Vice-President/Real Estate Appraiser. Superior Appraisal Services, Inc SW 108 Terrace. Miami, Florida Senior Staff Appraiser

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14985 SW 108 Terrace Miami, Florida 33196 Phone (305) 382-3399 Fax (305) 386-0484 E-mail wanda@superappraisal.com Wanda Carpenter Employment History 1993-Present Vice-President/Real Estate Appraiser Superior Appraisal Services, Inc. 14985 SW 108 Terrace Miami, Florida 33196 1993-1995 Senior Staff Appraiser Dependable Appraisal Services, Inc. 13370 SW 131 Street, #110 Miami, Florida 33186 1987-1993 Senior Staff Appraiser Savings Of America. 9955 N. Kendall Drive Miami, Florida 33176 1984-1986 Loan Agent/Processor Andover Financial 9881 SW 107 Avenue Miami, Florida 33176 Licenses State Of Florida State Certified Residential Appraiser: License #RD 1246

State Of Florida Real Estate Salesman: License #00474228 Education 1982-1986 Miami Dade Community College, Miami, Florida Course 101 Introduction To Appraising Real Property 1987 Course 102 Applied Residential Property Valuation 1988 Appraisal Seminar and Continuing Education: The Residental Appraiser 06/1986, NSFA Narrative Appraisal Course 06/1986, NSFA Review Appraisal Seminar 06/1992, The Appraisal Institute Uniform Standards Of Professional Appraisal Practice 10/1992, Gold Coast School Residential Construction Materials and Methods 10/1992, Gold Coast School Appraisal Reporting Of Complex Properties 03/1993 Power Line Easements and Electro Magnetic Fields 05/1994, The Appraisal Institute From The Appraiser To The Underwriter 07/1994, Lee & Grant School Seven Hour USPAP Law Update 07/1994, Lee & Grant School In The Wake Of Natural Disasters - 03/1996, Lee & Grant School Seven Hour USPAP Law Update 03/1996, Lee & Grant School Small Residential Income Property Appraisal Report 03/1996, Lee & Grant Seven Hour USPAP Law Update 10/1998, Lee & Grant School Small Residential Income Property Appraisal Report 10/1998, Lee & Grant School In The Wake Of Natural Disasters 10/1998, Lee & Grant School FHA Appraising 10/1998, Lee & Grant School HUD Appraisal Standards Update Course #112 08/1999, Lincoln Graduate Center Uniform Standards Of Professional Appraisal Practice 10/2000, McKissock Data Systems

Factory Built Housing 10/2000, McKissock Data Systems Automated Valuation Models 10/2000, McKissock Data Systems Uniform Standards Of Professional Appraisal Practice (USPAP) 10/2002, Bert Florida Real Estate Appraisal License Law & Appraisal Board Reg. 10/2002, Bert Appraisal Research and Analysis 10/2002, Bert Residential Subdivision Analysis 10/2002, Bert Neighborhood Analysis 10/2002, Bert Sales Comparison Approach 10/2002, Bert Communicating the Appraisal 10/2002, Bert National USPAP Update Equivalent 11/2004, McKissock Data Systems Real Estate Mortgages and the Law 09/2004, Bert Sales Comparison Approach, Residential Applications 09/2004, Bert Neighborhood Analysis, Residential Applications 09/2004, Bert Federal National Mortgage Association 09/2004, Bert Florida Appraisal License Law 09/2004, Bert Appraisal Principles, Residential Applications 09/2004, Bert Fl National USPAP Update 09/2006, McKissock Sales Comparison Approach 07/2006, Bert Communicating The Appraisal 07/2006, Bert Appraisal Principles 07/2006, Bert Neighborhood Analysis - 07/2006, Bert Real Estate, Mortgages, and the Law 07/2006, Bert Florida Real Estate Appraisal License Law 07/2006, Bert Florida Real Estate Courses: Principles and Practices I 1986 Continuing Education 09/1994

Continuing Education 10/1996 Continuing Education 09/1998 Continuing Education 09/2000 Florida Real Estate Courses: Continuing Education - 09/2002 Continuing Education 09/2004 Continuing Education - 09/2006 References GMAC Mortgage 4800 N Federal Highway, #303A Boca Raton, Fl 33431 Ken Pluskota (561) 394-6980 Washington Mutual Teresa Cosie (561) 496-1697 Arlene Botton (305) 270-7517 Magellan International Mortgage 260 Crandon Boulevard, #B-9 Key Biscayne, Florida 33149 Maria Somarriba (305) 361-2323 First Continental Mortgage 1108 Kane Concourse, Suite 220 Bay Harbor Islands, Fl 33154 Sergio Lopez de Mesa (305)866-9200, Ext 200 Mellon United National Bank 1399 SW 1 st Avenue Miami, Florida 33130-4388 Diana Matson (305) 358-4334 Pedro J Gomez (305)808-2202

Espirito Santo Bank 1395 Brickell Avenue Miami, Fl. 33131 Krishna Ribeiro (305) 539-7700 Bank Of America/Home Focus Services, Inc. 17100 NW 59 th Avenue Hialeah, Florida 33015 Donald Cranshaw (305) 817-4747