Northern Kentucky Housing Informational Packet

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2011 Nrthern Kentucky Husing Infrmatinal Packet This packet cntains educatinal materials and emergency resurces fr individuals and families regarding affrdable husing in the Nrthern Kentucky area. Brightn Center prvides this packet as a resurce nly. Brightn Center des nt find husing r endrse any f the landlrds. Created by: Brightn Center, Inc. Created: Dec. 2009 Updated: Jan. 2011

Nrthern Kentucky Shelters Family Shelters Interfaith Hspitality Netwrk 336 West 9 th Newprt, KY 41071 859-431-6840 http://www.nkyihn.rg Prvides vernight shelter fr up t 14 peple (4 families). Must have minr children under age 18. Serves 2 parent families, families with teenage sns, children with custdial fathers, single mther with children. Sme Requirements: 1. Must have children in their custdy under the age f 18. 2. N felnies frm the past 5 years. 3. Can nt we subsidized husing mre than $1000. If they we the utility cmpanies mre than $1000, have t have a payment plan set in place. 4. Can nt have substance abuse/alchl prblems. We d randm drug testing. 5. We can nt accept anyne wh is currently in a dmestic vilence relatinship. Cld Shelters Emergency Cld Shelter f NKY 634 Sctt Street Cvingtn, KY 41011 859-291-4555 http://nkycldshelter.blgspt.cm Seasnal Shelter: Nvember - April 1 st Cme, 1 st Serve (nly 32 beds available) Hurs: Mn Sun: 7:00 pm t 8:30 am (ht meals served) Must have KY picture ID Men s Shelters City Gspel Missin 1419 Elm Street Cincinnati, OH 45202 513-241-5525 http://www.citygspelmissin.cm Fairhaven Rescue Missin 260 Pike Street Cvingtn, KY 41011 859-491-1027 http://www.fairhavenmissin.rg Wmen s Shelters Eligibility: 1) 18+ years ld; 2) Pht ID required; 3) $15 shelter fee per week (prvides bed & lcker); 4) Tw meals prvided (Dinner & Breakfast); 5) N drugs r alchl permitted; 6) N Registered Sex Offender; 7) Must be in building by 6:45 pm & leave after breakfast. Prvides shelter fr up t 25 men with access t shwers and laundry facilities (must have picture ID and pass breathalyzer). Ht meal every evening at 6:00 pm. Welcme Huse 205 Pike Street Cvingtn, KY 41011 431-8717 http://www.welcmehuseky.rg Wmen s Crisis Center 835 Madisn Avenue Cvingtn, KY 41011 859-491-3335 http://www.wccky.rg Shelter fr hmeless wmen and children (bys n lder than 11 years ld). The shelter prvides shared bedrms, a cmmn kitchen and TV rm, laundry facilities and a children s rm. Participants receive 3 meals a day, persnal hygiene items, baby care items and bus transprtatin. The shelter prvides emergency assistance with clthing and fd. Prvides safe shelter fr wmen and children wh are victims f dmestic vilence r sexual abuse. Related services, such as, cunseling, advcacy and referrals fr emplyment and husing are available. N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 1

Campbell Cunty Subsidized Husing Sectin 8 Kentn Cunty Campbell Cunty Department f Husing 1010 Mnmuth Street Newprt, KY 41071 (859) 261-5200 Handicap, disabled and elderly are given preference. Call fr mre infrmatin. All cities lcated within Campbell Cunty limits, except the city f Newprt Fr mre infrmatin, see website at http://www.campbellcuntyky.rg/hme/services/assistanceservices/sectin-8-husing.html Newprt Neighbrhd Fundatins 30 East 8 th Street Newprt, KY 41071 (859) 581-2533 Only fr the city f Newprt Applicatins will be accepted M-F 9:00-3:00 Must have birth certificates, ss cards & picture ID fr all adults Fr mre infrmatin, check website at http://www.neighbrhdfundatins.cm Husing Authrity f Daytn 201 Clay Street Daytn, KY 41074 (859) 491-7749 Accepts applicatins n Wednesday 1:30-3:00 Waiting list can vary between zer t 9 mnths Husing Authrity Cvingtn Husing Develpment Department 2300 Madisn Avenue Cvingtn, KY 41014 (859) 292-2188 Accepts applicatins n Mndays 8:30-4:00 Call fr infrmatin n required dcumentatin Cvingtn Husing Authrity 2300 Madisn Avenue Cvingtn, KY 41014 Telephne: (859) 491-5311 Fax: (859) 292-3240 Email: dmstrauss@hacv.rg Scattered Apartments Husing Accepts applicatins M-F 8:00-3:30 Prvides public husing fr Latnia Terrace, Jacb Price, City Heights and Glden Twers Fr mre infrmatin, check website at http://www.hacv.rg Saratga Place 799 Saratga Place Newprt, KY 41071 (859) 291-6200 Applicatins accepted fr individuals 55 years & lder Rental assistance available t qualified applicants Speers Curt 901 Fifth Street Daytn, KY 41074 (859) 261-0536 Applicatins accepted fr individuals 62 years and lder, disabled persns receiving SSI Call t schedule an appintment Tw Rivers Apartments 411 Elm St Newprt, KY 41076 (859) 431-2166 Applicatins accepted fr individuals 62 years & lder Rental assistance available t qualified applicants Victria Square 506 Central Avenue Newprt, KY 41071 (859) 581-8500 Credit check cmpleted n all applicants Pets allwed if under 20 punds Accepts Newprt Sectin 8 Austinburg Apartments 411 Pattn St Cvingtn, KY 41011 (859) 291-9047 Applicatins accepted fr individuals 62 years & lder Rental assistance available t qualified applicants Cambridge Square 101 Prmntry Drive Cvingtn, KY 41015 (859) 431-2205 Accepts Sectin 8 Accepts applicatins n Tuesdays 11:00-3:00 Gdwill Village 1550 Banklick Street Cvingtn, KY 41011 (859) 851-0755 Apartments fr disabled persns with physical disabilities Call t make an appintment Highpint Apartments 110 Hay Street Cvingtn, KY 41016 (859) 491-7365 Apartments fr disabled persns and senirs living n Scial Security Accepts applicatins Tuesday and Friday 8:30-5:00 (ut fr lunch 12:00-1:00) N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 2

Bne Cunty Subsidized Husing Sectin 8 Carrll Cunty Bne Cunty Assisted Husing Department Administratin Building 3 rd Flr 2950 Washingtn Street Burlingtn, KY 41005 Main: (859) 334-2105 Fax: (859) 334-3127 Must apply n-line at http://www.bnecuntyky.rg/ah/default.aspx See website fr criteria and eligibility Husing Authrity Husing Authrity f Carrlltn 1201 9 th St Carrlltn, KY 41008 Telephne: (502) 732-4330 Fax: (502)732-4330 Email: husaut@kih.net Scattered Apartments Husing Accepts applicatins M-F 8:00 am - 4:00 pm Waltn Village 35 Schl Rad Waltn, KY 41094 (800) 728-5802 Apartments are fr senirs and disabled adults Request fr an applicatin t be mailed t yu Once applicatins are received an appintment will be scheduled Dixie Apartments 7832 Riehl Drive Flrence, KY 41042 (859) 525-1207 Call fr mre details Parkland Apartments 6751 Parkland Flrence, KY 41042 (859) 371-3400 Accept Bne Cunty Sectin 8 Call befre cming in and fr mre infrmatin Flrence Christian Hme 100 Christian Drive Flrence, KY 41042 (859) 647-5001 Rlling Ridge 8134 Diane Drive Flrence, KY 41042 (859) 371-3400 Carrlltn Landmark 254 Landmark Curt Carrlltn, KY 41008 (502) 732-4196 Carrlltn Village Apartments 298 Village Lane Carrlltn, KY 41008 (502) 732-4162 Sycamre Trace Hmes Carrlltn, KY 41008 (502) 732-4196 N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 3

Gallatin Cunty Subsidized Husing Sectin 8 Grant Cunty Husing Authrity Husing Authrity f Dry Ridge 300 Meadwview Circle Dry Ridge, KY 41035 Telephne: (859) 824-4432 Fax: (859) 824-5733 Email: husingauthrity@fuse.net Scattered Apartments Husing Accepts applicatins M-F 9:00 am 5:00 pm Accepts Grant Cunty s residents befre ut f cunty and ut f states applicatins Have 66 ttal units 20 senir units; 46 single and family units Husing Authrity f Williamstwn 514 Heltn Heights Williamstwn, KY 41097 Telephne: (859) 823-1511 Fax: 859-823-1512 Fredericksburg Apartments 500 Center Street Warsaw, KY 41095 (937) 223-3656 Riverside Square Apartments 400 Center Avenue Warsaw, KY 41095 (859) 567-2531 Ryal Pines Apartments 303 Ryal Pines Drive Warsaw, KY 41095 (256) 878-2408 Warsaw Apartments 823 Washingtn Street Shelbyville, KY 40066 (502) 633-3742 Academy Place Apartments 285 Old Crinth Owentn Rd Crinth, KY 41010 (859) 253-3733 Crittenden Curt Apartments 514 Heltn Heights Williamstwn, KY 41097 (859) 823-1511 Crittenden Place Apartments 195 Vincent Blvd Crittenden, KY 41030 (859) 277-5186 Lcust Ridge Apartments Dry Ridge, KY 41035 (859) 823-4481 Nrwd Apartments 206 Humes Ridge Rad Williamstwn, KY 41097 (859) 824-5663 Parkview Manr Apartments 228 Suth Main Williamstwn, KY 41097 (859) 824-7722 N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 4

Owen Cunty Subsidized Husing Sectin 8 Pendletn Cunty Husing Authrity Husing Authrity f Owentn 100 Gaines Village Dr. P.O. Bx 463 Dry Ridge, KY 40359 Telephne: (502) 484-2939 Fax: (502) 484-0386 Accepts applicatins Tues & Thurs frm 10:00 am t 12:00 pm; 1:00 pm t 4:00 pm Scattered Apartments Husing Husing Authrity f Falmuth 412 Beach Street Falmuth, KY 41040 Telephne: (859) 654-8492 Fax: (859) 654-8550 Email: husingauthrityfalmuth@fuse.net Accepts applicatins Tues thru Fri frm 12:00 pm t 5:00 pm Adair Apartments 117 East Adair Street Owentn, KY 40359 (859) 485-7396 Owentn Apartments 315 Nrth Main Street Owentn, KY 40359 (606) 485-7396 Waltn Village Apartments 35 Schl Rad Waltn, KY 41097 (502) 484-5802 Manr Huse Apartments 107 E. Perry Street Owentn, KY 40359 (502) 484-5802 Abbeywd Apartments 97 Abbeywd Drive Office 100 Falmuth, KY 41040 (859) 654-6405 Bedfrd Huse 301 Licking Street Falmuth, KY 41040 (859) 654-3957 Munt Auburn Apartments 10496 Highway 159 Nrth Butler, KY 41006 (513) 831-5700 N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 5

Finding A Place T Live Tips n lking fr husing: Check the classified sectin f the lcal newspaper Check with friends and neighbrs. Ask landlrds if they have ther vacant prperties r if they knw f ther landlrds wh may have vacant units available fr rent. Lk fr signs in windws in the area that yu wish t live in. Check with real estate ffices r rental agencies. Lk fr FREE rental magazines in lcal grcery stres. Check n http://www.nky4rent.cm Check n Craigslist at http://cincinnati.craigslist.rg Once yu have fund a place t pssibly rent: Determine if the place meets yur needs? (n next page) Always ask t see the unit yu wish t rent. Fill ut and sign tenant/landlrd inspectin frm (n page 8 and 9) as yu walk thrugh with landlrd. Ask the fllwing questins: Will yu rent t me under the Sectin 8 prgram? Wh is the wner f the prperty? May I have yur name, address and phne number? Hw much is the rent? Hw much is the security depsit? What utilities are included in the rent (gas, electric, water, sanitatin) Hw many bedrms are in the unit? Wh furnishes the stve and refrigeratr? Call Duke Energy t find ut what the average mnthly electric bill runs fr the unit. (Main number is at the bttm f page 10) Hw much can yu affrd fr rent? (See chart n page 11) Create a mnthly budget (page 12) t see if yu are able t affrd the unit. Always read yur lease befre yu sign it and be sure t get a cpy befre the landlrd takes it! N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 6

Determine yur Husing Needs Near bus line Near family Near wrk LOCATION Near daycare/ schl Near shpping Safe Children can play utside Quiet Other: BUILDING Cnditin f building On-site management Type f unit (single-family, duplex, multi-family) Off-street parking Pets allwed Laundry facilities Strage Space Yard Space Other: APARTMENT Affrdable rent f Susidized rent Utilities included Enugh bedrms Clsets and Strage Appliances included Air cnditined Other: Required Wuld Prefer Nt imprtant N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 7

Tenant/Landlrd Inspectin The tenant and landlrd shuld walk thrugh the unit t be rented and jintly cmplete this frm as t the cnditins f the unit. This shuld be cmpleted at mve-in and mve-ut. It shuld be cmpleted n a vacant unit unless the family is leasing in the place and already lives in the unit. This prcess is fr the prtectin f bth the tenant and the landlrd. Bth must sign and date the frm belw. Yu shuld leave blank items nt specific t yur unit. If there is smething brken, missing, nt wrking r dirty, it shuld be nted under OTHER. Address f Unit: Age f Unit: # f Bedrms: Type f unit (circle ne): Huse Apartment Duplex Trailer Mve-In Cnditin Mve-Out Cnditin New OK Other (Please List) New OK Other (Please List) Unit Exterir: Walls Rf Windws Drs Prch Lights Yards Kitchen: Stve Refrigeratr Dishwasher Flrs Walls Ceiling Windws Sink Cabinets Living Rm: Electrical Walls Flrs Windws Ceiling Bathrm 1: Sink Tilet Tub/Shwer Cabinet Cunter Flr Ceiling Walls N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 8

Bathrm 2: Sink Tilet Tub/Shwer Cabinet Cunter Electrical Flr Ceiling Walls Bedrm 1: Flr Walls Ceiling Windws Electrical Bedrm 2: Flr Walls Ceiling Windws Electrical Other Areas: Halls Stairs Other: Is there a wrking smke detectr n each flr? Are there visible bugs in the unit? Are screens in the windws prvided by the landlrd? What is the cnditin f the windw screens? Are windw cverings prvided by the landlrd? What is the cnditin f the windw cverings? Are there strm windws present in the unit? What is the cnditin f the windw cverings? Apprximate age f refrigeratr? stve dishwasher flr cverings Cmplete at Mve-In ONLY: Yes N MOVE-IN: Tenant s Signature Date Landlrd s Signature Date MOVE-OUT: Tenant s Signature Date Landlrd s Signature Date N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 9

Duke Energy Payment Lcatin - Nrthern Kentucky Newprt: Newprt Fd Mart (Ameristp Fd Stp) 2114 Mnmuth St. Newprt, KY 41071 Mn - Sun 7:00 a.m. t 9:00 p.m. Lcated by the Cash Pawn Shp. Cvingtn: Cvingtn Super Valu 1616 Madisn Ave. Cvingtn, KY 41013 Mn Sat 8:00 a.m. t 9:00 p.m. Sun. 8:00 a.m. t 8:00 p.m. Lcated near 16th & Madisn next t BlckBuster Vide. Flrence: El Oasis 7113 Turfway Rd. Flrence, KY 41042 Newprt Drug Center 948 Yrk St. Newprt, KY 41071 Mn - Fri 9:00 a.m. t 7:00 p.m. Sat. 9:00 a.m. t 5:00 p.m. Clsed Sunday & Hlidays Lcated ne blck frm Newprt Fire Dept. Family Grcery 940 Western Ave. Cvingtn, KY 41011 Mn - Sat 10:00 a.m. t 9:00 p.m. Sun. 11:00 a.m. t 5:00 p.m. Clsed Thanksgiving & Christmas Lcated n the crner f Western Ave Warsaw Wireless - Cincinnati Bell 1035 Vandercar Way Flrence, KY 41042 Prince Carry Out 202 E. 7th St. Newprt KY 41071 Sun Sat 10:00 a.m. t 10:00 p.m. Lcated acrss frm Harmn & Sn Bdy Shp n the crner. Latnia: Warsaw Wireless 3933 Winstn Ave. Latnia, KY 41015 Mn - Sat 10:00 a.m. t 9:00 p.m. Sun. Nn t 6:00 p.m. Lcated between E. 49th St. & E. 40th St. Alexandria: Alexandria Parkview Market 7901 Alexandria Pike Alexandria, KY 41001 Sun - Sat 8:00 a.m. t 10:00 p.m. Lcated next t Cricket, Subway, UHR rental acrss frm Fed Ex. Mn - Sat 10:00 a.m. t 9:00 p.m. Sun 12:00 p.m. t 6:00 p.m. Lcated in shpping plaza next t Fashin Bug, acrss frm Wal-Mart. Mn - Fri 9:00 a.m. t 6:00 p.m. Sat 9:00 a.m. t 5:00 p.m. Sun 10:00.am. t 2:00 p.m. Lcated next t Randy Outfitters and Alexandria Drug Stre. Frt Thmas: Daytn: Cld Spring: Frt Thmas Drug Center 26 Nth Frt Thmas Ave. Frt Thmas, KY 41075 Riverside Super Valu 118 6th St. Daytn, KY 41074 Slar Tan 20 Martha Layne Cllins Blvd. Cld Spring, KY 41076 Mn - Fri 9:00 a.m. t 7:00 p.m. Sat 9:00 a.m. t 5:00 p.m. Clsed Sun. Lcated next t Grss Insurance Agency & acrss frm Bank f Kentucky Mn - Sat 8:00 a.m. t 9:00 p.m. Sun. 8:00 a.m. t 8:00 p.m. Lcated n Rt. 8, fllw thru Bellevue, n 6th St. Mn - Thurs 8:00 a.m. t 9:00 p.m. Fri 8:00 a.m. t 8:00 p.m. Sat 9:00 a.m. t 6:00 p.m. Sun 10:00 a.m. t 5:00 p.m. Lcated next t CitiFinancial and Blckbuster acrss frm Tac Bell. Fr areas in Cincinnati: http://www.duke-energy.cm/kentucky/billing/lcatins-central.asp Cincinnati Main Office 644 Linn Street Cincinnati, OH 45202 1-800-544-6900 N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 10

N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 11

Mnthly Budget fr: JAN/FEB/MAR/APR/MAY/JUNE/JULY/AUG/SEPT/OCT/NOV/DEC/ Year: ( ) Past Due Bills/Amunts Rent/Mrtgage Heat & Utilities Phne (landline) Cell Phne Internet Cable Sewage/Water Aut Lan Transprtatin (bus/taxi) Gasline Fd (grceries) Husehld Expenses (t.p.; cleaning supplies; hygiene items, etc.) Aut Insurance Health Insurance Dental Insurance Clthing Child Care Entertainment (fast fd; mvies; snacks; etc) Christmas Other (diapers) Other ( ) Other ( ) TOTAL MONTLY EXPENSES TOTAL MONTHLY INCOME Surces:,,,,,,, ( ) ( ) ( )( )( )( ) ( ) ( ) TOTAL MONTHLY EXPENSES ( -/+) DIFFERENCE (Incme Expenses = Difference) Life Skills/Financial Services Budget Wrksheet Level 1 N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 12

HOW TO BECOME A GOOD RENTER Use the fllwing as a guide when thinking abut Hw t Becme a Gd Renter. GOOD HOUSEKEEPING HABITS FOR RENTERS AND HOMEOWNERS Establishing a gd rental histry is extremely imprtant when yu are cnsidering mving int anther rental situatin r thinking abut purchasing a hme. It is becming increasingly difficult t secure decent, safe and sanitary husing withut gd rental histry. Generally, the first item a prperty wner r manager reviews is yur credit histry. If yu are cnsistently late in paying yur rent, chances are yu will experience difficulty finding a suitable place t live. Often times, previus landlrds will be cntacted t discuss yur rental histry. Sme prperty wners r managers will stp by yur current address t check husekeeping skills befre yur applicatin is apprved. 1. When shpping fr a rental unit, yu shuld make a list f yur wants and needs. Fr example, the number f bedrms, bus service, prximity t grcery stres, wrk, childcare and schls. Yu shuld explre the surrunding area as well. Being satisfied with the rental unit and the neighbrhd creates a psitive climate fr becming a gd renter. 2. Prir t signing a lease, yu shuld read every wrd and be sure that yu clearly understand what yu are signing. Write dwn any questins that yu have and discuss them with the prperty wner befre signing the lease. 3. Ask the landlrd t walk thrugh the unit with yu befre mving in. Taking pictures f the vacant unit and perfrming a Tenant/Landlrd Inspectin Check-ff List will prvide yu with the necessary prf f pre-existing cnditins in rder t be able t recver yur security depsit when yu mve. 4. Paying rent n r befre it is due is the mst imprtant element f becming a gd renter. Knw where (the address) the rent is t be paid and if the rent is t be paid directly t the landlrd r by mail. If it is t be paid by mail, take cautin fr any mailing delays. Renters, wh cnsistently pay their rent during the grace perid (i.e. nt n the due date), are NOT cnsidered t be gd renters. This culd als have a negative impact n yur credit histry. If yu pay yur rent with cash, it is very imprtant that yu btain a receipt with all f the infrmatin recrded (name, date, amunt paid). If the rent is paid by check r mney rder, yu can use yur canceled check r the carbnized cpy f the mney rder, as yu receipt. Yu shuld set up a filing system just fr rental payments. 5. If yu are experiencing difficulty in paying yur rent n time, yu shuld immediately cmmunicate this t yur landlrd. Ntifying the landlrd in advance, demnstrates hw imprtant timely rent payments are t yu and shws that yu are cncerned. If there is a need t establish special payment arrangements with the landlrd, never agree t any arrangements that yu cannt keep. This will destry the landlrd s trust in yu. Hnesty is the best plicy. 6. If yu are respnsible fr paying a prtin r all f the utilities, it is imprtant that this cmmitment be paid n r befre the due date. Utility cmpanies reprt payment histries t credit bureaus, which culd negatively impact yu in the future. The respnsibility f the utility payments must be clearly spelled ut in the lease agreement. N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 13

7. Prperty wners frm time t time may cnduct inspectins f the rental unit. This activity shuld be clearly spelled ut in the lease with written ntice prvided t yu, at least 24 hurs in advance. The purpse f the inspectin is t determine the cnditin f the unit. If the cnditin is fund t be unacceptable, nrmally, the landlrd will site yu and give yu a limited amunt f time t cure the identified prblems. If yu have nt satisfactrily reslved the prblems, evictin prceedings can begin. Hwever, the practice may vary frm landlrd t landlrd. 8. If yu decide t terminate the rental agreement, yu must take care t fllw the terms f the lease. If the terms f the lease agreement have nt expired, yu may be held respnsible fr paying a lump sum amunt t satisfy the remaining amunt f the time left n the lease. Generally, a 30-day written ntice t the landlrd is required befre mving ut. Yu shuld always request a mve-ut inspectin with the landlrd. This shuld be cnducted as quickly as pssible, after yu have remved all f yur belngings. The mve-ut inspectin can be cmpared t the mve-in inspectin, making it easy t determine if there were any damages caused by yu while ccupying the unit. If any damages were caused after mve-in, the landlrd generally keeps a prtin f the security depsit t cver the cst f the repairs. If yu did nt pay a security depsit, yu may be charged fr the identified damages. These tw inspectin reprts prvide yu with the necessary dcumentatin in the event f a disagreement. Once again, this practice may vary frm landlrd t landlrd. Terminating yur relatinship with a landlrd n gd terms is ne additinal step in establishing a gd rental histry. Yu shuld be encuraged t develp a plan f actin fr perfrming regular husekeeping activities. Everyne in the family shuld be assigned a husekeeping task, even if it is small. Living in a well-rganized and clean envirnment builds a sense f pride f wnership, even if yu are renting. Develping these habits when renting, paves the way t gd husekeeping habits when yu wn yur wn hme. Gd renters make gd hmewners! Pr husekeeping habits can lead t damages in the unit, rach infestatin and created pr selfesteem. Yu shuld understand the imprtance f maintaining a well kept hme and hw it affects all facets f yur life the lives f yur children. This element f becming a gd renter is as imprtant as paying rent in a timely manner. *** Disclaimer: Brightn Center, Inc btains husing infrmatin including apartment listings frm free public surces. Brightn Center assumes n liability in the legitimacy f these listing and/r landlrds within this husing infrmatin packet. There are n warranties, expressed r implied, as t accuracy, cmpleteness, r results btained frm any infrmatin psted n this apartment listing. *** N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 14

DEFENDING AGAINST EVICTION IN KY INTRODUCTION In Kentucky, yur rights as a tenant depend upn where yu live. Sme cities and cunties 1 have the Unifrm Residential Landlrd and Tenant Act (Urlta), a law which applies t mst rental prperty (htels, hspitals, grup living situatin, and emplyment-based rentals are nt cvered). URLTA gives tenants and landlrds many rights as well as duties. Mst f Kentucky is nt cvered by URLTA, but it is true everywhere in the state that: A landlrd whse tenants d nt mve when they are asked t must get a curt rder befre evicting them. The law des nt give landlrds the right, withut a curt rder, t turn ff electricity r water in rder t get a tenant t mve. The law des nt give landlrds the right, withut a curt rder, t lck a tenant ut f an apartment, keeping the tenant frm their furniture and clthing. In an URLTA district, if a landlrd shuts ff utilities r lcks the tenant ut withut a curt rder, the tenant may sue fr damages equal t 3 mnths rent plus attrney fees. What fllws is a summary f tenants rights in URLTA and nn-urlta lcatins. FOR WHAT REASON CAN A LANDLORD REQUIRE A TENANT TO MOVE? URLTA: Either the lease has expired, r the tenant has materially breached the lease. This means the reasn cannt be a small r petty ne. Nn-payment f rent r any part f the rent is a material breach and a gd reasn fr evictin. The #1 rule fr tenants: Pay the rent. NON-URLTA: If there is n lease, the landlrd des nt need a reasn. Where there is a lease, the landlrd wants the tenant ut befre the lease is up, they must shw that the tenant breached (brke) the lease. WHAT KIND OF NOTICE MUST A LANDLORD GIVE A TENANT WHEN THEY WANT THE TENANT TO MOVE OUT ( VACATE )? URLTA: If the reasn the landlrds says the tenant has t mvie is because f nn-payment f rent, the landlrd must give at least 7 days ntice. Fr any ther reasn, they must give 14 days ntice. The ntice must be in writing, either hand-delivered r sent by registered/certified mail. NON-URLTA: The amunt f time is whatever the lease requires. Hwever, if the leases has expired, r if there is n lease r lease clause n the subject, the landlrd must give the tenant 30 days ntice in writing. WHAT IF THE TENANT HAS NOT MOVED OUT BY THE TIME THE LANDLORD TOLD THEM TO? URLTA: If, when the time has run ut, the tenant has fixed the prblem (paid the verdue rent, r gtten rid f the pet, etc.), then the landlrd must allw the tenant t stay. If nt, then the landlrd can file a curt actin t get the tenant ut. NON-URLTA: If the landlrd has given the right amunt f ntice and the tenant des nt leave, the landlrd can then file a curt actin t get the tenant ut. HOW MUCH ADVANCE NOTICE MUST A TENANT GET BEFORE COURT? URLTA AND NON-URLTA: The tenant must receive ntice at least three days befre the curt date. The ntice must be either hand-delivered t a member f the husehld 16 years ld r lder, r it must be mailed and psted in plain view at the premises. 1 Barburville, Bellevue, Brmley, Cvingtn, Daytn, Flrence, Lexingtn-Fayette Cunty Gergetwn, Luisville, Ludlw, Melburne, Newprt, Oldham Cunty, Pulaski Cunty, Silver Grve, Suthgate, Taylr Mill, and Wdlawn. N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 15

WHAT HAPPENS IN LANDLORD-TENANT COURT? Only One Issue: These cases are called frcible detainer cases. They are special, shrtened curt cases that deal nly with the issue f wh has a right t be n the prperty, the landlrd r the tenant. Regarding mney, the curt will lk at whether (but nt hw much) the tenant is behind in rent, because that will determine if the tenant has brken the lease. But the curt will nt decide wh wes hw much the nly rder will be either an evictin f the tenant r a dismissal f the landlrd s case. 2 Appearances: If the tenant des nt shw up, the judge will grant the landlrd the right t have them and their things taken ff the premises by the sheriff n the 7 th day after the curt hearing. If the tenant shws up but the landlrd desn t, the judge will dismiss the case. (The tenant will nt be evicted.) If bth parties appear, the judge will call the case and expect the parties t state what they think the curt shuld rule and why. Witnesses: Bth parties have a right t bring r subpena (rder the appearance f) witnesses; a subpena frm may be btained frm the curt clerk. Extra time will nt be given nce the case is called, s a tenant must have the subpena issued ahead f time; the witnesses must be present and ready t testify when the case is called. Defenses What can the tenant say in their defense? NON-URLTA: Failure t give required ntice. If the tenant can shw the curt that they did nt receive the prper (usually 30-day) ntice t vacate, r that they did nt receive at least 3 days ntice f the curt hearing, then the judge shuld dismiss the case, r put the hearing ff until the prper ntice has been given. Acceptance f current rent. Fr a tenant wh is behind in rent, if they can shw the curt that the landlrd, after giving the ntice t vacate, let the tenant pay the current mnth s rent, then the curt actin will be dismissed, because by taking the current rent the landlrd accepted the tenant fr a further term. The landlrd will have t start ver with a new curt actin at a later time. URLTA: A tenant has the abve defenses and these thers that NON-URLTA tenants dn t have: Right t cure. A tenant wh has brken the lease can shw the curt that in the meantime they fixed the prblem fr which the landlrd was trying t evict them (eg., paid the back rent, fixed the hle in the wall, etc.) Landlrd retaliatin. A tenant can prevent an evictin if they can prve t the curt that the landlrd is nly trying t get back at the tenant fr sme actin the tenant had a right t take such as reprting smething t the Health Department, jining a tenant unin, r withhlding rent t pay fr repairs. Credit fr rent withheld. A tenant wh has used past rent mney t pay fr repairs r needed utilities that the landlrd refused t make r prvide can shw the curt that they are nt behind in rent since they did pay the mney. (Tenants wh want t withhld their rent t make repairs must fllw very exact rules 3 fr ntifying the landlrd and spending the mney; therwise this is n defense t evictin. 2 It is rarely used this way, but the Frcible Detainer law als allws a tenant t sue a landlrd wh has imprperly taken pssessin f the premises. (This is called frcible Entry ). In such a case, the curt s ptins are t either rder the landlrd ff the premises, r dismiss the tenant s case. 3 Amng ther things, the repair must be necessary fr health and safety; the tenant must ntify landlrd 14 days ahead f time; and the repair cannt exceed ½ the rent (r $100, whichever is mre). N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 16

CAN A LANDLORD EVICT A TENANT FOR NOT PAYING LATE FEES? URLTA AND NON-URLTA: A tenant breaks their lease if they pay their rent late and dn t pay a required late fee. Hwever, a late fee must be reasnable, r else it will be cnsidered a penalty by the curt, and the curt may nt enfrce such a penalty. A reasnable late fee is ne that fits the amunt f truble late rent causes a landlrd a little extra bkkeeping, a tiny lss f interest. It can be argued that a late fee r mre than $5 r $10 is nt reasnable. CAN TENANTS GET THEIR SECURITY DEPOSIT BACK, EVEN IF THEY HAVE BEEN EVICTED? NON-URLTA: If a tenant is evicted withut wing the landlrd mney (r wing the landlrd less than the amunt f the security depsit), they can file a case in Small Claims Curt t get back the mney wed them. They cannt get an rder frm the Frcible Detainer (evictin) curt. URLTA: If a tenant leaves wing the landlrd rent, the landlrd can apply the security depsit mney t the rent bill after 30 days have passed. If the tenant desn t we back rent, r nt as much as the amunt f the security depsit, the landlrd must mail the tenant a ntice f the balance f the accunt and return the mney, unless the tenant des nt reply within 60 days f the ntice. The tenant can file a small-claims actin t get the security depsit back. The judge will decide hw much f the security depsit must be paid back. It must all be given back if the landlrd did give d certain things (tell the tenant, at mve-in, what bank accunt the mney is kept in; and have the tenant sign ff n inspectin frms shwing the cnditin f the premises befre and after the tenancy.) The infrmatin here is general and is nt t be taken as legal advice abut yur particular case. Fr legal advice, call yur lcal lawyer referral service r, if yu are a lw-incme persn, cntact Legal Services. T lcate the ffice serving yur area, cnsult the map at http://kylawhelp.rg/hme/publicweb/legalsvcs/statemap r call 859-255-9913. Persns ver the age f 60 and wh are Kentucky residents (r their caretakers) may btain advice and cnsultatin at 1-800-200-3633, the Legal HelpLine fr Older Kentuckians. N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 17

Yes Yu Can...Own a Hme Classes Interested in wning yur wn hme but dn t knw where t start r what yu need t d? The Financial Services Department at Brightn Center, facilitates Yes Yu Can Own a Hme, a class spnsred by Kentucky Husing Crpratin. Tpics cvered are: Imprtance f a having a budget Credit Reprts Hw much can yu affrd? Predatry Lending The lan prcess frm A t Z Clsing dcuments The rle f Realtrs Hazard insurance Whle huse inspectins What is a gd neighbr This class is free but registratin is required. Fr mre infrmatin r t register fr class, cntact (859) 491-8303 x 2314 r Earlene Jhnsn at (859) 491-8303 x 2327 N r t h e r n K e n t u c k y H u s i n g I n f r m a t i n a l P a c k e t Page 18