Land tenure security in Canada Preliminary findings

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Land tenure security in Canada Preliminary findings UN-GGIM LAM Side Event, August 2017 B Ballantyne, E Tompkins & S Rogers Surveyor General Branch

SDG Goal 1.4.2 To understand the proportion of the total adult population with secure tenure rights to land,, with legally recognized documentation and who perceive their rights to land as secure, by sex and by type of tenure.

Key elements Parcel-based rights (location & extent known) Rights recorded (deeds) or registered (titles) Translucent registries (publically-searchable) Appropriate techniques/technology (fit-for-purpose, community-inclusive, crowd-sourcing) Legislation/policies to encourage tenure literacy

Say what Measuring LTS in Canada? Yes: 1. To offer a methodology for use by others. 2. To establish a tentative baseline. 3. To use objective data.

Parcel data from Natural Resources Canada (NRCan) Tenure data from Indigenous and Northern Affairs Canada (INAC) Her Majesty Disparate the Queen in Right of #1: Canada, Federal as represented government by the Minister of Natural provides Resources, 2017 land tenure data for First Nation Reserves, National Parks and other Federal lands

Province of Saskatchewan (ISC portal) Province of Quebec (Infolot) Disparate #2: Provinces disseminate land tenure data through public repositories (some charge fees, some don t)

Disparate #3: Municipalities offer granular level land data City of Nanaimo data sources City of Red Deer web map

The paradox On the one hand: - No restrictions on owning/renting based on gender, religion, ethnicity - Legislation that a certificate of title is conclusive proof of the estate. On the other hand (title subject to): - Fraud, prior title, wrong parcel description, adverse possession - Exceptions (taxes, lease, highway/easement, expropriation, minerals)

Land title errors Methodology- 1/8 metrics

Methodology- 2/8 metrics Expropriations Leeds and Grenville County. Photo credit: L. Heibein. 2017; Regina bypass project. Photo credit: http://leaderpost.com/news/local-news/farmer-fights-for-better-compensation-bypass-slammed

Methodology- 3/8 metrics Affordability Owning & renting

Vacancies Methodology- 4/8 metrics Vacant housing Vancouver. Photo credit: http://www.cbc.ca/news/canada/britishcolumbia/vancouver-real-estate-10-reasons-why-homes-sit-vacant-1.3050680

Methodology- 5/8 metrics Mortgages in arrears As at: Total number of mortgages in Canada Total number of mortgages in arrears % of arrears to total number of mortgages April 2017 4729180 12415 0.26%

Evictions Methodology- 6/8 metrics Community legal education Ontario http://www.cleo.on.ca/en/publications/tenantsaccess/eviction; Landlord and tenant board eviction notice N12

Methodology- 7/8 metrics Reactive household mobility Montreal moving day. Photo credit: http://cultmontreal.com/2014/07/photos-moving-day-2014/

Methodology- 8/8 metrics Municipal tax sales Sample of property tax notice. City of Edmonton.

Weighting = Scale of personal control

LTS Index LTS 1 [0.25( ARI EVI RHM TSI) 0.50( AFI VPI ) ( EI TAF )] ARI= Mortgage in arrears EVI= Evictions AFI= Affordability RHM= Reactive household mobility TSI= Tax sales VPI= Vacant properties EI= Expropriations TAF= Title assurance fund

LTS score = 0.80 Results (perfect security = 1.0; perfect insecurity = 0) Most effect: Mobility, affordability, vacancies Least effect: Expropriation, title errors, tax sales

Canadians have much security, albeit not absolute Discussion Weighting is significant: o Alternative 1 (no weighting) = 0.54 o Alternative 2 (equal weighting of 0.5) = 0.76

- Expand data sample - Include six new metrics (informal housing, adverse possession, erosion, title fraud, municipal reserves, land use planning) - Understand how Canadians perceive security of tenure Three next steps