Benzie County Benzie County is located in northwest lower Michigan, bordering Lake Michigan. Benzie County boasts over 100 lakes, several square miles of State forests, and miles of pristine rivers. With a population of just under 18,000, Benzie County opens its doors to visitors year-round for water sports, fishing, skiing, snowmobiling, hunting, and fall colors. March 21, 2016 1
Benchmark Benzie! March 21, 2016 2
Author and Assistance Mitch Deisch Benzie County Administrator County of Benzie, Michigan Administrator Department mdeisch@benzieco.net http://www.benzieco.net/ Kurt H. Schindler, AICP Senior Educator, Government and Public Policy Michigan State University Extension, Benzie County schindl9@anr.msu.edu msue.msu.edu and lu.msue.msu.edu With assistance from: John Amrhein, Educator, Government and Public Policy, MSU Extension Tom Longanbach, Benzie County Equalization Director Mary Schulz, Assistant Director MSU Center for Local Government Finance and Policy Institute Dr. Eric Scorsone, Director, MSU Center for Local Government Finance and Policy Institute March 21, 2016 3
Today s Presenters Mitch Deisch Benzie County Administrator County of Benzie, Michigan Administrator Department mdeisch@benzieco.net http://www.benzieco.net/ March 21, 2016 4
What We Will Cover Comparable demographics Housing Income and education Comparable counties to Benzie Mills and revenues March 21, 2016 6
Benchmark Benzie! What is the purpose? Gain a better understanding on where Benzie County stacks up against neighboring counties. Helps put services and finances in perspective. Assist with FY 2016/2017 budget process. March 21, 2016 7
Benchmark Benzie! Future Benchmarking Benzie! Presentations: Comparison of retirement (MERS) benefits Comparison of Health Insurance benefits Comparison of Economic development services and county costs for these services Other March 21, 2016 8
Goal Measurements that will assist Benzie County in making well thought out decisions with the limited resources that are in the best interest of Benzie County citizens. March 21, 2016 9
Comparable and demographics March 21, 2016 10
Population, 2013 U.S. Census estimate Comparison (counties) Data Comparison (Counties) Data Benzie 17,474 Leelanau 21,682 Manistee 24,626 Mason 28,648 Antrim 23,504 Missaukee 14,940 Charlevoix 26,030 Wexford 32,690 Grand Traverse 88,182 Michigan 9,883,640 Kalkaska 17,142 United States 318,000,000 March 21, 2016 11
17,474 24,626 23,504 26,030 17,142 21,682 14,940 28,648 32,690 88,182 Population 100,000 80,000 60,000 40,000 20,000 0 March 21, 2016 12
Median Age 2010 U.S. Census Comparison (counties) Data Comparison (Counties) Data Benzie 47.4 Leelanau 51.2 Manistee 47.6 Mason 45.5 Antrim 48.3 Missaukee 42.2 Charlevoix 45.9 Wexford 41.4 Grand Traverse 41.1 Michigan 38.6 Kalkaska 43.5 United States 37.2 March 21, 2016 13
47 48 48 46 41 44 51 46 42 41 39 37.2 Median Age 60 50 40 30 20 10 0 March 21, 2016 14
Population Density per square mile 2013 U.S. Census estimate Comparison (counties) Data Comparison (Counties) data Benzie 54.7 Leelanau 62.5 Manistee 45.4 Mason 57.9 Antrim 49.4 Missaukee 26.5 Charlevoix 62.5 Wexford 57.9 Grand Traverse 189.9 Michigan 174.0 Kalkaska 30.6 United States 87.4 March 21, 2016 15
54.70 45.40 49.40 62.50 30.60 62.50 57.90 26.50 57.90 87.40 189.90 174.00 Population Density per square mile 200.00 150.00 100.00 50.00 0.00 March 21, 2016 16
Acres of farm land Michigan Food and agricultural systems profiles, MDARD 2014 Comparison (counties) Acres % of land area Comparison (Counties) Acres % of land area Benzie 20,646 10.04% Leelanau 59,481 26.67% Manistee 44,298 12.73% Mason 79,048 24.94% Antrim 64,167 21.02% Missaukee 99,510 27.44% Charlevoix 37,540 14.07% Wexford 40,333 11.14% Grand Traverse 54,558 18.33% Michigan 9,948,564 27.37% Kalkaska 25,819 7.19% United States 918,305,300 37.64% March 21, 2016 17
10.04% 12.73% 7.19% 14.07% 11.14% 21.02% 18.33% 26.67% 24.94% 27.44% 27.37% 37.64% Acres of farm land, percent of total county land area 40.00% 35.00% 30.00% 25.00% 20.00% 15.00% 10.00% 5.00% 0.00% March 21, 2016 18
Public-owned lands and CFA lands (not including local government-owned lands), 2012 DNR Resource Assessment Unit Comparison (counties) Acres Percent total county land Comparison (Counties) Acres Percen t total county land Benzie 75,404 36.82% Leelanau 54,793 24.67% Manistee 113,838 32.82% Mason 67,748 21.38% Antrim 48,762 16.01% Missaukee 106,361 29.41% Charlevoix 65,494 24.60% Wexford 153,287 42.39% Gd. Traverse 72,201 24.31% Kalkaska 163,214 45.54% Michigan 9,260,730 48.25% March 21, 2016 19
36.82% 32.82% 16.01% 24.60% 24.31% 45.54% 24.67% 21.38% 29.41% 42.39% 48.25% Public-owned lands and CFA lands (not including local government-owned lands) 60.00% 50.00% 40.00% 30.00% 20.00% 10.00% 0.00% March 21, 2016 20
Public Owned Lands (state and federal) and CFA lands by type 2012 DNR Resource Assessment unit March 21, 2016 Footer 21
Public Owned Lands (state and federal) and CFA lands by type 2012 DNR Resource Assessment unit March 21, 2016 Footer 22
Benzie Detail: 2016 Benzie County Equalization Department Acres in county: 204,800 (320 square miles) Inland lake area: 24,783 (39 square miles) Owner Acres Owner Acres Owner Acres Total 83,497 City* 235 Township 819 Federal 50 School 350 Commercial Forest Act 1,843 Grand Traverse Band (in trust) 80 Church 356 Conservancy 3,674 Long Lake Twp 152 County 396 National Park Service 11,139 University 165 Village* 598 State of Michigan 63,640 * Does not include land owned for road, street, or highway right-of-ways March 21, 2016 23
50 80 152 165 235 350 356 396 598 819 1,843 3,674 11,139 63,640 70,000 60,000 Benzie detail 50,000 40,000 30,000 20,000 10,000 0 March 21, 2016 24
Benzie Detail: 2016 Benzie County Equalization Department March 21, 2016 25
Shoreline (inland lake & Great Lake) 2016; MSU Libraries, Geoscienses Maps Comparison (counties) Data Comparison (Counties) data Benzie 183.29 Leelanau 300.53 Manistee 189.01 Mason 286.50 Antrim 255.95 Missaukee *169.09 Charlevoix 344.26 Wexford *167.38 Grand Traverse 342.17 Kalkaska *178.57 * No Great Lakes shoreline. March 21, 2016 Footer 26
Shoreline (inland lake & Great Lake) March 21, 2016 Footer 27
Housing March 21, 2016 28
Housing units U.S. Census 2013 American Community Survey Comparison (counties) Data Comparison (Counties) data Benzie 12,205 Leelanau 14,988 Manistee 15,625 Mason 17,241 Antrim 17,764 Missaukee 9,101 Charlevoix 17,294 Wexford 16,668 Grand Traverse 41,680 Kalkaska 12,091 March 21, 2016 29
12,205 15,625 17,764 17,294 12,091 14,988 17,241 9,101 16,668 41,680 Housing units 50,000 40,000 30,000 20,000 10,000 0 March 21, 2016 30
Owner Occupied Housing Units U.S. Census 2013 American Community Survey Comparison (counties) Owner % of all housing Comparison (Counties) Owner % of all housing Benzie 6,445 52.81% Leelanau 7,743 51.66% Manistee 8,360 53.50% Mason 9,242 53.60% Antrim 8,276 46.59% Missaukee 4,760 52.30% Charlevoix 8,702 50.32% Wexford 9,581 57.48% Gd. Traverse 26,147 62.73% Kalkaska 5,714 47.26% March 21, 2016 31
52.81% 53.50% 46.59% 50.32% 62.73% 47.26% 51.66% 53.60% 52.30% 57.48% Percent of housing which is owner occupied 70.00% 60.00% 50.00% 40.00% 30.00% 20.00% 10.00% 0.00% March 21, 2016 32
Average Household size U.S. Census 2013 American Community Survey Comparison (counties) Data Comparison (Counties) data Benzie 2.2 Leelanau 2.4 Manistee 2.2 Mason 2.3 Antrim 2.4 Missaukee 2.5 Charlevoix 2.5 Wexford 2.6 Grand Traverse 2.5 Michigan 2.5 Kalkaska 2.4 United States 2.6 March 21, 2016 33
2.2 2.2 2.4 2.5 2.5 2.4 2.4 2.3 2.5 2.6 2.5 2.6 Average Household size 3.0 2.5 2.0 1.5 1.0 0.5 0.0 March 21, 2016 34
Median Home Value U.S. Census 2013 American Community Survey Comparison (counties) Data Comparison (Counties) data Benzie $149,700 Leelanau $235,600 Manistee $109,900 Mason $117,000 Antrim $141,300 Missaukee $99,400 Charlevoix $151,400 Wexford $100,100 Grand Traverse $168,300 Michigan $120,000 Kalkaska $98,800 United States $175,000 March 21, 2016 35
149,700 109,900 141,300 151,400 168,300 98,800 235,600 117,000 99,400 100,100 120,000 $175,000 Median Home Value 250,000 200,000 150,000 100,000 50,000 0 March 21, 2016 36
Median Rent per month U.S. Census 2013 American Community Survey Comparison (counties) Data Comparison (Counties) data Benzie $780 Leelanau $820 Manistee $680 Mason $650 Antrim $700 Missaukee $690 Charlevoix $625 Wexford $700 Grand Traverse $850 Michigan $780 Kalkaska $690 United States $920 March 21, 2016 37
$780 $680 $700 $625 $850 $690 $820 $650 $690 $700 $780 $920 Median Rent per month $1,000 $800 $600 $400 $200 $0 March 21, 2016 38
Median monthly housing costs 2010-2014, U.S. Census Am. Fact Finder DP04 Comparison (counties) With mortgage Without mortgage Rent Benzie $1,209 $398 $765 Manistee $1,014 $382 $649 Antrim $1,158 $435 $692 Charlevoix $1,250 $450 $654 Grand Traverse $1,248 $473 $857 Kalkaska $978 $359 $702 March 21, 2016 39
Median monthly housing costs 2010-2014, U.S. Census Am. Fact Finder DP04 Comparison (counties) With mortgage Without mortgage Rent Leelanau $1,440 $499 $821 Mason $1,102 $418 $672 Missaukee $987 $369 $713 Wexford $1,037 $390 $712 Michigan $1,295 $463 $780 United States $1,522 $457 $920 March 21, 2016 40
Median monthly housing costs March 21, 2016 41
Income and Education March 21, 2016 42
Per Capita Income U.S. Census 2013 American Community Survey Comparison (counties) Data Comparison (Counties) data Benzie $24,831 Leelanau $31,462 Manistee $22,072 Mason $23,183 Antrim $24,370 Missaukee $20,305 Charlevoix $26,947 Wexford $20,573 Grand Traverse $27,660 Michigan $25,681 Kalkaska $20,258 United States $28,115 March 21, 2016 43
$24,831 $22,072 $24,370 $26,947 $27,660 $20,258 $31,462 $23,183 $20,305 $20,573 $25,681 $28,155 Per Capita Income $35,000 $30,000 $25,000 $20,000 $15,000 $10,000 $5,000 $0 March 21, 2016 44
Median Household Income U.S. Census 2013 American Community Survey Comparison (counties) Data Comparison (Counties) data Benzie $47,366 Leelanau $55,018 Manistee $41,551 Mason $41,146 Antrim $45,362 Missaukee $41,061 Charlevoix $45,949 Wexford $40,965 Grand Traverse $51,766 Michigan $48,411 Kalkaska $40,140 United States $51,939 March 21, 2016 45
$47,366 $41,551 $45,362 $45,949 $51,766 $40,140 $55,018 $41,136 $41,061 $40,965 $48,411 $51,939 Median Household Income $60,000 $50,000 $40,000 $30,000 $20,000 $10,000 $0 March 21, 2016 46
Percent of People in Poverty U.S. Census 2013 American Community Survey Comparison (counties) Data Comparison (Counties) data Benzie 11.10% Leelanau 8.40% Manistee 13.20% Mason 15.20% Antrim 15.50% Missaukee 14.40% Charlevoix 11.30% Wexford 17.30% Grand Traverse 9.70% Michigan 16.20% Kalkaska 16.90% United States 14.80% March 21, 2016 47
11.10% 13.20% 15.50% 11.30% 9.70% 16.90% 8.40% 15.20% 14.40% 17.30% 16.20% 14.80% Percent of People in Poverty 20.00% 15.00% 10.00% 5.00% 0.00% March 21, 2016 48
Percent bachelors degree, or higher U.S. Census 2013 American Community Survey Comparison (counties) Data Comparison (Counties) data Benzie 13.6% Leelanau 39.2% Manistee 19.1% Mason 19.8% Antrim 14.7% Missaukee 12.9% Charlevoix 26.1% Wexford 16.1% Grand Traverse 30.4% Michigan 25.9% Kalkaska 12.1% United States 29.3% March 21, 2016 49
13.60% 19.10% 14.70% 12.10% 26.10% 19.80% 12.90% 16.10% 30.40% 25.90% 29.30% 39.20% Percent bachelors degree, or higher 50.00% 40.00% 30.00% 20.00% 10.00% 0.00% March 21, 2016 50
Number of households in income categories: United States Income and Benefits, 2014 dollars, DP03, U.S. Census Income category Less than $10,000 $10,000 to $14,999 $15,000 to $24,999 $25,000 to $34,999 $35,000 to $49,999 No. % Income category 8,395,338 7.20% 6,189,386 5.30% 12,402,928 10.70% 11,870,709 10.20% 15,681,133 13.50% $50,000 to $74,999 $75,000 to $99,999 $75,000 to $99,999 $150,000 to $199,999 $200,000 or more No. % 20,719,319 17.80% 14,125,429 12.20% 15,123,755 13.00% 5,857,717 5.00% 5,845,378 5.00% March 21, 2016 51
7.20% 5.30% 5.00% 5.00% 10.70% 10.20% 13.50% 17.80% 12.20% 13.00% Number of households in income categories: United States 20.00% 15.00% 10.00% 5.00% 0.00% March 21, 2016 52
Number of households in income categories: Michigan Income and Benefits, 2014 dollars, DP03, U.S. Census Income category Less than $10,000 $10,000 to $14,999 $15,000 to $24,999 $25,000 to $34,999 $35,000 to $49,999 No. % Income category 308,023 8.00% 211,941 5.50% 446,084 11.70% 424,007 11.10% 553,748 14.50% $50,000 to $74,999 $75,000 to $99,999 $75,000 to $99,999 $150,000 to $199,999 $200,000 or more No. % 707,412 18.50% 456,176 11.90% 445,647 11.60% 150,246 3.90% 124,596 3.30% March 21, 2016 53
8.00% 5.50% 3.90% 3.30% 11.70% 11.10% 14.50% 18.50% 11.90% 11.60% Number of households in income categories: Michigan 20.00% 15.00% 10.00% 5.00% 0.00% March 21, 2016 54
Number of households in income categories: Benzie County Income and Benefits, 2014 dollars, DP03, U.S. Census Income category Less than $10,000 $10,000 to $14,999 $15,000 to $24,999 $25,000 to $34,999 $35,000 to $49,999 No. % Income category 431 5.80% 331 4.50% 800 10.80% 1,060 14.30% 1,270 17.20% $50,000 to $74,999 $75,000 to $99,999 $75,000 to $99,999 $150,000 to $199,999 $200,000 or more No. % 1,610 21.80% 993 13.40% 647 8.80% 129 1.70% 117 1.60% March 21, 2016 55
5.80% 4.50% 1.70% 1.60% 10.80% 8.80% 14.30% 17.20% 13.40% 21.80% Number of households in income categories: Benzie County 25.00% 20.00% 15.00% 10.00% 5.00% 0.00% March 21, 2016 56
Less than $10,000 $15,000 $25,000 $35,000 $50,000 $75,000 $75,000 $150,000 $200,000 Less than $10,000 $15,000 $25,000 $35,000 $50,000 $75,000 $75,000 $150,000 $200,000 Less than $10,000 $15,000 $25,000 $35,000 $50,000 $75,000 $75,000 $150,000 $200,000 Less than $10,000 $15,000 $25,000 $35,000 $50,000 $75,000 $75,000 $150,000 $200,000 Less than $10,000 $15,000 $25,000 $35,000 $50,000 $75,000 $75,000 $150,000 $200,000 Less than $10,000 $15,000 $25,000 $35,000 $50,000 $75,000 $75,000 $150,000 $200,000 Number of households in income categories: Various Counties 25.00% 20.00% 15.00% 10.00% 5.00% 0.00% Benzie 20.00% 15.00% 10.00% 5.00% 0.00% Manistee 25.00% 20.00% 15.00% 10.00% 5.00% 0.00% Antrim 25.00% 20.00% 15.00% 10.00% 5.00% 0.00% Charlevoix 25.00% 20.00% 15.00% 10.00% 5.00% 0.00% Grand Traverse 25.00% 20.00% 15.00% 10.00% 5.00% 0.00% Leelanau March 21, 2016 57
Comparable Counties to Benzie There is not a perfect match Here is what we have -- depends what you measure Comparable Not as Comparable March 21, 2016 58
Comparable to Benzie County Antrim + Similar economy + Similar geography (lakefront, etc.) + Median age + Median home value + Per capita and household income + Household income categories (bell curve) - Owner occupied homes Manistee + Similar geography (lakefront, etc.) + Miles of shoreline + Median age + Acres farmland + Amount of public land + Owner occupied homes = Similar economy (excluding City of Manistee area) March 21, 2016 Footer 59
Comparable to Benzie County Charlevoix + Similar economy + Similar geography (lakefront, etc.) + Median home value + Poverty rate + Household income categories (bell curve) - Miles of shoreline - Education in workforce - Operating revenue Leelanau + Similar economy + Similar geography (lakefront, etc.) + Housing count + Millage rate - Miles of shoreline - Median age - Median home value - Poverty rate - Education in workforce - Household income categories (bell curve) March 21, 2016 Footer 60
Comparable to Benzie County Kalkaska + Population + Housing count + Education in workforce + Operating revenue - Similar economy - Similar geography (lakefront, etc.) - Population density - Acres farmland - Median home value - Per capita and household income Missaukee + Population + Amount of Public land + Owner occupied homes + Education in workforce + Operating revenue - Similar economy - Similar geography (lakefront, etc.) - Acres farmland - Housing count - Median home value - Per capita and household income March 21, 2016 61
Comparable to Benzie County Wexford + Population density + Acres farmland - Similar economy - Similar geography (lakefront, etc.) - Amount of public land - Per capita income - Poverty rate - Millage rate Mason + Population density + Owner occupied homes - Similar economy - Similar geography (lakefront, etc.) -Amount of public land March 21, 2016 62
Comparable to Benzie County Grand Traverse - Similar economy - Similar geography (lakefront, etc.) - Miles of shoreline - Median age - Population density - Housing count - Owner occupied homes - Median home value - Poverty rate - Education in workforce - Household income categories (bell curve) - Operating revenue March 21, 2016 Footer 63
County s millage and revenues March 21, 2016 64
Taxable Value, millage, revenue 2015 Benzie Equalization Dept. & state tax commission Comparison (counties) Taxable Value Operating millage Voted millage Allocated Operating revenue Benzie $1,158,456,881 3.5144 3.8627 $4,071,597 Manistee $1,114,882,633 5.5000 3.2300 $6,131,854 Antrim $1,738,618,499 5.4000 1.9000 $9,388,539 Charlevoix $2,031,837,198 4.7000 3.0500 $9,549,634 Grand Traverse $4,620,528,695 4.9838 1.6000 $23,027,790 March 21, 2016 65
Taxable Value, millage, revenue 2015 Benzie Equalization Dept. & state tax commission Comparison (counties) Taxable Value Operating millage Voted millage Operating revenue Kalkaska $732,416,220 5.4562 2.9990 $3,996,209 Leelanau $2,523,729,240 3.5393 0.7750 $8,932,234 Mason $1,705,609,433 5.0997 1.9615 $8,698,096 Missaukee $571,235,162 4.9005 2.6500 $2,828,550 Wexford $934,894,362 6.7797 2.2500 $6,338,303 March 21, 2016 66
3.5144 3.5393 5.5000 5.4000 4.7000 4.9838 5.4562 5.0997 4.9005 6.7797 Allocated Operating millage 8.0000 7.0000 6.0000 5.0000 4.0000 3.0000 2.0000 1.0000 0.0000 March 21, 2016 67
3.5144 5.5000 5.4000 4.7000 4.9838 5.4562 3.5393 5.0997 4.9005 6.7797 0.775 1.6 3.8627 1.9 3.05 3.23 2.999 1.9615 2.65 2.25 Operating (blue) & voted (red) millage 10.0000 8.0000 6.0000 4.0000 2.0000 0.0000 Voted Allocated March 21, 2016 68
$8,546,716 $9,732,924 $12,691,914 $15,746,737 $6,192,725 $10,888,124 $12,043,648 $4,358,120 $8,441,815 $30,420,635 Operating (blue) and voted (red) Revenue $70,000,000 $60,000,000 $50,000,000 $40,000,000 $30,000,000 $20,000,000 $10,000,000 $0 March 21, 2016 69
Benzie County Operating Millage 2015, Benzie County Equalization Department Year *Estimated Operating (allocated) Millage Revenue generated Incr. / decr. from previous 4 years Voted: 1983 5.2900 988,095 n/a 1986* 5.2900 1,131,173 143,078 1990* 5.2048 1,419,198 288,024 1994 4.3431 1,700,703 281,505 1998* 4.2805 2,251,417 550,714 2003 3.8473 2,858,978 497,588 2007 3.5485 3,565,198 706,220 2011 3.5144 3,779,321 214,123 2015 3.5144 4,033,107 253,785 March 21, 2016 70
1982 1984 1986 1988 1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 2010 2012 2014 Operating millage history 6.0000 5.0000 4.0000 3.0000 2.0000 1.0000 0 0.0000 Mills March 21, 2016 71
1983 Revenue $988,095 2015 Revenue $4,033,107 Operating Prop Tax revenues history 5000000 4000000 3000000 2000000 1000000 0 Mills Revenues March 21, 2016 72
1983 1985 1987 1989 1991 1993 1995 1997 1999 2001 2003 2005 2007 2009 2011 2013 2015 Operating Prop Tax revenues history 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 0 6.0000 5.0000 4.0000 3.0000 2.0000 1.0000 0.0000 Revenues Mills March 21, 2016 73
Inflation history March 21, 2016 74
1983 Revenue $988,095 Adj. for Inflation $2,351,358 2015 Revenue $4,033,107 Operating Prop Tax revenues history $5,000,000.00 $4,500,000.00 $4,000,000.00 $3,500,000.00 $3,000,000.00 $2,500,000.00 $2,000,000.00 $1,500,000.00 $1,000,000.00 $500,000.00 $0.00 6.0000 5.0000 4.0000 3.0000 2.0000 1.0000 0.0000 Mills Revenues adjusted to current dollars March 21, 2016 75
Operating millage Projections 6.0000 5.0000 4.0000 3.0000 2.0000 1.0000 0.0000 Mills Expon. (Mills) March 21, 2016 76
Another problem with Benzie s fixed millage Voters approved a fixed millage (5.29 mills) in 1982 No expiration date on Benzie s millage Article IX, Section 6 of Michigan 1963 Constitution: can t exceed 20 years (year=2002) Case law: All voted millage must have an expiration (or until bonds paid off) General Property Tax Act (MCL 211.24f (effective March 28, 2001)) codified case law: ballot must specify duration of millage in years (Benzie s did not) March 21, 2016 Footer 77
Thank you Mitch Deisch Benzie County Administrator County of Benzie, Michigan Administrator Department mdeisch@benzieco.net http://www.benzieco.net/ March 21, 2016 78
Benzie County Benzie County is located in northwest lower Michigan, bordering Lake Michigan. Benzie County boasts over 100 lakes, several square miles of State forests, and miles of pristine rivers. With a population of just under 18,000, Benzie County opens its doors to visitors year-round for water sports, fishing, skiing, snowmobiling, hunting, and fall colors. March 21, 2016 79