Richard J. DiBaggio, SRA 9211 Trailing Fern State/ASC License Number 1327197 Helotes, TX 78023 Texas Certified Residential Appraiser Office (210) 218-3757 VA, FHA and Conventional Fax (866) 941-5065 RD@sun50.com APPRAISAL SERVICES AND EXPERIENCE Residential Real Estate Appraiser, Certified Residential appraiser serving the San Antonio, Texas metropolitan area. Experience includes proposed and new construction, luxury homes, suburban ranches, manufactured homes, condominiums; multi-family residential income properties; REO properties, liquidation and vacant land. Appraisals performed for conventional, FHA and VA mortgage lending, construction lending, PMI removal, property tax protest, estate and divorce settlement, retrospective estimates of value, list price analysis and bank portfolio management. Service area includes Bexar, Kendall, Comal, Guadalupe, Wilson, Atascosa, Bandera and Medina counties. October 1997 to Present Appraisal reports are prepared to comply with the Uniform s of Professional Appraisal Practice, Fannie Mae's Uniform Appraisal Dataset and lender supplemental requirements and guidelines. Data sources include public records, San Antonio Board of Realtors and New Braunfels/Canyon Lake Multiple Listing Services; and Marshall & Swift's cost estimating service. Residential Real Estate Appraiser, C.S. Heaton Appraisals, Inc., Mesa, AZ Residential staff appraiser. Performed Conventional, FHA and VA appraisals in the Phoenix metropolitan area. Assignments included new construction, luxury homes, suburban ranches, manufactured homes, condominiums, multi-family residential income properties and vacant land. August 1992 to December 1996 WORK HISTORY AND MILITARY EXPERIENCE Bailey Banks & Biddle/Zales Corporation, San Diego, CA and Mesa, AZ - Retail Sales Management. Managed upscale jewelry stores with 6-8 employees and multi-million dollar product inventories. October 1985-August 1992 Stanley Supply Company, - Outside sales representative for a medical supply and equipment wholesale company. February 1983-October 1985 United States Air Force, Tucson, AZ - Titan II Missile Crew Officer, January 1979- January 1983 PROFESSIONAL LICENSES AND MEMBERSHIPS Texas Certified Residential Real Estate Appraiser 1327197, Expiration 11/30/2014 Arizona Certified Residential Real Estate Appraiser 20758 (inactive) VA Approved Appraiser 0659 - October 2004 to Present
Page 2 FHA Approved Appraiser - 1994 to Present Member of the San Antonio Board of Realtors Member of the New Braunfels/Canyon Lake/Seguin Board of Realtors SRA Designation-Appraisal Institute 2010 Texas Real Estate Sales License (Inactive) - 2005 COLLEGE AND GRADUATE DEGREES of Hawaii - Bachelors Degree in Zoology, 1978 Golden Gate - Master of Public Administration, 1983 PROFESSIONAL DESIGNATIONS AND EDUCATION Appraisal Institute SRA Designation 2010 Appraisal Institute transcript attached 1992-Present Other Schools/Providers Real Property Valuation 101 Arizona School of Real Estate 02/1992 Real Property Valuation 102 Arizona School of Real Estate 03/1992 Fair Lending Policies for Appraisers Master Prep School 11/1994 Manufactured Housing Appraisal Lincoln Graduate Center 01/1999 Managing Single Family Homes San Antonio Board of Realtors 05/2000 Principles of Appraisal Review Lincoln Graduate Center 04/2002 Residential Cost Approach Lincoln Graduate Center 08/2003 Principles of Real Estate 111 San Antonio Board of Realtors 07/2004 Principles of Real Estate 112 San Antonio Board of Realtors 07/2004 Law of Contracts San Antonio Board of Realtors 08/2004 Law of Agency San Antonio Board of Realtors 07/2004 PERSONAL INFORMATION AND REFERENCES Personal interests include reading, photography, technology, music, travel, water sports, hiking and biking. Professional references available upon request.
Richard J. DiBaggio, SRA Richard DiBaggio 9211 Trailing Fern Helotes, TX 78023-4269 Transcript Acct# 82968 Program Online Business Practices and Ethics 02/01-03/02/2012 Completed 03/12 7-Hour National USPAP Update Course 02/17/2012 San Antonio CPA Society Online Real Estate Appraisal Operations 01/15-02/14/2012 Completed 02/07 Appraisal Curriculum Overview (1-day Residential) The Uniform Appraisal Dataset from Fannie Mae and Freddie Ma Online Advanced Internet Search Strategies Strategies for Successfully Appealing a Real Estate Tax Asse 08/08/2011 San Antonio CPA Society 07/18/2011 San Antonio CPA Society 09/15-10/15/2010 Completed 10/04 10/05/2010 Webinar Webinar Texas Economy Outlook Recovery in 2010 06/18/2010 San Antonio Petroleum Club Residential Design: The Makings of a Good House 03/19/2010 San Antonio CPA 7-Hour National USPAP Update Course 02/22/2010 San Antonio CPA Appraisal Challenges:Declining Markets and Sales Concessions 10/28/2008 San Antonio CPA 4.0 8.0 Page 1 of 3
Program REO Appraisal: Appraisal of Residential Property Foreclosure Online Cool Tools: New Technology for Real Estate Appraisers 10/27/2008 San Antonio CPA 09/01-10/01/2008 Completed 09/08 Online Business Practices and Ethics 07/15-08/14/2008 Completed 08/24 Online 7-Hour National USPAP Equivalent Course 06/01-07/01/2008 Completed 06/28 Advanced Residential Report Writing, Pt. II 10/28-11/01/2006 National San Diego, CA Adv. Residential Applications & Case Studies, Pt. I FHA and the New Residential Appraisal Forms 10/26-27/2006 National San Diego, CA 03/06/2006 San Antonio CPA 7-Hour National USPAP Update Course 02/20/2006 San Antonio CPA What Clients Would Like Their Appraisers to Know Professional's Guide to the Uniform Residential Appl. Report Online Appraising From Blueprints and Specifications Online Residential Design & Functional Utility 06/30/2005 Crowne Plaza San Antonio Airport Hotel 06/27/2005 San Antonio CPA Society 06/15-07/15/2004 Completed 07/06 06/01-07/01/2004 Completed 06/27 7-Hour National USPAP Update Course 02/21/2003 San Antonio Board of REALTORS Convincing Residential Appraisals 09/26/2002 San Antonio Board of REALTORS s of Prof. Practice, Part C 09/13-14/2001 Austin Board of Realtors Austin, TX Residential Demonstration Appraisal Report Writing Seminar Advanced Residential Form & Narrative Report Writing 11/04-05/2000 Wyndham - Las Colinas Irving, TX 08/23-29/2000 Ramada Plaza Hotel Houston, TX Did Not Write Did Not Write 8.0 28.0 14.0 4.0 14.0 2 2 Page 2 of 3
Program s of Prof. Practice, Part C 03/26-27/1999 Houston Chapter Office Houston, TX Appraising High Value and Historic Homes 10/31/1997 Club Hotel by Doubletree Residential Property Construction 03/29/1996 Best Western Phoenix, AZ Appraisal Procedures 02/13-19/1994 Arizona State Appraisal Principles 02/06-12/1994 Arizona State s of Professional Practice, Part B 06/25-26/1993 Holiday Inn Northwest Loop s of Professional Practice, Part A (USPAP) 06/23-24/1993 Holiday Inn Northwest Loop Residential Case Study 02/14-20/1993 Arizona State 1 Page 3 of 3