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2018 SUMMARY OF BENEFITS Overview of your plan UnitedHealthcare Assisted Living Plan (HMO-POS SNP) H5253-043 Look inside to learn more about the health services and drug coverages the plan provides. Call Customer Service or go online for more information about the plan. Toll-Free 1-888-834-3721, TTY 711 8 a.m. - 8 p.m. local time, 7 days a week www.uhcmedicaresolutions.com Y0066_SB_H5253_043_2018 CMS Accepted

Our service area includes these counties in: North Carolina: Alamance, Buncombe, Cabarrus, Catawba, Chatham, Cumberland, Davidson, Davie, Durham, Forsyth, Gaston, Guilford, Henderson, Iredell, Mecklenburg, Orange, Randolph, Rockingham, Rowan, Sampson, Stokes, Wake, Yadkin.

Summary of Benefits January 1st, 2018 - December 31st, 2018 The benefit information provided is a summary of what we cover and what you pay. It doesn t list every service that we cover or list every limitation or exclusion. The Evidence of Coverage (EOC) provides a complete list of services we cover. You can see it online at www.uhcmedicaresolutions.com or you can call Customer Service with questions you may have. You get an EOC when you enroll in the plan. About this plan. UnitedHealthcare Assisted Living Plan (HMO-POS SNP) is a Medicare Advantage HMOPOS plan with a Medicare contract. To join this plan, you must be entitled to Medicare Part A, be enrolled in Medicare Part B, live within our service area listed inside the cover, and be a United States citizen or lawfully present in the United States. UnitedHealthcare Assisted Living Plan (HMO-POS SNP) is an Institutional Special Needs Plan designed specifically for people who live in a contracted assisted living facility and require an institutional level of care. Use network providers and pharmacies. UnitedHealthcare Assisted Living Plan (HMO-POS SNP) has a network of doctors, hospitals, pharmacies, and other providers. For some services you can use providers that are not in our network. Out-of-network services are limited to the plan s service area as described on the cover. If you have any questions, please contact customer service. If you use pharmacies that are not in our network, the plan may not pay for those drugs, or you may pay more than you pay at an in-network pharmacy. You can go to www.uhcmedicaresolutions.com to search for a network provider or pharmacy using the online directories. You can also view the plan formulary (drug list) to see what drugs are covered, and if there are any restrictions.

UnitedHealthcare Assisted Living Plan (HMO-POS SNP) Premiums and Benefits In-Network Out-of-Network Monthly Plan Premium $30 Annual Medical Deductible This plan does not have a deductible. Maximum Out-of-Pocket Amount (does not include prescription drugs) $3,500 annually for Medicare-covered services you receive from in-network providers. Unlimited Out-of-Network If you reach the limit on out-of-pocket costs, you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and share of the cost for your Part D prescription drugs.

UnitedHealthcare Assisted Living Plan (HMO-POS SNP) dummy spacing Benefits In-Network Out-of-Network Inpatient Hospital $345 copay per day: for days 1-5 $0 copay per day: for days 6 and beyond 30% coinsurance per admit Our plan covers an unlimited number of days for an inpatient hospital stay. Outpatient Hospital, Including Observation $250 copay 30% coinsurance Doctor Visits Primary $0 copay 30% coinsurance Specialists $30 copay 30% coinsurance Preventive Care Medicare-covered $0 copay $0 copay - 30% coinsurance (depending on the service) Abdominal aortic aneurysm screening Alcohol misuse counseling Annual Wellness visit Bone mass measurement Breast cancer screening (mammogram) Cardiovascular disease (behavioral therapy) Cardiovascular screening Cervical and vaginal cancer screening Colorectal cancer screenings (colonoscopy, fecal occult blood test, flexible sigmoidoscopy) Depression screening Diabetes screenings and monitoring Hepatitis C screening HIV screening Lung cancer with low dose computed tomography (LDCT) screening Medical nutrition therapy services Medicare Diabetes Prevention Program (MDPP) Obesity screenings and counseling Prostate cancer screenings (PSA) Sexually transmitted infections screenings and counseling

Benefits In-Network Out-of-Network Tobacco use cessation counseling (counseling for people with no sign of tobacco-related disease) Vaccines, including flu shots, hepatitis B shots, pneumococcal shots Welcome to Medicare preventive visit (one-time) Any additional preventive services approved by Medicare during the contract year will be covered. This plan covers preventive care screenings and annual physical exams at 100% when you use innetwork providers. Emergency Care Urgently Needed Services $80 copay (worldwide) per visit If you are admitted to the hospital within 24 hours, you pay the inpatient hospital copay instead of the Emergency copay. See the Inpatient Hospital Care section of this booklet for other costs. $30 - $40 copay Diagnostic Tests, Lab and Radiology Services, and X- Rays Diagnostic radiology services (e.g. MRI) Lab services $0 copay $0 copay Diagnostic tests and procedures Therapeutic Radiology Outpatient X-rays $0 copay per service 30% coinsurance Hearing Services Exam to diagnose and treat hearing and balance issues Routine hearing exam $0 copay 30% coinsurance $0 copay; 1 per year Not covered Hearing aid $1,600 allowance every 2 years Not covered

Benefits In-Network Out-of-Network Routine Dental Services Preventive $0 copay for covered services (exam, cleaning, x-rays) Not covered Comprehensive Benefit limit $0 copay for covered services $500 limit on all covered dental services Not covered Not covered Vision Services Exam to diagnose and treat diseases and conditions of the eye Eyewear after cataract surgery $20 copay 30% coinsurance $0 copay $0 copay Routine eye exam Eyewear $0 copay Up to 1 every year* $0 copay every year; up to $200 for lenses/ frames and contacts 30% coinsurance Up to 1 every year* Not covered Mental Health Inpatient visit $345 copay per day: for days 1-4 $0 copay per day: for days 5-90 30% coinsurance per admit Our plan covers 90 days for an inpatient hospital stay. Outpatient group therapy visit Outpatient individual therapy visit $30 copay 30% coinsurance $40 copay 30% coinsurance Skilled Nursing Facility (SNF) $0 copay per day: for days 1-100 30% coinsurance per admit, up to 100 days Our plan covers up to 100 days in a SNF. Physical therapy and speech and language therapy visit $0 copay 30% coinsurance Ambulance $100 copay $100 copay

Benefits In-Network Out-of-Network Routine Transportation $0 copay; 24 one-way trips per year to or from approved locations Not covered Medicare Part B Drugs Chemotherapy drugs Other Part B drugs

Prescription Drugs If you reside in a long-term care facility, you pay the same for a 31-day supply as a 30-day supply at a retail pharmacy. Stage 1: Annual Prescription Deductible Stage 2: Initial Coverage (After you pay your deductible, if applicable) Tier 1: Preferred Generic Drugs Tier 2: Generic Drugs Tier 3: Preferred Brand Drugs Tier 4: Non-Preferred Drugs $0 per year for Tier 1, Tier 2 and Tier 3; $200 for Tier 4 and Tier 5 Part D prescription drugs. Retail Mail Order Standard Preferred Standard 30-day supply 90-day supply 90-day supply 90-day supply $2 copay $6 copay $0 copay $6 copay $12 copay $36 copay $0 copay $36 copay $47 copay $141 copay $131 copay $141 copay $100 copay $300 copay $290 copay $300 copay Tier 5: Specialty Tier Drugs 29% coinsurance 29% coinsurance 29% coinsurance 29% coinsurance Stage 3: Coverage Gap Stage Stage 4: Catastrophic Coverage After your total drug costs reach $3,750, you will pay no more than 44% coinsurance for generic drugs or 35% coinsurance for brand name drugs, for any drug tier during the coverage gap. After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $5,000, you pay the greater of: 5% coinsurance, or $3.35 copay for generic (including brand drugs treated as generic) and a $8.35 copay for all other drugs.

Additional Benefits In-Network Out-of-Network Chiropractic Care Manual manipulation of the spine to correct subluxation $20 copay 30% coinsurance Diabetes Management Diabetes monitoring supplies $0 copay We only cover blood glucose monitors and test strips from the following brands: OneTouch Ultra 2, OneTouch UltraMini, OneTouch Verio, OneTouch Verio IQ, OneTouch Verio Flex, ACCU-CHEK Nano SmartView, ACCU- CHEK Aviva Plus, ACCU-CHEK Guide, and ACCU-CHEK Aviva Connect 30% coinsurance Durable Medical Equipment (DME) and Related Supplies Diabetes Selfmanagement training Therapeutic shoes or inserts Durable Medical Equipment (e.g., wheelchairs, oxygen) $0 copay 30% coinsurance Prosthetics (e.g., braces, artificial limbs) $0 copay - 20% coinsurance. 30% coinsurance Foot Care (podiatry services) Foot exams and treatment Routine foot care $0 copay 30% coinsurance $0 copay; for each visit up to 4 visits every year* 30% coinsurance; for each visit up to 4 visits every year*

Additional Benefits In-Network Out-of-Network Hospice You pay nothing for hospice care from any Medicareapproved hospice. You may have to pay part of the costs for drugs and respite care. Hospice is covered by Original Medicare, outside of our plan. Occupational therapy visit $0 copay 30% coinsurance Outpatient Substance Abuse Outpatient group therapy visit Outpatient individual therapy visit $30 copay 30% coinsurance $40 copay 30% coinsurance Outpatient Surgery $250 copay 30% coinsurance Health Products Benefit $80 credit per quarter to use on approved health products. Renal Dialysis 20% coinsurance 20% coinsurance *Benefits are combined in and out-of-network

Required Information This information is not a complete description of benefits. Contact the plan for more information. Limitations, co-payments, and restrictions may apply. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. Benefits, premium and/or co-payments/co-insurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium. OptumRx is an affiliate of UnitedHealthcare Insurance Company. You are not required to use OptumRx home delivery for a 90 day supply of your maintenance medication. Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on contract renewal with Medicare. This plan is available to anyone who lives in a contracted assisted living facility and requires an institutional level of care. If you want to know more about the coverage and costs of Original Medicare, look in your current Medicare & You handbook. View it online at https://www.medicare.gov or get a copy by calling 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.

Vendor Information Before contacting any of the providers below you must be fully enrolled in UnitedHealthcare Assisted Living Plan (HMO-POS SNP). Benefit Type Vendor Name Contact Information Hearing Exams Hearing Aids EPIC Hearing Health Care EPIC Hearing Health Care 1-866-956-5400, TTY 711 6 a.m. - 6 p.m. PT, Monday - Friday www.epichearing.com 1-866-956-5400, TTY 711 6 a.m. - 6 p.m. PT, Monday - Friday www.epichearing.com Vision Care UnitedHealthcare Vision 1-800-393-0993, TTY 711 8 a.m. - 8 p.m. local time, 7 days a week Dental Services UnitedHealthcare Dental 1-800-393-0993, TTY 711 8 a.m. - 8 p.m. local time, 7 days a week Routine Transportation (Limited to ground transportation only) Health Products Benefit LogistiCare 1-866-418-9812, TTY 1-866-288-3133 8 a.m. - 5 p.m. local time, Monday - Friday www.logisticare.com FirstLine Medical 1-800-933-2914, TTY 711 7 a.m. - 7 p.m. CT, Monday - Friday; 7 a.m. - 4 p.m. CT, Saturday www.healthproductsbenefit.com UHNC18PO4090641_000