CASTLE COURT DUDLEY
02 WELCOME 06 THE LOCATION WELCOME TO PROSPERITY 12 THE PROPERTY 28 INVESTMENT PLANS AS INCOME THROUGH PROPERTY SPECIALISTS, WE ARE PASSIONATE OUT PROVIDING AFFORDLE UK PROPERTY AS A LONG-TERM INVESTMENT TOOL. 36 OUT US OUR PRODUCT ALLOWS THE OPPORTUNITY TO PURCHASE PRIME UK STOCK AT DISCOUNTED PRICES, UTILISING A RANGE OF SPECIALLY DEVISED PAYMENT PLANS. BECAUSE OF THIS RARE COMBINATION WE RE LE TO WELCOME A FAR WIDER INVESTOR AUDIENCE ONE WHICH BUYS- IN TO OUR BELIEF THAT THIS TANGIBLE, BRICKS AND MORTAR ASSET SHOULD FORM PART OF EVERY INVESTORS SPREAD OF INVESTMENTS. 3
THE MIX OF COMPONENTS UNDERPINNING OUR PRODUCT IS TOTALLY UNIQUE TO THE PROPERTY INDUSTRY DESIGNED TO SUIT OUR CLIENTS CURRENT FINANCIAL CIRCUMSTANCES AND FUTURE LONG TERM INCOME REQUIREMENTS... NO LUMP SUM Deposit is paid monthly across 2 year build period AFFORDILITY Discounts are proven by what is selling locally. We guarantee you won t find the same value for money for the same specification level anywhere else 5 YEAR PRE-PAID RENTAL GUARANTEE Rent paid to you from date of completion, upfront for 5 years so mortgage payments are covered by your rental income. I d like to build on an existing portfolio, but have limited lump sum allowance due to capital tied up in these investments I m a first time buyer who d otherwise stand little chance of acquiring the level of deposit that today s market requires HANDS OFF INVESTMENT From initial reservation through to rental management, Prosperity take care of everything allowing an arm chair property purchase, management and investment experience RANGE OF PAYMENT PLANS A choice of payment options available to suit your individual circumstances and long term financial goals TAX FRIENDLY An ideal investment option utilising pension draw-downs as part of the revised UK tax rules I m a home owner wishing to purchase further properties OWNING THE UNDERLYING PROPERTY YET ENJOYING THE CONVENIENCE OF PAYING IN A WAY SUITED TO YOU, OFFERS VALUED We re over 55 and looking for an investment where we can keep tax payments low and take advantage of our pension drawdown availability REASSURANCE THAT YOUR MONEY IS SAFELY TIED INTO AN INCOME PRODUCING ASSET OF WHICH YOU HAVE FULL CONTROL. 5
IT S ALL OUT THE LOCATION REASONS TO LOVE DUDLEY 7
INTRODUCING DUDLEY DUDLEY IS A THRIVING ECONOMIC TOWN IN THE CENTRE OF ENGLAND, LESS THAN 8 MILES FROM THE VIBRANT CITY OF BIRMINGHAM - LESS THAN 8 MILES FROM BIRMINGHAM, THE UK S SECOND CITY - CENTRAL LOCATION WITH EASY ACCESS BY RAIL AND ROAD TO MANCHESTER AND LONDON - GOOD PROXIMITY TO THE MOTORWAY NETWORK, OFFERING SHORTER TRAVEL TIMES TO THE COUNTRY S KEY LOCATIONS AND CITIES. THE AREA IS ATTRACTING A WIDENING CROSS SECTION OF HOME BUYERS AND RENTERS, KEEN TO CAPITALISE ON A MORE AFFORDLE RENTAL PROPOSITION THAN INNER CITY BIRMINGHAM. THIS, COMBINED WITH A GREAT CHOICE OF SCHOOLS AND EXCELLENT DIRECT TRANSPORT LINKS TO REST OF THE UK EXPLAINS WHY THE AREA CONTINUES TO SEE SIGNIFICANT INVESTMENT & HIGH RENTAL DEMAND. GLASGOW EDINBURGH - A FRONT-RUNNER DURING INDUSTRIAL REVOLUTION, THE TOWN STILL BURSTS WITH PRIDE. EVIDENCE OF THIS IS PLENTIFUL ACROSS THE MANY WORLD FAMOUS MUSEUMS AND HISTORICAL ATTRACTIONS IN THE AREA - DIRECT ACCESS FROM DEVELOPMENT TO BYPASS, LINKING M5 AND M6 MOTORWAYS - LESS THAN 30 MINS TO BIRMINGHAM INTERNATIONAL AIRPORT - ONE OF THE HIGHEST SUPERFAST BROADBAND AVAILILITIES IN THE UK AT 95.6% BELFAST NEWCASTLE LEEDS LIVERPOOL MANCHESTER DUDLEY BIRMINGHAM CARDIFF BRISTOL LONDON 9
01 BIRMINGHAM WITH ITS RICH INDUSTRIAL HERITAGE, DUDLEY IS NOT ONLY A THRIVING BUSINESS LOCATION IN ITS OWN RIGHT, BUT BENEFITS HUGELY FROM ITS CLOSE PROXIMITY TO THE COSMOPOLITAN CITY OF BIRMINGHAM, JUST A FEW MILES AWAY. 05 LINKS TO LONDON EXCELLENT TRANSPORT LINKS MAKE EXCELLENT ACCESSIBILITY. DUDLEY S DIRECT TRAINS LINK LONDON EUSTON IN 90 MINUTES, BIRMINGHAM IN UNDER 10. THE PLANNED HIGH SPEED RAIL (HS2) WILL WELCOME AN ESTIMATED 1.5BN AND 22,000 JOBS TO THE REGION, BRINGING THE CAPITAL EVEN CLOSER 02 ARTS & CULTURE DUDLEY IS WITHIN EASY REACH OF A HOST OF INTERNATIONALLY ACCLAIMED ARTS VENUES SUCH AS THE MAC ARTS CENTRE, INTERNATIONAL CONVENTION CENTRE, BARCLAY CARD ARENA, O2 ACADEMY & THE NATIONAL EXHIBITION CENTRE 06 TRANSPORT A GREAT CENTRAL LOCATION CONNECTS DUDLEY CONVENIENTLY TO THE MOTORWAY NETWORK, WHILE BIRMINGHAM S INTERNATIONAL AIRPORT CONNECTS THE REGION TO THE REST OF THE WORLD 03 SHOPPING & LIFESTYLE AS WELL AS DUDLEY S OWN PEDESTRIANIZED TOWN CENTRE, YOU ARE ONLY MINUTES AWAY FROM INTU S MERRY HILL & EUROPE S SHOPPING CAPITAL, BIRMINGHAM, WITH THE BULLRING, GRAND CENTRAL & THE MAILBOX 07 EDUCATION WITH BIRMINGHAM S 3 UNIVERSITIES JUST MINUTES AWAY AND A HOST OF OUTSTANDING SCHOOLS AND COLLEGES IN THE AREA, DUDLEY IS PROUD OF ITS REPUTATION AS A FIRST-CLASS EDUCATION PROVIDER 04 BARS & RESTAURANTS WHILE DUDLEY IS WORLD FAMOUS FOR ITS INDIAN BALTI CUISINE, BIRMINGHAM IS PROUD TO HOLD THE MOST MICHELIN STARS OUTSIDE OF LONDON. 08 INVESTMENT AREA DUDLEY HAS LONG BEEN AN INDUSTRIOUS AREA, WITH MANY BIG BRANDS MAKING THEIR COMMERCIAL HOME IN THE TOWN. THE AREA OFFERS ENDLESS INTERNATIONAL BUSINESS OPPORTUNITIES, MAKING IT AN IDEAL LOCATION TO INVEST IN.
THE PROPERTY C A S T L E COURT 13
INTRODUCING A MIX OF 141 ONE AND TWO BEDROOMED APARTMENTS WITHIN A STYLISH, 8-STOREY CONVERSION, IN THE HEART OF A THRIVING MARKET TOWN. Not only a flourishing economic location in its own right, Dudley sits less than 8 miles from the vibrant city of Birmingham. This makes it excellently positioned to feast off the benefits of a forward thinking, dynamic city. Energised by the youngest population in Europe, the region continues to enjoy wealth of investment and regeneration and as a result, retain its position as one of the UK s top property investment hotspots. 15
SOUTH ASPECT ST. THOMAS CHURCH WEST ASPECT CASTLE COURT A WIDE RANGE OF AMENITIES, ATTRACTIONS AND CHURCHILL SHOPPING CENTRE DUDLEY TOWN CENTRE LEISURE ACTIVITIES CAN ALL BE ACCESSED EASILY FROM S IDEAL TOWN CENTRE LOCATION, WITH DUDLEY HIGH STREET JUST A FEW MINUTES WALK FROM THE DEVELOPMENT. HOSPITAL & NATURE RESERVE DUDLEY BUS STATION ITS RETAIL OFFERING IS FURTHER IMPROVED WITH THE POPULAR INTU MERRY HILL SHOPPING CENTRE NEARBY, WITH OVER 230 STORES, 50 EATERIES AND MULTIPLEX CINEMA. DUDLEY CASTLE & ZOO Direct access to Dudley bypass offers excellent access to the M5 Junction 2, effectively linking both the local and wider regions. Good quality bus and coach facilities can be found in walking distance to the development. Direct trains to London, Birmingham, Solihull, Stratford and Worcester as well as connecting s to Manchester and other key cities can all be accessed via the town s train station. As a region spoilt with cultural landmarks and rolling countryside, attractive views from the property are in good supply. Beyond the city centre skyline, the sprawling Clent Hills can be enjoyed from EAST ASPECT BIRMINGHAM & M5 MOTORWAY NORTH ASPECT the development s East facing apartments and landmark, Dudley Castle from the North. 17
141 APARTMENTS 84,996 STARTING PRICE Choice of PAYMENT PLANS One & Two BEDROOM APARTMENTS - ONE BEDS FROM 84,996 - TWO BEDS FROM 101,996 - STARTING FROM JUST 24 PAYMENTS OF 1063 (+RESERVATION FEES) - YIELDS OF OVER 7% - ESTIMATED GROSS RENTAL INCOME - 6000/ 7200 PA 19
A GREAT CENTRAL LOCATION COMMUTING TO LONDON WILL BE MADE EVEN MORE QUICK AND EASY FROM THE MIDLANDS, WITH THE PROPOSED HS2 (HIGH SPEED RAIL) NETWORK. WALK from Castle Court Apartments TRAIN from Dudley Rail Station DRIVE from Castle Court Apartments 2mins DUDLEY TOWN CENTRE 25mins BIRMINGHAM 3mins CASTLE HIGH SCHOOL 5mins COACH STATION 40mins WOLVERHAMPTON 14mins WEST MIDLANDS HOSPITAL 10mins DUDLEY COLLEGE 1hr 30mins MANCHESTER 30mins BIRMINGHAM CITY CENTRE 15mins DUDLEY CASTLE 1hr 35mins LONDON 40mins BIRMINGHAM AIRPORT LOCATION, COMMUTILITY, SCHOOLS, EXCELLENT TRANSPORT LINKS... THE MIDLANDS HAS IT ALL. 21
THE FINISHING TOUCHES Floor Plan GROUND FLOOR & LEVEL 1 1 BED APARTMENTS 2 BED APARTMENTS ALL HOMES WILL OFFER CONTEMPORARY OPEN PLAN LIVING AND DINING SPACE WITH OVERSIZED WINDOWS (WHERE POSSIBLE) ENSURING MAXIMUM NATURAL LIGHT. WITH HARD WOOD VENEER FLOORS AND STAINLESS STEEL SOCKETS THROUGHOUT, THESE HIGH GRADE SPECIFICATIONS 007 Unit 007 2bed 007 Unit 007 2bed 005 Unit 005 005 Unit 005 003 Unit 003 003 Unit 003 001 Unit 001 001 Unit 001 COMBINED WITH CUSTOM BUILT KITCHENS, INTEGRAL APPLIANCES AND STYLISH BATHROOM DESIGNS COME AS STANDARD FOR PROSPERITY CLIENTS, OFFERING A HOME WITH STYLE, LUXURY AND COMFORT 006 Unit 006 006 Unit 006 1 100 Ground floor 100-0011 : 150 004 Unit 004 74.86 m² 004 Unit 004 74.86 m² 002 Unit 002 72.20 m² 002 Unit 002 72.20 m² 1 100 Ground floor 100-0011 : 150 BATHROOM LIGHTING TOILET VANITY UNIT BASIN BASIN MIXER TAP 015 Unit 108 015 Unit 108 013 Unit 106 013 Unit 106 011 Unit 104 011 Unit 104 009 Unit 102 009 Unit 102 SHOWER ROSE SHOWER SHELF TOWEL RAIL KITCHEN LIGHTING OVEN COOKER TOP RANGE HOOD CUPBOARDS WORKTOPS 014 Unit 107 014 Unit 107 2 101 First floor 100-0011 : 150 2 101 First floor 100-0011 : 150 012 Unit 105 012 Unit 105 010 Unit 103 2010 beds Unit 103 2 beds 008 Unit 101 008 Unit 101 SPLASHBACK ONE & A HALF SINK MIXER TAP 23
2bed 023 Unit 208 Floor Plan FLOOR 2 & 3 021 Unit 206 019 Unit 204 017 Unit 202 1 BED APARTMENTS 2 BED APARTMENTS 025 Unit 210 027 Unit 212 029 Unit 214 031 Unit 216 033 Unit 218 022 Unit 207 020 Unit 205 018 Unit 203 024 Unit 209 016 Unit 201 026 Unit 211 028 Unit 213 030 Unit 215 032 Unit 217 2bed 023 Unit 208 021 Unit 206 019 Unit 204 017 Unit 202 1 102 Second floor 101-0011 : 150 025 Unit 210 027 Unit 212 029 Unit 214 031 Unit 216 033 Unit 218 022 Unit 207 020 Unit 205 018 Unit 203 016 Unit 201 1 102 Second floor 101-0011 : 150 042 Unit 309 044 Unit 311 046 Unit 313 048 Unit 315 050 Unit 317 041 Unit 308 039 Unit 306 037 Unit 304 035 Unit 302 043 Unit 310 045 Unit 312 047 Unit 314 049 Unit 316 051 Unit 318 040 Unit 307 038 Unit 305 036 Unit 303 042 Unit 309 034 Unit 301 044 Unit 311 046 Unit 313 048 Unit 315 050 Unit 317 041 Unit 308 039 Unit 306 037 Unit 304 035 Unit 302 2 103 Third floor 101-0011 : 150 043 Unit 310 045 Unit 312 047 Unit 314 049 Unit 316 051 Unit 318 25
Floor Plan FLOOR 4 & 5 1 BED APARTMENTS 2 BED APARTMENTS 060 Unit 409 060 Unit 409 062 Unit 411 062 Unit 411 064 Unit 413 064 Unit 413 066 Unit 415 066 Unit 415 068 Unit 417 068 Unit 417 059 Unit 408 059 Unit 408 057 Unit 406 057 Unit 406 055 Unit 404 055 Unit 404 053 Unit 402 053 Unit 402 061 Unit 410 061 Unit 410 063 Unit 412 063 Unit 412 065 Unit 414 065 Unit 414 067 Unit 416 067 Unit 416 069 Unit 418 069 Unit 418 058 Unit 407 058 Unit 407 1 104 Fourth floor 102-0011 : 150 056 Unit 405 056 Unit 405 054 Unit 403 054 Unit 403 052 Unit 401 052 Unit 401 1 104 Fourth floor 102-0011 : 150 078 Unit 509 078 Unit 509 080 Unit 511 080 Unit 511 082 Unit 513 082 Unit 513 084 Unit 515 084 Unit 515 086 Unit 517 086 Unit 517 077 Unit 508 077 Unit 508 075 Unit 506 075 Unit 506 073 Unit 504 073 Unit 504 071 Unit 502 071 Unit 502 079 Unit 510 079 Unit 510 081 Unit 512 081 Unit 512 083 Unit 514 083 Unit 514 085 Unit 516 085 Unit 516 087 Unit 518 087 Unit 518 076 Unit 507 076 Unit 507 2 105 Fifth floor 102-0011 : 150 074 Unit 505 074 Unit 505 072 Unit 503 072 Unit 503 070 Unit 501 070 Unit 501 2 105 Fifth floor 102-0011 : 150 27
Floor Plan FLOOR 6 & 7 1 BED APARTMENTS 2 BED APARTMENTS 096 Unit 609 096 Unit 609 098 Unit 611 098 Unit 611 100 Unit 613 100 Unit 613 102 Unit 615 102 Unit 615 104 Unit 617 104 Unit 617 095 Unit 608 095 Unit 608 093 Unit 606 093 Unit 606 091 Unit 604 091 Unit 604 089 Unit 602 089 Unit 602 097 Unit 610 097 Unit 610 099 Unit 612 099 Unit 612 101 Unit 614 101 Unit 614 103 Unit 616 103 Unit 616 105 Unit 618 105 Unit 618 094 Unit 607 094 Unit 607 1 106 Sixth floor 103-0011 : 150 092 Unit 605 092 Unit 605 090 Unit 603 090 Unit 603 088 Unit 601 088 Unit 601 1 106 Sixth floor 103-0011 : 150 114 Unit 709 114 Unit 709 116 Unit 711 116 Unit 711 118 Unit 713 118 Unit 713 120 Unit 715 120 Unit 715 122 Unit 717 122 Unit 717 113 Unit 708 113 Unit 708 111 Unit 706 111 Unit 706 109 Unit 704 109 Unit 704 107 Unit 702 107 Unit 702 115 Unit 710 115 Unit 710 117 Unit 712 117 Unit 712 119 Unit 714 119 Unit 714 121 Unit 716 121 Unit 716 123 Unit 718 123 Unit 718 112 Unit 707 112 Unit 707 2 107 Seventh floor 103-0011 : 150 110 Unit 705 110 Unit 705 108 Unit 703 108 Unit 703 106 Unit 701 106 Unit 701 2 107 Seventh floor 103-0011 : 150 29
Floor Plan FLOOR 8 1 BED APARTMENTS 2 BED APARTMENTS 132 Unit 809 134 Unit 811 136 Unit 813 138 Unit 815 140 Unit 817 131 Unit 808 129 Unit 806 127 Unit 804 125 Unit 802 new AOV 133 Unit 810 135 Unit 812 137 Unit 814 139 Unit 816 141 Unit 818 130 Unit 807 128 Unit 805 126 Unit 803 124 Unit 801 1 108 Eight floor 104-0011 : 150 31
CHOOSE YOUR PERFECT INVESTMENT Payment plans designed with you in mind 33
Let our figures DO THE TALKING COST EXAMPLE BASED ON MONTHLY AND MORTGAGE PLAN PURCHASE PRICE: Two bedroom apartment 101,996 LOCAL MARKET SALES AND RENTAL VALUES FOR NEW BUILD PROPERTIES IN THE AREA ARE CURRENTLY ACHIEVING AN AVERAGE OF OVER 180.00 PER SQ. FT. RESERVE YOUR PROPERTY with 3060, plus 850 legal fees This figure is generated based on evidence from certified valuations of at least four comparable properties within a one mile radius of Castle Court. 24 PAYMENTS of 1,275 remaining This creates a 30% deposit with 70% mortgage arranged on completion Our development is available to Prosperity clients, after discount, at values averaging 142.00 per sq. ft. a minimum saving of over 20%. Whichever local property you choose to compare against the values presented for our Castle Court homes, we guarantee you will not find the same value for money. Mortgage is then covered by rental income from completion The discounts we show are real; they are proven by what is selling locally so we are confident, passionate even, that our prices cannot be beaten. YOU OWN AN INCOME PRODUCING ASSET FOR LIFE. 35
Payment Plan 01 THE MONTHLY MORTGAGE PLAN Payment Plan 02 THE LUMP SUM PLAN An innovative, fully asset-backed savings plan that presents an appealing alternative to a traditional savings plan. Pay a 3% reservation fee (minimum of 3000) plus 500 legal fees. Your 30% deposit is then divided by the number of build term months and paid on a monthly basis. This option is perfectly suited to clients without large lump sums accessible or those who d prefer to keep existing investments where they are. Payments are made across an average build term of 24 months. Pay 8 payments of 12.5% across a scheduled two year period, where at the 24th month you can either keep hold of the property and receive the rental income, or sell the property on. For investors keen to trade property yet remain at arm s length from the process, the sell-on option presents a great alternative. Similarly, those wishing to receive the rental income can enjoy a full lettings and management as part of this plan. Both options are handled by us, yet our clients still benefit from the discipline of a savings plan.. SUMMARY GBP Purchase Price 101,996.00 RESERVATION AND EXCHANGE THE MONTHLY MORTGAGE PLAN Prosperity transaction fee 3% (minimum 3000) 3,059.88 Legal Fees (50% of + disbursements) 850.00 Reservation / Exchange stage total due 3,909.88 30% MONTHLY PAYMENT STAGE 30,598.80 30% deposit divided by 24 months build schedule x24 1,274.95 COMPLETION STAGE 70% of purchase price by way of mortgage 71,397.20 Mortgage arrangement fee (estimated) 1,019.96 Amount Due at Completion Stage 1,019.96 INCOME Estimated Gross Rental Income Per month 600/ Per annum 7,200.00Estimated Gross Rental Yield based on above 7.10% EXPENSES Service Charge (estimated) 900.00 Ground Rent (estimated) 150.00 Tenant Management Fees @ 8% + vat 691.20 Total Expenses Per month 145.10 / Per annum 1,741.20 INCOME NET OF EXPENSES SUBJECT TO MORTGAGE PER MONTH 454.90 / PER ANNUM 5,458.80 SUMMARY GBP Purchase Price 101,996.00 RESERVATION AND EXCHANGE THE LUMP SUM PLAN Prosperity transaction fee 3% (minimum 3000) 3,059.88 Legal Fees (50% of + disbursements) 850.00 Reservation / Exchange stage total due 3,909.88 PAYMENT STAGES 1 Stage Q1 12,749.50 2 Stage Q2 12,749.50 3 Stage Q3 12,749.50 4 Stage Q4 12,749.50 5 Stage Q5 12,749.50 6 Stage Q6 12,749.50 7 Stage Q7 12,749.50 8 Stage Q8 12,749.50 INCOME Estimated Gross Rental Income Per month 600.00 / Per annum 7,200.00 Estimated Gross Rental Yield based on above 7.00% EXPENSES Service Charge (estimated) 900.00 Ground Rent (estimated) 150.00 Tenant Management Fees @ 8% + vat 691.20 Total Expenses Per month 145.10 / Per annum 1,741.20 INCOME NET OF EXPENSES SUBJECT TO MORTGAGE PER MONTH 454.90/ PER ANNUM 5,458.80 37
RENTAL ASSURANCE What s in it for me? WHY INVEST IN PROSPERITY? 5 YEAR PRE-PAID RENTAL GUARANTEE 3 3 Totally standard UK properties in desirable owner occupier locations, fully managed and providing the best yields with capital appreciation over the long term. UK property at institutional prices i.e. accessing individual discounted property at fund manager prices. I always enjoy working with Prosperity. From a time management point of view, the fact that all cost and letting management issues are organised as part of the packageis a major bonus for me. I ve bought numerous properties from Prosperity, and shall continue to do so. 3 Deposits payable monthly over two years with no lump sum required - the only property pension plan of this type on the market today. Simon Browne - Logistics Director, GSK WORKING WITH LEADING FINANCIAL FIRM, THE RICHMOND GROUP (TRG) WE RE LE TO OFFER ALL PROSPERITY CLIENTS AN UNMATCHLE RENTAL GUARANTEE. LetMe, property arm of TRG s 180 million business offer a guaranteed rent, paid in advance annually, across a 5 year period with a property condition guarantee. Agreements are renewable after 5 years. 3 3 3 3 A complete hands-off property investment, as we are geared up to manage the whole process from start to finish and post completion. Mortgages, 100% covered by rental ssurance plans from completion. Strong yields Properties starting from just 24 payments of 1,063 Followed by rental income. I required lots of detailed information in order to make my decision - all of which I received in a concise and accurate manner. Completion went very smoothly as did letting management. I have recommended Prosperity s s to other sporting professionals within my organisation Cyrille Regis - MBE Rental levels have been agreed across all of Prosperity s current developments with the agreed rental amount paid upfront. KEY BENEFITS : - NO TENANT SOURCING FEES - 8% MANAGEMENT FEES - NO RENTAL VOIDS - NO MAINTENANCE FEES 7 PROSPERITY DO NOT OFFER: Student accommodation Hotel apartments Any kind of collective investment or fund. I feel confident and assured that this income producing asset was the right decision for my pension. I have no hesitation in recommending Joe as a knowledgeable, passionate advisor who gives his clients an individual. Meino Meines - Head of Dutch Stream Panaga school, Brunei 39
Our recent DEVELOPMENTS ON SALE NOW SOLD OUT SOLD OUT SOLD OUT WE STRIVE TO ENSURE THAT OUR CLIENTS RECEIVE THE VERY BEST EXPERIENCE WHEN INVESTING IN A PROSPERITY PRODUCT. WITH OVER 56% OF OUR CLIENTS GOING ON TO BUY A SECOND PROPERTY AFTER TWO YEARS, THAT S A GREAT SIGN WE RE GETTING IT RIGHT. Prosperity House DERBY, CITY CENTRE Town Gate LINCOLNSHIRE Priestgate House PETERBOROUGH, CAMBRIDGE The Pinnacle SOUTHEND, ESSEX JUST LAUNCHED JUST LAUNCHED SOLD OUT SOLD OUT SOLD OUT BUILD COMPLETE Bentley Court KEIGHLEY, WEST YORKSHIRE Parkwood Court KEIGHLEY, WEST YORKSHIRE Beckett House DERBY CITY CENTRE Varity House PETERBOROUGH, CAMBRIDGE B1 BIRMINGHAM CITY CENTRE Victoria Mill DRAYCOT, DERBYSHIRE SOLD OUT BUILD COMPLETE BUILD COMPLETE BUILD COMPLETE BUILD COMPLETE BUILD COMPLETE Trent House NEWARK, NOTTINGHAMSHIRE St Paul s Place BIRMINGHAM CITY CENTRE Orton Plaza PETERBOROUGH, CAMBRIDGE Godfrey Parade NEWARK, NOTTINGHAMSHIRE JQ1 BIRMINGHAM CITY CENTRE Keyhill BIRMINGHAM CITY CENTRE 41
THE BIGGER PICTURE Since the birth of the buy-to-let mortgage 18 years ago, the average return produced from a buy-to-let investment has significantly outstripped those gained via other major asset classes. Additionally, UK landlords are benefiting from falling mortgage charges and longer fixed-rate deals as the competition between mortgage lenders hot s up. Our product is perfectly positioned to capitalise on this, delivering secure long term investment, eliminating risk with the reassurance of a tangible asset. By comparing property to the other most popular investment and savings plans, it s clear to see the added value and security it brings to a traditional savings plan. CONTACT US INCOME PRODUCED IN RETIREMENT BASED ON 25,000 INVESTMENT This graph compares the level of income generated by the five main pension investment classes. In this example, UK property is represented by a one bedroom unit at our recently allocated Orton Plaza development. Based on a capital investment of 25,000, it clearly produces the highest level of income compared to all of the other investment classes. Based on exactly the same level of investment by the client,with an annual income of 7,150, Orton Plaza produces 5,893 per year more income than the next best alternative, the UK pension. For more information or to discuss your invest please contact the Prosperity team UK +44 (0) 845 676 9799 JQ1, 32 GEORGE ST, BIRMINGHAM B3 1QG MALAYSIA + (60) 10 549 4602 MENARA UOA BANGSAR, 59000 KL HONG KONG +852 5113 7143 LEVEL 5, TWO EXCHANGE SQUARE, 8 CONNAUGHT PLACE, HONG KONG INVESTMENT CAPITAL REQUIRED TO PRODUCE 25,000 OF INCOME This graph compares the typical amount of investment required in order to generate 25,000 of income per year, across the 5 main pension investment classes. With UK property represented by a standard one bedroom unit at our Orton Plaza development, this example clearly highlights the staggering difference in investment required by all of the other classes in comparison, only to produce exactly the same amount of income per year. DUBAI + (971) 4311 6928 THE FAIRMONT, SHEIKH ZAYED ROAD DUBAI, UAE PO BOX 73310 E: ENQUIRIES@PROSPERITYFUND.CO.UK WWW.PROSPERITYFUND.CO.UK *returns exclude fees and charges, information provided by Bloomberg 43
CASTLE COURT DUDLEY WWW.PROSPERITYFUND.CO.UK