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SUMMER FALL 2015 Texas Real Estate Continuing NEW LOWER PRICING Only $69 for Complete 15-Hour MCE Packages! Education DEMAND MORE from your CE than just credit hours Explore Timely Topics > Become a Better Agent > Grow Your Business

The knowledge you need to succeed. Kaplan s comprehensive study solutions: Satisfy the Texas Real Estate Commission requirements Provide the skills you need to help your clients and excel in your career Contain the most current and accurate information available 4 WAYS to complete your education! Kaplan Professional Provider SAE #0546 and MCE #0031 and Class Provider Kaplan University Provider SAE #0438 and MCE #0316 Correspondence and Review Provider Course approval numbers are available upon request. 1 If you work best with set class times and enjoy lively discussions with instructors and classmates, this option is for you. Learn from statecertified instructors at one of our Kaplan Learning Centers: 2 Kaplan s stunning video lecture format allows you to access professional instruction anytime and anywhere you have an Internet connection. Filled with studio and onsite video learning, courses engage, enlighten, and entertain! New Location! Arlington Kaplan College Arlington Campus 2241 S Watson Rd, #181 Arlington, TX 76010 Anytime, Anywhere Your Own Schedule Interactive Learning E Pioneer Pkwy Convenient online learning anywhere you have access to the Internet. Start, stop, pause, and rewind each video lesson or segment as often as you like. Join our real estate experts in our state-of-the-art studio from your own home! Carter St S Watson Rd E Arkansas Ln 360 S Watson Rd E Arkansas Ln Forum Dr 3 Comprehensive text-based (non-video) online instruction available anytime, anywhere you have access to the Internet. Courses include 100% clock-time gated course progression delivery. Dallas Kaplan College Dallas Campus 12005 Ford Rd., #500 Dallas, TX 75234 Houston Norris Conference Ctr. 9990 Richmond Ave., #102 Houston, TX 77042 Sugar Land HAR Fort Bend 6680 Greatwood Pkwy. Sugar Land, TX 77479 4 Our exam-focused self-study correspondence courses allow you to study when and where it s convenient for you. 2 3

MCE Packages and Courses MCE Courses Bundle & SAVE $$! View MCE Package Schedules Page 15 NEW! TREC 2015-2016 Broker Responsibility MCE 6 Credit Hours $59 2014/2015 Texas Real Estate Market Pulse 15-Hour $99 2014/2015 Texas Real Estate Market Pulse Selling HUD Homes: Increase Your Clients Options Urban Redevelopment: Razing Eyebrows and Big Profits 15-Hour Broker CE Package 1 $99 2014/2015 Texas Real Estate Market Pulse TREC 2015-2016 Broker Responsibility MCE 15-Hour $99 2014/2015 Texas Real Estate Market Pulse Foreclosures, Short Sales, REOs, and Auctions: Tools for Success in Today s Market 15-Hour Broker CE Package 2 $99 Virtual Brokerage: How to Do It TREC 2015-2016 Broker Responsibility MCE The Texas Real Estate Commission Rules require a broker who sponsors salespersons, a designated broker of a business entity, and a licensee who is a delegated supervisor of one or more licensees, to have an understanding of the regulatory aspects of the management, operation, and supervision of a real estate brokerage firm in Texas. This course is designed to give the licensee the knowledge required for adequate performance of these duties. Arlington 3 5 Dallas 20 Houston 12 Sugar Land 9 NEW! Foreclosures, Short Sales, REOs, and Auctions: Tools for Success in Today s Market 6 Credit Hours $59 In this course, you will review both the judicial and non-judicial foreclosure availability, along with rights of redemption and foreclosure timelines. You will learn the pertinent forms used in short sale, REO, and auction proceedings, along with all the key terms and definitions of the foreclosure business. Arlington 11 10 Houston 14 Sugar Land 20 Learn why it is more important to your client than ever to comprehend the changing landscape. This course dives into revealing the key market factors and how they impact today s buyers and sellers, arming you with the knowledge to assess not only today s economic landscape but also the national and local real estate markets. Arlington 11 8 10 5 5 Dallas 20 15 Houston 11 14 Sugar Land 20 13 9 Selling HUD Homes: Increase Your Clients Options Discover the wealth of HUD homes in today s market and how you can help turn homes in need of a homeowner into your buyer s dream home. You ll learn the advantages of buying a HUD property, including how HUD homes have become viable investments, some priced well below market value. Learn the differences between a traditional purchase and a HUD home purchase, as well as how you can help your client tap into the vast inventory available. Arlington 8 5 Dallas 15 Houston 11 Sugar Land 13 This course is designed to increase your knowledge of the TREC 5 cannons of ethics, rules, regulations, and procedures pertaining to real estate transactions in Texas. It fulfills the mandatory TREC 3-hour ethics requirement and the National Association of REALTORS ethics course requirements. Arlington 12 9 4 11 6 6 Dallas 21 16 Houston 12 13 15 Sugar Land 21 14 10 Understand the recent changes to the TREC license act and how they impact your practice. Explore how to manage hot topics regarding title company selection, HOA regulations, and the Fair Credit Reporting Act, all while fulfilling your mandatory TREC legal update requirement. Arlington 12 9 4 11 6 6 Dallas 21 16 Houston 12 13 15 Sugar Land 21 14 10 NEW! Urban Redevelopment: Razing Eyebrows and Big Profits During this course, we will examine the pros, cons, and best practices to use when you or your clients express an interest in taking on these types of projects. You ll learn about some of the most common obstacles, such as zoning issues, and how to approach them for an optimum resolution. Learn from the pros how positioning a property for sale can increase your success and return on investment. Arlington 8 5 Dallas 15 Houston 11 Sugar Land 13 Virtual Brokerage: How to Do It Virtual brokerages have answered the call of today s client, whose expectations have never been more demanding or steep. Learn about the evolution of the virtual brokerage and what has made it so appealing to so many. Learn how real estate professionals in the virtual brokerage world are armed to work for their clients with sophisticated technology, lightning-fast communication, immediate responses to inquiries, electronic document expediting, and more! Arlington 3 Houston 12 4 5

MCE Package and Courses MCE Courses Bundle & SAVE $$! Continuting Education The Future of Education is Here See the Future with Kaplan Courses. 15-Hour $74 These courses are delivered in our stunning video lecture format. With Kaplan s video lectures, you have the ability to access professional instruction anytime and anywhere you have an Internet connection! Filled with studio and onsite video learning objectives, these courses engage, enlighten, and entertain! Watch a demo of our course at www.kapre.com/demo. NEW! Houses: Why Bad Things Happen to Good Houses Course 6 Credit Hours $34 Kaplan will take you on a building physics adventure. This course will explain, in easy-tounderstand terms, how houses work and, more importantly, why perfectly good houses sometimes go bad. You will learn the critical role new construction materials play in reduced building tolerances and why that creates huge problems. Find out, for example, which types of insulation materials are effective and which are not. Older homes will be explored as well. You ll learn the many advantages and pitfalls of replacement windows and new energy efficient siding products, along with air quality and cleansing technologies. Helpful tips will enable you to communicate more intelligently and effectively with increasingly sophisticated homeowners. () () Identity Theft: Protecting Your Clients and Your Business () Houses: Why Bad Things Happen to Good Houses () NEW! How to Measure Real Property Course 3 Credit Hours $24 Real estate licensees, appraisers, assessors, builders, and contractors have specific methods used to measure and describe residential real property. In this engaging course, we ll clarify the standards and pinpoint common mistakes made in measuring property. You ll also learn the proper terminology and definitions that even the playing field between agents, appraisers, and lenders who use this value-laden information for many of the decisions made concerning a property. Learn to talk the same talk while more accurately representing the home, as well as enhancing the value you bring to your client with this knowledge. Kaplan is the best avenue to continue your education while working a demanding full-time job. allowed me to attend classes on my schedule. Catherine R. NEW! Identity Theft: Protecting Your Clients and Your Business Course 3 Credit Hours $24 The odds of experiencing business identity theft are ever-increasing. The risks your business faces are bigger yet. From a criminal s perspective, it is significantly more cost-effective to steal business identities than individual identities. Learn how not to let your clients or your business fall victim! Learn how business ID theft spells potential disaster for your livelihood, as well as your client s. Understand how to respond if your client s information is compromised. Plus, learn how to spot and address the warning signs. NEW! Introduction to Real Estate Investments Course 6 Credit Hours $34 Real estate is still one of the best investments available anywhere. Agents who understand the numbers are on their way to earning extra commissions. Investors are discovering that tax, cash flow, principal reduction, and appreciation benefits of single and multi-family properties outweigh other investment opportunities, including the wildly vacillating stock market. This course can open the door for you to the lucrative investment real estate market. If you are unfamiliar with selling residential real estate as an investment, you ll get a step-by-step understanding of the fundamentals you ll need to get started. 2014/2015 Real Estate Market Pulse 3 Credit Hours $24 Place your finger on the pulse of today s real estate market and learn why it is more important to your clients than ever to evaluate the changing landscape. This course dives into revealing key market factors and how they impact today s buyers and sellers, arming you with the knowledge to assess not only today s economic landscape but also the national and local real estate markets. You ll learn to recognize the trends in buyers behaviors and understand the resulting actions required for sellers to make property more marketable. Trends will be examined that help you recognize housing configurations to meet today s largest growing population the aging. You will learn to identify options, challenges, and potential solutions to address multi-generational and multi-family homebuyers needs in these emerging situations, as well as what smart-home electronic features are of greatest interest to your clients. Watch a demo of our course! www.kapre.com/demo 6 7

MCE Package and Courses MCE Courses Our text-based online courses are a convenient and economical way to complete your continuing education on your schedule. You can access your courses anytime, anywhere you have access to the Internet. Below is a list of our online courses. Complete course descriptions may be found at www.kapre.com/txce. Bundle & SAVE $$! NEW! Understanding Today s Investors The course helps real estate agents understand who today s investors are, how they are trained, what their motivations and tactics are, and what to look for when trying to spot those who may be engaging in unethical investing practices. By understanding these things, real estate agents can become specialized in this niche market, thereby increasing their client prospects and fostering strong business relationships with these repeat clients. Identity Theft: Protecting Your Client and Your Business* From a criminal s perspective, it is significantly more cost-effective to steal business identities than individual identities. Learn how not to let your clients or your business fall victim! Learn how business ID theft spells potential disaster for your livelihood and your clients. Understand how to respond if your clients information or yours is compromised. Plus, learn how to spot and address the warning signs. This course is designed to increase your knowledge of the TREC 5 cannons of ethics, rules, regulations, and procedures pertaining to real estate transactions in Texas. It fulfills the mandatory TREC 3-hour ethics requirement and the National Association of REALTORS ethics course requirements. Understand the recent changes to the TREC license act and how they impact your practice. Explore how to manage hot topics regarding title company selection, HOA regulations, and the Fair Credit Reporting Act, all while fulfilling your mandatory TREC legal update requirement. 15-Hour $69 Investment Property Practice and Management NEW! Environmental Issues in Your Real Estate Practice In this course, you will learn how environmental issues most commonly arise in a real estate transaction and five golden rules that keep agents out of trouble. Learn how some hazards like lead, radon, mold, and asbestos are tested for and remediated if found to be present above currently established guidelines. Discover how some issues can only be verified by lab testing, and learn to spot the telltale signs that can tip you off that these invisible issues are present. Learn the federal government s definition of an underground storage tank, and the three types of tanks that are exempt from compliance. Explore federal laws concerning toxic substances, how the EPA ranks these hazards, and the three most common substances found in real estate. From potentially hazardous construction materials and their clean alternatives to wetland management, protection, and who exercises control over them, this comprehensive course keeps you in the know on today s most pressing environmental issues. Buyer Representation in Real Estate Buyer agents are busier than ever with today s opportunity-rich environment, and understanding the ins and outs of buyer representation has never been more important to your business. With so many homes on the market that don t sell, savvy agents are finding that representing the buyer is often more lucrative. For your business, understanding the requirements and obligations of buyer representation can mean the difference between floundering and flourishing. From purchase and sale agreements to closing the property, this course will expose you to some of the best practices employed in the industry of buyer representation. Foreclosures, Short Sales, REOs, and Auctions This course provides you with a complete overview of foreclosures, short sales, real estate owned properties (REOs), and auctions, in addition to special tax credits and other programs that may assist agents in dealing with these properties. You will gain a better understanding of the foreclosure process in Texas, how to identify and market short sale properties, short sale contracts, purchasing REO properties, and auction procedures. Introduction to Commercial Real Estate Agents involved in commercial sales work with complicated and challenging transactions. But the rewards can be great. In this introductory course, you will gain a clear understanding of all the fundamentals you ll need to get your start in the commercial field. Full of tips and techniques to increase your customer base, as well as work successfully with developers, commercial owners, brokers, or small commercial tenants. Investment Property Practice and Management 9 Credit Hours $49 *This course has been submitted to TREC and is pending TREC approval. Property management presents significant challenges: owner-tenant relationships, state and federal regulations, leases, financial analysis, safety management, and more. You ll learn valuable information about the nature of commercial real estate, classifications of real property, management plans, lease types, market value and rate of return analysis, marketing plans, and more. 8 9

MCE Courses MCE Courses Property Management and Managing Risk Property Management and Managing Risk describes this growing industry and the major functions of property managers. The emphasis is on real-life practice, not just theories. You ll learn about the four major real estate classifications and take an inside look at the rise of multifamily residences with its increasing demand for property managers. This course provides the best methods for developing a management plan, and provides information on how to complete a property analysis and use that information to estimate operating costs. Real Estate and Taxes: What Every Agent Should Know Real Estate and Taxes is an exciting, complete update on the taxes related to selling, owning, and investing in real estate. The course includes illustrative stories and sample situations and includes warnings about items that might have significant tax consequences if not handled properly. Real Estate Finance Today Real Estate Finance Today is a comprehensive look at the use of principal financing instruments. The course concentrates on the government influences on real estate finance, the current trends in mortgage lending, the features and functions of conventional mortgages and government-insured or guaranteed loans, and some special financing alternatives. Simply put, Kaplan delivers a quality product at very competitive prices. Their instructors have impressive credentials based on years of experience in the industry. David G. Risk Management It s hard to sell homes from inside a courtroom. We live in a litigious society, and whenever there is an issue in a real estate transaction, somebody inevitably points a finger at the agent. Today, more than ever, you need to know the laws and fastidiously adhere to sound risk management practices. This course provides an action plan for minimizing liability and helps you establish procedures for education, risk shifting, risk anticipation, and risk control. Selling HUD Homes: Increase Your Client s Options Discover the wealth of HUD homes in today s market and how you can help turn homes in need of a homeowner into your buyer s dream home. You ll learn the advantages of buying a HUD property, including how HUD homes have become viable investments, some priced well below market value. Learn the differences between a traditional purchase and a HUD home purchase, as well as how you can help your client tap into the vast inventory available. Sustainable Housing and Building Green: What Agents Should Know This specialty course presents the fundamental basics of sustainable housing and building green as it relates to real estate professionals and their clients. The new emphasis on environmental awareness makes it imperative for real estate professionals to be informed with upto-date content regarding key policies and trends. The Truth About Mold Mold is a controversial topic that is quickly becoming a serious liability risk for real estate agents and brokers. It affects all parties involved in real estate transactions, including home inspectors, home insurance professionals, and even buyers and sellers facing potential health risks that hinder their ability to secure insurance. Understanding 1031 Tax-Free Exchanges This course reviews capital gains taxes and the forms for computing them; advantages and disadvantages of installment sales; types of exchanges including simple property trades and multiparty exchanges; current 1031 laws and regulations; and key forms required for the execution of 1031 real estate transactions. Understanding Credit and Improving Credit Scores: What You Need to Know From auto and life insurance to mortgage and loan rates, credit scores are the defining element of a client s overall financial life. Here s your opportunity to get a behind-the-scenes look at credit scoring. Learn how to identify good candidates for credit repair. You ll leave knowing how to help clients improve their scores. Hardhitting and filled with examples, this is an eyeopening and powerful course. Virtual Brokerage: How to Do It Virtual brokerages have answered the call of today s client, whose expectations have never been more demanding or steep. Learn about the evolution of virtual brokerages and what has made it so appealing to so many. Learn how real estate professionals in the virtual brokerage are armed to work for their clients using sophisticated technology, which enables lightning-fast communication, immediate response to inquiries, electronic document expediting, and more! Learn what brokers need to know and what agents should understand about their duties and liabilities in a virtual brokerage environment. You will learn to identify the advantages and recognize the challenges, as well as what it takes to thrive in this setting. You ll discover what systems and technologies are necessary for a successful virtual brokerage operation. Also, you ll examine how an array of communication tools and resources facilitate effective communication and transactions, providing a seamless experience for the client. 10 11

MCE Packages MCE Courses 15-Hour $69 Foreclosures, Short Sales, REOs, and Auctions Bundle & SAVE $$! Broker CE Package $69 2014/2015 Texas Real Estate Market Pulse TREC 2015-2016 Broker Responsibility MCE 15-Hour $69 Profile of a Super Agent To Fall and Rise Again: Life After Financial Crisis NEW! TREC 2015-2016 Broker Responsibility MCE The Texas Real Estate Commission Rules require a broker who sponsors salespersons, a designated broker of a business entity, and a licensee who is a delegated supervisor of one or more licensees, to have an understanding of the regulatory aspects of the management, operation, and supervision of a real estate brokerage firm in Texas. This course is designed to give the licensee the knowledge required for adequate performance of these duties. 2014/2015 Texas Real Estate Market Pulse Place your finger on the pulse of today s real estate market and learn why it s more important than ever to comprehend the changing landscape. This course dives into revealing the key market factors and how they impact today s buyers and sellers. In this course, you ll explore current trends in buyer behavior and understand the actions required for today s sellers to make a property more marketable. Learn to recognize housing configurations to meet today s largest growing population the aging. Identify options, challenges, and potential solutions to address multi-generational and multi-family homebuyer s needs in these emerging situations. Plus, you will explore smart-home electronic features that are of the greatest interest to your clients. Foreclosures, Short Sales, REOs, and Auctions 9 Credit Hours $49 Profile of a Super Agent Why are some agents closing six properties a month while others are staring at their computers? In this course, you will learn how to create a continuous flow of new clients. Discover how savvy agents are tapping into past clients, family, friends, and getting involved in community organizations to make their business thrive! Understand how critical it is to be able to guide clients through a short sale or foreclosure deal. The Truth About Mold This course discusses the impact of mold on the real estate industry. You will learn important information on topics such as remediation, reducing liability, sampling and test kits, health effects of mold, and the differences between mold and other environmental red flags. Learn more about this widely misunderstood topic with updated information on issues relating to mold, as well as how these issues impact the real estate profession. To Fall and Rise Again: Life After Financial Crisis Turmoil in the financial markets and in real estate values has had a dramatic impact on everyone s financial picture. This course will provide tips to solve today s problems, while also building a strong financial future. Timing is everything when considering your options: bankruptcy, foreclosure, short sales, loan modification, debt settlement, and credit counseling. When it seems like there isn t enough money, learn what options are still available and best fit your situation. This course is designed to increase your knowledge of the TREC 5 cannons of ethics, rules, regulations, and procedures pertaining to real estate transactions in Texas. It fulfills the mandatory TREC 3-hour ethics requirement and the National Association of REALTORS ethics course requirements. This course covers the recent changes to the TREC License Act and explains how these legislative changes will impact your practice. Learn how to manage hot topic issues pertaining to title company selection, homeowners association regulations, and the Fair Credit Reporting Act s effect on property managers, all while fulfilling your mandatory TREC legal update requirement. This course provides you with a complete overview of foreclosures, short sales, real estate owned properties (REOs), and auctions, in addition to special tax credits and other programs that may assist agents in dealing with these properties. You will gain a better understanding of the foreclosure process in Texas, how to identify and market short sale properties, short sale contracts, purchasing REO properties, and auction procedures. 12 13

SAE Courses/ Schedules MCE Schedules Complete 90-Hour SAE Package Only $399! Effective September 1, 2013, the Texas SAE requirement is 90 hours. Complete your entire 90-Hour SAE requirement with this convenient package! Kaplan combines three 30-hour textbook correspondence courses: Real Estate Marketing: Blueprint for Success, Texas Real Estate Marketing: The Art of Negotiation, Real Estate Property Management, and supplemental live classroom review. Our industry, expert instructors lead you through a professional review of the most important home study course content in a dynamic classroom setting. Package Includes: Real Estate Marketing: Blueprint for Success #0525 (30 Credit Hours) Learn what it really takes to succeed in real estate sales! You will meet 30 hours of your Salesperson Annual Education (SAE). The information you will gain is based on recent research of consumers, agents, and brokers. This course is a great complement to your broker s training program. Texas Real Estate Marketing: The Art of Negotiation #0512 (30 Credit Hours) Negotiation is an invaluable skill of life and is involved in all aspects of marketing. The ability to effectively negotiate not only benefits you when dealing with buyers, sellers, and other agents, but also applies to your personal and professional relationships. This informative course teaches you how to ask for what you want and will put extra money in your pocket. You ll be better equipped to carry on business for your clients and give them the advice and advocacy they need from you. Texas Real Estate Property Management #0811 (30 Credit Hours) Property managers must be mindful of strategies for risk reduction, environmental issues and safety, and understanding the needs of tenants and owners, all while maintaining and managing properties. This course explores daily issues facing practitioners, such as maintenance, accounting, administrative, and legal activities. The course has up-to-date content on federal regulations, such as civil rights, fair housing, ADA issues, and environmental concerns. To purchase the courses in this package individually, please call 800.866.8036. Course Broker CE Package 1 Broker CE Package 2 Broker CE Package 1 Broker CE Package 2 Broker CE Package 1 MCE Schedule Arlington 2241 South Watson Rd., Ste 181 Credit Hours Tuition Jul Aug Sep Oct Nov Dec 15 $99 5 6 15 $99 3 4 15 $99 8 9 W 5 6 W 15 $99 11 12 W 10 11 W Dallas Kaplan College 12005 Ford Rd., Suite 500 15 $99 20 21 15 $99 15 16 Houston 9990 Richmond Ave., Suite 102 15 $99 12 13 W 15 $99 11 12 W 15 $99 14 15 W HAR Fort Bend 6680 Greatwood Parkway, Sugar Land, TX 15 $99 9 10 15 $99 13 14 15 $99 20 21 Day 1 Hours: 8:30 am 6:30 pm; Day 2 Hours: 8:30 am 3:30 pm. Both days include a one-hour break from 11:30 am 12:30 pm. W=Weekend SAE 90-Hour Package Arlington 2241 South Watson Rd., Ste 181 Course Credits Jul Aug Sep Oct Nov Dec Texas Real Estate Marketing: The Art of Negotiation Real Estate Marketing: Blueprint for Success 30 30 31 16 17 30 3 4 18 19 Real Estate Property Management 30 5 6 23 24 Prices, dates, and course offerings are subject to change. Visit www.kapre.com/txce for the most up-to-date information. Course approval numbers are available upon request. Professional Development Course Business Brokerage Training $499 55 million baby boomers will retire in the next 12 years. Who are they going to turn to in order to sell their business? What about those people who want to live the American dream and buy a business? Business Brokerage offers these sellers and buyers professional representation and an opportunity for you to create a new and growing revenue stream for yourself. Topics include: Setting Up Your Office Marketing Yourself Go to www.kapre.com/bb to enroll. Finding Sellers Valuing a Business The Listing Process Finding Buyers *Please Note: Professional Development Courses DO NOT provide continuing education credit. 14 15

We moved! Our Arlington campus has moved. Arlington live classroom courses will be offered at our new location: Our new campus offers: Updated classrooms with SMART Technology Student lounge On-site student microwave and refrigerator Free off-street parking Carter St E Pioneer Pkwy S Watson Rd Kaplan College 2241 S. Watson Rd., #181 Arlington, TX 76010 360 S Watson Rd Forum Dr E Arkansas Ln E Arkansas Ln Career Starter Pack $59 This valuable package of our top selling books is designed to provide you with effective tools and strategies for your business. Includes: 21 Things I Wish My Broker Had Told Me Before Hitting Send: Power Writing Skills for Real Estate Agents Up and Running in 30 Days 800.866.8036 www.kapre.com/txce 2241 S. Watson Rd., #181 Arlington, TX 76010 MRKT-18679