Upcoming RASM Education Courses

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Upcoming RASM Education Courses 2014-2015 Oct. 29, 2014 Broker & Salesperson Module MN Disclosure Laws- Who, What, When and How Fulfills the 2014-2015 Required Module Instructor: Brad Boyd 3.75 hour of cont. education credit 8:30 am to 12:15 pm Before 10/22/14 After 10/22/14 Topics Covered: this course will provide in depth details on numerous real estate licensee disclosure requirement issues. Curriculum also includes the proper disclosures required by sellers, including selling property as is and the liability sellers can incur for non-compliance. Oct. 29, 2014 Please include an additional $5 if you would like to have pizza brought in for lunch during break! Brokers and Salespersons Module- Financing Issues, Earnest Money, and Trust Accounts Fulfills the 2014-2015 Required Module, also fulfills 1 Hour Broker Module Requirement Instructor: Brad Boyd 3.75 hours of cont. education credit 1:15 pm to 5:00 pm Before 10/22/14 After 10/22/14

Topics Covered: This course will help real estate licensees better understand trust account requirements and issues relating to earnest money. Information will also be shared on the mortgage Act and Practices (MAP) rule, the Real Estate Settlement and Procedures act (RESPA) and the Consumer Financial Protection Board (CFPB). Financing topics covered include Contract for Deed sales and new FHA loan limitations. Jan. 21, 2015 Broker & Salesperson Module MN Disclosure Laws- Who, What, When and How Fulfills the 2014-2015 Required Module Instructor: Lynn Leegard 3.75 hour of cont. education credit 8:30 am to 12:15 pm Before 1/14/15 After 1/14/15 Topics Covered: this course will provide in depth details on numerous real estate licensee disclosure requirement issues. Curriculum also includes the proper disclosures required by sellers, including selling property as is and the liability sellers can incur for non-compliance. Jan. 21, 2015 Please include an additional $5 if you would like to have pizza brought in for lunch during break! Brokers and Salespersons Module- Financing Issues, Earnest Money, and Trust Accounts Fulfills the 2014-2015 Required Module, also fulfills 1 Hour Broker Module Requirement Instructor: Lynn Leegard 3.75 hours of cont. education credit 1:15 pm to 5:00 pm Before 1/14/15 After 1/14/15

Topics Covered: This course will help real estate licensees better understand trust account requirements and issues relating to earnest money. Information will also be shared on the mortgage Act and Practices (MAP) rule, the Real Estate Settlement and Procedures act (RESPA) and the Consumer Financial Protection Board (CFPB). Financing topics covered include Contract for Deed sales and new FHA loan limitations. Feb. 11, 2015 Negotiate with Confidence and Power: Fundamentals *This class will apply to GRI designation Instructor: Deb Greene 3.0 hours of cont. education credit 9:00 am to 12:00 pm Before 2/4/15 After 2/4/15 Topics Covered: This course will help real estate professionals understand the practices of negotiating on behalf of, and in the best interests of, their real estate clients in the purchase, sale or lease of real property. Students will learn how to understand the needs, concerns, priorities and motivations of parties to the negotiation in order to better serve the interests of their clients. March 25, 2015 Business and Communication Technology *This class will apply to GRI designation Instructor: Rob Mehta 3.0 hour of cont. education credit 9:00 am to 12:00 pm Before 3/18/15 After 3/18/15

Topics Covered: Are you thinking about buying technology devices, software or apps to improve your real estate business but don t know where to start? Are you struggling to reach consumers because you don t know which communication methods are the most effective ones to utilize? Do you have concerns about data security, virus protection, legal issues, etiquette and personal safety in using these tools? By attending this course you will learn how to run your real estate business safely in the most cost & time efficient manner by leveraging technology. April 8, 2015 Code of Ethics *Meets NAR requirements of Code of Ethics Instructor: Lynn Leegard 2.5 hours of cont. education credit 9:00 am to 11:30 am Before 4/1/15 $25.00/RASM Member Non RASM Member $31.00 After 4/1/15 $.00/RASM Member Non RASM Member $40.00 Topics Covered: This class will explore ethical duties and obligation as prescribed by the Code of Ethics and MN Statues, when working with buyers and sellers. Examples and case studies will be cited to help agents identify problems and recommendation to avoid conflict and correct problems. April 8, 2015 Agency and Fair Housing *Meets Agency and Fair Housing cont. ed requirements Instructor: Lynn Leegard 2.0 hours of cont. education credit 12:30 pm to 2:30 pm Before 4/1/15 $25.00/RASM Member Non RASM Member $31.00

After 4/1/15 $31.00/RASM Member Non RASM Member $40.00 Topics Covered: This class will help real estate practitioner s understand the duties and responsibilities required by fair housing and anti-discrimination laws and MN agency requirements.. April 29, 2015 Broker & Salesperson Module MN Disclosure Laws- Who, What, When and How Fulfills the 2014-2015 Required Module Instructor: Don Smith 3.75 hour of cont. education credit 8:30 am to 12:15 pm Before 4/22/15 After 4/22/15 Topics Covered: this course will provide in depth details on numerous real estate licensee disclosure requirement issues. Curriculum also includes the proper disclosures required by sellers, including selling property as is and the liability sellers can incur for non-compliance. April 30, 2015 Brokers and Salespersons Module- Financing Issues, Earnest Money and Trust Accounts Fulfills the 2014-2015 Required Module, also fulfills 1 Hour Broker Module Requirement Instructor: Don Smith 3.75 hours of cont. education credit 8:30 am to 12:15 pm Before 4/23/15

After 4/23/15 Topics Covered: This course will help real estate licensees better understand trust account requirements and issues relating to earnest money. Information will also be shared on the mortgage Act and Practices (MAP) rule, the Real Estate Settlement and Procedures act (RESPA) and the Consumer Financial Protection Board (CFPB). Financing topics covered include Contract for Deed sales and new FHA loan limitations. The 2014-15 DOC Required Module consists of: - 3.75 hour MN Disclosure Laws Class AND - 3.75 Financing Issues Class Attendance and passing a written examination on BOTH components is required to satisfy the modules.

October 22, 2014 New Member Orientation Requirement for all new members 9:00-12:30, 3.5 hours Continuing Education Credit- January 15, 2015 New Member Orientation Requirement for all new members 9:00-12:30, 3.5 hours Continuing Education Credit- April 16, 2015 July 16, 2015 New Member Orientation Requirement for all new members 9:00-12:30, 3.5 hours Continuing Education Credit- New Member Orientation Requirement for all new members 9:00-12:30, 3.5 hours Continuing Education Credit- *You must arrive on time and attend the entire session to be given credit for the class per the Department of Commerce *Classes may be cancelled due to lack of registrants *No refunds unless you call 24 hours in advance to cancel your registration Watch for additional information and registration forms in your newsletter. Education schedule also available on the website at www.rasminfo.com

Who do you contact? For registration or course information contact Brittni at brittni@rasminfo.com RASM Phone Number: 507-345-6018 RASM Fax Number: 507-345-5225 RASM Website: www.rasminfo.com Classroom Location: RASM 2115 Rolling Green Lane North Mankato, MN 56003 MN Department of Commerce All real estate education is regulated by the Minnesota Department of Commerce. All courses offering continuing education credit must first be approved by the department and re-approved each year. Some other important facts to remember regarding education and Department of Commerce regulations include: On-time Arrival As a provider of continuing education, we are not allowed to admit a student after class has started. Renewal New Agent As a new agent, you are required to complete 30 hours of continuing education before your license renewal deadline. Renewal All Other Agents You are required to complete a minimum of 15 hours by June 30, 2015 and the remaining hours by your renewal date of June 30, 2016. Review your Transcript of continuing education credits at www.pulseportal.com.

RASM offers Online Education!! To access the information go to www.rasminfo.com Click on the Education tab on the left hand side

Continuing Education Checklist Please register me for the following classes: Oct. 29, 2014 Broker/Salesperson Required Module MN Disclosure Law Oct. 29, 2014 Broker/Salesperson Required Module- Financing Issues Jan. 21, 2015 Broker/Salesperson Required Module- MN Disclosure Law Jan. 21, 2015 Broker/Salesperson Required Module- Financing Issues Feb.11, 2015 Negotiate with Confidence and Power Fundamentals 3.0 hours of CE March 25,2015 Business and Communication Technology 3.0 hours of CE April 8, 2015 Code of Ethics 2.5 hours of CE April 8, 2015 Agency and Fair Housing 2.0 hour of CE April 29, 2015 Broker/Salesperson Required Module- MN Disclosure Law April 30, 2015 Broker/Salesperson Required Module- Financing Issues

2014-2015 Class Registration Form Name: Company: Phone: Please check one: Payment is enclosed Charge to my (circle card type and complete information below): VISA MASTERCARD Card#: Amount: $ Exp Date: 3 digit security code on back: CC Billing Info: Address City State Zip Name on card Signature : Mail to: RASM Email to: brittni@rasminfo.com Fax to: (507) 345-5225 2115 Rolling Green Lane North Mankato, MN 56003 No Registrations will be accepted without payment.