DISCLOSURES STANDARDIZED FEE NAMES

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DISCLOSURES STADARDIZED FEE AMES **The following are subject to change without notice; Fee names, section categories, tolerance buckets, prepaid finance charge status and QM/Section 32 status. Fee ame Section of LE/CD Tolerance Bucket APR Fee Included in QM / Section 32 203K Supplemental Origin. Fee A.Origination-Misc Cannot Increase Affiliated Processing Fee A.Origination-Misc Cannot Increase Agency Adverse Market Fee A.Origination-Misc Cannot Increase Application Fee A.Origination-Misc Cannot Increase Assignment Fee A.Origination-Misc Cannot Increase Assumption Fee A.Origination-Misc Cannot Increase Broker Processing Fee A.Origination-Misc Cannot Increase Buydown Subsidy Fee A.Origination-Misc Cannot Increase CHDAP Processing Fee A.Origination-Misc Cannot Increase Commitment Fee A.Origination-Misc Cannot Increase Contract Processing Fee A.Origination-Misc Cannot Increase Copy/Fax / Courier Fee A.Origination-Misc Cannot Increase Document Preparation Fee A.Origination-Misc Cannot Increase Escrow Waiver Fee A.Origination-Misc Cannot Increase Funding Fee A.Origination-Misc Cannot Increase HUD Holdback Fee A.Origination-Misc Cannot Increase Lender Paid Broker Comp A.Origination-Misc Cannot Increase Manual Underwriting Fee A.Origination-Misc Cannot Increase MERS Registration Fee A.Origination-Misc Cannot Increase Mortgage Broker Fee A.Origination-Misc Cannot Increase ew Loan Administration Fee A.Origination-Misc Cannot Increase Origination Fee A.Origination-Misc Cannot Increase Pledged Assets Fee A.Origination-Misc Cannot Increase Processing Fee A.Origination-Misc Cannot Increase Property Inspection Waiver Fee A.Origination-Misc Cannot Increase Rate Lock Fee A.Origination-Misc Cannot Increase Trust Review Fee A.Origination-Misc Cannot Increase Underwriting Fee A.Origination-Misc Cannot Increase Verification Fee A.Origination-Misc Cannot Increase Wire Fee A.Origination-Misc Cannot Increase Orion Lending Disclosures Tool Standardized Fee ames 01.13.2017

Discount Points A. Points Cannot Increase 203K Initial Disbursement B. Cannot Shop for-misc Cannot Increase Administration Fee B. Cannot Shop for-misc Cannot Increase Appraisal Desk Review Fee B. Cannot Shop for-misc Cannot Increase Appraisal Fee B. Cannot Shop for-misc Cannot Increase AVM Fee B. Cannot Shop for-misc Cannot Increase Bond Compliance Fee B. Cannot Shop for-misc Cannot Increase Bond Extension Fee B. Cannot Shop for-misc Cannot Increase Bond Funding Fee B. Cannot Shop for-misc Cannot Increase Bond Program Fee B. Cannot Shop for-misc Cannot Increase Bond Program Transfer Fee B. Cannot Shop for-misc Cannot Increase BPO Fee B. Cannot Shop for-misc Cannot Increase Broker Credit Report Fee B. Cannot Shop for-misc Cannot Increase CEMA Assignment Fee B. Cannot Shop for-misc Cannot Increase Certificate of Occupancy B. Cannot Shop for-misc Cannot Increase Credit Report Fee B. Cannot Shop for-misc Cannot Increase FHA Up Front MIP B. Cannot Shop for-misc Cannot Increase Flood Certificate Fee B. Cannot Shop for-misc Cannot Increase Flood Life on Loan Fee B. Cannot Shop for-misc Cannot Increase HOA Certification Fee B. Cannot Shop for-misc Cannot Increase Lenders Attorney Fee B. Cannot Shop for-misc Cannot Increase MCC Administration Fee B. Cannot Shop for-misc Cannot Increase MCC Fee B. Cannot Shop for-misc Cannot Increase MCC Issuance Fee B. Cannot Shop for-misc Cannot Increase MCC Processing Fee B. Cannot Shop for-misc Cannot Increase Mortgage Insurance Premium B. Cannot Shop for-misc Cannot Increase HF Access Admin Fee B. Cannot Shop for-misc Cannot Increase Re-inspection Fee B. Cannot Shop for-misc Cannot Increase RHS Guarantee Fee HUD # B. Cannot Shop for-misc Cannot Increase Second Appraisal Fee B. Cannot Shop for-misc Cannot Increase Subordination Fee B. Cannot Shop for-misc Cannot Increase Tax Service Fee B. Cannot Shop for-misc Cannot Increase Translation Fee B. Cannot Shop for-misc Cannot Increase TX Vet Participation Fee B. Cannot Shop for-misc Cannot Increase VA Funding Fee B. Cannot Shop for-misc Cannot Increase Verification Paid to 3rd Party B. Cannot Shop for-misc Cannot Increase Orion Lending Disclosures Tool Standardized Fee ames 01.13.2017

Renovation Consultant Fee Survey Fee Termite/Pest Inspection Fee Title-203k Title update Title-Abstract Fee Title-Administration Fee Title-Agent Portion Ins Prem Title-Archive Fee Title-Attendance Fee Title-Attorney Fee Title-Bankruptcies Title-Binder Fee Title-CEMA Attorney Fee Title-Certification Fee Title-Chain of Title Title-Closing Coordination Fee Title-Compliance Fee Title-Courier / Exp Mail Fee Title-CPL Fee Title-Demand Fee Title-Departmentals Title-Discharge Tracking Title-Doc Preparation Fee Title-Early Issue Fee Title-eDoc Fee Title-Endorsement Fee Title-Environmental Protection Title-Escrow Fee Title-Examination Fee Title-Financing Statement Title-Form 9 Title-Holdback Processing Fee Title-Inspection Fee (Escrow) Title-Insurance Fee Title-Lender Title Insurance Orion Lending Disclosures Tool Standardized Fee ames 01.13.2017

Title-Lien Report Title-Loan Tie in Fee Title-Market Value Rider Title-Municipal Search Title-ew Loan Svc Fee Title-otary Fee Title-otice of Settlement Title-Other Title-Owner End. (optional) Title-Post Closing Fee Title-Processing Fee Title-Reconveyance Fee Title-Recording Service Fee Title-Search Fee Title-Secondary Mort Mkt Title-Settlement/Closing Fee Title-Signing Fee Title-Sub Escrow Fee Title-Surcharge/Policy Fee Title-Survey for Insurance Title-Tax Certificate Title-Tax Search Fee Title-Title Opinion Fee Title-Tracking Fee Title-Transaction Mgmt Fee Title-TX Guarantee Fee Title-Undwrtr Port. Ins Prem Title-Update Fee Title-UW Resolution Fee Title-Waiver of Arbitration Title-Wire Transfer Fee CEMA Recording Fee GA Residential Real Estate Fee Gov't Recording Fee Other Recording Fee Cannot Increase Orion Lending Disclosures Tool Standardized Fee ames 01.13.2017

Power of Attorney Record Fee Recording Fee For Assignment Recording Fee for Deed UCC Filing Fee City Tax/County Tax / Stamps E. Transfer Cannot Increase Intangible Tax E. Transfer Cannot Increase Local Transfer Tax E. Transfer Cannot Increase Mansion Tax E. Transfer Cannot Increase Mortgage Tax E. Transfer Cannot Increase State Tax/Stamps E. Transfer Cannot Increase State Transfer Tax E. Transfer Cannot Increase Per Diem Interest F. Prepaids-Daily Interest Can Increase Hazard Insurance Premium F. Prepaids-Homeowners Ins Premium Can Increase Current Property Due F. Prepaids-Misc Can Increase Flood Insurance Premium F. Prepaids-Misc Cannot Increase HOA Capital Contribution F. Prepaids-Misc Can Increase Homeowner's Association Dues F. Prepaids-Misc Can Increase Mello Roos Assessment F. Prepaids-Misc Can Increase Past Due Property F. Prepaids-Misc Can Increase Supplemental Tax F. Prepaids-Misc Can Increase Wind and Storm Ins Premium F. Prepaids-Misc Can Increase Hazard Insurance G. Initial Escrow- Homeowners Ins Can Increase Mortgage Insurance G. Initial Escrow-MI Can Increase Aggregate Escrow Adjustment G. Initial Escrow-Misc Can Increase Annual Assessments G. Initial Escrow-Misc Can Increase Community Facility District Tax G. Initial Escrow-Misc Can Increase Flood Insurance G. Initial Escrow-Misc Can Increase Windstorm Insurance G. Initial Escrow-Misc Can Increase City/Township County Property County Property -PMT MUD Property -Other School Tax Summer Tax Winter Tax Can Increase Can Increase Can Increase Can Increase Can Increase Can Increase Can Increase Can Increase Orion Lending Disclosures Tool Standardized Fee ames 01.13.2017

203K Escrow Holdback H. Other-Misc Can Increase 3rd Party Warranty Fee H. Other-Misc Can Increase Borrowers Attorney Fee H. Other-Misc Can Increase Builder Fee H. Other-Misc Can Increase Delay of Closing Fee H. Other-Misc Can Increase Estoppel Fee H. Other-Misc Can Increase Foundation Inspection Fee H. Other-Misc Can Increase HOA Servicing Fee H. Other-Misc Can Increase Home Warranty Fee H. Other-Misc Can Increase Other Inspection Fee H. Other-Misc Can Increase Private Transfer Fee H. Other-Misc Can Increase Property Disclosure Report Fee H. Other-Misc Can Increase Radon Fee H. Other-Misc Can Increase Real Estate Broker Fee H. Other-Misc Can Increase Real Estate Conveyance Fee H. Other-Misc Can Increase RealEst Comm Buyers Broker H. Other-Misc Can Increase RealEst Comm Sellers Broker H. Other-Misc Can Increase Realtor Transaction Fee H. Other-Misc Can Increase Rehabilitation / Holdback Fund H. Other-Misc Can Increase Roof Inspection Fee H. Other-Misc Can Increase Seller otary Services H. Other-Misc Can Increase Septic Inspection Fee H. Other-Misc Can Increase Structural Inspection Fee H. Other-Misc Can Increase Termite Repair / Report H. Other-Misc Can Increase Title-Owner Policy (optional) H. Other-Misc Can Increase Well / Water Inspection Fee H. Other-Misc Can Increase Whole House Inspection Fee H. Other-Misc Can Increase Orion Lending Disclosures Tool Standardized Fee ames 01.13.2017