be identified from the CHA waitlists and up to 7 units from the State Referral Network. CHA has committed to IHDA to provide PRA assistance to Section 811 residents who are listed on the State Referral Network. Unit configuration will be assigned at the time of the HAP to best serve the CHA Waitlist. Trilogy, Inc. will provide behavioral healthcare to tenants from the State Referral Network. Services from Trilogy will be available to all tenants, but not required. Property Owner Ross Financial Services (RFS) is the managing partner (75%) and will provide property management services. RFS is private owner and management company of affordable properties in Illinois, California, and South Carolina. RFS has developed 1,380 units in the State of Illinois. This is their first development in the City of Chicago. Service Provider Trilogy, Inc. is the community-based, non-profit partner in the development (25%) and is a Rogers Park-based organization providing mental health services. In 2016, Trilogy was named one of Chicago s top 101 work places by the Chicago Tribune. Ross Financial Services manages a portfolio of more than 2,300 units of rental housing including tax credit and Section 8 assisted units. 7

8 ENGLEWOOD PHASE I APARTMENTS Property Profile / Building Amenities Englewood Phase I Apartments is a new construction, multi-family property consisting of 8 buildings containing 80 total units across 4 city blocks in the Englewood community. The development plan includes 20,000 square feet of first-floor retail, a 2,000 square foot community center, and 50 parking spaces. The development was awarded Low-Income Housing Tax Credits from the City of Chicago in October Englewood Phase I is part of the City s revitalization efforts of the 63 rd and Halsted corridor, which includes mixed-income and mixed-use development plan for multi-phased construction projects. The site is adjacent to Englewood Square, which includes the newly opened Whole Foods (October 2016) and is part of the City s neighborhood investment programs and Micro Market Recovery Program. The 63 rd Street Commercial Corridor between Cottage Grove to Pulaski has been a focus of a study of the area by the Local Initiatives Support Corporation (LISC). In 2016, Teamwork Englewood and LISC Chicago New Communities Network released Englewood Rising as part of a comprehensive quality-oflife planning initiative for Housing, Education & Youth, Health & Wellness, Jobs & Economic Development and Public Safety. Englewood Phase I Apartments will consist of 16 one-bedroom, 56 two-bedroom, and 8 three-bedroom townhome and apartment-style units. Eight units will be accessible and 2 units will be available for the visually / hearing impaired. Construction meet Enterprise Green Communities certification. PRA rental subsidies will assist 25% of the units: 4 one-bedroom, 14 two-bedroom, and 2 three-bedroom apartments. Tenants will come from the CHA Waitlists. Property Owner Englewood Phase I, LLC is the managing member and affiliate of the developer, KBK Enterprises. KBK Enterprises is a certified Minority Business Enterprise (MBE) and has developed more than 1,900 units of multi-family, affordable, mixed-income, mixed-use, and single-family housing, closing over $1 billion in real estate development nationally with offices in Pittsburgh, PA and Columbus, OH. Keith B. Key is President and CEO. Key Property Management Services, a KBK affiliate, manages more than 1,000 units of housing in Columbus OH, Washington DC, and Pittsburgh PA. KBK Foundation is their social service arm and will link residents to area programs that support workforce and youth development, including The Cara Program, Chicago Urban League, LISC and Teamwork Englewood. 8

9 MONTCLARE VETERAN S VILLAGE OF ROSELAND Property Profile/Building Amenities/ Montclare Veteran s Village of Roseland (MVVR) was awarded 75 VASH vouchers from HUD as part of a 2016 national competitive process. The CHA Board of Commissioners gave preliminary approval for the project in July MVVR was awarded Low-Income Tax Credits from the City of Chicago in October MVVR is a 75-unit new construction, 4-story, elevator building, providing supportive housing services to veterans. The land located in the 107 th & Halsted TIF district will be donated from the City of Chicago to the development and is adjacent to the 111 th Station for the CTA Red Line Extension. MVVR will offer 33 studios (396 square feet), 38 one-bedroom (574 square feet), and 4 two-bedroom units (717 square feet). All units will be adaptable, with 8 to 16 units accessible, and 2 units available to the audio or visually impaired. Building amenities include a management office, health center, community room with warming kitchen, fitness center, media room, library, computer lab, and laundry. Tenants will have access to the large patio, community garden, barbecue grill and picnic tables, as well as a large open green space. 54 parking spaces of the development will be available for residents, guests and staff. The development will receive Enterprise Green Communities Certification. VASH vouchers will assist 75 units (100%). Tenants are identified by the Jesse Brown VA Center and will receive social services from Featherfist. Tenants will meet VASH requirements. Property Owner Background MR Properties, LLC is the managing member (75%) and has been active in real estate development in the Chicago area for over forty s. MR Properties strives to exceed the MBE requirements and has established a priority for contractors to hire local residents. MR is proud to report that the last development met a 40% MBE compliance and will work to meet or exceed that in this development. Service Provider Featherfist is the non-profit partner (25%) and the social service provider for the development. Incorporated in 1990 as a 501-C-3 nonprofit corporation, Featherfist is an experienced provider of supportive housing services for homeless individuals and families. In addition to social services, Featherfist has developed 3 transitional housing properties for homeless veterans. Pacific Management, Inc. manages affordable, market rate, and commercial properties in Illinois and Iowa and is experienced in the management of Low-Income Housing Tax Credit properties. 9

10 MONTCLARE SENIOR RESIDENCES OF CALUMET HEIGHTS Property Profile / Building Amenities Montclare Senior Residences of Calumet Heights (MCCH) is a 134-unit, 7-story, new construction residential property for independent seniors who are 55 s of age and older. The development was awarded Low-Income Housing Tax Credits from the Illinois Housing Development Authority in October The development is located in the Stony Island Commercial and Burnside Industrial TIF District. MCCH will consist of 101 one-bedroom and 33 two-bedroom units. All units will be adaptable, with 14 units accessible, and 3 units for the sensory-impaired. Kitchens will contain all appliances including a dishwasher and microwave. Tenants will be responsible for electric only. Heat will be included as part of the building expense. Tenants control heating and cooling in their unit. Building amenities include a community room with warming kitchen, fitness center, media room, library, computer lab, beauty salon, centralized mailroom, and laundry. Exterior amenities offer landscaped recreation areas, walking paths, a gazebo and a large patio for residents. 78 surface parking spaces will be available for residents, guests and staff. The building will gain Enterprise Green Communities or LEED for Homes certification. PRA rental subsidies will assist 34 one-bedroom units (25%) and tenants will come from CHA Waitlists. Property Owner Montclare Calumet Heights, LLC is MR Development s 7 th affordable housing building for seniors in Chicago. Montclare Calumet Heights Manager, LLC will serve as managing partner. MR Development was founded in 2000 and developed more than 1,003 units of affordable housing including 648 units for seniors. Pacific Management, Inc. is a full-service property management company servicing residential and commercial properties throughout Illinois and Iowa. PMI specializes in affordable programs such as Low-Income Housing Tax Credits. 10

11 CICERO SENIOR LOFTS Property Profile / Building Amenities Cicero Senior Lofts is a new construction, 4-story elevator, 62-unit building for seniors age 55 s and older in the Garfield Ridge community. The development is located immediately adjacent to the CHA Le Claire Courts redevelopment area; and is located in an Opportunity and Gautreaux General area. Cicero Senior Lofts was awarded Low-Income Housing Tax Credits from the City of Chicago in October Cicero Senior Lofts will offer 8 studio, 46 one-bedroom, and 8 two-bedroom units. All 62 units will be adaptable with 4 units accessible. The development will seek Enterprise Green Communities or LEED certification. Building amenities include a library / reading room, on-site laundry facilities, security cameras, an intercom system, fob access controls, and on-site property management. 79 surface parking spaces will be available for residents, guests, and staff. All units will offer fully equipped kitchens containing Energy Star appliances. Tenants will be responsible for utilities and will have control heating and cooling in their unit. Units will be wired for internet and cable. PRA rental subsidies will assist 15 one-bedroom units. Tenants will come from CHA Waitlists. Property Owner MV Residential Development, LLC is the developer and owner entity of the Miller-Valentine Group (MVG). MVG was founded in 1963 and has developed senior and affordable housing in several states including Illinois, Indiana and Ohio. Cicero Senior Lofts will be their first development in the city of Chicago. MV Resident Property Management Inc. is the Miller-Valentine Group s affordable housing property management company with a nationwide portfolio of 12,000 units. 11

12 Thresholds RAD LLC Project Overview Thresholds RAD LLC, an Illinois limited liability company (Thresholds) has submitted applications to the United States Department of Housing and Urban Development (HUD) to convert Grais, Austin, and Rowen ( the Properties ) from the Moderate Rehabilitation (Mod Rehab) program tenant protection vouchers to project-based vouchers (PBV) under the Rental Assistance Demonstration Second Component program (RAD2). Subject to HUD and CHA approvals, 146 total units in 3 separate properties will be preserved as affordable housing. In September, 2017 the CHA Board of Directors approved acceptance of RAD2 vouchers for the development and the assignment of up to 6 PRA vouchers to each of the 3 buildings. The RAD2 approval remains in effect. As part of the conversion process, the three properties under the Thresholds RAD LLC will complete necessary rehabilitation that will include roof replacement / repair, masonry and lintel repairs, window repair/replacement, elevator upgrades, plumbing and electrical repairs and updates, as well as updates to common areas. Apartments will be modernized with new baths, kitchens and flooring, as well with new in-unit HVAC systems. Each building will have available five (5) units that are handicapped-accessible and one (1) unit available for sensory-impaired. Each building will offer free internet access, a community room, on-site laundry, and 24-hour desk coverage with on-site staff. On-site supportive services will be available by The Thresholds, a 501-C-3 non-profit corporation located in the Uptown community. Grais Apartments / Property Profile Grais Apartments has been in CHA s Mod Rehab portfolio since August 25, The 4-story, elevator building is located in the Rogers Park community in a general area. The building contains 44 studio units, each with individual kitchens and baths. Up to 6 PRA subsidies will be assigned to the building with the remaining units operating under the RAD2 subsidy benefit. Austin Apartments / Property Profile Austin Apartments has been in CHA s Mod Rehab portfolio since July 20, The 4-story, elevator building is located in the Austin community in a limited area. The building contains 57 studio units, each with individual kitchens and baths. Up to 6 PRA subsides will be assigned to the building with the remaining units operating under the RAD2 subsidy benefit 12

13 Rowan Trees Apartments / Property Profile Rowan Trees Apartments has been in CHA s Mod Rehab portfolio since October 6, The 4-story, elevator building is located in the Englewood community in a limited area. At the completion of rehab, the building will contain 39 studios and 6 one-bedroom units, each with individual kitchens and baths. Up to 6 PRA subsidies will be assigned to the building with the remaining units operating under the RAD2 subsidy benefit. Property Owner and Manager Thresholds will be the owner and manager of all three properties and is a subsidiary of The Thresholds, an Illinois 501(C)(3) not for profit corporation. Thresholds was established in 1959 to provide healthcare, housing, and hope. Thresholds owns and operates more than 570 units of housing for special needs households. Thresholds also has more than 40 s of experience managing residential properties of various sizes and configurations, including low-income housing tax credits, mixed-income, and McKinney-Vento Supportive Housing Programs for the chronically homeless with a diagnosed mental illness. Respectfully Submitted: Tracy Sanchez Deputy Chief Development Officer 13

14 RESOLUTION NO CHA-XX WHEREAS, the Board of Commissioners of the Chicago Housing Authority has reviewed the Board Letter dated October 17, 2017 entitled Recommendation to Execute 1) Agreement to enter into Housing Assistance Payments (AHAP) contract and Housing Assistance Payments (HAP) contract for A) 6145 North Broadway Apartments, B) Mark Twain Apartments, C) Warren Apartments, D) Clark-Estes Apartments, E) Englewood Phase I Apartments, F) Montclare Veteran s Village of Roseland, G) Montclare Senior Residences of Calumet Heights, H) Cicero Senior Lofts, I) Thresholds RAD LLC; and 2) all other documents as may be necessary or appropriate to implement the foregoing. THEREFORE, BE IT RESOLVED BY THE BOARD OF COMMISSIONERS OF THE CHICAGO HOUSING AUTHORITY: THAT, the Board of Commissioners authorizes the Chief Executive Officer or his designee to execute 1) Agreement to enter into Housing Assistance Payments (AHAP) contract and Housing Assistance Payments (HAP) contract for A) 6145 North Broadway Apartments, B) Mark Twain Apartments, C) Warren Apartments, D) Clark-Estes Apartments, E) Englewood Phase I Apartments, F) Montclare Veteran s Village of Roseland, G) Montclare Senior Residences of Calumet Heights, H) Cicero Senior Lofts, I) Thresholds RAD LLC; and 2) all other documents as may be necessary or appropriate to implement the foregoing. Eugene E. Jones, Jr. Chief Executive Officer Chicago Housing Authority 14

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