Order Details File #: TAMCHA-51000 Client File #: 1843677770 Property Address:2504 Carmel Road, Birmingham, AL 35235 Title Company Information Bay National Title 13577 Feather Sound Drive, Ste 250 Clearwater, FL 33762 Phone: 727-331-8506 Assigned Coordinator Details Escrow Officer: Email: closings@bntc.com Title Officer: Email: curative@bntc.com Grade: E Item 1 3A,B 4 FC Deed Not Recorded Unreleased Mortgage(s) Right of Redemption Curative Items: Description Non Curative Items: Item 5 Taxes Due Description
DISCLAIMER: THE TITLE INFORMATION CONTAINED HEREIN IS SUPPLIES AS A COURTESY ONLY AND IS NOT INTENDED TO SUPPLEMENT OR TO EXTEND THE COVERAGE OF THE UNDERLYING TITLE REPORT. REFERENCE SHOULD BE MADE TO THE TITLE REPORT FOR ALL QUESTIONS CONCERNING THE STATUS OF THE TITLE TO THE SUBJECT PROPERTY. BAY NATIONAL TITLE CO. ACCEPTS NO LIABILITY FOR THE INFORMATION CONTAINED HEREIN. REFERENCE SHOULD BE MADE TO THE UNDERLYING TSR FOR ALL QUESTIONS CONCERNING TITLE STATUS FOR THE PROPERTY.
SCHEDULE A PRELIMINARY REPORT Reference No: TAMCHA-51000 Effective Date: August 17, 2017 5:03PM 1. The estate or interest in the land described or referred to in this Report is an estate or interest designated as follows: FEE SIMPLE 2. Title to the estate or interest in the land described or referred to in this Report is, at the effective date hereof, vested in: John K. Clifton and Natchia Clifton 3.. The land referred to in this Report is in the State of Alabama, County of Jefferson and described as follows: The land referred to herein below is situated in the County of Jefferson, State of Alabama, and is described as follows: Lot 2, Block 8, according to the Survey of First Addition to Grayson Valley Estates Highland Sector, as recorded in Map Book 100, Page 4, in the Probate Office of Jefferson County, Alabama. Parcel ID/Folio: 12 00 10 2 002 053.000 Commonly known as: 2504 Carmel Road, Birmingham, AL 35235
SCHEDULE B-I PRELIMINARY REPORT Requirements 1. Foreclosure Deed or Deed-in-Lieu of Foreclosure to be issued conveying the subject property to JPMorgan Chase Bank, National Association. In the event that JPMorgan Chase Bank, National Association, is not the successful bidder or Deed-in-Lieu recipient, Company requires a Quit-Claim Deed from the successful bidder or Deed-in-Lieu recipient to JPMorgan Chase Bank, National Association, or in the alternative, Furnish proof, satisfactory to the Company, of the authority of JPMorgan Chase Bank, National Association, to execute the conveyance to be insured on behalf of the successful bidder or Deed-in-Lieu recipient by Power of Attorney or Servicing Agreement. A copy of said authority should be retained in the file. 2. Warranty Deed or Special Warranty Deed to be executed by the duly authorized representative of JPMorgan Chase Bank, National Association to Proposed Insured Owner(s), conveying the property as described in Schedule A of this Commitment. In the event the conveyance of title to the proposed insured is to be made by any entity other than the foregoing named Grantor or is to be made through use of any other deed format other than a Warranty Deed or Special Warranty Deed as herein required or the deed contains an exception for any Code Enforcement Lien(s), Company must be notified and thereupon this Commitment will be revised to require the release of the land described in Schedule A from any crossattaching Code Enforcement Liens attaching to said land. 3. The company requires evidence of successful completion of proper foreclosure proceedings filed by JPMorgan Chase Bank, National Association, to eliminate the interest of the following: A. Mortgage from John K. Clifton and wife, Natchia Clifton (borrower) dated July 25, 2007 and recorded on July 31, 2007 in (book) 200712 (page) 5476 (instrument) 20070731001200750, of the official property records of Jefferson County, Alabama in the amount of $111,127.00 and in favor of MERS as nominee for McGowin King Mortgage LLC (lender). Last assigned to JPMorgan Chase Bank National Association by instrument recorded in (book) 201313 (page) 13808 (instrument) 20130420000431680. B. Mortgage from John K. Clifton and wife, Natchia Clifton (borrower) dated August 25, 2014 and recorded on October 9, 2014 in (book) 201463 (page) 12465 (instrument) 201410090009188, of the official property records of Jefferson County, Alabama in the amount of $6,503.15 and in favor of The Secretary of the U.S. Department of Housing and Urban Development (lender) 4. Expiration of Right of Redemption pursuant to Alabama Code Sec. 6-5-247 and 6-5-248, et seq., or proof of forfeiture or voluntary release thereof by all parties entitled to exercise said right including junior lien holders. NOTE: Expires one year from date of sale, said Date of Sale pending 5. Proof of payment, satisfactory to the Company, of taxes for the year 2017 in the gross amount of $668.62 under Tax Folio Number: 12 00 10 2 002 053.000. NOTE: This commitment is subject to review of a tax statement or report prior to closing. Upon review of the tax statement or report, the Company reserves the right to make additional requirements and/or exceptions based on the findings.
6. Proof that sufficient funds have been collected to comply with CPL/IPL regulations.
SCHEDULE B-II PRELIMINARY REPORT Exceptions Schedule B will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company: 1. Any rights, easements, encroachments, encumbrances, violations, variations, adverse circumstances, interests or claims which may exist by reason of or reflected by the following facts shown on the Survey of First Addition to Grayson Valley Estates Highland Sector, as recorded in Map Book 100, Page 4, in the Probate Office of Jefferson County, Alabama. 2. Expiration of Right of Redemption pursuant to Alabama Code Sec. 6-5-247 and 6-5-248, et seq., or proof of forfeiture or voluntary release thereof by all parties entitled to exercise said right including junior lien holders. NOTE: Expires one year from date of sale, said Date of Sale pending
Deed Type: Warranty Deed Grantors: Tracy Rodman, a single woman Grantees: Simmons Pankey Dated: February 9, 2005 Recorded Date: February 15, 2005 Book: 200502 Page: 8672 First American Title Insurance Company CHAIN OF TITLE Deed Type: Warranty Deed Grantors: Jason H. Spruiell and wife, Christian D. Spruiell Grantees: Tracy Rodman Dated: July 27, 2001 Recorded Date: August 8, 2001 Book: 200110 Page: 0249 Deed Type: Warranty Deed Grantors: Cindy Leigh Head, a single woman Grantees: Jason H. Spruiell and Christian D. Spruiell, as joint tenants, with right of survivorship Dated: December 4, 1998 Recorded Date: December 9, 1998 Book: 9815 Page: 7447 Deed Type: Warranty Deed Grantors: Cheryl A. Trujillo, an unmarried woman Grantees: Cindy Leigh Head Dated: May 30, 1990 Recorded Date: June 5, 1990 Book: 3831 Page: 958 Deed Type: Quit Claim Deed Grantors: Frank J. Trujillo, an unmarried man Grantees: Cheryl A. Trujillo, an unmarried woman Dated: January 6, 1989 Recorded Date: January 9, 1989 Book: 3532 Page: 862 Deed Type: Warranty Deed Grantors: James F. Sheffield and wife, Deborah K. Sheffield Grantees: Frank J. Trujillo and Cheryl A. Trujillo, as joint tenants with right of survivorship Dated: April 17, 1987 Recorded Date: May 4, 1987 Book: 3151 Page: 202
Tax Year: 2017 Tax Type: County Tax ID #: 12 00 10 2 002 053.000 Taxing Entity: Jefferson County Tax Collector First Installment: $668.62 First Installment Status: Due First Installment Due/Paid Date: October 1, 2017 TAX INFORMATION