BinBase.com Purchase Agreement

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BinBase.com Purchase Agreement About BinBase.com and BIN/IIN Numbers Database BinBase.com provides merchant solutions for reducing credit card losses, and offers law enforcement agency support for Bank Identification Number information. Our regularly updated database of over 350,000 BIN/INN records from over 13,000 banks and 212 countries is compiled from authoritative and recognized sources not generally available to the public. The database records are provided by merchants who process credit card payments and by banks and other financial institutions. The database is the property of BinBase.com, Ltd., a Cyprus based company, and is available for purchase under the terms and conditions contained in this contract. Businesses and organizations use the BinBase.com database to verify customer information and to help prevent credit card fraud. BinBase.com, Ltd. EU Cyprus, Limassol, 7 Pelopos Str., Office 302 P/C 4040 Terms of Licensing BIN Database Single License - $499US The Single License grants to the Buyer the right to create a product and/or service for company s internal purposes only. Selling access to the derivative product in any form is prohibited. Buyer may store and use a single copy of the database for a single computer. Multiple users may access the database on either a single computer or through a local or online network, and Buyer is authorized to incorporate the purchased BIN database into Buyer's existing database. Buyer may access the purchased database on multiple computers by purchasing a site license. Each additional PC adds $99 to the price regardless of the license type. Buyer is authorized to create a product and/or service using the database information, and buyer may also create derivative products (such as a fraud prevention service) from the purchased BIN database. Purchase Agreement ~ BinBase.com, Ltd. EU Cyprus ~ ~ Page 1 of 6

BinBase.com will provide free database updates to Buyer for six (6) months following database purchase. BIN Database Universal License - $999US The Universal License grants to the Buyer the right to create a product and/or service for sale to the public under the following terms: Buyer may store and use a single copy of the database for a single computer. Multiple users may access the database on either a single computer or through a local or online network, and Buyer is authorized to incorporate the purchased BIN database into Buyer's existing database. Buyer may access the purchased database on multiple computers by purchasing a site license. Each additional PC adds $99 to the price regardless of the license type. Buyer is authorized to create and sell a product and/or service using the database information, and buyer may also create derivative products (such as a fraud prevention service) from the purchased BIN database. BinBase.com will provide free database updates to Buyer for two (2) years following database purchase. BIN Database Extended License - $1999US The Extended License includes all the features of the Universal License. Additionally, the Buyer gains access to the extended BIN database. This includes 7,8,9,10 and 11 digit BIN data sets. More information about extended BIN ranges is available here. Buyer is not authorized to resell, give away, or publish the database in its original format in any form for any purpose, nor is Buyer authorized to create or offer free BIN lookup services using the BinBase.com BIN database. Buyer may direct any questions to us at Pricing/Purchase Options Purchase Option Discount Net Price (**) Single License - Online by Credit Card 0% $499US Single License - Wire Transfer with Invoice (*) 10% $449US Universal License - Online by Credit Card 0% $999US Universal License - Wire Transfer with Invoice (*) 15% $849US Extended License - Online by Credit Card 0% $1999US Extended License - Wire Transfer with Invoice (*) 10% $1799US * BinBase.com invoices will be provided only to legitimate businesses when Buyer submits company name, website, and business location with address. Details for an international wire transfer will be provided to Buyer, and invoices must be paid within 30 days. ** Net price doesn t include any taxes. Purchase Agreement ~ BinBase.com, Ltd. EU Cyprus ~ ~ Page 2 of 6

Terms of Service Accuracy & Updates BinBase.com warrants, and Buyer understands, that the accuracy of the BIN database exceeds 99 percent. BinBase.com works continuously to update and maintain accurate and timely records. Buyer understands and agrees that 100 percent accuracy of a BIN database is a goal but cannot be guaranteed. Estimated database accuracy is between 99 and 100 percent. Because there exists no 100 percent full compilation of BIN numbers, BinBase.com cannot guarantee 100 percent possible coverage. The company continuously works to maintain accurate records and up-to-date information, and regularly updates database records. It's important to BinBase.com to provide Buyers with the most accurate possible database, but Buyer understands and agrees that 100 percent accuracy is not possible. There could be some time lag between actual change in the BIN data and the time this data is reflected in our database. This could be up to two months. Terms of Delivery The BinBase.com BIN database is provided in a semicolon-delimited format accessible with a text editor program or spreadsheet software. The database is ISO compliant and features four additional ISO parameters included in each record: country name, country codes A2 and A3, and country number. BinBase.com sells rights to its BIN database and provides the data contained therein in the form of a.zip file delivered as an email attachment -- usually within 24 hours. For security reasons, BinBase.com does not offer the database in downloadable format from its website, nor is online access to our database provided. Database delivery package includes database in CSV and XML format, as well as BIN lookup software to perform quick filtering tasks on local Windows machine. Other Terms and Conditions REFUNDS and PARTIAL PURCHASES: BinBase.com does not offer a refund after purchase. Buyer can thoroughly test the database online prior to purchase, and BinBase.com strongly encourages use of the online demo along with Buyer requests for up to 100 free search queries. BinBase.com does offer partial purchases; only the complete database is available to Buyers for purchase. UPDATES: BinBase.com provides database updates free of charge for 6 (24) months. Updates after this 6 (24)-month period are available on request for an annual fee of $199. At least two updates are provided to Buyer of Single License within the first 6 months after purchase. Buyers of Universal License will receive monthly updates during their initial update period of 24 months. All updates are sent as email notifications and contain latest download links. Buyer may direct any questions to us at Purchase Agreement ~ BinBase.com, Ltd. EU Cyprus ~ ~ Page 3 of 6

BinBase.com Terms of Service A Buyer who uses the BinBase.com website or purchases products or service agrees to comply with and be legally bound by the BinBase.com Terms of Service. This Agreement constitutes the only agreement between BinBase.com and Buyer. Any future amendments or updates to this Agreement shall be in writing and become a part of this Agreement between both parties. BinBase.com reserves the right to make changes to this Agreement or to its policies and terms of use, and Buyer shall be notified in writing and/or email of any such changes with one month previous notice when possible. Any changes to policies or terms of use shall be posted on the BinBase.com website; it is Buyer's responsibility to be aware of and take note of any such future changes or updates. Copyright All content on the BinBase.com website is protected under international copyright law, including trademarks and other proprietary rights. Any copying, re-use, modification, redistribution, use or publication by Buyer of any portion of the BinBase.com website is strictly prohibited unless permission is granted in advance in writing by BinBase.com management. Buyer understands and agrees that no ownership of any content or materials on the website or contained within the BinBase.com database(s) is granted to Buyer. Purchasing rights to the BinBase.com database grants to the Buyer the right to use the database as per terms of the license purchased. In the case of information that is the copyrighted work of third parties, which may be provided to Buyer after purchase of the database, any such rights shall be reserved by those third parties accordingly. Refund Policy Because of the non-tangible nature of BinBase.com products, their electronic distribution, and the Buyer s ability to test the products before they buy, refunds after purchase are not offered. Buyer agrees that any perceived problems or issues with database shall be immediately brought to the attention of BinBase.com customer support. Refunds for errors or omissions of data in the BinBase.com database are not offered; Buyer understands that there exists no 100 percent full compilations of BIN numbers, and therefore BinBase.com cannot guarantee 100 percent accuracy. Payment can be reversed if the purchase was made by error, or the buyer paid more than once for the same product. Such requests should be submitted by email and will be processed within 3 business days. Limited License, Permitted Uses On purchase of the BinBase.com database, Buyer is granted a nontransferable, nonexclusive, revocable license to access and use the website and/or database in Purchase Agreement ~ BinBase.com, Ltd. EU Cyprus ~ ~ Page 4 of 6

accordance with this Agreement. Buyer may use the free online demonstration to query the database up to ten times in one 24-hour period. Restrictions and Prohibitions of Use Buyer's license for access to the BinBase.com website, along with access to materials, products and/or services provided through the website, are subject to the following restrictions and prohibitions. Buyer is not authorized to and agrees not to: Copy, print, republish, display, transmit, sell, rent, lease, loan or make available in any other way any portion of the BinBase.com website and/or its products and services except as authorized in advance by BinBase.com in writing. Use the website or any products and/or services for commercial distribution of any kind. Use the website or any products and/or services for illegal purposes of any kind. Limits of Liability BinBase.com makes no representations nor warranties of any kind that the services provided will be uninterrupted or error-free, and makes no warranties that the website or the hosting server is free from viruses or other forms of harmful code or programming. Buyer understands and agrees that BinBase.com does not and cannot guarantee that the database is 100 percent accurate. All database content and other information is provided "as is," with specific disclaimer of any warranties of merchantability, fitness for a particular purpose, title, or noninfringement. Under no circumstances shall BinBase.com, its agents, or anyone involved in the creation, production, delivery, or updates of the website and/or database(s) be liable for any direct, indirect, incidental, or consequential damages resulting from Buyer's use of this website, any BinBase.com products or services, or the products and/or services of any other linked company or website. BinBase.com's liability regarding products or services purchased directly from BinBase.com is expressly limited to replacement of defective goods, or the repayment or crediting to Buyer of an amount equal to the purchase price of the goods. Links to other websites from the BinBase.com website do not imply endorsement of the company, products, or services available from such websites. Links to other websites are provided by BinBase.com solely as a convenience to users. Unlawful or Prohibited Use Buyer agrees to not use the BinBase.com website or its products and/or services for any purpose that is unlawful or prohibited in any location. Buyer further agrees to not use Purchase Agreement ~ BinBase.com, Ltd. EU Cyprus ~ ~ Page 5 of 6

the website in any manner that could disable, damage, overburden, or impair any BinBase.com website, or interfere with any other party's use of the website and/or BinBase.com products or services. Buyer also agrees to not attempt to gain unauthorized access to any BinBase.com material. Privacy Policy BinBase.com uses information provided by Buyer to complete orders for products and/or services. BinBase.com agrees to keep this information confidential and to not share this information with other parties, except to the extent necessary to complete orders for products and/or services. This Agreement signed by both parties on the day of, Name: Title: Company: Name: Title: Company: BinBase.com, Ltd. EU Cyprus, Limassol, 7 Pelopos str., Office 302 P/C 4040 Purchase Agreement ~ BinBase.com, Ltd. EU Cyprus ~ ~ Page 6 of 6