RESEARCH HIGHLIGHT Census/National Housing Survey Housing Condition Series Issue 4: The Private Housing Stock,

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RESEARCH HIGHLIGHT 2011 Census/National Housing Survey Housing Condition Series Issue 4: The Private Housing Stock, 2006-2011 November 2015 Socio-economic Series 1. INTRODUCTION Using data from the Census of the Population, this Research Highlight summarizes the main changes in the private housing stock from 2006 to 2011. The first section provides an overview of how Statistics Canada defines and classifies housing units, and the second section discusses major changes in the stock. 2. STOCK OF PRIVATE DWELLINGS Statistics Canada classifies a building as a private dwelling when it has a separate set of living quarters built for human occupancy or adapted to meet this purpose. A set of living quarters is considered separate if it has a private (that is, non-shared) entrance. The entrance can be a direct one from outside, as in the case of a single-detached dwelling, or it may be from a common hall, lobby, vestibule or stairway inside the building, as is often the case with multiple-unit residential structures. Statistics Canada divides the stock of enumerated private dwellings into two broad categories: regular and marginal dwellings (see figure 1). Regular private dwellings must have a source of heat or power and must be enclosed spaces that provide shelter from wind, rain, snow and other natural elements. In other words, these structures, which may include movable dwellings, must have been built or converted to make them suitable for year-round habitation. The 2011 Census counted nearly 14.6 million private dwellings in Canada, virtually all of which (99.97%) were classified as regular private dwellings (see figure 1). Marginal private dwellings are those not suitable for yearround habitation, including non-winterized cottages, barns and garages. The 2011 Census counted 4,450 marginal private dwellings (0.03% of all private dwellings). Components of private dwellings Both categories of private dwellings are further subdivided into three components: 1. occupied by usual residents; 2. occupied exclusively by foreign residents or temporarily present persons; and 3. unoccupied. Because of concerns about data quality, Statistics Canada publishes the census count of all private dwellings but does not publish counts of its various components. 1 Statistics Canada has noted concerns about the quality of the data on unoccupied dwellings and those occupied exclusively by foreign residents or temporarily present persons. Still, given that these structures together amounted to about 1.2 million, or nearly 9%, of the total stock of dwellings in 2011, there is some value in taking a closer look at their evolution from one census to the next. 1 CMHC obtained data on these components through a custom data request.

The first component, dwellings occupied by usual residents, refers to those in which one or more individuals permanently resided 2 on Census Day and includes those dwellings whose residents are temporarily absent from their homes at the time of the Census. It excludes those occupied solely by foreign residents (that is, persons whose usual place of residence is outside Canada) and those occupied on a temporary basis by persons who have a usual place of residence elsewhere. Regular private dwellings occupied by their usual residents accounted for about 13.3 million, or about 91%, of all private dwellings in 2011. Marginal dwellings occupied by their usual residents accounted for 4,305, or about 0.03%, of all private dwellings in 2011. The second component, termed temporary resident/foreign resident (TRFR) dwellings in this Research Highlight, includes those units with occupants present on Census Day who have a usual place of residence elsewhere in Canada and those occupied exclusively by foreign residents. For example, a dwelling that houses the embassy staff of a foreign government would be included in this category. Also included are dwellings occupied solely by vacationers from abroad or winterized cottages with an occupant present on Census Day but whose primary residence is elsewhere in Canada. The 182,470 regular TRFR dwellings counted in 2011 represented about 1% of all private dwellings, and the 145 marginal TRFR dwellings amounted to a negligible proportion. The number of TRFR dwellings is likely to be highly variable because of its relatively small magnitude and the fact that it is partly determined by a segment of the Occupied by usual residents 13,316,305 Regular 1 14,565,175 Occupied by foreign residents or temporarily present persons (TRFR) 182,470 Private dwellings 3 14,569,625 Unoccupied 1,066,400 Occupied by usual residents 4,305 Occupied private 3 13,320,610 Marginal 2 4,450 Occupied by foreign residents or temporarily present persons (TRFR) 145 Unoccupied (Not counted) 1 These dwellings are deemed suitable for year-round habitation. 2 These dwellings are deemed unsuitable for year-round habitation. 3 Items shaded dark grey indicate data published by Statistics Canada. Other data were obtained through a custom data request. Statistics Canada applies a confidentiality procedure known as random rounding where census numbers are randomly rounded either up or down to a multiple of 5 or, in some cases, 10. Figure 1 Census classification of private dwellings and counts, Canada, 2011 2 A given dwelling is considered a person s permanent or usual place of residence if that person resides there most of the time. Usual residents can include Canadian citizens, landed immigrants, persons seeking refugee status and foreign nationals residing in Canada with a work or study permit. 2

population whose numbers are likely to change considerably from one census to another. 3 Although a significant number of regular TRFR dwellings (72,320) were located within census metropolitan areas (CMAs) in 2011, most were located outside of CMAs. Toronto, Montréal and Vancouver together accounted for the largest numbers of regular private TRFR dwellings located within CMAs (see figure 2), but many smaller CMAs had higher rates of TRFR dwellings 4 (see figure 3). Montréal Toronto Vancouver Ottawa Kitchener - Cambridge - Waterloo Edmonton Gatineau Calgary Québec Sherbrooke St. Catharines - Niagara Halifax Kingston London Hamilton Winnipeg Victoria Saskatoon Thunder Bay Peterborough Guelph Windsor Regina Trois-Rivières St. John's Greater Sudbury Moncton Barrie Saint John Saguenay Oshawa Abbotsford - Mission Brantford 0 4,000 8,000 12,000 2,000 6,000 10,000 14,000 Number of dwellings Kingston Sherbrooke Gatineau Peterborough Thunder Bay Kitchener - Cambridge - Waterloo Guelph St. Catharines - Niagara Halifax Ottawa Trois-Rivières Saskatoon Regina Victoria Montréal London Vancouver CMA Total Greater Sudbury St. John's Québec Moncton Edmonton Saint John Windsor Toronto Hamilton Barrie Calgary Winnipeg Saguenay Abbotsford - Mission Brantford Oshawa 0 2 4 6 8 10 12 14 Number of dwellings per 1,000 persons The Ottawa and Gatineau parts of the Ottawa-Gatineau CMA are shown separately. The Ottawa and Gatineau parts of the Ottawa-Gatineau CMA are shown separately. Figure 2 Dwellings occupied by temporary or foreign residents, by CMA, 2011 Figure 3 Dwellings occupied by temporary or foreign residents per 1,000 persons, by CMA, 2011 3 The number of Canadian residents found in temporary residences on a given Census Day can be expected to vary over time and could depend on factors such as weather or work arrangements. 4 The rate is measured as the number of TRFR dwellings per 1,000 persons. 3

The third category, unoccupied dwellings, comprises those housing units that were neither a usual place of residence nor a unit temporarily occupied by a TRFR on the day of the census. Included in this grouping are unoccupied secondary dwellings such as winterized cottages and cabins and unoccupied dwellings that have been placed on the market for sale or rent, that is, vacant dwellings. The number of unoccupied dwellings is therefore greater than the number of vacant dwellings on the market. The 2011 Census enumerated about 1.1 million unoccupied regular private dwellings, 7.3% of all private dwellings. Census enumerates most, but not all, private dwellings The census does not aim to enumerate all marginal dwellings: it excludes those that are unoccupied marginal dwellings (see figure 1). Most unoccupied dwellings are located in less urbanized areas There were 9.6 million enumerated private dwellings located within Canada s 33 CMAs in 2011, accounting for about two thirds of all private dwellings. About 453,000, or 4.7%, of these dwellings were classified as unoccupied at the time of the census. Although most private dwellings are located within CMAs, only about 42% of those that were unoccupied in 2011 were 70 60 50 40 30 20 10 0 39 42 Located in a CMA Not located in a CMA 61 58 2006 2011 located in CMAs (see figure 4). The majority of unoccupied dwellings were located in the less urbanized areas of the country. This is expected, given that many unoccupied dwellings are secondary recreational residences such as rural cottages. Of the unoccupied dwellings located in CMAs, about 55% were in five CMAs: Toronto, Montréal, Vancouver, Edmonton and Calgary (see figure 5). Toronto Montréal Vancouver Edmonton Calgary London Québec Ottawa Victoria Winnipeg St. Catharines - Niagara Hamilton Halifax Windsor Kelowna Gatineau Kitchener - Cambridge - Waterloo Sherbrooke Kingston Saskatoon St. John's Greater Sudbury Abbotsford - Mission Saint John Trois-Rivières Oshawa Peterborough Saguenay Barrie Regina Moncton Guelph Thunder Bay Brantford 0 20,000 40,000 60,000 80,000 Number of unoccupied dwellings The Ottawa and Gatineau parts of the Ottawa-Gatineau CMA are shown separately. Figure 4 Distribution of unoccupied dwellings by location (%) Figure 5 Unoccupied dwellings, by CMA, 2011 4

Occupied private dwellings are equal to private households The stock of occupied private dwellings represents those private dwellings that are occupied by their usual residents. This is the sum of regular and marginal private dwellings occupied by their usual residents, about 13.3 million in 2011. Since a household is defined as one or more individuals who permanently occupy a private dwelling, the number of occupied private dwellings is identical to the number of households usually resident in Canada. 3. CHANGES IN THE STOCK OF PRIVATE DWELLINGS FROM 2006 TO 2011 Nearly 1 million private dwellings were added from 2006 to 2011 The count of private dwellings rose from 13.6 million in 2006 to 14.6 million in 2011 (see table 1), a net gain of about 993,000 (see table 2). This amounts to an additional 199,000 dwellings per year, on average. Table 1 Private dwellings, by category, Canada, provinces and territories, 2006 and 2011 2011 2006 Region Total Usual Residents TRFR 1 Unoccupied 2 Total Usual Residents TRFR 1 Unoccupied 2 CA 14,569,625 13,320,610 182,615 1,066,400 13,576,860 12,435,520 224,685 916,655 NL 250,280 208,845 2,885 38,550 235,960 197,245 4,855 33,860 PE 66,945 56,465 930 9,550 62,750 53,085 845 8,820 NS 442,150 390,275 5,870 46,005 425,685 376,830 7,300 41,555 NB 348,470 314,010 3,465 30,995 331,625 295,875 4,570 31,180 QC 3,685,925 3,395,340 57,495 233,090 3,452,305 3,188,715 81,630 181,960 ON 5,308,780 4,887,510 65,565 355,705 4,972,870 4,554,250 69,865 348,755 MB 512,685 466,140 8,030 38,515 491,725 448,765 4,630 38,330 SK 460,505 409,640 6,660 44,205 438,620 387,160 5,255 46,205 AB 1,505,000 1,390,270 11,595 103,135 1,335,745 1,256,195 14,975 64,575 BC 1,945,365 1,764,635 19,715 161,015 1,788,470 1,642,710 30,195 115,565 YT 16,260 14,120 145 1,995 15,290 12,610 220 2,460 NT 17,180 14,700 200 2,280 16,775 14,225 180 2,370 NU 10,080 8,660 60 1,360 9,040 7,855 165 1,020 1 TRFR represents temporary resident/foreign resident dwellings. 2 Includes only unoccupied regular dwellings. 5

The ratio of total private dwellings 5 per 1,000 adults (that is, those over age 14) provides a rough gauge of the extent to which changes to the housing stock are keeping pace with changes in the population. This metric changed little for Canada from 2006 to 2011. 6 Still, there were notable differences in the changes observed across the country. In Ontario, for example, the ratio more or less held steady at a relatively low level; it likewise held steady at a higher level in British Columbia (see figure 6). By contrast, the ratios rose and were relatively high in every province east of Ontario. While the smaller Prairie provinces (Saskatchewan and Manitoba) saw declines in the numbers of dwellings per adult, Alberta experienced an increase. Not surprisingly, most of the housing units added from 2006 to 2011 were occupied private dwellings. There were 13.3 million of these units in 2011, which was 885,000 more than in 2006 (see table 2), for an average yearly increase of about 177,000. At slightly over 4,000 in 2011, the number of structures occupied by their usual residents but deemed marginal was relatively small and nearly 10,000 lower than in 2006. Given the relatively small magnitude of this component, the discussion below will focus on all regular dwellings. Table 2 Change in number of private dwellings, by type of occupancy, Canada, provinces and territories, 2006-2011 Region Total Occupied by Usual Residents Not Occupied by Usual Residents Total TRFR 1 Unoccupied CA 992,765 885,090 107,675-42,070 149,745 NL 14,320 11,600 2,720-1,970 4,690 PE 4,195 3,380 815 85 730 NS 16,465 13,445 3,020-1,430 4,450 NB 16,845 18,135-1,290-1,105-185 QC 233,620 206,625 26,995-24,135 51,130 ON 335,910 333,260 2,650-4,300 6,950 MB 20,960 17,375 3,585 3,400 185 SK 21,885 22,480-595 1,405-2,000 AB 169,255 134,075 35,180-3,380 38,560 BC 156,895 121,925 34,970-10,480 45,450 YT 970 1,510-540 -75-465 NT 405 475-70 20-90 NU 1,040 805 235-105 340 1 TRFR represents temporary resident/foreign resident dwellings. 5 This includes unoccupied dwellings. 6 It was virtually flat at about 522 dwellings per 1,000 adults in both years, though up slightly from 517 in 2001. 6

Almost one half of all housing units added were multiple-unit dwellings Single-detached dwellings were the most prominent type of housing added to the housing stock between 2006 and 2011. The Census counted slightly more than 8 million singledetached dwellings in 2011 (see table 3), about 510,000 (or 6.8%) more, on a net basis, than in 2006 (see table 4). Thus, about 51% of the dwellings added to the stock were single-detached. The proportion of this category of shelter in the stock of total dwellings remained at about 55%. 2011 640 620 600 580 NL PE YT 560 QC NS NB SK 540 CA NT 520 MB AB BC 500 ON 480 NU 460 460 480 500 520 540 560 580 600 620 640 2006 Note: Points on the line through the origin indicate that the ratio of dwellings to the adult population did not change from 2006 to 2011; points above the line indicate an increase in the ratio, while points below the line indicate a decrease. Figure 6 Number of private dwellings per 1,000 adults, Canada, provinces and territories, 2006 versus 2011 Apartments were the next biggest contributor to the increase in the stock, with the number of units rising from 3.7 million to about 4 million, an increase of 7.4%. Nearly 28% of the housing units added were apartments, and of this percentage share, most were units in low-rise buildings of fewer than five storeys. Overall, the share of apartments in the total stock in 2011 barely changed from the 27% observed in 2006. The number of row and semi-detached houses rose from about 1.4 million to 1.5 million, a gain of about 12%. Although they made up about 10% of the overall stock in 2006, row and semi-detached houses recorded the fastest pace of increase, consequently accounting for about 17% of the dwellings added between 2006 and 2011. The remaining type of dwellings, other dwellings, 7 numbered slightly over 1 million in 2011 and increased by about 45,000 (or 4.5%) from 2006. Nearly one half (44%) of all housing units added to the stock from 2006 to 2011 were multiple-unit dwellings; apartments and row and semi-detached houses accounted for most of these. The relatively strong pace of growth in these types of residences partly reflects their relative affordability compared to single-detached dwellings. Not surprisingly, Ontario, Quebec, Alberta and British Columbia accounted for about 896,000, or 90%, of the net rise in the private dwelling stock from 2006 to 2011 (see table 2). Despite having a smaller population and fewer Table 3 Stock of regular private dwellings, by type and occupancy status (000s), Canada, 2006 and 2011 Dwelling Type 2011 2006 Total Usual Residents TRFR 2 Unoccupied Total Usual Residents TRFR 2 Unoccupied Single-detached 8,025 7,329 113 583 7,515 6,871 123 520 Apartment 3,986 3,632 50 304 3,713 3,404 67 242 Row and semi-detached 1,518 1,438 8 71 1,354 1,282 12 60 Other 1 1,040 921 11 108 995 878 23 94 Total 14,570 13,321 183 1,066 13,577 12,436 225 917 1 Includes apartments or flats in a duplex, other single-attached houses and movable dwellings (see 2011 Census Dictionary). 2 TRFR represents temporary resident/foreign resident dwellings. 7 Other dwellings comprise the following categories of dwellings: apartments or flats in a duplex, other single-attached houses and movable dwellings. 7

households, Alberta added more private dwellings than British Columbia, reflecting Alberta s relatively strong pace of economic and population growth during this time. Alberta was a big contributor to the growth in the stock of single-detached dwellings Even with a strong pace of house price inflation, Alberta added a relatively large number of single-detached homes; the province was responsible for 20% of the single-detached dwellings added, well above its 11% share of all singledetached dwellings. By comparison, Ontario, Quebec and British Columbia were responsible for 33%, 22% and 10%, respectively, of the single-detached dwellings added. Dwellings not occupied by usual residents were up 108,000 The number of housing units that were either unoccupied or occupied by TRFR on Census Day amounted to about 1.2 million in 2011, up by about 108,000, on a net basis, from 2006. The broad dwelling-type makeup of this residual category of dwellings did not change significantly between the two censuses. Single-detached houses remained the single biggest component, accounting for 696,000, or nearly 56%, in 2011 (see figure 7), a slightly lower share than in 2006. Apartments made up the second-largest segment (about 354,000, or 28%, in 2011) of this category. Low-rise structures accounted for the vast majority (about 70%) of apartments in this category. This is not surprising, given that low-rise apartments accounted for about 66% of the apartments enumerated in 2011. Close to 150,000 unoccupied private dwellings were added from 2006 to 2011 The increase in the number of dwellings not occupied by usual residents was entirely reflected in those units classified as unoccupied, whose number rose by nearly 150,000 (see table 2). The count of TRFR units was about 183,000 in 2011, about 42,000 fewer than in 2006. Like the ratio of private dwellings to the population, the ratio of unoccupied dwellings to the adult population is another way of roughly gauging the extent to which additions to the total dwelling stock evolve in line with population growth. While the number of unoccupied dwellings per 1,000 adults rose slightly at the national level (from about 35 to 38), there was significant variation across the country (see figure 8). The numbers rose in most Atlantic provinces, where they were already relatively high. They likewise increased in British Columbia, Quebec and Alberta. Consistent with the evolution in the number of private dwellings per adult, Ontario, Manitoba and Saskatchewan saw declines in the numbers of unoccupied dwellings per adult. Single-detached houses accounted for about 42% of the net rise in the number of unoccupied dwellings, and apartments accounted for 41%. Regionally, the biggest contributors to the rise in unoccupied dwellings were Quebec (51,000), British Columbia (45,000) and Alberta (39,000). Ontario s contribution (7,000) was small compared to its size and was even lower than that of the Atlantic provinces (10,000). 8

Table 4 Change in the stock of regular private dwellings, by type and occupancy status (000s), Canada, 2006-2011 Dwelling Type Total Usual Residents Not Unoccupied by Usual Residents Total TRFR 2 Unoccupied Single-detached 510,310 457,825 52,485-9,990 62,475 Apartment 273,145 228,010 45,135-16,575 61,710 Row and semi-detached 163,975 155,750 8,225-3,225 11,450 Other 1 45,265 43,505 1,760-12,310 14,070 Total 992,695 885,090 107,605-42,100 149,705 1 Includes apartments or flats in a duplex, other single-attached houses and movable dwellings (see 2011 Census Dictionary). 2 TRFR represents temporary resident/foreign resident dwellings. 60 50 40 30 20 10 56.4 55.7 0 Single-detached 27.1 28.4 Apartment 6.3 6.4 Row and semi-detached 10.3 9.5 Other 2006 2011 Other includes apartments or flats in a duplex, other single-attached houses and movable dwellings (see 2011 Census Dictionary). 2011 100 90 80 70 60 50 40 30 BC AB CA MB QC ON NU NS SK NB NT NL PE 20 20 30 40 50 60 70 80 90 100 2006 Note: Points on the line through the origin indicate that the ratio of unoccupied dwellings to the adult population did not change from 2006 to 2011; points above the line indicate an increase in the ratio, while points below the line indicate a decrease. YT Figure 7 Distribution of unoccupied dwellings and temporary resident/foreign resident dwellings by type (%) Figure 8 Number of unoccupied dwellings per 1,000 adults, Canada, provinces and territories, 2006 versus 2011 9

ACKNOWLEDGEMENTS CMHC provides funding for housing content on the Census of Canada and on Statistics Canada surveys. Statistics Canada information is used with the permission of Statistics Canada. Users are forbidden to copy and redisseminate data for commercial purposes, either in an original or modified form, without the express permission of and, where applicable, Statistics Canada. More information on Statistics Canada data can be obtained from its Regional Offices, at http://www.statcan.gc.ca, or at 1-800-263-1136. For further information on CMHC s census-based housing data, refer to Housing in Canada Online on the CMHC website, at www.cmhc.ca. To inquire or comment on this Highlight or make suggestions for further research, please contact us, either by e-mail at HiCO-LaCel@cmhc-schl.gc.ca, or via regular mail at: Policy and Research Division 700 Montreal Road Ottawa, ON, K1A 0P7 Author: Richard Gabay, Housing Indicators Group, Housing Indicators and Analytics, Canada Mortgage and Housing Corporation Housing Research at CMHC Under Part IX of the National Housing Act, the Government of Canada provides funds to CMHC to conduct research into the social, economic and technical aspects of housing and related fields, and to undertake the publishing and distribution of the results of this research. This Research Highlight is one of a series intended to inform you of the nature and scope of CMHC s research. To find more Research Highlights plus a wide variety of information products, visit our website at www.cmhc.ca or contact: 700 Montreal Road Ottawa, Ontario K1A 0P7 Phone: 1-800-668-2642 Fax: 1-800-245-9274 2015, Printed in Canada Produced by CMHC 26-11-15 Although this information product reflects housing experts current knowledge, it is provided for general information purposes only. Any reliance or action taken based on the information, materials and techniques described are the responsibility of the user. Readers are advised to consult appropriate professional resources to determine what is safe and suitable in their particular case. assumes no responsibility for any consequence arising from use of the information, materials and techniques described.

Alternative text and data for figures Research Highlight Figure 2 Dwellings occupied by temporary or foreign residents, by CMA, 2011 Figure 3 Dwellings occupied by temporary or foreign residents per 1,000 persons, by CMA, 2011 Number of dwellings Brantford 125 Abbotsford - Mission 185 Oshawa 300 Saguenay 305 Saint John 330 Barrie 360 Moncton 380 Greater Sudbury 505 St. John's 570 Trois-Rivières 635 Regina 770 Windsor 780 Guelph 820 Peterborough 865 Thunder Bay 865 Saskatoon 990 Victoria 1,285 Winnipeg 1,390 Hamilton 1,485 London 1,530 Kingston 1,755 Halifax 1,835 St. Catharines - Niagara 1,950 Sherbrooke 2,005 Québec 2,180 Calgary 2,295 Gatineau 2,505 Edmonton 2,955 Kitchener - Cambridge - Waterloo 2,970 Ottawa 3,975 Vancouver 7,405 Toronto 12,990 Montréal 13,020 The Ottawa and Gatineau parts of the Ottawa-Gatineau CMA are shown separately. Number of dwellings per 1,000 persons Oshawa 1 Brantford 1 Abbotsford - Mission 1 Saguenay 2 Winnipeg 2 Calgary 2 Barrie 2 Hamilton 2 Toronto 3 Windsor 3 Saint John 3 Edmonton 3 Moncton 3 Québec 3 St. John's 3 Greater Sudbury 4 CMA Total 4 Vancouver 4 London 4 Montréal 4 Victoria 4 Regina 4 Saskatoon 5 Trois-Rivières 5 Ottawa 5 Halifax 6 St. Catharines - Niagara 6 Guelph 7 Kitchener - Cambridge - Waterloo 8 Thunder Bay 8 Peterborough 9 Gatineau 10 Sherbrooke 12 Kingston 13 The Ottawa and Gatineau parts of the Ottawa-Gatineau CMA are shown separately. A1

Figure 4 Distribution of unoccupied dwellings by location (%) 2006 2011 Located in a CMA 39 42 Not located in a CMA 61 58 Figure 5 Unoccupied dwellings, by CMA, 2011 Number of unoccupied dwellings Figure 7 Distribution of unoccupied dwellings and temporary resident/foreign resident dwellings by type (%) 2006 2011 Single-detached 56.4 55.7 Apartment 27.1 28.4 Row and semi-detached 6.3 6.4 Other 10.3 9.5 Other includes apartments or flats in a duplex, other single-attached houses and movable dwellings (see 2011 Census Dictionary). Brantford 2,270 Thunder Bay 3,140 Guelph 3,665 Moncton 3,730 Regina 3,760 Barrie 3,960 Saguenay 3,965 Peterborough 4,015 Oshawa 4,040 Trois-Rivières 4,065 Saint John 4,165 Abbotsford - Mission 4,315 Greater Sudbury 4,465 St. John's 5,015 Saskatoon 5,085 Kingston 6,175 Sherbrooke 6,805 Kitchener - Cambridge - Waterloo 7,280 Gatineau 8,300 Kelowna 8,335 Windsor 9,475 Halifax 10,300 Hamilton 10,495 St. Catharines - Niagara 11,940 Winnipeg 12,065 Victoria 12,615 Ottawa 13,210 Québec 13,380 London 14,675 Calgary 22,150 Edmonton 28,505 Vancouver 50,825 Montréal 69,930 Toronto 76,765 The Ottawa and Gatineau parts of the Ottawa-Gatineau CMA are shown separately. A2