Estate Agents alexander taylor The Property Boutique
alexander taylor Whatever your property requirements are, our comprehensive and qualified team at Alexander Taylor is on hand to help you every step of the way. With our main office located in the heart of Falkirk, we have grown to become an established brand across the central belt. Our applied and original thinking supported by professional property expertise enables us to provide clients with efficient innovation and total property solutions. We offer a personal, bespoke service tailored to meet your specific individual needs. Our ultimate desire is to provide clients with a truly market leading service. We will ensure whilst paying attention to detail that with original thinking supported by professional expertise enables us to provide clients with the best results. We are passionate about property, committed to our clients and aim to exceed your expectations. A close working relationship is at the heart of our approach and proven to be crucial in a successful property transaction. There should be 100% transparency between you and your agent, with personal and professional customer service being high on our list of priorities. Striving to be different from others in the market, we want to make your experience with us as effective as possible and we will always go the extra mile to provide you with a professional service with the additional support through our working partners, the latest market news, finance solutions and legal advice. 1 2
Alyson Lowe Founder and Managing Director Alyson, achieved her life long dream in 2007 with the launch of Alexander Taylor Estate Agents. Alyson has previously achieved 25 years of unrivaled property expertise within the new build industry, however her ultimate desire was to tackle the wider housing market with her passion for property and dedication to providing clients with a truly market leading service. Named after her beloved son and grandson, business has grown from strength to strength, becoming a well established brand across the Falkirk region. By focusing on delivering a highly personal and bespoke service, Alyson and her team are able to provide clients with results they simply won t find elsewhere. An open and honest approach is Alyson s solution to every situation which ensures her clients gain complete confidence and trust in her ability to guide them through the buying and selling process. By specializing in a more personal level, we create a better relationship with our clients that lasts beyond the sale of their property. We are committed to providing exceptional customer service and we re proud of the reputation this has earned us. Over the years, we have earned a loyal following and have grown into one of the most highly respected estate agents in our local area and across the central belt. - Alyson 3 4
our service A close working relationship is at the heart of our approach and has proven to be crucial in achieving successful property transactions. We pride ourselves on offering a fully transparent service, ensuring all parties are kept informed throughout the entire process. It s this honest approach, combined with outstanding customer service that makes our service so different to our competition. Our Core Strategy The property market is constantly changing and with the rise of digital media, we cannot stress how crucial it is to present your home to the open market at its very best. Our reputation is based on our outstanding presentation of properties. This includes crisp photography, accurate floor plans, a personal service and our focus on crystal clear communication. Hundreds of clients have been referred to Alexander Taylor and we have achieved a successful outcome for every single one. Why Our Approach is Different We tailor our service to you We advise on a realistic strategy We promote honest and open communication We strive to exceed your expectations We are committed to going the extra mile We specialise in property sales We have exceptionally strong industry connections Alexander Taylor were really helpful and where always there when I needed advice, not only selling but in purchasing my new home which I wouldn t have managed without their help. I would recommend to anyone without hesitation, I was delighted with my schedule and photographs of my home. We sold within days and are very happy. - Mrs E. Whyte 5 6
new build developments At Alexander Taylor we have developed an enviable reputation for success within the new build sector, working on numerous successful projects with leading developers and small independent builders. We offer a wide-ranging service, providing property valuations for part exchange or home change, where the developer will cover all costs for the vendor to sell their property with us to enable them to purchase one of their new homes. We can also offer assistance on land valuations for developers to assess unit price reflective of location and market within that location and detailed financial return. We have over 35 years hands on experience, 25 years gained by working with corporate house builders such as Beazer Homes, Bett Homes, Barratt Homes and smaller independent developers such as Dawn Homes, all of which have covered the central belt. New build properties offer many benefits from the obvious being a fresh brand new home subject to build programme, one of which you would have selected your kitchen choice amongst many other selections. They also offer buyers a blank canvas, a completely fresh apartment or house to make their home. Additionally, new builds are constructed to the latest industry specification which makes them considerably greener and energy efficient. We offer guidance to all our clients buying new builds on how the dynamics will work and what they will actually mean to you personally in layman s terms. Thus, allowing you to understand when you will be required to conclude your contract with the builder, your mortgage application and the implications this will have on you and your time scale. We know how this system works and we can offer you guidance to help ease the pressure. Our unrivalled expertise can offer you guidance to help ease the pressure. 7 8
selling process in scotland 4 Decide on an Asking Price We will help you decide on a reasonable asking price for your property. You property can be listed as fixed price, offers around or offers over. The la er of these is the most common in Scotland and means you will only consider offers in excess of that figure. Fixed price means you will sell to the first person to offer the asking price. Offers around indicates to buyers that you are willing to nego ate. 1 2 Property Valua on At Alexander Taylor, one of our qualified and experienced experts will arrange to visit your property at a me that is convenient to you. They will discuss market condi ons and historical sale prices both of which will be taken in to considera on along with your own property condi on to confirm the valua on of your home. Home Report To a sell a property in Scotland, you are legally required to have a Home Report. This is a pack of three documents that provides buyers with a minimum level of informa on about the condi on of the property. A Home Report includes: the Single Survey which details the current condi on of the property; the Energy Report which details the energy efficiency ra ng of the property; and the Property Ques onnaire which details other important informa- on such as the council tax band, parking op ons and structural 5 6 Prepare Your Home If you want your home to sell quickly, you have to make it stand out. Our specialist Property Presenta on service is designed to make it do just that and covers everything from selec ng furnishings to arranging presenta ons. Please also see our online ebook for more detailed insight to prepare your home your home for market. Arrange Viewings We will ensure that all viewers are qualified prior to arranging a viewing, of which you will be fully informed. Issue the Home Report Any interested par es will ask for a copy of your Home Report altera ons. prior to submi ng an offer. The Home Report is used to facilitate 7 their mortgage approval. 3 Instruct a Solicitor The legal work when buying a property is called conveyancing and includes receiving and accep ng offers, checking tle deeds, arranging official searches and checking over all documenta on. Your solicitor will also facilitate the majority of communica on between you and the buyer. We work with several highly respected solicitors and will happily 8 Buyers Note Their Interest A note of interest may be placed whilst a buyer confirms their lending ability. We are required by law to keep this client informed of any any further interest or a subsequent closing date. put you in contact with one of your choosing. 13 14
Accept an Offer Your solicitor will contact you with offers as he or she receives them. If you are happy with an offer, tell your solicitor you would like to accept it. Remember, the highest offer isn t always the best. Consider the 9 financial posi on of the buyer, whether they are in a chain and how they fit into your mescale. Agree Move Dates You solicitor will agree a date for the exchange of any contracts and for the comple on of the sale. 13 10 11 The buyer s lender will arrange to have your home surveyed. This ensures the amount the buyer is borrowing matches the value of the property. Searches The buyer s solicitor will perform checks on the Land Registry and Local Authority informa on. These checks look for any informa on regarding planning history and poten al developments around the area. 14 Final Conveyancing You solicitor will draw up a document to transfer legal ownership of the property this is called the disposi on. The buyer s solicitor will draw up a document securing the loan this is called the Standard Security. Comple on The balance of the loan is payed to your solicitor. Once your solicitor has received this, they will instruct our team to release the keys to the property. At this point, your property is officially Conclusion of the Missives Both solicitors will agree on a wri en nego a on called the 15 sold. missives. This can only be done a er the buyer s mortgage offer is officially received. Once the missives are agreed, both par es 12 are legally obligated to the sale or purchase. This is called the conclusion of the missives. 15 16
buying process in scotland 4 Find Suitable Proper es Once you have an idea of price and loca on, it s me to start the search. Our estate agents can help guide you through this tricky process and find you the perfect property to start the next chapter in your life. Request the Home Report If you view a property and love it, request the Home Report from the seller s agent. This has to be provided if you ask for it and includes informa on on the condi on of the property, the energy 1 2 Calculate the Cost Before you start searching for a new home, it s a good idea to calculate the final cost of your moves. Write down what you expect to pay for legal fees, lender fees, removals, etc. We can help you calculate this cost to ensure you haven t missed anything out. Determine Your Budget What you can afford will depend on a lot of things, for example your current income and exis ng outgoings. Our expert Mortgage Advisor is on hand to help set out your borrowing budget and assist you with all your mortgage needs and queries. 5 6 efficiency and council tax banding. This gives you a more detailed understanding condi on of the property. Buyers Note Their Interest If you are interested in a property, instruct your solicitor to note your interest. If you are unsure of how to do this, we can give you some advice or instruct your solicitor on your behalf. Once the seller s solicitor has received your note of interest, the property cannot be sold before you have had a chance to submit your formal offer in wir ng. Make an Offer When you re confident you have found the right property and want to place an offer, instruct your solicitor to make a wri en Instruct a Solicitor The legal work when buying a property is called conveyancing and includes receiving and accep ng offers, checking tle deeds, arranging official searches and checking over all documenta on. Your solicitor will also facilitate the majority of communica on 7 offer. Again, if you are unsure of how to do this we can offer advice or instruct your solicitor on your behalf. Proper es can be listed as fix price, offers around or offers over. The la er of these is the most common in Scotland and means the seller will only consider offers in excess of that figure. between you and the buyer. 3 We work with several highly respected solicitors and will happily put you in contact with one of your choosing. Offer Accepted If the seller accepts your offer, their solicitor will issue a qualified acceptance le er to your solicitor. 8 9 10
Complete Your Mortgage Applica on Contact your mortgage advisor and agree a suitable mortgage for 9 your circumstances and property. Agree Move Dates Your solicitor will agree a date for the exchange of any contracts and for the comple on of the sale. 13 10 11 Searches Your solicitor will perform checks on the Land Registry and Local Authority informa on. These checks look for any informa on regarding planning history and poten al developments around the area. Mortgage Confirma on Once your mortgage is confirmed, you will receive your mortgage offer and all of its terms and condi ons. 14 Final Conveyancing The seller s solicitor will draw up a document to transfer legal ownership of the property this is called the disposi on. Your solicitor will draw up a document securing the loan this is called the Standard Security. 12 Conclusion of the Missives Both solicitors will agree on a wri en nego a on called the missives. This can only be done a er the buyer s mortgage offer is officially received. Once the missives are agreed, both par es are legally obligated to the sale or purchase. This is called the conclusion of the missives. 15 Comple on The balance of the loan is payed to the seller s solicitor. Once this is received, they will instruct our team to release the keys to your new home. At this point, your property is officially bought. 11 12
personal notes Market Apprasial Details To Market Figure... Suggested Valuation... Marketing Fee... Sale Fee... Home Report Cost... Contact Details Valuer Alyson Lowe Phone 01324 811233 Email info@alexander-taylor.co.uk Additional Notes... free property valuation Thank you for inviting Alexander Taylor to assist you with the sale of your current home. We will provide you with a formal valuation report in writing to confirm everything we have discussed with you today and follow up with you in due course. If you have any further queries please do not hesitate to contact our team on 01324 811233. Would you like to know how much your property is worth? Estate Agents alexander taylor The Property Boutique 7A High Street Bonnybridge FK4 1BX 17 18
7A High Street Bonnybridge FK4 1BX www.alexander-taylor.co.uk